increase 1.77.0 → 1.78.0

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG.md

@@ -1,5 +1,13 @@
 # Changelog
 
+## 1.78.0 (2025-09-16)
+
+Full Changelog: [v1.77.0...v1.78.0](https://github.com/Increase/increase-ruby/compare/v1.77.0...v1.78.0)
+
+### Features
+
+* **api:** api update ([a643e15](https://github.com/Increase/increase-ruby/commit/a643e1536b7cdfb7e311d9f6cfd18eaef9a4db7d))
+
 ## 1.77.0 (2025-09-16)
 
 Full Changelog: [v1.76.0...v1.77.0](https://github.com/Increase/increase-ruby/compare/v1.76.0...v1.77.0)

data/README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.77.0"
+gem "increase", "~> 1.78.0"
 ```
 
 <!-- x-release-please-end -->

data/lib/increase/models/wire_transfer.rb

@@ -110,8 +110,8 @@ module Increase
       # @!attribute message_to_recipient
       #   The message that will show on the recipient's bank statement.
       #
-      #   @return [String, nil]
-      required :message_to_recipient, String, nil?: true
+      #   @return [String]
+      required :message_to_recipient, String
 
       # @!attribute network
       #   The transfer's network.
@@ -152,6 +152,12 @@ module Increase
       #   @return [String, nil]
       required :pending_transaction_id, String, nil?: true
 
+      # @!attribute remittance
+      #   Remittance information sent with the wire transfer.
+      #
+      #   @return [Increase::Models::WireTransfer::Remittance, nil]
+      required :remittance, -> { Increase::WireTransfer::Remittance }, nil?: true
+
       # @!attribute reversal
       #   If your transfer is reversed, this will contain details of the reversal.
       #
@@ -196,7 +202,7 @@ module Increase
       #   @return [Symbol, Increase::Models::WireTransfer::Type]
       required :type, enum: -> { Increase::WireTransfer::Type }
 
-      # @!method initialize(id:, account_id:, account_number:, amount:, approval:, beneficiary_address_line1:, beneficiary_address_line2:, beneficiary_address_line3:, beneficiary_name:, cancellation:, created_at:, created_by:, currency:, external_account_id:, idempotency_key:, inbound_wire_drawdown_request_id:, message_to_recipient:, network:, originator_address_line1:, originator_address_line2:, originator_address_line3:, originator_name:, pending_transaction_id:, reversal:, routing_number:, source_account_number_id:, status:, submission:, transaction_id:, type:)
+      # @!method initialize(id:, account_id:, account_number:, amount:, approval:, beneficiary_address_line1:, beneficiary_address_line2:, beneficiary_address_line3:, beneficiary_name:, cancellation:, created_at:, created_by:, currency:, external_account_id:, idempotency_key:, inbound_wire_drawdown_request_id:, message_to_recipient:, network:, originator_address_line1:, originator_address_line2:, originator_address_line3:, originator_name:, pending_transaction_id:, remittance:, reversal:, routing_number:, source_account_number_id:, status:, submission:, transaction_id:, type:)
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::WireTransfer} for more details.
       #
@@ -235,7 +241,7 @@ module Increase
       #
       #   @param inbound_wire_drawdown_request_id [String, nil] The ID of an Inbound Wire Drawdown Request in response to which this transfer wa
       #
-      #   @param message_to_recipient [String, nil] The message that will show on the recipient's bank statement.
+      #   @param message_to_recipient [String] The message that will show on the recipient's bank statement.
       #
       #   @param network [Symbol, Increase::Models::WireTransfer::Network] The transfer's network.
       #
@@ -249,6 +255,8 @@ module Increase
       #
       #   @param pending_transaction_id [String, nil] The ID for the pending transaction representing the transfer. A pending transact
       #
+      #   @param remittance [Increase::Models::WireTransfer::Remittance, nil] Remittance information sent with the wire transfer.
+      #
       #   @param reversal [Increase::Models::WireTransfer::Reversal, nil] If your transfer is reversed, this will contain details of the reversal.
       #
       #   @param routing_number [String] The American Bankers' Association (ABA) Routing Transit Number (RTN).
@@ -459,6 +467,108 @@ module Increase
         #   @return [Array<Symbol>]
       end
 
+      # @see Increase::Models::WireTransfer#remittance
+      class Remittance < Increase::Internal::Type::BaseModel
+        # @!attribute category
+        #   The type of remittance information being passed.
+        #
+        #   @return [Symbol, Increase::Models::WireTransfer::Remittance::Category]
+        required :category, enum: -> { Increase::WireTransfer::Remittance::Category }
+
+        # @!attribute tax
+        #   Internal Revenue Service (IRS) tax repayment information. Required if `category`
+        #   is equal to `tax`.
+        #
+        #   @return [Increase::Models::WireTransfer::Remittance::Tax, nil]
+        required :tax, -> { Increase::WireTransfer::Remittance::Tax }, nil?: true
+
+        # @!attribute unstructured
+        #   Unstructured remittance information. Required if `category` is equal to
+        #   `unstructured`.
+        #
+        #   @return [Increase::Models::WireTransfer::Remittance::Unstructured, nil]
+        required :unstructured, -> { Increase::WireTransfer::Remittance::Unstructured }, nil?: true
+
+        # @!method initialize(category:, tax:, unstructured:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::WireTransfer::Remittance} for more details.
+        #
+        #   Remittance information sent with the wire transfer.
+        #
+        #   @param category [Symbol, Increase::Models::WireTransfer::Remittance::Category] The type of remittance information being passed.
