increase 1.260.0 → 1.262.0

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG.md

@@ -1,5 +1,21 @@
 # Changelog
 
+## 1.262.0 (2026-03-19)
+
+Full Changelog: [v1.261.0...v1.262.0](https://github.com/Increase/increase-ruby/compare/v1.261.0...v1.262.0)
+
+### Features
+
+* **api:** api update ([325e615](https://github.com/Increase/increase-ruby/commit/325e615c919f3227d89d969a80bf7abbd439df3b))
+
+## 1.261.0 (2026-03-18)
+
+Full Changelog: [v1.260.0...v1.261.0](https://github.com/Increase/increase-ruby/compare/v1.260.0...v1.261.0)
+
+### Features
+
+* **api:** api update ([f340950](https://github.com/Increase/increase-ruby/commit/f34095058142fc4db5d34c07f75fbe62db75f080))
+
 ## 1.260.0 (2026-03-18)
 
 Full Changelog: [v1.259.0...v1.260.0](https://github.com/Increase/increase-ruby/compare/v1.259.0...v1.260.0)

data/README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.260.0"
+gem "increase", "~> 1.262.0"
 ```
 
 <!-- x-release-please-end -->

data/lib/increase/models/card_push_transfer.rb

@@ -732,9 +732,6 @@ module Increase
           # The previous message associated with the transaction could not be located.
           UNABLE_TO_LOCATE_PREVIOUS_MESSAGE = :unable_to_locate_previous_message
 
-          # The data in the transaction is inconsistent with the original message.
-          DATA_INCONSISTENT_WITH_ORIGINAL_MESSAGE = :data_inconsistent_with_original_message
-
           # An error was found with the PIN associated with the transaction.
           PIN_ERROR_FOUND = :pin_error_found
 
@@ -758,15 +755,6 @@ module Increase
           TRANSACTION_AMOUNT_EXCEEDS_PRE_AUTHORIZED_APPROVAL_AMOUNT =
             :transaction_amount_exceeds_pre_authorized_approval_amount
 
-          # The biller information provided is invalid.
-          INVALID_BILLER_INFORMATION = :invalid_biller_information
-
-          # The PIN change request has been declined.
-          PIN_CHANGE_REQUEST_DECLINED = :pin_change_request_declined
-
-          # The PIN provided is considered unsafe.
-          UNSAFE_PIN = :unsafe_pin
-
           # The transaction does not qualify for Visa PIN processing.
           TRANSACTION_DOES_NOT_QUALIFY_FOR_VISA_PIN = :transaction_does_not_qualify_for_visa_pin
 
@@ -783,9 +771,6 @@ module Increase
           INVALID_USE_OF_MERCHANT_CATEGORY_CODE_CORRECT_AND_REATTEMPT =
             :invalid_use_of_merchant_category_code_correct_and_reattempt
 
-          # The transaction should be forwarded to the issuer for processing.
-          FORWARD_TO_ISSUER = :forward_to_issuer
-
           # The card authentication process has failed.
           CARD_AUTHENTICATION_FAILED = :card_authentication_failed
 

data/lib/increase/models/card_validation.rb

@@ -712,9 +712,6 @@ module Increase
           # The previous message associated with the transaction could not be located.
           UNABLE_TO_LOCATE_PREVIOUS_MESSAGE = :unable_to_locate_previous_message
 
-          # The data in the transaction is inconsistent with the original message.
-          DATA_INCONSISTENT_WITH_ORIGINAL_MESSAGE = :data_inconsistent_with_original_message
-
           # An error was found with the PIN associated with the transaction.
           PIN_ERROR_FOUND = :pin_error_found
 
@@ -738,15 +735,6 @@ module Increase
           TRANSACTION_AMOUNT_EXCEEDS_PRE_AUTHORIZED_APPROVAL_AMOUNT =
             :transaction_amount_exceeds_pre_authorized_approval_amount
 
-          # The biller information provided is invalid.
-          INVALID_BILLER_INFORMATION = :invalid_biller_information
-
-          # The PIN change request has been declined.
-          PIN_CHANGE_REQUEST_DECLINED = :pin_change_request_declined
-
-          # The PIN provided is considered unsafe.
