financial_maths 0.0.7 → 0.0.8

checksums.yaml

@@ -0,0 +1,7 @@
+---
+SHA1:
+  metadata.gz: ab56b540f61a10de15d2dc302240b3dabd1cb168
+  data.tar.gz: bf067c92611f17a233d2c41ff3b8e357a0a8b1c0
+SHA512:
+  metadata.gz: c8b0fa5f735499cdb63e7b1e36c393590c1169fb2e9f01e8ce48f4d05df8c3a4948eed59b5d95f1a1e6f2ed3a389d0a8a061628e0d1d72a5a0abd48c0cf253d7
+  data.tar.gz: 9dd4900b97ed424cf5331325637c5698ce16b0402c6f55e223d0e61571713430fef85d31f6bc6bf7754afb9203abe0ce1e81d7f1603ef4bea524998bb3b0024a

data/README.md

@@ -131,3 +131,7 @@ variable_payment (amount, periods)
 3. Commit your changes (`git commit -am 'Add some feature'`)
 4. Push to the branch (`git push origin my-new-feature`)
 5. Create new Pull Request
+
+
+[![Bitdeli Badge](https://d2weczhvl823v0.cloudfront.net/rderoldan1/financial_maths/trend.png)](https://bitdeli.com/free "Bitdeli Badge")
+

data/lib/financial_maths/version.rb

@@ -1,3 +1,3 @@
 module FinancialMaths
-  VERSION = "0.0.7"
+  VERSION = "0.0.8"
 end

data/lib/financial_maths.rb

@@ -135,17 +135,25 @@ module FinancialMaths
     end
     
     ##
-    # Description:  Find nominal rate expired given effective rate - EFNV
+    # Description:  Find nominal rate expired given effective rate - HCUA
     # Formula:      ((1 + EFFECTIVE RATE) ^ (1 / PERIODS) - 1)* PERIODS
-    def nominal_due_given_efective(effective_rate, periods)    
-      ((((1 + (effective_rate.to_f/100))**(1/periods.to_f)-1)*periods.to_f)*100).round(4)    
+    def nominal_due_given_efective(effective_rate, periods)
+			((((1 + (effective_rate.to_f/100))**(1/periods.to_f)-1)*periods.to_f)*100).round(4)
     end
-  
+
+		##
+		# Description:  Find nominal rate expired given effective rate - EFNV
+		# Formula:      (1 - ((1 / (TASA EFECTIVA + 1))^(1/PERIODOS))
+		def anticipated_interest(rate, periods)
+		  (1 - (( 1 / ( rate.to_f + 1 )) ** (1 / periods)))
+		end
+
   # == End conversion rates
   
   # Hallar la cuota fija anticipada   HCFA
   def anticipated_fixed_payment(present_value, rate, term)
-    ((present_value.to_f * rate.to_f) / ((rate.to_f + 1) - (1 / (1 + rate) ** (term - 1)))).round(4)
+		a_rate = anticipated_interest(rate, term)
+    ((present_value.to_f * a_rate.to_f) / ((a_rate.to_f + 1) - (1 / (1 + a_rate) ** (term - 1)))).round(4)
   end
 
   def variable_payment(amount, periods)

metadata

@@ -1,8 +1,7 @@
 --- !ruby/object:Gem::Specification
 name: financial_maths
 version: !ruby/object:Gem::Version
-  version: 0.0.7
-  prerelease: 
+  version: 0.0.8
 platform: ruby
 authors:
 - Ruben Espinosa
@@ -10,38 +9,34 @@ authors:
 autorequire: 
 bindir: bin
 cert_chain: []
-date: 2013-10-29 00:00:00.000000000 Z
+date: 2014-04-11 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: bundler
   requirement: !ruby/object:Gem::Requirement
-    none: false
     requirements:
-    - - ~>
+    - - "~>"
       - !ruby/object:Gem::Version
         version: '1.3'
   type: :development
   prerelease: false
   version_requirements: !ruby/object:Gem::Requirement
-    none: false
     requirements:
-    - - ~>
+    - - "~>"
       - !ruby/object:Gem::Version
         version: '1.3'
 - !ruby/object:Gem::Dependency
   name: rake
   requirement: !ruby/object:Gem::Requirement
-    none: false
     requirements:
-    - - ! '>='
+    - - ">="
       - !ruby/object:Gem::Version
         version: '0'
   type: :development
   prerelease: false
   version_requirements: !ruby/object:Gem::Requirement
-    none: false
     requirements:
-    - - ! '>='
+    - - ">="
       - !ruby/object:Gem::Version
         version: '0'
 description: gem to use financial methods inside ruby
@@ -53,10 +48,10 @@ extensions: []
 extra_rdoc_files:
 - README.md
 files:
-- .gitignore
-- .project
-- .rspec
-- .travis.yml
+- ".gitignore"
+- ".project"
+- ".rspec"
+- ".travis.yml"
 - CHANGELOG.md
 - Gemfile
 - LICENSE.txt
@@ -71,34 +66,27 @@ files:
 homepage: https://github.com/rderoldan1/financial_maths
 licenses:
 - MIT
+metadata: {}
 post_install_message: thanks to install financial_maths gem, I hope improve this gem
   soon!
 rdoc_options: []
 require_paths:
 - lib
 required_ruby_version: !ruby/object:Gem::Requirement
-  none: false
   requirements:
-  - - ! '>='
+  - - ">="
     - !ruby/object:Gem::Version
       version: '0'
-      segments:
-      - 0
-      hash: -2271796007664673551
 required_rubygems_version: !ruby/object:Gem::Requirement
-  none: false
   requirements:
-  - - ! '>='
+  - - ">="
     - !ruby/object:Gem::Version
       version: '0'
-      segments:
-      - 0
-      hash: -2271796007664673551
 requirements: []
 rubyforge_project: 
-rubygems_version: 1.8.25
+rubygems_version: 2.2.2
 signing_key: 
-specification_version: 3
+specification_version: 4
 summary: calculate loan payments and other things
 test_files:
 - spec/spec_helper.rb