experian-data-dictionary 1.4 → 1.4.1

data/lib/element_numbers/en_0711.rb

@@ -5,6 +5,8 @@ module Experian
       'Estimated Available Equity Ranges'
     end
 
+    def self.en_0711_value_description(key); ''; end
+
     def self.en_0711_description
       'The Estimated Available Equity model is Experian\'s proprietary model designed to accurately predict equity in the home for Homeowner records. The value of equity equals the estimated current home value minus the remaining principal of the mortgage loan. The model inputs, such as sale price, sale date and mortgage amount of the property were acquired from realty deed records from the county court house.'
     end

data/lib/element_numbers/en_0715.rb

@@ -5,6 +5,8 @@ module Experian
       'Estimated Current Loan-to-Value Ratio Ranges'
     end
 
+    def self.en_0715_value_description(key); ''; end
+
     def self.en_0715_description
       'Estimated Current Loan to Value Ratio is a percentage of the current estimated mortgage amount divided by the estimated current market value of the home. The higher the ratio, the less equity the homeowner has on the house. This ratio is available on wherever the loan amount and estimated current home value are available.'
     end

data/lib/element_numbers/en_0716.rb

@@ -5,6 +5,8 @@ module Experian
       'Estimated Current Monthly Mortgage Payment Ranges'
     end
 
+    def self.en_0716_value_description(key); ''; end
+
     def self.en_0716_description
       'The Estimated Current Monthly Mortgage Payment model is a subset of the Experian Equity model and predicts the monthly home payment. Input variables; such as Sale Date, Mortgage Amount and Interest Rate acquired from realty deed records from the county court house are utilized.'
     end

data/lib/element_numbers/en_0717.rb

@@ -5,6 +5,8 @@ module Experian
       'Estimated Current Mortgage Amount Ranges'
     end
 
+    def self.en_0717_value_description(key); ''; end
+
     def self.en_0717_description
       'Estimated Current Mortgage Amount model predicts the amount currently remaining on the primary mortgage. It projects the amount owed on the mortgage by using the original mortgage amount or refinance amount; even where known mortgage data is not available. When data is not available from deed records, ECMA is calculated based on a combination of real estate data including estimated current home value and other ConsumerView variables such as demographics, summarized credit and auto data, and census. A confidence level of Likely is applied when the known data is not available.'
     end

data/lib/element_numbers/en_310M.rb

@@ -5,6 +5,8 @@ module Experian
       'MOSAIC Z4'
     end
 
+    def self.en_310m_value_description(key); ''; end
+
     def self.en_310m_description
       'Mosaic Z4 is a geodemographic level classification system developed by Experian. Mosaic Types identify 60 Types and 12 Groups based on consumer behaviors, lifestyles and attitudes. Detailed definitions available upon request.'
     end

