increase 1.328.0 → 1.330.0

data/rbi/increase/models/ach_transfer.rbi

@@ -1410,13 +1410,28 @@ module Increase
         end
         attr_accessor :change_code
 
-        # The corrected data that should be used in future ACHs to this account. This may
-        # contain the suggested new account number or routing number. When the
-        # `change_code` is `incorrect_transaction_code`, this field contains an integer.
-        # Numbers starting with a 2 encourage changing the `funding` parameter to
-        # checking; numbers starting with a 3 encourage changing to savings.
-        sig { returns(String) }
-        attr_accessor :corrected_data
+        # The corrected account funding type that should be used in future ACHs to this
+        # account. This is derived from the corrected transaction code.
+        sig do
+          returns(
+            T.nilable(
+              Increase::ACHTransfer::NotificationsOfChange::CorrectedAccountFunding::TaggedSymbol
+            )
+          )
+        end
+        attr_accessor :corrected_account_funding
+
+        # The corrected account number that should be used in future ACHs to this account.
+        sig { returns(T.nilable(String)) }
+        attr_accessor :corrected_account_number
+
+        # The corrected individual identifier that should be used in future ACHs.
+        sig { returns(T.nilable(String)) }
+        attr_accessor :corrected_individual_id
+
+        # The corrected routing number that should be used in future ACHs to this account.
+        sig { returns(T.nilable(String)) }
+        attr_accessor :corrected_routing_number
 
         # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
         # the notification occurred.
@@ -1427,7 +1442,13 @@ module Increase
           params(
             change_code:
               Increase::ACHTransfer::NotificationsOfChange::ChangeCode::OrSymbol,
-            corrected_data: String,
+            corrected_account_funding:
+              T.nilable(
+                Increase::ACHTransfer::NotificationsOfChange::CorrectedAccountFunding::OrSymbol
+              ),
+            corrected_account_number: T.nilable(String),
+            corrected_individual_id: T.nilable(String),
+            corrected_routing_number: T.nilable(String),
             created_at: Time
           ).returns(T.attached_class)
         end
@@ -1435,12 +1456,15 @@ module Increase
           # The required type of change that is being signaled by the receiving financial
           # institution.
           change_code:,
-          # The corrected data that should be used in future ACHs to this account. This may
-          # contain the suggested new account number or routing number. When the
-          # `change_code` is `incorrect_transaction_code`, this field contains an integer.
-          # Numbers starting with a 2 encourage changing the `funding` parameter to
-          # checking; numbers starting with a 3 encourage changing to savings.
-          corrected_data:,
+          # The corrected account funding type that should be used in future ACHs to this
+          # account. This is derived from the corrected transaction code.
+          corrected_account_funding:,
+          # The corrected account number that should be used in future ACHs to this account.
+          corrected_account_number:,
+          # The corrected individual identifier that should be used in future ACHs.
+          corrected_individual_id:,
+          # The corrected routing number that should be used in future ACHs to this account.
+          corrected_routing_number:,
           # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date and time at which
           # the notification occurred.
           created_at:
@@ -1452,7 +1476,13 @@ module Increase
             {
               change_code:
                 Increase::ACHTransfer::NotificationsOfChange::ChangeCode::TaggedSymbol,
-              corrected_data: String,
+              corrected_account_funding:
+                T.nilable(
+                  Increase::ACHTransfer::NotificationsOfChange::CorrectedAccountFunding::TaggedSymbol
+                ),
+              corrected_account_number: T.nilable(String),
+              corrected_individual_id: T.nilable(String),
+              corrected_routing_number: T.nilable(String),
               created_at: Time
             }
           )
@@ -1617,6 +1647,52 @@ module Increase
           def self.values
           end
         end
+
+        # The corrected account funding type that should be used in future ACHs to this
+        # account. This is derived from the corrected transaction code.
+        module CorrectedAccountFunding
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(
+                Symbol,
+                Increase::ACHTransfer::NotificationsOfChange::CorrectedAccountFunding
+              )
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # A checking account.
+          CHECKING =
+            T.let(
+              :checking,
+              Increase::ACHTransfer::NotificationsOfChange::CorrectedAccountFunding::TaggedSymbol
+            )
+
+          # A savings account.
+          SAVINGS =
+            T.let(
+              :savings,
+              Increase::ACHTransfer::NotificationsOfChange::CorrectedAccountFunding::TaggedSymbol
+            )
+
+          # A bank's general ledger. Uncommon.
+          GENERAL_LEDGER =
+            T.let(
+              :general_ledger,
+              Increase::ACHTransfer::NotificationsOfChange::CorrectedAccountFunding::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::ACHTransfer::NotificationsOfChange::CorrectedAccountFunding::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
       end
 
