ibanity 1.0.1 → 1.5.0

checksums.yaml

@@ -1,7 +1,7 @@
 ---
 SHA256:
-  metadata.gz: 750cf05359ce3376249cd8c3854adc897728ee99905539f959ae3991295dca9d
-  data.tar.gz: 5b3fb64906c906678ba6c9d4de8a017e47129e7db49d93da17abdd822e48e96e
+  metadata.gz: 8764b1c890efb8ca4d619b84264ba4fcd0a10cdbd6d1fd505da2b733662d329c
+  data.tar.gz: a44447ecf5aec8045ade36f08702f8a134f98d5eff010843ba730902dfd0552e
 SHA512:
-  metadata.gz: 80171748c7786074541ec03a8cb29e375e88cd47ad420f1315f2241b45d067ec7a2fc015e426eee8ff2c020154c592d7dceb3f47c473276fa4ebd2aa0ab1ef64
-  data.tar.gz: 98bbc8f9ee5cf3b879dfd744f97bc27008098d2a5506d16bcbec18151ecfe67386545ad8d5b9bd625dd0d84b3f26fe6672c22e0f36798eb9632ab29cac055ec9
+  metadata.gz: 8a30ada191b9256e197c851ff8c09dd9cfc89c3b72ac28c0c726da288dd925868c944f7f461cd40af55a28499ae7581718e2ef4a471dd36531e312b776c7fca1
+  data.tar.gz: 94d709de117a166321a587cf5db08b2fea8657547fc4a3dd1cf2844c68db4d9fa63d72ed3a2d56f43639c31400831ab611ac6081d545835af2146bfd09f60248

data/.gitignore

@@ -16,3 +16,6 @@ mkmf.log
 .ruby*
 *.gem
 *.env
+/.idea
+/bin
+.rakeTasks

data/.rspec

@@ -0,0 +1 @@
+--require spec_helper

data/.travis.yml

@@ -8,3 +8,13 @@ deploy:
     tags: true
   gem: ibanity
   skip_cleanup: true
+notifications:
+  email: false
+  slack:
+    - rooms:
+      - secure: J06CK+muuVTW1SS1GmhSw7ZVo0vEMFpNWU5B9Cz94h5BZI3rPSxZFSCQG8OTQ/lBIrzPTlQj5JGzYgHpS5QRHGa4s1A1tYrZUfjUUgaZ7SIfoY8AgHH6cKF+jtwYy2z+kOJekBtfNLqfzAx+48QrxdbmBnXTG+r7UXczw0TAB7BMKh8107q7kqgjKiAnpGlXzC6rLWUwdRF/1qvDtYFCjoZ0OpYMnUUK+0/bgwVHxjYRl64DrPD3jC2XoaCTRCMyLbfqb9ZUXKVf27ByAQ/Ikj+qODdSH10vwPARXlbbVhpPfjAax42zC1OwSABdE00iJW1+TuoI69znjWg1d8Ti97raihV98OXMyqHXPKxX/gZp+0MSuYIE9GQWY791ulmQ+GwwkgB6v2LmXGCE8K+eUCc3zkGJWVUzBP+Wu49mDzDAQHBPl/G3u26RqmVQzWhk9ckHQ30cyIPFjz/eaMrda+wgQ6AKzfNq+XVL6hAO+Se28PRPhDu33ZzIKqgpk0dH77LcKPI/Uf1dCT+0oa+pvVx1T0Z93SNp0azh71rx9AOWBMZm7TcOYvMOw9QpVBZkoWy4NQo9PMT0Jo73qAnOTHadr8b5zeDoAu7jnlhCxIpmnrmIh4Dz6n6XF+c+d+C/MAQVQ0rKj7KzTYEsYat0NQ62lgBtHy5/Qmu736MaIVA=
+      if: (tag =~ ^v) AND (branch = master)
+    - rooms:
+      - secure: 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
+      on_success: change
+      on_failure: always

data/CHANGELOG.md

@@ -1,6 +1,28 @@
 # Changelog
 
-## 1.0.1
+## 1.5
+
+* Proper release of previous enhancements
+
+## 1.4
+
+*Don't use this version as it was not properly released !*
+
+## 1.3
+
+### Enhancements
+
+* [Ponto Connect] Add support for the /userinfo and /organizations/{id}/usage endpoints.
+
+## 1.2
+
+### Enhancements
+
+* Default signature algorithm is now ["hs2019"](https://tools.ietf.org/html/draft-cavage-http-signatures-12#appendix-E.2) 
+* Add support for periodic and bulk payments
+* Add snake-case transformation for deeply nested data structures
+
+## 1.1.1
 
