increase 1.347.0 → 1.348.0

data/rbi/increase/models/simulations/real_time_payments_transfer_complete_params.rbi

@@ -121,42 +121,42 @@ module Increase
               end
             OrSymbol = T.type_alias { T.any(Symbol, String) }
 
-            # The destination account is closed. Corresponds to the Real-Time Payments reason code `AC04`.
+            # The destination account is closed. Corresponds to the Real-Time Payments reason code "AC04".
             ACCOUNT_CLOSED =
               T.let(
                 :account_closed,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The destination account is currently blocked from receiving transactions. Corresponds to the Real-Time Payments reason code `AC06`.
+            # The destination account is currently blocked from receiving transactions. Corresponds to the Real-Time Payments reason code "AC06".
             ACCOUNT_BLOCKED =
               T.let(
                 :account_blocked,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The destination account is ineligible to receive Real-Time Payments transfers. Corresponds to the Real-Time Payments reason code `AC14`.
+            # The destination account is ineligible to receive Real-Time Payments transfers. Corresponds to the Real-Time Payments reason code "AC14".
             INVALID_CREDITOR_ACCOUNT_TYPE =
               T.let(
                 :invalid_creditor_account_type,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The destination account does not exist. Corresponds to the Real-Time Payments reason code `AC03`.
+            # The destination account does not exist. Corresponds to the Real-Time Payments reason code "AC03".
             INVALID_CREDITOR_ACCOUNT_NUMBER =
               T.let(
                 :invalid_creditor_account_number,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The destination routing number is invalid. Corresponds to the Real-Time Payments reason code `RC04`.
+            # The destination routing number is invalid. Corresponds to the Real-Time Payments reason code "RC04".
             INVALID_CREDITOR_FINANCIAL_INSTITUTION_IDENTIFIER =
               T.let(
                 :invalid_creditor_financial_institution_identifier,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The destination account holder is deceased. Corresponds to the Real-Time Payments reason code `MD07`.
+            # The destination account holder is deceased. Corresponds to the Real-Time Payments reason code "MD07".
             END_CUSTOMER_DECEASED =
               T.let(
                 :end_customer_deceased,
@@ -170,84 +170,84 @@ module Increase
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # Real-Time Payments transfers are not allowed to the destination account. Corresponds to the Real-Time Payments reason code `AG01`.
+            # Real-Time Payments transfers are not allowed to the destination account. Corresponds to the Real-Time Payments reason code "AG01".
             TRANSACTION_FORBIDDEN =
               T.let(
                 :transaction_forbidden,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # Real-Time Payments transfers are not enabled for the destination account. Corresponds to the Real-Time Payments reason code `AG03`.
+            # Real-Time Payments transfers are not enabled for the destination account. Corresponds to the Real-Time Payments reason code "AG03".
             TRANSACTION_TYPE_NOT_SUPPORTED =
               T.let(
                 :transaction_type_not_supported,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The amount of the transfer is different than expected by the recipient. Corresponds to the Real-Time Payments reason code `AM09`.
+            # The amount of the transfer is different than expected by the recipient. Corresponds to the Real-Time Payments reason code "AM09".
             UNEXPECTED_AMOUNT =
               T.let(
                 :unexpected_amount,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The amount is higher than the recipient is authorized to send or receive. Corresponds to the Real-Time Payments reason code `AM14`.
+            # The amount is higher than the recipient is authorized to send or receive. Corresponds to the Real-Time Payments reason code "AM14".
             AMOUNT_EXCEEDS_BANK_LIMITS =
               T.let(
                 :amount_exceeds_bank_limits,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The creditor's address is required, but missing or invalid. Corresponds to the Real-Time Payments reason code `BE04`.
+            # The creditor's address is required, but missing or invalid. Corresponds to the Real-Time Payments reason code "BE04".
             INVALID_CREDITOR_ADDRESS =
               T.let(
                 :invalid_creditor_address,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The specified creditor is unknown. Corresponds to the Real-Time Payments reason code `BE06`.
+            # The specified creditor is unknown. Corresponds to the Real-Time Payments reason code "BE06".
             UNKNOWN_END_CUSTOMER =
               T.let(
                 :unknown_end_customer,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The debtor's address is required, but missing or invalid. Corresponds to the Real-Time Payments reason code `BE07`.
+            # The debtor's address is required, but missing or invalid. Corresponds to the Real-Time Payments reason code "BE07".
             INVALID_DEBTOR_ADDRESS =
               T.let(
                 :invalid_debtor_address,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # There was a timeout processing the transfer. Corresponds to the Real-Time Payments reason code `DS24`.
+            # There was a timeout processing the transfer. Corresponds to the Real-Time Payments reason code "DS24".
             TIMEOUT =
               T.let(
                 :timeout,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # Real-Time Payments transfers are not enabled for the destination account. Corresponds to the Real-Time Payments reason code `NOAT`.
+            # Real-Time Payments transfers are not enabled for the destination account. Corresponds to the Real-Time Payments reason code "NOAT".
             UNSUPPORTED_MESSAGE_FOR_RECIPIENT =
               T.let(
                 :unsupported_message_for_recipient,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The destination financial institution is currently not connected to Real-Time Payments. Corresponds to the Real-Time Payments reason code `9912`.
+            # The destination financial institution is currently not connected to Real-Time Payments. Corresponds to the Real-Time Payments reason code "9912".
             RECIPIENT_CONNECTION_NOT_AVAILABLE =
               T.let(
                 :recipient_connection_not_available,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # Real-Time Payments is currently unavailable. Corresponds to the Real-Time Payments reason code `9948`.
+            # Real-Time Payments is currently unavailable. Corresponds to the Real-Time Payments reason code "9948".
             REAL_TIME_PAYMENTS_SUSPENDED =
               T.let(
                 :real_time_payments_suspended,
                 Increase::Simulations::RealTimePaymentsTransferCompleteParams::Rejection::RejectReasonCode::TaggedSymbol
               )
 