-          UNSAFE_PIN = :unsafe_pin
-
           # The transaction does not qualify for Visa PIN processing.
           TRANSACTION_DOES_NOT_QUALIFY_FOR_VISA_PIN = :transaction_does_not_qualify_for_visa_pin
 
@@ -763,9 +751,6 @@ module Increase
           INVALID_USE_OF_MERCHANT_CATEGORY_CODE_CORRECT_AND_REATTEMPT =
             :invalid_use_of_merchant_category_code_correct_and_reattempt
 
-          # The transaction should be forwarded to the issuer for processing.
-          FORWARD_TO_ISSUER = :forward_to_issuer
-
           # The card authentication process has failed.
           CARD_AUTHENTICATION_FAILED = :card_authentication_failed
 

data/lib/increase/models/simulations/card_token_create_params.rb

@@ -340,9 +340,6 @@ module Increase
               # The previous message associated with the transaction could not be located.
               UNABLE_TO_LOCATE_PREVIOUS_MESSAGE = :unable_to_locate_previous_message
 
-              # The data in the transaction is inconsistent with the original message.
-              DATA_INCONSISTENT_WITH_ORIGINAL_MESSAGE = :data_inconsistent_with_original_message
-
               # An error was found with the PIN associated with the transaction.
               PIN_ERROR_FOUND = :pin_error_found
 
@@ -366,15 +363,6 @@ module Increase
               TRANSACTION_AMOUNT_EXCEEDS_PRE_AUTHORIZED_APPROVAL_AMOUNT =
                 :transaction_amount_exceeds_pre_authorized_approval_amount
 
-              # The biller information provided is invalid.
-              INVALID_BILLER_INFORMATION = :invalid_biller_information
-
-              # The PIN change request has been declined.
-              PIN_CHANGE_REQUEST_DECLINED = :pin_change_request_declined
-
-              # The PIN provided is considered unsafe.
-              UNSAFE_PIN = :unsafe_pin
-
               # The transaction does not qualify for Visa PIN processing.
               TRANSACTION_DOES_NOT_QUALIFY_FOR_VISA_PIN = :transaction_does_not_qualify_for_visa_pin
 
@@ -391,9 +379,6 @@ module Increase
               INVALID_USE_OF_MERCHANT_CATEGORY_CODE_CORRECT_AND_REATTEMPT =
                 :invalid_use_of_merchant_category_code_correct_and_reattempt
 
-              # The transaction should be forwarded to the issuer for processing.
-              FORWARD_TO_ISSUER = :forward_to_issuer
-
               # The card authentication process has failed.
               CARD_AUTHENTICATION_FAILED = :card_authentication_failed
 

data/lib/increase/models/wire_drawdown_request_create_params.rb

@@ -49,6 +49,13 @@ module Increase
       #   @return [String]
       required :unstructured_remittance_information, String
 
+      # @!attribute charge_bearer
+      #   Determines who bears the cost of the drawdown request. Defaults to `shared` if
+      #   not specified.
+      #
+      #   @return [Symbol, Increase::Models::WireDrawdownRequestCreateParams::ChargeBearer, nil]
+      optional :charge_bearer, enum: -> { Increase::WireDrawdownRequestCreateParams::ChargeBearer }
+
       # @!attribute debtor_account_number
       #   The debtor's account number.
       #
@@ -75,7 +82,7 @@ module Increase
       #   @return [String, nil]
       optional :end_to_end_identification, String
 
-      # @!method initialize(account_number_id:, amount:, creditor_address:, creditor_name:, debtor_address:, debtor_name:, unstructured_remittance_information:, debtor_account_number: nil, debtor_external_account_id: nil, debtor_routing_number: nil, end_to_end_identification: nil, request_options: {})
+      # @!method initialize(account_number_id:, amount:, creditor_address:, creditor_name:, debtor_address:, debtor_name:, unstructured_remittance_information:, charge_bearer: nil, debtor_account_number: nil, debtor_external_account_id: nil, debtor_routing_number: nil, end_to_end_identification: nil, request_options: {})
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::WireDrawdownRequestCreateParams} for more details.
