eloan 0.1.0

checksums.yaml

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+SHA256:
+  metadata.gz: 41a645a3fffcd50a8f0aff6a4fdcb96616f92eaecba5c563b26f554ab68dee16
+  data.tar.gz: ab68ec411e84d44706a6c1b53bb8a760bb1bd846bbf194919873cc91aadd4e7d
+SHA512:
+  metadata.gz: 8f2b80ac48a679ff09fc136057334b6fedca924ca5aed8815ea0c5866d0f770aa0b92b06b765996d8addfe10b4dca48a5f2c5a7778c645ee090d83289d4f1fad
+  data.tar.gz: ee98fe390c79c31bafd0052349456ac97544bf1914020d3c070bac4a425507486d95606370b267618cc00331927ca2604fea6c30c143a45fb4d4efae1fbc511c

data/.gitignore

@@ -0,0 +1,11 @@
+/.bundle/
+/.yardoc
+/_yardoc/
+/coverage/
+/doc/
+/pkg/
+/spec/reports/
+/tmp/
+
+# rspec failure tracking
+.rspec_status

data/.rspec

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+--format documentation
+--color
+--require spec_helper

data/.travis.yml

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+---
+sudo: false
+language: ruby
+cache: bundler
+rvm:
+  - 2.4.0
+before_install: gem install bundler -v 1.16.6

data/CODE_OF_CONDUCT.md

@@ -0,0 +1,74 @@
+# Contributor Covenant Code of Conduct
+
+## Our Pledge
+
+In the interest of fostering an open and welcoming environment, we as
+contributors and maintainers pledge to making participation in our project and
+our community a harassment-free experience for everyone, regardless of age, body
+size, disability, ethnicity, gender identity and expression, level of experience,
+nationality, personal appearance, race, religion, or sexual identity and
+orientation.
+
+## Our Standards
+
+Examples of behavior that contributes to creating a positive environment
+include:
+
+* Using welcoming and inclusive language
+* Being respectful of differing viewpoints and experiences
+* Gracefully accepting constructive criticism
+* Focusing on what is best for the community
+* Showing empathy towards other community members
+
+Examples of unacceptable behavior by participants include:
+
+* The use of sexualized language or imagery and unwelcome sexual attention or
+advances
+* Trolling, insulting/derogatory comments, and personal or political attacks
+* Public or private harassment
+* Publishing others' private information, such as a physical or electronic
+  address, without explicit permission
+* Other conduct which could reasonably be considered inappropriate in a
+  professional setting
+
+## Our Responsibilities
+
+Project maintainers are responsible for clarifying the standards of acceptable
+behavior and are expected to take appropriate and fair corrective action in
+response to any instances of unacceptable behavior.
+
+Project maintainers have the right and responsibility to remove, edit, or
+reject comments, commits, code, wiki edits, issues, and other contributions
+that are not aligned to this Code of Conduct, or to ban temporarily or
+permanently any contributor for other behaviors that they deem inappropriate,
+threatening, offensive, or harmful.
+
+## Scope
+
+This Code of Conduct applies both within project spaces and in public spaces
+when an individual is representing the project or its community. Examples of
+representing a project or community include using an official project e-mail
+address, posting via an official social media account, or acting as an appointed
+representative at an online or offline event. Representation of a project may be
+further defined and clarified by project maintainers.
+
+## Enforcement
+
+Instances of abusive, harassing, or otherwise unacceptable behavior may be
+reported by contacting the project team at qiang.ruan@mdslife.com. All
+complaints will be reviewed and investigated and will result in a response that
+is deemed necessary and appropriate to the circumstances. The project team is
+obligated to maintain confidentiality with regard to the reporter of an incident.
+Further details of specific enforcement policies may be posted separately.
+
+Project maintainers who do not follow or enforce the Code of Conduct in good
+faith may face temporary or permanent repercussions as determined by other
+members of the project's leadership.
+
+## Attribution
+
+This Code of Conduct is adapted from the [Contributor Covenant][homepage], version 1.4,
+available at [http://contributor-covenant.org/version/1/4][version]
+
+[homepage]: http://contributor-covenant.org
+[version]: http://contributor-covenant.org/version/1/4/

data/Gemfile

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+source "https://rubygems.org"
+
+git_source(:github) {|repo_name| "https://github.com/#{repo_name}" }
+
+# Specify your gem's dependencies in eloan.gemspec
+gemspec

