ezii-ebics 0.1.0

checksums.yaml

@@ -0,0 +1,7 @@
+---
+SHA256:
+  metadata.gz: 57a0bc6b19b87f13c759a1a3e9c38f009eddd6d30eec20e11a860ac51f0d3092
+  data.tar.gz: e78ea6d59bac9b5c753bf4d85d69ef464a8046c3dea5a8af85e881e3266b51e9
+SHA512:
+  metadata.gz: 5037694efa8ce807ff19b049df764885b8fb50cd7a38c97b434668db7239e84bb94e0b16b4f1f44a3b1303f8603c34512d9c649090184733f63cadca533c266e
+  data.tar.gz: 7fae7f66cc06841046468daf2cc87434eccbe8413d392edf8632ac0d8eac29a41b7eb027f46b111d3846681d31a2a59ccd587a1cb8bc30bfa70504ea53d9612a

data/Gemfile

@@ -0,0 +1,3 @@
+source :rubygems
+
+gem 'nokogiri'

data/Gemfile.lock

@@ -0,0 +1,12 @@
+GEM
+  remote: http://rubygems.org/
+  specs:
+    mini_portile (0.6.0)
+    nokogiri (1.6.3.1)
+      mini_portile (= 0.6.0)
+
+PLATFORMS
+  ruby
+
+DEPENDENCIES
+  nokogiri

data/LICENSE.txt

@@ -0,0 +1,24 @@
+This is free and unencumbered software released into the public domain.
+
+Anyone is free to copy, modify, publish, use, compile, sell, or
+distribute this software, either in source code form or as a compiled
+binary, for any purpose, commercial or non-commercial, and by any
+means.
+
+In jurisdictions that recognize copyright laws, the author or authors
+of this software dedicate any and all copyright interest in the
+software to the public domain. We make this dedication for the benefit
+of the public at large and to the detriment of our heirs and
+successors. We intend this dedication to be an overt act of
+relinquishment in perpetuity of all present and future rights to this
+software under copyright law.
+
+THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND,
+EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF
+MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT.
+IN NO EVENT SHALL THE AUTHORS BE LIABLE FOR ANY CLAIM, DAMAGES OR
+OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE,
+ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR
+OTHER DEALINGS IN THE SOFTWARE.
+
+For more information, please refer to <http://unlicense.org>

data/README.md

@@ -0,0 +1,7 @@
+# EBICS Ruby Client
+
+## Tested against EBICS XML Schema and german Commerzbank EBICS Server in production at sofortwohnen.com
+
+* INI
+* HIA
+* HEV

data/ebics.gemspec

@@ -0,0 +1,12 @@
+Gem::Specification.new do |s|
+  s.name        = 'ezii-ebics'
+  s.version     = '0.1.0'
+  s.licenses    = ['MIT']
+  s.summary     = "eZii EBICS Ruby Client"
+  s.description = "EBICS 2.5 H004 Implementation in Ruby."
+  s.authors     = ["Manuel Korfmann"]
+  s.email       = 'manu@korfmann.info'
+  s.files       = Dir.glob("**/*")
+  s.require_path = 'lib'
+  s.homepage    = 'https://ezii.ml'
+end

data/keys/a005.pem

@@ -0,0 +1,27 @@
+-----BEGIN RSA PRIVATE KEY-----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+-----END RSA PRIVATE KEY-----

data/keys/e002.pem

@@ -0,0 +1,27 @@
+-----BEGIN RSA PRIVATE KEY-----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+-----END RSA PRIVATE KEY-----

