increase 1.261.0 → 1.263.0

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG.md

@@ -1,5 +1,21 @@
 # Changelog
 
+## 1.263.0 (2026-03-19)
+
+Full Changelog: [v1.262.0...v1.263.0](https://github.com/Increase/increase-ruby/compare/v1.262.0...v1.263.0)
+
+### Features
+
+* **api:** api update ([3d3c01e](https://github.com/Increase/increase-ruby/commit/3d3c01ed92f3bf1c934d1c5607e3195828e48249))
+
+## 1.262.0 (2026-03-19)
+
+Full Changelog: [v1.261.0...v1.262.0](https://github.com/Increase/increase-ruby/compare/v1.261.0...v1.262.0)
+
+### Features
+
+* **api:** api update ([325e615](https://github.com/Increase/increase-ruby/commit/325e615c919f3227d89d969a80bf7abbd439df3b))
+
 ## 1.261.0 (2026-03-18)
 
 Full Changelog: [v1.260.0...v1.261.0](https://github.com/Increase/increase-ruby/compare/v1.260.0...v1.261.0)

data/README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.261.0"
+gem "increase", "~> 1.263.0"
 ```
 
 <!-- x-release-please-end -->

data/lib/increase/models/fednow_transfer_create_params.rb

@@ -7,12 +7,6 @@ module Increase
       extend Increase::Internal::Type::RequestParameters::Converter
       include Increase::Internal::Type::RequestParameters
 
-      # @!attribute account_id
-      #   The identifier for the account that will send the transfer.
-      #
-      #   @return [String]
-      required :account_id, String
-
       # @!attribute amount
       #   The amount, in minor units, to send to the creditor.
       #
@@ -80,12 +74,10 @@ module Increase
       #   @return [String, nil]
       optional :routing_number, String
 
-      # @!method initialize(account_id:, amount:, creditor_name:, debtor_name:, source_account_number_id:, unstructured_remittance_information:, account_number: nil, creditor_address: nil, debtor_address: nil, external_account_id: nil, require_approval: nil, routing_number: nil, request_options: {})
+      # @!method initialize(amount:, creditor_name:, debtor_name:, source_account_number_id:, unstructured_remittance_information:, account_number: nil, creditor_address: nil, debtor_address: nil, external_account_id: nil, require_approval: nil, routing_number: nil, request_options: {})
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::FednowTransferCreateParams} for more details.
       #
-      #   @param account_id [String] The identifier for the account that will send the transfer.
-      #
       #   @param amount [Integer] The amount, in minor units, to send to the creditor.
       #
       #   @param creditor_name [String] The creditor's name.

data/lib/increase/models/wire_drawdown_request_create_params.rb

@@ -49,6 +49,13 @@ module Increase
       #   @return [String]
       required :unstructured_remittance_information, String
 
+      # @!attribute charge_bearer
+      #   Determines who bears the cost of the drawdown request. Defaults to `shared` if
+      #   not specified.
+      #
+      #   @return [Symbol, Increase::Models::WireDrawdownRequestCreateParams::ChargeBearer, nil]
+      optional :charge_bearer, enum: -> { Increase::WireDrawdownRequestCreateParams::ChargeBearer }
+
       # @!attribute debtor_account_number
       #   The debtor's account number.
       #
@@ -75,7 +82,7 @@ module Increase
       #   @return [String, nil]
       optional :end_to_end_identification, String
 
-      # @!method initialize(account_number_id:, amount:, creditor_address:, creditor_name:, debtor_address:, debtor_name:, unstructured_remittance_information:, debtor_account_number: nil, debtor_external_account_id: nil, debtor_routing_number: nil, end_to_end_identification: nil, request_options: {})
+      # @!method initialize(account_number_id:, amount:, creditor_address:, creditor_name:, debtor_address:, debtor_name:, unstructured_remittance_information:, charge_bearer: nil, debtor_account_number: nil, debtor_external_account_id: nil, debtor_routing_number: nil, end_to_end_identification: nil, request_options: {})
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::WireDrawdownRequestCreateParams} for more details.
       #
@@ -93,6 +100,8 @@ module Increase
       #
       #   @param unstructured_remittance_information [String] Remittance information the debtor will see as part of the request.
