increase 1.45.0 → 1.47.0

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG.md

@@ -1,5 +1,21 @@
 # Changelog
 
+## 1.47.0 (2025-08-22)
+
+Full Changelog: [v1.46.0...v1.47.0](https://github.com/Increase/increase-ruby/compare/v1.46.0...v1.47.0)
+
+### Features
+
+* **api:** api update ([bde025b](https://github.com/Increase/increase-ruby/commit/bde025b5a1b255929e2a409fd6581d2db4f0ffe0))
+
+## 1.46.0 (2025-08-22)
+
+Full Changelog: [v1.45.0...v1.46.0](https://github.com/Increase/increase-ruby/compare/v1.45.0...v1.46.0)
+
+### Features
+
+* **api:** api update ([ebaaba1](https://github.com/Increase/increase-ruby/commit/ebaaba1df36545cf5983eed1efa47bc4576ef690))
+
 ## 1.45.0 (2025-08-21)
 
 Full Changelog: [v1.44.0...v1.45.0](https://github.com/Increase/increase-ruby/compare/v1.44.0...v1.45.0)

data/README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.45.0"
+gem "increase", "~> 1.47.0"
 ```
 
 <!-- x-release-please-end -->

data/lib/increase/internal/type/base_model.rb

@@ -441,8 +441,8 @@ module Increase
         #   # `account` is a `Increase::Account`
         #   account => {
         #     id: id,
-        #     bank: bank,
-        #     closed_at: closed_at
+        #     account_revenue_rate: account_revenue_rate,
+        #     bank: bank
         #   }
         def deconstruct_keys(keys)
           (keys || self.class.known_fields.keys)

data/lib/increase/models/account.rb

@@ -10,6 +10,14 @@ module Increase
       #   @return [String]
       required :id, String
 
+      # @!attribute account_revenue_rate
+      #   The account revenue rate currently being earned on the account, as a string
+      #   containing a decimal number. For example, a 1% account revenue rate would be
+      #   represented as "0.01".
+      #
+      #   @return [String, nil]
+      required :account_revenue_rate, String, nil?: true
+
       # @!attribute bank
       #   The bank the Account is with.
       #
@@ -73,7 +81,7 @@ module Increase
       required :interest_accrued_at, Date, nil?: true
 
       # @!attribute interest_rate
-      #   The Interest Rate currently being earned on the account, as a string containing
+      #   The interest rate currently being earned on the account, as a string containing
       #   a decimal number. For example, a 1% interest rate would be represented as
       #   "0.01".
       #
@@ -106,7 +114,7 @@ module Increase
       #   @return [Symbol, Increase::Models::Account::Type]
       required :type, enum: -> { Increase::Account::Type }
 
-      # @!method initialize(id:, bank:, closed_at:, created_at:, currency:, entity_id:, idempotency_key:, informational_entity_id:, interest_accrued:, interest_accrued_at:, interest_rate:, name:, program_id:, status:, type:)
+      # @!method initialize(id:, account_revenue_rate:, bank:, closed_at:, created_at:, currency:, entity_id:, idempotency_key:, informational_entity_id:, interest_accrued:, interest_accrued_at:, interest_rate:, name:, program_id:, status:, type:)
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::Account} for more details.
       #
@@ -115,6 +123,8 @@ module Increase
       #
       #   @param id [String] The Account identifier.
       #
+      #   @param account_revenue_rate [String, nil] The account revenue rate currently being earned on the account, as a string cont
+      #
       #   @param bank [Symbol, Increase::Models::Account::Bank] The bank the Account is with.
       #
       #   @param closed_at [Time, nil] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) time at which the Account
@@ -133,7 +143,7 @@ module Increase
       #
       #   @param interest_accrued_at [Date, nil] The latest [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date on which inte
       #
-      #   @param interest_rate [String] The Interest Rate currently being earned on the account, as a string containing
+      #   @param interest_rate [String] The interest rate currently being earned on the account, as a string containing
       #
       #   @param name [String] The name you choose for the Account.
       #

data/lib/increase/models/transaction.rb

@@ -389,16 +389,6 @@ module Increase
                  -> { Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation },
                  nil?: true
 
-        # @!attribute inbound_real_time_payments_transfer_decline
-        #   An Inbound Real-Time Payments Transfer Decline object. This field will be
-        #   present in the JSON response if and only if `category` is equal to
-        #   `inbound_real_time_payments_transfer_decline`.