+        #
+        #   @param tax [Increase::Models::WireTransfer::Remittance::Tax, nil] Internal Revenue Service (IRS) tax repayment information. Required if `category`
+        #
+        #   @param unstructured [Increase::Models::WireTransfer::Remittance::Unstructured, nil] Unstructured remittance information. Required if `category` is equal to `unstruc
+
+        # The type of remittance information being passed.
+        #
+        # @see Increase::Models::WireTransfer::Remittance#category
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          # The wire transfer contains unstructured remittance information.
+          UNSTRUCTURED = :unstructured
+
+          # The wire transfer is for tax payment purposes to the Internal Revenue Service (IRS).
+          TAX = :tax
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+
+        # @see Increase::Models::WireTransfer::Remittance#tax
+        class Tax < Increase::Internal::Type::BaseModel
+          # @!attribute date
+          #   The month and year the tax payment is for, in YYYY-MM-DD format. The day is
+          #   ignored.
+          #
+          #   @return [Date]
+          required :date, Date
+
+          # @!attribute identification_number
+          #   The 9-digit Tax Identification Number (TIN) or Employer Identification Number
+          #   (EIN).
+          #
+          #   @return [String]
+          required :identification_number, String
+
+          # @!attribute type_code
+          #   The 5-character tax type code.
+          #
+          #   @return [String]
+          required :type_code, String
+
+          # @!method initialize(date:, identification_number:, type_code:)
+          #   Some parameter documentations has been truncated, see
+          #   {Increase::Models::WireTransfer::Remittance::Tax} for more details.
+          #
+          #   Internal Revenue Service (IRS) tax repayment information. Required if `category`
+          #   is equal to `tax`.
+          #
+          #   @param date [Date] The month and year the tax payment is for, in YYYY-MM-DD format. The day is igno
+          #
+          #   @param identification_number [String] The 9-digit Tax Identification Number (TIN) or Employer Identification Number (E
+          #
+          #   @param type_code [String] The 5-character tax type code.
+        end
+
+        # @see Increase::Models::WireTransfer::Remittance#unstructured
+        class Unstructured < Increase::Internal::Type::BaseModel
+          # @!attribute message
+          #   The message to the beneficiary.
+          #
+          #   @return [String]
+          required :message, String
+
+          # @!method initialize(message:)
+          #   Unstructured remittance information. Required if `category` is equal to
+          #   `unstructured`.
+          #
+          #   @param message [String] The message to the beneficiary.
+        end
+      end
+
       # @see Increase::Models::WireTransfer#reversal
       class Reversal < Increase::Internal::Type::BaseModel
         # @!attribute amount

data/lib/increase/models/wire_transfer_create_params.rb

@@ -25,12 +25,6 @@ module Increase
       #   @return [String]
       required :beneficiary_name, String
 
-      # @!attribute message_to_recipient
-      #   The message that will show on the recipient's bank statement.
-      #
-      #   @return [String]
-      required :message_to_recipient, String
-
       # @!attribute account_number
       #   The account number for the destination account.
       #
@@ -97,6 +91,12 @@ module Increase
       #   @return [String, nil]
       optional :originator_name, String
 
+      # @!attribute remittance
+      #   Additional remittance information related to the wire transfer.
+      #
+      #   @return [Increase::Models::WireTransferCreateParams::Remittance, nil]
+      optional :remittance, -> { Increase::WireTransferCreateParams::Remittance }
+
       # @!attribute require_approval
       #   Whether the transfer requires explicit approval via the dashboard or API.
       #
@@ -116,7 +116,7 @@ module Increase
       #   @return [String, nil]
       optional :source_account_number_id, String
 
-      # @!method initialize(account_id:, amount:, beneficiary_name:, message_to_recipient:, account_number: nil, beneficiary_address_line1: nil, beneficiary_address_line2: nil, beneficiary_address_line3: nil, external_account_id: nil, inbound_wire_drawdown_request_id: nil, originator_address_line1: nil, originator_address_line2: nil, originator_address_line3: nil, originator_name: nil, require_approval: nil, routing_number: nil, source_account_number_id: nil, request_options: {})
+      # @!method initialize(account_id:, amount:, beneficiary_name:, account_number: nil, beneficiary_address_line1: nil, beneficiary_address_line2: nil, beneficiary_address_line3: nil, external_account_id: nil, inbound_wire_drawdown_request_id: nil, originator_address_line1: nil, originator_address_line2: nil, originator_address_line3: nil, originator_name: nil, remittance: nil, require_approval: nil, routing_number: nil, source_account_number_id: nil, request_options: {})
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::WireTransferCreateParams} for more details.
       #
@@ -126,8 +126,6 @@ module Increase
       #
       #   @param beneficiary_name [String] The beneficiary's name.
       #
-      #   @param message_to_recipient [String] The message that will show on the recipient's bank statement.
-      #
       #   @param account_number [String] The account number for the destination account.
       #
       #   @param beneficiary_address_line1 [String] The beneficiary's address line 1.
@@ -148,6 +146,8 @@ module Increase
       #
       #   @param originator_name [String] The originator's name. This is only necessary if you're transferring from a comm
       #
+      #   @param remittance [Increase::Models::WireTransferCreateParams::Remittance] Additional remittance information related to the wire transfer.
+      #
       #   @param require_approval [Boolean] Whether the transfer requires explicit approval via the dashboard or API.
       #
       #   @param routing_number [String] The American Bankers' Association (ABA) Routing Transit Number (RTN) for the des
@@ -155,6 +155,107 @@ module Increase
       #   @param source_account_number_id [String] The ID of an Account Number that will be passed to the wire's recipient
       #
       #   @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}]
+
+      class Remittance < Increase::Internal::Type::BaseModel
+        # @!attribute category
+        #   The type of remittance information being passed.