-            # The destination financial institution is currently signed off of Real-Time Payments. Corresponds to the Real-Time Payments reason code `9910`.
+            # The destination financial institution is currently signed off of Real-Time Payments. Corresponds to the Real-Time Payments reason code "9910".
             INSTRUCTED_AGENT_SIGNED_OFF =
               T.let(
                 :instructed_agent_signed_off,

data/rbi/increase/models/unwrap_webhook_event.rbi

@@ -629,6 +629,13 @@ module Increase
             Increase::UnwrapWebhookEvent::Category::TaggedSymbol
           )
 
+        # Occurs whenever a Loan Obligation is created.
+        LOAN_OBLIGATION_CREATED =
+          T.let(
+            :"loan_obligation.created",
+            Increase::UnwrapWebhookEvent::Category::TaggedSymbol
+          )
+
         # Occurs whenever a Loan Offer is created.
         LOAN_OFFER_CREATED =
           T.let(
@@ -664,6 +671,20 @@ module Increase
             Increase::UnwrapWebhookEvent::Category::TaggedSymbol
           )
 
+        # Occurs whenever a Lockbox Address is created.
+        LOCKBOX_ADDRESS_CREATED =
+          T.let(
+            :"lockbox_address.created",
+            Increase::UnwrapWebhookEvent::Category::TaggedSymbol
+          )
+
+        # Occurs whenever a Lockbox Address is updated.
+        LOCKBOX_ADDRESS_UPDATED =
+          T.let(
+            :"lockbox_address.updated",
+            Increase::UnwrapWebhookEvent::Category::TaggedSymbol
+          )
+
         # Occurs whenever an OAuth Connection is created.
         OAUTH_CONNECTION_CREATED =
           T.let(

data/rbi/increase/models/wire_transfer_create_params.rbi

@@ -231,93 +231,135 @@ module Increase
               )
             end
 
-          # Unstructured address lines.
+          # Structured address components. City and country are required.
           sig do
             returns(
               T.nilable(
-                Increase::WireTransferCreateParams::Creditor::Address::Unstructured
+                Increase::WireTransferCreateParams::Creditor::Address::Structured
               )
             )
           end
-          attr_reader :unstructured
+          attr_reader :structured
 
           sig do
             params(
-              unstructured:
-                Increase::WireTransferCreateParams::Creditor::Address::Unstructured::OrHash
+              structured:
+                Increase::WireTransferCreateParams::Creditor::Address::Structured::OrHash
             ).void
           end
-          attr_writer :unstructured
+          attr_writer :structured
 
           # The person or business's address.
           sig do
             params(
-              unstructured:
-                Increase::WireTransferCreateParams::Creditor::Address::Unstructured::OrHash
+              structured:
+                Increase::WireTransferCreateParams::Creditor::Address::Structured::OrHash
             ).returns(T.attached_class)
           end
           def self.new(
-            # Unstructured address lines.
-            unstructured: nil
+            # Structured address components. City and country are required.
+            structured: nil
           )
           end
 
           sig do
             override.returns(
               {
-                unstructured:
-                  Increase::WireTransferCreateParams::Creditor::Address::Unstructured
+                structured:
+                  Increase::WireTransferCreateParams::Creditor::Address::Structured
               }
             )
           end
           def to_hash
           end
 