-        #
-        #   @return [Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline, nil]
-        required :inbound_real_time_payments_transfer_decline,
-                 -> { Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline },
-                 nil?: true
-
         # @!attribute inbound_wire_reversal
         #   An Inbound Wire Reversal object. This field will be present in the JSON response
         #   if and only if `category` is equal to `inbound_wire_reversal`. An Inbound Wire
@@ -504,7 +494,7 @@ module Increase
                  },
                  nil?: true
 
-        # @!method initialize(account_transfer_intention:, ach_transfer_intention:, ach_transfer_rejection:, ach_transfer_return:, card_dispute_acceptance:, card_dispute_financial:, card_dispute_loss:, card_push_transfer_acceptance:, card_refund:, card_revenue_payment:, card_settlement:, cashback_payment:, category:, check_deposit_acceptance:, check_deposit_return:, check_transfer_deposit:, fee_payment:, inbound_ach_transfer:, inbound_ach_transfer_return_intention:, inbound_check_adjustment:, inbound_check_deposit_return_intention:, inbound_real_time_payments_transfer_confirmation:, inbound_real_time_payments_transfer_decline:, inbound_wire_reversal:, inbound_wire_transfer:, inbound_wire_transfer_reversal:, interest_payment:, internal_source:, other:, real_time_payments_transfer_acknowledgement:, sample_funds:, swift_transfer_intention:, swift_transfer_return:, wire_transfer_intention:)
+        # @!method initialize(account_transfer_intention:, ach_transfer_intention:, ach_transfer_rejection:, ach_transfer_return:, card_dispute_acceptance:, card_dispute_financial:, card_dispute_loss:, card_push_transfer_acceptance:, card_refund:, card_revenue_payment:, card_settlement:, cashback_payment:, category:, check_deposit_acceptance:, check_deposit_return:, check_transfer_deposit:, fee_payment:, inbound_ach_transfer:, inbound_ach_transfer_return_intention:, inbound_check_adjustment:, inbound_check_deposit_return_intention:, inbound_real_time_payments_transfer_confirmation:, inbound_wire_reversal:, inbound_wire_transfer:, inbound_wire_transfer_reversal:, interest_payment:, internal_source:, other:, real_time_payments_transfer_acknowledgement:, sample_funds:, swift_transfer_intention:, swift_transfer_return:, wire_transfer_intention:)
         #   Some parameter documentations has been truncated, see
         #   {Increase::Models::Transaction::Source} for more details.
         #
@@ -557,8 +547,6 @@ module Increase
         #
         #   @param inbound_real_time_payments_transfer_confirmation [Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferConfirmation, nil] An Inbound Real-Time Payments Transfer Confirmation object. This field will be p
         #
-        #   @param inbound_real_time_payments_transfer_decline [Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline, nil] An Inbound Real-Time Payments Transfer Decline object. This field will be presen
-        #
         #   @param inbound_wire_reversal [Increase::Models::Transaction::Source::InboundWireReversal, nil] An Inbound Wire Reversal object. This field will be present in the JSON response
         #
         #   @param inbound_wire_transfer [Increase::Models::Transaction::Source::InboundWireTransfer, nil] An Inbound Wire Transfer Intention object. This field will be present in the JSO
@@ -4211,9 +4199,6 @@ module Increase
           # Inbound Real-Time Payments Transfer Confirmation: details will be under the `inbound_real_time_payments_transfer_confirmation` object.
           INBOUND_REAL_TIME_PAYMENTS_TRANSFER_CONFIRMATION = :inbound_real_time_payments_transfer_confirmation
 
-          # Inbound Real-Time Payments Transfer Decline: details will be under the `inbound_real_time_payments_transfer_decline` object.
-          INBOUND_REAL_TIME_PAYMENTS_TRANSFER_DECLINE = :inbound_real_time_payments_transfer_decline
-
           # Inbound Wire Reversal: details will be under the `inbound_wire_reversal` object.
           INBOUND_WIRE_REVERSAL = :inbound_wire_reversal
 
@@ -5096,161 +5081,6 @@ module Increase
           end
         end
 
-        # @see Increase::Models::Transaction::Source#inbound_real_time_payments_transfer_decline
-        class InboundRealTimePaymentsTransferDecline < Increase::Internal::Type::BaseModel
-          # @!attribute amount
-          #   The declined amount in the minor unit of the destination account currency. For
-          #   dollars, for example, this is cents.
-          #
-          #   @return [Integer]
-          required :amount, Integer
-
-          # @!attribute creditor_name
-          #   The name the sender of the transfer specified as the recipient of the transfer.
-          #
-          #   @return [String]
-          required :creditor_name, String
-
-          # @!attribute currency
-          #   The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code of the declined
-          #   transfer's currency. This will always be "USD" for a Real-Time Payments
-          #   transfer.
-          #
-          #   @return [Symbol, Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency]
-          required :currency,
-                   enum: -> { Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency }
-
-          # @!attribute debtor_account_number
-          #   The account number of the account that sent the transfer.