       #
+      #   @param charge_bearer [Symbol, Increase::Models::WireDrawdownRequestCreateParams::ChargeBearer] Determines who bears the cost of the drawdown request. Defaults to `shared` if n
+      #
       #   @param debtor_account_number [String] The debtor's account number.
       #
       #   @param debtor_external_account_id [String] The ID of an External Account to initiate a transfer to. If this parameter is pr
@@ -220,6 +229,27 @@ module Increase
         #
         #   @param state [String] The address state.
       end
+
+      # Determines who bears the cost of the drawdown request. Defaults to `shared` if
+      # not specified.
+      module ChargeBearer
+        extend Increase::Internal::Type::Enum
+
+        # Charges are shared between the debtor and creditor.
+        SHARED = :shared
+
+        # Charges are borne by the debtor.
+        DEBTOR = :debtor
+
+        # Charges are borne by the creditor.
+        CREDITOR = :creditor
+
+        # Charges are determined by the service level.
+        SERVICE_LEVEL = :service_level
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
     end
   end
 end

data/lib/increase/resources/fednow_transfers.rb

@@ -8,9 +8,7 @@ module Increase
       #
       # Create a FedNow Transfer
       #
-      # @overload create(account_id:, amount:, creditor_name:, debtor_name:, source_account_number_id:, unstructured_remittance_information:, account_number: nil, creditor_address: nil, debtor_address: nil, external_account_id: nil, require_approval: nil, routing_number: nil, request_options: {})
-      #
-      # @param account_id [String] The identifier for the account that will send the transfer.
+      # @overload create(amount:, creditor_name:, debtor_name:, source_account_number_id:, unstructured_remittance_information:, account_number: nil, creditor_address: nil, debtor_address: nil, external_account_id: nil, require_approval: nil, routing_number: nil, request_options: {})
       #
       # @param amount [Integer] The amount, in minor units, to send to the creditor.
       #

data/lib/increase/resources/wire_drawdown_requests.rb

@@ -8,7 +8,7 @@ module Increase
       #
       # Create a Wire Drawdown Request
       #
-      # @overload create(account_number_id:, amount:, creditor_address:, creditor_name:, debtor_address:, debtor_name:, unstructured_remittance_information:, debtor_account_number: nil, debtor_external_account_id: nil, debtor_routing_number: nil, end_to_end_identification: nil, request_options: {})
+      # @overload create(account_number_id:, amount:, creditor_address:, creditor_name:, debtor_address:, debtor_name:, unstructured_remittance_information:, charge_bearer: nil, debtor_account_number: nil, debtor_external_account_id: nil, debtor_routing_number: nil, end_to_end_identification: nil, request_options: {})
       #
       # @param account_number_id [String] The Account Number to which the debtor should send funds.
       #
@@ -24,6 +24,8 @@ module Increase
       #
       # @param unstructured_remittance_information [String] Remittance information the debtor will see as part of the request.
       #
+      # @param charge_bearer [Symbol, Increase::Models::WireDrawdownRequestCreateParams::ChargeBearer] Determines who bears the cost of the drawdown request. Defaults to `shared` if n
+      #
       # @param debtor_account_number [String] The debtor's account number.
       #
       # @param debtor_external_account_id [String] The ID of an External Account to initiate a transfer to. If this parameter is pr

data/lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.261.0"
+  VERSION = "1.263.0"
 end

data/rbi/increase/models/fednow_transfer_create_params.rbi

@@ -14,10 +14,6 @@ module Increase
           )
         end
 
-      # The identifier for the account that will send the transfer.
-      sig { returns(String) }
-      attr_accessor :account_id
-
       # The amount, in minor units, to send to the creditor.
       sig { returns(Integer) }
       attr_accessor :amount
@@ -99,7 +95,6 @@ module Increase
 
       sig do
         params(
-          account_id: String,
           amount: Integer,
           creditor_name: String,
           debtor_name: String,
@@ -117,8 +112,6 @@ module Increase
         ).returns(T.attached_class)
       end
       def self.new(
-        # The identifier for the account that will send the transfer.
-        account_id:,
         # The amount, in minor units, to send to the creditor.
         amount:,
         # The creditor's name.
@@ -149,7 +142,6 @@ module Increase
       sig do
         override.returns(
           {
-            account_id: String,
             amount: Integer,
             creditor_name: String,
             debtor_name: String,

data/rbi/increase/models/wire_drawdown_request_create_params.rbi

@@ -60,6 +60,25 @@ module Increase
       sig { returns(String) }
       attr_accessor :unstructured_remittance_information
 
+      # Determines who bears the cost of the drawdown request. Defaults to `shared` if
+      # not specified.