       class PreferredEffectiveDate < Increase::Internal::Type::BaseModel

data/rbi/increase/models/beneficial_owner_update_params.rbi

@@ -63,6 +63,27 @@ module Increase
       sig { params(name: String).void }
       attr_writer :name
 
+      # Why this person is considered a beneficial owner of the entity. At least one
+      # option is required, if a person is both a control person and owner, submit an
+      # array containing both. Providing this replaces the beneficial owner's current
+      # prongs.
+      sig do
+        returns(
+          T.nilable(
+            T::Array[Increase::BeneficialOwnerUpdateParams::Prong::OrSymbol]
+          )
+        )
+      end
+      attr_reader :prongs
+
+      sig do
+        params(
+          prongs:
+            T::Array[Increase::BeneficialOwnerUpdateParams::Prong::OrSymbol]
+        ).void
+      end
+      attr_writer :prongs
+
       sig do
         params(
           entity_beneficial_owner_id: String,
@@ -71,6 +92,8 @@ module Increase
           identification:
             Increase::BeneficialOwnerUpdateParams::Identification::OrHash,
           name: String,
+          prongs:
+            T::Array[Increase::BeneficialOwnerUpdateParams::Prong::OrSymbol],
           request_options: Increase::RequestOptions::OrHash
         ).returns(T.attached_class)
       end
@@ -89,6 +112,11 @@ module Increase
         identification: nil,
         # The individual's legal name.
         name: nil,
+        # Why this person is considered a beneficial owner of the entity. At least one
+        # option is required, if a person is both a control person and owner, submit an
+        # array containing both. Providing this replaces the beneficial owner's current
+        # prongs.
+        prongs: nil,
         request_options: {}
       )
       end
@@ -102,6 +130,8 @@ module Increase
             identification:
               Increase::BeneficialOwnerUpdateParams::Identification,
             name: String,
+            prongs:
+              T::Array[Increase::BeneficialOwnerUpdateParams::Prong::OrSymbol],
             request_options: Increase::RequestOptions
           }
         )
@@ -583,6 +613,38 @@ module Increase
           end
         end
       end
+
+      module Prong
+        extend Increase::Internal::Type::Enum
+
+        TaggedSymbol =
+          T.type_alias do
+            T.all(Symbol, Increase::BeneficialOwnerUpdateParams::Prong)
+          end
+        OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+        # A person with 25% or greater direct or indirect ownership of the entity.
+        OWNERSHIP =
+          T.let(
+            :ownership,
+            Increase::BeneficialOwnerUpdateParams::Prong::TaggedSymbol
+          )
+
+        # A person who manages, directs, or has significant control of the entity.
+        CONTROL =
+          T.let(
+            :control,
+            Increase::BeneficialOwnerUpdateParams::Prong::TaggedSymbol
+          )
+
+        sig do
+          override.returns(
+            T::Array[Increase::BeneficialOwnerUpdateParams::Prong::TaggedSymbol]
+          )
+        end
+        def self.values
+        end
+      end
     end
   end
 end

data/rbi/increase/models/simulations/ach_transfer_create_notification_of_change_params.rbi

@@ -20,24 +20,53 @@ module Increase
         sig { returns(String) }
         attr_accessor :ach_transfer_id
 
-        # The reason for the notification of change.
+        # The corrected account funding type.
         sig do
           returns(
-            Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::OrSymbol
+            T.nilable(
+              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::CorrectedAccountFunding::OrSymbol
+            )
           )
         end
-        attr_accessor :change_code
+        attr_reader :corrected_account_funding
 