-          #
-          #   @return [String]
-          required :debtor_account_number, String
-
-          # @!attribute debtor_name
-          #   The name provided by the sender of the transfer.
-          #
-          #   @return [String]
-          required :debtor_name, String
-
-          # @!attribute debtor_routing_number
-          #   The routing number of the account that sent the transfer.
-          #
-          #   @return [String]
-          required :debtor_routing_number, String
-
-          # @!attribute reason
-          #   Why the transfer was declined.
-          #
-          #   @return [Symbol, Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason]
-          required :reason,
-                   enum: -> { Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason }
-
-          # @!attribute remittance_information
-          #   Additional information included with the transfer.
-          #
-          #   @return [String, nil]
-          required :remittance_information, String, nil?: true
-
-          # @!attribute transaction_identification
-          #   The Real-Time Payments network identification of the declined transfer.
-          #
-          #   @return [String]
-          required :transaction_identification, String
-
-          # @!attribute transfer_id
-          #   The identifier of the Real-Time Payments Transfer that led to this Transaction.
-          #
-          #   @return [String]
-          required :transfer_id, String
-
-          # @!method initialize(amount:, creditor_name:, currency:, debtor_account_number:, debtor_name:, debtor_routing_number:, reason:, remittance_information:, transaction_identification:, transfer_id:)
-          #   Some parameter documentations has been truncated, see
-          #   {Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline}
-          #   for more details.
-          #
-          #   An Inbound Real-Time Payments Transfer Decline object. This field will be
-          #   present in the JSON response if and only if `category` is equal to
-          #   `inbound_real_time_payments_transfer_decline`.
-          #
-          #   @param amount [Integer] The declined amount in the minor unit of the destination account currency. For d
-          #
-          #   @param creditor_name [String] The name the sender of the transfer specified as the recipient of the transfer.
-          #
-          #   @param currency [Symbol, Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency] The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code of the declined tran
-          #
-          #   @param debtor_account_number [String] The account number of the account that sent the transfer.
-          #
-          #   @param debtor_name [String] The name provided by the sender of the transfer.
-          #
-          #   @param debtor_routing_number [String] The routing number of the account that sent the transfer.
-          #
-          #   @param reason [Symbol, Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason] Why the transfer was declined.
-          #
-          #   @param remittance_information [String, nil] Additional information included with the transfer.
-          #
-          #   @param transaction_identification [String] The Real-Time Payments network identification of the declined transfer.
-          #
-          #   @param transfer_id [String] The identifier of the Real-Time Payments Transfer that led to this Transaction.
-
-          # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code of the declined
-          # transfer's currency. This will always be "USD" for a Real-Time Payments
-          # transfer.
-          #
-          # @see Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline#currency
-          module Currency
-            extend Increase::Internal::Type::Enum
-
-            # Canadian Dollar (CAD)
-            CAD = :CAD
-
-            # Swiss Franc (CHF)
-            CHF = :CHF
-
-            # Euro (EUR)
-            EUR = :EUR
-
-            # British Pound (GBP)
-            GBP = :GBP
-
-            # Japanese Yen (JPY)
-            JPY = :JPY
-
-            # US Dollar (USD)
-            USD = :USD
-
-            # @!method self.values
-            #   @return [Array<Symbol>]
-          end
-
-          # Why the transfer was declined.
-          #
-          # @see Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline#reason
-          module Reason
-            extend Increase::Internal::Type::Enum
-
-            # The account number is canceled.
-            ACCOUNT_NUMBER_CANCELED = :account_number_canceled
-
-            # The account number is disabled.
-            ACCOUNT_NUMBER_DISABLED = :account_number_disabled
-
-            # Your account is restricted.
-            ACCOUNT_RESTRICTED = :account_restricted
-
-            # Your account is inactive.
-            GROUP_LOCKED = :group_locked
-
-            # The account's entity is not active.
-            ENTITY_NOT_ACTIVE = :entity_not_active
-
-            # Your account is not enabled to receive Real-Time Payments transfers.
-            REAL_TIME_PAYMENTS_NOT_ENABLED = :real_time_payments_not_enabled
-
-            # @!method self.values
-            #   @return [Array<Symbol>]
-          end
-        end
-
         # @see Increase::Models::Transaction::Source#inbound_wire_reversal
         class InboundWireReversal < Increase::Internal::Type::BaseModel
           # @!attribute amount

data/lib/increase/models/transaction_list_params.rb

@@ -142,9 +142,6 @@ module Increase
           # Inbound Real-Time Payments Transfer Confirmation: details will be under the `inbound_real_time_payments_transfer_confirmation` object.
