financial_maths 0.0.7 → 0.0.8

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checksums.yaml ADDED
@@ -0,0 +1,7 @@
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data/README.md CHANGED
@@ -131,3 +131,7 @@ variable_payment (amount, periods)
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  3. Commit your changes (`git commit -am 'Add some feature'`)
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  4. Push to the branch (`git push origin my-new-feature`)
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  5. Create new Pull Request
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+ [![Bitdeli Badge](https://d2weczhvl823v0.cloudfront.net/rderoldan1/financial_maths/trend.png)](https://bitdeli.com/free "Bitdeli Badge")
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@@ -1,3 +1,3 @@
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  module FinancialMaths
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- VERSION = "0.0.7"
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+ VERSION = "0.0.8"
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  end
@@ -135,17 +135,25 @@ module FinancialMaths
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  end
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  ##
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- # Description: Find nominal rate expired given effective rate - EFNV
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+ # Description: Find nominal rate expired given effective rate - HCUA
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  # Formula: ((1 + EFFECTIVE RATE) ^ (1 / PERIODS) - 1)* PERIODS
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- def nominal_due_given_efective(effective_rate, periods)
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- ((((1 + (effective_rate.to_f/100))**(1/periods.to_f)-1)*periods.to_f)*100).round(4)
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+ def nominal_due_given_efective(effective_rate, periods)
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+ ((((1 + (effective_rate.to_f/100))**(1/periods.to_f)-1)*periods.to_f)*100).round(4)
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  end
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-
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+
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+ ##
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+ # Description: Find nominal rate expired given effective rate - EFNV
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+ # Formula: (1 - ((1 / (TASA EFECTIVA + 1))^(1/PERIODOS))
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+ def anticipated_interest(rate, periods)
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+ (1 - (( 1 / ( rate.to_f + 1 )) ** (1 / periods)))
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+ end
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+
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  # == End conversion rates
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  # Hallar la cuota fija anticipada HCFA
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  def anticipated_fixed_payment(present_value, rate, term)
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- ((present_value.to_f * rate.to_f) / ((rate.to_f + 1) - (1 / (1 + rate) ** (term - 1)))).round(4)
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+ a_rate = anticipated_interest(rate, term)
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+ ((present_value.to_f * a_rate.to_f) / ((a_rate.to_f + 1) - (1 / (1 + a_rate) ** (term - 1)))).round(4)
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  end
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  def variable_payment(amount, periods)
metadata CHANGED
@@ -1,8 +1,7 @@
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  --- !ruby/object:Gem::Specification
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  name: financial_maths
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  version: !ruby/object:Gem::Version
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- version: 0.0.7
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- prerelease:
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+ version: 0.0.8
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  platform: ruby
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  authors:
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  - Ruben Espinosa
@@ -10,38 +9,34 @@ authors:
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  autorequire:
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  bindir: bin
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  cert_chain: []
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- date: 2013-10-29 00:00:00.000000000 Z
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+ date: 2014-04-11 00:00:00.000000000 Z
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  dependencies:
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  - !ruby/object:Gem::Dependency
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  name: bundler
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  requirement: !ruby/object:Gem::Requirement
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- none: false
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  requirements:
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- - - ~>
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+ - - "~>"
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  - !ruby/object:Gem::Version
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  version: '1.3'
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  type: :development
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  prerelease: false
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  version_requirements: !ruby/object:Gem::Requirement
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- none: false
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  requirements:
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- - - ~>
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+ - - "~>"
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  - !ruby/object:Gem::Version
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  version: '1.3'
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  - !ruby/object:Gem::Dependency
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  name: rake
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  requirement: !ruby/object:Gem::Requirement
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- none: false
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  requirements:
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- - - ! '>='
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+ - - ">="
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  - !ruby/object:Gem::Version
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  version: '0'
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  type: :development
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  prerelease: false
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  version_requirements: !ruby/object:Gem::Requirement
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- none: false
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  requirements:
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- - - ! '>='
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+ - - ">="
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  - !ruby/object:Gem::Version
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  version: '0'
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  description: gem to use financial methods inside ruby
@@ -53,10 +48,10 @@ extensions: []
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  extra_rdoc_files:
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  - README.md
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  files:
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- - .gitignore
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- - .project
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- - .rspec
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- - .travis.yml
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+ - ".gitignore"
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+ - ".project"
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+ - ".rspec"
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+ - ".travis.yml"
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  - CHANGELOG.md
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  - Gemfile
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  - LICENSE.txt
@@ -71,34 +66,27 @@ files:
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  homepage: https://github.com/rderoldan1/financial_maths
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  licenses:
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  - MIT
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+ metadata: {}
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  post_install_message: thanks to install financial_maths gem, I hope improve this gem
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  soon!
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  rdoc_options: []
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  require_paths:
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  - lib
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  required_ruby_version: !ruby/object:Gem::Requirement
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- none: false
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  requirements:
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- - - ! '>='
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+ - - ">="
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  - !ruby/object:Gem::Version
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  version: '0'
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- segments:
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- - 0
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- hash: -2271796007664673551
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  required_rubygems_version: !ruby/object:Gem::Requirement
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- none: false
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  requirements:
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- - - ! '>='
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+ - - ">="
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  - !ruby/object:Gem::Version
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  version: '0'
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- segments:
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- - 0
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- hash: -2271796007664673551
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  requirements: []
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  rubyforge_project:
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- rubygems_version: 1.8.25
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+ rubygems_version: 2.2.2
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  signing_key:
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- specification_version: 3
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+ specification_version: 4
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  summary: calculate loan payments and other things
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  test_files:
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  - spec/spec_helper.rb