+      sig do
+        returns(
+          T.nilable(
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::OrSymbol
+          )
+        )
+      end
+      attr_reader :charge_bearer
+
+      sig do
+        params(
+          charge_bearer:
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::OrSymbol
+        ).void
+      end
+      attr_writer :charge_bearer
+
       # The debtor's account number.
       sig { returns(T.nilable(String)) }
       attr_reader :debtor_account_number
@@ -101,6 +120,8 @@ module Increase
             Increase::WireDrawdownRequestCreateParams::DebtorAddress::OrHash,
           debtor_name: String,
           unstructured_remittance_information: String,
+          charge_bearer:
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::OrSymbol,
           debtor_account_number: String,
           debtor_external_account_id: String,
           debtor_routing_number: String,
@@ -123,6 +144,9 @@ module Increase
         debtor_name:,
         # Remittance information the debtor will see as part of the request.
         unstructured_remittance_information:,
+        # Determines who bears the cost of the drawdown request. Defaults to `shared` if
+        # not specified.
+        charge_bearer: nil,
         # The debtor's account number.
         debtor_account_number: nil,
         # The ID of an External Account to initiate a transfer to. If this parameter is
@@ -149,6 +173,8 @@ module Increase
               Increase::WireDrawdownRequestCreateParams::DebtorAddress,
             debtor_name: String,
             unstructured_remittance_information: String,
+            charge_bearer:
+              Increase::WireDrawdownRequestCreateParams::ChargeBearer::OrSymbol,
             debtor_account_number: String,
             debtor_external_account_id: String,
             debtor_routing_number: String,
@@ -337,6 +363,59 @@ module Increase
         def to_hash
         end
       end
+
+      # Determines who bears the cost of the drawdown request. Defaults to `shared` if
+      # not specified.
+      module ChargeBearer
+        extend Increase::Internal::Type::Enum
+
+        TaggedSymbol =
+          T.type_alias do
+            T.all(
+              Symbol,
+              Increase::WireDrawdownRequestCreateParams::ChargeBearer
+            )
+          end
+        OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+        # Charges are shared between the debtor and creditor.
+        SHARED =
+          T.let(
+            :shared,
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::TaggedSymbol
+          )
+
+        # Charges are borne by the debtor.
+        DEBTOR =
+          T.let(
+            :debtor,
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::TaggedSymbol
+          )
+
+        # Charges are borne by the creditor.
+        CREDITOR =
+          T.let(
+            :creditor,
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::TaggedSymbol
+          )
+
+        # Charges are determined by the service level.
+        SERVICE_LEVEL =
+          T.let(
+            :service_level,
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::TaggedSymbol
+          )
+
+        sig do
+          override.returns(
+            T::Array[
+              Increase::WireDrawdownRequestCreateParams::ChargeBearer::TaggedSymbol
+            ]
+          )
+        end
+        def self.values
+        end
+      end
     end
   end
 end

data/rbi/increase/resources/fednow_transfers.rbi

@@ -6,7 +6,6 @@ module Increase
       # Create a FedNow Transfer
       sig do
         params(
-          account_id: String,
           amount: Integer,
           creditor_name: String,
           debtor_name: String,
@@ -24,8 +23,6 @@ module Increase
         ).returns(Increase::FednowTransfer)
       end
       def create(
-        # The identifier for the account that will send the transfer.
-        account_id:,
         # The amount, in minor units, to send to the creditor.
         amount:,
         # The creditor's name.

data/rbi/increase/resources/wire_drawdown_requests.rbi

@@ -15,6 +15,8 @@ module Increase
             Increase::WireDrawdownRequestCreateParams::DebtorAddress::OrHash,
           debtor_name: String,
           unstructured_remittance_information: String,
+          charge_bearer:
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::OrSymbol,
           debtor_account_number: String,
           debtor_external_account_id: String,
           debtor_routing_number: String,
@@ -37,6 +39,9 @@ module Increase
         debtor_name:,
         # Remittance information the debtor will see as part of the request.
         unstructured_remittance_information:,
+        # Determines who bears the cost of the drawdown request. Defaults to `shared` if
+        # not specified.