           INBOUND_REAL_TIME_PAYMENTS_TRANSFER_CONFIRMATION = :inbound_real_time_payments_transfer_confirmation
 
-          # Inbound Real-Time Payments Transfer Decline: details will be under the `inbound_real_time_payments_transfer_decline` object.
-          INBOUND_REAL_TIME_PAYMENTS_TRANSFER_DECLINE = :inbound_real_time_payments_transfer_decline
-
           # Inbound Wire Reversal: details will be under the `inbound_wire_reversal` object.
           INBOUND_WIRE_REVERSAL = :inbound_wire_reversal
 

data/lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.45.0"
+  VERSION = "1.47.0"
 end

data/rbi/increase/models/account.rbi

@@ -10,6 +10,12 @@ module Increase
       sig { returns(String) }
       attr_accessor :id
 
+      # The account revenue rate currently being earned on the account, as a string
+      # containing a decimal number. For example, a 1% account revenue rate would be
+      # represented as "0.01".
+      sig { returns(T.nilable(String)) }
+      attr_accessor :account_revenue_rate
+
       # The bank the Account is with.
       sig { returns(Increase::Account::Bank::TaggedSymbol) }
       attr_accessor :bank
@@ -54,7 +60,7 @@ module Increase
       sig { returns(T.nilable(Date)) }
       attr_accessor :interest_accrued_at
 
-      # The Interest Rate currently being earned on the account, as a string containing
+      # The interest rate currently being earned on the account, as a string containing
       # a decimal number. For example, a 1% interest rate would be represented as
       # "0.01".
       sig { returns(String) }
@@ -83,6 +89,7 @@ module Increase
       sig do
         params(
           id: String,
+          account_revenue_rate: T.nilable(String),
           bank: Increase::Account::Bank::OrSymbol,
           closed_at: T.nilable(Time),
           created_at: Time,
@@ -102,6 +109,10 @@ module Increase
       def self.new(
         # The Account identifier.
         id:,
+        # The account revenue rate currently being earned on the account, as a string
+        # containing a decimal number. For example, a 1% account revenue rate would be
+        # represented as "0.01".
+        account_revenue_rate:,
         # The bank the Account is with.
         bank:,
         # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) time at which the Account
@@ -128,7 +139,7 @@ module Increase
         # The latest [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date on which
         # interest was accrued.
         interest_accrued_at:,
-        # The Interest Rate currently being earned on the account, as a string containing
+        # The interest rate currently being earned on the account, as a string containing
         # a decimal number. For example, a 1% interest rate would be represented as
         # "0.01".
         interest_rate:,
@@ -149,6 +160,7 @@ module Increase
         override.returns(
           {
             id: String,
+            account_revenue_rate: T.nilable(String),
             bank: Increase::Account::Bank::TaggedSymbol,
             closed_at: T.nilable(Time),
             created_at: Time,

data/rbi/increase/models/transaction.rbi

@@ -630,28 +630,6 @@ module Increase
         end
         attr_writer :inbound_real_time_payments_transfer_confirmation
 
-        # An Inbound Real-Time Payments Transfer Decline object. This field will be
-        # present in the JSON response if and only if `category` is equal to
-        # `inbound_real_time_payments_transfer_decline`.
-        sig do
-          returns(
-            T.nilable(
-              Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline
-            )
-          )
-        end
-        attr_reader :inbound_real_time_payments_transfer_decline
-
-        sig do
-          params(
-            inbound_real_time_payments_transfer_decline:
-              T.nilable(
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::OrHash
-              )
-          ).void
-        end
-        attr_writer :inbound_real_time_payments_transfer_decline
-
         # An Inbound Wire Reversal object. This field will be present in the JSON response
         # if and only if `category` is equal to `inbound_wire_reversal`. An Inbound Wire
         # Reversal represents a reversal of a wire transfer that was initiated via
@@ -930,10 +908,6 @@ module Increase
               T.nilable(
                 Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation::OrHash
               ),
-            inbound_real_time_payments_transfer_decline:
-              T.nilable(
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::OrHash
-              ),
             inbound_wire_reversal:
               T.nilable(
                 Increase::Transaction::Source::InboundWireReversal::OrHash
@@ -1085,10 +1059,6 @@ module Increase
           # Payments Transfer Confirmation is created when a Real-Time Payments transfer is
           # initiated at another bank and received by Increase.
           inbound_real_time_payments_transfer_confirmation:,
-          # An Inbound Real-Time Payments Transfer Decline object. This field will be
-          # present in the JSON response if and only if `category` is equal to
-          # `inbound_real_time_payments_transfer_decline`.
