financial_maths 0.0.4 → 0.0.5

data/.rspec

@@ -0,0 +1,2 @@
+--color
+--format documentation

data/.travis.yml

@@ -0,0 +1,5 @@
+language: ruby
+before_install:
+                - gem install bundler
+                - gem update --system
+                - gem --version

data/Gemfile

@@ -1,4 +1,5 @@
-source 'https://rubygems.org'
+source 'http://rubygems.org'
 
 # Specify your gem's dependencies in financial_maths.gemspec
 gemspec
+gem 'rspec'

data/README.md

@@ -1,5 +1,5 @@
 # FinancialMaths
-
+[![Build Status](https://travis-ci.org/rderoldan1/financial_maths.png?branch=master)](https://travis-ci.org/rderoldan1/financial_maths)
 more functions will be added soon
 
 #### New in version 0.0.4
@@ -22,7 +22,7 @@ more functions will be added soon
 
 #### Pending
    1. include more functions
-   3. add some test units
+   3. add some unit tests
 
 ## Installation
 

data/Rakefile

@@ -1 +1,7 @@
 require "bundler/gem_tasks"
+
+require 'rspec/core/rake_task'
+
+RSpec::Core::RakeTask.new('spec')
+
+task :default => :spec

data/lib/financial_maths/version.rb

@@ -1,3 +1,3 @@
 module FinancialMaths
-  VERSION = "0.0.4"
+  VERSION = "0.0.5"
 end

data/lib/financial_maths.rb

@@ -2,27 +2,44 @@ require "financial_maths/version"
 
 module FinancialMaths
 
-  def variable_payment_amortization(periods, amount, rate)
-
-    monthly_payments = amount/periods
+  def due_variable_payment_amortization(periods, amount, rate,  payment)
     result = []
     result << {:period=> 0, :monthly_payment => nil, :interest => nil, :payment => nil, :balance => amount}
 
     for i in 1..periods
       interest = amount * rate
-      month_payment = monthly_payments + interest
-      amount -= monthly_payments
+      month_payment = payment + interest
+      amount -= payment
       #date += 1
       result << {:period=> i,
                  :payment => month_payment,
                  :interest => interest,
-                 :monthly_payment => monthly_payments,
+                 :monthly_payment => payment,
                  :balance => amount}
     end
     result
   end
 
-  def fixed_payment_amortization(periods, amount, rate, payment)
+  def anticipated_variable_payment_amortization(periods, amount, rate,  payment)
+        result = []
+    #result << {:period=> 0, :monthly_payment => nil, :interest => nil, :payment => nil, :balance => amount}
+
+    for i in 0..periods-1
+      interest = amount * rate
+      month_payment = payment + interest
+      amount -= payment
+      #date += 1
+      result << {:period=> i,
+                 :payment => month_payment,
+                 :interest => interest,
+                 :monthly_payment => payment,
+                 :balance => amount}
+    end
+    result
+  end
+
+
+  def due_fixed_payment_amortization(periods, amount, rate, payment)
     result = []
     result << {:period=> 0, :monthly_payment => nil, :interest => nil, :payment => nil, :balance => amount}
 
@@ -40,6 +57,24 @@ module FinancialMaths
     result
   end
 
+  def anticipated_fixed_payment_amortization(periods, amount, rate, payment)
+    result = []
+    #result << {:period=> 0, :monthly_payment => nil, :interest => nil, :payment => nil, :balance => amount}
+
+    for i in 0..periods-1
+      interest = amount * rate
+      month_payment = payment - interest
+      amount -= month_payment
+      #date += 1
+      result << {:period=> i,
+                 :payment => payment,
+                 :interest => interest,
+                 :monthly_payment => month_payment,
+                 :balance => amount}
+    end
+    result
+  end
+
   # hallar futuro dado el valor presente    HFDP
   def future_given_present(present_value, interest, term)
     (present_value.to_f * (1 + interest.to_f) ** term).round(4)
@@ -74,25 +109,29 @@ module FinancialMaths
   # hallar tasa efectiva dado la tasa nominal vencida  NVEF
   def efective_given_nominal_due(nominal_rate, term)
     (((1 + nominal_rate.to_f) ** term)-1).round(4)
-    end
+  end
 
-    # hallar tasa efectiva dado la tasa nominal anticipada    NAEF
-    def efective_given_nominal_antipipated(nominal_rate, term)
-      (1 / ((1 -  nominal_rate.to_f) ** term)).round(4) - 1
-    end
+  # hallar tasa efectiva dado la tasa nominal anticipada    NAEF
+  def efective_given_nominal_antipipated(nominal_rate, term)
+    (1 / ((1 -  nominal_rate.to_f) ** term)).round(4) - 1
+  end
 
-    # hallar tasa nominal anticipada dado efectiva   EFNV
-    def nominal_antipiated_given_efective(nominal_rate, term)
-      (1 - (1 / (1 +  nominal_rate.to_f) ** (1 / term))).round(4)
-    end
+  # hallar tasa nominal anticipada dado efectiva   EFNV
+  def nominal_antipiated_given_efective(nominal_rate, term)
+    (1 - (1 / (1 +  nominal_rate.to_f) ** (1 / term))).round(4)
+  end
 
