increase 1.262.0 → 1.264.0

data/rbi/increase/resources/real_time_payments_transfers.rbi

@@ -8,13 +8,15 @@ module Increase
         params(
           amount: Integer,
           creditor_name: String,
-          remittance_information: String,
           source_account_number_id: String,
+          unstructured_remittance_information: String,
+          account_number: String,
           debtor_name: String,
           destination_account_number: String,
           destination_routing_number: String,
           external_account_id: String,
           require_approval: T::Boolean,
+          routing_number: String,
           ultimate_creditor_name: String,
           ultimate_debtor_name: String,
           request_options: Increase::RequestOptions::OrHash
@@ -26,24 +28,25 @@ module Increase
         amount:,
         # The name of the transfer's recipient.
         creditor_name:,
-        # Unstructured information that will show on the recipient's bank statement.
-        remittance_information:,
         # The identifier of the Account Number from which to send the transfer.
         source_account_number_id:,
+        # Unstructured information that will show on the recipient's bank statement.
+        unstructured_remittance_information:,
+        # The destination account number.
+        account_number: nil,
         # The name of the transfer's sender. If not provided, defaults to the name of the
         # account's entity.
         debtor_name: nil,
-        # The destination account number.
         destination_account_number: nil,
-        # The destination American Bankers' Association (ABA) Routing Transit Number
-        # (RTN).
         destination_routing_number: nil,
         # The ID of an External Account to initiate a transfer to. If this parameter is
-        # provided, `destination_account_number` and `destination_routing_number` must be
-        # absent.
+        # provided, `account_number` and `routing_number` must be absent.
         external_account_id: nil,
         # Whether the transfer requires explicit approval via the dashboard or API.
         require_approval: nil,
+        # The destination American Bankers' Association (ABA) Routing Transit Number
+        # (RTN).
+        routing_number: nil,
         # The name of the ultimate recipient of the transfer. Set this if the creditor is
         # an intermediary receiving the payment for someone else.
         ultimate_creditor_name: nil,

data/rbi/increase/resources/simulations/inbound_real_time_payments_transfers.rbi

@@ -14,8 +14,8 @@ module Increase
             debtor_account_number: String,
             debtor_name: String,
             debtor_routing_number: String,
-            remittance_information: String,
             request_for_payment_id: String,
+            unstructured_remittance_information: String,
             request_options: Increase::RequestOptions::OrHash
           ).returns(Increase::InboundRealTimePaymentsTransfer)
         end
@@ -31,10 +31,10 @@ module Increase
           debtor_name: nil,
           # The routing number of the account that sent the transfer.
           debtor_routing_number: nil,
-          # Additional information included with the transfer.
-          remittance_information: nil,
           # The identifier of a pending Request for Payment that this transfer will fulfill.
           request_for_payment_id: nil,
+          # Additional information included with the transfer.
+          unstructured_remittance_information: nil,
           request_options: {}
         )
         end

data/sig/increase/models/declined_transaction.rbs

@@ -1633,9 +1633,9 @@ module Increase
             debtor_name: String,
             debtor_routing_number: String,
             reason: Increase::Models::DeclinedTransaction::Source::InboundRealTimePaymentsTransferDecline::reason,
-            remittance_information: String?,
             transaction_identification: String,
-            transfer_id: String
+            transfer_id: String,
+            unstructured_remittance_information: String?
           }
 
         class InboundRealTimePaymentsTransferDecline < Increase::Internal::Type::BaseModel
@@ -1653,12 +1653,12 @@ module Increase
 
           attr_accessor reason: Increase::Models::DeclinedTransaction::Source::InboundRealTimePaymentsTransferDecline::reason
 