 ### Enhancements
 

data/ibanity.gemspec

@@ -19,6 +19,5 @@ Gem::Specification.new do |spec|
   spec.require_paths = ["lib"]
 
   spec.add_dependency "rest-client", ">= 1.8.0"
-  spec.add_development_dependency "rspec", "3.4.0"
-  spec.add_development_dependency "webmock", "1.24.2"
+  spec.add_development_dependency "rspec", "3.9.0"
 end

data/lib/ibanity.rb

@@ -21,6 +21,8 @@ require_relative "ibanity/api/xs2a/payment_initiation_request_authorization"
 require_relative "ibanity/api/xs2a/customer_access_token"
 require_relative "ibanity/api/xs2a/customer"
 require_relative "ibanity/api/xs2a/payment_initiation_request"
+require_relative "ibanity/api/xs2a/bulk_payment_initiation_request"
+require_relative "ibanity/api/xs2a/periodic_payment_initiation_request"
 require_relative "ibanity/api/xs2a/synchronization"
 require_relative "ibanity/api/o_auth_resource"
 require_relative "ibanity/api/isabel_connect/account"
@@ -43,6 +45,10 @@ require_relative "ibanity/api/ponto_connect/synchronization"
 require_relative "ibanity/api/consent/consent"
 require_relative "ibanity/api/consent/processing_operation"
 require_relative "ibanity/api/ponto_connect/payment"
+require_relative "ibanity/api/ponto_connect/user_info"
+require_relative "ibanity/api/ponto_connect/usage"
+require_relative "ibanity/api/ponto_connect/sandbox/financial_institution_account"
+require_relative "ibanity/api/ponto_connect/sandbox/financial_institution_transaction"
 
 module Ibanity
   class << self

data/lib/ibanity/api/base_resource.rb

@@ -92,7 +92,7 @@ module Ibanity
       attributes           = raw["attributes"]    || {}
       meta                 = raw["meta"]          || {}
       params               = base.merge(attributes).merge(meta)
-      Ibanity::Util.underscorize_hash(params)
+      Ibanity::Util.underscorize(params)
     end
 
     def setup_relationships(relationships, customer_access_token = nil)

data/lib/ibanity/api/o_auth_resource.rb

@@ -6,6 +6,12 @@ module Ibanity
       new(raw_item)
     end
 
+    def self.find_by_uri(uri:, customer_access_token: nil, headers: nil)
+      raw_item = Ibanity.client.get(uri: uri, customer_access_token: customer_access_token, headers: headers)
+      raw_item = {} if raw_item == ""
+      new(raw_item)
+    end
+
     def initialize(raw)
       super(raw)
     end

data/lib/ibanity/api/ponto_connect/sandbox/financial_institution_account.rb

@@ -0,0 +1,21 @@
+module Ibanity
+  module PontoConnect
+    module Sandbox
+      class FinancialInstitutionAccount < Ibanity::BaseResource
+        def self.list(access_token:, financial_institution_id:, **query_params)
+          uri = Ibanity.ponto_connect_api_schema["sandbox"]["financialInstitution"]["financialInstitutionAccounts"]
+            .gsub("{financialInstitutionId}", financial_institution_id)
+            .gsub("{financialInstitutionAccountId}", "")
+          list_by_uri(uri: uri, query_params: query_params, customer_access_token: access_token)
+        end
+
+        def self.find(access_token:, id:, financial_institution_id:)
+          uri = Ibanity.ponto_connect_api_schema["sandbox"]["financialInstitution"]["financialInstitutionAccounts"]
+            .gsub("{financialInstitutionId}", financial_institution_id)
+            .gsub("{financialInstitutionAccountId}", id)
+          find_by_uri(uri: uri, customer_access_token: access_token)
+        end
+      end
+    end
+  end
+end

data/lib/ibanity/api/ponto_connect/sandbox/financial_institution_transaction.rb

@@ -0,0 +1,31 @@
+module Ibanity
+  module PontoConnect
+    module Sandbox
+      class FinancialInstitutionTransaction < Ibanity::BaseResource
+        def self.list(access_token:, financial_institution_account_id:, financial_institution_id:, **query_params)
+          uri = Ibanity.ponto_connect_api_schema["sandbox"]["financialInstitution"]["financialInstitutionAccount"]["financialInstitutionTransactions"]
+            .gsub("{financialInstitutionId}", financial_institution_id)
+            .gsub("{financialInstitutionAccountId}", financial_institution_account_id)
+            .gsub("{financialInstitutionTransactionId}", "")
+          list_by_uri(uri: uri, query_params: query_params, customer_access_token: access_token)
+        end
+
+        def self.find(access_token:, id:, financial_institution_id:, financial_institution_account_id:)
+          uri = Ibanity.ponto_connect_api_schema["sandbox"]["financialInstitution"]["financialInstitutionAccount"]["financialInstitutionTransactions"]
+            .gsub("{financialInstitutionId}", financial_institution_id)
+            .gsub("{financialInstitutionAccountId}", financial_institution_account_id)
+            .gsub("{financialInstitutionTransactionId}", id)
+          find_by_uri(uri: uri, customer_access_token: access_token)
+        end
+
+        def self.create(access_token:, financial_institution_id:, financial_institution_account_id:, **attributes)
+          uri = Ibanity.ponto_connect_api_schema["sandbox"]["financialInstitution"]["financialInstitutionAccount"]["financialInstitutionTransactions"]
+            .sub("{financialInstitutionId}", financial_institution_id)
+            .sub("{financialInstitutionAccountId}", financial_institution_account_id)
+            .sub("{financialInstitutionTransactionId}", "")
+          create_by_uri(uri: uri, resource_type: "financialInstitutionTransaction", attributes: attributes, customer_access_token: access_token)
+        end
+      end
+    end
+  end
+end