data/LICENSE.txt

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+The MIT License (MIT)
+
+Copyright (c) 2019 rqiang
+
+Permission is hereby granted, free of charge, to any person obtaining a copy
+of this software and associated documentation files (the "Software"), to deal
+in the Software without restriction, including without limitation the rights
+to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
+copies of the Software, and to permit persons to whom the Software is
+furnished to do so, subject to the following conditions:
+
+The above copyright notice and this permission notice shall be included in
+all copies or substantial portions of the Software.
+
+THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
+FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
+AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
+LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
+OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN
+THE SOFTWARE.

data/README.md

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+# Eloan
+
+Welcome to your new gem! In this directory, you'll find the files you need to be able to package up your Ruby library into a gem. Put your Ruby code in the file `lib/eloan`. To experiment with that code, run `bin/console` for an interactive prompt.
+
+TODO: Delete this and the text above, and describe your gem
+
+## Installation
+
+Add this line to your application's Gemfile:
+
+```ruby
+gem 'eloan'
+```
+
+And then execute:
+
+    $ bundle
+
+Or install it yourself as:
+
+    $ gem install eloan
+
+## Usage
+
+TODO: Write usage instructions here
+
+## Development
+
+After checking out the repo, run `bin/setup` to install dependencies. Then, run `rake spec` to run the tests. You can also run `bin/console` for an interactive prompt that will allow you to experiment.
+
+To install this gem onto your local machine, run `bundle exec rake install`. To release a new version, update the version number in `version.rb`, and then run `bundle exec rake release`, which will create a git tag for the version, push git commits and tags, and push the `.gem` file to [rubygems.org](https://rubygems.org).
+
+## Contributing
+
+Bug reports and pull requests are welcome on GitHub at https://github.com/[USERNAME]/eloan. This project is intended to be a safe, welcoming space for collaboration, and contributors are expected to adhere to the [Contributor Covenant](http://contributor-covenant.org) code of conduct.
+
+## License
+
+The gem is available as open source under the terms of the [MIT License](https://opensource.org/licenses/MIT).
+
+## Code of Conduct
+
+Everyone interacting in the Eloan project’s codebases, issue trackers, chat rooms and mailing lists is expected to follow the [code of conduct](https://github.com/[USERNAME]/eloan/blob/master/CODE_OF_CONDUCT.md).

data/Rakefile

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+require "bundler/gem_tasks"
+require "rspec/core/rake_task"
+
+RSpec::Core::RakeTask.new(:spec)
+
+task :default => :spec

data/bin/console

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+#!/usr/bin/env ruby
+
+require "bundler/setup"
+require "eloan"
+
+# You can add fixtures and/or initialization code here to make experimenting
+# with your gem easier. You can also use a different console, if you like.
+
+# (If you use this, don't forget to add pry to your Gemfile!)
+# require "pry"
+# Pry.start
+
+require "irb"
+IRB.start(__FILE__)

data/bin/setup

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+#!/usr/bin/env bash
+set -euo pipefail
+IFS=$'\n\t'
+set -vx
+
+bundle install
+
+# Do any other automated setup that you need to do here

data/eloan.gemspec

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+
+lib = File.expand_path("../lib", __FILE__)
+$LOAD_PATH.unshift(lib) unless $LOAD_PATH.include?(lib)
+require "eloan/version"
+
+Gem::Specification.new do |spec|
+  spec.name          = "eloan"
+  spec.version       = Eloan::VERSION
+  spec.authors       = ["rqiang"]
+  spec.email         = ["ruan88qiang@sina.com"]
+
+  spec.summary       = %q{ 小贷通支付 }
+  spec.description   = %q{ 小贷通支付 }
+  spec.homepage      = "https://github.com/rqiang88/eloan"
+  spec.license       = "MIT"
+
+  # Prevent pushing this gem to RubyGems.org. To allow pushes either set the 'allowed_push_host'
+  # to allow pushing to a single host or delete this section to allow pushing to any host.
+  if spec.respond_to?(:metadata)
+    spec.metadata["allowed_push_host"] = "https://rubygems.org"
+  else
+    raise "RubyGems 2.0 or newer is required to protect against " \
+      "public gem pushes."
+  end
+
+  # Specify which files should be added to the gem when it is released.
+  # The `git ls-files -z` loads the files in the RubyGem that have been added into git.
+  spec.files         = Dir.chdir(File.expand_path('..', __FILE__)) do
+    `git ls-files -z`.split("\x0").reject { |f| f.match(%r{^(test|spec|features)/}) }
+  end
+  spec.bindir        = "exe"
+  spec.executables   = spec.files.grep(%r{^exe/}) { |f| File.basename(f) }
+  spec.require_paths = ["lib"]
+
+  spec.add_development_dependency "bundler", "~> 1.16"
+  spec.add_development_dependency "rake", "~> 10.0"
+  spec.add_development_dependency "rest-client"
+end