-          class Unstructured < Increase::Internal::Type::BaseModel
+          class Structured < Increase::Internal::Type::BaseModel
             OrHash =
               T.type_alias do
                 T.any(
-                  Increase::WireTransferCreateParams::Creditor::Address::Unstructured,
+                  Increase::WireTransferCreateParams::Creditor::Address::Structured,
                   Increase::Internal::AnyHash
                 )
               end
 
-            # The address line 1.
+            # The city, district, town, or village of the address.
+            sig { returns(String) }
+            attr_accessor :city
+
+            # The two-letter
+            # [ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2) code for
+            # the country of the address.
             sig { returns(String) }
-            attr_accessor :line1
+            attr_accessor :country
+
+            # The first line of the address.
+            sig { returns(T.nilable(String)) }
+            attr_reader :line1
 
-            # The address line 2.
+            sig { params(line1: String).void }
+            attr_writer :line1
+
+            # The second line of the address.
             sig { returns(T.nilable(String)) }
             attr_reader :line2
 
             sig { params(line2: String).void }
             attr_writer :line2
 
-            # The address line 3.
+            # The postal code of the address.
+            sig { returns(T.nilable(String)) }
+            attr_reader :postal_code
+
+            sig { params(postal_code: String).void }
+            attr_writer :postal_code
+
+            # The address state.
             sig { returns(T.nilable(String)) }
-            attr_reader :line3
+            attr_reader :state
 
-            sig { params(line3: String).void }
-            attr_writer :line3
+            sig { params(state: String).void }
+            attr_writer :state
 
-            # Unstructured address lines.
+            # Structured address components. City and country are required.
             sig do
-              params(line1: String, line2: String, line3: String).returns(
-                T.attached_class
-              )
+              params(
+                city: String,
+                country: String,
+                line1: String,
+                line2: String,
+                postal_code: String,
+                state: String
+              ).returns(T.attached_class)
             end
             def self.new(
-              # The address line 1.
-              line1:,
-              # The address line 2.
+              # The city, district, town, or village of the address.
+              city:,
+              # The two-letter
+              # [ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2) code for
+              # the country of the address.
+              country:,
+              # The first line of the address.
+              line1: nil,
+              # The second line of the address.
               line2: nil,
-              # The address line 3.
-              line3: nil
+              # The postal code of the address.
+              postal_code: nil,
+              # The address state.
+              state: nil
             )
             end
 
             sig do
-              override.returns({ line1: String, line2: String, line3: String })
+              override.returns(
+                {
+                  city: String,
+                  country: String,
+                  line1: String,
+                  line2: String,
+                  postal_code: String,
+                  state: String
+                }
+              )
             end
             def to_hash
             end
@@ -597,93 +639,135 @@ module Increase
               )
             end
 
-          # Unstructured address lines.
+          # Structured address components. City and country are required.
           sig do
             returns(
               T.nilable(
-                Increase::WireTransferCreateParams::Debtor::Address::Unstructured
+                Increase::WireTransferCreateParams::Debtor::Address::Structured
               )
             )
           end
-          attr_reader :unstructured
+          attr_reader :structured
 
           sig do
             params(
-              unstructured:
-                Increase::WireTransferCreateParams::Debtor::Address::Unstructured::OrHash
+              structured:
+                Increase::WireTransferCreateParams::Debtor::Address::Structured::OrHash
             ).void
           end
-          attr_writer :unstructured
+          attr_writer :structured
 
           # The person or business's address.
           sig do
             params(
-              unstructured:
-                Increase::WireTransferCreateParams::Debtor::Address::Unstructured::OrHash
+              structured:
+                Increase::WireTransferCreateParams::Debtor::Address::Structured::OrHash
             ).returns(T.attached_class)
           end
           def self.new(
-            # Unstructured address lines.
-            unstructured: nil
+            # Structured address components. City and country are required.
+            structured: nil
           )
           end
 
           sig do
             override.returns(
               {
-                unstructured:
-                  Increase::WireTransferCreateParams::Debtor::Address::Unstructured
+                structured:
+                  Increase::WireTransferCreateParams::Debtor::Address::Structured
               }
             )
           end
           def to_hash
           end
 