-        # The corrected data for the notification of change (e.g., a new routing number).
-        sig { returns(String) }
-        attr_accessor :corrected_data
+        sig do
+          params(
+            corrected_account_funding:
+              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::CorrectedAccountFunding::OrSymbol
+          ).void
+        end
+        attr_writer :corrected_account_funding
+
+        # The corrected account number.
+        sig { returns(T.nilable(String)) }
+        attr_reader :corrected_account_number
+
+        sig { params(corrected_account_number: String).void }
+        attr_writer :corrected_account_number
+
+        # The corrected individual identifier.
+        sig { returns(T.nilable(String)) }
+        attr_reader :corrected_individual_id
+
+        sig { params(corrected_individual_id: String).void }
+        attr_writer :corrected_individual_id
+
+        # The corrected routing number.
+        sig { returns(T.nilable(String)) }
+        attr_reader :corrected_routing_number
+
+        sig { params(corrected_routing_number: String).void }
+        attr_writer :corrected_routing_number
 
         sig do
           params(
             ach_transfer_id: String,
-            change_code:
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::OrSymbol,
-            corrected_data: String,
+            corrected_account_funding:
+              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::CorrectedAccountFunding::OrSymbol,
+            corrected_account_number: String,
+            corrected_individual_id: String,
+            corrected_routing_number: String,
             request_options: Increase::RequestOptions::OrHash
           ).returns(T.attached_class)
         end
@@ -45,10 +74,14 @@ module Increase
           # The identifier of the ACH Transfer you wish to create a notification of change
           # for.
           ach_transfer_id:,
-          # The reason for the notification of change.
-          change_code:,
-          # The corrected data for the notification of change (e.g., a new routing number).
-          corrected_data:,
+          # The corrected account funding type.
+          corrected_account_funding: nil,
+          # The corrected account number.
+          corrected_account_number: nil,
+          # The corrected individual identifier.
+          corrected_individual_id: nil,
+          # The corrected routing number.
+          corrected_routing_number: nil,
           request_options: {}
         )
         end
@@ -57,9 +90,11 @@ module Increase
           override.returns(
             {
               ach_transfer_id: String,
-              change_code:
-                Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::OrSymbol,
-              corrected_data: String,
+              corrected_account_funding:
+                Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::CorrectedAccountFunding::OrSymbol,
+              corrected_account_number: String,
+              corrected_individual_id: String,
+              corrected_routing_number: String,
               request_options: Increase::RequestOptions
             }
           )
@@ -67,156 +102,44 @@ module Increase
         def to_hash
         end
 
-        # The reason for the notification of change.
-        module ChangeCode
+        # The corrected account funding type.
+        module CorrectedAccountFunding
           extend Increase::Internal::Type::Enum
 
           TaggedSymbol =
             T.type_alias do
               T.all(
                 Symbol,
-                Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode
+                Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::CorrectedAccountFunding
               )
             end
           OrSymbol = T.type_alias { T.any(Symbol, String) }
 
