increase 1.72.0 → 1.74.0

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG.md

@@ -1,5 +1,21 @@
 # Changelog
 
+## 1.74.0 (2025-09-12)
+
+Full Changelog: [v1.73.0...v1.74.0](https://github.com/Increase/increase-ruby/compare/v1.73.0...v1.74.0)
+
+### Features
+
+* **api:** api update ([a039096](https://github.com/Increase/increase-ruby/commit/a039096e79751ab557fae350119599801bcebb1c))
+
+## 1.73.0 (2025-09-09)
+
+Full Changelog: [v1.72.0...v1.73.0](https://github.com/Increase/increase-ruby/compare/v1.72.0...v1.73.0)
+
+### Features
+
+* **api:** api update ([93fc5a7](https://github.com/Increase/increase-ruby/commit/93fc5a740da198d4814e4bbc1165c7168c7db734))
+
 ## 1.72.0 (2025-09-08)
 
 Full Changelog: [v1.71.0...v1.72.0](https://github.com/Increase/increase-ruby/compare/v1.71.0...v1.72.0)

data/README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.72.0"
+gem "increase", "~> 1.74.0"
 ```
 
 <!-- x-release-please-end -->

data/lib/increase/models/card_payment.rb

@@ -1707,16 +1707,13 @@ module Increase
               module Result
                 extend Increase::Internal::Type::Enum
 
-                # No address was provided in the authorization request.
+                # No address information was provided in the authorization request.
                 NOT_CHECKED = :not_checked
 
-                # Postal code matches, but the street address was not verified.
-                POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
-
-                # Postal code matches, but the street address does not match.
+                # Postal code matches, but the street address does not match or was not provided.
                 POSTAL_CODE_MATCH_ADDRESS_NO_MATCH = :postal_code_match_address_no_match
 
-                # Postal code does not match, but the street address matches.
+                # Postal code does not match, but the street address matches or was not provided.
                 POSTAL_CODE_NO_MATCH_ADDRESS_MATCH = :postal_code_no_match_address_match
 
                 # Postal code and street address match.
@@ -1725,6 +1722,9 @@ module Increase
                 # Postal code and street address do not match.
                 NO_MATCH = :no_match
 
+                # Postal code matches, but the street address was not verified. (deprecated)
+                POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
+
                 # @!method self.values
                 #   @return [Array<Symbol>]
               end
@@ -3022,16 +3022,13 @@ module Increase
               module Result
                 extend Increase::Internal::Type::Enum
 
-                # No address was provided in the authorization request.
+                # No address information was provided in the authorization request.
                 NOT_CHECKED = :not_checked
 
-                # Postal code matches, but the street address was not verified.
-                POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
-
-                # Postal code matches, but the street address does not match.
+                # Postal code matches, but the street address does not match or was not provided.
                 POSTAL_CODE_MATCH_ADDRESS_NO_MATCH = :postal_code_match_address_no_match
 
-                # Postal code does not match, but the street address matches.
+                # Postal code does not match, but the street address matches or was not provided.
                 POSTAL_CODE_NO_MATCH_ADDRESS_MATCH = :postal_code_no_match_address_match
 
                 # Postal code and street address match.
@@ -3040,6 +3037,9 @@ module Increase
                 # Postal code and street address do not match.
                 NO_MATCH = :no_match
 
+                # Postal code matches, but the street address was not verified. (deprecated)
+                POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
+
                 # @!method self.values
                 #   @return [Array<Symbol>]
               end
@@ -7839,16 +7839,13 @@ module Increase
               module Result
                 extend Increase::Internal::Type::Enum
 
-                # No address was provided in the authorization request.
+                # No address information was provided in the authorization request.
                 NOT_CHECKED = :not_checked
 
-                # Postal code matches, but the street address was not verified.
-                POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
-
-                # Postal code matches, but the street address does not match.
+                # Postal code matches, but the street address does not match or was not provided.
                 POSTAL_CODE_MATCH_ADDRESS_NO_MATCH = :postal_code_match_address_no_match
 
-                # Postal code does not match, but the street address matches.
+                # Postal code does not match, but the street address matches or was not provided.
                 POSTAL_CODE_NO_MATCH_ADDRESS_MATCH = :postal_code_no_match_address_match
 
                 # Postal code and street address match.
@@ -7857,6 +7854,9 @@ module Increase
                 # Postal code and street address do not match.
                 NO_MATCH = :no_match
 
+                # Postal code matches, but the street address was not verified. (deprecated)
+                POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
+
                 # @!method self.values
                 #   @return [Array<Symbol>]
               end

data/lib/increase/models/declined_transaction.rb

@@ -1600,16 +1600,13 @@ module Increase
               module Result
                 extend Increase::Internal::Type::Enum
 
-                # No address was provided in the authorization request.
