hps 2.2.5 → 2.4.0

checksums.yaml

@@ -1,7 +1,7 @@
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-SHA1:
-  metadata.gz: 76db4e4f82ebe0a3399a498fc68055353cf82a7f
-  data.tar.gz: e61ba75e59c12b39e293faf121c4852895f38895
+SHA256:
+  metadata.gz: b55fd79529b2ecd012c6eec5c0929716907da1512c04bc721b4b310ea843f192
+  data.tar.gz: 21757e64f55614bb7b6345253cdb6e84d9e9dcf2bc088ead0d6acd7d8b3f9390
 SHA512:
-  metadata.gz: 59b397a58ee800edac5b043b0f6208120e45a4f539674b816a21b5b46cc8bbfd495ee86e146b32e502b09dae6c27ca3affd4a50c022901cf86a2b07997a100b7
-  data.tar.gz: 789fdfd04c540a00cb620749419c2632527f25b4f8d89216ebee189209c4daf2a90269370da5efa9d9b40d9094b74d8bba69a57ecf725fe8b0a8ceff6267f23f
+  metadata.gz: be56f3bc438bafb038222b18fdb8fb6d83e1580379ff4c87eedf19875939190429386e6e269f673f94b71d0ce91b5798a004d84fe3ea7c9d8b983288496af7ae
+  data.tar.gz: 12d7b307280987cd47a432c022261a1ff05d4aaebcdf0d1c57e8ba4e505f84d01e1d2b2d5c3d855f7f3242705ba37aca48c961e757189fc9d1d98680895956d4

data/Gemfile

@@ -1,4 +1,4 @@
-source 'https://rubygems.org'
-
-# Specify your gem's dependencies in hps.gemspec
-gemspec
+source 'https://rubygems.org'
+
+# Specify your gem's dependencies in hps.gemspec
+gemspec

data/Gemfile.lock

@@ -0,0 +1,59 @@
+PATH
+  remote: .
+  specs:
+    hps (2.4.0)
+      activesupport (>= 2.3.14, <= 7.1.3)
+      builder (>= 2.1.2, < 4.0.0)
+      rexml (~> 3.2, >= 3.2.4)
+
+GEM
+  remote: https://rubygems.org/
+  specs:
+    activesupport (7.0.1)
+      concurrent-ruby (~> 1.0, >= 1.0.2)
+      i18n (>= 1.6, < 2)
+      minitest (>= 5.1)
+      tzinfo (~> 2.0)
+    builder (3.2.4)
+    coderay (1.1.3)
+    concurrent-ruby (1.2.3)
+    diff-lcs (1.5.1)
+    i18n (1.14.1)
+      concurrent-ruby (~> 1.0)
+    method_source (1.0.0)
+    minitest (5.22.2)
+    pry (0.14.2)
+      coderay (~> 1.1)
+      method_source (~> 1.0)
+    rake (13.1.0)
+    rexml (3.2.6)
+    rspec (3.13.0)
+      rspec-core (~> 3.13.0)
+      rspec-expectations (~> 3.13.0)
+      rspec-mocks (~> 3.13.0)
+    rspec-core (3.13.0)
+      rspec-support (~> 3.13.0)
+    rspec-expectations (3.13.0)
+      diff-lcs (>= 1.2.0, < 2.0)
+      rspec-support (~> 3.13.0)
+    rspec-mocks (3.13.0)
+      diff-lcs (>= 1.2.0, < 2.0)
+      rspec-support (~> 3.13.0)
+    rspec-support (3.13.0)
+    tzinfo (2.0.6)
+      concurrent-ruby (~> 1.0)
+
+PLATFORMS
+  arm64-darwin-23
+  ruby
+  x64-mingw-ucrt
+
+DEPENDENCIES
+  bundler (~> 2.5.6)
+  hps!
+  pry
+  rake
+  rspec
+
+BUNDLED WITH
+   2.5.6

data/LICENSE.md

@@ -0,0 +1,264 @@
+The GNU General Public License, Version 2, June 1991 (GPLv2)
+============================================================
+
+> Copyright (C) 1989, 1991 Free Software Foundation, Inc.