data/lib/eloan/api.rb

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+require 'eloan/helper/payment'
+require 'eloan/helper/service'
+require 'eloan/helper/signature'
+require 'eloan/helper/request'
+
+module Eloan
+  module Api
+    include Helper::Service
+    include Helper::Signature
+    include Helper::Payment
+    include Helper::Request
+
+
+    def pay code, data = {}
+      request = request_params(code)
+      url = generate_request_url(request[:url])
+      request_method = request[:method]
+
+      options = handle_params(generate_default_params.merge(data))
+      default_params = request[:default]
+      default_params.keys.each{|k| options[k] = default_params[k] if options[k].blank? }
+      options["signature"] = hexdigest(handle_request_data(request_method, url, options))
+
+      response = execute(request_method, url, options)
+    end
+
+    def verify options
+      signature =  options.delete('signature')
+      data = handle_response_data options
+      verify?(data, signature)
+    end
+  end
+end

data/lib/eloan/api_loader.rb

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+module Eloan
+  module ApiLoader
+    class << self
+      def with(config)
+        raise "app_key not allow blank" if config.app_key.blank?
+        raise "app_token not allow blank" if config.app_token.blank?
+        raise "app_key not allow blank and length less then 7" if config.platform.blank? || config.platform.length > 6
+        Client.new(config)
+      end
+    end
+  end
+end

data/lib/eloan/client.rb

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+require 'eloan/api'
+
+module Eloan
+  class Client
+    include Api
+
+    attr_accessor :configurate
+
+    def initialize(config)
+      @configurate = config
+    end
+
+    def execute(request_method, url, options)
+      response = RestClient::Request.execute(method: request_method, 
+                    url: URI.escape(url), headers: {params: options})
+
+      p raw_response response
+    end
+
+  end
+end

data/lib/eloan/configuration.rb

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+module Eloan
+  class Configuration
+    attr_accessor :app_token, :app_key, :client_name, :company_name, 
+                  :env, :platform, :bg_return_url
+
+    def initialize
+      @env = 'development'
+    end
+  end
+end

data/lib/eloan/helper/payment.rb

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+module Eloan
+  module Helper
+    module Payment
+      ### 生成公共请求参数
+
+      # 生成默认参数
+      def generate_default_params
+        {
+          app_token: configurate.app_token,
+          client_name: configurate.client_name,
+          company_name: configurate.company_name, 
+          request_seq: generate_request_seq,
+          request_date: generate_request_date
+        }
+      end
+
+      private
+      # 生成流水
+      def generate_request_seq
+        length = 6 - configurate.platform.length
+        _ljust = 8 + length 
+        configurate.platform + Time.now.strftime("%Y%m%d%H%M%S") + rand(1000 * 1000).to_s.rjust(_ljust, '0')
+      end
+
+      # 生成请求日期
+      def generate_request_date
+        Date.today.strftime("%Y%m%d")
+      end
+    end
+  end
+end

