increase 1.326.0 → 1.327.0

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG.md

@@ -1,5 +1,13 @@
 # Changelog
 
+## 1.327.0 (2026-05-14)
+
+Full Changelog: [v1.326.0...v1.327.0](https://github.com/Increase/increase-ruby/compare/v1.326.0...v1.327.0)
+
+### Features
+
+* **api:** api update ([de9c96e](https://github.com/Increase/increase-ruby/commit/de9c96ea7a9fc8a076cec24cad159cc0dd1ce396))
+
 ## 1.326.0 (2026-05-14)
 
 Full Changelog: [v1.325.1...v1.326.0](https://github.com/Increase/increase-ruby/compare/v1.325.1...v1.326.0)

data/README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.326.0"
+gem "increase", "~> 1.327.0"
 ```
 
 <!-- x-release-please-end -->

data/lib/increase/models/entity.rb

@@ -197,6 +197,15 @@ module Increase
         required :beneficial_owners,
                  -> { Increase::Internal::Type::ArrayOf[Increase::Entity::Corporation::BeneficialOwner] }
 
+        # @!attribute beneficial_ownership_exemption_reason
+        #   If the entity is exempt from the requirement to submit beneficial owners, the
+        #   justification for the exemption.
+        #
+        #   @return [Symbol, Increase::Models::Entity::Corporation::BeneficialOwnershipExemptionReason, nil]
+        required :beneficial_ownership_exemption_reason,
+                 enum: -> { Increase::Entity::Corporation::BeneficialOwnershipExemptionReason },
+                 nil?: true
+
         # @!attribute email
         #   An email address for the business.
         #
@@ -235,7 +244,7 @@ module Increase
         #   @return [String, nil]
         required :website, String, nil?: true
 
-        # @!method initialize(address:, beneficial_owners:, email:, incorporation_state:, industry_code:, legal_identifier:, name:, website:)
+        # @!method initialize(address:, beneficial_owners:, beneficial_ownership_exemption_reason:, email:, incorporation_state:, industry_code:, legal_identifier:, name:, website:)
         #   Some parameter documentations has been truncated, see
         #   {Increase::Models::Entity::Corporation} for more details.
         #
@@ -246,6 +255,8 @@ module Increase
         #
         #   @param beneficial_owners [Array<Increase::Models::Entity::Corporation::BeneficialOwner>] The identifying details of anyone controlling or owning 25% or more of the corpo
         #
+        #   @param beneficial_ownership_exemption_reason [Symbol, Increase::Models::Entity::Corporation::BeneficialOwnershipExemptionReason, nil] If the entity is exempt from the requirement to submit beneficial owners, the ju
+        #
         #   @param email [String, nil] An email address for the business.
         #
         #   @param incorporation_state [String, nil] The two-letter United States Postal Service (USPS) abbreviation for the corporat
@@ -520,6 +531,29 @@ module Increase
           end
         end
 
+        # If the entity is exempt from the requirement to submit beneficial owners, the
+        # justification for the exemption.
+        #
+        # @see Increase::Models::Entity::Corporation#beneficial_ownership_exemption_reason
+        module BeneficialOwnershipExemptionReason
+          extend Increase::Internal::Type::Enum
+
+          # A regulated financial institution.
+          REGULATED_FINANCIAL_INSTITUTION = :regulated_financial_institution
+
+          # A publicly traded company.
+          PUBLICLY_TRADED_COMPANY = :publicly_traded_company
+
+          # A public entity acting on behalf of the federal or a state government.
+          PUBLIC_ENTITY = :public_entity
+
+          # Any other reason why this entity is exempt from the requirement to submit beneficial owners. You can only use this exemption after approval from your bank partner.
+          OTHER = :other
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+
         # @see Increase::Models::Entity::Corporation#legal_identifier
         class LegalIdentifier < Increase::Internal::Type::BaseModel
           # @!attribute category

data/lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.326.0"
+  VERSION = "1.327.0"
 end

data/rbi/increase/models/entity.rbi

@@ -286,6 +286,17 @@ module Increase
         end
         attr_accessor :beneficial_owners
 
+        # If the entity is exempt from the requirement to submit beneficial owners, the
+        # justification for the exemption.
+        sig do
+          returns(
+            T.nilable(
+              Increase::Entity::Corporation::BeneficialOwnershipExemptionReason::TaggedSymbol
+            )
+          )
+        end
+        attr_accessor :beneficial_ownership_exemption_reason
+
         # An email address for the business.
         sig { returns(T.nilable(String)) }
         attr_accessor :email
@@ -329,6 +340,10 @@ module Increase
             address: Increase::Entity::Corporation::Address::OrHash,
             beneficial_owners:
               T::Array[Increase::Entity::Corporation::BeneficialOwner::OrHash],
+            beneficial_ownership_exemption_reason:
+              T.nilable(
+                Increase::Entity::Corporation::BeneficialOwnershipExemptionReason::OrSymbol
+              ),
             email: T.nilable(String),
             incorporation_state: T.nilable(String),
             industry_code: T.nilable(String),
@@ -344,6 +359,9 @@ module Increase
           # The identifying details of anyone controlling or owning 25% or more of the
           # corporation.
           beneficial_owners:,
+          # If the entity is exempt from the requirement to submit beneficial owners, the
+          # justification for the exemption.
+          beneficial_ownership_exemption_reason:,
           # An email address for the business.
           email:,
           # The two-letter United States Postal Service (USPS) abbreviation for the