       #
@@ -93,6 +100,8 @@ module Increase
       #
       #   @param unstructured_remittance_information [String] Remittance information the debtor will see as part of the request.
       #
+      #   @param charge_bearer [Symbol, Increase::Models::WireDrawdownRequestCreateParams::ChargeBearer] Determines who bears the cost of the drawdown request. Defaults to `shared` if n
+      #
       #   @param debtor_account_number [String] The debtor's account number.
       #
       #   @param debtor_external_account_id [String] The ID of an External Account to initiate a transfer to. If this parameter is pr
@@ -220,6 +229,27 @@ module Increase
         #
         #   @param state [String] The address state.
       end
+
+      # Determines who bears the cost of the drawdown request. Defaults to `shared` if
+      # not specified.
+      module ChargeBearer
+        extend Increase::Internal::Type::Enum
+
+        # Charges are shared between the debtor and creditor.
+        SHARED = :shared
+
+        # Charges are borne by the debtor.
+        DEBTOR = :debtor
+
+        # Charges are borne by the creditor.
+        CREDITOR = :creditor
+
+        # Charges are determined by the service level.
+        SERVICE_LEVEL = :service_level
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
     end
   end
 end

data/lib/increase/resources/wire_drawdown_requests.rb

@@ -8,7 +8,7 @@ module Increase
       #
       # Create a Wire Drawdown Request
       #
-      # @overload create(account_number_id:, amount:, creditor_address:, creditor_name:, debtor_address:, debtor_name:, unstructured_remittance_information:, debtor_account_number: nil, debtor_external_account_id: nil, debtor_routing_number: nil, end_to_end_identification: nil, request_options: {})
+      # @overload create(account_number_id:, amount:, creditor_address:, creditor_name:, debtor_address:, debtor_name:, unstructured_remittance_information:, charge_bearer: nil, debtor_account_number: nil, debtor_external_account_id: nil, debtor_routing_number: nil, end_to_end_identification: nil, request_options: {})
       #
       # @param account_number_id [String] The Account Number to which the debtor should send funds.
       #
@@ -24,6 +24,8 @@ module Increase
       #
       # @param unstructured_remittance_information [String] Remittance information the debtor will see as part of the request.
       #
+      # @param charge_bearer [Symbol, Increase::Models::WireDrawdownRequestCreateParams::ChargeBearer] Determines who bears the cost of the drawdown request. Defaults to `shared` if n
+      #
       # @param debtor_account_number [String] The debtor's account number.
       #
       # @param debtor_external_account_id [String] The ID of an External Account to initiate a transfer to. If this parameter is pr

data/lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.260.0"
+  VERSION = "1.262.0"
 end

data/rbi/increase/models/card_push_transfer.rbi

@@ -1322,13 +1322,6 @@ module Increase
               Increase::CardPushTransfer::Decline::Reason::TaggedSymbol
             )
 
-          # The data in the transaction is inconsistent with the original message.
-          DATA_INCONSISTENT_WITH_ORIGINAL_MESSAGE =
-            T.let(
-              :data_inconsistent_with_original_message,
-              Increase::CardPushTransfer::Decline::Reason::TaggedSymbol
-            )
-
           # An error was found with the PIN associated with the transaction.
           PIN_ERROR_FOUND =
             T.let(
@@ -1378,27 +1371,6 @@ module Increase
               Increase::CardPushTransfer::Decline::Reason::TaggedSymbol
             )
 
-          # The biller information provided is invalid.
-          INVALID_BILLER_INFORMATION =
-            T.let(
-              :invalid_biller_information,
-              Increase::CardPushTransfer::Decline::Reason::TaggedSymbol
-            )
-
-          # The PIN change request has been declined.
-          PIN_CHANGE_REQUEST_DECLINED =
-            T.let(
-              :pin_change_request_declined,
-              Increase::CardPushTransfer::Decline::Reason::TaggedSymbol
-            )
-
-          # The PIN provided is considered unsafe.