+        #
+        #   @return [Symbol, Increase::Models::WireTransferCreateParams::Remittance::Category]
+        required :category, enum: -> { Increase::WireTransferCreateParams::Remittance::Category }
+
+        # @!attribute tax
+        #   Internal Revenue Service (IRS) tax repayment information. Required if `category`
+        #   is equal to `tax`.
+        #
+        #   @return [Increase::Models::WireTransferCreateParams::Remittance::Tax, nil]
+        optional :tax, -> { Increase::WireTransferCreateParams::Remittance::Tax }
+
+        # @!attribute unstructured
+        #   Unstructured remittance information. Required if `category` is equal to
+        #   `unstructured`.
+        #
+        #   @return [Increase::Models::WireTransferCreateParams::Remittance::Unstructured, nil]
+        optional :unstructured, -> { Increase::WireTransferCreateParams::Remittance::Unstructured }
+
+        # @!method initialize(category:, tax: nil, unstructured: nil)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::WireTransferCreateParams::Remittance} for more details.
+        #
+        #   Additional remittance information related to the wire transfer.
+        #
+        #   @param category [Symbol, Increase::Models::WireTransferCreateParams::Remittance::Category] The type of remittance information being passed.
+        #
+        #   @param tax [Increase::Models::WireTransferCreateParams::Remittance::Tax] Internal Revenue Service (IRS) tax repayment information. Required if `category`
+        #
+        #   @param unstructured [Increase::Models::WireTransferCreateParams::Remittance::Unstructured] Unstructured remittance information. Required if `category` is equal to `unstruc
+
+        # The type of remittance information being passed.
+        #
+        # @see Increase::Models::WireTransferCreateParams::Remittance#category
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          # The wire transfer contains unstructured remittance information.
+          UNSTRUCTURED = :unstructured
+
+          # The wire transfer is for tax payment purposes to the Internal Revenue Service (IRS).
+          TAX = :tax
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+
+        # @see Increase::Models::WireTransferCreateParams::Remittance#tax
+        class Tax < Increase::Internal::Type::BaseModel
+          # @!attribute date
+          #   The month and year the tax payment is for, in YYYY-MM-DD format. The day is
+          #   ignored.
+          #
+          #   @return [Date]
+          required :date, Date
+
+          # @!attribute identification_number
+          #   The 9-digit Tax Identification Number (TIN) or Employer Identification Number
+          #   (EIN).
+          #
+          #   @return [String]
+          required :identification_number, String
+
+          # @!attribute type_code
+          #   The 5-character tax type code.
+          #
+          #   @return [String]
+          required :type_code, String
+
+          # @!method initialize(date:, identification_number:, type_code:)
+          #   Some parameter documentations has been truncated, see
+          #   {Increase::Models::WireTransferCreateParams::Remittance::Tax} for more details.
+          #
+          #   Internal Revenue Service (IRS) tax repayment information. Required if `category`
+          #   is equal to `tax`.
+          #
+          #   @param date [Date] The month and year the tax payment is for, in YYYY-MM-DD format. The day is igno
+          #
+          #   @param identification_number [String] The 9-digit Tax Identification Number (TIN) or Employer Identification Number (E
+          #
+          #   @param type_code [String] The 5-character tax type code.
+        end
+
+        # @see Increase::Models::WireTransferCreateParams::Remittance#unstructured
+        class Unstructured < Increase::Internal::Type::BaseModel
+          # @!attribute message
+          #   The message to the beneficiary.
+          #
+          #   @return [String]
+          required :message, String
+
+          # @!method initialize(message:)
+          #   Unstructured remittance information. Required if `category` is equal to
+          #   `unstructured`.
+          #
+          #   @param message [String] The message to the beneficiary.
+        end
+      end
     end
   end
 end

data/lib/increase/resources/wire_transfers.rb

@@ -8,7 +8,7 @@ module Increase
       #
       # Create a Wire Transfer
       #
-      # @overload create(account_id:, amount:, beneficiary_name:, message_to_recipient:, account_number: nil, beneficiary_address_line1: nil, beneficiary_address_line2: nil, beneficiary_address_line3: nil, external_account_id: nil, inbound_wire_drawdown_request_id: nil, originator_address_line1: nil, originator_address_line2: nil, originator_address_line3: nil, originator_name: nil, require_approval: nil, routing_number: nil, source_account_number_id: nil, request_options: {})
+      # @overload create(account_id:, amount:, beneficiary_name:, account_number: nil, beneficiary_address_line1: nil, beneficiary_address_line2: nil, beneficiary_address_line3: nil, external_account_id: nil, inbound_wire_drawdown_request_id: nil, originator_address_line1: nil, originator_address_line2: nil, originator_address_line3: nil, originator_name: nil, remittance: nil, require_approval: nil, routing_number: nil, source_account_number_id: nil, request_options: {})
       #
       # @param account_id [String] The identifier for the account that will send the transfer.
       #
@@ -16,8 +16,6 @@ module Increase
       #
       # @param beneficiary_name [String] The beneficiary's name.
       #
-      # @param message_to_recipient [String] The message that will show on the recipient's bank statement.
-      #
       # @param account_number [String] The account number for the destination account.
       #
       # @param beneficiary_address_line1 [String] The beneficiary's address line 1.
@@ -38,6 +36,8 @@ module Increase
       #
       # @param originator_name [String] The originator's name. This is only necessary if you're transferring from a comm
       #
+      # @param remittance [Increase::Models::WireTransferCreateParams::Remittance] Additional remittance information related to the wire transfer.