+> 51 Franklin Street, Fifth Floor, Boston, MA  02110-1301, USA
+
+Everyone is permitted to copy and distribute verbatim copies of this license
+document, but changing it is not allowed.
+
+
+Preamble
+--------
+
+The licenses for most software are designed to take away your freedom to share
+and change it. By contrast, the GNU General Public License is intended to
+guarantee your freedom to share and change free software--to make sure the
+software is free for all its users. This General Public License applies to most
+of the Free Software Foundation's software and to any other program whose
+authors commit to using it. (Some other Free Software Foundation software is
+covered by the GNU Library General Public License instead.) You can apply it to
+your programs, too.
+
+When we speak of free software, we are referring to freedom, not price. Our
+General Public Licenses are designed to make sure that you have the freedom to
+distribute copies of free software (and charge for this service if you wish),
+that you receive source code or can get it if you want it, that you can change
+the software or use pieces of it in new free programs; and that you know you can
+do these things.
+
+To protect your rights, we need to make restrictions that forbid anyone to deny
+you these rights or to ask you to surrender the rights. These restrictions
+translate to certain responsibilities for you if you distribute copies of the
+software, or if you modify it.
+
+For example, if you distribute copies of such a program, whether gratis or for a
+fee, you must give the recipients all the rights that you have. You must make
+sure that they, too, receive or can get the source code. And you must show them
+these terms so they know their rights.
+
+We protect your rights with two steps: (1) copyright the software, and (2) offer
+you this license which gives you legal permission to copy, distribute and/or
+modify the software.
+
+Also, for each author's protection and ours, we want to make certain that
+everyone understands that there is no warranty for this free software. If the
+software is modified by someone else and passed on, we want its recipients to
+know that what they have is not the original, so that any problems introduced by
+others will not reflect on the original authors' reputations.
+
+Finally, any free program is threatened constantly by software patents. We wish
+to avoid the danger that redistributors of a free program will individually
+obtain patent licenses, in effect making the program proprietary. To prevent
+this, we have made it clear that any patent must be licensed for everyone's free
+use or not licensed at all.
+
+The precise terms and conditions for copying, distribution and modification
+follow.
+
+
+Terms And Conditions For Copying, Distribution And Modification
+---------------------------------------------------------------
+
+**0.** This License applies to any program or other work which contains a notice
+placed by the copyright holder saying it may be distributed under the terms of
+this General Public License. The "Program", below, refers to any such program or
+work, and a "work based on the Program" means either the Program or any
+derivative work under copyright law: that is to say, a work containing the
+Program or a portion of it, either verbatim or with modifications and/or
+translated into another language. (Hereinafter, translation is included without
+limitation in the term "modification".) Each licensee is addressed as "you".
+
+Activities other than copying, distribution and modification are not covered by
+this License; they are outside its scope. The act of running the Program is not
+restricted, and the output from the Program is covered only if its contents
+constitute a work based on the Program (independent of having been made by
+running the Program). Whether that is true depends on what the Program does.
+
+**1.** You may copy and distribute verbatim copies of the Program's source code
+as you receive it, in any medium, provided that you conspicuously and
+appropriately publish on each copy an appropriate copyright notice and
+disclaimer of warranty; keep intact all the notices that refer to this License
+and to the absence of any warranty; and give any other recipients of the Program
+a copy of this License along with the Program.
+
+You may charge a fee for the physical act of transferring a copy, and you may at
+your option offer warranty protection in exchange for a fee.
+
+**2.** You may modify your copy or copies of the Program or any portion of it,
+thus forming a work based on the Program, and copy and distribute such
+modifications or work under the terms of Section 1 above, provided that you also
+meet all of these conditions:
+
+*   **a)** You must cause the modified files to carry prominent notices stating
+    that you changed the files and the date of any change.
+
+*   **b)** You must cause any work that you distribute or publish, that in whole
+    or in part contains or is derived from the Program or any part thereof, to
+    be licensed as a whole at no charge to all third parties under the terms of
+    this License.