+                # No address information was provided in the authorization request.
                 NOT_CHECKED = :not_checked
 
-                # Postal code matches, but the street address was not verified.
-                POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
-
-                # Postal code matches, but the street address does not match.
+                # Postal code matches, but the street address does not match or was not provided.
                 POSTAL_CODE_MATCH_ADDRESS_NO_MATCH = :postal_code_match_address_no_match
 
-                # Postal code does not match, but the street address matches.
+                # Postal code does not match, but the street address matches or was not provided.
                 POSTAL_CODE_NO_MATCH_ADDRESS_MATCH = :postal_code_no_match_address_match
 
                 # Postal code and street address match.
@@ -1618,6 +1615,9 @@ module Increase
                 # Postal code and street address do not match.
                 NO_MATCH = :no_match
 
+                # Postal code matches, but the street address was not verified. (deprecated)
+                POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
+
                 # @!method self.values
                 #   @return [Array<Symbol>]
               end

data/lib/increase/models/pending_transaction.rb

@@ -1553,16 +1553,13 @@ module Increase
               module Result
                 extend Increase::Internal::Type::Enum
 
-                # No address was provided in the authorization request.
+                # No address information was provided in the authorization request.
                 NOT_CHECKED = :not_checked
 
-                # Postal code matches, but the street address was not verified.
-                POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
-
-                # Postal code matches, but the street address does not match.
+                # Postal code matches, but the street address does not match or was not provided.
                 POSTAL_CODE_MATCH_ADDRESS_NO_MATCH = :postal_code_match_address_no_match
 
-                # Postal code does not match, but the street address matches.
+                # Postal code does not match, but the street address matches or was not provided.
                 POSTAL_CODE_NO_MATCH_ADDRESS_MATCH = :postal_code_no_match_address_match
 
                 # Postal code and street address match.
@@ -1571,6 +1568,9 @@ module Increase
                 # Postal code and street address do not match.
                 NO_MATCH = :no_match
 
+                # Postal code matches, but the street address was not verified. (deprecated)
+                POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
+
                 # @!method self.values
                 #   @return [Array<Symbol>]
               end

data/lib/increase/models/real_time_decision.rb

@@ -268,6 +268,13 @@ module Increase
         #   @return [Symbol, Increase::Models::RealTimeDecision::CardAuthorization::Decision, nil]
         required :decision, enum: -> { Increase::RealTimeDecision::CardAuthorization::Decision }, nil?: true
 
+        # @!attribute decline
+        #   Present if and only if `decision` is `decline`. Contains information related to
+        #   the reason the authorization was declined.
+        #
+        #   @return [Increase::Models::RealTimeDecision::CardAuthorization::Decline, nil]
+        required :decline, -> { Increase::RealTimeDecision::CardAuthorization::Decline }, nil?: true
+
         # @!attribute digital_wallet_token_id
         #   If the authorization was made via a Digital Wallet Token (such as an Apple Pay
         #   purchase), the identifier of the token that was used.
@@ -416,7 +423,7 @@ module Increase
         #   @return [Increase::Models::RealTimeDecision::CardAuthorization::Verification]
         required :verification, -> { Increase::RealTimeDecision::CardAuthorization::Verification }
 
-        # @!method initialize(account_id:, additional_amounts:, card_id:, decision:, digital_wallet_token_id:, direction:, merchant_acceptor_id:, merchant_category_code:, merchant_city:, merchant_country:, merchant_descriptor:, merchant_postal_code:, merchant_state:, network_details:, network_identifiers:, network_risk_score:, physical_card_id:, presentment_amount:, presentment_currency:, processing_category:, request_details:, settlement_amount:, settlement_currency:, terminal_id:, upcoming_card_payment_id:, verification:)
+        # @!method initialize(account_id:, additional_amounts:, card_id:, decision:, decline:, digital_wallet_token_id:, direction:, merchant_acceptor_id:, merchant_category_code:, merchant_city:, merchant_country:, merchant_descriptor:, merchant_postal_code:, merchant_state:, network_details:, network_identifiers:, network_risk_score:, physical_card_id:, presentment_amount:, presentment_currency:, processing_category:, request_details:, settlement_amount:, settlement_currency:, terminal_id:, upcoming_card_payment_id:, verification:)
         #   Some parameter documentations has been truncated, see
         #   {Increase::Models::RealTimeDecision::CardAuthorization} for more details.
         #
@@ -430,6 +437,8 @@ module Increase
         #
         #   @param decision [Symbol, Increase::Models::RealTimeDecision::CardAuthorization::Decision, nil] Whether or not the authorization was approved.