+      #
       # @param require_approval [Boolean] Whether the transfer requires explicit approval via the dashboard or API.
       #
       # @param routing_number [String] The American Bankers' Association (ABA) Routing Transit Number (RTN) for the des

data/lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.77.0"
+  VERSION = "1.78.0"
 end

data/rbi/increase/models/wire_transfer.rbi

@@ -101,7 +101,7 @@ module Increase
       attr_accessor :inbound_wire_drawdown_request_id
 
       # The message that will show on the recipient's bank statement.
-      sig { returns(T.nilable(String)) }
+      sig { returns(String) }
       attr_accessor :message_to_recipient
 
       # The transfer's network.
@@ -131,6 +131,17 @@ module Increase
       sig { returns(T.nilable(String)) }
       attr_accessor :pending_transaction_id
 
+      # Remittance information sent with the wire transfer.
+      sig { returns(T.nilable(Increase::WireTransfer::Remittance)) }
+      attr_reader :remittance
+
+      sig do
+        params(
+          remittance: T.nilable(Increase::WireTransfer::Remittance::OrHash)
+        ).void
+      end
+      attr_writer :remittance
+
       # If your transfer is reversed, this will contain details of the reversal.
       sig { returns(T.nilable(Increase::WireTransfer::Reversal)) }
       attr_reader :reversal
@@ -195,13 +206,14 @@ module Increase
           external_account_id: T.nilable(String),
           idempotency_key: T.nilable(String),
           inbound_wire_drawdown_request_id: T.nilable(String),
-          message_to_recipient: T.nilable(String),
+          message_to_recipient: String,
           network: Increase::WireTransfer::Network::OrSymbol,
           originator_address_line1: T.nilable(String),
           originator_address_line2: T.nilable(String),
           originator_address_line3: T.nilable(String),
           originator_name: T.nilable(String),
           pending_transaction_id: T.nilable(String),
+          remittance: T.nilable(Increase::WireTransfer::Remittance::OrHash),
           reversal: T.nilable(Increase::WireTransfer::Reversal::OrHash),
           routing_number: String,
           source_account_number_id: T.nilable(String),
@@ -268,6 +280,8 @@ module Increase
         # [requires approval](https://increase.com/documentation/transfer-approvals#transfer-approvals)
         # by someone else in your organization.
         pending_transaction_id:,
+        # Remittance information sent with the wire transfer.
+        remittance:,
         # If your transfer is reversed, this will contain details of the reversal.
         reversal:,
         # The American Bankers' Association (ABA) Routing Transit Number (RTN).
@@ -306,13 +320,14 @@ module Increase
             external_account_id: T.nilable(String),
             idempotency_key: T.nilable(String),
             inbound_wire_drawdown_request_id: T.nilable(String),
-            message_to_recipient: T.nilable(String),
+            message_to_recipient: String,
             network: Increase::WireTransfer::Network::TaggedSymbol,
             originator_address_line1: T.nilable(String),
             originator_address_line2: T.nilable(String),
             originator_address_line3: T.nilable(String),
             originator_name: T.nilable(String),
             pending_transaction_id: T.nilable(String),
+            remittance: T.nilable(Increase::WireTransfer::Remittance),
             reversal: T.nilable(Increase::WireTransfer::Reversal),
             routing_number: String,
             source_account_number_id: T.nilable(String),
@@ -687,6 +702,203 @@ module Increase
         end
       end
 
+      class Remittance < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::WireTransfer::Remittance,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # The type of remittance information being passed.
+        sig do
+          returns(Increase::WireTransfer::Remittance::Category::TaggedSymbol)
+        end
+        attr_accessor :category
+
+        # Internal Revenue Service (IRS) tax repayment information. Required if `category`
+        # is equal to `tax`.
+        sig { returns(T.nilable(Increase::WireTransfer::Remittance::Tax)) }
+        attr_reader :tax
+
+        sig do
+          params(
+            tax: T.nilable(Increase::WireTransfer::Remittance::Tax::OrHash)
+          ).void
+        end
+        attr_writer :tax
+
+        # Unstructured remittance information. Required if `category` is equal to
+        # `unstructured`.
+        sig do
+          returns(T.nilable(Increase::WireTransfer::Remittance::Unstructured))
+        end
+        attr_reader :unstructured
+
+        sig do
+          params(
+            unstructured:
+              T.nilable(
+                Increase::WireTransfer::Remittance::Unstructured::OrHash
+              )
+          ).void
+        end
+        attr_writer :unstructured
+
+        # Remittance information sent with the wire transfer.
+        sig do
+          params(
+            category: Increase::WireTransfer::Remittance::Category::OrSymbol,
+            tax: T.nilable(Increase::WireTransfer::Remittance::Tax::OrHash),
+            unstructured:
+              T.nilable(
+                Increase::WireTransfer::Remittance::Unstructured::OrHash
+              )
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # The type of remittance information being passed.
+          category:,
+          # Internal Revenue Service (IRS) tax repayment information. Required if `category`
+          # is equal to `tax`.
+          tax:,
+          # Unstructured remittance information. Required if `category` is equal to
+          # `unstructured`.
+          unstructured:
+        )
+        end
+
+        sig do
+          override.returns(
+            {
+              category:
+                Increase::WireTransfer::Remittance::Category::TaggedSymbol,
+              tax: T.nilable(Increase::WireTransfer::Remittance::Tax),
+              unstructured:
+                T.nilable(Increase::WireTransfer::Remittance::Unstructured)
+            }
+          )
+        end
+        def to_hash
+        end
+
+        # The type of remittance information being passed.