-          class Unstructured < Increase::Internal::Type::BaseModel
+          class Structured < Increase::Internal::Type::BaseModel
             OrHash =
               T.type_alias do
                 T.any(
-                  Increase::WireTransferCreateParams::Debtor::Address::Unstructured,
+                  Increase::WireTransferCreateParams::Debtor::Address::Structured,
                   Increase::Internal::AnyHash
                 )
               end
 
-            # The address line 1.
+            # The city, district, town, or village of the address.
+            sig { returns(String) }
+            attr_accessor :city
+
+            # The two-letter
+            # [ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2) code for
+            # the country of the address.
             sig { returns(String) }
-            attr_accessor :line1
+            attr_accessor :country
+
+            # The first line of the address.
+            sig { returns(T.nilable(String)) }
+            attr_reader :line1
 
-            # The address line 2.
+            sig { params(line1: String).void }
+            attr_writer :line1
+
+            # The second line of the address.
             sig { returns(T.nilable(String)) }
             attr_reader :line2
 
             sig { params(line2: String).void }
             attr_writer :line2
 
-            # The address line 3.
+            # The postal code of the address.
+            sig { returns(T.nilable(String)) }
+            attr_reader :postal_code
+
+            sig { params(postal_code: String).void }
+            attr_writer :postal_code
+
+            # The address state.
             sig { returns(T.nilable(String)) }
-            attr_reader :line3
+            attr_reader :state
 
-            sig { params(line3: String).void }
-            attr_writer :line3
+            sig { params(state: String).void }
+            attr_writer :state
 
-            # Unstructured address lines.
+            # Structured address components. City and country are required.
             sig do
-              params(line1: String, line2: String, line3: String).returns(
-                T.attached_class
-              )
+              params(
+                city: String,
+                country: String,
+                line1: String,
+                line2: String,
+                postal_code: String,
+                state: String
+              ).returns(T.attached_class)
             end
             def self.new(
-              # The address line 1.
-              line1:,
-              # The address line 2.
+              # The city, district, town, or village of the address.
+              city:,
+              # The two-letter
+              # [ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2) code for
+              # the country of the address.
+              country:,
+              # The first line of the address.
+              line1: nil,
+              # The second line of the address.
               line2: nil,
-              # The address line 3.
-              line3: nil
+              # The postal code of the address.
+              postal_code: nil,
+              # The address state.
+              state: nil
             )
             end
 
             sig do
-              override.returns({ line1: String, line2: String, line3: String })
+              override.returns(
+                {
+                  city: String,
+                  country: String,
+                  line1: String,
+                  line2: String,
+                  postal_code: String,
+                  state: String
+                }
+              )
             end
             def to_hash
             end

data/rbi/increase/resources/ach_prenotifications.rbi

@@ -51,7 +51,7 @@ module Increase
         effective_date: nil,
         # Your identifier for the recipient.
         individual_id: nil,
-        # The name of therecipient. This value is informational and not verified by the
+        # The name of the recipient. This value is informational and not verified by the
         # recipient's bank.
         individual_name: nil,
         # The

data/rbi/increase/resources/ach_transfers.rbi

@@ -27,8 +27,6 @@ module Increase
           routing_number: String,
           standard_entry_class_code:
             Increase::ACHTransferCreateParams::StandardEntryClassCode::OrSymbol,
-          transaction_timing:
-            Increase::ACHTransferCreateParams::TransactionTiming::OrSymbol,
           request_options: Increase::RequestOptions::OrHash
         ).returns(Increase::ACHTransfer)
       end
@@ -103,8 +101,6 @@ module Increase
         # to use for the transfer. If not provided, the default is
         # `corporate_credit_or_debit`.
         standard_entry_class_code: nil,
-        # The timing of the transaction.
-        transaction_timing: nil,
         request_options: {}
       )
       end

data/rbi/increase/resources/beneficial_owners.rbi

@@ -50,6 +50,7 @@ module Increase
           entity_beneficial_owner_id: String,
           address: Increase::BeneficialOwnerUpdateParams::Address::OrHash,
           confirmed_no_us_tax_id: T::Boolean,
+          date_of_birth: Date,
           identification:
             Increase::BeneficialOwnerUpdateParams::Identification::OrHash,
           name: String,
@@ -69,6 +70,8 @@ module Increase
         # tax id (either a Social Security Number or Individual Taxpayer Identification
         # Number).
         confirmed_no_us_tax_id: nil,
+        # The person's date of birth in YYYY-MM-DD format.
+        date_of_birth: nil,
         # A means of verifying the person's identity.
         identification: nil,
         # The individual's legal name.