-          inbound_real_time_payments_transfer_decline:,
           # An Inbound Wire Reversal object. This field will be present in the JSON response
           # if and only if `category` is equal to `inbound_wire_reversal`. An Inbound Wire
           # Reversal represents a reversal of a wire transfer that was initiated via
@@ -1201,10 +1171,6 @@ module Increase
                 T.nilable(
                   Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation
                 ),
-              inbound_real_time_payments_transfer_decline:
-                T.nilable(
-                  Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline
-                ),
               inbound_wire_reversal:
                 T.nilable(Increase::Transaction::Source::InboundWireReversal),
               inbound_wire_transfer:
@@ -7841,13 +7807,6 @@ module Increase
               Increase::Transaction::Source::Category::TaggedSymbol
             )
 
-          # Inbound Real-Time Payments Transfer Decline: details will be under the `inbound_real_time_payments_transfer_decline` object.
-          INBOUND_REAL_TIME_PAYMENTS_TRANSFER_DECLINE =
-            T.let(
-              :inbound_real_time_payments_transfer_decline,
-              Increase::Transaction::Source::Category::TaggedSymbol
-            )
-
           # Inbound Wire Reversal: details will be under the `inbound_wire_reversal` object.
           INBOUND_WIRE_REVERSAL =
             T.let(
@@ -9474,268 +9433,6 @@ module Increase
           end
         end
 
-        class InboundRealTimePaymentsTransferDecline < Increase::Internal::Type::BaseModel
-          OrHash =
-            T.type_alias do
-              T.any(
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline,
-                Increase::Internal::AnyHash
-              )
-            end
-
-          # The declined amount in the minor unit of the destination account currency. For
-          # dollars, for example, this is cents.
-          sig { returns(Integer) }
-          attr_accessor :amount
-
-          # The name the sender of the transfer specified as the recipient of the transfer.
-          sig { returns(String) }
-          attr_accessor :creditor_name
-
-          # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code of the declined
-          # transfer's currency. This will always be "USD" for a Real-Time Payments
-          # transfer.
-          sig do
-            returns(
-              Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency::TaggedSymbol
-            )
-          end
-          attr_accessor :currency
-
-          # The account number of the account that sent the transfer.
-          sig { returns(String) }
-          attr_accessor :debtor_account_number
-
-          # The name provided by the sender of the transfer.
-          sig { returns(String) }
-          attr_accessor :debtor_name
-
-          # The routing number of the account that sent the transfer.
-          sig { returns(String) }
-          attr_accessor :debtor_routing_number
-
-          # Why the transfer was declined.
-          sig do
-            returns(
-              Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason::TaggedSymbol
-            )
-          end
-          attr_accessor :reason
-
-          # Additional information included with the transfer.
-          sig { returns(T.nilable(String)) }
-          attr_accessor :remittance_information
-
-          # The Real-Time Payments network identification of the declined transfer.
-          sig { returns(String) }
-          attr_accessor :transaction_identification
-
-          # The identifier of the Real-Time Payments Transfer that led to this Transaction.
-          sig { returns(String) }
-          attr_accessor :transfer_id
-
-          # An Inbound Real-Time Payments Transfer Decline object. This field will be
-          # present in the JSON response if and only if `category` is equal to
-          # `inbound_real_time_payments_transfer_decline`.
-          sig do
-            params(
-              amount: Integer,
-              creditor_name: String,
-              currency:
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency::OrSymbol,
-              debtor_account_number: String,
-              debtor_name: String,
-              debtor_routing_number: String,
-              reason:
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason::OrSymbol,
-              remittance_information: T.nilable(String),
-              transaction_identification: String,
-              transfer_id: String
-            ).returns(T.attached_class)
-          end
-          def self.new(
-            # The declined amount in the minor unit of the destination account currency. For
-            # dollars, for example, this is cents.
-            amount:,
-            # The name the sender of the transfer specified as the recipient of the transfer.
-            creditor_name:,
-            # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code of the declined
-            # transfer's currency. This will always be "USD" for a Real-Time Payments
-            # transfer.
-            currency:,
-            # The account number of the account that sent the transfer.
-            debtor_account_number:,
-            # The name provided by the sender of the transfer.
-            debtor_name:,
-            # The routing number of the account that sent the transfer.
-            debtor_routing_number:,
-            # Why the transfer was declined.
-            reason:,
-            # Additional information included with the transfer.
-            remittance_information:,
-            # The Real-Time Payments network identification of the declined transfer.
-            transaction_identification:,
-            # The identifier of the Real-Time Payments Transfer that led to this Transaction.