-          # The account number was incorrect.
-          INCORRECT_ACCOUNT_NUMBER =
-            T.let(
-              :incorrect_account_number,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The routing number was incorrect.
-          INCORRECT_ROUTING_NUMBER =
-            T.let(
-              :incorrect_routing_number,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # Both the routing number and the account number were incorrect.
-          INCORRECT_ROUTING_NUMBER_AND_ACCOUNT_NUMBER =
-            T.let(
-              :incorrect_routing_number_and_account_number,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The transaction code was incorrect. Try changing the `funding` parameter from checking to savings or vice-versa.
-          INCORRECT_TRANSACTION_CODE =
-            T.let(
-              :incorrect_transaction_code,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The account number and the transaction code were incorrect.
-          INCORRECT_ACCOUNT_NUMBER_AND_TRANSACTION_CODE =
-            T.let(
-              :incorrect_account_number_and_transaction_code,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The routing number, account number, and transaction code were incorrect.
-          INCORRECT_ROUTING_NUMBER_ACCOUNT_NUMBER_AND_TRANSACTION_CODE =
-            T.let(
-              :incorrect_routing_number_account_number_and_transaction_code,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The receiving depository financial institution identification was incorrect.
-          INCORRECT_RECEIVING_DEPOSITORY_FINANCIAL_INSTITUTION_IDENTIFICATION =
-            T.let(
-              :incorrect_receiving_depository_financial_institution_identification,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The individual identification number was incorrect.
-          INCORRECT_INDIVIDUAL_IDENTIFICATION_NUMBER =
-            T.let(
-              :incorrect_individual_identification_number,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The addenda had an incorrect format.
-          ADDENDA_FORMAT_ERROR =
-            T.let(
-              :addenda_format_error,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The standard entry class code was incorrect for an outbound international payment.
-          INCORRECT_STANDARD_ENTRY_CLASS_CODE_FOR_OUTBOUND_INTERNATIONAL_PAYMENT =
-            T.let(
-              :incorrect_standard_entry_class_code_for_outbound_international_payment,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The notification of change was misrouted.
-          MISROUTED_NOTIFICATION_OF_CHANGE =
-            T.let(
-              :misrouted_notification_of_change,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The trace number was incorrect.
-          INCORRECT_TRACE_NUMBER =
-            T.let(
-              :incorrect_trace_number,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The company identification number was incorrect.
-          INCORRECT_COMPANY_IDENTIFICATION_NUMBER =
-            T.let(
-              :incorrect_company_identification_number,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The individual identification number or identification number was incorrect.
-          INCORRECT_IDENTIFICATION_NUMBER =
-            T.let(
-              :incorrect_identification_number,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The corrected data was incorrectly formatted.
-          INCORRECTLY_FORMATTED_CORRECTED_DATA =
-            T.let(
-              :incorrectly_formatted_corrected_data,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The discretionary data was incorrect.
-          INCORRECT_DISCRETIONARY_DATA =
-            T.let(
-              :incorrect_discretionary_data,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
-            )
-
-          # The routing number was not from the original entry detail record.
-          ROUTING_NUMBER_NOT_FROM_ORIGINAL_ENTRY_DETAIL_RECORD =
+          # A checking account.
+          CHECKING =
             T.let(
-              :routing_number_not_from_original_entry_detail_record,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
+              :checking,
+              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::CorrectedAccountFunding::TaggedSymbol
             )
 
-          # The depository financial institution account number was not from the original entry detail record.
-          DEPOSITORY_FINANCIAL_INSTITUTION_ACCOUNT_NUMBER_NOT_FROM_ORIGINAL_ENTRY_DETAIL_RECORD =
+          # A savings account.
+          SAVINGS =
             T.let(
-              :depository_financial_institution_account_number_not_from_original_entry_detail_record,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
+              :savings,
+              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::CorrectedAccountFunding::TaggedSymbol
             )
 
-          # The transaction code was incorrect, initiated by the originating depository financial institution.
-          INCORRECT_TRANSACTION_CODE_BY_ORIGINATING_DEPOSITORY_FINANCIAL_INSTITUTION =
+          # A bank's general ledger. Uncommon.
+          GENERAL_LEDGER =
             T.let(
-              :incorrect_transaction_code_by_originating_depository_financial_institution,
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
+              :general_ledger,
+              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::CorrectedAccountFunding::TaggedSymbol
             )
 
           sig do
             override.returns(
               T::Array[
-                Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::TaggedSymbol
+                Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::CorrectedAccountFunding::TaggedSymbol
               ]
             )
           end

data/rbi/increase/resources/beneficial_owners.rbi

@@ -52,6 +52,8 @@ module Increase
           identification:
             Increase::BeneficialOwnerUpdateParams::Identification::OrHash,
           name: String,
+          prongs:
+            T::Array[Increase::BeneficialOwnerUpdateParams::Prong::OrSymbol],
           request_options: Increase::RequestOptions::OrHash
         ).returns(Increase::EntityBeneficialOwner)
       end
@@ -70,6 +72,11 @@ module Increase
         identification: nil,
         # The individual's legal name.
         name: nil,
+        # Why this person is considered a beneficial owner of the entity. At least one
+        # option is required, if a person is both a control person and owner, submit an
+        # array containing both. Providing this replaces the beneficial owner's current
+        # prongs.
+        prongs: nil,
         request_options: {}
       )
       end