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(Symbol, Increase::WireTransfer::Remittance::Category)
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # The wire transfer contains unstructured remittance information.
+          UNSTRUCTURED =
+            T.let(
+              :unstructured,
+              Increase::WireTransfer::Remittance::Category::TaggedSymbol
+            )
+
+          # The wire transfer is for tax payment purposes to the Internal Revenue Service (IRS).
+          TAX =
+            T.let(
+              :tax,
+              Increase::WireTransfer::Remittance::Category::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::WireTransfer::Remittance::Category::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+
+        class Tax < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::WireTransfer::Remittance::Tax,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # The month and year the tax payment is for, in YYYY-MM-DD format. The day is
+          # ignored.
+          sig { returns(Date) }
+          attr_accessor :date
+
+          # The 9-digit Tax Identification Number (TIN) or Employer Identification Number
+          # (EIN).
+          sig { returns(String) }
+          attr_accessor :identification_number
+
+          # The 5-character tax type code.
+          sig { returns(String) }
+          attr_accessor :type_code
+
+          # Internal Revenue Service (IRS) tax repayment information. Required if `category`
+          # is equal to `tax`.
+          sig do
+            params(
+              date: Date,
+              identification_number: String,
+              type_code: String
+            ).returns(T.attached_class)
+          end
+          def self.new(
+            # The month and year the tax payment is for, in YYYY-MM-DD format. The day is
+            # ignored.
+            date:,
+            # The 9-digit Tax Identification Number (TIN) or Employer Identification Number
+            # (EIN).
+            identification_number:,
+            # The 5-character tax type code.
+            type_code:
+          )
+          end
+
+          sig do
+            override.returns(
+              { date: Date, identification_number: String, type_code: String }
+            )
+          end
+          def to_hash
+          end
+        end
+
+        class Unstructured < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::WireTransfer::Remittance::Unstructured,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # The message to the beneficiary.
+          sig { returns(String) }
+          attr_accessor :message
+
+          # Unstructured remittance information. Required if `category` is equal to
+          # `unstructured`.
+          sig { params(message: String).returns(T.attached_class) }
+          def self.new(
+            # The message to the beneficiary.
+            message:
+          )
+          end
+
+          sig { override.returns({ message: String }) }
+          def to_hash
+          end
+        end
+      end
+
       class Reversal < Increase::Internal::Type::BaseModel
         OrHash =
           T.type_alias do

data/rbi/increase/models/wire_transfer_create_params.rbi

@@ -23,10 +23,6 @@ module Increase
       sig { returns(String) }
       attr_accessor :beneficiary_name
 
-      # The message that will show on the recipient's bank statement.
-      sig { returns(String) }
-      attr_accessor :message_to_recipient
-
       # The account number for the destination account.
       sig { returns(T.nilable(String)) }
       attr_reader :account_number
@@ -103,6 +99,17 @@ module Increase
       sig { params(originator_name: String).void }
       attr_writer :originator_name
 
+      # Additional remittance information related to the wire transfer.
+      sig { returns(T.nilable(Increase::WireTransferCreateParams::Remittance)) }
+      attr_reader :remittance
+
+      sig do
+        params(
+          remittance: Increase::WireTransferCreateParams::Remittance::OrHash
+        ).void
+      end
+      attr_writer :remittance
+
       # Whether the transfer requires explicit approval via the dashboard or API.
       sig { returns(T.nilable(T::Boolean)) }
       attr_reader :require_approval
@@ -130,7 +137,6 @@ module Increase
           account_id: String,
           amount: Integer,
           beneficiary_name: String,
-          message_to_recipient: String,
           account_number: String,
           beneficiary_address_line1: String,
           beneficiary_address_line2: String,
@@ -141,6 +147,7 @@ module Increase
           originator_address_line2: String,
           originator_address_line3: String,
           originator_name: String,
+          remittance: Increase::WireTransferCreateParams::Remittance::OrHash,
           require_approval: T::Boolean,
           routing_number: String,
           source_account_number_id: String,
@@ -154,8 +161,6 @@ module Increase
         amount:,
         # The beneficiary's name.
         beneficiary_name:,
-        # The message that will show on the recipient's bank statement.
-        message_to_recipient:,
         # The account number for the destination account.
         account_number: nil,
         # The beneficiary's address line 1.
@@ -182,6 +187,8 @@ module Increase
         # The originator's name. This is only necessary if you're transferring from a
         # commingled account. Otherwise, we'll use the associated entity's details.
         originator_name: nil,
+        # Additional remittance information related to the wire transfer.
+        remittance: nil,
         # Whether the transfer requires explicit approval via the dashboard or API.
         require_approval: nil,
         # The American Bankers' Association (ABA) Routing Transit Number (RTN) for the
@@ -199,7 +206,6 @@ module Increase
             account_id: String,
             amount: Integer,
             beneficiary_name: String,
-            message_to_recipient: String,
             account_number: String,
             beneficiary_address_line1: String,
             beneficiary_address_line2: String,
@@ -210,6 +216,7 @@ module Increase
             originator_address_line2: String,
             originator_address_line3: String,
             originator_name: String,
+            remittance: Increase::WireTransferCreateParams::Remittance,
             require_approval: T::Boolean,
             routing_number: String,
             source_account_number_id: String,
@@ -219,6 +226,213 @@ module Increase
       end
       def to_hash
       end
+
+      class Remittance < Increase::Internal::Type::BaseModel
+        OrHash =
+          T.type_alias do
+            T.any(
+              Increase::WireTransferCreateParams::Remittance,
+              Increase::Internal::AnyHash
+            )
+          end
+
+        # The type of remittance information being passed.
