financial_math 0.6.0 → 0.7.0

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@@ -1,7 +1,7 @@
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data/Gemfile.lock

@@ -1,7 +1,7 @@
 PATH
   remote: .
   specs:
-    financial_math (0.6.0)
+    financial_math (0.7.0)
 
 GEM
   remote: https://rubygems.org/

data/README.md

@@ -77,6 +77,10 @@ This command will get the development dependencies installed too.
 
 ## Release History
 
+
+* 0.7.0
+    * ADD: Add `present_value`, `continous_present_value` to `CompoundInterest` as public methods
+    * ADD: Add `internal_rate_of_return`, `real_rate_of_return` and `a_good_investment?` to `CompoundInterest` as public methods
 * 0.6.0
     * ADD: Add `@frequency` to `SimpleInterest` class
     * CHANGE: Change the `periods_in_days` mehtod to `factor` in `SimpleInterest`

data/lib/financial_math/compound_interest.rb

@@ -9,6 +9,11 @@ module FinancialMath
       @nominal_rate = args.fetch(:nominal_rate, 0.0)
       @effective_rate = args.fetch(:effective_rate, 0.0)
       @future_value = args.fetch(:future_value, 0.0)
+      @inflation_rate = args.fetch(:inflation_rate, 0.0)
+    end
+
+    def a_good_investment?
+      real_rate_of_return > 0
     end
 
     def average_growth_rate
@@ -20,6 +25,11 @@ module FinancialMath
       @future_value.round(2)
     end
 
+    def continous_present_value
+      @present_value = @future_value / Math.exp(@interest_rate * @periods)
+      @present_value.round(2)
+    end
+
     def effective_rate
       @effective_rate = (1 + @nominal_rate / @frequency)**@frequency - 1
       @effective_rate.round(4)
@@ -33,11 +43,23 @@ module FinancialMath
       @present_value * (factor - 1)
     end
 
+    def internal_rate_of_return
+      ((@future_value / @present_value)**(1.0 / @periods) - 1).round(4)
+    end
+
+    def present_value
+      (@future_value / factor).round(2)
+    end
+
     def nominal_rate
       @nominal_rate = ((1 + @effective_rate)**nth_rooth - 1) * @frequency
       @nominal_rate.round(4)
     end
 
+    def real_rate_of_return
+      ((@interest_rate - @inflation_rate) / (1 + @inflation_rate)).round 4
+    end
+
     private
 
     def factor

data/lib/financial_math/version.rb

@@ -1,3 +1,3 @@
 module FinancialMath
-  VERSION = '0.6.0'
+  VERSION = '0.7.0'
 end

metadata

@@ -1,14 +1,14 @@
 --- !ruby/object:Gem::Specification
 name: financial_math
 version: !ruby/object:Gem::Version
-  version: 0.6.0
+  version: 0.7.0
 platform: ruby
 authors:
 - Daniel Omar Vergara Pérez
 autorequire: 
 bindir: exe
 cert_chain: []
-date: 2018-10-21 00:00:00.000000000 Z
+date: 2018-11-13 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: bundler