increase 1.364.0 → 1.366.0

data/rbi/increase/models/transaction_list_params.rbi

@@ -219,6 +219,13 @@ module Increase
               Increase::TransactionListParams::Category::In::TaggedSymbol
             )
 
+          # Card Dispute Provisional Credit: details will be under the `card_dispute_provisional_credit` object.
+          CARD_DISPUTE_PROVISIONAL_CREDIT =
+            T.let(
+              :card_dispute_provisional_credit,
+              Increase::TransactionListParams::Category::In::TaggedSymbol
+            )
+
           # Legacy Card Dispute Loss: details will be under the `card_dispute_loss` object.
           CARD_DISPUTE_LOSS =
             T.let(

data/rbi/increase/resources/ach_transfers.rbi

@@ -13,19 +13,18 @@ module Increase
         params(
           account_id: String,
           amount: Integer,
-          statement_descriptor: String,
+          company_name: String,
+          individual_name: String,
           account_number: String,
           addenda: Increase::ACHTransferCreateParams::Addenda::OrHash,
           company_descriptive_date: String,
           company_discretionary_data: String,
           company_entry_description: String,
-          company_name: String,
           destination_account_holder:
             Increase::ACHTransferCreateParams::DestinationAccountHolder::OrSymbol,
           external_account_id: String,
           funding: Increase::ACHTransferCreateParams::Funding::OrSymbol,
           individual_id: String,
-          individual_name: String,
           preferred_effective_date:
             Increase::ACHTransferCreateParams::PreferredEffectiveDate::OrHash,
           require_approval: T::Boolean,
@@ -47,13 +46,19 @@ module Increase
         # into Increase. Debit transfers
         # [might result in a hold before funds are available](/documentation/sending-ach-debit-transfers).
         amount:,
-        # A description you choose to give the transfer. This will be saved with the
-        # transfer details, displayed in the dashboard, and returned by the API. If
-        # `individual_name` and `company_name` are not explicitly set by this API, the
-        # `statement_descriptor` will be sent in those fields to the receiving bank to
-        # help the customer recognize the transfer. You are highly encouraged to pass
-        # `individual_name` and `company_name` instead of relying on this fallback.
-        statement_descriptor:,
+        # The name by which the recipient knows the counterparty of this transaction. If
+        # you're processing payments on behalf of another party, use their name, not your
+        # own, so that it's more likely the recipient understands the context of the
+        # payment. This value is usually displayed to the recipient on their bank
+        # statement.
+        company_name:,
+        # The name of the transfer recipient. This value is informational and generally
+        # not verified by the recipient's bank. The business-to-business
+        # [Standard Entry Class (SEC) codes](/documentation/ach-standard-entry-class-codes)
+        # call this "individual name or receiving company name;" it's reasonable to
+        # include a business name in this field. This value is usually displayed to the
+        # recipient on their bank statement.
+        individual_name:,
         # The receiver's account number. For credit transfers (transfers with a positive
         # `amount`), this is the account that funds will be sent to. For debit transfers
         # (transfers with a negative `amount`), this is the account that funds will be
@@ -80,13 +85,6 @@ module Increase
         # code and use case. For example, some use cases require constants like
         # `ACCTVERIFY`, `PURCHASE`, `PAYROLL`, or `REVERSAL`.
         company_entry_description: nil,
-        # The name by which the recipient knows the counterparty of this transaction. If
-        # you're processing payments on behalf of another party, use their name, not your
-        # own, so that it's more likely the recipient understands the context of the
-        # payment. This value is usually displayed to the recipient on their bank
-        # statement. We recommend setting this on every transfer; if you do not, we fall
-        # back to the `statement_descriptor`.
-        company_name: nil,
         # The type of entity that owns the receiver's account.
         destination_account_holder: nil,
         # The ID of an External Account to initiate a transfer to. If this parameter is
@@ -101,11 +99,6 @@ module Increase
         # unset. For the specific case of person-to-person credits with the WEB standard
         # entry class code, this must include the name of the payer.
         individual_id: nil,
-        # The name of the transfer recipient. This value is informational and generally
-        # not verified by the recipient's bank. This value is usually displayed to the
-        # recipient on their bank statement. We recommend setting this on every transfer;
-        # if you do not, we fall back to the `statement_descriptor`.
-        individual_name: nil,
         # Configuration for how the effective date of the transfer will be set. This
         # determines same-day vs future-dated settlement timing. If not set, defaults to a
         # `settlement_schedule` of `same_day`. If set, exactly one of the child attributes