+
+*   **c)** If the modified program normally reads commands interactively when
+    run, you must cause it, when started running for such interactive use in the
+    most ordinary way, to print or display an announcement including an
+    appropriate copyright notice and a notice that there is no warranty (or
+    else, saying that you provide a warranty) and that users may redistribute
+    the program under these conditions, and telling the user how to view a copy
+    of this License. (Exception: if the Program itself is interactive but does
+    not normally print such an announcement, your work based on the Program is
+    not required to print an announcement.)
+
+These requirements apply to the modified work as a whole. If identifiable
+sections of that work are not derived from the Program, and can be reasonably
+considered independent and separate works in themselves, then this License, and
+its terms, do not apply to those sections when you distribute them as separate
+works. But when you distribute the same sections as part of a whole which is a
+work based on the Program, the distribution of the whole must be on the terms of
+this License, whose permissions for other licensees extend to the entire whole,
+and thus to each and every part regardless of who wrote it.
+
+Thus, it is not the intent of this section to claim rights or contest your
+rights to work written entirely by you; rather, the intent is to exercise the
+right to control the distribution of derivative or collective works based on the
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+
+In addition, mere aggregation of another work not based on the Program with the
+Program (or with a work based on the Program) on a volume of a storage or
+distribution medium does not bring the other work under the scope of this
+License.
+
+**3.** You may copy and distribute the Program (or a work based on it, under
+Section 2) in object code or executable form under the terms of Sections 1 and 2
+above provided that you also do one of the following:
+
+*   **a)** Accompany it with the complete corresponding machine-readable source
+    code, which must be distributed under the terms of Sections 1 and 2 above on
+    a medium customarily used for software interchange; or,
+
+*   **b)** Accompany it with a written offer, valid for at least three years, to
+    give any third party, for a charge no more than your cost of physically
+    performing source distribution, a complete machine-readable copy of the
+    corresponding source code, to be distributed under the terms of Sections 1
+    and 2 above on a medium customarily used for software interchange; or,
+
+*   **c)** Accompany it with the information you received as to the offer to
+    distribute corresponding source code. (This alternative is allowed only for
+    noncommercial distribution and only if you received the program in object
+    code or executable form with such an offer, in accord with Subsection b
+    above.)
+
+The source code for a work means the preferred form of the work for making
+modifications to it. For an executable work, complete source code means all the
+source code for all modules it contains, plus any associated interface
+definition files, plus the scripts used to control compilation and installation
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+need not include anything that is normally distributed (in either source or
+binary form) with the major components (compiler, kernel, and so on) of the
+operating system on which the executable runs, unless that component itself
+accompanies the executable.
+
+If distribution of executable or object code is made by offering access to copy
+from a designated place, then offering equivalent access to copy the source code
+from the same place counts as distribution of the source code, even though third
+parties are not compelled to copy the source along with the object code.
+
+**4.** You may not copy, modify, sublicense, or distribute the Program except as
+expressly provided under this License. Any attempt otherwise to copy, modify,
+sublicense or distribute the Program is void, and will automatically terminate
+your rights under this License. However, parties who have received copies, or
+rights, from you under this License will not have their licenses terminated so
+long as such parties remain in full compliance.
+
+**5.** You are not required to accept this License, since you have not signed
+it. However, nothing else grants you permission to modify or distribute the
+Program or its derivative works. These actions are prohibited by law if you do
+not accept this License. Therefore, by modifying or distributing the Program (or
+any work based on the Program), you indicate your acceptance of this License to
+do so, and all its terms and conditions for copying, distributing or modifying
+the Program or works based on it.
+
+**6.** Each time you redistribute the Program (or any work based on the
+Program), the recipient automatically receives a license from the original
+licensor to copy, distribute or modify the Program subject to these terms and
+conditions. You may not impose any further restrictions on the recipients'
+exercise of the rights granted herein. You are not responsible for enforcing
+compliance by third parties to this License.
