increase 1.346.1 → 1.348.0

data/sig/increase/models/simulations/program_create_params.rbs

@@ -46,7 +46,8 @@ module Increase
           request_options: Increase::RequestOptions
         }
 
-        type bank = :core_bank | :first_internet_bank | :grasshopper_bank
+        type bank =
+          :core_bank | :first_internet_bank | :grasshopper_bank | :increase_bank
 
         module Bank
           extend Increase::Internal::Type::Enum
@@ -60,6 +61,9 @@ module Increase
           # Grasshopper Bank
           GRASSHOPPER_BANK: :grasshopper_bank
 
+          # Increase Bank
+          INCREASE_BANK: :increase_bank
+
           def self?.values: -> ::Array[Increase::Models::Simulations::ProgramCreateParams::bank]
         end
       end

data/sig/increase/models/simulations/real_time_payments_transfer_complete_params.rbs

@@ -74,61 +74,61 @@ module Increase
           module RejectReasonCode
             extend Increase::Internal::Type::Enum
 
-            # The destination account is closed. Corresponds to the Real-Time Payments reason code `AC04`.
+            # The destination account is closed. Corresponds to the Real-Time Payments reason code "AC04".
             ACCOUNT_CLOSED: :account_closed
 
-            # The destination account is currently blocked from receiving transactions. Corresponds to the Real-Time Payments reason code `AC06`.
+            # The destination account is currently blocked from receiving transactions. Corresponds to the Real-Time Payments reason code "AC06".
             ACCOUNT_BLOCKED: :account_blocked
 
-            # The destination account is ineligible to receive Real-Time Payments transfers. Corresponds to the Real-Time Payments reason code `AC14`.
+            # The destination account is ineligible to receive Real-Time Payments transfers. Corresponds to the Real-Time Payments reason code "AC14".
             INVALID_CREDITOR_ACCOUNT_TYPE: :invalid_creditor_account_type
 
-            # The destination account does not exist. Corresponds to the Real-Time Payments reason code `AC03`.
+            # The destination account does not exist. Corresponds to the Real-Time Payments reason code "AC03".
             INVALID_CREDITOR_ACCOUNT_NUMBER: :invalid_creditor_account_number
 
-            # The destination routing number is invalid. Corresponds to the Real-Time Payments reason code `RC04`.
+            # The destination routing number is invalid. Corresponds to the Real-Time Payments reason code "RC04".
             INVALID_CREDITOR_FINANCIAL_INSTITUTION_IDENTIFIER: :invalid_creditor_financial_institution_identifier
 
-            # The destination account holder is deceased. Corresponds to the Real-Time Payments reason code `MD07`.
+            # The destination account holder is deceased. Corresponds to the Real-Time Payments reason code "MD07".
             END_CUSTOMER_DECEASED: :end_customer_deceased
 
             # The reason is provided as narrative information in the additional information field.
             NARRATIVE: :narrative
 
-            # Real-Time Payments transfers are not allowed to the destination account. Corresponds to the Real-Time Payments reason code `AG01`.
+            # Real-Time Payments transfers are not allowed to the destination account. Corresponds to the Real-Time Payments reason code "AG01".
             TRANSACTION_FORBIDDEN: :transaction_forbidden
 
-            # Real-Time Payments transfers are not enabled for the destination account. Corresponds to the Real-Time Payments reason code `AG03`.
+            # Real-Time Payments transfers are not enabled for the destination account. Corresponds to the Real-Time Payments reason code "AG03".
             TRANSACTION_TYPE_NOT_SUPPORTED: :transaction_type_not_supported
 
-            # The amount of the transfer is different than expected by the recipient. Corresponds to the Real-Time Payments reason code `AM09`.
+            # The amount of the transfer is different than expected by the recipient. Corresponds to the Real-Time Payments reason code "AM09".
             UNEXPECTED_AMOUNT: :unexpected_amount
 
-            # The amount is higher than the recipient is authorized to send or receive. Corresponds to the Real-Time Payments reason code `AM14`.
+            # The amount is higher than the recipient is authorized to send or receive. Corresponds to the Real-Time Payments reason code "AM14".
             AMOUNT_EXCEEDS_BANK_LIMITS: :amount_exceeds_bank_limits
 
