increase 1.239.0 → 1.241.0

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG.md

@@ -1,5 +1,21 @@
 # Changelog
 
+## 1.241.0 (2026-03-11)
+
+Full Changelog: [v1.240.0...v1.241.0](https://github.com/Increase/increase-ruby/compare/v1.240.0...v1.241.0)
+
+### Features
+
+* **api:** api update ([bb3ea5f](https://github.com/Increase/increase-ruby/commit/bb3ea5f6f2b649f19a38ba32b5f5ffd75e7cc9b0))
+
+## 1.240.0 (2026-03-10)
+
+Full Changelog: [v1.239.0...v1.240.0](https://github.com/Increase/increase-ruby/compare/v1.239.0...v1.240.0)
+
+### Features
+
+* **api:** api update ([7d15383](https://github.com/Increase/increase-ruby/commit/7d15383d8ed0da57d18f14e1467eaeb20ff7b5c3))
+
 ## 1.239.0 (2026-03-10)
 
 Full Changelog: [v1.238.0...v1.239.0](https://github.com/Increase/increase-ruby/compare/v1.238.0...v1.239.0)

data/README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.239.0"
+gem "increase", "~> 1.241.0"
 ```
 
 <!-- x-release-please-end -->

data/lib/increase/models/card_payment.rb

@@ -685,6 +685,12 @@ module Increase
             #   @return [String]
             required :one_time_code, String
 
+            # @!attribute real_time_decision_id
+            #   The identifier of the Real-Time Decision used to deliver this challenge.
+            #
+            #   @return [String, nil]
+            required :real_time_decision_id, String, nil?: true
+
             # @!attribute verification_method
             #   The method used to verify the Card Authentication Challenge.
             #
@@ -699,7 +705,7 @@ module Increase
             #   @return [String, nil]
             required :verification_value, String, nil?: true
 
-            # @!method initialize(attempts:, created_at:, one_time_code:, verification_method:, verification_value:)
+            # @!method initialize(attempts:, created_at:, one_time_code:, real_time_decision_id:, verification_method:, verification_value:)
             #   Some parameter documentations has been truncated, see
             #   {Increase::Models::CardPayment::Element::CardAuthentication::Challenge} for more
             #   details.
@@ -712,6 +718,8 @@ module Increase
             #
             #   @param one_time_code [String] The one-time code used for the Card Authentication Challenge.
             #
+            #   @param real_time_decision_id [String, nil] The identifier of the Real-Time Decision used to deliver this challenge.
+            #
             #   @param verification_method [Symbol, Increase::Models::CardPayment::Element::CardAuthentication::Challenge::VerificationMethod] The method used to verify the Card Authentication Challenge.
             #
             #   @param verification_value [String, nil] E.g., the email address or phone number used for the Card Authentication Challen

data/lib/increase/models/simulations/card_token_create_params.rb

@@ -27,6 +27,12 @@ module Increase
         #   @return [String, nil]
         optional :last4, String
 
+        # @!attribute outcome
+        #   The outcome to simulate for card push transfers using this token.
+        #
+        #   @return [Increase::Models::Simulations::CardTokenCreateParams::Outcome, nil]
+        optional :outcome, -> { Increase::Simulations::CardTokenCreateParams::Outcome }
+
         # @!attribute prefix
         #   The prefix of the card number, usually the first 8 digits.
         #
@@ -39,13 +45,15 @@ module Increase
         #   @return [Integer, nil]
         optional :primary_account_number_length, Integer
 
-        # @!method initialize(capabilities: nil, expiration: nil, last4: nil, prefix: nil, primary_account_number_length: nil, request_options: {})
+        # @!method initialize(capabilities: nil, expiration: nil, last4: nil, outcome: nil, prefix: nil, primary_account_number_length: nil, request_options: {})
         #   @param capabilities [Array<Increase::Models::Simulations::CardTokenCreateParams::Capability>] The capabilities of the outbound card token.
         #
         #   @param expiration [Date] The expiration date of the card.
         #
         #   @param last4 [String] The last 4 digits of the card number.
         #
+        #   @param outcome [Increase::Models::Simulations::CardTokenCreateParams::Outcome] The outcome to simulate for card push transfers using this token.
+        #
         #   @param prefix [String] The prefix of the card number, usually the first 8 digits.
         #
         #   @param primary_account_number_length [Integer] The total length of the card number, including prefix and last4.
@@ -128,6 +136,194 @@ module Increase
             #   @return [Array<Symbol>]
           end
         end
+
+        class Outcome < Increase::Internal::Type::BaseModel
+          # @!attribute result
+          #   Whether card push transfers or validations will be approved or declined.
+          #
+          #   @return [Symbol, Increase::Models::Simulations::CardTokenCreateParams::Outcome::Result]
+          required :result, enum: -> { Increase::Simulations::CardTokenCreateParams::Outcome::Result }
+
+          # @!attribute decline
+          #   If the result is declined, the details of the decline.
+          #
+          #   @return [Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline, nil]
+          optional :decline, -> { Increase::Simulations::CardTokenCreateParams::Outcome::Decline }
+
+          # @!method initialize(result:, decline: nil)
+          #   The outcome to simulate for card push transfers using this token.
+          #
+          #   @param result [Symbol, Increase::Models::Simulations::CardTokenCreateParams::Outcome::Result] Whether card push transfers or validations will be approved or declined.