data/lib/ibanity/api/ponto_connect/token.rb

@@ -2,16 +2,33 @@ module Ibanity
   module PontoConnect
     class Token < Ibanity::OAuthResource
       def self.create(refresh_token: nil, authorization_code: nil, redirect_uri: nil, idempotency_key: nil, code_verifier: nil)
-        uri = Ibanity.ponto_connect_api_schema["oauth2"]["token"]
-        grant_type = refresh_token ? "refresh_token" : "authorization_code"
-        arguments = [
-          ["grant_type", grant_type],
-          ["client_id", Ibanity.client.ponto_connect_client_id]
-        ]
-        arguments << ["code", authorization_code] << ["code_verifier", code_verifier] << ["redirect_uri", redirect_uri] if authorization_code
-        arguments << ["refresh_token", refresh_token] if refresh_token
-        payload = URI.encode_www_form(arguments)
-        create_by_uri(uri: uri, payload: payload, idempotency_key: idempotency_key, headers: self.headers)
+        arguments =
+          if refresh_token
+            [
+              ["grant_type", "refresh_token"],
+              ["client_id", Ibanity.client.ponto_connect_client_id],
+              ["refresh_token", refresh_token]
+            ]
+          elsif authorization_code
+            [
+              ["grant_type", "authorization_code"],
+              ["client_id", Ibanity.client.ponto_connect_client_id],
+              ["code", authorization_code],
+              ["code_verifier", code_verifier],
+              ["redirect_uri", redirect_uri]
+            ]
+          else
+            [
+              ["grant_type", "client_credentials"]
+            ]
+          end
+
+        create_by_uri(
+          uri: Ibanity.ponto_connect_api_schema["oauth2"]["token"],
+          payload: URI.encode_www_form(arguments),
+          idempotency_key: idempotency_key,
+          headers: self.headers
+        )
       end
 
       def self.delete(refresh_token:)

data/lib/ibanity/api/ponto_connect/usage.rb

@@ -0,0 +1,10 @@
+module Ibanity
+  module PontoConnect
+    class Usage < Ibanity::BaseResource
+      def self.find(client_access_token:, organization_id:, month:)
+        uri = Ibanity.ponto_connect_api_schema["organizations"]["usage"].sub("{organizationId}", organization_id).sub("{month}", month)
+        find_by_uri(uri: uri, customer_access_token: client_access_token)
+      end
+    end
+  end
+end

data/lib/ibanity/api/ponto_connect/user_info.rb

@@ -0,0 +1,10 @@
+module Ibanity
+  module PontoConnect
+    class UserInfo < Ibanity::OAuthResource
+      def self.find(access_token:)
+        uri = Ibanity.ponto_connect_api_schema["userinfo"]
+        find_by_uri(uri: uri, customer_access_token: access_token)
+      end
+    end
+  end
+end

data/lib/ibanity/api/xs2a/bulk_payment_initiation_request.rb

@@ -0,0 +1,33 @@
+module Ibanity
+  module Xs2a
+    class BulkPaymentInitiationRequest < Ibanity::BaseResource
+      def self.create_for_financial_institution(financial_institution_id:, customer_access_token:, idempotency_key: nil, **attributes)
+        path = Ibanity.xs2a_api_schema["customer"]["financialInstitution"]["bulkPaymentInitiationRequests"]
+          .gsub("{financialInstitutionId}", financial_institution_id)
+          .sub("{paymentInitiationRequestId}", "")
+        uri = Ibanity.client.build_uri(path)
+        create_by_uri(
+          uri: uri,
+          resource_type: "bulkPaymentInitiationRequest",
+          attributes: attributes,
+          customer_access_token: customer_access_token,
+          idempotency_key: idempotency_key
+        )
+      end
+
+      def self.find(id:, financial_institution_id:, customer_access_token:)
+        uri = Ibanity.xs2a_api_schema["customer"]["financialInstitution"]["bulkPaymentInitiationRequests"]
+          .gsub("{financialInstitutionId}", financial_institution_id)
+          .sub("{paymentInitiationRequestId}", id)
+        find_by_uri(uri: uri, customer_access_token: customer_access_token)
+      end
+
+      def self.delete(id:, financial_institution_id:, customer_access_token:)
+        uri = Ibanity.xs2a_api_schema["customer"]["financialInstitution"]["bulkPaymentInitiationRequests"]
+          .gsub("{financialInstitutionId}", financial_institution_id)
+          .sub("{paymentInitiationRequestId}", id)
+        destroy_by_uri(uri: uri, customer_access_token: customer_access_token)
+      end
+    end
+  end
+end

