increase 1.203.0 → 1.205.0

data/lib/increase/models/pending_transaction.rb

@@ -167,12 +167,19 @@ module Increase
 
       # @see Increase::Models::PendingTransaction#source
       class Source < Increase::Internal::Type::BaseModel
+        # @!attribute category
+        #   The type of the resource. We may add additional possible values for this enum
+        #   over time; your application should be able to handle such additions gracefully.
+        #
+        #   @return [Symbol, Increase::Models::PendingTransaction::Source::Category]
+        required :category, enum: -> { Increase::PendingTransaction::Source::Category }
+
         # @!attribute account_transfer_instruction
         #   An Account Transfer Instruction object. This field will be present in the JSON
         #   response if and only if `category` is equal to `account_transfer_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::AccountTransferInstruction, nil]
-        required :account_transfer_instruction,
+        optional :account_transfer_instruction,
                  -> { Increase::PendingTransaction::Source::AccountTransferInstruction },
                  nil?: true
 
@@ -181,7 +188,7 @@ module Increase
         #   response if and only if `category` is equal to `ach_transfer_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::ACHTransferInstruction, nil]
-        required :ach_transfer_instruction,
+        optional :ach_transfer_instruction,
                  -> { Increase::PendingTransaction::Source::ACHTransferInstruction },
                  nil?: true
 
@@ -191,7 +198,7 @@ module Increase
         #   `blockchain_offramp_transfer_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::BlockchainOfframpTransferInstruction, nil]
-        required :blockchain_offramp_transfer_instruction,
+        optional :blockchain_offramp_transfer_instruction,
                  -> { Increase::PendingTransaction::Source::BlockchainOfframpTransferInstruction },
                  nil?: true
 
@@ -201,7 +208,7 @@ module Increase
         #   `blockchain_onramp_transfer_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::BlockchainOnrampTransferInstruction, nil]
-        required :blockchain_onramp_transfer_instruction,
+        optional :blockchain_onramp_transfer_instruction,
                  -> { Increase::PendingTransaction::Source::BlockchainOnrampTransferInstruction },
                  nil?: true
 
@@ -212,7 +219,7 @@ module Increase
         #   transaction.
         #
         #   @return [Increase::Models::PendingTransaction::Source::CardAuthorization, nil]
-        required :card_authorization,
+        optional :card_authorization,
                  -> {
                    Increase::PendingTransaction::Source::CardAuthorization
                  },
@@ -223,23 +230,16 @@ module Increase
         #   response if and only if `category` is equal to `card_push_transfer_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::CardPushTransferInstruction, nil]
-        required :card_push_transfer_instruction,
+        optional :card_push_transfer_instruction,
                  -> { Increase::PendingTransaction::Source::CardPushTransferInstruction },
                  nil?: true
 
-        # @!attribute category
-        #   The type of the resource. We may add additional possible values for this enum
-        #   over time; your application should be able to handle such additions gracefully.
-        #
-        #   @return [Symbol, Increase::Models::PendingTransaction::Source::Category]
-        required :category, enum: -> { Increase::PendingTransaction::Source::Category }
-
         # @!attribute check_deposit_instruction
         #   A Check Deposit Instruction object. This field will be present in the JSON
         #   response if and only if `category` is equal to `check_deposit_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::CheckDepositInstruction, nil]
-        required :check_deposit_instruction,
+        optional :check_deposit_instruction,
                  -> { Increase::PendingTransaction::Source::CheckDepositInstruction },
                  nil?: true
 
@@ -248,7 +248,7 @@ module Increase
         #   response if and only if `category` is equal to `check_transfer_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::CheckTransferInstruction, nil]
-        required :check_transfer_instruction,
+        optional :check_transfer_instruction,
                  -> { Increase::PendingTransaction::Source::CheckTransferInstruction },
                  nil?: true
 
@@ -257,7 +257,7 @@ module Increase
         #   response if and only if `category` is equal to `fednow_transfer_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::FednowTransferInstruction, nil]
-        required :fednow_transfer_instruction,
+        optional :fednow_transfer_instruction,
                  -> { Increase::PendingTransaction::Source::FednowTransferInstruction },
                  nil?: true
 