-          UNSAFE_PIN =
-            T.let(
-              :unsafe_pin,
-              Increase::CardPushTransfer::Decline::Reason::TaggedSymbol
-            )
-
           # The transaction does not qualify for Visa PIN processing.
           TRANSACTION_DOES_NOT_QUALIFY_FOR_VISA_PIN =
             T.let(
@@ -1434,13 +1406,6 @@ module Increase
               Increase::CardPushTransfer::Decline::Reason::TaggedSymbol
             )
 
-          # The transaction should be forwarded to the issuer for processing.
-          FORWARD_TO_ISSUER =
-            T.let(
-              :forward_to_issuer,
-              Increase::CardPushTransfer::Decline::Reason::TaggedSymbol
-            )
-
           # The card authentication process has failed.
           CARD_AUTHENTICATION_FAILED =
             T.let(

data/rbi/increase/models/card_validation.rbi

@@ -1366,13 +1366,6 @@ module Increase
               Increase::CardValidation::Decline::Reason::TaggedSymbol
             )
 
-          # The data in the transaction is inconsistent with the original message.
-          DATA_INCONSISTENT_WITH_ORIGINAL_MESSAGE =
-            T.let(
-              :data_inconsistent_with_original_message,
-              Increase::CardValidation::Decline::Reason::TaggedSymbol
-            )
-
           # An error was found with the PIN associated with the transaction.
           PIN_ERROR_FOUND =
             T.let(
@@ -1422,27 +1415,6 @@ module Increase
               Increase::CardValidation::Decline::Reason::TaggedSymbol
             )
 
-          # The biller information provided is invalid.
-          INVALID_BILLER_INFORMATION =
-            T.let(
-              :invalid_biller_information,
-              Increase::CardValidation::Decline::Reason::TaggedSymbol
-            )
-
-          # The PIN change request has been declined.
-          PIN_CHANGE_REQUEST_DECLINED =
-            T.let(
-              :pin_change_request_declined,
-              Increase::CardValidation::Decline::Reason::TaggedSymbol
-            )
-
-          # The PIN provided is considered unsafe.
-          UNSAFE_PIN =
-            T.let(
-              :unsafe_pin,
-              Increase::CardValidation::Decline::Reason::TaggedSymbol
-            )
-
           # The transaction does not qualify for Visa PIN processing.
           TRANSACTION_DOES_NOT_QUALIFY_FOR_VISA_PIN =
             T.let(
@@ -1478,13 +1450,6 @@ module Increase
               Increase::CardValidation::Decline::Reason::TaggedSymbol
             )
 
-          # The transaction should be forwarded to the issuer for processing.
-          FORWARD_TO_ISSUER =
-            T.let(
-              :forward_to_issuer,
-              Increase::CardValidation::Decline::Reason::TaggedSymbol
-            )
-
           # The card authentication process has failed.
           CARD_AUTHENTICATION_FAILED =
             T.let(

data/rbi/increase/models/simulations/card_token_create_params.rbi

@@ -823,13 +823,6 @@ module Increase
                   Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
                 )
 
-              # The data in the transaction is inconsistent with the original message.
-              DATA_INCONSISTENT_WITH_ORIGINAL_MESSAGE =
-                T.let(
-                  :data_inconsistent_with_original_message,
-                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
-                )
-
               # An error was found with the PIN associated with the transaction.
               PIN_ERROR_FOUND =
                 T.let(
@@ -879,27 +872,6 @@ module Increase
                   Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
                 )
 
-              # The biller information provided is invalid.
-              INVALID_BILLER_INFORMATION =
-                T.let(
-                  :invalid_biller_information,
-                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
-                )
-
-              # The PIN change request has been declined.
-              PIN_CHANGE_REQUEST_DECLINED =
-                T.let(
-                  :pin_change_request_declined,
-                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
-                )
-
-              # The PIN provided is considered unsafe.
-              UNSAFE_PIN =
-                T.let(
-                  :unsafe_pin,
-                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
-                )
-
               # The transaction does not qualify for Visa PIN processing.
               TRANSACTION_DOES_NOT_QUALIFY_FOR_VISA_PIN =
                 T.let(
@@ -935,13 +907,6 @@ module Increase
                   Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
                 )
 
-              # The transaction should be forwarded to the issuer for processing.
