increase 0.3.2 → 1.0.0

data/sig/increase/models/simulations/ach_transfer_return_params.rbs

@@ -0,0 +1,320 @@
+module Increase
+  module Models
+    module Simulations
+      type ach_transfer_return_params =
+        {
+          reason: Increase::Models::Simulations::ACHTransferReturnParams::reason
+        }
+        & Increase::Internal::Type::request_parameters
+
+      class ACHTransferReturnParams < Increase::Internal::Type::BaseModel
+        extend Increase::Internal::Type::RequestParameters::Converter
+        include Increase::Internal::Type::RequestParameters
+
+        attr_reader reason: Increase::Models::Simulations::ACHTransferReturnParams::reason?
+
+        def reason=: (
+          Increase::Models::Simulations::ACHTransferReturnParams::reason
+        ) -> Increase::Models::Simulations::ACHTransferReturnParams::reason
+
+        def initialize: (
+          ?reason: Increase::Models::Simulations::ACHTransferReturnParams::reason,
+          ?request_options: Increase::request_opts
+        ) -> void
+
+        def to_hash: -> {
+          reason: Increase::Models::Simulations::ACHTransferReturnParams::reason,
+          request_options: Increase::RequestOptions
+        }
+
+        type reason =
+          :insufficient_fund
+          | :no_account
+          | :account_closed
+          | :invalid_account_number_structure
+          | :account_frozen_entry_returned_per_ofac_instruction
+          | :credit_entry_refused_by_receiver
+          | :unauthorized_debit_to_consumer_account_using_corporate_sec_code
+          | :corporate_customer_advised_not_authorized
+          | :payment_stopped
+          | :non_transaction_account
+          | :uncollected_funds
+          | :routing_number_check_digit_error
+          | :customer_advised_unauthorized_improper_ineligible_or_incomplete
+          | :amount_field_error
+          | :authorization_revoked_by_customer
+          | :invalid_ach_routing_number
+          | :file_record_edit_criteria
+          | :enr_invalid_individual_name
+          | :returned_per_odfi_request
+          | :limited_participation_dfi
+          | :incorrectly_coded_outbound_international_payment
+          | :account_sold_to_another_dfi
+          | :addenda_error
+          | :beneficiary_or_account_holder_deceased
+          | :customer_advised_not_within_authorization_terms
+          | :corrected_return
+          | :duplicate_entry
+          | :duplicate_return
+          | :enr_duplicate_enrollment
+          | :enr_invalid_dfi_account_number
+          | :enr_invalid_individual_id_number
+          | :enr_invalid_representative_payee_indicator
+          | :enr_invalid_transaction_code
+          | :enr_return_of_enr_entry
+          | :enr_routing_number_check_digit_error
+          | :entry_not_processed_by_gateway
+          | :field_error
+          | :foreign_receiving_dfi_unable_to_settle
+          | :iat_entry_coding_error
+          | :improper_effective_entry_date
+          | :improper_source_document_source_document_presented
+          | :invalid_company_id
+          | :invalid_foreign_receiving_dfi_identification
+          | :invalid_individual_id_number
+          | :item_and_rck_entry_presented_for_payment
+          | :item_related_to_rck_entry_is_ineligible
+          | :mandatory_field_error
+          | :misrouted_dishonored_return
+          | :misrouted_return
+          | :no_errors_found
+          | :non_acceptance_of_r62_dishonored_return
+          | :non_participant_in_iat_program
+          | :permissible_return_entry
+          | :permissible_return_entry_not_accepted
+          | :rdfi_non_settlement
+          | :rdfi_participant_in_check_truncation_program
+          | :representative_payee_deceased_or_unable_to_continue_in_that_capacity
+          | :return_not_a_duplicate
+          | :return_of_erroneous_or_reversing_debit
+          | :return_of_improper_credit_entry
+          | :return_of_improper_debit_entry
+          | :return_of_xck_entry
+          | :source_document_presented_for_payment
+          | :state_law_affecting_rck_acceptance
+          | :stop_payment_on_item_related_to_rck_entry
+          | :stop_payment_on_source_document
+          | :timely_original_return
+          | :trace_number_error
+          | :untimely_dishonored_return
+          | :untimely_return
+
+        module Reason
+          extend Increase::Internal::Type::Enum
+
+          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to NSF.