-          attr_accessor remittance_information: String?
-
           attr_accessor transaction_identification: String
 
           attr_accessor transfer_id: String
 
+          attr_accessor unstructured_remittance_information: String?
+
           def initialize: (
             amount: Integer,
             creditor_name: String,
@@ -1667,9 +1667,9 @@ module Increase
             debtor_name: String,
             debtor_routing_number: String,
             reason: Increase::Models::DeclinedTransaction::Source::InboundRealTimePaymentsTransferDecline::reason,
-            remittance_information: String?,
             transaction_identification: String,
-            transfer_id: String
+            transfer_id: String,
+            unstructured_remittance_information: String?
           ) -> void
 
           def to_hash: -> {
@@ -1680,9 +1680,9 @@ module Increase
             debtor_name: String,
             debtor_routing_number: String,
             reason: Increase::Models::DeclinedTransaction::Source::InboundRealTimePaymentsTransferDecline::reason,
-            remittance_information: String?,
             transaction_identification: String,
-            transfer_id: String
+            transfer_id: String,
+            unstructured_remittance_information: String?
           }
 
           type currency = :USD

data/sig/increase/models/fednow_transfer_create_params.rbs

@@ -2,7 +2,6 @@ module Increase
   module Models
     type fednow_transfer_create_params =
       {
-        account_id: String,
         amount: Integer,
         creditor_name: String,
         debtor_name: String,
@@ -21,8 +20,6 @@ module Increase
       extend Increase::Internal::Type::RequestParameters::Converter
       include Increase::Internal::Type::RequestParameters
 
-      attr_accessor account_id: String
-
       attr_accessor amount: Integer
 
       attr_accessor creditor_name: String
@@ -62,7 +59,6 @@ module Increase
       def routing_number=: (String) -> String
 
       def initialize: (
-        account_id: String,
         amount: Integer,
         creditor_name: String,
         debtor_name: String,
@@ -78,7 +74,6 @@ module Increase
       ) -> void
 
       def to_hash: -> {
-        account_id: String,
         amount: Integer,
         creditor_name: String,
         debtor_name: String,

data/sig/increase/models/inbound_real_time_payments_transfer.rbs

@@ -14,10 +14,10 @@ module Increase
         debtor_name: String,
         debtor_routing_number: String,
         decline: Increase::InboundRealTimePaymentsTransfer::Decline?,
-        remittance_information: String?,
         status: Increase::Models::InboundRealTimePaymentsTransfer::status,
         transaction_identification: String,
-        type: Increase::Models::InboundRealTimePaymentsTransfer::type_
+        type: Increase::Models::InboundRealTimePaymentsTransfer::type_,
+        unstructured_remittance_information: String?
       }
 
     class InboundRealTimePaymentsTransfer < Increase::Internal::Type::BaseModel
@@ -45,14 +45,14 @@ module Increase
 
       attr_accessor decline: Increase::InboundRealTimePaymentsTransfer::Decline?
 
-      attr_accessor remittance_information: String?
-
       attr_accessor status: Increase::Models::InboundRealTimePaymentsTransfer::status
 
       attr_accessor transaction_identification: String
 
       attr_accessor type: Increase::Models::InboundRealTimePaymentsTransfer::type_
 
+      attr_accessor unstructured_remittance_information: String?
+
       def initialize: (
         id: String,
         account_id: String,
@@ -66,10 +66,10 @@ module Increase
         debtor_name: String,
         debtor_routing_number: String,
         decline: Increase::InboundRealTimePaymentsTransfer::Decline?,
-        remittance_information: String?,
         status: Increase::Models::InboundRealTimePaymentsTransfer::status,
         transaction_identification: String,
-        type: Increase::Models::InboundRealTimePaymentsTransfer::type_
+        type: Increase::Models::InboundRealTimePaymentsTransfer::type_,
+        unstructured_remittance_information: String?
       ) -> void
 
       def to_hash: -> {
@@ -85,10 +85,10 @@ module Increase
         debtor_name: String,
         debtor_routing_number: String,
         decline: Increase::InboundRealTimePaymentsTransfer::Decline?,
-        remittance_information: String?,
         status: Increase::Models::InboundRealTimePaymentsTransfer::status,
         transaction_identification: String,
-        type: Increase::Models::InboundRealTimePaymentsTransfer::type_
+        type: Increase::Models::InboundRealTimePaymentsTransfer::type_,
+        unstructured_remittance_information: String?
       }
 