@@ -268,7 +268,7 @@ module Increase
         #   be clawed back by the sending institution.
         #
         #   @return [Increase::Models::PendingTransaction::Source::InboundFundsHold, nil]
-        required :inbound_funds_hold,
+        optional :inbound_funds_hold,
                  -> {
                    Increase::PendingTransaction::Source::InboundFundsHold
                  },
@@ -281,7 +281,7 @@ module Increase
         #   and the User requests that it be reversed.
         #
         #   @return [Increase::Models::PendingTransaction::Source::InboundWireTransferReversal, nil]
-        required :inbound_wire_transfer_reversal,
+        optional :inbound_wire_transfer_reversal,
                  -> { Increase::PendingTransaction::Source::InboundWireTransferReversal },
                  nil?: true
 
@@ -290,7 +290,7 @@ module Increase
         #   contain an empty object, otherwise it will contain null.
         #
         #   @return [Increase::Models::PendingTransaction::Source::Other, nil]
-        required :other, -> { Increase::PendingTransaction::Source::Other }, nil?: true
+        optional :other, -> { Increase::PendingTransaction::Source::Other }, nil?: true
 
         # @!attribute real_time_payments_transfer_instruction
         #   A Real-Time Payments Transfer Instruction object. This field will be present in
@@ -298,7 +298,7 @@ module Increase
         #   `real_time_payments_transfer_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::RealTimePaymentsTransferInstruction, nil]
-        required :real_time_payments_transfer_instruction,
+        optional :real_time_payments_transfer_instruction,
                  -> { Increase::PendingTransaction::Source::RealTimePaymentsTransferInstruction },
                  nil?: true
 
@@ -307,7 +307,7 @@ module Increase
         #   response if and only if `category` is equal to `swift_transfer_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::SwiftTransferInstruction, nil]
-        required :swift_transfer_instruction,
+        optional :swift_transfer_instruction,
                  -> { Increase::PendingTransaction::Source::SwiftTransferInstruction },
                  nil?: true
 
@@ -317,7 +317,7 @@ module Increase
         #   initiates a hold on funds in their account.
         #
         #   @return [Hash{Symbol=>Object}, nil]
-        required :user_initiated_hold,
+        optional :user_initiated_hold,
                  Increase::Internal::Type::HashOf[Increase::Internal::Type::Unknown],
                  nil?: true
 
@@ -326,11 +326,11 @@ module Increase
         #   response if and only if `category` is equal to `wire_transfer_instruction`.
         #
         #   @return [Increase::Models::PendingTransaction::Source::WireTransferInstruction, nil]
-        required :wire_transfer_instruction,
+        optional :wire_transfer_instruction,
                  -> { Increase::PendingTransaction::Source::WireTransferInstruction },
                  nil?: true
 
