increase 1.341.0 → 1.342.0

data/rbi/increase/models/simulations/card_settlement_create_params.rbi

@@ -19,36 +19,41 @@ module Increase
         sig { returns(String) }
         attr_accessor :card_id
 
-        # The identifier of the Pending Transaction for the Card Authorization you wish to
-        # settle.
-        sig { returns(String) }
-        attr_accessor :pending_transaction_id
-
         # The amount to be settled. This defaults to the amount of the Pending Transaction
-        # being settled.
+        # being settled, or a random amount if `pending_transaction_id` is not provided.
         sig { returns(T.nilable(Integer)) }
         attr_reader :amount
 
         sig { params(amount: Integer).void }
         attr_writer :amount
 
+        # The identifier of the Pending Transaction for the Card Authorization you wish to
+        # settle. If not provided, the settlement will be force posted without a Card
+        # Authorization.
+        sig { returns(T.nilable(String)) }
+        attr_reader :pending_transaction_id
+
+        sig { params(pending_transaction_id: String).void }
+        attr_writer :pending_transaction_id
+
         sig do
           params(
             card_id: String,
-            pending_transaction_id: String,
             amount: Integer,
+            pending_transaction_id: String,
             request_options: Increase::RequestOptions::OrHash
           ).returns(T.attached_class)
         end
         def self.new(
           # The identifier of the Card to create a settlement on.
           card_id:,
-          # The identifier of the Pending Transaction for the Card Authorization you wish to
-          # settle.
-          pending_transaction_id:,
           # The amount to be settled. This defaults to the amount of the Pending Transaction
-          # being settled.
+          # being settled, or a random amount if `pending_transaction_id` is not provided.
           amount: nil,
+          # The identifier of the Pending Transaction for the Card Authorization you wish to
+          # settle. If not provided, the settlement will be force posted without a Card
+          # Authorization.
+          pending_transaction_id: nil,
           request_options: {}
         )
         end
@@ -57,8 +62,8 @@ module Increase
           override.returns(
             {
               card_id: String,
-              pending_transaction_id: String,
               amount: Integer,
+              pending_transaction_id: String,
               request_options: Increase::RequestOptions
             }
           )

data/rbi/increase/models/simulations/program_create_params.rbi

@@ -117,13 +117,6 @@ module Increase
               Increase::Simulations::ProgramCreateParams::Bank::TaggedSymbol
             )
 
-          # Twin City Bank
-          TWIN_CITY_BANK =
-            T.let(
-              :twin_city_bank,
-              Increase::Simulations::ProgramCreateParams::Bank::TaggedSymbol
-            )
-
           sig do
             override.returns(
               T::Array[

data/rbi/increase/models/swift_transfer.rbi

@@ -88,6 +88,11 @@ module Increase
       sig { returns(Increase::SwiftTransfer::InstructedCurrency::TaggedSymbol) }
       attr_accessor :instructed_currency
 
+      # The bank identification code (BIC) of the intermediary bank, if the transfer is
+      # routed through one.
+      sig { returns(T.nilable(String)) }
+      attr_accessor :intermediary_bank_identification_code
+
       # The ID for the pending transaction representing the transfer.
       sig { returns(T.nilable(String)) }
       attr_accessor :pending_transaction_id
@@ -143,6 +148,7 @@ module Increase
           instructed_amount: Integer,
           instructed_currency:
             Increase::SwiftTransfer::InstructedCurrency::OrSymbol,
+          intermediary_bank_identification_code: T.nilable(String),
           pending_transaction_id: T.nilable(String),
           routing_number: T.nilable(String),
           source_account_number_id: String,
@@ -187,6 +193,9 @@ module Increase
         # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) currency code of the
         # instructed amount.
         instructed_currency:,
+        # The bank identification code (BIC) of the intermediary bank, if the transfer is
+        # routed through one.
+        intermediary_bank_identification_code:,
         # The ID for the pending transaction representing the transfer.
         pending_transaction_id:,
         # The creditor's bank account routing or transit number. Required in certain
@@ -229,6 +238,7 @@ module Increase
             instructed_amount: Integer,
             instructed_currency:
               Increase::SwiftTransfer::InstructedCurrency::TaggedSymbol,
+            intermediary_bank_identification_code: T.nilable(String),
             pending_transaction_id: T.nilable(String),
             routing_number: T.nilable(String),
             source_account_number_id: String,

data/rbi/increase/models/swift_transfer_create_params.rbi

@@ -81,6 +81,14 @@ module Increase
       sig { returns(String) }
       attr_accessor :unstructured_remittance_information
 