+          #
+          #   @param decline [Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline] If the result is declined, the details of the decline.
+
+          # Whether card push transfers or validations will be approved or declined.
+          #
+          # @see Increase::Models::Simulations::CardTokenCreateParams::Outcome#result
+          module Result
+            extend Increase::Internal::Type::Enum
+
+            # Any card push transfers or validations will be approved.
+            APPROVE = :approve
+
+            # Any card push transfers or validations will be declined.
+            DECLINE = :decline
+
+            # @!method self.values
+            #   @return [Array<Symbol>]
+          end
+
+          # @see Increase::Models::Simulations::CardTokenCreateParams::Outcome#decline
+          class Decline < Increase::Internal::Type::BaseModel
+            # @!attribute reason
+            #   The reason for the decline.
+            #
+            #   @return [Symbol, Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline::Reason, nil]
+            optional :reason, enum: -> { Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason }
+
+            # @!method initialize(reason: nil)
+            #   If the result is declined, the details of the decline.
+            #
+            #   @param reason [Symbol, Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline::Reason] The reason for the decline.
+
+            # The reason for the decline.
+            #
+            # @see Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline#reason
+            module Reason
+              extend Increase::Internal::Type::Enum
+
+              # The card issuer has declined the transaction without providing a specific reason.
+              DO_NOT_HONOR = :do_not_honor
+
+              # The number of transactions for the card has exceeded the limit set by the issuer.
+              ACTIVITY_COUNT_LIMIT_EXCEEDED = :activity_count_limit_exceeded
+
+              # The card issuer requires the cardholder to contact them for further information regarding the transaction.
+              REFER_TO_CARD_ISSUER = :refer_to_card_issuer
+
+              # The card issuer requires the cardholder to contact them due to a special condition related to the transaction.
+              REFER_TO_CARD_ISSUER_SPECIAL_CONDITION = :refer_to_card_issuer_special_condition
+
+              # The merchant is not valid for this transaction.
+              INVALID_MERCHANT = :invalid_merchant
+
+              # The card should be retained by the terminal.
+              PICK_UP_CARD = :pick_up_card
+
+              # An error occurred during processing of the transaction.
+              ERROR = :error
+
+              # The card should be retained by the terminal due to a special condition.
+              PICK_UP_CARD_SPECIAL = :pick_up_card_special
+
+              # The transaction is invalid and cannot be processed.
+              INVALID_TRANSACTION = :invalid_transaction
+
+              # The amount of the transaction is invalid.
+              INVALID_AMOUNT = :invalid_amount
+
+              # The account number provided is invalid.
+              INVALID_ACCOUNT_NUMBER = :invalid_account_number
+
+              # The issuer of the card could not be found.
+              NO_SUCH_ISSUER = :no_such_issuer
+
+              # The transaction should be re-entered for processing.
+              RE_ENTER_TRANSACTION = :re_enter_transaction
+
+              # There is no credit account associated with the card.
+              NO_CREDIT_ACCOUNT = :no_credit_account
+
+              # The card should be retained by the terminal because it has been reported lost.
+              PICK_UP_CARD_LOST = :pick_up_card_lost
+
+              # The card should be retained by the terminal because it has been reported stolen.
+              PICK_UP_CARD_STOLEN = :pick_up_card_stolen
+
+              # The account associated with the card has been closed.
+              CLOSED_ACCOUNT = :closed_account
+
+              # There are insufficient funds in the account to complete the transaction.
+              INSUFFICIENT_FUNDS = :insufficient_funds
+
+              # There is no checking account associated with the card.
+              NO_CHECKING_ACCOUNT = :no_checking_account
+
+              # There is no savings account associated with the card.
+              NO_SAVINGS_ACCOUNT = :no_savings_account
+
+              # The card has expired and cannot be used for transactions.
+              EXPIRED_CARD = :expired_card
+
+              # The transaction is not permitted for this cardholder.
+              TRANSACTION_NOT_PERMITTED_TO_CARDHOLDER = :transaction_not_permitted_to_cardholder
+
+              # The transaction is not allowed at this terminal.
+              TRANSACTION_NOT_ALLOWED_AT_TERMINAL = :transaction_not_allowed_at_terminal
+
+              # The transaction has been flagged as suspected fraud and cannot be processed.
+              SUSPECTED_FRAUD = :suspected_fraud
+
+              # The amount of activity on the card has exceeded the limit set by the issuer.
+              ACTIVITY_AMOUNT_LIMIT_EXCEEDED = :activity_amount_limit_exceeded
+
+              # The card has restrictions that prevent it from being used for this transaction.
+              RESTRICTED_CARD = :restricted_card
+
+              # A security violation has occurred, preventing the transaction from being processed.
+              SECURITY_VIOLATION = :security_violation
+
+              # The transaction does not meet the anti-money laundering requirements set by the issuer.
+              TRANSACTION_DOES_NOT_FULFILL_ANTI_MONEY_LAUNDERING_REQUIREMENT =
+                :transaction_does_not_fulfill_anti_money_laundering_requirement
+
+              # The first use of the card has been blocked by the issuer.
+              BLOCKED_FIRST_USE = :blocked_first_use
+
+              # The credit issuer is currently unavailable to process the transaction.