+          INSUFFICIENT_FUND: :insufficient_fund
+
+          # Code R03. The account does not exist or the receiving bank was unable to locate it.
+          NO_ACCOUNT: :no_account
+
+          # Code R02. The account is closed at the receiving bank.
+          ACCOUNT_CLOSED: :account_closed
+
+          # Code R04. The account number is invalid at the receiving bank.
+          INVALID_ACCOUNT_NUMBER_STRUCTURE: :invalid_account_number_structure
+
+          # Code R16. The account at the receiving bank was frozen per the Office of Foreign Assets Control.
+          ACCOUNT_FROZEN_ENTRY_RETURNED_PER_OFAC_INSTRUCTION: :account_frozen_entry_returned_per_ofac_instruction
+
+          # Code R23. The receiving bank account refused a credit transfer.
+          CREDIT_ENTRY_REFUSED_BY_RECEIVER: :credit_entry_refused_by_receiver
+
+          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code.
+          UNAUTHORIZED_DEBIT_TO_CONSUMER_ACCOUNT_USING_CORPORATE_SEC_CODE: :unauthorized_debit_to_consumer_account_using_corporate_sec_code
+
+          # Code R29. The corporate customer at the receiving bank reversed the transfer.
+          CORPORATE_CUSTOMER_ADVISED_NOT_AUTHORIZED: :corporate_customer_advised_not_authorized
+
+          # Code R08. The receiving bank stopped payment on this transfer.
+          PAYMENT_STOPPED: :payment_stopped
+
+          # Code R20. The receiving bank account does not perform transfers.
+          NON_TRANSACTION_ACCOUNT: :non_transaction_account
+
+          # Code R09. The receiving bank account does not have enough available balance for the transfer.
+          UNCOLLECTED_FUNDS: :uncollected_funds
+
+          # Code R28. The routing number is incorrect.
+          ROUTING_NUMBER_CHECK_DIGIT_ERROR: :routing_number_check_digit_error
+
+          # Code R10. The customer at the receiving bank reversed the transfer.
+          CUSTOMER_ADVISED_UNAUTHORIZED_IMPROPER_INELIGIBLE_OR_INCOMPLETE: :customer_advised_unauthorized_improper_ineligible_or_incomplete
+
+          # Code R19. The amount field is incorrect or too large.
+          AMOUNT_FIELD_ERROR: :amount_field_error
+
+          # Code R07. The customer at the receiving institution informed their bank that they have revoked authorization for a previously authorized transfer.
+          AUTHORIZATION_REVOKED_BY_CUSTOMER: :authorization_revoked_by_customer
+
+          # Code R13. The routing number is invalid.
+          INVALID_ACH_ROUTING_NUMBER: :invalid_ach_routing_number
+
+          # Code R17. The receiving bank is unable to process a field in the transfer.
+          FILE_RECORD_EDIT_CRITERIA: :file_record_edit_criteria
+
+          # Code R45. The individual name field was invalid.
+          ENR_INVALID_INDIVIDUAL_NAME: :enr_invalid_individual_name
+
+          # Code R06. The originating financial institution asked for this transfer to be returned. The receiving bank is complying with the request.
+          RETURNED_PER_ODFI_REQUEST: :returned_per_odfi_request
+
+          # Code R34. The receiving bank's regulatory supervisor has limited their participation in the ACH network.
+          LIMITED_PARTICIPATION_DFI: :limited_participation_dfi
+
+          # Code R85. The outbound international ACH transfer was incorrect.
+          INCORRECTLY_CODED_OUTBOUND_INTERNATIONAL_PAYMENT: :incorrectly_coded_outbound_international_payment
+
+          # Code R12. A rare return reason. The account was sold to another bank.
+          ACCOUNT_SOLD_TO_ANOTHER_DFI: :account_sold_to_another_dfi
+
+          # Code R25. The addenda record is incorrect or missing.
+          ADDENDA_ERROR: :addenda_error
+
+          # Code R15. A rare return reason. The account holder is deceased.
+          BENEFICIARY_OR_ACCOUNT_HOLDER_DECEASED: :beneficiary_or_account_holder_deceased
+
+          # Code R11. A rare return reason. The customer authorized some payment to the sender, but this payment was not in error.
+          CUSTOMER_ADVISED_NOT_WITHIN_AUTHORIZATION_TERMS: :customer_advised_not_within_authorization_terms
+
+          # Code R74. A rare return reason. Sent in response to a return that was returned with code `field_error`. The latest return should include the corrected field(s).