data/lib/ibanity/api/xs2a/periodic_payment_initiation_request.rb

@@ -0,0 +1,33 @@
+module Ibanity
+  module Xs2a
+    class PeriodicPaymentInitiationRequest < Ibanity::BaseResource
+      def self.create_for_financial_institution(financial_institution_id:, customer_access_token:, idempotency_key: nil, **attributes)
+        path = Ibanity.xs2a_api_schema["customer"]["financialInstitution"]["periodicPaymentInitiationRequests"]
+          .gsub("{financialInstitutionId}", financial_institution_id)
+          .sub("{paymentInitiationRequestId}", "")
+        uri = Ibanity.client.build_uri(path)
+        create_by_uri(
+          uri: uri,
+          resource_type: "periodicPaymentInitiationRequest",
+          attributes: attributes,
+          customer_access_token: customer_access_token,
+          idempotency_key: idempotency_key
+        )
+      end
+
+      def self.find(id:, financial_institution_id:, customer_access_token:)
+        uri = Ibanity.xs2a_api_schema["customer"]["financialInstitution"]["periodicPaymentInitiationRequests"]
+          .gsub("{financialInstitutionId}", financial_institution_id)
+          .sub("{paymentInitiationRequestId}", id)
+        find_by_uri(uri: uri, customer_access_token: customer_access_token)
+      end
+
+      def self.delete(id:, financial_institution_id:, customer_access_token:)
+        uri = Ibanity.xs2a_api_schema["customer"]["financialInstitution"]["periodicPaymentInitiationRequests"]
+          .gsub("{financialInstitutionId}", financial_institution_id)
+          .sub("{paymentInitiationRequestId}", id)
+        destroy_by_uri(uri: uri, customer_access_token: customer_access_token)
+      end
+    end
+  end
+end

data/lib/ibanity/http_signature.rb

@@ -2,6 +2,9 @@ require "base64"
 
 module Ibanity
   class HttpSignature
+    PSS_DIGEST_ALGORITHM = "SHA256"
+    SIGNATURE_ALGORITHM  = "hs2019"
+
     def initialize(certificate:, certificate_id:, key:, method:, uri:, query_params:, headers:, payload:)
       @certificate    = certificate
       @certificate_id = certificate_id
@@ -13,6 +16,21 @@ module Ibanity
       @query_params   = query_params
     end
 
+    def signature_headers
+      {
+        "Digest"    => payload_digest,
+        "Signature" => [
+          %(keyId="#{@certificate_id}"),
+          %(created="#{date}"),
+          %(algorithm="#{SIGNATURE_ALGORITHM}"),
+          %(headers="#{headers_to_sign.join(" ")}"),
+          %(signature="#{base64_signature}"),
+        ].join(",")
+      }
+    end
+
+    private
+
     def payload_digest
       digest         = OpenSSL::Digest::SHA512.new
       string_payload = @payload.nil? ? "" : @payload
@@ -21,12 +39,8 @@ module Ibanity
       "SHA-512=#{base64}"
     end
 
-    def signature_algorithm
-      @certificate.signature_algorithm.match("sha256") ? "rsa-sha256" : "rsa-sha512"
-    end
-
     def headers_to_sign
-      result = ["(request-target)", "host", "digest", "date"]
+      result = ["(request-target)", "host", "digest", "(created)"]
       result << "authorization" unless @headers["Authorization"].nil?
       @headers.keys.each do |header|
         result << header.to_s.downcase if header.to_s.match(/ibanity/i)
@@ -35,13 +49,12 @@ module Ibanity
     end
 
     def request_target
-      @uri.query = URI.encode_www_form(URI.decode_www_form(@uri.query.to_s).concat(@query_params.to_a)) if @query_params&.keys&.any?
+      @uri.query = RestClient::Utils.encode_query_string(@query_params) if @query_params&.keys&.any?
       "#{@method} #{@uri.request_uri}"
     end
 
     def base64_signature
-      digest = signature_algorithm == "rsa-sha256" ?  OpenSSL::Digest::SHA256.new :  OpenSSL::Digest::SHA512.new
-      signature = @key.sign(digest, signing_string)
+      signature = @key.sign_pss(PSS_DIGEST_ALGORITHM, signing_string, salt_length: :digest, mgf1_hash: PSS_DIGEST_ALGORITHM)
       Base64.urlsafe_encode64(signature)
     end
 
@@ -50,13 +63,13 @@ module Ibanity
     end
 
     def date
-      @date ||= Time.now.utc.iso8601
+      @date ||= Time.now.to_i
     end
 
     def signing_string
       result = []
       headers_to_sign.each do |header_to_sign|
-        value   = header_value(header_to_sign)
+        value = header_value(header_to_sign)
         result << "#{header_to_sign}: #{value}"
       end
       result.join("\n")
@@ -70,20 +83,12 @@ module Ibanity
         host
       when "digest"
         payload_digest
-      when "date"
+      when "(created)"
         date
       else
         camelized_header = header.split("-").collect(&:capitalize).join("-")
         @headers[camelized_header]
       end
     end
-
-    def signature_headers
-      {
-        "Date"      => date,
-        "Digest"    => payload_digest,
-        "Signature" => "keyId=\"#{@certificate_id}\" algorithm=\"#{signature_algorithm}\" headers=\"#{headers_to_sign.join(" ")}\" signature=\"#{base64_signature}\""
-      }
-    end
   end
 end