+              CREDIT_ISSUER_UNAVAILABLE = :credit_issuer_unavailable
+
+              # The card verification value (CVV) results were negative, indicating a potential issue with the card.
+              NEGATIVE_CARD_VERIFICATION_VALUE_RESULTS = :negative_card_verification_value_results
+
+              # The issuer of the card is currently unavailable to process the transaction.
+              ISSUER_UNAVAILABLE = :issuer_unavailable
+
+              # The financial institution associated with the card could not be found.
+              FINANCIAL_INSTITUTION_CANNOT_BE_FOUND = :financial_institution_cannot_be_found
+
+              # The transaction cannot be completed due to an unspecified reason.
+              TRANSACTION_CANNOT_BE_COMPLETED = :transaction_cannot_be_completed
+
+              # The transaction is a duplicate of a previous transaction and cannot be processed again.
+              DUPLICATE_TRANSACTION = :duplicate_transaction
+
+              # A system malfunction occurred, preventing the transaction from being processed.
+              SYSTEM_MALFUNCTION = :system_malfunction
+
+              # Additional customer authentication is required to complete the transaction.
+              ADDITIONAL_CUSTOMER_AUTHENTICATION_REQUIRED = :additional_customer_authentication_required
+
+              # The surcharge amount applied to the transaction is not permitted by the issuer.
+              SURCHARGE_AMOUNT_NOT_PERMITTED = :surcharge_amount_not_permitted
+
+              # The transaction was declined due to a failure in verifying the CVV2 code.
+              DECLINE_FOR_CVV2_FAILURE = :decline_for_cvv2_failure
+
+              # A stop payment order has been placed on this transaction.
+              STOP_PAYMENT_ORDER = :stop_payment_order
+
+              # An order has been placed to revoke authorization for this transaction.
+              REVOCATION_OF_AUTHORIZATION_ORDER = :revocation_of_authorization_order
+
+              # An order has been placed to revoke all authorizations for this cardholder.
+              REVOCATION_OF_ALL_AUTHORIZATIONS_ORDER = :revocation_of_all_authorizations_order
+
+              # @!method self.values
+              #   @return [Array<Symbol>]
+            end
+          end
+        end
       end
     end
   end

data/lib/increase/resources/simulations/card_tokens.rb

@@ -6,7 +6,7 @@ module Increase
       class CardTokens
         # Simulates tokenizing a card in the sandbox environment.
         #
-        # @overload create(capabilities: nil, expiration: nil, last4: nil, prefix: nil, primary_account_number_length: nil, request_options: {})
+        # @overload create(capabilities: nil, expiration: nil, last4: nil, outcome: nil, prefix: nil, primary_account_number_length: nil, request_options: {})
         #
         # @param capabilities [Array<Increase::Models::Simulations::CardTokenCreateParams::Capability>] The capabilities of the outbound card token.
         #
@@ -14,6 +14,8 @@ module Increase
         #
         # @param last4 [String] The last 4 digits of the card number.
         #
+        # @param outcome [Increase::Models::Simulations::CardTokenCreateParams::Outcome] The outcome to simulate for card push transfers using this token.
+        #
         # @param prefix [String] The prefix of the card number, usually the first 8 digits.
         #
         # @param primary_account_number_length [Integer] The total length of the card number, including prefix and last4.

data/lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.239.0"
+  VERSION = "1.241.0"
 end

data/rbi/increase/models/card_payment.rbi

@@ -1114,6 +1114,10 @@ module Increase
             sig { returns(String) }
             attr_accessor :one_time_code
 
+            # The identifier of the Real-Time Decision used to deliver this challenge.
+            sig { returns(T.nilable(String)) }
+            attr_accessor :real_time_decision_id
+
             # The method used to verify the Card Authentication Challenge.
             sig do
               returns(
@@ -1136,6 +1140,7 @@ module Increase
                   ],
                 created_at: Time,
                 one_time_code: String,
+                real_time_decision_id: T.nilable(String),
                 verification_method:
                   Increase::CardPayment::Element::CardAuthentication::Challenge::VerificationMethod::OrSymbol,
                 verification_value: T.nilable(String)
@@ -1149,6 +1154,8 @@ module Increase
               created_at:,
               # The one-time code used for the Card Authentication Challenge.
               one_time_code:,
+              # The identifier of the Real-Time Decision used to deliver this challenge.
+              real_time_decision_id:,
               # The method used to verify the Card Authentication Challenge.
               verification_method:,
               # E.g., the email address or phone number used for the Card Authentication
@@ -1166,6 +1173,7 @@ module Increase
                     ],
                   created_at: Time,
                   one_time_code: String,
+                  real_time_decision_id: T.nilable(String),
                   verification_method:
                     Increase::CardPayment::Element::CardAuthentication::Challenge::VerificationMethod::TaggedSymbol,
                   verification_value: T.nilable(String)

data/rbi/increase/models/simulations/card_token_create_params.rbi

@@ -49,6 +49,22 @@ module Increase
         sig { params(last4: String).void }
         attr_writer :last4
 
+        # The outcome to simulate for card push transfers using this token.