data/keys/example.cer

@@ -0,0 +1,17 @@
+-----BEGIN CERTIFICATE-----
+MIIDQDCCAiigAwIBAgIBATANBgkqhkiG9w0BAQsFADBOMQswCQYDVQQGEwJGUjEOMAwGA1UEBxMF
+UGFyaXMxEzARBgNVBAoTCkUuQi5JLkMuUy4xCTAHBgNVBAsTADEPMA0GA1UEAxMGRS4gQml4MB4X
+DTA5MDcyNzA5MDYxNVoXDTE0MDcyNzA5MDYxNVowTjELMAkGA1UEBhMCRlIxDjAMBgNVBAcTBVBh
+cmlzMRMwEQYDVQQKEwpFLkIuSS5DLlMuMQkwBwYDVQQLEwAxDzANBgNVBAMTBkUuIEJpeDCCASIw
+DQYJKoZIhvcNAQEBBQADggEPADCCAQoCggEBANeOaO2fHl56a7bcS4FAnfTyvGiibmiyed9Jx1wi
+fCojuzzLpnSVWnbDm2wyB1/YXK1V/cllK+LCrav48xMnoga0aRcVxrSCtpAW+PB6Wn1hKkNW2m/w
+IuP1Vg+LB2EAsAVvCiMrCpyGKUUGNQ5x0Ph913xYUgZ41Rq/CNJ2w4AtuCgbr5KvRTwvKEv4JEJ5
+qymedq3Yy1kt6t5HbQkLzMpMOBtMLzUBiZUv1sTApEtK39CdCI8GAEsZdW5ePSdr77y0qsA7QCTx
+WliLpNDBx4BOuYJz9IdejqtNT4zAD7sQB6Yai54LzJ0lpHmA3baK3/Y3gBJqxC3WHSBf68x66icC
+AwEAAaMpMCcwCwYDVR0PBAQDAgZAMAoGA1UdDgQDBAExMAwGA1UdIwQFMAOAATEwDQYJKoZIhvcN
+AQELBQADggEBALo97IHqI3SfAS7rcTRGykCxqImtaDKJ3c77iKaUBIfJtBWuSxMLbLyC5xG5WQmS
+/IdjSLp8WWetDylP2mkKvqk601UJGYHTnvUHblVY9MhG5kD6LB6bfjp6PfOm1629Mlmg5BCZ7cO1
++pEbQK2IE1MTreCYPiQyJJeT6umUKfeRgS3WFWCya/zfaLlCZDrRy+N8TVFKauMMKa8AugUn9eAm
+7CuKgt89RkH3ERhJUZWb5Rbo6ykvHzbpDjaCedtnobUURjKeiwNR8cM5Tt8yeH4fOh63vbYZWUBv
+3jQ5URJX2vHgkOP6sNB/E7/yqYPLxhj3E7Ty2d4/ru3yjJfRiVE=
+-----END CERTIFICATE-----

data/keys/x002.pem

@@ -0,0 +1,27 @@
+-----BEGIN RSA PRIVATE KEY-----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+-----END RSA PRIVATE KEY-----

data/lib/ebics.rb

@@ -0,0 +1,104 @@
+require 'zlib'
+require 'base64'
+require 'erb'
+require 'openssl'
+require 'time'
+require 'digest/sha2'
+
+module EBICS
+  class Request
+    def render_order_data(name)
+      zipped_order_data = Zlib::Deflate.deflate raw_order_data(name)
+      Base64.strict_encode64(zipped_order_data)
+    end
+
+    def raw_order_data(name)
+      request_template(name)
+    end
+
+    def request_template(name)
+      raw = File.read(File.join(File.dirname(__FILE__), '../templates/' + name + '.erb'))
+      ERB.new(raw).result(binding)
+    end
+  end
+
+  class HEV < Request
+    attr_accessor :bank
+
+    def render
+      request_template('HEV.xml')
+    end
+  end
+
+  class INI < Request
+    attr_accessor :user
+    attr_accessor :bank
+
+    def render
+      request_template('INI.xml')
+    end
+  end
+
+  class HIA < Request
+    attr_accessor :user
+    attr_accessor :bank
+
+    def render
+      request_template('HIA.xml')
+    end
+  end
+
+
+  class User
+    attr_accessor :partner_id
+    attr_accessor :member_id
+    def initialize(&block)
+      @key_initializer = block
+      @keys = {}
+    end
+
+    def key(type)
+      @keys[type.to_sym] || (@keys[type] = initialize_key(type))
+    end
+
+    def initialize_key(type)
+      key = Key.new(type)
+      @key_initializer.call(key)
+      return key
+    end
+  end
+
+  class Bank
+    attr_accessor :host_id
+
+  end
+
+  class Key
+    attr_accessor :rsa, :type
+    attr_writer :created_at
+
+    def initialize(type)
+      @type = type
+    end
+
+    def public_modulus
+      Base64.strict_encode64(@rsa.public_key.n.to_s(16))
+    end
+
+    def public_exponent
+      Base64.strict_encode64(@rsa.public_key.e.to_s(2))
+    end
+
+    def public_sha_256
+      public_key_string = "#{ @rsa.public_key.e.to_s(16).downcase } #{ @rsa.public_key.n.to_s(16).downcase }"
+      public_key_string.gsub! /\A0/, ''
+      puts public_key_string
+      public_key_string.encode!('US-ASCII')
+      Digest::SHA256.hexdigest(public_key_string)
+    end
+
+    def created_at
+      @created_at.iso8601(10)
+    end
+  end
+end