+        sig do
+          returns(
+            Increase::WireTransferCreateParams::Remittance::Category::OrSymbol
+          )
+        end
+        attr_accessor :category
+
+        # Internal Revenue Service (IRS) tax repayment information. Required if `category`
+        # is equal to `tax`.
+        sig do
+          returns(
+            T.nilable(Increase::WireTransferCreateParams::Remittance::Tax)
+          )
+        end
+        attr_reader :tax
+
+        sig do
+          params(
+            tax: Increase::WireTransferCreateParams::Remittance::Tax::OrHash
+          ).void
+        end
+        attr_writer :tax
+
+        # Unstructured remittance information. Required if `category` is equal to
+        # `unstructured`.
+        sig do
+          returns(
+            T.nilable(
+              Increase::WireTransferCreateParams::Remittance::Unstructured
+            )
+          )
+        end
+        attr_reader :unstructured
+
+        sig do
+          params(
+            unstructured:
+              Increase::WireTransferCreateParams::Remittance::Unstructured::OrHash
+          ).void
+        end
+        attr_writer :unstructured
+
+        # Additional remittance information related to the wire transfer.
+        sig do
+          params(
+            category:
+              Increase::WireTransferCreateParams::Remittance::Category::OrSymbol,
+            tax: Increase::WireTransferCreateParams::Remittance::Tax::OrHash,
+            unstructured:
+              Increase::WireTransferCreateParams::Remittance::Unstructured::OrHash
+          ).returns(T.attached_class)
+        end
+        def self.new(
+          # The type of remittance information being passed.
+          category:,
+          # Internal Revenue Service (IRS) tax repayment information. Required if `category`
+          # is equal to `tax`.
+          tax: nil,
+          # Unstructured remittance information. Required if `category` is equal to
+          # `unstructured`.
+          unstructured: nil
+        )
+        end
+
+        sig do
+          override.returns(
+            {
+              category:
+                Increase::WireTransferCreateParams::Remittance::Category::OrSymbol,
+              tax: Increase::WireTransferCreateParams::Remittance::Tax,
+              unstructured:
+                Increase::WireTransferCreateParams::Remittance::Unstructured
+            }
+          )
+        end
+        def to_hash
+        end
+
+        # The type of remittance information being passed.
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(
+                Symbol,
+                Increase::WireTransferCreateParams::Remittance::Category
+              )
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # The wire transfer contains unstructured remittance information.
+          UNSTRUCTURED =
+            T.let(
+              :unstructured,
+              Increase::WireTransferCreateParams::Remittance::Category::TaggedSymbol
+            )
+
+          # The wire transfer is for tax payment purposes to the Internal Revenue Service (IRS).
+          TAX =
+            T.let(
+              :tax,
+              Increase::WireTransferCreateParams::Remittance::Category::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::WireTransferCreateParams::Remittance::Category::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+
+        class Tax < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::WireTransferCreateParams::Remittance::Tax,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # The month and year the tax payment is for, in YYYY-MM-DD format. The day is
+          # ignored.
+          sig { returns(Date) }
+          attr_accessor :date
+
+          # The 9-digit Tax Identification Number (TIN) or Employer Identification Number
+          # (EIN).
+          sig { returns(String) }
+          attr_accessor :identification_number
+
+          # The 5-character tax type code.
+          sig { returns(String) }
+          attr_accessor :type_code
+
+          # Internal Revenue Service (IRS) tax repayment information. Required if `category`
+          # is equal to `tax`.
+          sig do
+            params(
+              date: Date,
+              identification_number: String,
+              type_code: String
+            ).returns(T.attached_class)
+          end
+          def self.new(
+            # The month and year the tax payment is for, in YYYY-MM-DD format. The day is
+            # ignored.
+            date:,
+            # The 9-digit Tax Identification Number (TIN) or Employer Identification Number
+            # (EIN).
+            identification_number:,
+            # The 5-character tax type code.
+            type_code:
+          )
+          end
+
+          sig do
+            override.returns(
+              { date: Date, identification_number: String, type_code: String }
+            )
+          end
+          def to_hash
+          end
+        end
+
+        class Unstructured < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::WireTransferCreateParams::Remittance::Unstructured,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # The message to the beneficiary.
+          sig { returns(String) }
+          attr_accessor :message
+
+          # Unstructured remittance information. Required if `category` is equal to
+          # `unstructured`.
+          sig { params(message: String).returns(T.attached_class) }
+          def self.new(
+            # The message to the beneficiary.
+            message:
+          )
+          end
+
+          sig { override.returns({ message: String }) }
+          def to_hash
+          end
+        end
+      end
     end
   end
 end

data/rbi/increase/resources/wire_transfers.rbi

@@ -9,7 +9,6 @@ module Increase
           account_id: String,
           amount: Integer,
           beneficiary_name: String,
-          message_to_recipient: String,
           account_number: String,
           beneficiary_address_line1: String,
           beneficiary_address_line2: String,
@@ -20,6 +19,7 @@ module Increase
           originator_address_line2: String,
           originator_address_line3: String,
           originator_name: String,
+          remittance: Increase::WireTransferCreateParams::Remittance::OrHash,
           require_approval: T::Boolean,
           routing_number: String,
           source_account_number_id: String,
@@ -33,8 +33,6 @@ module Increase
         amount:,
         # The beneficiary's name.
         beneficiary_name:,
-        # The message that will show on the recipient's bank statement.