+
+**7.** If, as a consequence of a court judgment or allegation of patent
+infringement or for any other reason (not limited to patent issues), conditions
+are imposed on you (whether by court order, agreement or otherwise) that
+contradict the conditions of this License, they do not excuse you from the
+conditions of this License. If you cannot distribute so as to satisfy
+simultaneously your obligations under this License and any other pertinent
+obligations, then as a consequence you may not distribute the Program at all.
+For example, if a patent license would not permit royalty-free redistribution of
+the Program by all those who receive copies directly or indirectly through you,
+then the only way you could satisfy both it and this License would be to refrain
+entirely from distribution of the Program.
+
+If any portion of this section is held invalid or unenforceable under any
+particular circumstance, the balance of the section is intended to apply and the
+section as a whole is intended to apply in other circumstances.
+
+It is not the purpose of this section to induce you to infringe any patents or
+other property right claims or to contest validity of any such claims; this
+section has the sole purpose of protecting the integrity of the free software
+distribution system, which is implemented by public license practices. Many
+people have made generous contributions to the wide range of software
+distributed through that system in reliance on consistent application of that
+system; it is up to the author/donor to decide if he or she is willing to
+distribute software through any other system and a licensee cannot impose that
+choice.
+
+This section is intended to make thoroughly clear what is believed to be a
+consequence of the rest of this License.
+
+**8.** If the distribution and/or use of the Program is restricted in certain
+countries either by patents or by copyrighted interfaces, the original copyright
+holder who places the Program under this License may add an explicit
+geographical distribution limitation excluding those countries, so that
+distribution is permitted only in or among countries not thus excluded. In such
+case, this License incorporates the limitation as if written in the body of this
+License.
+
+**9.** The Free Software Foundation may publish revised and/or new versions of
+the General Public License from time to time. Such new versions will be similar
+in spirit to the present version, but may differ in detail to address new
+problems or concerns.
+
+Each version is given a distinguishing version number. If the Program specifies
+a version number of this License which applies to it and "any later version",
+you have the option of following the terms and conditions either of that version
+or of any later version published by the Free Software Foundation. If the
+Program does not specify a version number of this License, you may choose any
+version ever published by the Free Software Foundation.
+
+**10.** If you wish to incorporate parts of the Program into other free programs
+whose distribution conditions are different, write to the author to ask for
+permission. For software which is copyrighted by the Free Software Foundation,
+write to the Free Software Foundation; we sometimes make exceptions for this.
+Our decision will be guided by the two goals of preserving the free status of
+all derivatives of our free software and of promoting the sharing and reuse of
+software generally.
+
+
+No Warranty
+-----------
+
+**11.** BECAUSE THE PROGRAM IS LICENSED FREE OF CHARGE, THERE IS NO WARRANTY FOR
+THE PROGRAM, TO THE EXTENT PERMITTED BY APPLICABLE LAW. EXCEPT WHEN OTHERWISE
+STATED IN WRITING THE COPYRIGHT HOLDERS AND/OR OTHER PARTIES PROVIDE THE PROGRAM
+"AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING,
+BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A
+PARTICULAR PURPOSE. THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE
+PROGRAM IS WITH YOU. SHOULD THE PROGRAM PROVE DEFECTIVE, YOU ASSUME THE COST OF
+ALL NECESSARY SERVICING, REPAIR OR CORRECTION.
+
+**12.** IN NO EVENT UNLESS REQUIRED BY APPLICABLE LAW OR AGREED TO IN WRITING
+WILL ANY COPYRIGHT HOLDER, OR ANY OTHER PARTY WHO MAY MODIFY AND/OR REDISTRIBUTE
+THE PROGRAM AS PERMITTED ABOVE, BE LIABLE TO YOU FOR DAMAGES, INCLUDING ANY
+GENERAL, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR
+INABILITY TO USE THE PROGRAM (INCLUDING BUT NOT LIMITED TO LOSS OF DATA OR DATA
+BEING RENDERED INACCURATE OR LOSSES SUSTAINED BY YOU OR THIRD PARTIES OR A
+FAILURE OF THE PROGRAM TO OPERATE WITH ANY OTHER PROGRAMS), EVEN IF SUCH HOLDER
+OR OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

data/PRIVACY.txt

@@ -1,66 +1,66 @@
-Online Privacy & Cookie Policy Statement ("Privacy Policy")
-
-Last modified on June 21, 2012
-
-Heartland Payment Systems, Inc. (�Heartland,� �we,� �us,� �our�) recognizes the importance of maintaining effective privacy practices.  This Privacy & Cookie Policy explains the online data collection and use policies that apply to the websites, mobile applications and online services (collectively �Services�) that are owned or controlled by Heartland and are linked to this Policy page.