data/rbi/increase/resources/cards.rbi

@@ -23,7 +23,9 @@ module Increase
         account_id:,
         # Controls that restrict how this card can be used.
         authorization_controls: nil,
-        # The card's billing address.
+        # The card's billing address. This is used in card authorizations to
+        # [validate the address provided by the acquirer](/documentation/address-verification-system-codes-and-overrides).
+        # If not provided, the address associated with the account's entity will be used.
         billing_address: nil,
         # The name of the cardholder. Used to respond to Account Name Inquiry requests
         # from acquirers in Card Validations.
@@ -79,7 +81,9 @@ module Increase
         card_id,
         # Controls that restrict how this card can be used.
         authorization_controls: nil,
-        # The card's updated billing address.
+        # The card's billing address. This is used in card authorizations to
+        # [validate the address provided by the acquirer](/documentation/address-verification-system-codes-and-overrides).
+        # If not provided, the address associated with the account's entity will be used.
         billing_address: nil,
         # The description you choose to give the card.
         description: nil,

data/sig/increase/models/ach_transfer_create_params.rbs

@@ -4,18 +4,17 @@ module Increase
       {
         account_id: String,
         amount: Integer,
-        statement_descriptor: String,
+        company_name: String,
+        individual_name: String,
         account_number: String,
         addenda: Increase::ACHTransferCreateParams::Addenda,
         company_descriptive_date: String,
         company_discretionary_data: String,
         company_entry_description: String,
-        company_name: String,
         destination_account_holder: Increase::Models::ACHTransferCreateParams::destination_account_holder,
         external_account_id: String,
         funding: Increase::Models::ACHTransferCreateParams::funding,
         individual_id: String,
-        individual_name: String,
         preferred_effective_date: Increase::ACHTransferCreateParams::PreferredEffectiveDate,
         require_approval: bool,
         routing_number: String,
@@ -31,7 +30,9 @@ module Increase
 
       attr_accessor amount: Integer
 
-      attr_accessor statement_descriptor: String
+      attr_accessor company_name: String
+
+      attr_accessor individual_name: String
 
       attr_reader account_number: String?
 
@@ -55,10 +56,6 @@ module Increase
 
       def company_entry_description=: (String) -> String
 
-      attr_reader company_name: String?
-
-      def company_name=: (String) -> String
-
       attr_reader destination_account_holder: Increase::Models::ACHTransferCreateParams::destination_account_holder?
 
       def destination_account_holder=: (
@@ -79,10 +76,6 @@ module Increase
 
       def individual_id=: (String) -> String
 
-      attr_reader individual_name: String?
-
-      def individual_name=: (String) -> String
-
       attr_reader preferred_effective_date: Increase::ACHTransferCreateParams::PreferredEffectiveDate?
 
       def preferred_effective_date=: (
@@ -106,18 +99,17 @@ module Increase
       def initialize: (
         account_id: String,
         amount: Integer,
-        statement_descriptor: String,
+        company_name: String,
+        individual_name: String,
         ?account_number: String,
         ?addenda: Increase::ACHTransferCreateParams::Addenda,
         ?company_descriptive_date: String,
         ?company_discretionary_data: String,
         ?company_entry_description: String,
-        ?company_name: String,
         ?destination_account_holder: Increase::Models::ACHTransferCreateParams::destination_account_holder,
         ?external_account_id: String,
         ?funding: Increase::Models::ACHTransferCreateParams::funding,
         ?individual_id: String,
-        ?individual_name: String,
         ?preferred_effective_date: Increase::ACHTransferCreateParams::PreferredEffectiveDate,
         ?require_approval: bool,
         ?routing_number: String,
@@ -128,18 +120,17 @@ module Increase
       def to_hash: -> {
         account_id: String,
         amount: Integer,
-        statement_descriptor: String,
+        company_name: String,
+        individual_name: String,
         account_number: String,
         addenda: Increase::ACHTransferCreateParams::Addenda,
         company_descriptive_date: String,
         company_discretionary_data: String,
         company_entry_description: String,
-        company_name: String,
         destination_account_holder: Increase::Models::ACHTransferCreateParams::destination_account_holder,
         external_account_id: String,
         funding: Increase::Models::ACHTransferCreateParams::funding,
         individual_id: String,
-        individual_name: String,
         preferred_effective_date: Increase::ACHTransferCreateParams::PreferredEffectiveDate,
         require_approval: bool,
         routing_number: String,