-              FORWARD_TO_ISSUER =
-                T.let(
-                  :forward_to_issuer,
-                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
-                )
-
               # The card authentication process has failed.
               CARD_AUTHENTICATION_FAILED =
                 T.let(

data/rbi/increase/models/wire_drawdown_request_create_params.rbi

@@ -60,6 +60,25 @@ module Increase
       sig { returns(String) }
       attr_accessor :unstructured_remittance_information
 
+      # Determines who bears the cost of the drawdown request. Defaults to `shared` if
+      # not specified.
+      sig do
+        returns(
+          T.nilable(
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::OrSymbol
+          )
+        )
+      end
+      attr_reader :charge_bearer
+
+      sig do
+        params(
+          charge_bearer:
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::OrSymbol
+        ).void
+      end
+      attr_writer :charge_bearer
+
       # The debtor's account number.
       sig { returns(T.nilable(String)) }
       attr_reader :debtor_account_number
@@ -101,6 +120,8 @@ module Increase
             Increase::WireDrawdownRequestCreateParams::DebtorAddress::OrHash,
           debtor_name: String,
           unstructured_remittance_information: String,
+          charge_bearer:
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::OrSymbol,
           debtor_account_number: String,
           debtor_external_account_id: String,
           debtor_routing_number: String,
@@ -123,6 +144,9 @@ module Increase
         debtor_name:,
         # Remittance information the debtor will see as part of the request.
         unstructured_remittance_information:,
+        # Determines who bears the cost of the drawdown request. Defaults to `shared` if
+        # not specified.
+        charge_bearer: nil,
         # The debtor's account number.
         debtor_account_number: nil,
         # The ID of an External Account to initiate a transfer to. If this parameter is
@@ -149,6 +173,8 @@ module Increase
               Increase::WireDrawdownRequestCreateParams::DebtorAddress,
             debtor_name: String,
             unstructured_remittance_information: String,
+            charge_bearer:
+              Increase::WireDrawdownRequestCreateParams::ChargeBearer::OrSymbol,
             debtor_account_number: String,
             debtor_external_account_id: String,
             debtor_routing_number: String,
@@ -337,6 +363,59 @@ module Increase
         def to_hash
         end
       end
+
+      # Determines who bears the cost of the drawdown request. Defaults to `shared` if
+      # not specified.
+      module ChargeBearer
+        extend Increase::Internal::Type::Enum
+
+        TaggedSymbol =
+          T.type_alias do
+            T.all(
+              Symbol,
+              Increase::WireDrawdownRequestCreateParams::ChargeBearer
+            )
+          end
+        OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+        # Charges are shared between the debtor and creditor.
+        SHARED =
+          T.let(
+            :shared,
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::TaggedSymbol
+          )
+
+        # Charges are borne by the debtor.
+        DEBTOR =
+          T.let(
+            :debtor,
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::TaggedSymbol
+          )
+
+        # Charges are borne by the creditor.
+        CREDITOR =
+          T.let(
+            :creditor,
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::TaggedSymbol
+          )
+
+        # Charges are determined by the service level.
+        SERVICE_LEVEL =
+          T.let(
+            :service_level,
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::TaggedSymbol
+          )
+
+        sig do
+          override.returns(
+            T::Array[
+              Increase::WireDrawdownRequestCreateParams::ChargeBearer::TaggedSymbol
+            ]
+          )
+        end
+        def self.values
+        end
+      end
     end
   end
 end

data/rbi/increase/resources/wire_drawdown_requests.rbi

@@ -15,6 +15,8 @@ module Increase
             Increase::WireDrawdownRequestCreateParams::DebtorAddress::OrHash,
           debtor_name: String,
           unstructured_remittance_information: String,
+          charge_bearer:
+            Increase::WireDrawdownRequestCreateParams::ChargeBearer::OrSymbol,
           debtor_account_number: String,
           debtor_external_account_id: String,
           debtor_routing_number: String,
@@ -37,6 +39,9 @@ module Increase
         debtor_name:,
         # Remittance information the debtor will see as part of the request.
         unstructured_remittance_information:,
+        # Determines who bears the cost of the drawdown request. Defaults to `shared` if
+        # not specified.