-        # @!method initialize(account_transfer_instruction:, ach_transfer_instruction:, blockchain_offramp_transfer_instruction:, blockchain_onramp_transfer_instruction:, card_authorization:, card_push_transfer_instruction:, category:, check_deposit_instruction:, check_transfer_instruction:, fednow_transfer_instruction:, inbound_funds_hold:, inbound_wire_transfer_reversal:, other:, real_time_payments_transfer_instruction:, swift_transfer_instruction:, user_initiated_hold:, wire_transfer_instruction:)
+        # @!method initialize(category:, account_transfer_instruction: nil, ach_transfer_instruction: nil, blockchain_offramp_transfer_instruction: nil, blockchain_onramp_transfer_instruction: nil, card_authorization: nil, card_push_transfer_instruction: nil, check_deposit_instruction: nil, check_transfer_instruction: nil, fednow_transfer_instruction: nil, inbound_funds_hold: nil, inbound_wire_transfer_reversal: nil, other: nil, real_time_payments_transfer_instruction: nil, swift_transfer_instruction: nil, user_initiated_hold: nil, wire_transfer_instruction: nil)
         #   Some parameter documentations has been truncated, see
         #   {Increase::Models::PendingTransaction::Source} for more details.
         #
@@ -338,6 +338,8 @@ module Increase
         #   Pending Transaction. For example, for a card transaction this lists the
         #   merchant's industry and location.
         #
+        #   @param category [Symbol, Increase::Models::PendingTransaction::Source::Category] The type of the resource. We may add additional possible values for this enum ov
+        #
         #   @param account_transfer_instruction [Increase::Models::PendingTransaction::Source::AccountTransferInstruction, nil] An Account Transfer Instruction object. This field will be present in the JSON r
         #
         #   @param ach_transfer_instruction [Increase::Models::PendingTransaction::Source::ACHTransferInstruction, nil] An ACH Transfer Instruction object. This field will be present in the JSON respo
@@ -350,8 +352,6 @@ module Increase
         #
         #   @param card_push_transfer_instruction [Increase::Models::PendingTransaction::Source::CardPushTransferInstruction, nil] A Card Push Transfer Instruction object. This field will be present in the JSON
         #
-        #   @param category [Symbol, Increase::Models::PendingTransaction::Source::Category] The type of the resource. We may add additional possible values for this enum ov
-        #
         #   @param check_deposit_instruction [Increase::Models::PendingTransaction::Source::CheckDepositInstruction, nil] A Check Deposit Instruction object. This field will be present in the JSON respo
         #
         #   @param check_transfer_instruction [Increase::Models::PendingTransaction::Source::CheckTransferInstruction, nil] A Check Transfer Instruction object. This field will be present in the JSON resp
@@ -372,6 +372,65 @@ module Increase
         #
         #   @param wire_transfer_instruction [Increase::Models::PendingTransaction::Source::WireTransferInstruction, nil] A Wire Transfer Instruction object. This field will be present in the JSON respo
 
+        # The type of the resource. We may add additional possible values for this enum
+        # over time; your application should be able to handle such additions gracefully.
+        #
+        # @see Increase::Models::PendingTransaction::Source#category
+        module Category
+          extend Increase::Internal::Type::Enum
+
+          # Account Transfer Instruction: details will be under the `account_transfer_instruction` object.
+          ACCOUNT_TRANSFER_INSTRUCTION = :account_transfer_instruction
+
+          # ACH Transfer Instruction: details will be under the `ach_transfer_instruction` object.
+          ACH_TRANSFER_INSTRUCTION = :ach_transfer_instruction
+
+          # Card Authorization: details will be under the `card_authorization` object.
+          CARD_AUTHORIZATION = :card_authorization
+
+          # Check Deposit Instruction: details will be under the `check_deposit_instruction` object.
+          CHECK_DEPOSIT_INSTRUCTION = :check_deposit_instruction
+
+          # Check Transfer Instruction: details will be under the `check_transfer_instruction` object.
+          CHECK_TRANSFER_INSTRUCTION = :check_transfer_instruction
+
+          # FedNow Transfer Instruction: details will be under the `fednow_transfer_instruction` object.
+          FEDNOW_TRANSFER_INSTRUCTION = :fednow_transfer_instruction
+
+          # Inbound Funds Hold: details will be under the `inbound_funds_hold` object.
+          INBOUND_FUNDS_HOLD = :inbound_funds_hold
+
+          # User Initiated Hold: details will be under the `user_initiated_hold` object.
+          USER_INITIATED_HOLD = :user_initiated_hold
+
+          # Real-Time Payments Transfer Instruction: details will be under the `real_time_payments_transfer_instruction` object.
+          REAL_TIME_PAYMENTS_TRANSFER_INSTRUCTION = :real_time_payments_transfer_instruction
+
+          # Wire Transfer Instruction: details will be under the `wire_transfer_instruction` object.
+          WIRE_TRANSFER_INSTRUCTION = :wire_transfer_instruction
+
+          # Inbound Wire Transfer Reversal: details will be under the `inbound_wire_transfer_reversal` object.
+          INBOUND_WIRE_TRANSFER_REVERSAL = :inbound_wire_transfer_reversal
+
+          # Swift Transfer Instruction: details will be under the `swift_transfer_instruction` object.
+          SWIFT_TRANSFER_INSTRUCTION = :swift_transfer_instruction
+
+          # Card Push Transfer Instruction: details will be under the `card_push_transfer_instruction` object.
+          CARD_PUSH_TRANSFER_INSTRUCTION = :card_push_transfer_instruction
+
+          # Blockchain On-Ramp Transfer Instruction: details will be under the `blockchain_onramp_transfer_instruction` object.
+          BLOCKCHAIN_ONRAMP_TRANSFER_INSTRUCTION = :blockchain_onramp_transfer_instruction
+
+          # Blockchain Off-Ramp Transfer Instruction: details will be under the `blockchain_offramp_transfer_instruction` object.
+          BLOCKCHAIN_OFFRAMP_TRANSFER_INSTRUCTION = :blockchain_offramp_transfer_instruction
+
+          # The Pending Transaction was made for an undocumented or deprecated reason.
+          OTHER = :other
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+
         # @see Increase::Models::PendingTransaction::Source#account_transfer_instruction
         class AccountTransferInstruction < Increase::Internal::Type::BaseModel
           # @!attribute amount
@@ -1775,65 +1834,6 @@ module Increase
           #   @param transfer_id [String] The identifier of the Card Push Transfer that led to this Pending Transaction.
         end
 