-Click below to jump to a particular topic:
-
-1.       Information Collection and Use
-2.       Sharing of Information
-3.       Children�s Privacy
-4.       Your Choices
-5.       Data Protection and Storage
-6.       Third-Party Websites and Services
-7.       Changes to Our Privacy Policy
-8.       Contact Us
-
-1.   Information Collection and Use
-
-We collect information from various sources to provide our Services to you, to analyze and improve our Services, and to communicate with you (e.g., to send you updates or notices about our organization, or emails about products or services that we believe may be of interest to you). 
-Information that you provide to us:  We collect information that you provide to us when you set up an account with us, use our Services, or communicate with us.  For example, if you register for an online account with us, then we may request your personal information (e.g., name, postal address, email address, DOB, telephone number, credit/debit card number, security code) or as applicable your business information, to complete the registration process, to process transactions, to send you information about our products, to send you promotional offers from third parties that we think may be of interest to you, or to otherwise provide our Services to you.  Similarly, if you request information from us through an online contact form (or if you email us), we collect the information you provide (e.g., name, telephone number, email address) so that we can respond to you.
- 
-Information collected from third parties:  We may collect information about you or your business from third parties in the course of providing our Services to you.  For example, we may obtain information from our merchant customersor we may collect information from a school or university about consumer/students to provide services to those consumer/student.  For some services,we may also collect information from third parties, such as credit reporting agencies or financial institutions, or other entities with information pertaining to the Services that we are providing to you. 
- 
-Information collected through technology:  When you visit our websites or mobile applications (or when you use any of our online services) we may collect certain information about your computer or device through technology such as cookies, web beacons, or other tracking/recording tools.  The information collected may include, but is not limited to, IP addresses, referring URLs, access times, browser types, device types, mobile device identifiers, or information about your interactions with our websites, applications or services.  (Note that a �cookie� is a text file placed on a computer�s hard drive or stored on a mobile device; a �web beacon,� also known as an Internet tag, pixel tag or clear GIF, is used to transmit information back to a web server.)  We may use the information described in this paragraph to, among other things, (i) operate our Services, including by remembering information so that you will not have to re-enter it during your visit or the next time you sign in to your account, (ii) identify and protect our customers, (iii) control unauthorized use or abuse of our Services, (iv) provide custom, personalized content and information, which could include advertising, (v) monitor aggregate traffic patterns on our websites and services, and (vi) analyze and improve our Services.  
-
-2.   Sharing of Information
-
-We do not sell or share your information with third parties outside Heartland and our group of companies (which include any parents, subsidiaries and affiliates), without your consent, except as described below and in this Policy: 
-We may share your information with our service providers and business partners (e.g., financial institutions or card brands that issue payment cards or are involved in transaction processing; entities that assist with fraud prevention or collections; merchants that sell gift cards managed through our websites or services; schools), who assist us in providing our Services.  We may also share information with our service providers and business partners to help us monitor usage and other analytics regarding our Services, and to help us improve these offerings.  When we share your information with our service providers and business partners, we only provide the information that these third parties reasonably need to perform their functions.
-We may aggregate, or strip information of personally identifying characteristics, and may share that aggregated or anonymized information with third parties.
-We may share or disclose your information if we determine, in our sole discretion, that we are required to do so under applicable law or regulatory requirements, or if we reasonably believe disclosure is necessary to prevent harm or financial loss, or in connection with preventing fraud or illegal activity, and/or to enforce our Terms of Use.