+        charge_bearer: nil,
         # The debtor's account number.
         debtor_account_number: nil,
         # The ID of an External Account to initiate a transfer to. If this parameter is

data/sig/increase/models/card_push_transfer.rbs

@@ -450,7 +450,6 @@ module Increase
           | :incorrect_pin
           | :allowable_number_of_pin_entry_tries_exceeded
           | :unable_to_locate_previous_message
-          | :data_inconsistent_with_original_message
           | :pin_error_found
           | :cannot_verify_pin
           | :verification_data_failed
@@ -458,15 +457,11 @@ module Increase
           | :cash_service_not_available
           | :cashback_request_exceeds_issuer_limit
           | :transaction_amount_exceeds_pre_authorized_approval_amount
-          | :invalid_biller_information
-          | :pin_change_request_declined
-          | :unsafe_pin
           | :transaction_does_not_qualify_for_visa_pin
           | :offline_declined
           | :unable_to_go_online
           | :valid_account_but_amount_not_supported
           | :invalid_use_of_merchant_category_code_correct_and_reattempt
-          | :forward_to_issuer
           | :card_authentication_failed
 
         module Reason
@@ -619,9 +614,6 @@ module Increase
           # The previous message associated with the transaction could not be located.
           UNABLE_TO_LOCATE_PREVIOUS_MESSAGE: :unable_to_locate_previous_message
 
-          # The data in the transaction is inconsistent with the original message.
-          DATA_INCONSISTENT_WITH_ORIGINAL_MESSAGE: :data_inconsistent_with_original_message
-
           # An error was found with the PIN associated with the transaction.
           PIN_ERROR_FOUND: :pin_error_found
 
@@ -643,15 +635,6 @@ module Increase
           # The transaction amount exceeds the pre-authorized approval amount.
           TRANSACTION_AMOUNT_EXCEEDS_PRE_AUTHORIZED_APPROVAL_AMOUNT: :transaction_amount_exceeds_pre_authorized_approval_amount
 
-          # The biller information provided is invalid.
-          INVALID_BILLER_INFORMATION: :invalid_biller_information
-
-          # The PIN change request has been declined.
-          PIN_CHANGE_REQUEST_DECLINED: :pin_change_request_declined
-
-          # The PIN provided is considered unsafe.
-          UNSAFE_PIN: :unsafe_pin
-
           # The transaction does not qualify for Visa PIN processing.
           TRANSACTION_DOES_NOT_QUALIFY_FOR_VISA_PIN: :transaction_does_not_qualify_for_visa_pin
 
@@ -667,9 +650,6 @@ module Increase
           # The merchant category code was used incorrectly; correct it and reattempt the transaction.
           INVALID_USE_OF_MERCHANT_CATEGORY_CODE_CORRECT_AND_REATTEMPT: :invalid_use_of_merchant_category_code_correct_and_reattempt
 
-          # The transaction should be forwarded to the issuer for processing.
-          FORWARD_TO_ISSUER: :forward_to_issuer
-
           # The card authentication process has failed.
           CARD_AUTHENTICATION_FAILED: :card_authentication_failed
 

data/sig/increase/models/card_validation.rbs

@@ -448,7 +448,6 @@ module Increase
           | :incorrect_pin
           | :allowable_number_of_pin_entry_tries_exceeded
           | :unable_to_locate_previous_message
-          | :data_inconsistent_with_original_message
           | :pin_error_found
           | :cannot_verify_pin
           | :verification_data_failed
@@ -456,15 +455,11 @@ module Increase
           | :cash_service_not_available
           | :cashback_request_exceeds_issuer_limit
           | :transaction_amount_exceeds_pre_authorized_approval_amount
-          | :invalid_biller_information
-          | :pin_change_request_declined
-          | :unsafe_pin
           | :transaction_does_not_qualify_for_visa_pin
           | :offline_declined
           | :unable_to_go_online
           | :valid_account_but_amount_not_supported
           | :invalid_use_of_merchant_category_code_correct_and_reattempt
-          | :forward_to_issuer
           | :card_authentication_failed
 
         module Reason
@@ -617,9 +612,6 @@ module Increase
           # The previous message associated with the transaction could not be located.
           UNABLE_TO_LOCATE_PREVIOUS_MESSAGE: :unable_to_locate_previous_message
 
-          # The data in the transaction is inconsistent with the original message.