data/lib/ibanity/util.rb

@@ -1,9 +1,16 @@
 module Ibanity
   module Util
-    def self.underscorize_hash(attributes)
-      attributes.keys.reduce({}) do |result, key|
-        result[underscore(key)] = attributes[key]
-        result
+    def self.underscorize(obj)
+      case obj
+      when Array
+        obj.map { |e| underscorize(e) }
+      when Hash
+        obj.keys.reduce({}) do |result, key|
+          result[underscore(key)] = underscorize(obj[key])
+          result
+        end
+      else
+        obj
       end
     end
 

data/lib/ibanity/version.rb

@@ -1,3 +1,3 @@
 module Ibanity
-  VERSION = "1.0.1"
+  VERSION = "1.5.0"
 end

data/spec/lib/ibanity/http_signature_spec.rb

@@ -0,0 +1,39 @@
+require "ibanity/http_signature"
+
+RSpec.describe Ibanity::HttpSignature do
+
+  describe ".signature_headers" do
+    let(:signature) do
+      Ibanity::HttpSignature.new(
+        certificate: CryptoHelper.load_certificate("test"),
+        certificate_id: "ec0c29ef-3b39-4b6f-93ff-866bed032399",
+        key: CryptoHelper.load_private_key("test"),
+        method: "post",
+        uri: "https://api.ibanity.com/xs2a/customer-access-tokens",
+        headers: {"ibanity-idempotency-key" => "cf17b515-5f6f-4213-a8fe-e4cd40653d00"},
+        payload: "{\"foo\": \"bar\"}",
+        query_params: {}
+      )
+    end
+
+    let(:parts_regex) do
+      /keyId="(?<keyId>.*)",\s?created="(?<created>.*)?",?\s?algorithm="(?<algorithm>.*)",\s?headers="(?<headers>.*)",?\s?signature="(?<signature>.*)"/
+    end
+
+    let(:signature_parts) do
+      signature.signature_headers["Signature"].match(parts_regex).named_captures
+    end
+
+    ["Digest", "Signature"].each do |header|
+      it "contains the '#{header}' header" do
+        expect(signature.signature_headers).to include(header)
+      end
+    end
+
+    ["keyId", "algorithm", "headers", "signature", "created"].each do |part|
+      it "has a signature containing the part '#{part}'" do
+        expect(signature_parts).to include(part)
+      end
+    end
+  end
+end

data/spec/lib/ibanity/util_spec.rb

@@ -0,0 +1,89 @@
+require 'ibanity/util'
+
+RSpec.describe Ibanity::Util do
+  describe ".underscorize" do
+    it "transforms all keys to snake_case" do
+      hash = {
+        "currency" => "EUR",
+        "amount" => 1,
+        "debtorName" => "Sophie Schowalter",
+        "debtorAccountReference" => "BE59823362319793",
+      }
+
+      expected = {
+        "currency" => "EUR",
+        "amount" => 1,
+        "debtor_name" => "Sophie Schowalter",
+        "debtor_account_reference" => "BE59823362319793",
+      }
+
+      expect(Ibanity::Util.underscorize(hash)).to eq(expected)
+    end
+
+    it "processes hashes recursively" do
+      hash = {
+        "currency" => "EUR",
+        "amount" => 1,
+        "debtorName" => "Sophie Schowalter",
+        "details" => {
+          "debtorAccountReference" => "BE59823362319793"
+        }
+      }
+
+      expected = {
+        "currency" => "EUR",
+        "amount" => 1,
+        "debtor_name" => "Sophie Schowalter",
+        "details" => {
+          "debtor_account_reference" => "BE59823362319793"
+        }
+      }
+
+      expect(Ibanity::Util.underscorize(hash)).to eq(expected)
+    end
+
+    it "processes each array element" do
+      hash = {
+        "currency" => "EUR",
+        "amount" => 1,
+        "debtorName" => "Sophie Schowalter",
+        "details" => [
+          {"debtorAccountReference" => "BE59823362319793"}
+        ]
+      }
+
+      expected = {
+        "currency" => "EUR",
+        "amount" => 1,
+        "debtor_name" => "Sophie Schowalter",
+        "details" => [
+          {"debtor_account_reference" => "BE59823362319793"}
+        ]
+      }
+
+      expect(Ibanity::Util.underscorize(hash)).to eq(expected)
+    end
+
+    it "leaves arrays elements untouched if they are not themselves hashes or arrays" do
+      hash = {
+        "currency" => "EUR",
+        "amount" => 1,
+        "debtorName" => "Sophie Schowalter",
+        "details" => [
+          "BE59823362319793"
+        ]
+      }
+
+      expected = {
+        "currency" => "EUR",
+        "amount" => 1,
+        "debtor_name" => "Sophie Schowalter",
+        "details" => [
+          "BE59823362319793"
+        ]
+      }
+
+      expect(Ibanity::Util.underscorize(hash)).to eq(expected)
+    end
+  end
+end