+        sig do
+          returns(
+            T.nilable(Increase::Simulations::CardTokenCreateParams::Outcome)
+          )
+        end
+        attr_reader :outcome
+
+        sig do
+          params(
+            outcome:
+              Increase::Simulations::CardTokenCreateParams::Outcome::OrHash
+          ).void
+        end
+        attr_writer :outcome
+
         # The prefix of the card number, usually the first 8 digits.
         sig { returns(T.nilable(String)) }
         attr_reader :prefix
@@ -71,6 +87,8 @@ module Increase
               ],
             expiration: Date,
             last4: String,
+            outcome:
+              Increase::Simulations::CardTokenCreateParams::Outcome::OrHash,
             prefix: String,
             primary_account_number_length: Integer,
             request_options: Increase::RequestOptions::OrHash
@@ -83,6 +101,8 @@ module Increase
           expiration: nil,
           # The last 4 digits of the card number.
           last4: nil,
+          # The outcome to simulate for card push transfers using this token.
+          outcome: nil,
           # The prefix of the card number, usually the first 8 digits.
           prefix: nil,
           # The total length of the card number, including prefix and last4.
@@ -100,6 +120,7 @@ module Increase
                 ],
               expiration: Date,
               last4: String,
+              outcome: Increase::Simulations::CardTokenCreateParams::Outcome,
               prefix: String,
               primary_account_number_length: Integer,
               request_options: Increase::RequestOptions
@@ -291,6 +312,480 @@ module Increase
             end
           end
         end
+
+        class Outcome < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::Simulations::CardTokenCreateParams::Outcome,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # Whether card push transfers or validations will be approved or declined.
+          sig do
+            returns(
+              Increase::Simulations::CardTokenCreateParams::Outcome::Result::OrSymbol
+            )
+          end
+          attr_accessor :result
+
+          # If the result is declined, the details of the decline.
+          sig do
+            returns(
+              T.nilable(
+                Increase::Simulations::CardTokenCreateParams::Outcome::Decline
+              )
+            )
+          end
+          attr_reader :decline
+
+          sig do
+            params(
+              decline:
+                Increase::Simulations::CardTokenCreateParams::Outcome::Decline::OrHash
+            ).void
+          end
+          attr_writer :decline
+
+          # The outcome to simulate for card push transfers using this token.
+          sig do
+            params(
+              result:
+                Increase::Simulations::CardTokenCreateParams::Outcome::Result::OrSymbol,
+              decline:
+                Increase::Simulations::CardTokenCreateParams::Outcome::Decline::OrHash
+            ).returns(T.attached_class)
+          end
+          def self.new(
+            # Whether card push transfers or validations will be approved or declined.
+            result:,
+            # If the result is declined, the details of the decline.
+            decline: nil
+          )
+          end
+
+          sig do
+            override.returns(
+              {
+                result:
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Result::OrSymbol,
+                decline:
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline
+              }
+            )
+          end
+          def to_hash
+          end
+
+          # Whether card push transfers or validations will be approved or declined.
+          module Result
+            extend Increase::Internal::Type::Enum
+
+            TaggedSymbol =
+              T.type_alias do
+                T.all(
+                  Symbol,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Result
+                )
+              end
+            OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+            # Any card push transfers or validations will be approved.
+            APPROVE =
+              T.let(
+                :approve,
+                Increase::Simulations::CardTokenCreateParams::Outcome::Result::TaggedSymbol
+              )
+
+            # Any card push transfers or validations will be declined.
+            DECLINE =
+              T.let(
+                :decline,
+                Increase::Simulations::CardTokenCreateParams::Outcome::Result::TaggedSymbol
+              )
+
+            sig do
+              override.returns(
+                T::Array[
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Result::TaggedSymbol
+                ]
+              )
+            end
+            def self.values
+            end
+          end
+
+          class Decline < Increase::Internal::Type::BaseModel
+            OrHash =
+              T.type_alias do
+                T.any(
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline,
+                  Increase::Internal::AnyHash
+                )
+              end
+
+            # The reason for the decline.
+            sig do
+              returns(
+                T.nilable(
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::OrSymbol
+                )
+              )
+            end
+            attr_reader :reason
+
+            sig do
+              params(
+                reason:
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::OrSymbol
+              ).void
+            end
+            attr_writer :reason
+
+            # If the result is declined, the details of the decline.
+            sig do
+              params(
+                reason:
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::OrSymbol
+              ).returns(T.attached_class)
+            end
+            def self.new(
+              # The reason for the decline.
+              reason: nil
+            )
+            end
+
+            sig do
+              override.returns(
+                {
+                  reason:
+                    Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::OrSymbol
+                }
+              )
+            end
+            def to_hash
+            end
+
+            # The reason for the decline.
+            module Reason
+              extend Increase::Internal::Type::Enum
+
+              TaggedSymbol =
+                T.type_alias do
+                  T.all(
+                    Symbol,
+                    Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason
+                  )
+                end
+              OrSymbol = T.type_alias { T.any(Symbol, String) }
+
+              # The card issuer has declined the transaction without providing a specific reason.
+              DO_NOT_HONOR =
+                T.let(
+                  :do_not_honor,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The number of transactions for the card has exceeded the limit set by the issuer.
+              ACTIVITY_COUNT_LIMIT_EXCEEDED =
+                T.let(
+                  :activity_count_limit_exceeded,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The card issuer requires the cardholder to contact them for further information regarding the transaction.