       type confirmation = { confirmed_at: Time, transaction_id: String }

data/sig/increase/models/real_time_payments_transfer.rbs

@@ -4,6 +4,7 @@ module Increase
       {
         id: String,
         account_id: String,
+        account_number: String,
         acknowledgement: Increase::RealTimePaymentsTransfer::Acknowledgement?,
         amount: Integer,
         approval: Increase::RealTimePaymentsTransfer::Approval?,
@@ -13,20 +14,19 @@ module Increase
         creditor_name: String,
         currency: Increase::Models::RealTimePaymentsTransfer::currency,
         debtor_name: String?,
-        destination_account_number: String,
-        destination_routing_number: String,
         external_account_id: String?,
         idempotency_key: String?,
         pending_transaction_id: String?,
         rejection: Increase::RealTimePaymentsTransfer::Rejection?,
-        remittance_information: String,
+        routing_number: String,
         source_account_number_id: String,
         status: Increase::Models::RealTimePaymentsTransfer::status,
         submission: Increase::RealTimePaymentsTransfer::Submission?,
         transaction_id: String?,
         type: Increase::Models::RealTimePaymentsTransfer::type_,
         ultimate_creditor_name: String?,
-        ultimate_debtor_name: String?
+        ultimate_debtor_name: String?,
+        unstructured_remittance_information: String
       }
 
     class RealTimePaymentsTransfer < Increase::Internal::Type::BaseModel
@@ -34,6 +34,8 @@ module Increase
 
       attr_accessor account_id: String
 
+      attr_accessor account_number: String
+
       attr_accessor acknowledgement: Increase::RealTimePaymentsTransfer::Acknowledgement?
 
       attr_accessor amount: Integer
@@ -52,10 +54,6 @@ module Increase
 
       attr_accessor debtor_name: String?
 
-      attr_accessor destination_account_number: String
-
-      attr_accessor destination_routing_number: String
-
       attr_accessor external_account_id: String?
 
       attr_accessor idempotency_key: String?
@@ -64,7 +62,7 @@ module Increase
 
       attr_accessor rejection: Increase::RealTimePaymentsTransfer::Rejection?
 
-      attr_accessor remittance_information: String
+      attr_accessor routing_number: String
 
       attr_accessor source_account_number_id: String
 
@@ -80,9 +78,12 @@ module Increase
 
       attr_accessor ultimate_debtor_name: String?
 
+      attr_accessor unstructured_remittance_information: String
+
       def initialize: (
         id: String,
         account_id: String,
+        account_number: String,
         acknowledgement: Increase::RealTimePaymentsTransfer::Acknowledgement?,
         amount: Integer,
         approval: Increase::RealTimePaymentsTransfer::Approval?,
@@ -92,25 +93,25 @@ module Increase
         creditor_name: String,
         currency: Increase::Models::RealTimePaymentsTransfer::currency,
         debtor_name: String?,
-        destination_account_number: String,
-        destination_routing_number: String,
         external_account_id: String?,
         idempotency_key: String?,
         pending_transaction_id: String?,
         rejection: Increase::RealTimePaymentsTransfer::Rejection?,
-        remittance_information: String,
+        routing_number: String,
         source_account_number_id: String,
         status: Increase::Models::RealTimePaymentsTransfer::status,
         submission: Increase::RealTimePaymentsTransfer::Submission?,
         transaction_id: String?,
         type: Increase::Models::RealTimePaymentsTransfer::type_,
         ultimate_creditor_name: String?,
-        ultimate_debtor_name: String?
+        ultimate_debtor_name: String?,
+        unstructured_remittance_information: String
       ) -> void
 
       def to_hash: -> {
         id: String,
         account_id: String,
+        account_number: String,
         acknowledgement: Increase::RealTimePaymentsTransfer::Acknowledgement?,
         amount: Integer,
         approval: Increase::RealTimePaymentsTransfer::Approval?,
@@ -120,20 +121,19 @@ module Increase
         creditor_name: String,
         currency: Increase::Models::RealTimePaymentsTransfer::currency,
         debtor_name: String?,
-        destination_account_number: String,
-        destination_routing_number: String,
         external_account_id: String?,
         idempotency_key: String?,
         pending_transaction_id: String?,
         rejection: Increase::RealTimePaymentsTransfer::Rejection?,
-        remittance_information: String,
+        routing_number: String,
         source_account_number_id: String,
         status: Increase::Models::RealTimePaymentsTransfer::status,
         submission: Increase::RealTimePaymentsTransfer::Submission?,
         transaction_id: String?,
         type: Increase::Models::RealTimePaymentsTransfer::type_,
         ultimate_creditor_name: String?,
-        ultimate_debtor_name: String?
+        ultimate_debtor_name: String?,
+        unstructured_remittance_information: String
       }
 