-            # The creditor's address is required, but missing or invalid. Corresponds to the Real-Time Payments reason code `BE04`.
+            # The creditor's address is required, but missing or invalid. Corresponds to the Real-Time Payments reason code "BE04".
             INVALID_CREDITOR_ADDRESS: :invalid_creditor_address
 
-            # The specified creditor is unknown. Corresponds to the Real-Time Payments reason code `BE06`.
+            # The specified creditor is unknown. Corresponds to the Real-Time Payments reason code "BE06".
             UNKNOWN_END_CUSTOMER: :unknown_end_customer
 
-            # The debtor's address is required, but missing or invalid. Corresponds to the Real-Time Payments reason code `BE07`.
+            # The debtor's address is required, but missing or invalid. Corresponds to the Real-Time Payments reason code "BE07".
             INVALID_DEBTOR_ADDRESS: :invalid_debtor_address
 
-            # There was a timeout processing the transfer. Corresponds to the Real-Time Payments reason code `DS24`.
+            # There was a timeout processing the transfer. Corresponds to the Real-Time Payments reason code "DS24".
             TIMEOUT: :timeout
 
-            # Real-Time Payments transfers are not enabled for the destination account. Corresponds to the Real-Time Payments reason code `NOAT`.
+            # Real-Time Payments transfers are not enabled for the destination account. Corresponds to the Real-Time Payments reason code "NOAT".
             UNSUPPORTED_MESSAGE_FOR_RECIPIENT: :unsupported_message_for_recipient
 
-            # The destination financial institution is currently not connected to Real-Time Payments. Corresponds to the Real-Time Payments reason code `9912`.
+            # The destination financial institution is currently not connected to Real-Time Payments. Corresponds to the Real-Time Payments reason code "9912".
             RECIPIENT_CONNECTION_NOT_AVAILABLE: :recipient_connection_not_available
 
-            # Real-Time Payments is currently unavailable. Corresponds to the Real-Time Payments reason code `9948`.
+            # Real-Time Payments is currently unavailable. Corresponds to the Real-Time Payments reason code "9948".
             REAL_TIME_PAYMENTS_SUSPENDED: :real_time_payments_suspended
 
-            # The destination financial institution is currently signed off of Real-Time Payments. Corresponds to the Real-Time Payments reason code `9910`.
+            # The destination financial institution is currently signed off of Real-Time Payments. Corresponds to the Real-Time Payments reason code "9910".
             INSTRUCTED_AGENT_SIGNED_OFF: :instructed_agent_signed_off
 
             # The transfer was rejected due to an internal Increase issue. We have been notified.

data/sig/increase/models/unwrap_webhook_event.rbs

@@ -110,6 +110,8 @@ module Increase
         | :"inbound_wire_drawdown_request.created"
         | :"inbound_wire_transfer.created"
         | :"inbound_wire_transfer.updated"
+        | :"interest_rate_plan.created"
+        | :"interest_rate_plan.updated"
         | :"intrafi_account_enrollment.created"
         | :"intrafi_account_enrollment.updated"
         | :"intrafi_exclusion.created"
@@ -117,11 +119,14 @@ module Increase
         | :"loan_application.created"
         | :"loan_application.updated"
         | :"loan_distribution.created"
+        | :"loan_obligation.created"
         | :"loan_offer.created"
         | :"loan_offer.updated"
         | :"loan_purchase.created"
         | :"lockbox.created"
         | :"lockbox.updated"
+        | :"lockbox_address.created"
+        | :"lockbox_address.updated"
         | :"oauth_connection.created"
         | :"oauth_connection.deactivated"
         | :"card_push_transfer.created"
@@ -367,6 +372,12 @@ module Increase
         # Occurs whenever an Inbound Wire Transfer is updated.
         INBOUND_WIRE_TRANSFER_UPDATED: :"inbound_wire_transfer.updated"
 