+          CORRECTED_RETURN: :corrected_return
+
+          # Code R24. A rare return reason. The receiving bank received an exact duplicate entry with the same trace number and amount.
+          DUPLICATE_ENTRY: :duplicate_entry
+
+          # Code R67. A rare return reason. The return this message refers to was a duplicate.
+          DUPLICATE_RETURN: :duplicate_return
+
+          # Code R47. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_DUPLICATE_ENROLLMENT: :enr_duplicate_enrollment
+
+          # Code R43. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_DFI_ACCOUNT_NUMBER: :enr_invalid_dfi_account_number
+
+          # Code R44. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_INDIVIDUAL_ID_NUMBER: :enr_invalid_individual_id_number
+
+          # Code R46. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_REPRESENTATIVE_PAYEE_INDICATOR: :enr_invalid_representative_payee_indicator
+
+          # Code R41. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_INVALID_TRANSACTION_CODE: :enr_invalid_transaction_code
+
+          # Code R40. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_RETURN_OF_ENR_ENTRY: :enr_return_of_enr_entry
+
+          # Code R42. A rare return reason. Only used for US Government agency non-monetary automatic enrollment messages.
+          ENR_ROUTING_NUMBER_CHECK_DIGIT_ERROR: :enr_routing_number_check_digit_error
+
+          # Code R84. A rare return reason. The International ACH Transfer cannot be processed by the gateway.
+          ENTRY_NOT_PROCESSED_BY_GATEWAY: :entry_not_processed_by_gateway
+
+          # Code R69. A rare return reason. One or more of the fields in the ACH were malformed.
+          FIELD_ERROR: :field_error
+
+          # Code R83. A rare return reason. The Foreign receiving bank was unable to settle this ACH transfer.
+          FOREIGN_RECEIVING_DFI_UNABLE_TO_SETTLE: :foreign_receiving_dfi_unable_to_settle
+
+          # Code R80. A rare return reason. The International ACH Transfer is malformed.
+          IAT_ENTRY_CODING_ERROR: :iat_entry_coding_error
+
+          # Code R18. A rare return reason. The ACH has an improper effective entry date field.
+          IMPROPER_EFFECTIVE_ENTRY_DATE: :improper_effective_entry_date
+
+          # Code R39. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.
+          IMPROPER_SOURCE_DOCUMENT_SOURCE_DOCUMENT_PRESENTED: :improper_source_document_source_document_presented
+
+          # Code R21. A rare return reason. The Company ID field of the ACH was invalid.
+          INVALID_COMPANY_ID: :invalid_company_id
+
+          # Code R82. A rare return reason. The foreign receiving bank identifier for an International ACH Transfer was invalid.
+          INVALID_FOREIGN_RECEIVING_DFI_IDENTIFICATION: :invalid_foreign_receiving_dfi_identification
+
+          # Code R22. A rare return reason. The Individual ID number field of the ACH was invalid.
+          INVALID_INDIVIDUAL_ID_NUMBER: :invalid_individual_id_number
+
+          # Code R53. A rare return reason. Both the Represented Check ("RCK") entry and the original check were presented to the bank.
+          ITEM_AND_RCK_ENTRY_PRESENTED_FOR_PAYMENT: :item_and_rck_entry_presented_for_payment
+
+          # Code R51. A rare return reason. The Represented Check ("RCK") entry is ineligible.
+          ITEM_RELATED_TO_RCK_ENTRY_IS_INELIGIBLE: :item_related_to_rck_entry_is_ineligible
+
+          # Code R26. A rare return reason. The ACH is missing a required field.
+          MANDATORY_FIELD_ERROR: :mandatory_field_error
+
+          # Code R71. A rare return reason. The receiving bank does not recognize the routing number in a dishonored return entry.
+          MISROUTED_DISHONORED_RETURN: :misrouted_dishonored_return
+
+          # Code R61. A rare return reason. The receiving bank does not recognize the routing number in a return entry.
+          MISROUTED_RETURN: :misrouted_return
+
+          # Code R76. A rare return reason. Sent in response to a return, the bank does not find the errors alleged by the returning bank.
+          NO_ERRORS_FOUND: :no_errors_found
+
+          # Code R77. A rare return reason. The receiving bank does not accept the return of the erroneous debit. The funds are not available at the receiving bank.