+        charge_bearer: nil,
         # The debtor's account number.
         debtor_account_number: nil,
         # The ID of an External Account to initiate a transfer to. If this parameter is

data/sig/increase/models/fednow_transfer_create_params.rbs

@@ -2,7 +2,6 @@ module Increase
   module Models
     type fednow_transfer_create_params =
       {
-        account_id: String,
         amount: Integer,
         creditor_name: String,
         debtor_name: String,
@@ -21,8 +20,6 @@ module Increase
       extend Increase::Internal::Type::RequestParameters::Converter
       include Increase::Internal::Type::RequestParameters
 
-      attr_accessor account_id: String
-
       attr_accessor amount: Integer
 
       attr_accessor creditor_name: String
@@ -62,7 +59,6 @@ module Increase
       def routing_number=: (String) -> String
 
       def initialize: (
-        account_id: String,
         amount: Integer,
         creditor_name: String,
         debtor_name: String,
@@ -78,7 +74,6 @@ module Increase
       ) -> void
 
       def to_hash: -> {
-        account_id: String,
         amount: Integer,
         creditor_name: String,
         debtor_name: String,

data/sig/increase/models/wire_drawdown_request_create_params.rbs

@@ -9,6 +9,7 @@ module Increase
         debtor_address: Increase::WireDrawdownRequestCreateParams::DebtorAddress,
         debtor_name: String,
         unstructured_remittance_information: String,
+        charge_bearer: Increase::Models::WireDrawdownRequestCreateParams::charge_bearer,
         debtor_account_number: String,
         debtor_external_account_id: String,
         debtor_routing_number: String,
@@ -34,6 +35,12 @@ module Increase
 
       attr_accessor unstructured_remittance_information: String
 
+      attr_reader charge_bearer: Increase::Models::WireDrawdownRequestCreateParams::charge_bearer?
+
+      def charge_bearer=: (
+        Increase::Models::WireDrawdownRequestCreateParams::charge_bearer
+      ) -> Increase::Models::WireDrawdownRequestCreateParams::charge_bearer
+
       attr_reader debtor_account_number: String?
 
       def debtor_account_number=: (String) -> String
@@ -58,6 +65,7 @@ module Increase
         debtor_address: Increase::WireDrawdownRequestCreateParams::DebtorAddress,
         debtor_name: String,
         unstructured_remittance_information: String,
+        ?charge_bearer: Increase::Models::WireDrawdownRequestCreateParams::charge_bearer,
         ?debtor_account_number: String,
         ?debtor_external_account_id: String,
         ?debtor_routing_number: String,
@@ -73,6 +81,7 @@ module Increase
         debtor_address: Increase::WireDrawdownRequestCreateParams::DebtorAddress,
         debtor_name: String,
         unstructured_remittance_information: String,
+        charge_bearer: Increase::Models::WireDrawdownRequestCreateParams::charge_bearer,
         debtor_account_number: String,
         debtor_external_account_id: String,
         debtor_routing_number: String,
@@ -175,6 +184,26 @@ module Increase
           state: String
         }
       end
+
+      type charge_bearer = :shared | :debtor | :creditor | :service_level
+
+      module ChargeBearer
+        extend Increase::Internal::Type::Enum
+
+        # Charges are shared between the debtor and creditor.
+        SHARED: :shared
+
+        # Charges are borne by the debtor.
+        DEBTOR: :debtor
+
+        # Charges are borne by the creditor.
+        CREDITOR: :creditor
+
+        # Charges are determined by the service level.
+        SERVICE_LEVEL: :service_level
+
+        def self?.values: -> ::Array[Increase::Models::WireDrawdownRequestCreateParams::charge_bearer]
+      end
     end
   end
 end

data/sig/increase/resources/fednow_transfers.rbs

@@ -2,7 +2,6 @@ module Increase
   module Resources
     class FednowTransfers
       def create: (
-        account_id: String,
         amount: Integer,
         creditor_name: String,
         debtor_name: String,

data/sig/increase/resources/wire_drawdown_requests.rbs

@@ -9,6 +9,7 @@ module Increase
         debtor_address: Increase::WireDrawdownRequestCreateParams::DebtorAddress,
         debtor_name: String,
         unstructured_remittance_information: String,
+        ?charge_bearer: Increase::Models::WireDrawdownRequestCreateParams::charge_bearer,
         ?debtor_account_number: String,
         ?debtor_external_account_id: String,
         ?debtor_routing_number: String,

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.261.0
+  version: 1.263.0
 platform: ruby
 authors:
 - Increase
 autorequire:
 bindir: bin
 cert_chain: []
-date: 2026-03-18 00:00:00.000000000 Z
+date: 2026-03-19 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: cgi