         #
+        #   @param decline [Increase::Models::RealTimeDecision::CardAuthorization::Decline, nil] Present if and only if `decision` is `decline`. Contains information related to
+        #
         #   @param digital_wallet_token_id [String, nil] If the authorization was made via a Digital Wallet Token (such as an Apple Pay p
         #
         #   @param direction [Symbol, Increase::Models::RealTimeDecision::CardAuthorization::Direction] The direction describes the direction the funds will move, either from the cardh
@@ -835,6 +844,21 @@ module Increase
           #   @return [Array<Symbol>]
         end
 
+        # @see Increase::Models::RealTimeDecision::CardAuthorization#decline
+        class Decline < Increase::Internal::Type::BaseModel
+          # @!attribute reason
+          #   The reason the authorization was declined.
+          #
+          #   @return [String]
+          required :reason, String
+
+          # @!method initialize(reason:)
+          #   Present if and only if `decision` is `decline`. Contains information related to
+          #   the reason the authorization was declined.
+          #
+          #   @param reason [String] The reason the authorization was declined.
+        end
+
         # The direction describes the direction the funds will move, either from the
         # cardholder to the merchant or from the merchant to the cardholder.
         #
@@ -1334,16 +1358,13 @@ module Increase
             module Result
               extend Increase::Internal::Type::Enum
 
-              # No address was provided in the authorization request.
+              # No address information was provided in the authorization request.
               NOT_CHECKED = :not_checked
 
-              # Postal code matches, but the street address was not verified.
-              POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
-
-              # Postal code matches, but the street address does not match.
+              # Postal code matches, but the street address does not match or was not provided.
               POSTAL_CODE_MATCH_ADDRESS_NO_MATCH = :postal_code_match_address_no_match
 
-              # Postal code does not match, but the street address matches.
+              # Postal code does not match, but the street address matches or was not provided.
               POSTAL_CODE_NO_MATCH_ADDRESS_MATCH = :postal_code_no_match_address_match
 
               # Postal code and street address match.
@@ -1352,6 +1373,9 @@ module Increase
               # Postal code and street address do not match.
               NO_MATCH = :no_match
 
+              # Postal code matches, but the street address was not verified. (deprecated)
+              POSTAL_CODE_MATCH_ADDRESS_NOT_CHECKED = :postal_code_match_address_not_checked
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end

data/lib/increase/models/real_time_decision_action_params.rb

@@ -136,15 +136,23 @@ module Increase
         #   @return [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decision]
         required :decision, enum: -> { Increase::RealTimeDecisionActionParams::CardAuthorization::Decision }
 
-        # @!attribute decline_reason
-        #   The reason the card authorization was declined. This translates to a specific
-        #   decline code that is sent to the card network.
+        # @!attribute approval
+        #   If your application approves the authorization, this contains metadata about
+        #   your decision to approve. Your response here is advisory to the acquiring bank.
+        #   The bank may choose to reverse the authorization if you approve the transaction
+        #   but indicate the address does not match.
+        #
+        #   @return [Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval, nil]
+        optional :approval, -> { Increase::RealTimeDecisionActionParams::CardAuthorization::Approval }
+
+        # @!attribute decline
+        #   If your application declines the authorization, this contains details about the
+        #   decline.
         #
-        #   @return [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::DeclineReason, nil]
-        optional :decline_reason,
-                 enum: -> { Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason }
+        #   @return [Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decline, nil]
+        optional :decline, -> { Increase::RealTimeDecisionActionParams::CardAuthorization::Decline }
 
-        # @!method initialize(decision:, decline_reason: nil)
+        # @!method initialize(decision:, approval: nil, decline: nil)
         #   Some parameter documentations has been truncated, see
         #   {Increase::Models::RealTimeDecisionActionParams::CardAuthorization} for more
         #   details.
@@ -154,7 +162,9 @@ module Increase
         #
         #   @param decision [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decision] Whether the card authorization should be approved or declined.
         #
-        #   @param decline_reason [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::DeclineReason] The reason the card authorization was declined. This translates to a specific de
+        #   @param approval [Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval] If your application approves the authorization, this contains metadata about you
+        #
+        #   @param decline [Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decline] If your application declines the authorization, this contains details about the
 
         # Whether the card authorization should be approved or declined.
         #
@@ -172,33 +182,151 @@ module Increase
           #   @return [Array<Symbol>]
         end
 
-        # The reason the card authorization was declined. This translates to a specific
-        # decline code that is sent to the card network.