+          NON_ACCEPTANCE_OF_R62_DISHONORED_RETURN: :non_acceptance_of_r62_dishonored_return
+
+          # Code R81. A rare return reason. The receiving bank does not accept International ACH Transfers.
+          NON_PARTICIPANT_IN_IAT_PROGRAM: :non_participant_in_iat_program
+
+          # Code R31. A rare return reason. A return that has been agreed to be accepted by the receiving bank, despite falling outside of the usual return timeframe.
+          PERMISSIBLE_RETURN_ENTRY: :permissible_return_entry
+
+          # Code R70. A rare return reason. The receiving bank had not approved this return.
+          PERMISSIBLE_RETURN_ENTRY_NOT_ACCEPTED: :permissible_return_entry_not_accepted
+
+          # Code R32. A rare return reason. The receiving bank could not settle this transaction.
+          RDFI_NON_SETTLEMENT: :rdfi_non_settlement
+
+          # Code R30. A rare return reason. The receiving bank does not accept Check Truncation ACH transfers.
+          RDFI_PARTICIPANT_IN_CHECK_TRUNCATION_PROGRAM: :rdfi_participant_in_check_truncation_program
+
+          # Code R14. A rare return reason. The payee is deceased.
+          REPRESENTATIVE_PAYEE_DECEASED_OR_UNABLE_TO_CONTINUE_IN_THAT_CAPACITY: :representative_payee_deceased_or_unable_to_continue_in_that_capacity
+
+          # Code R75. A rare return reason. The originating bank disputes that an earlier `duplicate_entry` return was actually a duplicate.
+          RETURN_NOT_A_DUPLICATE: :return_not_a_duplicate
+
+          # Code R62. A rare return reason. The originating financial institution made a mistake and this return corrects it.
+          RETURN_OF_ERRONEOUS_OR_REVERSING_DEBIT: :return_of_erroneous_or_reversing_debit
+
+          # Code R36. A rare return reason. Return of a malformed credit entry.
+          RETURN_OF_IMPROPER_CREDIT_ENTRY: :return_of_improper_credit_entry
+
+          # Code R35. A rare return reason. Return of a malformed debit entry.
+          RETURN_OF_IMPROPER_DEBIT_ENTRY: :return_of_improper_debit_entry
+
+          # Code R33. A rare return reason. Return of a Destroyed Check ("XKC") entry.
+          RETURN_OF_XCK_ENTRY: :return_of_xck_entry
+
+          # Code R37. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.
+          SOURCE_DOCUMENT_PRESENTED_FOR_PAYMENT: :source_document_presented_for_payment
+
+          # Code R50. A rare return reason. State law prevents the bank from accepting the Represented Check ("RCK") entry.
+          STATE_LAW_AFFECTING_RCK_ACCEPTANCE: :state_law_affecting_rck_acceptance
+
+          # Code R52. A rare return reason. A stop payment was issued on a Represented Check ("RCK") entry.
+          STOP_PAYMENT_ON_ITEM_RELATED_TO_RCK_ENTRY: :stop_payment_on_item_related_to_rck_entry
+
+          # Code R38. A rare return reason. The source attached to the ACH, usually an ACH check conversion, includes a stop payment.
+          STOP_PAYMENT_ON_SOURCE_DOCUMENT: :stop_payment_on_source_document
+
+          # Code R73. A rare return reason. The bank receiving an `untimely_return` believes it was on time.
+          TIMELY_ORIGINAL_RETURN: :timely_original_return
+
+          # Code R27. A rare return reason. An ACH return's trace number does not match an originated ACH.
+          TRACE_NUMBER_ERROR: :trace_number_error
+
+          # Code R72. A rare return reason. The dishonored return was sent too late.
+          UNTIMELY_DISHONORED_RETURN: :untimely_dishonored_return
+
+          # Code R68. A rare return reason. The return was sent too late.