data/lib/element_numbers/en_313HH.rb

@@ -0,0 +1,161 @@
+module Experian
+  class DataDictionary
+
+    def self.en_313hh_column_name
+      'Mosiac Household'
+    end
+
+    def self.en_313hh_description
+      ''
+    end
+
+    def self.en_313hh(key)
+      values = {
+        'A01' => 'American Royalty',
+        'A02' => 'Platinum Prosperity',
+        'A03' => 'Kids and Cabernet',
+        'A04' => 'Picture Perfect Families',
+        'A05' => 'Couples with Clout',
+        'A06' => 'Jet Set Urbanites',
+        'B07' => 'Generational Soup',
+        'B08' => 'Babies and Bliss',
+        'B09' => 'Family Fun-tastic',
+        'B10' => 'Asian Achievers',
+        'C11' => 'Aging of Aquarius',
+        'C12' => 'Golf Carts and Gourmets',
+        'C13' => 'Silver Sophisticates',
+        'C14' => 'Boomers and Boomerangs',
+        'D15' => 'Sports Utility Families',
+        'D16' => 'Settled in Suburbia',
+        'D17' => 'Cul de Sac Diversity',
+        'D18' => 'Soulful Spenders',
+        'E19' => 'Full Pockets, Empty Nests',
+        'E20' => 'No Place Like Home',
+        'F22' => 'Fast Track Couples',
+        'F23' => 'Families Matter Most',
+        'G24' => 'Status Seeking Singles',
+        'G25' => 'Urban Edge',
+        'H26' => 'Progressive Potpourri',
+        'H27' => 'Birkenstocks and Beemers',
+        'H28' => 'Everyday Moderates',
+        'H29' => 'Destination Recreation',
+        'I30' => 'Stockcars and State Parks',
+        'I31' => 'Blue Collar Comfort',
+        'I32' => 'Latin Flair',
+        'I33' => 'Hispanic Harmony',
+        'J34' => 'Aging in Place',
+        'J35' => 'Rural Escape',
+        'J36' => 'Settled and Sensible',
+        'K37' => 'Wired for Success',
+        'K38' => 'Gotham Blend',
+        'K39' => 'Metro Fusion',
+        'L41' => 'Booming and Consuming',
+        'L42' => 'Rooted Flower Power',
+        'L43' => 'Homemade Happiness',
+        'M44' => 'Red, White and Bluegrass',
+        'M45' => 'Diapers and Debit Cards',
+        'N46' => 'True Grit Americans',
+        'N47' => 'Countrified Pragmatics',
+        'N48' => 'Gospel and Grits',
+        'N49' => 'Work Hard, Pray Hard',
+        'O50' => 'Full Steam Ahead',
+        'O51' => 'Digital Dependents',
+        'O52' => 'Urban Ambition',
+        'O53' => 'Colleges and Cafes',
+        'O54' => 'Striving Single Scene',
+        'O55' => 'Family Troopers',
+        'P56' => 'Rolling the Dice',
+        'P57' => 'Meager Metro Means',
+        'P58' => 'Fragile Families',
+        'P59' => 'Nuevo Horizons',
+        'P60' => 'Ciudad Strivers',
+        'P61' => 'Humble Beginnings',
+        'Q62' => 'Reaping Rewards',
+        'Q63' => 'Footloose and Family Free',
+        'Q64' => 'Town Elders',
+        'Q65' => 'Senior Discounts',
+        'R66' => 'Dare to Dream',
+        'R67' => 'Hope for Tomorrow',
+        'S68' => 'Small Town Shallow Pockets',
+        'S69' => 'Soul Survivors',
+        'S70' => 'Enduring Hardships'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+
+    def self.en_313hh_value_description(key)
+      values = {
+        'A01' => 'Wealthy, influential and successful couples and families living in prestigious suburbs',
+        'A02' => 'PWealthy and established empty-nesting couples residing in suburban and in-town homes',
+        'A03' => 'Prosperous, middle-aged married couples with children living child-focused lives in affluent suburbs',
+        'A04' => 'Established families of child-rearing households living in wealthy suburbs',
+        'A05' => 'Middle-aged, childless couples living in affluent metro areas',
+        'A06' => 'Mix of affluent singles and couples living high-rise, fashionable lives in urban neighborhoods',
+        'B07' => 'Affluent couples and multi-generational families living a wide range of lifestyles in suburbia',
+        'B08' => 'Middle-aged couples with large families and active lives in affluent suburbia',
+        'B09' => 'Upscale, middle-aged families with older children pursuing busy kid-centered lives in satellite cities',
+        'B10' => 'Affluent, mainly Asian couples and families enjoying dynamic lifestyles in metro areas',
+        'C11' => 'Upscale boomer-aged couples living in city and close-in suburbs',
+        'C12' => 'Upscale retirees and empty-nesters in comfortable communities',
+        'C13' => 'Mature, upscale couples and singles in suburban homes',
+        'C14' => 'Baby boomer adults and their teenage/young adult children sharing suburban homes',
+        'D15' => 'Upscale, middle-aged couples with school-aged children living active family lifestyles in outlying suburbs',
+        'D16' => 'Upper middle-class diverse family units and empty nesters living in established suburbs',
+        'D17' => 'Ethnically-diverse, middle-aged families settled in new suburban neighborhoods',
+        'D18' => 'Upper middle-class African-American couples and families living in the expanding suburbs',
+        'E19' => 'Empty-nesting, upper middle-class households with discretionary income living sophisticated lifestyles',
+        'E20' => 'No Place Like Home',
+        'F22' => 'Active, young, upper middle-class suburban couples and families living upwardly-mobile lifestyles',
+        'F23' => 'Young, middle-class families in scenic suburbs leading active, family-focused lives',
+        'G24' => 'Younger, upwardly-mobile singles living in mid-scale metro areas leading leisure-intensive lifestyles',
+        'G25' => 'Younger, up-and-coming singles living big city lifestyles located within top CBSA markets',
+        'H26' => 'Mature, multi-ethnic couples with comfortable and active lives in middle-class suburbs',
+        'H27' => 'Upper middle-class, established couples living leisure lifestyles in small towns and cities',
+        'H28' => 'Mid-scale, multi-cultural couples and families living in mid-tier metro suburban settings',
+        'H29' => 'Middle-aged, midscale couples in rural towns and fringe suburbs working to enjoy their active lifestyles',
+        'I30' => 'Middle-class couples and families living in more remote rural communities',
+        'I31' => 'Middle-class families in smaller cities and towns with solid blue-collar jobs',
+        'I32' => 'Conventional Hispanic Generation X families located in selected coastal city homes',
+        'I33' => 'Middle-class Hispanic families living lively lifestyles in city-centric neighborhoods',
+        'J34' => 'Middle-class seniors living solid, suburban lifestyles',
+        'J35' => 'Older, middle-class couples and singles living comfortable lives in rural towns',
+        'J36' => 'Older, middle-class and empty-nesting couples and singles in city neighborhoods',
+        'K37' => 'Young, mid-scale singles and couples living socially-active city lives',
+        'K38' => 'Mix of middle-aged and middle-class singles and couples living urban New York City-area lifestyles',
+        'K39' => 'Ethnically-diverse, middle-aged singles living urban active lifestyles',
+        'L41' => 'Older empty-nesting couples and singles enjoying relaxed lives in small towns',
+        'L42' => 'Mid-scale baby boomer singles and couples rooted in established suburban communities and approaching retirement',
+        'L43' => 'Lower middle-class baby boomer households living in remote town and country homes',
+        'M44' => 'Lower middle-income rural families with diverse adult and children household dynamics',
+        'M45' => 'Young, working-class families and single parent households living in small established, city residences',
+        'N46' => 'Older, middle-class households in town and country communities located in the nation\'s midsection',
+        'N47' => 'Lower middle-income couples and singles living rural, casual lives',
+        'N48' => 'Lower middle-income African-American multi-generational families living in small towns',
+        'N49' => 'Working-class, middle-aged couples and singles living in rural homes',
+        'O50' => 'Younger and middle-aged singles gravitating to second-tier cities',
+        'O51' => 'Mix of Generation Y and X singles who live digital-driven, urban lifestyles',
+        'O52' => 'Mainly Generation Y African-American singles and single families established in mid-market cities',
+        'O53' => 'Young singles and recent college graduates living in college communities',
+        'O54' => 'Young, multi-ethnic singles living in Midwest and Southern city centers',
+        'O55' => 'Families and single-parent households living near military bases',
+        'P56' => 'Middle-aged, mid-scale income singles and divorced individuals in secondary cities',
+        'P57' => 'Mid-scale African-American singles established in inner-city communities',
+        'P58' => 'Multi-cultural singles and families with mid and low incomes living settled lives in urban apartments',
+        'P59' => 'Middle-aged, mid-scale income Hispanic families living mainly within US border cities',
+        'P60' => 'Mid-scale Hispanic families and single parents in gateway communities',
+        'P61' => 'Multi-ethnic singles and single-parent households with mid-scale incomes in city apartments',
+        'Q62' => 'Relaxed, retired couples and widowed individuals in suburban homes living quiet lives',
+        'Q63' => 'Elderly couples and widowed individuals living active and comfortable lifestyles',
+        'Q64' => 'Stable, minimalist seniors living in older residences and leading sedentary lifestyles',
+        'Q65' => 'Downscale, settled retirees in metro apartment communities',
+        'R66' => 'Young singles, couples and single parents with lower incomes starting out in city apartments',
+        'R67' => 'Young, lower-income African-American single parents in second-city apartments',
+        'S68' => 'Older, down-scale singles and empty-nesters living in modest ex-urban small towns',
+        'S69' => 'Older, down-scale African-Americans singles and single parents established in modest urban neighborhoods',
+        'S70' => 'Middle-aged, down-scale singles and divorced individuals in transitional small town and ex-urban apartments'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+
+  end
+end