-            transfer_id:
-          )
-          end
-
-          sig do
-            override.returns(
-              {
-                amount: Integer,
-                creditor_name: String,
-                currency:
-                  Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency::TaggedSymbol,
-                debtor_account_number: String,
-                debtor_name: String,
-                debtor_routing_number: String,
-                reason:
-                  Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason::TaggedSymbol,
-                remittance_information: T.nilable(String),
-                transaction_identification: String,
-                transfer_id: String
-              }
-            )
-          end
-          def to_hash
-          end
-
-          # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code of the declined
-          # transfer's currency. This will always be "USD" for a Real-Time Payments
-          # transfer.
-          module Currency
-            extend Increase::Internal::Type::Enum
-
-            TaggedSymbol =
-              T.type_alias do
-                T.all(
-                  Symbol,
-                  Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency
-                )
-              end
-            OrSymbol = T.type_alias { T.any(Symbol, String) }
-
-            # Canadian Dollar (CAD)
-            CAD =
-              T.let(
-                :CAD,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency::TaggedSymbol
-              )
-
-            # Swiss Franc (CHF)
-            CHF =
-              T.let(
-                :CHF,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency::TaggedSymbol
-              )
-
-            # Euro (EUR)
-            EUR =
-              T.let(
-                :EUR,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency::TaggedSymbol
-              )
-
-            # British Pound (GBP)
-            GBP =
-              T.let(
-                :GBP,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency::TaggedSymbol
-              )
-
-            # Japanese Yen (JPY)
-            JPY =
-              T.let(
-                :JPY,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency::TaggedSymbol
-              )
-
-            # US Dollar (USD)
-            USD =
-              T.let(
-                :USD,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency::TaggedSymbol
-              )
-
-            sig do
-              override.returns(
-                T::Array[
-                  Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Currency::TaggedSymbol
-                ]
-              )
-            end
-            def self.values
-            end
-          end
-
-          # Why the transfer was declined.
-          module Reason
-            extend Increase::Internal::Type::Enum
-
-            TaggedSymbol =
-              T.type_alias do
-                T.all(
-                  Symbol,
-                  Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason
-                )
-              end
-            OrSymbol = T.type_alias { T.any(Symbol, String) }
-
-            # The account number is canceled.
-            ACCOUNT_NUMBER_CANCELED =
-              T.let(
-                :account_number_canceled,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason::TaggedSymbol
-              )
-
-            # The account number is disabled.
-            ACCOUNT_NUMBER_DISABLED =
-              T.let(
-                :account_number_disabled,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason::TaggedSymbol
-              )
-
-            # Your account is restricted.
-            ACCOUNT_RESTRICTED =
-              T.let(
-                :account_restricted,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason::TaggedSymbol
-              )
-
-            # Your account is inactive.
-            GROUP_LOCKED =
-              T.let(
-                :group_locked,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason::TaggedSymbol
-              )
-
-            # The account's entity is not active.
-            ENTITY_NOT_ACTIVE =
-              T.let(
-                :entity_not_active,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason::TaggedSymbol
-              )
-
-            # Your account is not enabled to receive Real-Time Payments transfers.
-            REAL_TIME_PAYMENTS_NOT_ENABLED =
-              T.let(
-                :real_time_payments_not_enabled,
-                Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason::TaggedSymbol
-              )
-
-            sig do
-              override.returns(
-                T::Array[
-                  Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline::Reason::TaggedSymbol
-                ]
-              )
-            end
-            def self.values
-            end
-          end
-        end
-
         class InboundWireReversal < Increase::Internal::Type::BaseModel
           OrHash =
             T.type_alias do

data/rbi/increase/models/transaction_list_params.rbi

@@ -306,13 +306,6 @@ module Increase
               Increase::TransactionListParams::Category::In::TaggedSymbol
             )
 
-          # Inbound Real-Time Payments Transfer Decline: details will be under the `inbound_real_time_payments_transfer_decline` object.
-          INBOUND_REAL_TIME_PAYMENTS_TRANSFER_DECLINE =
-            T.let(
-              :inbound_real_time_payments_transfer_decline,
-              Increase::TransactionListParams::Category::In::TaggedSymbol
-            )
-
           # Inbound Wire Reversal: details will be under the `inbound_wire_reversal` object.
           INBOUND_WIRE_REVERSAL =
             T.let(

data/sig/increase/models/account.rbs

@@ -3,6 +3,7 @@ module Increase
     type account =
       {
         id: String,
+        account_revenue_rate: String?,
         bank: Increase::Models::Account::bank,
         closed_at: Time?,
         created_at: Time,
@@ -22,6 +23,8 @@ module Increase
     class Account < Increase::Internal::Type::BaseModel
       attr_accessor id: String
 
+      attr_accessor account_revenue_rate: String?