data/spec/spec_helper.rb

@@ -0,0 +1,102 @@
+# This file was generated by the `rspec --init` command. Conventionally, all
+# specs live under a `spec` directory, which RSpec adds to the `$LOAD_PATH`.
+# The generated `.rspec` file contains `--require spec_helper` which will cause
+# this file to always be loaded, without a need to explicitly require it in any
+# files.
+#
+# Given that it is always loaded, you are encouraged to keep this file as
+# light-weight as possible. Requiring heavyweight dependencies from this file
+# will add to the boot time of your test suite on EVERY test run, even for an
+# individual file that may not need all of that loaded. Instead, consider making
+# a separate helper file that requires the additional dependencies and performs
+# the additional setup, and require it from the spec files that actually need
+# it.
+#
+# See http://rubydoc.info/gems/rspec-core/RSpec/Core/Configuration
+Dir["#{File.dirname(__FILE__)}/support/**/*.rb"].each { |f| require f }
+
+RSpec.configure do |config|
+  # rspec-expectations config goes here. You can use an alternate
+  # assertion/expectation library such as wrong or the stdlib/minitest
+  # assertions if you prefer.
+  config.expect_with :rspec do |expectations|
+    # This option will default to `true` in RSpec 4. It makes the `description`
+    # and `failure_message` of custom matchers include text for helper methods
+    # defined using `chain`, e.g.:
+    #     be_bigger_than(2).and_smaller_than(4).description
+    #     # => "be bigger than 2 and smaller than 4"
+    # ...rather than:
+    #     # => "be bigger than 2"
+    expectations.include_chain_clauses_in_custom_matcher_descriptions = true
+  end
+
+  # rspec-mocks config goes here. You can use an alternate test double
+  # library (such as bogus or mocha) by changing the `mock_with` option here.
+  config.mock_with :rspec do |mocks|
+    # Prevents you from mocking or stubbing a method that does not exist on
+    # a real object. This is generally recommended, and will default to
+    # `true` in RSpec 4.
+    mocks.verify_partial_doubles = true
+  end
+
+  # This option will default to `:apply_to_host_groups` in RSpec 4 (and will
+  # have no way to turn it off -- the option exists only for backwards
+  # compatibility in RSpec 3). It causes shared context metadata to be
+  # inherited by the metadata hash of host groups and examples, rather than
+  # triggering implicit auto-inclusion in groups with matching metadata.
+  config.shared_context_metadata_behavior = :apply_to_host_groups
+
+# The settings below are suggested to provide a good initial experience
+# with RSpec, but feel free to customize to your heart's content.
+=begin
+  # This allows you to limit a spec run to individual examples or groups
+  # you care about by tagging them with `:focus` metadata. When nothing
+  # is tagged with `:focus`, all examples get run. RSpec also provides
+  # aliases for `it`, `describe`, and `context` that include `:focus`
+  # metadata: `fit`, `fdescribe` and `fcontext`, respectively.
+  config.filter_run_when_matching :focus
+
+  # Allows RSpec to persist some state between runs in order to support
+  # the `--only-failures` and `--next-failure` CLI options. We recommend
+  # you configure your source control system to ignore this file.
+  config.example_status_persistence_file_path = "spec/examples.txt"
+
+  # Limits the available syntax to the non-monkey patched syntax that is
+  # recommended. For more details, see:
+  #   - http://rspec.info/blog/2012/06/rspecs-new-expectation-syntax/
+  #   - http://www.teaisaweso.me/blog/2013/05/27/rspecs-new-message-expectation-syntax/
+  #   - http://rspec.info/blog/2014/05/notable-changes-in-rspec-3/#zero-monkey-patching-mode
+  config.disable_monkey_patching!
+
+  # This setting enables warnings. It's recommended, but in some cases may
+  # be too noisy due to issues in dependencies.
+  config.warnings = true
+
+  # Many RSpec users commonly either run the entire suite or an individual
+  # file, and it's useful to allow more verbose output when running an
+  # individual spec file.
+  if config.files_to_run.one?
+    # Use the documentation formatter for detailed output,
+    # unless a formatter has already been configured
+    # (e.g. via a command-line flag).
+    config.default_formatter = "doc"
+  end
+
+  # Print the 10 slowest examples and example groups at the
+  # end of the spec run, to help surface which specs are running
+  # particularly slow.
+  config.profile_examples = 10
+
+  # Run specs in random order to surface order dependencies. If you find an
+  # order dependency and want to debug it, you can fix the order by providing
+  # the seed, which is printed after each run.
+  #     --seed 1234
+  config.order = :random
+
+  # Seed global randomization in this process using the `--seed` CLI option.
+  # Setting this allows you to use `--seed` to deterministically reproduce
+  # test failures related to randomization by passing the same `--seed` value
+  # as the one that triggered the failure.
+  Kernel.srand config.seed
+=end
+end