+              REFER_TO_CARD_ISSUER =
+                T.let(
+                  :refer_to_card_issuer,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The card issuer requires the cardholder to contact them due to a special condition related to the transaction.
+              REFER_TO_CARD_ISSUER_SPECIAL_CONDITION =
+                T.let(
+                  :refer_to_card_issuer_special_condition,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The merchant is not valid for this transaction.
+              INVALID_MERCHANT =
+                T.let(
+                  :invalid_merchant,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The card should be retained by the terminal.
+              PICK_UP_CARD =
+                T.let(
+                  :pick_up_card,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # An error occurred during processing of the transaction.
+              ERROR =
+                T.let(
+                  :error,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The card should be retained by the terminal due to a special condition.
+              PICK_UP_CARD_SPECIAL =
+                T.let(
+                  :pick_up_card_special,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The transaction is invalid and cannot be processed.
+              INVALID_TRANSACTION =
+                T.let(
+                  :invalid_transaction,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The amount of the transaction is invalid.
+              INVALID_AMOUNT =
+                T.let(
+                  :invalid_amount,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The account number provided is invalid.
+              INVALID_ACCOUNT_NUMBER =
+                T.let(
+                  :invalid_account_number,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The issuer of the card could not be found.
+              NO_SUCH_ISSUER =
+                T.let(
+                  :no_such_issuer,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The transaction should be re-entered for processing.
+              RE_ENTER_TRANSACTION =
+                T.let(
+                  :re_enter_transaction,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # There is no credit account associated with the card.
+              NO_CREDIT_ACCOUNT =
+                T.let(
+                  :no_credit_account,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The card should be retained by the terminal because it has been reported lost.
+              PICK_UP_CARD_LOST =
+                T.let(
+                  :pick_up_card_lost,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The card should be retained by the terminal because it has been reported stolen.
+              PICK_UP_CARD_STOLEN =
+                T.let(
+                  :pick_up_card_stolen,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The account associated with the card has been closed.
+              CLOSED_ACCOUNT =
+                T.let(
+                  :closed_account,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # There are insufficient funds in the account to complete the transaction.
+              INSUFFICIENT_FUNDS =
+                T.let(
+                  :insufficient_funds,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # There is no checking account associated with the card.
+              NO_CHECKING_ACCOUNT =
+                T.let(
+                  :no_checking_account,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # There is no savings account associated with the card.
+              NO_SAVINGS_ACCOUNT =
+                T.let(
+                  :no_savings_account,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The card has expired and cannot be used for transactions.
+              EXPIRED_CARD =
+                T.let(
+                  :expired_card,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The transaction is not permitted for this cardholder.
+              TRANSACTION_NOT_PERMITTED_TO_CARDHOLDER =
+                T.let(
+                  :transaction_not_permitted_to_cardholder,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The transaction is not allowed at this terminal.
+              TRANSACTION_NOT_ALLOWED_AT_TERMINAL =
+                T.let(
+                  :transaction_not_allowed_at_terminal,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The transaction has been flagged as suspected fraud and cannot be processed.
+              SUSPECTED_FRAUD =
+                T.let(
+                  :suspected_fraud,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The amount of activity on the card has exceeded the limit set by the issuer.
+              ACTIVITY_AMOUNT_LIMIT_EXCEEDED =
+                T.let(
+                  :activity_amount_limit_exceeded,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The card has restrictions that prevent it from being used for this transaction.
+              RESTRICTED_CARD =
+                T.let(
+                  :restricted_card,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # A security violation has occurred, preventing the transaction from being processed.
+              SECURITY_VIOLATION =
+                T.let(
+                  :security_violation,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The transaction does not meet the anti-money laundering requirements set by the issuer.
+              TRANSACTION_DOES_NOT_FULFILL_ANTI_MONEY_LAUNDERING_REQUIREMENT =
+                T.let(
+                  :transaction_does_not_fulfill_anti_money_laundering_requirement,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The first use of the card has been blocked by the issuer.
+              BLOCKED_FIRST_USE =
+                T.let(
+                  :blocked_first_use,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The credit issuer is currently unavailable to process the transaction.
+              CREDIT_ISSUER_UNAVAILABLE =
+                T.let(
+                  :credit_issuer_unavailable,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The card verification value (CVV) results were negative, indicating a potential issue with the card.
+              NEGATIVE_CARD_VERIFICATION_VALUE_RESULTS =
+                T.let(
+                  :negative_card_verification_value_results,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The issuer of the card is currently unavailable to process the transaction.
+              ISSUER_UNAVAILABLE =
+                T.let(
+                  :issuer_unavailable,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The financial institution associated with the card could not be found.
+              FINANCIAL_INSTITUTION_CANNOT_BE_FOUND =
+                T.let(
+                  :financial_institution_cannot_be_found,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The transaction cannot be completed due to an unspecified reason.
+              TRANSACTION_CANNOT_BE_COMPLETED =
+                T.let(
+                  :transaction_cannot_be_completed,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The transaction is a duplicate of a previous transaction and cannot be processed again.
+              DUPLICATE_TRANSACTION =
+                T.let(
+                  :duplicate_transaction,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # A system malfunction occurred, preventing the transaction from being processed.
+              SYSTEM_MALFUNCTION =
+                T.let(
+                  :system_malfunction,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # Additional customer authentication is required to complete the transaction.