-We reserve the right to transfer any information we collect in the event we sell or transfer all or a portion of our business or assets (including any shares in the company) or any portion or combination of our products, services, businesses and/or assets.  Should such a transaction occur (whether a divestiture, merger, acquisition, bankruptcy, dissolution, reorganization, liquidation, or similar transaction or proceeding), we will use reasonable efforts to ensure that any transferred information is treated in a manner consistent with this Privacy Policy.
-3.   Children�s Privacy
-
-Heartland�s websites, mobile applications and services are intended for use strictly by adults.  Heartland does not knowingly solicit or collect personal information from children under the age of 13.  If Heartland obtains knowledge that it has collected personal information from a child under 13 in retrievable form in its files, Heartland will delete that information.
-
-4.   Your Choices
-
-Email Communications.  From time to time, we may send you emails regarding updates to our websites, mobile applications or products/services, notices about our organization, or information about products/services we offer (or promotional offers from third parties) that we think may be of interest to you.  If you wish to unsubscribe from such emails, simply click the �unsubscribe link� provided at the bottom of the email communication.  Note that you cannot unsubscribe from certain Services-related email communications (e.g., account verification, confirmations of transactions, technical or legal notices).
-
-Modifying Account Information.  If you have an online account with us, you may have the ability to modify certain information in your account (e.g., your contact information) through �profile,� �account,� �settings,� or �preferences� options provided on the website or service.  If you have any questions about modifying or updating any information in your account, please contact us at the email address, postal address, or telephone number provided below. 
-
-Cookie Controls.  You may be able to set your Internet browser or mobile device to block cookies or other tracking/recording tools, including cookies associated with our websites or Services, or to indicate when a cookie is being set by us. However, it is important to remember that many of our websites or Services may not function properly if your cookies are disabled.  For information and instructions about how to manage your cookies, refer to your Internet browser�s or mobile device�s technical information.  Further information on how to adjust your cookie preferences through your browser is available at the external, third-party informational website www.allaboutcookies.org.
- 
-5.   Data Protection and Storage
-
-Heartland maintains reasonable administrative, technical and physical safeguards to protect the confidentiality of information transmitted online, including but not limited to encryption, firewalls and SSL (Secure Sockets Layer). Heartland has implemented policies and practices pursuant to various security rules and regulations relating to the security and safeguarding of payment cardholder data, including the Payment Card Industry Data Security Standards (PCI-DSS).  Heartland is not liable for loss of passwords due to user negligence.  If you believe your password has been lost or compromised, we recommend that you immediately change your password.
-
-We may store and process information in the United States or any other country in which Heartland or its parents, subsidiaries, affiliates or service providers maintain facilities. Heartland may transfer information that we collect about you, including personal information, to parents, subsidiaries, affiliates, or service providers across borders and from your country or jurisdiction to other countries or jurisdictions around the world.  If you are located in the European Union or other regions with laws governing data collection and use that may differ from U.S. law, please note that we may transfer information, including personal information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction, and you consent to the transfer of information to the U.S. or any other country in which Heartland or its parent, subsidiaries, affiliates or service providers maintain facilities and to the use and disclosure of information as described in this Privacy Policy. 
-
-6.   Third-Party Websites and Services
-
-Our websites or Services may provide links to (or links from) third-party websites or services � none of which are governed by this Privacy Policy.  To the extent that any linked third-party websites or services you visit are not owned or controlled by Heartland, we are not responsible for those websites� or services� content or information practices.  We strongly encourage you to review the privacy policies of any site or service before providing any personal information.
-
-7.   Changes to Privacy Policy
-
-We reserve the right to change this Privacy Policy from time to time in our sole discretion.  We will post changes on this page and indicate the �last modified� date at the top of this page.  Please check back often for any updates.  Your continued use of our website, mobile application or services after any change in this Privacy Policy will constitute your acceptance of such change.
-
-8.   Contact Us
-
-For additional inquiries about this Privacy Policy, please contact Heartland at 1-888-798-3131 to speak to a legal representative, or send us an email at PrivacyPolicy@e-hps.com, or letter.
-
-General Counsel Office
-Heartland Payment Systems, Inc.