+        # Occurs whenever an Interest Rate Plan is created.
+        INTEREST_RATE_PLAN_CREATED: :"interest_rate_plan.created"
+
+        # Occurs whenever an Interest Rate Plan is updated.
+        INTEREST_RATE_PLAN_UPDATED: :"interest_rate_plan.updated"
+
         # Occurs whenever an IntraFi Account Enrollment is created.
         INTRAFI_ACCOUNT_ENROLLMENT_CREATED: :"intrafi_account_enrollment.created"
 
@@ -388,6 +399,9 @@ module Increase
         # Occurs whenever a Loan Distribution is created.
         LOAN_DISTRIBUTION_CREATED: :"loan_distribution.created"
 
+        # Occurs whenever a Loan Obligation is created.
+        LOAN_OBLIGATION_CREATED: :"loan_obligation.created"
+
         # Occurs whenever a Loan Offer is created.
         LOAN_OFFER_CREATED: :"loan_offer.created"
 
@@ -403,6 +417,12 @@ module Increase
         # Occurs whenever a Lockbox is updated.
         LOCKBOX_UPDATED: :"lockbox.updated"
 
+        # Occurs whenever a Lockbox Address is created.
+        LOCKBOX_ADDRESS_CREATED: :"lockbox_address.created"
+
+        # Occurs whenever a Lockbox Address is updated.
+        LOCKBOX_ADDRESS_UPDATED: :"lockbox_address.updated"
+
         # Occurs whenever an OAuth Connection is created.
         OAUTH_CONNECTION_CREATED: :"oauth_connection.created"
 

data/sig/increase/models/wire_transfer_create_params.rbs

@@ -115,44 +115,71 @@ module Increase
 
         type address =
           {
-            unstructured: Increase::WireTransferCreateParams::Creditor::Address::Unstructured
+            structured: Increase::WireTransferCreateParams::Creditor::Address::Structured
           }
 
         class Address < Increase::Internal::Type::BaseModel
-          attr_accessor unstructured: Increase::WireTransferCreateParams::Creditor::Address::Unstructured
+          attr_reader structured: Increase::WireTransferCreateParams::Creditor::Address::Structured?
+
+          def structured=: (
+            Increase::WireTransferCreateParams::Creditor::Address::Structured
+          ) -> Increase::WireTransferCreateParams::Creditor::Address::Structured
 
           def initialize: (
-            unstructured: Increase::WireTransferCreateParams::Creditor::Address::Unstructured
+            ?structured: Increase::WireTransferCreateParams::Creditor::Address::Structured
           ) -> void
 
           def to_hash: -> {
-            unstructured: Increase::WireTransferCreateParams::Creditor::Address::Unstructured
+            structured: Increase::WireTransferCreateParams::Creditor::Address::Structured
           }
 
-          type unstructured =
-            { :line1 => String, :line2 => String, :line3 => String }
+          type structured =
+            {
+              city: String,
+              country: String,
+              :line1 => String,
+              :line2 => String,
+              postal_code: String,
+              state: String
+            }
+
+          class Structured < Increase::Internal::Type::BaseModel
+            attr_accessor city: String
 
-          class Unstructured < Increase::Internal::Type::BaseModel
-            attr_accessor line1: String
+            attr_accessor country: String
+
+            attr_reader line1: String?
+
+            def line1=: (String) -> String
 
             attr_reader line2: String?
 
             def line2=: (String) -> String
 
-            attr_reader line3: String?
+            attr_reader postal_code: String?
+
+            def postal_code=: (String) -> String
+
+            attr_reader state: String?
 
-            def line3=: (String) -> String
+            def state=: (String) -> String
 
             def initialize: (
-              line1: String,
+              city: String,
+              country: String,
+              ?line1: String,
               ?line2: String,
-              ?line3: String
+              ?postal_code: String,
+              ?state: String
             ) -> void
 
             def to_hash: -> {
+              city: String,
+              country: String,
               :line1 => String,
               :line2 => String,
-              :line3 => String
+              postal_code: String,
+              state: String
             }
           end
         end
@@ -267,44 +294,71 @@ module Increase
 
         type address =
           {
-            unstructured: Increase::WireTransferCreateParams::Debtor::Address::Unstructured
+            structured: Increase::WireTransferCreateParams::Debtor::Address::Structured
           }
 