+              ADDITIONAL_CUSTOMER_AUTHENTICATION_REQUIRED =
+                T.let(
+                  :additional_customer_authentication_required,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The surcharge amount applied to the transaction is not permitted by the issuer.
+              SURCHARGE_AMOUNT_NOT_PERMITTED =
+                T.let(
+                  :surcharge_amount_not_permitted,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # The transaction was declined due to a failure in verifying the CVV2 code.
+              DECLINE_FOR_CVV2_FAILURE =
+                T.let(
+                  :decline_for_cvv2_failure,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # A stop payment order has been placed on this transaction.
+              STOP_PAYMENT_ORDER =
+                T.let(
+                  :stop_payment_order,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # An order has been placed to revoke authorization for this transaction.
+              REVOCATION_OF_AUTHORIZATION_ORDER =
+                T.let(
+                  :revocation_of_authorization_order,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              # An order has been placed to revoke all authorizations for this cardholder.
+              REVOCATION_OF_ALL_AUTHORIZATIONS_ORDER =
+                T.let(
+                  :revocation_of_all_authorizations_order,
+                  Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                )
+
+              sig do
+                override.returns(
+                  T::Array[
+                    Increase::Simulations::CardTokenCreateParams::Outcome::Decline::Reason::TaggedSymbol
+                  ]
+                )
+              end
+              def self.values
+              end
+            end
+          end
+        end
       end
     end
   end

data/rbi/increase/resources/simulations/card_tokens.rbi

@@ -13,6 +13,8 @@ module Increase
               ],
             expiration: Date,
             last4: String,
+            outcome:
+              Increase::Simulations::CardTokenCreateParams::Outcome::OrHash,
             prefix: String,
             primary_account_number_length: Integer,
             request_options: Increase::RequestOptions::OrHash
@@ -25,6 +27,8 @@ module Increase
           expiration: nil,
           # The last 4 digits of the card number.
           last4: nil,
+          # The outcome to simulate for card push transfers using this token.
+          outcome: nil,
           # The prefix of the card number, usually the first 8 digits.
           prefix: nil,
           # The total length of the card number, including prefix and last4.

data/sig/increase/models/card_payment.rbs

@@ -418,6 +418,7 @@ module Increase
               attempts: ::Array[Increase::CardPayment::Element::CardAuthentication::Challenge::Attempt],
               created_at: Time,
               one_time_code: String,
+              real_time_decision_id: String?,
               verification_method: Increase::Models::CardPayment::Element::CardAuthentication::Challenge::verification_method,
               verification_value: String?
             }
@@ -429,6 +430,8 @@ module Increase
 
             attr_accessor one_time_code: String
 
+            attr_accessor real_time_decision_id: String?
+
             attr_accessor verification_method: Increase::Models::CardPayment::Element::CardAuthentication::Challenge::verification_method
 
             attr_accessor verification_value: String?
@@ -437,6 +440,7 @@ module Increase
               attempts: ::Array[Increase::CardPayment::Element::CardAuthentication::Challenge::Attempt],
               created_at: Time,
               one_time_code: String,
+              real_time_decision_id: String?,
               verification_method: Increase::Models::CardPayment::Element::CardAuthentication::Challenge::verification_method,
               verification_value: String?
             ) -> void
@@ -445,6 +449,7 @@ module Increase
               attempts: ::Array[Increase::CardPayment::Element::CardAuthentication::Challenge::Attempt],
               created_at: Time,
               one_time_code: String,
+              real_time_decision_id: String?,
               verification_method: Increase::Models::CardPayment::Element::CardAuthentication::Challenge::verification_method,
               verification_value: String?
             }

data/sig/increase/models/simulations/card_token_create_params.rbs

@@ -6,6 +6,7 @@ module Increase
           capabilities: ::Array[Increase::Simulations::CardTokenCreateParams::Capability],
           expiration: Date,
           :last4 => String,
+          outcome: Increase::Simulations::CardTokenCreateParams::Outcome,
           prefix: String,
           primary_account_number_length: Integer
         }
@@ -29,6 +30,12 @@ module Increase
 
         def last4=: (String) -> String
 
+        attr_reader outcome: Increase::Simulations::CardTokenCreateParams::Outcome?
+
+        def outcome=: (
+          Increase::Simulations::CardTokenCreateParams::Outcome
+        ) -> Increase::Simulations::CardTokenCreateParams::Outcome
+
         attr_reader prefix: String?
 
         def prefix=: (String) -> String
@@ -41,6 +48,7 @@ module Increase
           ?capabilities: ::Array[Increase::Simulations::CardTokenCreateParams::Capability],
           ?expiration: Date,
           ?last4: String,
+          ?outcome: Increase::Simulations::CardTokenCreateParams::Outcome,
           ?prefix: String,
           ?primary_account_number_length: Integer,
           ?request_options: Increase::request_opts
@@ -50,6 +58,7 @@ module Increase
           capabilities: ::Array[Increase::Simulations::CardTokenCreateParams::Capability],
           expiration: Date,
           :last4 => String,
+          outcome: Increase::Simulations::CardTokenCreateParams::Outcome,
           prefix: String,
           primary_account_number_length: Integer,
           request_options: Increase::RequestOptions
@@ -123,6 +132,243 @@ module Increase
             def self?.values: -> ::Array[Increase::Models::Simulations::CardTokenCreateParams::Capability::route]
           end
         end
+
+        type outcome =
+          {
+            result: Increase::Models::Simulations::CardTokenCreateParams::Outcome::result,
+            decline: Increase::Simulations::CardTokenCreateParams::Outcome::Decline
+          }
+
+        class Outcome < Increase::Internal::Type::BaseModel
+          attr_accessor result: Increase::Models::Simulations::CardTokenCreateParams::Outcome::result
+
+          attr_reader decline: Increase::Simulations::CardTokenCreateParams::Outcome::Decline?