+          UNTIMELY_RETURN: :untimely_return
+
+          def self?.values: -> ::Array[Increase::Models::Simulations::ACHTransferReturnParams::reason]
+        end
+      end
+    end
+  end
+end

data/sig/increase/models/simulations/ach_transfer_settle_params.rbs

@@ -0,0 +1,17 @@
+module Increase
+  module Models
+    module Simulations
+      type ach_transfer_settle_params =
+        {  } & Increase::Internal::Type::request_parameters
+
+      class ACHTransferSettleParams < Increase::Internal::Type::BaseModel
+        extend Increase::Internal::Type::RequestParameters::Converter
+        include Increase::Internal::Type::RequestParameters
+
+        def initialize: (?request_options: Increase::request_opts) -> void
+
+        def to_hash: -> { request_options: Increase::RequestOptions }
+      end
+    end
+  end
+end

data/sig/increase/models/simulations/ach_transfer_submit_params.rbs

@@ -0,0 +1,17 @@
+module Increase
+  module Models
+    module Simulations
+      type ach_transfer_submit_params =
+        {  } & Increase::Internal::Type::request_parameters
+
+      class ACHTransferSubmitParams < Increase::Internal::Type::BaseModel
+        extend Increase::Internal::Type::RequestParameters::Converter
+        include Increase::Internal::Type::RequestParameters
+
+        def initialize: (?request_options: Increase::request_opts) -> void
+
+        def to_hash: -> { request_options: Increase::RequestOptions }
+      end
+    end
+  end
+end

data/sig/increase/models/simulations/card_authorization_create_params.rbs

@@ -0,0 +1,314 @@
+module Increase
+  module Models
+    module Simulations
+      type card_authorization_create_params =
+        {
+          amount: Integer,
+          authenticated_card_payment_id: String,
+          card_id: String,
+          decline_reason: Increase::Models::Simulations::CardAuthorizationCreateParams::decline_reason,
+          digital_wallet_token_id: String,
+          direction: Increase::Models::Simulations::CardAuthorizationCreateParams::direction,
+          event_subscription_id: String,
+          merchant_acceptor_id: String,
+          merchant_category_code: String,
+          merchant_city: String,
+          merchant_country: String,
+          merchant_descriptor: String,
+          merchant_state: String,
+          network_details: Increase::Simulations::CardAuthorizationCreateParams::NetworkDetails,
+          network_risk_score: Integer,
+          physical_card_id: String,
+          terminal_id: String
+        }
+        & Increase::Internal::Type::request_parameters
+
+      class CardAuthorizationCreateParams < Increase::Internal::Type::BaseModel
+        extend Increase::Internal::Type::RequestParameters::Converter
+        include Increase::Internal::Type::RequestParameters
+
+        attr_accessor amount: Integer
+
+        attr_reader authenticated_card_payment_id: String?
+
+        def authenticated_card_payment_id=: (String) -> String
+
+        attr_reader card_id: String?
+
+        def card_id=: (String) -> String
+
+        attr_reader decline_reason: Increase::Models::Simulations::CardAuthorizationCreateParams::decline_reason?
+
+        def decline_reason=: (
+          Increase::Models::Simulations::CardAuthorizationCreateParams::decline_reason
+        ) -> Increase::Models::Simulations::CardAuthorizationCreateParams::decline_reason
+
+        attr_reader digital_wallet_token_id: String?
+
+        def digital_wallet_token_id=: (String) -> String
+
+        attr_reader direction: Increase::Models::Simulations::CardAuthorizationCreateParams::direction?
+
+        def direction=: (
+          Increase::Models::Simulations::CardAuthorizationCreateParams::direction
+        ) -> Increase::Models::Simulations::CardAuthorizationCreateParams::direction
+
+        attr_reader event_subscription_id: String?
+
+        def event_subscription_id=: (String) -> String
+
+        attr_reader merchant_acceptor_id: String?
+
+        def merchant_acceptor_id=: (String) -> String
+
+        attr_reader merchant_category_code: String?
+
+        def merchant_category_code=: (String) -> String
+
+        attr_reader merchant_city: String?
+
+        def merchant_city=: (String) -> String
+
+        attr_reader merchant_country: String?
+
+        def merchant_country=: (String) -> String
+
+        attr_reader merchant_descriptor: String?
+
+        def merchant_descriptor=: (String) -> String
+
+        attr_reader merchant_state: String?
+
+        def merchant_state=: (String) -> String
+
+        attr_reader network_details: Increase::Simulations::CardAuthorizationCreateParams::NetworkDetails?
+
+        def network_details=: (
+          Increase::Simulations::CardAuthorizationCreateParams::NetworkDetails
+        ) -> Increase::Simulations::CardAuthorizationCreateParams::NetworkDetails
+
+        attr_reader network_risk_score: Integer?