-        # The type of the resource. We may add additional possible values for this enum
-        # over time; your application should be able to handle such additions gracefully.
-        #
-        # @see Increase::Models::PendingTransaction::Source#category
-        module Category
-          extend Increase::Internal::Type::Enum
-
-          # Account Transfer Instruction: details will be under the `account_transfer_instruction` object.
-          ACCOUNT_TRANSFER_INSTRUCTION = :account_transfer_instruction
-
-          # ACH Transfer Instruction: details will be under the `ach_transfer_instruction` object.
-          ACH_TRANSFER_INSTRUCTION = :ach_transfer_instruction
-
-          # Card Authorization: details will be under the `card_authorization` object.
-          CARD_AUTHORIZATION = :card_authorization
-
-          # Check Deposit Instruction: details will be under the `check_deposit_instruction` object.
-          CHECK_DEPOSIT_INSTRUCTION = :check_deposit_instruction
-
-          # Check Transfer Instruction: details will be under the `check_transfer_instruction` object.
-          CHECK_TRANSFER_INSTRUCTION = :check_transfer_instruction
-
-          # FedNow Transfer Instruction: details will be under the `fednow_transfer_instruction` object.
-          FEDNOW_TRANSFER_INSTRUCTION = :fednow_transfer_instruction
-
-          # Inbound Funds Hold: details will be under the `inbound_funds_hold` object.
-          INBOUND_FUNDS_HOLD = :inbound_funds_hold
-
-          # User Initiated Hold: details will be under the `user_initiated_hold` object.
-          USER_INITIATED_HOLD = :user_initiated_hold
-
-          # Real-Time Payments Transfer Instruction: details will be under the `real_time_payments_transfer_instruction` object.
-          REAL_TIME_PAYMENTS_TRANSFER_INSTRUCTION = :real_time_payments_transfer_instruction
-
-          # Wire Transfer Instruction: details will be under the `wire_transfer_instruction` object.
-          WIRE_TRANSFER_INSTRUCTION = :wire_transfer_instruction
-
-          # Inbound Wire Transfer Reversal: details will be under the `inbound_wire_transfer_reversal` object.
-          INBOUND_WIRE_TRANSFER_REVERSAL = :inbound_wire_transfer_reversal
-
-          # Swift Transfer Instruction: details will be under the `swift_transfer_instruction` object.
-          SWIFT_TRANSFER_INSTRUCTION = :swift_transfer_instruction
-
-          # Card Push Transfer Instruction: details will be under the `card_push_transfer_instruction` object.
-          CARD_PUSH_TRANSFER_INSTRUCTION = :card_push_transfer_instruction
-
-          # Blockchain On-Ramp Transfer Instruction: details will be under the `blockchain_onramp_transfer_instruction` object.
-          BLOCKCHAIN_ONRAMP_TRANSFER_INSTRUCTION = :blockchain_onramp_transfer_instruction
-
-          # Blockchain Off-Ramp Transfer Instruction: details will be under the `blockchain_offramp_transfer_instruction` object.
-          BLOCKCHAIN_OFFRAMP_TRANSFER_INSTRUCTION = :blockchain_offramp_transfer_instruction
-
-          # The Pending Transaction was made for an undocumented or deprecated reason.
-          OTHER = :other
-
-          # @!method self.values
-          #   @return [Array<Symbol>]
-        end
-
         # @see Increase::Models::PendingTransaction::Source#check_deposit_instruction
         class CheckDepositInstruction < Increase::Internal::Type::BaseModel
           # @!attribute amount