+
       attr_accessor bank: Increase::Models::Account::bank
 
       attr_accessor closed_at: Time?
@@ -52,6 +55,7 @@ module Increase
 
       def initialize: (
         id: String,
+        account_revenue_rate: String?,
         bank: Increase::Models::Account::bank,
         closed_at: Time?,
         created_at: Time,
@@ -70,6 +74,7 @@ module Increase
 
       def to_hash: -> {
         id: String,
+        account_revenue_rate: String?,
         bank: Increase::Models::Account::bank,
         closed_at: Time?,
         created_at: Time,

data/sig/increase/models/transaction.rbs

@@ -128,7 +128,6 @@ module Increase
           inbound_check_adjustment: Increase::Transaction::Source::InboundCheckAdjustment?,
           inbound_check_deposit_return_intention: Increase::Transaction::Source::InboundCheckDepositReturnIntention?,
           inbound_real_time_payments_transfer_confirmation: Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation?,
-          inbound_real_time_payments_transfer_decline: Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline?,
           inbound_wire_reversal: Increase::Transaction::Source::InboundWireReversal?,
           inbound_wire_transfer: Increase::Transaction::Source::InboundWireTransfer?,
           inbound_wire_transfer_reversal: Increase::Transaction::Source::InboundWireTransferReversal?,
@@ -187,8 +186,6 @@ module Increase
 
         attr_accessor inbound_real_time_payments_transfer_confirmation: Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation?
 
-        attr_accessor inbound_real_time_payments_transfer_decline: Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline?
-
         attr_accessor inbound_wire_reversal: Increase::Transaction::Source::InboundWireReversal?
 
         attr_accessor inbound_wire_transfer: Increase::Transaction::Source::InboundWireTransfer?
@@ -234,7 +231,6 @@ module Increase
           inbound_check_adjustment: Increase::Transaction::Source::InboundCheckAdjustment?,
           inbound_check_deposit_return_intention: Increase::Transaction::Source::InboundCheckDepositReturnIntention?,
           inbound_real_time_payments_transfer_confirmation: Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation?,
-          inbound_real_time_payments_transfer_decline: Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline?,
           inbound_wire_reversal: Increase::Transaction::Source::InboundWireReversal?,
           inbound_wire_transfer: Increase::Transaction::Source::InboundWireTransfer?,
           inbound_wire_transfer_reversal: Increase::Transaction::Source::InboundWireTransferReversal?,
@@ -271,7 +267,6 @@ module Increase
           inbound_check_adjustment: Increase::Transaction::Source::InboundCheckAdjustment?,
           inbound_check_deposit_return_intention: Increase::Transaction::Source::InboundCheckDepositReturnIntention?,
           inbound_real_time_payments_transfer_confirmation: Increase::Transaction::Source::InboundRealTimePaymentsTransferConfirmation?,
-          inbound_real_time_payments_transfer_decline: Increase::Transaction::Source::InboundRealTimePaymentsTransferDecline?,
           inbound_wire_reversal: Increase::Transaction::Source::InboundWireReversal?,
           inbound_wire_transfer: Increase::Transaction::Source::InboundWireTransfer?,
           inbound_wire_transfer_reversal: Increase::Transaction::Source::InboundWireTransferReversal?,
@@ -3108,7 +3103,6 @@ module Increase
           | :inbound_check_deposit_return_intention
           | :inbound_check_adjustment
           | :inbound_real_time_payments_transfer_confirmation
-          | :inbound_real_time_payments_transfer_decline
           | :inbound_wire_reversal
           | :inbound_wire_transfer
           | :inbound_wire_transfer_reversal
@@ -3185,9 +3179,6 @@ module Increase
           # Inbound Real-Time Payments Transfer Confirmation: details will be under the `inbound_real_time_payments_transfer_confirmation` object.
           INBOUND_REAL_TIME_PAYMENTS_TRANSFER_CONFIRMATION: :inbound_real_time_payments_transfer_confirmation
 
-          # Inbound Real-Time Payments Transfer Decline: details will be under the `inbound_real_time_payments_transfer_decline` object.