+      # The bank identification code (BIC) of the intermediary bank, if the transfer
+      # should be routed through one.
+      sig { returns(T.nilable(String)) }
+      attr_reader :intermediary_bank_identification_code
+
+      sig { params(intermediary_bank_identification_code: String).void }
+      attr_writer :intermediary_bank_identification_code
+
       # Whether the transfer requires explicit approval via the dashboard or API.
       sig { returns(T.nilable(T::Boolean)) }
       attr_reader :require_approval
@@ -112,6 +120,7 @@ module Increase
             Increase::SwiftTransferCreateParams::InstructedCurrency::OrSymbol,
           source_account_number_id: String,
           unstructured_remittance_information: String,
+          intermediary_bank_identification_code: String,
           require_approval: T::Boolean,
           routing_number: String,
           request_options: Increase::RequestOptions::OrHash
@@ -143,6 +152,9 @@ module Increase
         source_account_number_id:,
         # Unstructured remittance information to include in the transfer.
         unstructured_remittance_information:,
+        # The bank identification code (BIC) of the intermediary bank, if the transfer
+        # should be routed through one.
+        intermediary_bank_identification_code: nil,
         # Whether the transfer requires explicit approval via the dashboard or API.
         require_approval: nil,
         # The creditor's bank account routing or transit number. Required in certain
@@ -168,6 +180,7 @@ module Increase
               Increase::SwiftTransferCreateParams::InstructedCurrency::OrSymbol,
             source_account_number_id: String,
             unstructured_remittance_information: String,
+            intermediary_bank_identification_code: String,
             require_approval: T::Boolean,
             routing_number: String,
             request_options: Increase::RequestOptions

data/rbi/increase/models/transaction.rbi

@@ -1970,6 +1970,15 @@ module Increase
               )
             end
 
+          # Additional free-form information included by the receiving bank in the return's
+          # addenda record. This is raw, uninterpreted text whose presence and format are
+          # not guaranteed. For a `file_record_edit_criteria` (R17) return the receiving
+          # bank may set this to `QUESTIONABLE` (optionally followed by more text) to
+          # indicate it believes the transfer was initiated under questionable
+          # circumstances.
+          sig { returns(T.nilable(String)) }
+          attr_accessor :addenda_information
+
           # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
           # the transfer was created.
           sig { returns(Time) }
@@ -2013,6 +2022,7 @@ module Increase
           # created.
           sig do
             params(
+              addenda_information: T.nilable(String),
               created_at: Time,
               raw_return_reason_code: String,
               return_reason_code:
@@ -2023,6 +2033,13 @@ module Increase
             ).returns(T.attached_class)
           end
           def self.new(
+            # Additional free-form information included by the receiving bank in the return's
+            # addenda record. This is raw, uninterpreted text whose presence and format are
+            # not guaranteed. For a `file_record_edit_criteria` (R17) return the receiving
+            # bank may set this to `QUESTIONABLE` (optionally followed by more text) to
+            # indicate it believes the transfer was initiated under questionable
+            # circumstances.
+            addenda_information:,
             # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
             # the transfer was created.
             created_at:,
@@ -2047,6 +2064,7 @@ module Increase
           sig do
             override.returns(
               {
+                addenda_information: T.nilable(String),
                 created_at: Time,
                 raw_return_reason_code: String,
                 return_reason_code:
@@ -2186,7 +2204,7 @@ module Increase
                 Increase::Transaction::Source::ACHTransferReturn::ReturnReasonCode::TaggedSymbol
               )
 
-            # Code R17. The receiving bank is unable to process a field in the transfer.
+            # Code R17. This return code has multiple meanings. The receiving bank was either unable to process a field in the transfer, or believes the transfer was initiated under questionable circumstances (such as fraud), or identified an improperly-initiated reversing entry.
             FILE_RECORD_EDIT_CRITERIA =
               T.let(
                 :file_record_edit_criteria,

data/rbi/increase/models/unwrap_webhook_event.rbi

@@ -517,6 +517,20 @@ module Increase
             Increase::UnwrapWebhookEvent::Category::TaggedSymbol
           )
 