data/lib/increase/models/real_time_payments_transfer.rb

@@ -302,23 +302,23 @@ module Increase
 
       # @see Increase::Models::RealTimePaymentsTransfer#created_by
       class CreatedBy < Increase::Internal::Type::BaseModel
-        # @!attribute api_key
-        #   If present, details about the API key that created the transfer.
-        #
-        #   @return [Increase::Models::RealTimePaymentsTransfer::CreatedBy::APIKey, nil]
-        required :api_key, -> { Increase::RealTimePaymentsTransfer::CreatedBy::APIKey }, nil?: true
-
         # @!attribute category
         #   The type of object that created this transfer.
         #
         #   @return [Symbol, Increase::Models::RealTimePaymentsTransfer::CreatedBy::Category]
         required :category, enum: -> { Increase::RealTimePaymentsTransfer::CreatedBy::Category }
 
+        # @!attribute api_key
+        #   If present, details about the API key that created the transfer.
+        #
+        #   @return [Increase::Models::RealTimePaymentsTransfer::CreatedBy::APIKey, nil]
+        optional :api_key, -> { Increase::RealTimePaymentsTransfer::CreatedBy::APIKey }, nil?: true
+
         # @!attribute oauth_application
         #   If present, details about the OAuth Application that created the transfer.
         #
         #   @return [Increase::Models::RealTimePaymentsTransfer::CreatedBy::OAuthApplication, nil]
-        required :oauth_application,
+        optional :oauth_application,
                  -> { Increase::RealTimePaymentsTransfer::CreatedBy::OAuthApplication },
                  nil?: true
 
@@ -326,33 +326,19 @@ module Increase
         #   If present, details about the User that created the transfer.
         #
         #   @return [Increase::Models::RealTimePaymentsTransfer::CreatedBy::User, nil]
-        required :user, -> { Increase::RealTimePaymentsTransfer::CreatedBy::User }, nil?: true
+        optional :user, -> { Increase::RealTimePaymentsTransfer::CreatedBy::User }, nil?: true
 
-        # @!method initialize(api_key:, category:, oauth_application:, user:)
+        # @!method initialize(category:, api_key: nil, oauth_application: nil, user: nil)
         #   What object created the transfer, either via the API or the dashboard.
         #
-        #   @param api_key [Increase::Models::RealTimePaymentsTransfer::CreatedBy::APIKey, nil] If present, details about the API key that created the transfer.
-        #
         #   @param category [Symbol, Increase::Models::RealTimePaymentsTransfer::CreatedBy::Category] The type of object that created this transfer.
         #
+        #   @param api_key [Increase::Models::RealTimePaymentsTransfer::CreatedBy::APIKey, nil] If present, details about the API key that created the transfer.
+        #
         #   @param oauth_application [Increase::Models::RealTimePaymentsTransfer::CreatedBy::OAuthApplication, nil] If present, details about the OAuth Application that created the transfer.
         #
         #   @param user [Increase::Models::RealTimePaymentsTransfer::CreatedBy::User, nil] If present, details about the User that created the transfer.
 
-        # @see Increase::Models::RealTimePaymentsTransfer::CreatedBy#api_key
-        class APIKey < Increase::Internal::Type::BaseModel
-          # @!attribute description
-          #   The description set for the API key when it was created.
-          #
-          #   @return [String, nil]
-          required :description, String, nil?: true
-
-          # @!method initialize(description:)
-          #   If present, details about the API key that created the transfer.
-          #
-          #   @param description [String, nil] The description set for the API key when it was created.
-        end
-
         # The type of object that created this transfer.
         #
         # @see Increase::Models::RealTimePaymentsTransfer::CreatedBy#category
@@ -372,6 +358,20 @@ module Increase
           #   @return [Array<Symbol>]
         end
 