+
+          def decline=: (
+            Increase::Simulations::CardTokenCreateParams::Outcome::Decline
+          ) -> Increase::Simulations::CardTokenCreateParams::Outcome::Decline
+
+          def initialize: (
+            result: Increase::Models::Simulations::CardTokenCreateParams::Outcome::result,
+            ?decline: Increase::Simulations::CardTokenCreateParams::Outcome::Decline
+          ) -> void
+
+          def to_hash: -> {
+            result: Increase::Models::Simulations::CardTokenCreateParams::Outcome::result,
+            decline: Increase::Simulations::CardTokenCreateParams::Outcome::Decline
+          }
+
+          type result = :approve | :decline
+
+          module Result
+            extend Increase::Internal::Type::Enum
+
+            # Any card push transfers or validations will be approved.
+            APPROVE: :approve
+
+            # Any card push transfers or validations will be declined.
+            DECLINE: :decline
+
+            def self?.values: -> ::Array[Increase::Models::Simulations::CardTokenCreateParams::Outcome::result]
+          end
+
+          type decline =
+            {
+              reason: Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline::reason
+            }
+
+          class Decline < Increase::Internal::Type::BaseModel
+            attr_reader reason: Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline::reason?
+
+            def reason=: (
+              Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline::reason
+            ) -> Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline::reason
+
+            def initialize: (
+              ?reason: Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline::reason
+            ) -> void
+
+            def to_hash: -> {
+              reason: Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline::reason
+            }
+
+            type reason =
+              :do_not_honor
+              | :activity_count_limit_exceeded
+              | :refer_to_card_issuer
+              | :refer_to_card_issuer_special_condition
+              | :invalid_merchant
+              | :pick_up_card
+              | :error
+              | :pick_up_card_special
+              | :invalid_transaction
+              | :invalid_amount
+              | :invalid_account_number
+              | :no_such_issuer
+              | :re_enter_transaction
+              | :no_credit_account
+              | :pick_up_card_lost
+              | :pick_up_card_stolen
+              | :closed_account
+              | :insufficient_funds
+              | :no_checking_account
+              | :no_savings_account
+              | :expired_card
+              | :transaction_not_permitted_to_cardholder
+              | :transaction_not_allowed_at_terminal
+              | :suspected_fraud
+              | :activity_amount_limit_exceeded
+              | :restricted_card
+              | :security_violation
+              | :transaction_does_not_fulfill_anti_money_laundering_requirement
+              | :blocked_first_use
+              | :credit_issuer_unavailable
+              | :negative_card_verification_value_results
+              | :issuer_unavailable
+              | :financial_institution_cannot_be_found
+              | :transaction_cannot_be_completed
+              | :duplicate_transaction
+              | :system_malfunction
+              | :additional_customer_authentication_required
+              | :surcharge_amount_not_permitted
+              | :decline_for_cvv2_failure
+              | :stop_payment_order
+              | :revocation_of_authorization_order
+              | :revocation_of_all_authorizations_order
+
+            module Reason
+              extend Increase::Internal::Type::Enum
+
+              # The card issuer has declined the transaction without providing a specific reason.
+              DO_NOT_HONOR: :do_not_honor
+
+              # The number of transactions for the card has exceeded the limit set by the issuer.
+              ACTIVITY_COUNT_LIMIT_EXCEEDED: :activity_count_limit_exceeded
+
+              # The card issuer requires the cardholder to contact them for further information regarding the transaction.
+              REFER_TO_CARD_ISSUER: :refer_to_card_issuer
+
+              # The card issuer requires the cardholder to contact them due to a special condition related to the transaction.
+              REFER_TO_CARD_ISSUER_SPECIAL_CONDITION: :refer_to_card_issuer_special_condition
+
+              # The merchant is not valid for this transaction.
+              INVALID_MERCHANT: :invalid_merchant
+
+              # The card should be retained by the terminal.
+              PICK_UP_CARD: :pick_up_card
+
+              # An error occurred during processing of the transaction.
+              ERROR: :error
+
+              # The card should be retained by the terminal due to a special condition.
+              PICK_UP_CARD_SPECIAL: :pick_up_card_special
+
+              # The transaction is invalid and cannot be processed.
+              INVALID_TRANSACTION: :invalid_transaction
+
+              # The amount of the transaction is invalid.
+              INVALID_AMOUNT: :invalid_amount
+
+              # The account number provided is invalid.
+              INVALID_ACCOUNT_NUMBER: :invalid_account_number
+
+              # The issuer of the card could not be found.
+              NO_SUCH_ISSUER: :no_such_issuer
+
+              # The transaction should be re-entered for processing.
+              RE_ENTER_TRANSACTION: :re_enter_transaction
+
+              # There is no credit account associated with the card.