+
+        def network_risk_score=: (Integer) -> Integer
+
+        attr_reader physical_card_id: String?
+
+        def physical_card_id=: (String) -> String
+
+        attr_reader terminal_id: String?
+
+        def terminal_id=: (String) -> String
+
+        def initialize: (
+          amount: Integer,
+          ?authenticated_card_payment_id: String,
+          ?card_id: String,
+          ?decline_reason: Increase::Models::Simulations::CardAuthorizationCreateParams::decline_reason,
+          ?digital_wallet_token_id: String,
+          ?direction: Increase::Models::Simulations::CardAuthorizationCreateParams::direction,
+          ?event_subscription_id: String,
+          ?merchant_acceptor_id: String,
+          ?merchant_category_code: String,
+          ?merchant_city: String,
+          ?merchant_country: String,
+          ?merchant_descriptor: String,
+          ?merchant_state: String,
+          ?network_details: Increase::Simulations::CardAuthorizationCreateParams::NetworkDetails,
+          ?network_risk_score: Integer,
+          ?physical_card_id: String,
+          ?terminal_id: String,
+          ?request_options: Increase::request_opts
+        ) -> void
+
+        def to_hash: -> {
+          amount: Integer,
+          authenticated_card_payment_id: String,
+          card_id: String,
+          decline_reason: Increase::Models::Simulations::CardAuthorizationCreateParams::decline_reason,
+          digital_wallet_token_id: String,
+          direction: Increase::Models::Simulations::CardAuthorizationCreateParams::direction,
+          event_subscription_id: String,
+          merchant_acceptor_id: String,
+          merchant_category_code: String,
+          merchant_city: String,
+          merchant_country: String,
+          merchant_descriptor: String,
+          merchant_state: String,
+          network_details: Increase::Simulations::CardAuthorizationCreateParams::NetworkDetails,
+          network_risk_score: Integer,
+          physical_card_id: String,
+          terminal_id: String,
+          request_options: Increase::RequestOptions
+        }
+
+        type decline_reason =
+          :account_closed
+          | :card_not_active
+          | :card_canceled
+          | :physical_card_not_active
+          | :entity_not_active
+          | :group_locked
+          | :insufficient_funds
+          | :cvv2_mismatch
+          | :card_expiration_mismatch
+          | :transaction_not_allowed
+          | :breaches_limit
+          | :webhook_declined
+          | :webhook_timed_out
+          | :declined_by_stand_in_processing
+          | :invalid_physical_card
+          | :missing_original_authorization
+          | :failed_3ds_authentication
+          | :suspected_fraud
+
+        module DeclineReason
+          extend Increase::Internal::Type::Enum
+
+          # The account has been closed.
+          ACCOUNT_CLOSED: :account_closed
+
+          # The Card was not active.
+          CARD_NOT_ACTIVE: :card_not_active
+
+          # The Card has been canceled.
+          CARD_CANCELED: :card_canceled
+
+          # The Physical Card was not active.
+          PHYSICAL_CARD_NOT_ACTIVE: :physical_card_not_active
+
+          # The account's entity was not active.
+          ENTITY_NOT_ACTIVE: :entity_not_active
+
+          # The account was inactive.
+          GROUP_LOCKED: :group_locked
+
+          # The Card's Account did not have a sufficient available balance.
+          INSUFFICIENT_FUNDS: :insufficient_funds
+
+          # The given CVV2 did not match the card's value.
+          CVV2_MISMATCH: :cvv2_mismatch
+
+          # The given expiration date did not match the card's value. Only applies when a CVV2 is present.
+          CARD_EXPIRATION_MISMATCH: :card_expiration_mismatch
+
+          # The attempted card transaction is not allowed per Increase's terms.
+          TRANSACTION_NOT_ALLOWED: :transaction_not_allowed
+
+          # The transaction was blocked by a Limit.
+          BREACHES_LIMIT: :breaches_limit
+
+          # Your application declined the transaction via webhook.
+          WEBHOOK_DECLINED: :webhook_declined
+
+          # Your application webhook did not respond without the required timeout.
+          WEBHOOK_TIMED_OUT: :webhook_timed_out
+
+          # Declined by stand-in processing.
+          DECLINED_BY_STAND_IN_PROCESSING: :declined_by_stand_in_processing
+
+          # The card read had an invalid CVV, dCVV, or authorization request cryptogram.