-          DATA_INCONSISTENT_WITH_ORIGINAL_MESSAGE: :data_inconsistent_with_original_message
-
           # An error was found with the PIN associated with the transaction.
           PIN_ERROR_FOUND: :pin_error_found
 
@@ -641,15 +633,6 @@ module Increase
           # The transaction amount exceeds the pre-authorized approval amount.
           TRANSACTION_AMOUNT_EXCEEDS_PRE_AUTHORIZED_APPROVAL_AMOUNT: :transaction_amount_exceeds_pre_authorized_approval_amount
 
-          # The biller information provided is invalid.
-          INVALID_BILLER_INFORMATION: :invalid_biller_information
-
-          # The PIN change request has been declined.
-          PIN_CHANGE_REQUEST_DECLINED: :pin_change_request_declined
-
-          # The PIN provided is considered unsafe.
-          UNSAFE_PIN: :unsafe_pin
-
           # The transaction does not qualify for Visa PIN processing.
           TRANSACTION_DOES_NOT_QUALIFY_FOR_VISA_PIN: :transaction_does_not_qualify_for_visa_pin
 
@@ -665,9 +648,6 @@ module Increase
           # The merchant category code was used incorrectly; correct it and reattempt the transaction.
           INVALID_USE_OF_MERCHANT_CATEGORY_CODE_CORRECT_AND_REATTEMPT: :invalid_use_of_merchant_category_code_correct_and_reattempt
 
-          # The transaction should be forwarded to the issuer for processing.
-          FORWARD_TO_ISSUER: :forward_to_issuer
-
           # The card authentication process has failed.
           CARD_AUTHENTICATION_FAILED: :card_authentication_failed
 

data/sig/increase/models/simulations/card_token_create_params.rbs

@@ -242,7 +242,6 @@ module Increase
               | :incorrect_pin
               | :allowable_number_of_pin_entry_tries_exceeded
               | :unable_to_locate_previous_message
-              | :data_inconsistent_with_original_message
               | :pin_error_found
               | :cannot_verify_pin
               | :verification_data_failed
@@ -250,15 +249,11 @@ module Increase
               | :cash_service_not_available
               | :cashback_request_exceeds_issuer_limit
               | :transaction_amount_exceeds_pre_authorized_approval_amount
-              | :invalid_biller_information
-              | :pin_change_request_declined
-              | :unsafe_pin
               | :transaction_does_not_qualify_for_visa_pin
               | :offline_declined
               | :unable_to_go_online
               | :valid_account_but_amount_not_supported
               | :invalid_use_of_merchant_category_code_correct_and_reattempt
-              | :forward_to_issuer
               | :card_authentication_failed
 
             module Reason
@@ -411,9 +406,6 @@ module Increase
               # The previous message associated with the transaction could not be located.
               UNABLE_TO_LOCATE_PREVIOUS_MESSAGE: :unable_to_locate_previous_message
 
-              # The data in the transaction is inconsistent with the original message.
-              DATA_INCONSISTENT_WITH_ORIGINAL_MESSAGE: :data_inconsistent_with_original_message
-
               # An error was found with the PIN associated with the transaction.
               PIN_ERROR_FOUND: :pin_error_found
 
@@ -435,15 +427,6 @@ module Increase
               # The transaction amount exceeds the pre-authorized approval amount.
               TRANSACTION_AMOUNT_EXCEEDS_PRE_AUTHORIZED_APPROVAL_AMOUNT: :transaction_amount_exceeds_pre_authorized_approval_amount
 
-              # The biller information provided is invalid.
-              INVALID_BILLER_INFORMATION: :invalid_biller_information
-
-              # The PIN change request has been declined.
-              PIN_CHANGE_REQUEST_DECLINED: :pin_change_request_declined
-
-              # The PIN provided is considered unsafe.