data/templates/HEV.xml.erb

@@ -0,0 +1,5 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<ebics:ebicsHEVRequest xsi:schemaLocation="http://www.ebics.org/H000 ebics_hev.xsd"
+xmlns:ebics="http://www.ebics.org/H000" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
+    <ebics:HostID><%= @bank.host_id %></ebics:HostID>
+</ebics:ebicsHEVRequest>

data/templates/HIA.xml.erb

@@ -0,0 +1,22 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<ebicsUnsecuredRequest xmlns="http://www.ebics.org/H003" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" Revision="1" Version="H003" xsi:schemaLocation="http://www.ebics.org/H003 http://www.ebics.org/H003/ebics_keymgmt_request.xsd">
+  <header authenticate="true">
+    <static>
+      <HostID><%= @bank.host_id%></HostID>
+      <PartnerID><%= @user.partner_id %></PartnerID>
+      <UserID><%= @user.member_id %></UserID>
+      <OrderDetails>
+        <OrderType>HIA</OrderType>
+        <OrderID>A026</OrderID>
+        <OrderAttribute>DZNNN</OrderAttribute>
+      </OrderDetails>
+      <SecurityMedium>0000</SecurityMedium>
+    </static>
+    <mutable/>
+  </header>
+  <body>
+    <DataTransfer>
+      <OrderData><%= render_order_data 'HIA_order_data.xml'  %></OrderData>
+    </DataTransfer>
+  </body>
+</ebicsUnsecuredRequest>

data/templates/HIA_order_data.xml.erb

@@ -0,0 +1,25 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<HIARequestOrderData xmlns="http://www.ebics.org/H003" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xsi:schemaLocation="http://www.ebics.org/H003 http://www.ebics.org/H003/ebics_orders.xsd">
+    <AuthenticationPubKeyInfo>
+        <PubKeyValue>
+            <ds:RSAKeyValue>
+                <ds:Modulus><%= @user.key('x002').public_modulus %></ds:Modulus>
+                <ds:Exponent><%= @user.key('x002').public_exponent %></ds:Exponent>
+            </ds:RSAKeyValue>
+        </PubKeyValue>
+        <AuthenticationVersion>X002</AuthenticationVersion>
+    </AuthenticationPubKeyInfo>
+
+    <EncryptionPubKeyInfo>
+        <PubKeyValue>
+            <ds:RSAKeyValue>
+                <ds:Modulus><%= @user.key('e002').public_modulus %></ds:Modulus>
+                <ds:Exponent><%= @user.key('e002').public_exponent %></ds:Exponent>
+            </ds:RSAKeyValue>
+        </PubKeyValue>
+        <EncryptionVersion>E002</EncryptionVersion>
+    </EncryptionPubKeyInfo>
+
+    <PartnerID><%= @user.partner_id %></PartnerID>
+    <UserID><%= @user.member_id %></UserID>
+</HIARequestOrderData>

data/templates/INI.xml.erb

@@ -0,0 +1,22 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<ebicsUnsecuredRequest xmlns="http://www.ebics.org/H003" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" Revision="1" Version="H003" xsi:schemaLocation="http://www.ebics.org/H003 http://www.ebics.org/H003/ebics_keymgmt_request.xsd">
+  <header authenticate="true">
+    <static>
+      <HostID><%= @bank.host_id%></HostID>
+      <PartnerID><%= @user.partner_id %></PartnerID>
+      <UserID><%= @user.member_id %></UserID>
+      <OrderDetails>
+        <OrderType>INI</OrderType>
+        <OrderID>A025</OrderID>
+        <OrderAttribute>DZNNN</OrderAttribute>
+      </OrderDetails>
+      <SecurityMedium>0000</SecurityMedium>
+    </static>
+    <mutable/>
+  </header>
+  <body>
+    <DataTransfer>
+      <OrderData><%= render_order_data 'INI_order_data.xml'  %></OrderData>
+    </DataTransfer>
+  </body>
+</ebicsUnsecuredRequest>