data/rbi/increase/resources/cards.rbi

@@ -10,6 +10,7 @@ module Increase
           authorization_controls:
             Increase::CardCreateParams::AuthorizationControls::OrHash,
           billing_address: Increase::CardCreateParams::BillingAddress::OrHash,
+          cardholder_name: Increase::CardCreateParams::CardholderName::OrHash,
           description: String,
           digital_wallet: Increase::CardCreateParams::DigitalWallet::OrHash,
           entity_id: String,
@@ -23,6 +24,9 @@ module Increase
         authorization_controls: nil,
         # The card's billing address.
         billing_address: nil,
+        # The name of the cardholder. Used to respond to Account Name Inquiry requests
+        # from acquirers in Card Validations.
+        cardholder_name: nil,
         # The description you choose to give the card.
         description: nil,
         # The contact information used in the two-factor steps for digital wallet card

data/rbi/increase/resources/real_time_payments_transfers.rbi

@@ -13,6 +13,7 @@ module Increase
           account_number: String,
           debtor_name: String,
           external_account_id: String,
+          inbound_real_time_payments_request_for_payment_id: String,
           require_approval: T::Boolean,
           routing_number: String,
           ultimate_creditor_name: String,
@@ -38,6 +39,9 @@ module Increase
         # The ID of an External Account to initiate a transfer to. If this parameter is
         # provided, `account_number` and `routing_number` must be absent.
         external_account_id: nil,
+        # The ID of an Inbound Real-Time Payments Request for Payment in response to which
+        # this transfer is being sent.
+        inbound_real_time_payments_request_for_payment_id: nil,
         # Whether the transfer requires explicit approval via the dashboard or API.
         require_approval: nil,
         # The destination American Bankers' Association (ABA) Routing Transit Number

data/sig/increase/models/ach_transfer_create_params.rbs

@@ -19,8 +19,7 @@ module Increase
         preferred_effective_date: Increase::ACHTransferCreateParams::PreferredEffectiveDate,
         require_approval: bool,
         routing_number: String,
-        standard_entry_class_code: Increase::Models::ACHTransferCreateParams::standard_entry_class_code,
-        transaction_timing: Increase::Models::ACHTransferCreateParams::transaction_timing
+        standard_entry_class_code: Increase::Models::ACHTransferCreateParams::standard_entry_class_code
       }
       & Increase::Internal::Type::request_parameters
 
@@ -104,12 +103,6 @@ module Increase
         Increase::Models::ACHTransferCreateParams::standard_entry_class_code
       ) -> Increase::Models::ACHTransferCreateParams::standard_entry_class_code
 
-      attr_reader transaction_timing: Increase::Models::ACHTransferCreateParams::transaction_timing?
-
-      def transaction_timing=: (
-        Increase::Models::ACHTransferCreateParams::transaction_timing
-      ) -> Increase::Models::ACHTransferCreateParams::transaction_timing
-
       def initialize: (
         account_id: String,
         amount: Integer,
@@ -129,7 +122,6 @@ module Increase
         ?require_approval: bool,
         ?routing_number: String,
         ?standard_entry_class_code: Increase::Models::ACHTransferCreateParams::standard_entry_class_code,
-        ?transaction_timing: Increase::Models::ACHTransferCreateParams::transaction_timing,
         ?request_options: Increase::request_opts
       ) -> void
 
@@ -152,7 +144,6 @@ module Increase
         require_approval: bool,
         routing_number: String,
         standard_entry_class_code: Increase::Models::ACHTransferCreateParams::standard_entry_class_code,
-        transaction_timing: Increase::Models::ACHTransferCreateParams::transaction_timing,
         request_options: Increase::RequestOptions
       }
 
@@ -366,20 +357,6 @@ module Increase
 
         def self?.values: -> ::Array[Increase::Models::ACHTransferCreateParams::standard_entry_class_code]
       end
-
-      type transaction_timing = :synchronous | :asynchronous
-
-      module TransactionTiming
-        extend Increase::Internal::Type::Enum
-
-        # A Transaction will be created immediately.
-        SYNCHRONOUS: :synchronous
-
-        # A Transaction will be created when the funds settle at the Federal Reserve.
-        ASYNCHRONOUS: :asynchronous
-
-        def self?.values: -> ::Array[Increase::Models::ACHTransferCreateParams::transaction_timing]
-      end
     end
   end
 end