-        message_to_recipient:,
         # The account number for the destination account.
         account_number: nil,
         # The beneficiary's address line 1.
@@ -61,6 +59,8 @@ module Increase
         # The originator's name. This is only necessary if you're transferring from a
         # commingled account. Otherwise, we'll use the associated entity's details.
         originator_name: nil,
+        # Additional remittance information related to the wire transfer.
+        remittance: nil,
         # Whether the transfer requires explicit approval via the dashboard or API.
         require_approval: nil,
         # The American Bankers' Association (ABA) Routing Transit Number (RTN) for the

data/sig/increase/models/wire_transfer.rbs

@@ -18,13 +18,14 @@ module Increase
         external_account_id: String?,
         idempotency_key: String?,
         inbound_wire_drawdown_request_id: String?,
-        message_to_recipient: String?,
+        message_to_recipient: String,
         network: Increase::Models::WireTransfer::network,
         :originator_address_line1 => String?,
         :originator_address_line2 => String?,
         :originator_address_line3 => String?,
         originator_name: String?,
         pending_transaction_id: String?,
+        remittance: Increase::WireTransfer::Remittance?,
         reversal: Increase::WireTransfer::Reversal?,
         routing_number: String,
         source_account_number_id: String?,
@@ -67,7 +68,7 @@ module Increase
 
       attr_accessor inbound_wire_drawdown_request_id: String?
 
-      attr_accessor message_to_recipient: String?
+      attr_accessor message_to_recipient: String
 
       attr_accessor network: Increase::Models::WireTransfer::network
 
@@ -81,6 +82,8 @@ module Increase
 
       attr_accessor pending_transaction_id: String?
 
+      attr_accessor remittance: Increase::WireTransfer::Remittance?
+
       attr_accessor reversal: Increase::WireTransfer::Reversal?
 
       attr_accessor routing_number: String
@@ -112,13 +115,14 @@ module Increase
         external_account_id: String?,
         idempotency_key: String?,
         inbound_wire_drawdown_request_id: String?,
-        message_to_recipient: String?,
+        message_to_recipient: String,
         network: Increase::Models::WireTransfer::network,
         originator_address_line1: String?,
         originator_address_line2: String?,
         originator_address_line3: String?,
         originator_name: String?,
         pending_transaction_id: String?,
+        remittance: Increase::WireTransfer::Remittance?,
         reversal: Increase::WireTransfer::Reversal?,
         routing_number: String,
         source_account_number_id: String?,
@@ -145,13 +149,14 @@ module Increase
         external_account_id: String?,
         idempotency_key: String?,
         inbound_wire_drawdown_request_id: String?,
-        message_to_recipient: String?,
+        message_to_recipient: String,
         network: Increase::Models::WireTransfer::network,
         :originator_address_line1 => String?,
         :originator_address_line2 => String?,
         :originator_address_line3 => String?,
         originator_name: String?,
         pending_transaction_id: String?,
+        remittance: Increase::WireTransfer::Remittance?,
         reversal: Increase::WireTransfer::Reversal?,
         routing_number: String,
         source_account_number_id: String?,
@@ -300,6 +305,80 @@ module Increase
         def self?.values: -> ::Array[Increase::Models::WireTransfer::network]
       end
 
+      type remittance =
+        {
+          category: Increase::Models::WireTransfer::Remittance::category,
+          tax: Increase::WireTransfer::Remittance::Tax?,
+          unstructured: Increase::WireTransfer::Remittance::Unstructured?
+        }
+
+      class Remittance < Increase::Internal::Type::BaseModel
+        attr_accessor category: Increase::Models::WireTransfer::Remittance::category
+
+        attr_accessor tax: Increase::WireTransfer::Remittance::Tax?
+
+        attr_accessor unstructured: Increase::WireTransfer::Remittance::Unstructured?
+
+        def initialize: (
+          category: Increase::Models::WireTransfer::Remittance::category,
+          tax: Increase::WireTransfer::Remittance::Tax?,
+          unstructured: Increase::WireTransfer::Remittance::Unstructured?
+        ) -> void
+
+        def to_hash: -> {
+          category: Increase::Models::WireTransfer::Remittance::category,
+          tax: Increase::WireTransfer::Remittance::Tax?,
+          unstructured: Increase::WireTransfer::Remittance::Unstructured?
+        }
+
+        type category = :unstructured | :tax
+
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          # The wire transfer contains unstructured remittance information.
+          UNSTRUCTURED: :unstructured
+
+          # The wire transfer is for tax payment purposes to the Internal Revenue Service (IRS).
+          TAX: :tax
+
+          def self?.values: -> ::Array[Increase::Models::WireTransfer::Remittance::category]
+        end
+
+        type tax =
+          { date: Date, identification_number: String, type_code: String }
+
+        class Tax < Increase::Internal::Type::BaseModel
+          attr_accessor date: Date
+
+          attr_accessor identification_number: String
+
+          attr_accessor type_code: String
+
+          def initialize: (
+            date: Date,
+            identification_number: String,
+            type_code: String
+          ) -> void
+
+          def to_hash: -> {
+            date: Date,
+            identification_number: String,
+            type_code: String
+          }
+        end
+
+        type unstructured = { message: String }
+
+        class Unstructured < Increase::Internal::Type::BaseModel
+          attr_accessor message: String
+
+          def initialize: (message: String) -> void
+
+          def to_hash: -> { message: String }
+        end
+      end
+
       type reversal =
         {
           amount: Integer,

data/sig/increase/models/wire_transfer_create_params.rbs

@@ -5,7 +5,6 @@ module Increase
         account_id: String,
         amount: Integer,
         beneficiary_name: String,
-        message_to_recipient: String,
         account_number: String,
         :beneficiary_address_line1 => String,
         :beneficiary_address_line2 => String,
@@ -16,6 +15,7 @@ module Increase
         :originator_address_line2 => String,
         :originator_address_line3 => String,
         originator_name: String,
+        remittance: Increase::WireTransferCreateParams::Remittance,
         require_approval: bool,
         routing_number: String,
         source_account_number_id: String
@@ -32,8 +32,6 @@ module Increase
 
       attr_accessor beneficiary_name: String
 
-      attr_accessor message_to_recipient: String
-
       attr_reader account_number: String?