-              UNSAFE_PIN: :unsafe_pin
-
               # The transaction does not qualify for Visa PIN processing.
               TRANSACTION_DOES_NOT_QUALIFY_FOR_VISA_PIN: :transaction_does_not_qualify_for_visa_pin
 
@@ -459,9 +442,6 @@ module Increase
               # The merchant category code was used incorrectly; correct it and reattempt the transaction.
               INVALID_USE_OF_MERCHANT_CATEGORY_CODE_CORRECT_AND_REATTEMPT: :invalid_use_of_merchant_category_code_correct_and_reattempt
 
-              # The transaction should be forwarded to the issuer for processing.
-              FORWARD_TO_ISSUER: :forward_to_issuer
-
               # The card authentication process has failed.
               CARD_AUTHENTICATION_FAILED: :card_authentication_failed
 

data/sig/increase/models/wire_drawdown_request_create_params.rbs

@@ -9,6 +9,7 @@ module Increase
         debtor_address: Increase::WireDrawdownRequestCreateParams::DebtorAddress,
         debtor_name: String,
         unstructured_remittance_information: String,
+        charge_bearer: Increase::Models::WireDrawdownRequestCreateParams::charge_bearer,
         debtor_account_number: String,
         debtor_external_account_id: String,
         debtor_routing_number: String,
@@ -34,6 +35,12 @@ module Increase
 
       attr_accessor unstructured_remittance_information: String
 
+      attr_reader charge_bearer: Increase::Models::WireDrawdownRequestCreateParams::charge_bearer?
+
+      def charge_bearer=: (
+        Increase::Models::WireDrawdownRequestCreateParams::charge_bearer
+      ) -> Increase::Models::WireDrawdownRequestCreateParams::charge_bearer
+
       attr_reader debtor_account_number: String?
 
       def debtor_account_number=: (String) -> String
@@ -58,6 +65,7 @@ module Increase
         debtor_address: Increase::WireDrawdownRequestCreateParams::DebtorAddress,
         debtor_name: String,
         unstructured_remittance_information: String,
+        ?charge_bearer: Increase::Models::WireDrawdownRequestCreateParams::charge_bearer,
         ?debtor_account_number: String,
         ?debtor_external_account_id: String,
         ?debtor_routing_number: String,
@@ -73,6 +81,7 @@ module Increase
         debtor_address: Increase::WireDrawdownRequestCreateParams::DebtorAddress,
         debtor_name: String,
         unstructured_remittance_information: String,
+        charge_bearer: Increase::Models::WireDrawdownRequestCreateParams::charge_bearer,
         debtor_account_number: String,
         debtor_external_account_id: String,
         debtor_routing_number: String,
@@ -175,6 +184,26 @@ module Increase
           state: String
         }
       end
+
+      type charge_bearer = :shared | :debtor | :creditor | :service_level
+
+      module ChargeBearer
+        extend Increase::Internal::Type::Enum
+
+        # Charges are shared between the debtor and creditor.
+        SHARED: :shared
+
+        # Charges are borne by the debtor.
+        DEBTOR: :debtor
+
+        # Charges are borne by the creditor.
+        CREDITOR: :creditor
+
+        # Charges are determined by the service level.
+        SERVICE_LEVEL: :service_level
+
+        def self?.values: -> ::Array[Increase::Models::WireDrawdownRequestCreateParams::charge_bearer]
+      end
     end
   end
 end

data/sig/increase/resources/wire_drawdown_requests.rbs

@@ -9,6 +9,7 @@ module Increase
         debtor_address: Increase::WireDrawdownRequestCreateParams::DebtorAddress,
         debtor_name: String,
         unstructured_remittance_information: String,
+        ?charge_bearer: Increase::Models::WireDrawdownRequestCreateParams::charge_bearer,
         ?debtor_account_number: String,
         ?debtor_external_account_id: String,
         ?debtor_routing_number: String,

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.260.0
+  version: 1.262.0
 platform: ruby
 authors:
 - Increase
 autorequire:
 bindir: bin
 cert_chain: []
-date: 2026-03-18 00:00:00.000000000 Z
+date: 2026-03-19 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: cgi