-90 Nassau Street
+Online Privacy & Cookie Policy Statement ("Privacy Policy")
+
+Last modified on June 21, 2012
+
+Heartland Payment Systems, Inc. (�Heartland,� �we,� �us,� �our�) recognizes the importance of maintaining effective privacy practices.  This Privacy & Cookie Policy explains the online data collection and use policies that apply to the websites, mobile applications and online services (collectively �Services�) that are owned or controlled by Heartland and are linked to this Policy page.
+Click below to jump to a particular topic:
+
+1.       Information Collection and Use
+2.       Sharing of Information
+3.       Children�s Privacy
+4.       Your Choices
+5.       Data Protection and Storage
+6.       Third-Party Websites and Services
+7.       Changes to Our Privacy Policy
+8.       Contact Us
+
+1.   Information Collection and Use
+
+We collect information from various sources to provide our Services to you, to analyze and improve our Services, and to communicate with you (e.g., to send you updates or notices about our organization, or emails about products or services that we believe may be of interest to you). 
+Information that you provide to us:  We collect information that you provide to us when you set up an account with us, use our Services, or communicate with us.  For example, if you register for an online account with us, then we may request your personal information (e.g., name, postal address, email address, DOB, telephone number, credit/debit card number, security code) or as applicable your business information, to complete the registration process, to process transactions, to send you information about our products, to send you promotional offers from third parties that we think may be of interest to you, or to otherwise provide our Services to you.  Similarly, if you request information from us through an online contact form (or if you email us), we collect the information you provide (e.g., name, telephone number, email address) so that we can respond to you.
+ 
+Information collected from third parties:  We may collect information about you or your business from third parties in the course of providing our Services to you.  For example, we may obtain information from our merchant customersor we may collect information from a school or university about consumer/students to provide services to those consumer/student.  For some services,we may also collect information from third parties, such as credit reporting agencies or financial institutions, or other entities with information pertaining to the Services that we are providing to you. 
+ 
+Information collected through technology:  When you visit our websites or mobile applications (or when you use any of our online services) we may collect certain information about your computer or device through technology such as cookies, web beacons, or other tracking/recording tools.  The information collected may include, but is not limited to, IP addresses, referring URLs, access times, browser types, device types, mobile device identifiers, or information about your interactions with our websites, applications or services.  (Note that a �cookie� is a text file placed on a computer�s hard drive or stored on a mobile device; a �web beacon,� also known as an Internet tag, pixel tag or clear GIF, is used to transmit information back to a web server.)  We may use the information described in this paragraph to, among other things, (i) operate our Services, including by remembering information so that you will not have to re-enter it during your visit or the next time you sign in to your account, (ii) identify and protect our customers, (iii) control unauthorized use or abuse of our Services, (iv) provide custom, personalized content and information, which could include advertising, (v) monitor aggregate traffic patterns on our websites and services, and (vi) analyze and improve our Services.  
+
+2.   Sharing of Information
+
+We do not sell or share your information with third parties outside Heartland and our group of companies (which include any parents, subsidiaries and affiliates), without your consent, except as described below and in this Policy: 
+We may share your information with our service providers and business partners (e.g., financial institutions or card brands that issue payment cards or are involved in transaction processing; entities that assist with fraud prevention or collections; merchants that sell gift cards managed through our websites or services; schools), who assist us in providing our Services.  We may also share information with our service providers and business partners to help us monitor usage and other analytics regarding our Services, and to help us improve these offerings.  When we share your information with our service providers and business partners, we only provide the information that these third parties reasonably need to perform their functions.
+We may aggregate, or strip information of personally identifying characteristics, and may share that aggregated or anonymized information with third parties.
+We may share or disclose your information if we determine, in our sole discretion, that we are required to do so under applicable law or regulatory requirements, or if we reasonably believe disclosure is necessary to prevent harm or financial loss, or in connection with preventing fraud or illegal activity, and/or to enforce our Terms of Use.