+        # @see Increase::Models::RealTimePaymentsTransfer::CreatedBy#api_key
+        class APIKey < Increase::Internal::Type::BaseModel
+          # @!attribute description
+          #   The description set for the API key when it was created.
+          #
+          #   @return [String, nil]
+          required :description, String, nil?: true
+
+          # @!method initialize(description:)
+          #   If present, details about the API key that created the transfer.
+          #
+          #   @param description [String, nil] The description set for the API key when it was created.
+        end
+
         # @see Increase::Models::RealTimePaymentsTransfer::CreatedBy#oauth_application
         class OAuthApplication < Increase::Internal::Type::BaseModel
           # @!attribute name

data/lib/increase/models/simulations/ach_transfer_return_params.rb

@@ -28,7 +28,7 @@ module Increase
         module Reason
           extend Increase::Internal::Type::Enum
 
-          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to NSF.
+          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to "NSF."
           INSUFFICIENT_FUND = :insufficient_fund
 
           # Code R03. The account does not exist or the receiving bank was unable to locate it.
@@ -40,13 +40,13 @@ module Increase
           # Code R04. The account number is invalid at the receiving bank.
           INVALID_ACCOUNT_NUMBER_STRUCTURE = :invalid_account_number_structure
 
-          # Code R16. The account at the receiving bank was frozen per the Office of Foreign Assets Control.
+          # Code R16. This return code has two separate meanings. (1) The receiving bank froze the account or (2) the Office of Foreign Assets Control (OFAC) instructed the receiving bank to return the entry.
           ACCOUNT_FROZEN_ENTRY_RETURNED_PER_OFAC_INSTRUCTION = :account_frozen_entry_returned_per_ofac_instruction
 
-          # Code R23. The receiving bank account refused a credit transfer.
+          # Code R23. The receiving bank refused the credit transfer.
           CREDIT_ENTRY_REFUSED_BY_RECEIVER = :credit_entry_refused_by_receiver
 
-          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code.
+          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code. Consumer accounts cannot be debited as `corporate_credit_or_debit` or `corporate_trade_exchange`.
           UNAUTHORIZED_DEBIT_TO_CONSUMER_ACCOUNT_USING_CORPORATE_SEC_CODE =
             :unauthorized_debit_to_consumer_account_using_corporate_sec_code
 
@@ -56,7 +56,7 @@ module Increase
           # Code R08. The receiving bank stopped payment on this transfer.
           PAYMENT_STOPPED = :payment_stopped
 
-          # Code R20. The receiving bank account does not perform transfers.
+          # Code R20. The account is not eligible for ACH, such as a savings account with transaction limits.
           NON_TRANSACTION_ACCOUNT = :non_transaction_account
 
           # Code R09. The receiving bank account does not have enough available balance for the transfer.
@@ -72,7 +72,7 @@ module Increase
           # Code R19. The amount field is incorrect or too large.
           AMOUNT_FIELD_ERROR = :amount_field_error
 
-          # Code R07. The customer at the receiving institution informed their bank that they have revoked authorization for a previously authorized transfer.
+          # Code R07. The customer revoked their authorization for a previously authorized transfer.
           AUTHORIZATION_REVOKED_BY_CUSTOMER = :authorization_revoked_by_customer
 
           # Code R13. The routing number is invalid.
@@ -81,7 +81,7 @@ module Increase
           # Code R17. The receiving bank is unable to process a field in the transfer.
           FILE_RECORD_EDIT_CRITERIA = :file_record_edit_criteria
 
-          # Code R45. The individual name field was invalid.
+          # Code R45. A rare return reason. The individual name field was invalid.
           ENR_INVALID_INDIVIDUAL_NAME = :enr_invalid_individual_name
 
           # Code R06. The originating financial institution asked for this transfer to be returned. The receiving bank is complying with the request.
@@ -214,7 +214,7 @@ module Increase
           # Code R35. A rare return reason. Return of a malformed debit entry.
           RETURN_OF_IMPROPER_DEBIT_ENTRY = :return_of_improper_debit_entry
 
-          # Code R33. A rare return reason. Return of a Destroyed Check ("XKC") entry.
+          # Code R33. A rare return reason. Return of a destroyed check ("XCK") entry.
           RETURN_OF_XCK_ENTRY = :return_of_xck_entry
 