 
       def account_number=: (String) -> String
@@ -74,6 +72,12 @@ module Increase
 
       def originator_name=: (String) -> String
 
+      attr_reader remittance: Increase::WireTransferCreateParams::Remittance?
+
+      def remittance=: (
+        Increase::WireTransferCreateParams::Remittance
+      ) -> Increase::WireTransferCreateParams::Remittance
+
       attr_reader require_approval: bool?
 
       def require_approval=: (bool) -> bool
@@ -90,7 +94,6 @@ module Increase
         account_id: String,
         amount: Integer,
         beneficiary_name: String,
-        message_to_recipient: String,
         ?account_number: String,
         ?beneficiary_address_line1: String,
         ?beneficiary_address_line2: String,
@@ -101,6 +104,7 @@ module Increase
         ?originator_address_line2: String,
         ?originator_address_line3: String,
         ?originator_name: String,
+        ?remittance: Increase::WireTransferCreateParams::Remittance,
         ?require_approval: bool,
         ?routing_number: String,
         ?source_account_number_id: String,
@@ -111,7 +115,6 @@ module Increase
         account_id: String,
         amount: Integer,
         beneficiary_name: String,
-        message_to_recipient: String,
         account_number: String,
         :beneficiary_address_line1 => String,
         :beneficiary_address_line2 => String,
@@ -122,11 +125,94 @@ module Increase
         :originator_address_line2 => String,
         :originator_address_line3 => String,
         originator_name: String,
+        remittance: Increase::WireTransferCreateParams::Remittance,
         require_approval: bool,
         routing_number: String,
         source_account_number_id: String,
         request_options: Increase::RequestOptions
       }
+
+      type remittance =
+        {
+          category: Increase::Models::WireTransferCreateParams::Remittance::category,
+          tax: Increase::WireTransferCreateParams::Remittance::Tax,
+          unstructured: Increase::WireTransferCreateParams::Remittance::Unstructured
+        }
+
+      class Remittance < Increase::Internal::Type::BaseModel
+        attr_accessor category: Increase::Models::WireTransferCreateParams::Remittance::category
+
+        attr_reader tax: Increase::WireTransferCreateParams::Remittance::Tax?
+
+        def tax=: (
+          Increase::WireTransferCreateParams::Remittance::Tax
+        ) -> Increase::WireTransferCreateParams::Remittance::Tax
+
+        attr_reader unstructured: Increase::WireTransferCreateParams::Remittance::Unstructured?
+
+        def unstructured=: (
+          Increase::WireTransferCreateParams::Remittance::Unstructured
+        ) -> Increase::WireTransferCreateParams::Remittance::Unstructured
+
+        def initialize: (
+          category: Increase::Models::WireTransferCreateParams::Remittance::category,
+          ?tax: Increase::WireTransferCreateParams::Remittance::Tax,
+          ?unstructured: Increase::WireTransferCreateParams::Remittance::Unstructured
+        ) -> void
+
+        def to_hash: -> {
+          category: Increase::Models::WireTransferCreateParams::Remittance::category,
+          tax: Increase::WireTransferCreateParams::Remittance::Tax,
+          unstructured: Increase::WireTransferCreateParams::Remittance::Unstructured
+        }
+
+        type category = :unstructured | :tax
+
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          # The wire transfer contains unstructured remittance information.
+          UNSTRUCTURED: :unstructured
+
+          # The wire transfer is for tax payment purposes to the Internal Revenue Service (IRS).
+          TAX: :tax
+
+          def self?.values: -> ::Array[Increase::Models::WireTransferCreateParams::Remittance::category]
+        end
+
+        type tax =
+          { date: Date, identification_number: String, type_code: String }
+
+        class Tax < Increase::Internal::Type::BaseModel
+          attr_accessor date: Date
+
+          attr_accessor identification_number: String
+
+          attr_accessor type_code: String
+
+          def initialize: (
+            date: Date,
+            identification_number: String,
+            type_code: String
+          ) -> void
+
+          def to_hash: -> {
+            date: Date,
+            identification_number: String,
+            type_code: String
+          }
+        end
+
+        type unstructured = { message: String }
+
+        class Unstructured < Increase::Internal::Type::BaseModel
+          attr_accessor message: String
+
+          def initialize: (message: String) -> void
+
+          def to_hash: -> { message: String }
+        end
+      end
     end
   end
 end

data/sig/increase/resources/wire_transfers.rbs

@@ -5,7 +5,6 @@ module Increase
         account_id: String,
         amount: Integer,
         beneficiary_name: String,
-        message_to_recipient: String,
         ?account_number: String,
         ?beneficiary_address_line1: String,
         ?beneficiary_address_line2: String,
@@ -16,6 +15,7 @@ module Increase
         ?originator_address_line2: String,
         ?originator_address_line3: String,
         ?originator_name: String,
+        ?remittance: Increase::WireTransferCreateParams::Remittance,
         ?require_approval: bool,
         ?routing_number: String,
         ?source_account_number_id: String,

metadata

@@ -1,7 +1,7 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.77.0
+  version: 1.78.0
 platform: ruby
 authors:
 - Increase