-        #
-        # @see Increase::Models::RealTimeDecisionActionParams::CardAuthorization#decline_reason
-        module DeclineReason
-          extend Increase::Internal::Type::Enum
+        # @see Increase::Models::RealTimeDecisionActionParams::CardAuthorization#approval
+        class Approval < Increase::Internal::Type::BaseModel
+          # @!attribute cardholder_address_verification_result
+          #   Your decisions on whether or not each provided address component is a match.
+          #   Your response here is evaluated against the customer's provided `postal_code`
+          #   and `line1`, and an appropriate network response is generated. For example, if
+          #   you would like to approve all transactions for a given card, you can submit
+          #   `match` for both `postal_code` and `line1` and Increase will generate an
+          #   approval with an Address Verification System (AVS) code that will match all of
+          #   the available address information, or will report that no check was performed if
+          #   no address information is available. If you do not provide a response, the
+          #   address verification result will be calculated by Increase using the available
+          #   address information available on the card. If none is available, Increase will
+          #   report that no check was performed.
+          #
+          #   @return [Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult, nil]
+          optional :cardholder_address_verification_result,
+                   -> { Increase::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult }
 
-          # The cardholder does not have sufficient funds to cover the transaction. The merchant may attempt to process the transaction again.
-          INSUFFICIENT_FUNDS = :insufficient_funds
+          # @!method initialize(cardholder_address_verification_result: nil)
+          #   Some parameter documentations has been truncated, see
+          #   {Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval}
+          #   for more details.
+          #
+          #   If your application approves the authorization, this contains metadata about
+          #   your decision to approve. Your response here is advisory to the acquiring bank.
+          #   The bank may choose to reverse the authorization if you approve the transaction
+          #   but indicate the address does not match.
+          #
+          #   @param cardholder_address_verification_result [Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult] Your decisions on whether or not each provided address component is a match. You
+
+          # @see Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval#cardholder_address_verification_result
+          class CardholderAddressVerificationResult < Increase::Internal::Type::BaseModel
+            # @!attribute line1
+            #   Your decision on the address line of the provided address.
+            #
+            #   @return [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult::Line1]
+            required :line1,
+                     enum: -> { Increase::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult::Line1 }
+
+            # @!attribute postal_code
+            #   Your decision on the postal code of the provided address.
+            #
+            #   @return [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult::PostalCode]
+            required :postal_code,
+                     enum: -> { Increase::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult::PostalCode }
+
+            # @!method initialize(line1:, postal_code:)
+            #   Your decisions on whether or not each provided address component is a match.
+            #   Your response here is evaluated against the customer's provided `postal_code`
+            #   and `line1`, and an appropriate network response is generated. For example, if
+            #   you would like to approve all transactions for a given card, you can submit
+            #   `match` for both `postal_code` and `line1` and Increase will generate an
+            #   approval with an Address Verification System (AVS) code that will match all of
+            #   the available address information, or will report that no check was performed if
+            #   no address information is available. If you do not provide a response, the
+            #   address verification result will be calculated by Increase using the available
+            #   address information available on the card. If none is available, Increase will
+            #   report that no check was performed.
+            #
+            #   @param line1 [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult::Line1] Your decision on the address line of the provided address.
+            #
+            #   @param postal_code [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult::PostalCode] Your decision on the postal code of the provided address.
+
+            # Your decision on the address line of the provided address.
+            #
+            # @see Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult#line1
+            module Line1
+              extend Increase::Internal::Type::Enum
+
+              # The cardholder address verification result matches the address provided by the merchant.
+              MATCH = :match
+
+              # The cardholder address verification result does not match the address provided by the merchant.
+              NO_MATCH = :no_match
+
+              # @!method self.values
+              #   @return [Array<Symbol>]
+            end
+
+            # Your decision on the postal code of the provided address.
+            #
+            # @see Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval::CardholderAddressVerificationResult#postal_code
+            module PostalCode
+              extend Increase::Internal::Type::Enum
+
+              # The cardholder address verification result matches the address provided by the merchant.
+              MATCH = :match
+
+              # The cardholder address verification result does not match the address provided by the merchant.
+              NO_MATCH = :no_match
+
+              # @!method self.values
+              #   @return [Array<Symbol>]
+            end
+          end
+        end
 
-          # This type of transaction is not allowed for this card. This transaction should not be retried.