+        # Occurs whenever an Inbound Real-Time Payments Request for Payment is created.
+        INBOUND_REAL_TIME_PAYMENTS_REQUEST_FOR_PAYMENT_CREATED =
+          T.let(
+            :"inbound_real_time_payments_request_for_payment.created",
+            Increase::UnwrapWebhookEvent::Category::TaggedSymbol
+          )
+
+        # Occurs whenever an Inbound Real-Time Payments Request for Payment is updated.
+        INBOUND_REAL_TIME_PAYMENTS_REQUEST_FOR_PAYMENT_UPDATED =
+          T.let(
+            :"inbound_real_time_payments_request_for_payment.updated",
+            Increase::UnwrapWebhookEvent::Category::TaggedSymbol
+          )
+
         # Occurs whenever an Inbound Real-Time Payments Transfer is created.
         INBOUND_REAL_TIME_PAYMENTS_TRANSFER_CREATED =
           T.let(

data/rbi/increase/resources/simulations/ach_transfers.rbi

@@ -58,6 +58,7 @@ module Increase
         sig do
           params(
             ach_transfer_id: String,
+            addenda_information: String,
             reason:
               Increase::Simulations::ACHTransferReturnParams::Reason::OrSymbol,
             request_options: Increase::RequestOptions::OrHash
@@ -66,6 +67,10 @@ module Increase
         def return_(
           # The identifier of the ACH Transfer you wish to return.
           ach_transfer_id,
+          # Free-form information the returning bank includes in the return addenda. For a
+          # `file_record_edit_criteria` (R17) return, set this to `QUESTIONABLE` to simulate
+          # a return the bank believes was initiated under questionable circumstances.
+          addenda_information: nil,
           # The reason why the Federal Reserve or destination bank returned this transfer.
           # Defaults to `no_account`.
           reason: nil,

data/rbi/increase/resources/simulations/card_settlements.rbi

@@ -12,20 +12,21 @@ module Increase
         sig do
           params(
             card_id: String,
-            pending_transaction_id: String,
             amount: Integer,
+            pending_transaction_id: String,
             request_options: Increase::RequestOptions::OrHash
           ).returns(Increase::Transaction)
         end
         def create(
           # The identifier of the Card to create a settlement on.
           card_id:,
-          # The identifier of the Pending Transaction for the Card Authorization you wish to
-          # settle.
-          pending_transaction_id:,
           # The amount to be settled. This defaults to the amount of the Pending Transaction
-          # being settled.
+          # being settled, or a random amount if `pending_transaction_id` is not provided.
           amount: nil,
+          # The identifier of the Pending Transaction for the Card Authorization you wish to
+          # settle. If not provided, the settlement will be force posted without a Card
+          # Authorization.
+          pending_transaction_id: nil,
           request_options: {}
         )
         end

data/rbi/increase/resources/swift_transfers.rbi

@@ -20,6 +20,7 @@ module Increase
             Increase::SwiftTransferCreateParams::InstructedCurrency::OrSymbol,
           source_account_number_id: String,
           unstructured_remittance_information: String,
+          intermediary_bank_identification_code: String,
           require_approval: T::Boolean,
           routing_number: String,
           request_options: Increase::RequestOptions::OrHash
@@ -51,6 +52,9 @@ module Increase
         source_account_number_id:,
         # Unstructured remittance information to include in the transfer.
         unstructured_remittance_information:,
+        # The bank identification code (BIC) of the intermediary bank, if the transfer
+        # should be routed through one.
+        intermediary_bank_identification_code: nil,
         # Whether the transfer requires explicit approval via the dashboard or API.
         require_approval: nil,
         # The creditor's bank account routing or transit number. Required in certain

data/sig/increase/models/ach_prenotification.rbs

@@ -416,7 +416,7 @@ module Increase
           # Code R13. The routing number is invalid.
           INVALID_ACH_ROUTING_NUMBER: :invalid_ach_routing_number
 