data/templates/INI_order_data.xml.erb

@@ -0,0 +1,15 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<SignaturePubKeyOrderData xmlns="http://www.ebics.org/S001" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xsi:schemaLocation="http://www.ebics.org/S001 http://www.ebics.org/S001/ebics_signature.xsd">
+    <SignaturePubKeyInfo>
+        <PubKeyValue>
+            <ds:RSAKeyValue>
+                <ds:Modulus><%= @user.key('a005').public_modulus %></ds:Modulus>
+                <ds:Exponent><%= @user.key('a005').public_exponent %></ds:Exponent>
+            </ds:RSAKeyValue>
+            <TimeStamp><%= @user.key('a005').created_at %></TimeStamp>
+        </PubKeyValue>
+        <SignatureVersion>A005</SignatureVersion>
+    </SignaturePubKeyInfo>
+    <PartnerID><%= @user.partner_id %></PartnerID>
+    <UserID><%= @user.member_id %></UserID>
+</SignaturePubKeyOrderData>

data/test/schema_test.rb

@@ -0,0 +1,92 @@
+require 'minitest/autorun'
+require 'nokogiri'
+require_relative '../lib/ebics'
+
+# TODO: Need to refactor every test cases.
+
+class SchemaTest < MiniTest::Unit::TestCase
+  def setup
+    @bank = EBICS::Bank.new
+    @bank.host_id = 'EBIXH'
+
+    @user = EBICS::User.new do |key|
+      path = '../keys/' + key.type + '.pem'
+      if File.exists?(path)
+        key.rsa = OpenSSL::PKey::RSA.new(File.read(path))
+      else
+        key.rsa = OpenSSL::PKey::RSA.new(2048)
+        File.open(path, 'w') do |file|
+          file.write key.rsa.to_pem
+        end
+      end
+
+      key.created_at = File.mtime(path)
+    end
+
+    @user.partner_id = 'EBIXP'
+    @user.member_id = 'EBIXU'
+
+    @hia = EBICS::HIA.new
+    @hia.user = @user
+    @hia.bank = @bank
+
+    @ini = EBICS::INI.new
+    @ini.user = @user
+    @ini.bank = @bank
+
+  end
+
+  def test_ini_schema
+    doc = Nokogiri::XML(@ini.render.to_s.tap { |ini| ini })
+
+    Dir.chdir('../xsd/H003/') do
+      xsd = Nokogiri::XML::Schema(File.read('ebics.xsd'))
+      errors = []
+      xsd.validate(doc).each do |error|
+        errors << error
+      end
+      assert_empty errors, errors.join("\n")
+    end
+  end
+
+  def test_ini_order_data_schema
+    doc = Nokogiri::XML(@ini.raw_order_data('INI_order_data.xml').to_s.tap { |ini| puts ini })
+
+    Dir.chdir('../xsd/H003/') do
+      xsd = Nokogiri::XML::Schema(File.read('ebics_signature.xsd'))
+      errors = []
+      xsd.validate(doc).each do |error|
+        errors << error
+      end
+      assert_empty errors, errors.join("\n")
+    end
+  end
+
+
+  def test_hia_schema
+    doc = Nokogiri::XML(@hia.render.to_s.tap { |hia| puts hia })
+
+    Dir.chdir('../xsd/H003/') do
+      xsd = Nokogiri::XML::Schema(File.read('ebics.xsd'))
+      errors = []
+      xsd.validate(doc).each do |error|
+        errors << error
+      end
+      assert_empty errors, errors.join("\n")
+    end
+  end
+
+  def test_hia_order_data_schema
+    doc = Nokogiri::XML(@hia.raw_order_data('HIA_order_data.xml').to_s.tap { |hia| puts hia })
+
+    Dir.chdir('../xsd/H003/') do
+      xsd = Nokogiri::XML::Schema(File.read('ebics.xsd'))
+      errors = []
+      xsd.validate(doc).each do |error|
+        errors << error
+      end
+      assert_empty errors, errors.join("\n")
+    end
+  end
+end
+