         class Address < Increase::Internal::Type::BaseModel
-          attr_accessor unstructured: Increase::WireTransferCreateParams::Debtor::Address::Unstructured
+          attr_reader structured: Increase::WireTransferCreateParams::Debtor::Address::Structured?
+
+          def structured=: (
+            Increase::WireTransferCreateParams::Debtor::Address::Structured
+          ) -> Increase::WireTransferCreateParams::Debtor::Address::Structured
 
           def initialize: (
-            unstructured: Increase::WireTransferCreateParams::Debtor::Address::Unstructured
+            ?structured: Increase::WireTransferCreateParams::Debtor::Address::Structured
           ) -> void
 
           def to_hash: -> {
-            unstructured: Increase::WireTransferCreateParams::Debtor::Address::Unstructured
+            structured: Increase::WireTransferCreateParams::Debtor::Address::Structured
           }
 
-          type unstructured =
-            { :line1 => String, :line2 => String, :line3 => String }
+          type structured =
+            {
+              city: String,
+              country: String,
+              :line1 => String,
+              :line2 => String,
+              postal_code: String,
+              state: String
+            }
+
+          class Structured < Increase::Internal::Type::BaseModel
+            attr_accessor city: String
 
-          class Unstructured < Increase::Internal::Type::BaseModel
-            attr_accessor line1: String
+            attr_accessor country: String
+
+            attr_reader line1: String?
+
+            def line1=: (String) -> String
 
             attr_reader line2: String?
 
             def line2=: (String) -> String
 
-            attr_reader line3: String?
+            attr_reader postal_code: String?
+
+            def postal_code=: (String) -> String
+
+            attr_reader state: String?
 
-            def line3=: (String) -> String
+            def state=: (String) -> String
 
             def initialize: (
-              line1: String,
+              city: String,
+              country: String,
+              ?line1: String,
               ?line2: String,
-              ?line3: String
+              ?postal_code: String,
+              ?state: String
             ) -> void
 
             def to_hash: -> {
+              city: String,
+              country: String,
               :line1 => String,
               :line2 => String,
-              :line3 => String
+              postal_code: String,
+              state: String
             }
           end
         end

data/sig/increase/resources/ach_transfers.rbs

@@ -20,7 +20,6 @@ module Increase
         ?require_approval: bool,
         ?routing_number: String,
         ?standard_entry_class_code: Increase::Models::ACHTransferCreateParams::standard_entry_class_code,
-        ?transaction_timing: Increase::Models::ACHTransferCreateParams::transaction_timing,
         ?request_options: Increase::request_opts
       ) -> Increase::ACHTransfer
 

data/sig/increase/resources/beneficial_owners.rbs

@@ -18,6 +18,7 @@ module Increase
         String entity_beneficial_owner_id,
         ?address: Increase::BeneficialOwnerUpdateParams::Address,
         ?confirmed_no_us_tax_id: bool,
+        ?date_of_birth: Date,
         ?identification: Increase::BeneficialOwnerUpdateParams::Identification,
         ?name: String,
         ?prongs: ::Array[Increase::Models::BeneficialOwnerUpdateParams::prong],

data/sig/increase/resources/cards.rbs

@@ -5,6 +5,7 @@ module Increase
         account_id: String,
         ?authorization_controls: Increase::CardCreateParams::AuthorizationControls,
         ?billing_address: Increase::CardCreateParams::BillingAddress,
+        ?cardholder_name: Increase::CardCreateParams::CardholderName,
         ?description: String,
         ?digital_wallet: Increase::CardCreateParams::DigitalWallet,
         ?entity_id: String,

data/sig/increase/resources/real_time_payments_transfers.rbs

@@ -9,6 +9,7 @@ module Increase
         ?account_number: String,
         ?debtor_name: String,
         ?external_account_id: String,
+        ?inbound_real_time_payments_request_for_payment_id: String,
         ?require_approval: bool,
         ?routing_number: String,
         ?ultimate_creditor_name: String,

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.346.1
+  version: 1.348.0
 platform: ruby
 authors:
 - Increase
 autorequire:
 bindir: bin
 cert_chain: []
-date: 2026-07-20 00:00:00.000000000 Z
+date: 2026-08-20 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: cgi