-    # hallar tasa nominal anticipada dado efectiva   EFNV
-    def nominal_due_given_efective(nominal_rate, term)
-      ((nominal_rate.to_f + 1) ** (1 / term)).round(4)
-    end
-    # Hallar la cuota fija anticipada   HCFA
-    def anticipated_fixed_payment(present_value, rate, term)
-      ((present_value.to_f * rate.to_f) / ((rate.to_f + 1) - (1 / (1 + rate) ** (term - 1)))).round(4)
+  # hallar tasa nominal anticipada dado efectiva   EFNV
+  def nominal_due_given_efective(nominal_rate, term)
+    ((nominal_rate.to_f + 1) ** (1 / term)).round(4)
+  end
+  # Hallar la cuota fija anticipada   HCFA
+  def anticipated_fixed_payment(present_value, rate, term)
+    ((present_value.to_f * rate.to_f) / ((rate.to_f + 1) - (1 / (1 + rate) ** (term - 1)))).round(4)
+  end
+
+  def variable_payment(amount, periods)
+    amount.to_f / periods
   end
 
 

data/spec/spec_helper.rb

@@ -0,0 +1,8 @@
+require 'rubygems'
+require 'bundler/setup'
+require 'financial_maths'
+
+include FinancialMaths
+RSpec.configure do |config|
+
+end

data/spec/test_payment_spec.rb

@@ -0,0 +1,11 @@
+require 'rspec'
+require 'spec_helper'
+
+describe "fixed payment test" do
+
+  it 'should be the monthly payment' do
+
+    annuity_given_present(100000000, 0.0144594763, 180).should eq(1563975.1395)
+
+  end
+end

data/spec/version_spec.rb

@@ -0,0 +1,9 @@
+require 'rspec'
+require 'spec_helper'
+
+describe "My behaviour" do
+
+  it 'should be the version' do
+    FinancialMaths::VERSION.should_not be_nil
+  end
+end

metadata

@@ -1,18 +1,20 @@
 --- !ruby/object:Gem::Specification
 name: financial_maths
 version: !ruby/object:Gem::Version
-  version: 0.0.4
+  version: 0.0.5
+  prerelease: 
 platform: ruby
 authors:
 - Ruben Espinosa
 autorequire: 
 bindir: bin
 cert_chain: []
-date: 2013-03-07 00:00:00.000000000 Z
+date: 2013-03-11 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: bundler
   requirement: !ruby/object:Gem::Requirement
+    none: false
     requirements:
     - - ~>
       - !ruby/object:Gem::Version
@@ -20,6 +22,7 @@ dependencies:
   type: :development
   prerelease: false
   version_requirements: !ruby/object:Gem::Requirement
+    none: false
     requirements:
     - - ~>
       - !ruby/object:Gem::Version
@@ -27,6 +30,7 @@ dependencies:
 - !ruby/object:Gem::Dependency
   name: rake
   requirement: !ruby/object:Gem::Requirement
+    none: false
     requirements:
     - - ! '>='
       - !ruby/object:Gem::Version
@@ -34,6 +38,7 @@ dependencies:
   type: :development
   prerelease: false
   version_requirements: !ruby/object:Gem::Requirement
+    none: false
     requirements:
     - - ! '>='
       - !ruby/object:Gem::Version
@@ -46,7 +51,10 @@ extensions: []
 extra_rdoc_files:
 - README.md
 files:
+- .DS_Store
 - .gitignore
+- .rspec
+- .travis.yml
 - Gemfile
 - LICENSE.txt
 - README.md
@@ -54,29 +62,42 @@ files:
 - financial_maths.gemspec
 - lib/financial_maths.rb
 - lib/financial_maths/version.rb
+- spec/spec_helper.rb
+- spec/test_payment_spec.rb
+- spec/version_spec.rb
 homepage: https://github.com/rderoldan1/financial_maths
 licenses:
 - MIT
-metadata: {}
 post_install_message: thanks to install financial_maths gem, I hope improve this gem
   soon!
 rdoc_options: []
 require_paths:
 - lib
 required_ruby_version: !ruby/object:Gem::Requirement
+  none: false
   requirements:
   - - ! '>='
     - !ruby/object:Gem::Version
       version: '0'
+      segments:
+      - 0
+      hash: 3283559787131876594
 required_rubygems_version: !ruby/object:Gem::Requirement
+  none: false
   requirements:
   - - ! '>='
     - !ruby/object:Gem::Version
       version: '0'
+      segments:
+      - 0
+      hash: 3283559787131876594
 requirements: []
 rubyforge_project: 
-rubygems_version: 2.0.0
+rubygems_version: 1.8.25
 signing_key: 
-specification_version: 4
+specification_version: 3
 summary: calculate loan payments and other things
-test_files: []
+test_files:
+- spec/spec_helper.rb
+- spec/test_payment_spec.rb
+- spec/version_spec.rb

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