-          # Code R17. The receiving bank is unable to process a field in the transfer.
+          # Code R17. This return code has multiple meanings. The receiving bank was either unable to process a field in the transfer, or believes the transfer was initiated under questionable circumstances (such as fraud), or identified an improperly-initiated reversing entry.
           FILE_RECORD_EDIT_CRITERIA: :file_record_edit_criteria
 
           # Code R45. A rare return reason. The individual name field was invalid.

data/sig/increase/models/ach_transfer.rbs

@@ -743,6 +743,7 @@ module Increase
 
       type return_ =
         {
+          addenda_information: String?,
           created_at: Time,
           raw_return_reason_code: String,
           return_reason_code: Increase::Models::ACHTransfer::Return::return_reason_code,
@@ -752,6 +753,8 @@ module Increase
         }
 
       class Return < Increase::Internal::Type::BaseModel
+        attr_accessor addenda_information: String?
+
         attr_accessor created_at: Time
 
         attr_accessor raw_return_reason_code: String
@@ -765,6 +768,7 @@ module Increase
         attr_accessor transfer_id: String
 
         def initialize: (
+          addenda_information: String?,
           created_at: Time,
           raw_return_reason_code: String,
           return_reason_code: Increase::Models::ACHTransfer::Return::return_reason_code,
@@ -774,6 +778,7 @@ module Increase
         ) -> void
 
         def to_hash: -> {
+          addenda_information: String?,
           created_at: Time,
           raw_return_reason_code: String,
           return_reason_code: Increase::Models::ACHTransfer::Return::return_reason_code,
@@ -905,7 +910,7 @@ module Increase
           # Code R13. The routing number is invalid.
           INVALID_ACH_ROUTING_NUMBER: :invalid_ach_routing_number
 
-          # Code R17. The receiving bank is unable to process a field in the transfer.
+          # Code R17. This return code has multiple meanings. The receiving bank was either unable to process a field in the transfer, or believes the transfer was initiated under questionable circumstances (such as fraud), or identified an improperly-initiated reversing entry.
           FILE_RECORD_EDIT_CRITERIA: :file_record_edit_criteria
 
           # Code R45. A rare return reason. The individual name field was invalid.

data/sig/increase/models/beneficial_owner_create_params.rbs

@@ -80,8 +80,8 @@ module Increase
         type address =
           {
             city: String,
-            country: String,
             :line1 => String,
+            country: String,
             :line2 => String,
             state: String,
             zip: String
@@ -90,10 +90,12 @@ module Increase
         class Address < Increase::Internal::Type::BaseModel
           attr_accessor city: String
 
-          attr_accessor country: String
-
           attr_accessor line1: String
 
+          attr_reader country: String?
+
+          def country=: (String) -> String
+
           attr_reader line2: String?
 
           def line2=: (String) -> String
@@ -108,8 +110,8 @@ module Increase
 
           def initialize: (
             city: String,
-            country: String,
             line1: String,
+            ?country: String,
             ?line2: String,
             ?state: String,
             ?zip: String
@@ -117,8 +119,8 @@ module Increase
 
           def to_hash: -> {
             city: String,
-            country: String,
             :line1 => String,
+            country: String,
             :line2 => String,
             state: String,
             zip: String

data/sig/increase/models/beneficial_owner_update_params.rbs

@@ -66,8 +66,8 @@ module Increase
       type address =
         {
           city: String,
-          country: String,
           :line1 => String,
+          country: String,
           :line2 => String,
           state: String,
           zip: String
@@ -76,10 +76,12 @@ module Increase
       class Address < Increase::Internal::Type::BaseModel
         attr_accessor city: String
 
-        attr_accessor country: String
-
         attr_accessor line1: String
 
+        attr_reader country: String?
+
+        def country=: (String) -> String
+
         attr_reader line2: String?
 
         def line2=: (String) -> String
@@ -94,8 +96,8 @@ module Increase
 
         def initialize: (
           city: String,
-          country: String,
           line1: String,
+          ?country: String,
           ?line2: String,
           ?state: String,
           ?zip: String
@@ -103,8 +105,8 @@ module Increase
 
         def to_hash: -> {
           city: String,
-          country: String,
           :line1 => String,
+          country: String,
           :line2 => String,
           state: String,
           zip: String