+          INVALID_PHYSICAL_CARD: :invalid_physical_card
+
+          # The original card authorization for this incremental authorization does not exist.
+          MISSING_ORIGINAL_AUTHORIZATION: :missing_original_authorization
+
+          # The transaction was declined because the 3DS authentication failed.
+          FAILED_3DS_AUTHENTICATION: :failed_3ds_authentication
+
+          # The transaction was suspected to be fraudulent. Please reach out to support@increase.com for more information.
+          SUSPECTED_FRAUD: :suspected_fraud
+
+          def self?.values: -> ::Array[Increase::Models::Simulations::CardAuthorizationCreateParams::decline_reason]
+        end
+
+        type direction = :settlement | :refund
+
+        module Direction
+          extend Increase::Internal::Type::Enum
+
+          # A regular card authorization where funds are debited from the cardholder.
+          SETTLEMENT: :settlement
+
+          # A refund card authorization, sometimes referred to as a credit voucher authorization, where funds are credited to the cardholder.
+          REFUND: :refund
+
+          def self?.values: -> ::Array[Increase::Models::Simulations::CardAuthorizationCreateParams::direction]
+        end
+
+        type network_details =
+          {
+            visa: Increase::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa
+          }
+
+        class NetworkDetails < Increase::Internal::Type::BaseModel
+          attr_accessor visa: Increase::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa
+
+          def initialize: (
+            visa: Increase::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa
+          ) -> void
+
+          def to_hash: -> {
+            visa: Increase::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa
+          }
+
+          type visa =
+            {
+              stand_in_processing_reason: Increase::Models::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa::stand_in_processing_reason
+            }
+
+          class Visa < Increase::Internal::Type::BaseModel
+            attr_reader stand_in_processing_reason: Increase::Models::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa::stand_in_processing_reason?
+
+            def stand_in_processing_reason=: (
+              Increase::Models::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa::stand_in_processing_reason
+            ) -> Increase::Models::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa::stand_in_processing_reason
+
+            def initialize: (
+              ?stand_in_processing_reason: Increase::Models::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa::stand_in_processing_reason
+            ) -> void
+
+            def to_hash: -> {
+              stand_in_processing_reason: Increase::Models::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa::stand_in_processing_reason
+            }
+
+            type stand_in_processing_reason =
+              :issuer_error
+              | :invalid_physical_card
+              | :invalid_cardholder_authentication_verification_value
+              | :internal_visa_error
+              | :merchant_transaction_advisory_service_authentication_required
+              | :payment_fraud_disruption_acquirer_block
+              | :other
+
+            module StandInProcessingReason
+              extend Increase::Internal::Type::Enum
+
+              # Increase failed to process the authorization in a timely manner.
+              ISSUER_ERROR: :issuer_error
+
+              # The physical card read had an invalid CVV, dCVV, or authorization request cryptogram.
+              INVALID_PHYSICAL_CARD: :invalid_physical_card
+
+              # The 3DS cardholder authentication verification value was invalid.
+              INVALID_CARDHOLDER_AUTHENTICATION_VERIFICATION_VALUE: :invalid_cardholder_authentication_verification_value
+
+              # An internal Visa error occurred. Visa uses this reason code for certain expected occurrences as well, such as Application Transaction Counter (ATC) replays.
+              INTERNAL_VISA_ERROR: :internal_visa_error
+
+              # The merchant has enabled Visa's Transaction Advisory Service and requires further authentication to perform the transaction. In practice this is often utilized at fuel pumps to tell the cardholder to see the cashier.
+              MERCHANT_TRANSACTION_ADVISORY_SERVICE_AUTHENTICATION_REQUIRED: :merchant_transaction_advisory_service_authentication_required
+
+              # The transaction was blocked by Visa's Payment Fraud Disruption service due to fraudulent Acquirer behavior, such as card testing.
+              PAYMENT_FRAUD_DISRUPTION_ACQUIRER_BLOCK: :payment_fraud_disruption_acquirer_block
+
+              # An unspecific reason for stand-in processing.
+              OTHER: :other
+
+              def self?.values: -> ::Array[Increase::Models::Simulations::CardAuthorizationCreateParams::NetworkDetails::Visa::stand_in_processing_reason]
+            end
+          end
+        end
+      end
+    end
+  end
+end