-          INBOUND_REAL_TIME_PAYMENTS_TRANSFER_DECLINE: :inbound_real_time_payments_transfer_decline
-
           # Inbound Wire Reversal: details will be under the `inbound_wire_reversal` object.
           INBOUND_WIRE_REVERSAL: :inbound_wire_reversal
 
@@ -3891,126 +3882,6 @@ module Increase
           end
         end
 
-        type inbound_real_time_payments_transfer_decline =
-          {
-            amount: Integer,
-            creditor_name: String,
-            currency: Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::currency,
-            debtor_account_number: String,
-            debtor_name: String,
-            debtor_routing_number: String,
-            reason: Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::reason,
-            remittance_information: String?,
-            transaction_identification: String,
-            transfer_id: String
-          }
-
-        class InboundRealTimePaymentsTransferDecline < Increase::Internal::Type::BaseModel
-          attr_accessor amount: Integer
-
-          attr_accessor creditor_name: String
-
-          attr_accessor currency: Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::currency
-
-          attr_accessor debtor_account_number: String
-
-          attr_accessor debtor_name: String
-
-          attr_accessor debtor_routing_number: String
-
-          attr_accessor reason: Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::reason
-
-          attr_accessor remittance_information: String?
-
-          attr_accessor transaction_identification: String
-
-          attr_accessor transfer_id: String
-
-          def initialize: (
-            amount: Integer,
-            creditor_name: String,
-            currency: Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::currency,
-            debtor_account_number: String,
-            debtor_name: String,
-            debtor_routing_number: String,
-            reason: Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::reason,
-            remittance_information: String?,
-            transaction_identification: String,
-            transfer_id: String
-          ) -> void
-
-          def to_hash: -> {
-            amount: Integer,
-            creditor_name: String,
-            currency: Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::currency,
-            debtor_account_number: String,
-            debtor_name: String,
-            debtor_routing_number: String,
-            reason: Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::reason,
-            remittance_information: String?,
-            transaction_identification: String,
-            transfer_id: String
-          }
-
-          type currency = :CAD | :CHF | :EUR | :GBP | :JPY | :USD
-
-          module Currency
-            extend Increase::Internal::Type::Enum
-
-            # Canadian Dollar (CAD)
-            CAD: :CAD
-
-            # Swiss Franc (CHF)
-            CHF: :CHF
-
-            # Euro (EUR)
-            EUR: :EUR
-
-            # British Pound (GBP)
-            GBP: :GBP
-
-            # Japanese Yen (JPY)
-            JPY: :JPY
-
-            # US Dollar (USD)
-            USD: :USD
-
-            def self?.values: -> ::Array[Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::currency]
-          end
-
-          type reason =
-            :account_number_canceled
-            | :account_number_disabled
-            | :account_restricted
-            | :group_locked
-            | :entity_not_active
-            | :real_time_payments_not_enabled
-
-          module Reason
-            extend Increase::Internal::Type::Enum
-
-            # The account number is canceled.
-            ACCOUNT_NUMBER_CANCELED: :account_number_canceled
-
-            # The account number is disabled.
-            ACCOUNT_NUMBER_DISABLED: :account_number_disabled
-
-            # Your account is restricted.
-            ACCOUNT_RESTRICTED: :account_restricted
-
-            # Your account is inactive.
-            GROUP_LOCKED: :group_locked
-
-            # The account's entity is not active.
-            ENTITY_NOT_ACTIVE: :entity_not_active
-
-            # Your account is not enabled to receive Real-Time Payments transfers.
-            REAL_TIME_PAYMENTS_NOT_ENABLED: :real_time_payments_not_enabled
-
-            def self?.values: -> ::Array[Increase::Models::Transaction::Source::InboundRealTimePaymentsTransferDecline::reason]
-          end
-        end
-
         type inbound_wire_reversal =
           {
             amount: Integer,

data/sig/increase/models/transaction_list_params.rbs

@@ -102,7 +102,6 @@ module Increase
           | :inbound_check_deposit_return_intention
           | :inbound_check_adjustment
           | :inbound_real_time_payments_transfer_confirmation
-          | :inbound_real_time_payments_transfer_decline
           | :inbound_wire_reversal
           | :inbound_wire_transfer
           | :inbound_wire_transfer_reversal
@@ -179,9 +178,6 @@ module Increase
           # Inbound Real-Time Payments Transfer Confirmation: details will be under the `inbound_real_time_payments_transfer_confirmation` object.
           INBOUND_REAL_TIME_PAYMENTS_TRANSFER_CONFIRMATION: :inbound_real_time_payments_transfer_confirmation
 
-          # Inbound Real-Time Payments Transfer Decline: details will be under the `inbound_real_time_payments_transfer_decline` object.
-          INBOUND_REAL_TIME_PAYMENTS_TRANSFER_DECLINE: :inbound_real_time_payments_transfer_decline
-
           # Inbound Wire Reversal: details will be under the `inbound_wire_reversal` object.
           INBOUND_WIRE_REVERSAL: :inbound_wire_reversal
 

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.45.0
+  version: 1.47.0
 platform: ruby
 authors:
 - Increase
 autorequire:
 bindir: bin
 cert_chain: []
-date: 2025-08-21 00:00:00.000000000 Z
+date: 2025-08-22 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: connection_pool