data/rbi/increase/resources/simulations/ach_transfers.rbi

@@ -28,9 +28,11 @@ module Increase
         sig do
           params(
             ach_transfer_id: String,
-            change_code:
-              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::ChangeCode::OrSymbol,
-            corrected_data: String,
+            corrected_account_funding:
+              Increase::Simulations::ACHTransferCreateNotificationOfChangeParams::CorrectedAccountFunding::OrSymbol,
+            corrected_account_number: String,
+            corrected_individual_id: String,
+            corrected_routing_number: String,
             request_options: Increase::RequestOptions::OrHash
           ).returns(Increase::ACHTransfer)
         end
@@ -38,10 +40,14 @@ module Increase
           # The identifier of the ACH Transfer you wish to create a notification of change
           # for.
           ach_transfer_id,
-          # The reason for the notification of change.
-          change_code:,
-          # The corrected data for the notification of change (e.g., a new routing number).
-          corrected_data:,
+          # The corrected account funding type.
+          corrected_account_funding: nil,
+          # The corrected account number.
+          corrected_account_number: nil,
+          # The corrected individual identifier.
+          corrected_individual_id: nil,
+          # The corrected routing number.
+          corrected_routing_number: nil,
           request_options: {}
         )
         end

data/sig/increase/models/ach_prenotification.rbs

@@ -128,26 +128,41 @@ module Increase
       type notifications_of_change =
         {
           change_code: Increase::Models::ACHPrenotification::NotificationsOfChange::change_code,
-          corrected_data: String,
+          corrected_account_funding: Increase::Models::ACHPrenotification::NotificationsOfChange::corrected_account_funding?,
+          corrected_account_number: String?,
+          corrected_individual_id: String?,
+          corrected_routing_number: String?,
           created_at: Time
         }
 
       class NotificationsOfChange < Increase::Internal::Type::BaseModel
         attr_accessor change_code: Increase::Models::ACHPrenotification::NotificationsOfChange::change_code
 
-        attr_accessor corrected_data: String
+        attr_accessor corrected_account_funding: Increase::Models::ACHPrenotification::NotificationsOfChange::corrected_account_funding?
+
+        attr_accessor corrected_account_number: String?
+
+        attr_accessor corrected_individual_id: String?
+
+        attr_accessor corrected_routing_number: String?
 
         attr_accessor created_at: Time
 
         def initialize: (
           change_code: Increase::Models::ACHPrenotification::NotificationsOfChange::change_code,
-          corrected_data: String,
+          corrected_account_funding: Increase::Models::ACHPrenotification::NotificationsOfChange::corrected_account_funding?,
+          corrected_account_number: String?,
+          corrected_individual_id: String?,
+          corrected_routing_number: String?,
           created_at: Time
         ) -> void
 
         def to_hash: -> {
           change_code: Increase::Models::ACHPrenotification::NotificationsOfChange::change_code,
-          corrected_data: String,
+          corrected_account_funding: Increase::Models::ACHPrenotification::NotificationsOfChange::corrected_account_funding?,
+          corrected_account_number: String?,
+          corrected_individual_id: String?,
+          corrected_routing_number: String?,
           created_at: Time
         }
 
@@ -234,6 +249,23 @@ module Increase
 
           def self?.values: -> ::Array[Increase::Models::ACHPrenotification::NotificationsOfChange::change_code]
         end
+
+        type corrected_account_funding = :checking | :savings | :general_ledger
+
+        module CorrectedAccountFunding
+          extend Increase::Internal::Type::Enum
+
+          # A checking account.
+          CHECKING: :checking
+
+          # A savings account.
+          SAVINGS: :savings
+
+          # A bank's general ledger. Uncommon.
+          GENERAL_LEDGER: :general_ledger
+
+          def self?.values: -> ::Array[Increase::Models::ACHPrenotification::NotificationsOfChange::corrected_account_funding]
+        end
       end
 
       type prenotification_return =