data/spec/support/crypto_helper.rb

@@ -0,0 +1,21 @@
+require "pathname"
+require "openssl"
+
+module CryptoHelper
+  FIXTURE_DIRECTORY = Pathname.getwd().join("spec", "support", "fixtures", "signature")
+
+  def self.load_certificate(name)
+    pem = File.read(FIXTURE_DIRECTORY.join("#{name}-certificate.pem"))
+    ::OpenSSL::X509::Certificate.new(pem)
+  end
+
+  def self.load_public_key(name)
+    pem = File.read(FIXTURE_DIRECTORY.join("#{name}-public_key.pem"))
+    ::OpenSSL::PKey::RSA.new(pem)
+  end
+
+  def self.load_private_key(name)
+    pem = File.read(FIXTURE_DIRECTORY.join("#{name}-private_key.pem"))
+    ::OpenSSL::PKey::RSA.new(pem)
+  end
+end

data/spec/support/fixtures/signature/test-certificate.pem

@@ -0,0 +1,21 @@
+-----BEGIN CERTIFICATE-----
+MIIDdjCCAl4CCQCxpvuEfl5slTANBgkqhkiG9w0BAQsFADB9MQswCQYDVQQGEwJC
+RTERMA8GA1UECAwIQnJ1c3NlbHMxETAPBgNVBAcMCEJydXNzZWxzMRAwDgYDVQQK
+DAdJYmFuaXR5MRMwEQYDVQQDDAppYmFuaXR5LmJlMSEwHwYJKoZIhvcNAQkBFhJj
+b21wYW55QGliYW5pdHkuYmUwHhcNMTkwNjI3MTE1NjAyWhcNMjkwNjI0MTE1NjAy
+WjB9MQswCQYDVQQGEwJCRTERMA8GA1UECAwIQnJ1c3NlbHMxETAPBgNVBAcMCEJy
+dXNzZWxzMRAwDgYDVQQKDAdJYmFuaXR5MRMwEQYDVQQDDAppYmFuaXR5LmJlMSEw
+HwYJKoZIhvcNAQkBFhJjb21wYW55QGliYW5pdHkuYmUwggEiMA0GCSqGSIb3DQEB
+AQUAA4IBDwAwggEKAoIBAQDcaDiqP4EkTYXzDqCLZGiEEQnx0iazY/f3IMZNnYVf
+BDSLl3m2x1+3ch4Pe/E35Aag1webnvDh/VVRch0+n4KV/4Toe0Oq9VP6xKqOXYtZ
+ZAVWXzs1TjdT/dk+rRXa+wnyq2KklPJ0aowzAyr3EzivW1v19uhWdqguhPEPopr/
+2sue3vloZrigamOov29iFkiFLtSqAyEZI7x48w/3X2nkZ1UivYxBRrLnulVMUJDZ
+zvydu3stlu6mSlaQ3Mpdgzyz4V41NImzNeJnW1F6riwd6hud9xokDZSvredC/XhM
+byl0LdrKABzyHnOFSBlIkIHDeQUPa9YKBESRMtOVmyrvAgMBAAEwDQYJKoZIhvcN
+AQELBQADggEBAKMwFzfoXXxasB/6ZlnAMy7aWmb8xp55E6aZZoZXhoHHA03z+Jj2
+cVy/PMgNDOk5MLf4ddpj7iVf42iLAGpgqo0oQjE11UCwYBBDIQ3vjR+MctoN2B+L
+Qpx7OGDoqSnVucVTS9KmWbJM3PAfbeexSRfqRJ3Jn2DvQDx1k32L//KtP1FRMtku
+Dqoizz7NSLjrmIkXLAuepKdfDSVKnLHD1fB6gKvDNPBNivlFqceZe0XoXdlGwZcC
+7aTdzYzZNCbg1w1bTxv7dom3ubAM1DPKUEA3afW25691ZsBf9W52hb/tOlVOw78j
++gUJtiEKTkcfmrfCgPDrcDjsm+iaQclAhK4=
+-----END CERTIFICATE-----

data/spec/support/fixtures/signature/test-private_key.pem

@@ -0,0 +1,28 @@
+-----BEGIN PRIVATE KEY-----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+-----END PRIVATE KEY-----

data/spec/support/fixtures/signature/test-public_key.pem

@@ -0,0 +1,9 @@
+-----BEGIN PUBLIC KEY-----
+MIIBIjANBgkqhkiG9w0BAQEFAAOCAQ8AMIIBCgKCAQEA3Gg4qj+BJE2F8w6gi2Ro
+hBEJ8dIms2P39yDGTZ2FXwQ0i5d5tsdft3IeD3vxN+QGoNcHm57w4f1VUXIdPp+C
+lf+E6HtDqvVT+sSqjl2LWWQFVl87NU43U/3ZPq0V2vsJ8qtipJTydGqMMwMq9xM4
+r1tb9fboVnaoLoTxD6Ka/9rLnt75aGa4oGpjqL9vYhZIhS7UqgMhGSO8ePMP919p
+5GdVIr2MQUay57pVTFCQ2c78nbt7LZbupkpWkNzKXYM8s+FeNTSJszXiZ1tReq4s
+HeobnfcaJA2Ur63nQv14TG8pdC3aygAc8h5zhUgZSJCBw3kFD2vWCgREkTLTlZsq
+7wIDAQAB
+-----END PUBLIC KEY-----