+              NO_CREDIT_ACCOUNT: :no_credit_account
+
+              # The card should be retained by the terminal because it has been reported lost.
+              PICK_UP_CARD_LOST: :pick_up_card_lost
+
+              # The card should be retained by the terminal because it has been reported stolen.
+              PICK_UP_CARD_STOLEN: :pick_up_card_stolen
+
+              # The account associated with the card has been closed.
+              CLOSED_ACCOUNT: :closed_account
+
+              # There are insufficient funds in the account to complete the transaction.
+              INSUFFICIENT_FUNDS: :insufficient_funds
+
+              # There is no checking account associated with the card.
+              NO_CHECKING_ACCOUNT: :no_checking_account
+
+              # There is no savings account associated with the card.
+              NO_SAVINGS_ACCOUNT: :no_savings_account
+
+              # The card has expired and cannot be used for transactions.
+              EXPIRED_CARD: :expired_card
+
+              # The transaction is not permitted for this cardholder.
+              TRANSACTION_NOT_PERMITTED_TO_CARDHOLDER: :transaction_not_permitted_to_cardholder
+
+              # The transaction is not allowed at this terminal.
+              TRANSACTION_NOT_ALLOWED_AT_TERMINAL: :transaction_not_allowed_at_terminal
+
+              # The transaction has been flagged as suspected fraud and cannot be processed.
+              SUSPECTED_FRAUD: :suspected_fraud
+
+              # The amount of activity on the card has exceeded the limit set by the issuer.
+              ACTIVITY_AMOUNT_LIMIT_EXCEEDED: :activity_amount_limit_exceeded
+
+              # The card has restrictions that prevent it from being used for this transaction.
+              RESTRICTED_CARD: :restricted_card
+
+              # A security violation has occurred, preventing the transaction from being processed.
+              SECURITY_VIOLATION: :security_violation
+
+              # The transaction does not meet the anti-money laundering requirements set by the issuer.
+              TRANSACTION_DOES_NOT_FULFILL_ANTI_MONEY_LAUNDERING_REQUIREMENT: :transaction_does_not_fulfill_anti_money_laundering_requirement
+
+              # The first use of the card has been blocked by the issuer.
+              BLOCKED_FIRST_USE: :blocked_first_use
+
+              # The credit issuer is currently unavailable to process the transaction.
+              CREDIT_ISSUER_UNAVAILABLE: :credit_issuer_unavailable
+
+              # The card verification value (CVV) results were negative, indicating a potential issue with the card.
+              NEGATIVE_CARD_VERIFICATION_VALUE_RESULTS: :negative_card_verification_value_results
+
+              # The issuer of the card is currently unavailable to process the transaction.
+              ISSUER_UNAVAILABLE: :issuer_unavailable
+
+              # The financial institution associated with the card could not be found.
+              FINANCIAL_INSTITUTION_CANNOT_BE_FOUND: :financial_institution_cannot_be_found
+
+              # The transaction cannot be completed due to an unspecified reason.
+              TRANSACTION_CANNOT_BE_COMPLETED: :transaction_cannot_be_completed
+
+              # The transaction is a duplicate of a previous transaction and cannot be processed again.
+              DUPLICATE_TRANSACTION: :duplicate_transaction
+
+              # A system malfunction occurred, preventing the transaction from being processed.
+              SYSTEM_MALFUNCTION: :system_malfunction
+
+              # Additional customer authentication is required to complete the transaction.
+              ADDITIONAL_CUSTOMER_AUTHENTICATION_REQUIRED: :additional_customer_authentication_required
+
+              # The surcharge amount applied to the transaction is not permitted by the issuer.
+              SURCHARGE_AMOUNT_NOT_PERMITTED: :surcharge_amount_not_permitted
+
+              # The transaction was declined due to a failure in verifying the CVV2 code.
+              DECLINE_FOR_CVV2_FAILURE: :decline_for_cvv2_failure
+
+              # A stop payment order has been placed on this transaction.
+              STOP_PAYMENT_ORDER: :stop_payment_order
+
+              # An order has been placed to revoke authorization for this transaction.
+              REVOCATION_OF_AUTHORIZATION_ORDER: :revocation_of_authorization_order
+
+              # An order has been placed to revoke all authorizations for this cardholder.
+              REVOCATION_OF_ALL_AUTHORIZATIONS_ORDER: :revocation_of_all_authorizations_order
+
+              def self?.values: -> ::Array[Increase::Models::Simulations::CardTokenCreateParams::Outcome::Decline::reason]
+            end
+          end
+        end
       end
     end
   end

data/sig/increase/resources/simulations/card_tokens.rbs

@@ -6,6 +6,7 @@ module Increase
           ?capabilities: ::Array[Increase::Simulations::CardTokenCreateParams::Capability],
           ?expiration: Date,
           ?last4: String,
+          ?outcome: Increase::Simulations::CardTokenCreateParams::Outcome,
           ?prefix: String,
           ?primary_account_number_length: Integer,
           ?request_options: Increase::request_opts

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: increase
 version: !ruby/object:Gem::Version
-  version: 1.239.0
+  version: 1.241.0
 platform: ruby
 authors:
 - Increase
 autorequire:
 bindir: bin
 cert_chain: []
-date: 2026-03-10 00:00:00.000000000 Z
+date: 2026-03-11 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: cgi