-          TRANSACTION_NEVER_ALLOWED = :transaction_never_allowed
+        # @see Increase::Models::RealTimeDecisionActionParams::CardAuthorization#decline
+        class Decline < Increase::Internal::Type::BaseModel
+          # @!attribute reason
+          #   The reason the card authorization was declined. This translates to a specific
+          #   decline code that is sent to the card network.
+          #
+          #   @return [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decline::Reason]
+          required :reason, enum: -> { Increase::RealTimeDecisionActionParams::CardAuthorization::Decline::Reason }
+
+          # @!method initialize(reason:)
+          #   Some parameter documentations has been truncated, see
+          #   {Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decline} for
+          #   more details.
+          #
+          #   If your application declines the authorization, this contains details about the
+          #   decline.
+          #
+          #   @param reason [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decline::Reason] The reason the card authorization was declined. This translates to a specific de
 
-          # The transaction amount exceeds the cardholder's approval limit. The merchant may attempt to process the transaction again.
-          EXCEEDS_APPROVAL_LIMIT = :exceeds_approval_limit
+          # The reason the card authorization was declined. This translates to a specific
+          # decline code that is sent to the card network.
+          #
+          # @see Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decline#reason
+          module Reason
+            extend Increase::Internal::Type::Enum
 
-          # The card has been temporarily disabled or not yet activated. The merchant may attempt to process the transaction again.
-          CARD_TEMPORARILY_DISABLED = :card_temporarily_disabled
+            # The cardholder does not have sufficient funds to cover the transaction. The merchant may attempt to process the transaction again.
+            INSUFFICIENT_FUNDS = :insufficient_funds
 
-          # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
-          SUSPECTED_FRAUD = :suspected_fraud
+            # This type of transaction is not allowed for this card. This transaction should not be retried.
+            TRANSACTION_NEVER_ALLOWED = :transaction_never_allowed
 
-          # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
-          OTHER = :other
+            # The transaction amount exceeds the cardholder's approval limit. The merchant may attempt to process the transaction again.
+            EXCEEDS_APPROVAL_LIMIT = :exceeds_approval_limit
 
-          # @!method self.values
-          #   @return [Array<Symbol>]
+            # The card has been temporarily disabled or not yet activated. The merchant may attempt to process the transaction again.
+            CARD_TEMPORARILY_DISABLED = :card_temporarily_disabled
+
+            # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
+            SUSPECTED_FRAUD = :suspected_fraud
+
+            # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
+            OTHER = :other
+
+            # @!method self.values
+            #   @return [Array<Symbol>]
+          end
         end
       end
 
@@ -210,17 +338,23 @@ module Increase
         required :result, enum: -> { Increase::RealTimeDecisionActionParams::DigitalWalletAuthentication::Result }
 
         # @!attribute success
+        #   If your application was able to deliver the one-time passcode, this contains
+        #   metadata about the delivery. Exactly one of `phone` or `email` must be provided.
         #
         #   @return [Increase::Models::RealTimeDecisionActionParams::DigitalWalletAuthentication::Success, nil]
         optional :success, -> { Increase::RealTimeDecisionActionParams::DigitalWalletAuthentication::Success }
 
         # @!method initialize(result:, success: nil)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::RealTimeDecisionActionParams::DigitalWalletAuthentication}
+        #   for more details.
+        #
         #   If the Real-Time Decision relates to a digital wallet authentication attempt,
         #   this object contains your response to the authentication.
         #
         #   @param result [Symbol, Increase::Models::RealTimeDecisionActionParams::DigitalWalletAuthentication::Result] Whether your application was able to deliver the one-time passcode.
         #
-        #   @param success [Increase::Models::RealTimeDecisionActionParams::DigitalWalletAuthentication::Success]
+        #   @param success [Increase::Models::RealTimeDecisionActionParams::DigitalWalletAuthentication::Success] If your application was able to deliver the one-time passcode, this contains met
 
         # Whether your application was able to deliver the one-time passcode.
         #
@@ -258,6 +392,9 @@ module Increase
           #   {Increase::Models::RealTimeDecisionActionParams::DigitalWalletAuthentication::Success}
           #   for more details.
           #
+          #   If your application was able to deliver the one-time passcode, this contains
+          #   metadata about the delivery. Exactly one of `phone` or `email` must be provided.
+          #
           #   @param email [String] The email address that was used to verify the cardholder via one-time passcode.
           #
           #   @param phone [String] The phone number that was used to verify the cardholder via one-time passcode ov

data/lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.72.0"
+  VERSION = "1.74.0"
 end