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: ibanity
 version: !ruby/object:Gem::Version
-  version: 1.0.1
+  version: 1.5.0
 platform: ruby
 authors:
 - Ibanity
 autorequire: 
 bindir: bin
 cert_chain: []
-date: 2020-04-30 00:00:00.000000000 Z
+date: 2020-10-21 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: rest-client
@@ -30,28 +30,14 @@ dependencies:
     requirements:
     - - '='
       - !ruby/object:Gem::Version
-        version: 3.4.0
+        version: 3.9.0
   type: :development
   prerelease: false
   version_requirements: !ruby/object:Gem::Requirement
     requirements:
     - - '='
       - !ruby/object:Gem::Version
-        version: 3.4.0
-- !ruby/object:Gem::Dependency
-  name: webmock
-  requirement: !ruby/object:Gem::Requirement
-    requirements:
-    - - '='
-      - !ruby/object:Gem::Version
-        version: 1.24.2
-  type: :development
-  prerelease: false
-  version_requirements: !ruby/object:Gem::Requirement
-    requirements:
-    - - '='
-      - !ruby/object:Gem::Version
-        version: 1.24.2
+        version: 3.9.0
 description: A Ruby wrapper for the Ibanity API.
 email:
 - info@ibanity.com
@@ -61,6 +47,7 @@ extra_rdoc_files: []
 files:
 - ".gitignore"
 - ".gitkeep"
+- ".rspec"
 - ".travis.yml"
 - CHANGELOG.md
 - Gemfile
@@ -84,9 +71,13 @@ files:
 - lib/ibanity/api/ponto_connect/account.rb
 - lib/ibanity/api/ponto_connect/financial_institution.rb
 - lib/ibanity/api/ponto_connect/payment.rb
+- lib/ibanity/api/ponto_connect/sandbox/financial_institution_account.rb
+- lib/ibanity/api/ponto_connect/sandbox/financial_institution_transaction.rb
 - lib/ibanity/api/ponto_connect/synchronization.rb
 - lib/ibanity/api/ponto_connect/token.rb
 - lib/ibanity/api/ponto_connect/transaction.rb
+- lib/ibanity/api/ponto_connect/usage.rb
+- lib/ibanity/api/ponto_connect/user_info.rb
 - lib/ibanity/api/sandbox/financial_institution_account.rb
 - lib/ibanity/api/sandbox/financial_institution_holding.rb
 - lib/ibanity/api/sandbox/financial_institution_transaction.rb
@@ -94,12 +85,14 @@ files:
 - lib/ibanity/api/xs2a/account.rb
 - lib/ibanity/api/xs2a/account_information_access_request.rb
 - lib/ibanity/api/xs2a/account_information_access_request_authorization.rb
+- lib/ibanity/api/xs2a/bulk_payment_initiation_request.rb
 - lib/ibanity/api/xs2a/customer.rb
 - lib/ibanity/api/xs2a/customer_access_token.rb
 - lib/ibanity/api/xs2a/financial_institution.rb
 - lib/ibanity/api/xs2a/holding.rb
 - lib/ibanity/api/xs2a/payment_initiation_request.rb
 - lib/ibanity/api/xs2a/payment_initiation_request_authorization.rb
+- lib/ibanity/api/xs2a/periodic_payment_initiation_request.rb
 - lib/ibanity/api/xs2a/synchronization.rb
 - lib/ibanity/api/xs2a/transaction.rb
 - lib/ibanity/client.rb
@@ -108,6 +101,13 @@ files:
 - lib/ibanity/http_signature.rb
 - lib/ibanity/util.rb
 - lib/ibanity/version.rb
+- spec/lib/ibanity/http_signature_spec.rb
+- spec/lib/ibanity/util_spec.rb
+- spec/spec_helper.rb
+- spec/support/crypto_helper.rb
+- spec/support/fixtures/signature/test-certificate.pem
+- spec/support/fixtures/signature/test-private_key.pem
+- spec/support/fixtures/signature/test-public_key.pem
 homepage: https://documentation.ibanity.com/api/ruby
 licenses:
 - MIT
@@ -127,9 +127,15 @@ required_rubygems_version: !ruby/object:Gem::Requirement
     - !ruby/object:Gem::Version
       version: '0'
 requirements: []
-rubyforge_project: 
-rubygems_version: 2.7.7
+rubygems_version: 3.0.8
 signing_key: 
 specification_version: 4
 summary: Ibanity Ruby Client
-test_files: []
+test_files:
+- spec/lib/ibanity/http_signature_spec.rb
+- spec/lib/ibanity/util_spec.rb
+- spec/spec_helper.rb
+- spec/support/crypto_helper.rb
+- spec/support/fixtures/signature/test-certificate.pem
+- spec/support/fixtures/signature/test-private_key.pem
+- spec/support/fixtures/signature/test-public_key.pem