exonio 0.1.0 → 0.1.1

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG.md

@@ -0,0 +1,9 @@
+# CHANGELOG
+
+## 0.1.1
+
+* Remove round from `pmt` and `fv` methods
+
+## 0.1.0
+
+* Implements fv, nper and pmt methods

data/Gemfile.lock

@@ -1,7 +1,7 @@
 PATH
   remote: .
   specs:
-    exonio (0.1.0)
+    exonio (0.1.1)
 
 GEM
   remote: https://rubygems.org/

data/README.md

@@ -24,7 +24,7 @@ Or install it yourself as:
 To use Exonio you just have to call the method you like to use. Example:
 
 ```ruby
- Exonio.pmt(0.075 / 12, 12 * 15, 200_000) # ==> -1854.02
+ Exonio.pmt(0.075 / 12, 12 * 15, 200_000) # ==> -1854.0247200054619
 ```
 
 ## Available Formulas
@@ -36,7 +36,7 @@ an additional monthly savings of $100 with the interest rate at
 5% (annually) compounded monthly?
 
 ```ruby
-Exonio.fv(0.05 / 12, 10 * 12, -100, -100) # ==> 15692.93
+Exonio.fv(0.05 / 12, 10 * 12, -100, -100) # ==> 15692.928894335748
 ```
 
 By convention, the negative sign represents cash flow out (i.e. money not
@@ -60,7 +60,7 @@ What is the monthly payment needed to pay off a $200,000 loan in 15
 years at an annual interest rate of 7.5%?
 
 ```ruby
-Exonio.nper(0.075 / 12, 12 * 15, 200_000) # ==> -1854.02
+Exonio.pmt(0.075 / 12, 12 * 15, 200_000) # ==> -1854.0247200054619
 ```
 
 In order to pay-off (i.e., have a future-value of 0) the $200,000 obtained

data/lib/exonio/financial.rb

@@ -13,14 +13,13 @@ module Exonio
     # @return [Float]
     #
     # @example
-    #   Exonio.fv(0.05 / 12, 12 * 10, -100, -100) # ==> 15692.93
+    #   Exonio.fv(0.05 / 12, 12 * 10, -100, -100) # ==> 15692.928894335748
     #
     def fv(rate, nper, pmt, pv, end_or_beginning = 0)
       temp = (1 + rate) ** nper
       fact = (1 + rate* end_or_beginning) * (temp - 1) / rate
-      result = -(pv * temp + pmt * fact)
 
-      result.round(2)
+      -(pv * temp + pmt * fact)
     end
 
 
@@ -59,14 +58,13 @@ module Exonio
     # @return [Float]
     #
     # @example
-    #   Exonio.pmt(0.075/12, 12*15, 200_000) # ==> -1854.02
+    #   Exonio.pmt(0.075/12, 12*15, 200_000) # ==> -1854.0247200054619
     #
     def pmt(rate, nper, pv, fv = 0, end_or_beginning = 0)
       temp = (1 + rate) ** nper
       fact = (1 + rate * end_or_beginning) * (temp - 1) / rate
-      result = -(fv + pv * temp) / fact
 
-      result.round(2)
+      -(fv + pv * temp) / fact
     end
   end
 end

data/lib/exonio/version.rb

@@ -1,3 +1,3 @@
 module Exonio
-  VERSION = "0.1.0"
+  VERSION = "0.1.1"
 end

metadata

@@ -1,7 +1,7 @@
 --- !ruby/object:Gem::Specification
 name: exonio
 version: !ruby/object:Gem::Version
-  version: 0.1.0
+  version: 0.1.1
 platform: ruby
 authors:
 - Rafael Izidoro
@@ -63,6 +63,7 @@ files:
 - ".gitignore"
 - ".rspec"
 - ".travis.yml"
+- CHANGELOG.md
 - Gemfile
 - Gemfile.lock
 - LICENSE.md