+We reserve the right to transfer any information we collect in the event we sell or transfer all or a portion of our business or assets (including any shares in the company) or any portion or combination of our products, services, businesses and/or assets.  Should such a transaction occur (whether a divestiture, merger, acquisition, bankruptcy, dissolution, reorganization, liquidation, or similar transaction or proceeding), we will use reasonable efforts to ensure that any transferred information is treated in a manner consistent with this Privacy Policy.
+3.   Children�s Privacy
+
+Heartland�s websites, mobile applications and services are intended for use strictly by adults.  Heartland does not knowingly solicit or collect personal information from children under the age of 13.  If Heartland obtains knowledge that it has collected personal information from a child under 13 in retrievable form in its files, Heartland will delete that information.
+
+4.   Your Choices
+
+Email Communications.  From time to time, we may send you emails regarding updates to our websites, mobile applications or products/services, notices about our organization, or information about products/services we offer (or promotional offers from third parties) that we think may be of interest to you.  If you wish to unsubscribe from such emails, simply click the �unsubscribe link� provided at the bottom of the email communication.  Note that you cannot unsubscribe from certain Services-related email communications (e.g., account verification, confirmations of transactions, technical or legal notices).
+
+Modifying Account Information.  If you have an online account with us, you may have the ability to modify certain information in your account (e.g., your contact information) through �profile,� �account,� �settings,� or �preferences� options provided on the website or service.  If you have any questions about modifying or updating any information in your account, please contact us at the email address, postal address, or telephone number provided below. 
+
+Cookie Controls.  You may be able to set your Internet browser or mobile device to block cookies or other tracking/recording tools, including cookies associated with our websites or Services, or to indicate when a cookie is being set by us. However, it is important to remember that many of our websites or Services may not function properly if your cookies are disabled.  For information and instructions about how to manage your cookies, refer to your Internet browser�s or mobile device�s technical information.  Further information on how to adjust your cookie preferences through your browser is available at the external, third-party informational website www.allaboutcookies.org.
+ 
+5.   Data Protection and Storage
+
+Heartland maintains reasonable administrative, technical and physical safeguards to protect the confidentiality of information transmitted online, including but not limited to encryption, firewalls and SSL (Secure Sockets Layer). Heartland has implemented policies and practices pursuant to various security rules and regulations relating to the security and safeguarding of payment cardholder data, including the Payment Card Industry Data Security Standards (PCI-DSS).  Heartland is not liable for loss of passwords due to user negligence.  If you believe your password has been lost or compromised, we recommend that you immediately change your password.
+
+We may store and process information in the United States or any other country in which Heartland or its parents, subsidiaries, affiliates or service providers maintain facilities. Heartland may transfer information that we collect about you, including personal information, to parents, subsidiaries, affiliates, or service providers across borders and from your country or jurisdiction to other countries or jurisdictions around the world.  If you are located in the European Union or other regions with laws governing data collection and use that may differ from U.S. law, please note that we may transfer information, including personal information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction, and you consent to the transfer of information to the U.S. or any other country in which Heartland or its parent, subsidiaries, affiliates or service providers maintain facilities and to the use and disclosure of information as described in this Privacy Policy. 
+
+6.   Third-Party Websites and Services
+
+Our websites or Services may provide links to (or links from) third-party websites or services � none of which are governed by this Privacy Policy.  To the extent that any linked third-party websites or services you visit are not owned or controlled by Heartland, we are not responsible for those websites� or services� content or information practices.  We strongly encourage you to review the privacy policies of any site or service before providing any personal information.
+
+7.   Changes to Privacy Policy
+
+We reserve the right to change this Privacy Policy from time to time in our sole discretion.  We will post changes on this page and indicate the �last modified� date at the top of this page.  Please check back often for any updates.  Your continued use of our website, mobile application or services after any change in this Privacy Policy will constitute your acceptance of such change.
+
+8.   Contact Us
+
+For additional inquiries about this Privacy Policy, please contact Heartland at 1-888-798-3131 to speak to a legal representative, or send us an email at PrivacyPolicy@e-hps.com, or letter.
+
+General Counsel Office
+Heartland Payment Systems, Inc.
+90 Nassau Street
 Princeton, NJ 08542