exonio 0.1.0 → 0.1.1
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- checksums.yaml +4 -4
- data/CHANGELOG.md +9 -0
- data/Gemfile.lock +1 -1
- data/README.md +3 -3
- data/lib/exonio/financial.rb +4 -6
- data/lib/exonio/version.rb +1 -1
- metadata +2 -1
checksums.yaml
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@@ -1,7 +1,7 @@
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---
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SHA1:
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metadata.gz:
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data.tar.gz:
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metadata.gz: a78b47da7f327af032c2c2eb15b19873b3633216
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data.tar.gz: c307fa7b9e8e3b8072e14fa2ad9f56fdf660eab8
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SHA512:
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metadata.gz:
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data.tar.gz:
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metadata.gz: 6cb43b81c45f8fd358a3ec755bfb92c9f76d90de0cc81c8bbe50db6eed48df939ae2e45d48b7e660295bf1445e15c08216a790d610cc7ff81284287695186b3b
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data.tar.gz: 5d63764dfe31e91ad66ad82b30567a1c68d41450c536cefc0a3ee0361eed55fef9b5a146b05e4d583f512f817f2b0f88766bc1770ff6ba0e503ed662a7bbb25d
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data/CHANGELOG.md
ADDED
data/Gemfile.lock
CHANGED
data/README.md
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@@ -24,7 +24,7 @@ Or install it yourself as:
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To use Exonio you just have to call the method you like to use. Example:
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```ruby
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-
Exonio.pmt(0.075 / 12, 12 * 15, 200_000) # ==> -1854.
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Exonio.pmt(0.075 / 12, 12 * 15, 200_000) # ==> -1854.0247200054619
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```
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## Available Formulas
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@@ -36,7 +36,7 @@ an additional monthly savings of $100 with the interest rate at
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5% (annually) compounded monthly?
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```ruby
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-
Exonio.fv(0.05 / 12, 10 * 12, -100, -100) # ==> 15692.
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Exonio.fv(0.05 / 12, 10 * 12, -100, -100) # ==> 15692.928894335748
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```
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By convention, the negative sign represents cash flow out (i.e. money not
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years at an annual interest rate of 7.5%?
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```ruby
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-
Exonio.
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Exonio.pmt(0.075 / 12, 12 * 15, 200_000) # ==> -1854.0247200054619
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```
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In order to pay-off (i.e., have a future-value of 0) the $200,000 obtained
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data/lib/exonio/financial.rb
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@@ -13,14 +13,13 @@ module Exonio
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# @return [Float]
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#
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# @example
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# Exonio.fv(0.05 / 12, 12 * 10, -100, -100) # ==> 15692.
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# Exonio.fv(0.05 / 12, 12 * 10, -100, -100) # ==> 15692.928894335748
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#
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def fv(rate, nper, pmt, pv, end_or_beginning = 0)
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temp = (1 + rate) ** nper
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fact = (1 + rate* end_or_beginning) * (temp - 1) / rate
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-
result = -(pv * temp + pmt * fact)
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-(pv * temp + pmt * fact)
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end
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@@ -59,14 +58,13 @@ module Exonio
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# @return [Float]
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#
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# @example
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# Exonio.pmt(0.075/12, 12*15, 200_000) # ==> -1854.
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# Exonio.pmt(0.075/12, 12*15, 200_000) # ==> -1854.0247200054619
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#
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def pmt(rate, nper, pv, fv = 0, end_or_beginning = 0)
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temp = (1 + rate) ** nper
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fact = (1 + rate * end_or_beginning) * (temp - 1) / rate
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-
result = -(fv + pv * temp) / fact
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-
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+
-(fv + pv * temp) / fact
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end
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end
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end
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data/lib/exonio/version.rb
CHANGED
metadata
CHANGED
@@ -1,7 +1,7 @@
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--- !ruby/object:Gem::Specification
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name: exonio
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version: !ruby/object:Gem::Version
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version: 0.1.
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version: 0.1.1
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platform: ruby
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authors:
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- Rafael Izidoro
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@@ -63,6 +63,7 @@ files:
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- ".gitignore"
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- ".rspec"
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- ".travis.yml"
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+
- CHANGELOG.md
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- Gemfile
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- Gemfile.lock
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- LICENSE.md
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