       type acknowledgement = { acknowledged_at: Time }

data/sig/increase/models/real_time_payments_transfer_create_params.rbs

@@ -4,13 +4,15 @@ module Increase
       {
         amount: Integer,
         creditor_name: String,
-        remittance_information: String,
         source_account_number_id: String,
+        unstructured_remittance_information: String,
+        account_number: String,
         debtor_name: String,
         destination_account_number: String,
         destination_routing_number: String,
         external_account_id: String,
         require_approval: bool,
+        routing_number: String,
         ultimate_creditor_name: String,
         ultimate_debtor_name: String
       }
@@ -24,10 +26,14 @@ module Increase
 
       attr_accessor creditor_name: String
 
-      attr_accessor remittance_information: String
-
       attr_accessor source_account_number_id: String
 
+      attr_accessor unstructured_remittance_information: String
+
+      attr_reader account_number: String?
+
+      def account_number=: (String) -> String
+
       attr_reader debtor_name: String?
 
       def debtor_name=: (String) -> String
@@ -48,6 +54,10 @@ module Increase
 
       def require_approval=: (bool) -> bool
 
+      attr_reader routing_number: String?
+
+      def routing_number=: (String) -> String
+
       attr_reader ultimate_creditor_name: String?
 
       def ultimate_creditor_name=: (String) -> String
@@ -59,13 +69,15 @@ module Increase
       def initialize: (
         amount: Integer,
         creditor_name: String,
-        remittance_information: String,
         source_account_number_id: String,
+        unstructured_remittance_information: String,
+        ?account_number: String,
         ?debtor_name: String,
         ?destination_account_number: String,
         ?destination_routing_number: String,
         ?external_account_id: String,
         ?require_approval: bool,
+        ?routing_number: String,
         ?ultimate_creditor_name: String,
         ?ultimate_debtor_name: String,
         ?request_options: Increase::request_opts
@@ -74,13 +86,15 @@ module Increase
       def to_hash: -> {
         amount: Integer,
         creditor_name: String,
-        remittance_information: String,
         source_account_number_id: String,
+        unstructured_remittance_information: String,
+        account_number: String,
         debtor_name: String,
         destination_account_number: String,
         destination_routing_number: String,
         external_account_id: String,
         require_approval: bool,
+        routing_number: String,
         ultimate_creditor_name: String,
         ultimate_debtor_name: String,
         request_options: Increase::RequestOptions

data/sig/increase/models/simulations/inbound_real_time_payments_transfer_create_params.rbs

@@ -8,8 +8,8 @@ module Increase
           debtor_account_number: String,
           debtor_name: String,
           debtor_routing_number: String,
-          remittance_information: String,
-          request_for_payment_id: String
+          request_for_payment_id: String,
+          unstructured_remittance_information: String
         }
         & Increase::Internal::Type::request_parameters
 
@@ -33,22 +33,22 @@ module Increase
 
         def debtor_routing_number=: (String) -> String
 
-        attr_reader remittance_information: String?
-
-        def remittance_information=: (String) -> String
-
         attr_reader request_for_payment_id: String?
 
         def request_for_payment_id=: (String) -> String
 
+        attr_reader unstructured_remittance_information: String?
+
+        def unstructured_remittance_information=: (String) -> String
+
         def initialize: (
           account_number_id: String,
           amount: Integer,
           ?debtor_account_number: String,
           ?debtor_name: String,
           ?debtor_routing_number: String,
-          ?remittance_information: String,
           ?request_for_payment_id: String,
+          ?unstructured_remittance_information: String,
           ?request_options: Increase::request_opts
         ) -> void
 