@@ -367,6 +385,10 @@ module Increase
               address: Increase::Entity::Corporation::Address,
               beneficial_owners:
                 T::Array[Increase::Entity::Corporation::BeneficialOwner],
+              beneficial_ownership_exemption_reason:
+                T.nilable(
+                  Increase::Entity::Corporation::BeneficialOwnershipExemptionReason::TaggedSymbol
+                ),
               email: T.nilable(String),
               incorporation_state: T.nilable(String),
               industry_code: T.nilable(String),
@@ -863,6 +885,59 @@ module Increase
           end
         end
 
+        # If the entity is exempt from the requirement to submit beneficial owners, the
+        # justification for the exemption.
+        module BeneficialOwnershipExemptionReason
+          extend Increase::Internal::Type::Enum
+
+          TaggedSymbol =
+            T.type_alias do
+              T.all(
+                Symbol,
+                Increase::Entity::Corporation::BeneficialOwnershipExemptionReason
+              )
+            end
+          OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+          # A regulated financial institution.
+          REGULATED_FINANCIAL_INSTITUTION =
+            T.let(
+              :regulated_financial_institution,
+              Increase::Entity::Corporation::BeneficialOwnershipExemptionReason::TaggedSymbol
+            )
+
+          # A publicly traded company.
+          PUBLICLY_TRADED_COMPANY =
+            T.let(
+              :publicly_traded_company,
+              Increase::Entity::Corporation::BeneficialOwnershipExemptionReason::TaggedSymbol
+            )
+
+          # A public entity acting on behalf of the federal or a state government.
+          PUBLIC_ENTITY =
+            T.let(
+              :public_entity,
+              Increase::Entity::Corporation::BeneficialOwnershipExemptionReason::TaggedSymbol
+            )
+
+          # Any other reason why this entity is exempt from the requirement to submit beneficial owners. You can only use this exemption after approval from your bank partner.
+          OTHER =
+            T.let(
+              :other,
+              Increase::Entity::Corporation::BeneficialOwnershipExemptionReason::TaggedSymbol
+            )
+
+          sig do
+            override.returns(
+              T::Array[
+                Increase::Entity::Corporation::BeneficialOwnershipExemptionReason::TaggedSymbol
+              ]
+            )
+          end
+          def self.values
+          end
+        end
+
         class LegalIdentifier < Increase::Internal::Type::BaseModel
           OrHash =
             T.type_alias do

data/sig/increase/models/entity.rbs

@@ -110,6 +110,7 @@ module Increase
         {
           address: Increase::Entity::Corporation::Address,
           beneficial_owners: ::Array[Increase::Entity::Corporation::BeneficialOwner],
+          beneficial_ownership_exemption_reason: Increase::Models::Entity::Corporation::beneficial_ownership_exemption_reason?,
           email: String?,
           incorporation_state: String?,
           industry_code: String?,
@@ -123,6 +124,8 @@ module Increase
 
         attr_accessor beneficial_owners: ::Array[Increase::Entity::Corporation::BeneficialOwner]
 
+        attr_accessor beneficial_ownership_exemption_reason: Increase::Models::Entity::Corporation::beneficial_ownership_exemption_reason?
+
         attr_accessor email: String?
 
         attr_accessor incorporation_state: String?
@@ -138,6 +141,7 @@ module Increase
         def initialize: (
           address: Increase::Entity::Corporation::Address,
           beneficial_owners: ::Array[Increase::Entity::Corporation::BeneficialOwner],
+          beneficial_ownership_exemption_reason: Increase::Models::Entity::Corporation::beneficial_ownership_exemption_reason?,
           email: String?,
           incorporation_state: String?,
           industry_code: String?,
@@ -149,6 +153,7 @@ module Increase
         def to_hash: -> {
           address: Increase::Entity::Corporation::Address,
           beneficial_owners: ::Array[Increase::Entity::Corporation::BeneficialOwner],
+          beneficial_ownership_exemption_reason: Increase::Models::Entity::Corporation::beneficial_ownership_exemption_reason?,
           email: String?,
           incorporation_state: String?,
           industry_code: String?,
@@ -369,6 +374,30 @@ module Increase
           end
         end
 
+        type beneficial_ownership_exemption_reason =
+          :regulated_financial_institution
+          | :publicly_traded_company
+          | :public_entity
+          | :other
+
+        module BeneficialOwnershipExemptionReason
+          extend Increase::Internal::Type::Enum
+
+          # A regulated financial institution.
+          REGULATED_FINANCIAL_INSTITUTION: :regulated_financial_institution
+
+          # A publicly traded company.
+          PUBLICLY_TRADED_COMPANY: :publicly_traded_company
+
+          # A public entity acting on behalf of the federal or a state government.
+          PUBLIC_ENTITY: :public_entity
+
+          # Any other reason why this entity is exempt from the requirement to submit beneficial owners. You can only use this exemption after approval from your bank partner.
+          OTHER: :other
+
+          def self?.values: -> ::Array[Increase::Models::Entity::Corporation::beneficial_ownership_exemption_reason]
+        end
+
         type legal_identifier =
           {
             category: Increase::Models::Entity::Corporation::LegalIdentifier::category,

metadata

@@ -1,7 +1,7 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.326.0
+  version: 1.327.0
 platform: ruby
 authors:
 - Increase