data/lib/element_numbers/en_8102.rb

@@ -0,0 +1,22 @@
+module Experian
+  class DataDictionary
+
+    def self.en_8102_column_name
+      'ZDonor'
+    end
+
+    def self.en_8102_value_description(key); ''; end
+
+    def self.en_8102_description
+      'ZDonor indicates a household self reported they contribute to charities. BehaviorBank® Household Indicators groups similar self-reported elements into slightly broader categories'
+    end
+
+    def self.en_8102(key)
+      values = {
+        'Y' => 'Household has indicated they contribute to charities',
+        'U' => 'Unknown'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+  end
+end

data/lib/element_numbers/en_8103.rb

@@ -0,0 +1,22 @@
+module Experian
+  class DataDictionary
+
+    def self.en_8103_column_name
+      'ZPets'
+    end
+
+    def self.en_8103_value_description(key); ''; end
+
+    def self.en_8103_description
+      'ZPets indicates a household has self reported being a pet enthusiast. BehaviorBank® Household Indicators groups similar self-reported elements into slightly broader categories.'
+    end
+
+    def self.en_8103(key)
+      values = {
+        'Y' => 'Household has indicated being a pet enthusiast',
+        'U' => 'Unknown'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+  end
+end

data/lib/element_numbers/en_8109.rb

@@ -0,0 +1,22 @@
+module Experian
+  class DataDictionary
+
+    def self.en_8109_column_name
+      'ZInvestor'
+    end
+
+    def self.en_8109_value_description(key); ''; end
+
+    def self.en_8109_description
+      'Zinvestor indicates a household\'s has self reported an interest in investing. BehaviorBank® Household Indicators groups similar self-reported elements into slightly broader categories.'
+    end
+
+    def self.en_8109(key)
+      values = {
+        'Y' => 'Household has indicated an interest in investing',
+        'U' => 'Unknown'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+  end
+end