           # Code R37. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.

data/lib/increase/models/swift_transfer.rb

@@ -198,55 +198,41 @@ module Increase
 
       # @see Increase::Models::SwiftTransfer#created_by
       class CreatedBy < Increase::Internal::Type::BaseModel
-        # @!attribute api_key
-        #   If present, details about the API key that created the transfer.
-        #
-        #   @return [Increase::Models::SwiftTransfer::CreatedBy::APIKey, nil]
-        required :api_key, -> { Increase::SwiftTransfer::CreatedBy::APIKey }, nil?: true
-
         # @!attribute category
         #   The type of object that created this transfer.
         #
         #   @return [Symbol, Increase::Models::SwiftTransfer::CreatedBy::Category]
         required :category, enum: -> { Increase::SwiftTransfer::CreatedBy::Category }
 
+        # @!attribute api_key
+        #   If present, details about the API key that created the transfer.
+        #
+        #   @return [Increase::Models::SwiftTransfer::CreatedBy::APIKey, nil]
+        optional :api_key, -> { Increase::SwiftTransfer::CreatedBy::APIKey }, nil?: true
+
         # @!attribute oauth_application
         #   If present, details about the OAuth Application that created the transfer.
         #
         #   @return [Increase::Models::SwiftTransfer::CreatedBy::OAuthApplication, nil]
-        required :oauth_application, -> { Increase::SwiftTransfer::CreatedBy::OAuthApplication }, nil?: true
+        optional :oauth_application, -> { Increase::SwiftTransfer::CreatedBy::OAuthApplication }, nil?: true
 
         # @!attribute user
         #   If present, details about the User that created the transfer.
         #
         #   @return [Increase::Models::SwiftTransfer::CreatedBy::User, nil]
-        required :user, -> { Increase::SwiftTransfer::CreatedBy::User }, nil?: true
+        optional :user, -> { Increase::SwiftTransfer::CreatedBy::User }, nil?: true
 
-        # @!method initialize(api_key:, category:, oauth_application:, user:)
+        # @!method initialize(category:, api_key: nil, oauth_application: nil, user: nil)
         #   What object created the transfer, either via the API or the dashboard.
         #
-        #   @param api_key [Increase::Models::SwiftTransfer::CreatedBy::APIKey, nil] If present, details about the API key that created the transfer.
-        #
         #   @param category [Symbol, Increase::Models::SwiftTransfer::CreatedBy::Category] The type of object that created this transfer.
         #
+        #   @param api_key [Increase::Models::SwiftTransfer::CreatedBy::APIKey, nil] If present, details about the API key that created the transfer.
+        #
         #   @param oauth_application [Increase::Models::SwiftTransfer::CreatedBy::OAuthApplication, nil] If present, details about the OAuth Application that created the transfer.
         #
         #   @param user [Increase::Models::SwiftTransfer::CreatedBy::User, nil] If present, details about the User that created the transfer.
 
-        # @see Increase::Models::SwiftTransfer::CreatedBy#api_key
-        class APIKey < Increase::Internal::Type::BaseModel
-          # @!attribute description
-          #   The description set for the API key when it was created.
-          #
-          #   @return [String, nil]
-          required :description, String, nil?: true
-
-          # @!method initialize(description:)
-          #   If present, details about the API key that created the transfer.
-          #
-          #   @param description [String, nil] The description set for the API key when it was created.
-        end
-
         # The type of object that created this transfer.
         #
         # @see Increase::Models::SwiftTransfer::CreatedBy#category
@@ -266,6 +252,20 @@ module Increase
           #   @return [Array<Symbol>]
         end
 
+        # @see Increase::Models::SwiftTransfer::CreatedBy#api_key
+        class APIKey < Increase::Internal::Type::BaseModel
+          # @!attribute description
+          #   The description set for the API key when it was created.
+          #
+          #   @return [String, nil]
+          required :description, String, nil?: true
+
+          # @!method initialize(description:)
+          #   If present, details about the API key that created the transfer.
+          #
+          #   @param description [String, nil] The description set for the API key when it was created.
+        end
+
         # @see Increase::Models::SwiftTransfer::CreatedBy#oauth_application
         class OAuthApplication < Increase::Internal::Type::BaseModel
           # @!attribute name