@@ -58,8 +58,8 @@ module Increase
           debtor_account_number: String,
           debtor_name: String,
           debtor_routing_number: String,
-          remittance_information: String,
           request_for_payment_id: String,
+          unstructured_remittance_information: String,
           request_options: Increase::RequestOptions
         }
       end

data/sig/increase/models/transaction.rbs

@@ -4653,9 +4653,9 @@ module Increase
             debtor_account_number: String,
             debtor_name: String,
             debtor_routing_number: String,
-            remittance_information: String?,
             transaction_identification: String,
-            transfer_id: String
+            transfer_id: String,
+            unstructured_remittance_information: String?
           }
 
         class InboundRealTimePaymentsTransferConfirmation < Increase::Internal::Type::BaseModel
@@ -4671,12 +4671,12 @@ module Increase
 
           attr_accessor debtor_routing_number: String
 
-          attr_accessor remittance_information: String?
-
           attr_accessor transaction_identification: String
 
           attr_accessor transfer_id: String
 
+          attr_accessor unstructured_remittance_information: String?
+
           def initialize: (
             amount: Integer,
             creditor_name: String,
@@ -4684,9 +4684,9 @@ module Increase
             debtor_account_number: String,
             debtor_name: String,
             debtor_routing_number: String,
-            remittance_information: String?,
             transaction_identification: String,
-            transfer_id: String
+            transfer_id: String,
+            unstructured_remittance_information: String?
           ) -> void
 
           def to_hash: -> {
@@ -4696,9 +4696,9 @@ module Increase
             debtor_account_number: String,
             debtor_name: String,
             debtor_routing_number: String,
-            remittance_information: String?,
             transaction_identification: String,
-            transfer_id: String
+            transfer_id: String,
+            unstructured_remittance_information: String?
           }
 
           type currency = :USD
@@ -5079,38 +5079,38 @@ module Increase
 
         type real_time_payments_transfer_acknowledgement =
           {
+            account_number: String,
             amount: Integer,
-            destination_account_number: String,
-            destination_routing_number: String,
-            remittance_information: String,
-            transfer_id: String
+            routing_number: String,
+            transfer_id: String,
+            unstructured_remittance_information: String
           }
 
         class RealTimePaymentsTransferAcknowledgement < Increase::Internal::Type::BaseModel
-          attr_accessor amount: Integer
-
-          attr_accessor destination_account_number: String
+          attr_accessor account_number: String
 
-          attr_accessor destination_routing_number: String
+          attr_accessor amount: Integer
 
-          attr_accessor remittance_information: String
+          attr_accessor routing_number: String
 
           attr_accessor transfer_id: String
 
+          attr_accessor unstructured_remittance_information: String
+
           def initialize: (
+            account_number: String,
             amount: Integer,
-            destination_account_number: String,
-            destination_routing_number: String,
-            remittance_information: String,
-            transfer_id: String
+            routing_number: String,
+            transfer_id: String,
+            unstructured_remittance_information: String
           ) -> void
 
           def to_hash: -> {
+            account_number: String,
             amount: Integer,
-            destination_account_number: String,
-            destination_routing_number: String,
-            remittance_information: String,
-            transfer_id: String
+            routing_number: String,
+            transfer_id: String,
+            unstructured_remittance_information: String
           }
         end
 

data/sig/increase/resources/fednow_transfers.rbs

@@ -2,7 +2,6 @@ module Increase
   module Resources
     class FednowTransfers
       def create: (
-        account_id: String,
         amount: Integer,
         creditor_name: String,
         debtor_name: String,

data/sig/increase/resources/real_time_payments_transfers.rbs

@@ -4,13 +4,15 @@ module Increase
       def create: (
         amount: Integer,
         creditor_name: String,
-        remittance_information: String,
         source_account_number_id: String,
+        unstructured_remittance_information: String,
+        ?account_number: String,
         ?debtor_name: String,
         ?destination_account_number: String,
         ?destination_routing_number: String,
         ?external_account_id: String,
         ?require_approval: bool,
+        ?routing_number: String,
         ?ultimate_creditor_name: String,
         ?ultimate_debtor_name: String,
         ?request_options: Increase::request_opts

data/sig/increase/resources/simulations/inbound_real_time_payments_transfers.rbs

@@ -8,8 +8,8 @@ module Increase
           ?debtor_account_number: String,
           ?debtor_name: String,
           ?debtor_routing_number: String,
-          ?remittance_information: String,
           ?request_for_payment_id: String,
+          ?unstructured_remittance_information: String,
           ?request_options: Increase::request_opts
         ) -> Increase::InboundRealTimePaymentsTransfer
 

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.262.0
+  version: 1.264.0
 platform: ruby
 authors:
 - Increase
 autorequire:
 bindir: bin
 cert_chain: []
-date: 2026-03-19 00:00:00.000000000 Z
+date: 2026-03-20 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: cgi