data/lib/element_numbers/en_8123.rb

@@ -0,0 +1,22 @@
+module Experian
+  class DataDictionary
+
+    def self.en_8123_column_name
+      'ZDo-It-Yourselfer'
+    end
+
+    def self.en_8123_value_description(key); ''; end
+
+    def self.en_8123_description
+      'ZDo-it-yourselfer indicates a household is a self reported do-it-yourselfer. BehaviorBank® Household Indicators groups similar self-reported elements into slightly broader categories.'
+    end
+
+    def self.en_8123(key)
+      values = {
+        'Y' => 'Household has indicated a do-it-yourselfer',
+        'U' => 'Unknown'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+  end
+end

data/lib/element_numbers/en_8128.rb

@@ -0,0 +1,22 @@
+module Experian
+  class DataDictionary
+
+    def self.en_8128_column_name
+      'ZEnvironmental Donor'
+    end
+
+    def self.en_8128_value_description(key); ''; end
+
+    def self.en_8128_description
+      'ZEnvironmental donor indicates a household\'s has self reported donating to environmental causes. BehaviorBank® Household Indicators groups similar self-reported elements into slightly broader categories.'
+    end
+
+    def self.en_8128(key)
+      values = {
+        'Y' => 'Household has indicated donating to environmental causes',
+        'U' => 'Unknown'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+  end
+end

data/lib/element_numbers/en_8133.rb

@@ -0,0 +1,22 @@
+module Experian
+  class DataDictionary
+
+    def self.en_8133_column_name
+      'ZMail Order Multi-Buyer'
+    end
+
+    def self.en_8133_value_description(key); ''; end
+
+    def self.en_8133_description
+      'ZMail order multi-buyer indicates a household is a self reported mail order multibuyer. BehaviorBank® Household Indicators groups similar self-reported elements into slightly broader categories.'
+    end
+
+    def self.en_8133(key)
+      values = {
+        'Y' => 'Household has indicated being a mail order multibuyer',
+        'U' => 'Unknown'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+  end
+end

data/lib/element_numbers/en_8136.rb

@@ -0,0 +1,22 @@
+module Experian
+  class DataDictionary
+
+    def self.en_8136_column_name
+      'ZDogs'
+    end
+
+    def self.en_8136_value_description(key); ''; end
+
+    def self.en_8136_description
+      'ZDogs indicates a household has self reported being dog enthusiasts. BehaviorBank® Household Indicators groups similar self-reported elements into slightly broader categories.'
+    end
+
+    def self.en_8136(key)
+      values = {
+        'Y' => 'Household has indicated being dog enthusiasts',
+        'U' => 'Unknown'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+  end
+end

data/lib/element_numbers/en_8137.rb

@@ -0,0 +1,22 @@
+module Experian
+  class DataDictionary
+
+    def self.en_8137_column_name
+      'ZCats'
+    end
+
+    def self.en_8137_value_description(key); ''; end
+
+    def self.en_8137_description
+      'ZCats indicates a household has self reported being cat enthusiasts. BehaviorBank® Household Indicators groups similar self-reported elements into slightly broader categories.'
+    end
+
+    def self.en_8137(key)
+      values = {
+        'Y' => 'Household has indicated being cat enthusiasts',
+        'U' => 'Unknown'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+  end
+end

data/lib/element_numbers/en_8180.rb

@@ -0,0 +1,22 @@
+module Experian
+  class DataDictionary
+
+    def self.en_8180_column_name
+      'Zactive Military'
+    end
+
+    def self.en_8180_value_description(key); ''; end
+
+    def self.en_8180_description
+      'ZActive Military indicates a household has self reported as being active military. BehaviorBank® Household Indicators groups similar self-reported elements into slightly broader categories.'
+    end
+
+    def self.en_8180(key)
+      values = {
+        'Y' => 'Household has self reported being active military',
+        'U' => 'Unknown'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+  end
+end

data/lib/element_numbers/en_8181.rb

@@ -0,0 +1,22 @@
+module Experian
+  class DataDictionary
+
+    def self.en_8181_column_name
+      'Zinactive Military'
+    end
+
+    def self.en_8181_value_description(key); ''; end
+
+    def self.en_8181_description
+      'ZInactive Military indicates a household has self reported as being inactive military. BehaviorBank® Household Indicators groups similar self-reported elements into slightly broader categories.'
+    end
+
+    def self.en_8181(key)
+      values = {
+        'Y' => 'Household has self reported being inactive military',
+        'U' => 'Unknown'
+      }
+      key.empty? ? 'Unknown' : values[key]
+    end
+  end
+end