data/lib/eloan/helper/request.rb

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+module Eloan
+  module Helper
+    module Request
+      def request_params(code)
+        case code
+          when '101'
+            {
+              url: '/v1/users/add-cash-card',
+              method: 'POST',
+              notity: true,
+              default: {
+                'cert_type' => '00',
+                'card_type' => 'D',
+                'bg_return_url' => configurate.bg_return_url
+              }
+            }
+          when '102'
+            {
+              url: '/v1/users/add-withhold-card',
+              method: 'POST',
+              notity: true,
+              default: {
+                'cert_type' => '00',
+                'card_type' => 'D',
+                'bg_return_url' => configurate.bg_return_url
+              }
+            }
+          when '103'
+            {
+              url: '/v1/users/relieve-withhold-card',
+              method: 'POST',
+              default: {
+                'cert_type' => '00'
+              }
+            }
+          when '201'
+            {
+              url: '/v1/trade/loan',
+              method: 'POST',
+              notity: true,
+              default: {
+                'business_type' =>  '00',
+                'product_type' => '00',
+                'loan_purpose' => '00',
+                'loan_period' => '1',
+                'loan_period_type' => '01',
+                'entrusted_flag' => 'N',
+                'user_cert_type' => '00',
+                'user_cash_method' => 'T1',
+                'installment_number' => '1',
+                'payment_method' => '02',
+                'bg_return_url'  => configurate.bg_return_url
+              }
+            }
+          when '202'
+            {
+              url: '/v1/trade/repay',
+              method: 'POST',
+              notity: true,
+              default: {
+                'business_type' => '00',
+                'product_type' => '00',
+                'cert_type' => '00',
+                'repay_mode' => '0',
+                'back_cert_type' => '00',
+                'bg_return_url'  => configurate.bg_return_url
+              }
+            }
+
+          when '204'
+            {
+              url: '/v1/trade/loan/cash',
+              method: 'POST',
+              notity: true,
+              default: {
+                'bg_return_url'  => configurate.bg_return_url
+              }
+            }
+          when '301'
+            {
+              url: '/v1/users/query/add-cash-card',
+              method: 'GET',
+              default: {
+                'cert_type' => '00'
+              }
+            }
+          when '302'
+            {
+              url: '/v1/query/trade/loan',
+              method: 'GET',
+              default: {}
+            }
+          when '303'
+            {
+              url: '/v1/query/users/add-withhold-card',
+              method: 'GET',
+              default: {
+                'cert_type' => '00'
+              }
+            }
+          when '304'
+            {
+              url: '/v1/query/trade/repay',
+              method: 'GET',
+              default: {}
+            }
+          when '305'
+            {
+              url: '/v1/query/card/bin',
+              method: 'GET',
+              default: {}
+            }
+          when '306'
+            {
+              url: '/v1/query/bind/card',
+              method: 'GET',
+              default: {
+                'cert_type' => '00'
+              }
+            }
+          when '307'
+            {
+              url: '/v1/query/loan/cash',
+              method: 'GET',
+              default: {}
+            }
+          when '308'
+            {
+              url: '/v1/query/clients/balance',
+              method: 'GET',
+              default: {}
+            }
+        else
+          {}
+        end
+      end
+    end
+  end
+end

data/lib/eloan/helper/service.rb

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+module Eloan
+  module Helper
+    module Service
+      def generate_request_url(url='')
+        [default_url, url] * ''
+      end
+
+      def handle_params(options={})
+        ActiveSupport::HashWithIndifferentAccess.new(options)
+      end
+
+      def raw_response(response)
+        return {status: :fail, code: 502, message: '请求失败,请稍后重试'} unless response.code.to_i == 200
+
+        response = JSON.parse response.body
+        response_code = response['response_code']
+
+        if response_code.last(2).to_s == '00'
+          status, code, message = 'success', 200, 'success'
+        else
+          if request_params(response_code.first(3))[:notify] && response_code.last(2).to_s == '00'
+            status, code, message = 'success', 201, '处理中'
+          else
+            message = response['bind_error_message'].present? ? response['bind_error_message'] : response['response_message']
+            status, code = 'fail', 202
+          end
+        end
+        {status: status, code: code, message: message, data: response}
+      end
+
+      private
+
+      def default_url
+        if production?
+        else
+          'https://mertest.cloudpnr.com/api/eloan'
+        end
+      end
+
+      def production?
+        configurate.env == 'production'
+      end
+    end
+  end
+end

data/lib/eloan/helper/signature.rb

@@ -0,0 +1,32 @@
+module Eloan
+  module Helper
+    module Signature
+      def hexdigest(data)
+        digest = OpenSSL::Digest.new('SHA256')
+        OpenSSL::HMAC.hexdigest(digest, configurate.app_key, data)
+      end
+
+      def verify?(data, signature)
+        hexdigest(data) == signature
+      end
+
+      def handle_request_data(request_method, url, params)
+        data = [request_method, url, change_params(params)] * ''
+      end
+
+      def handle_response_data(params)
+        params.delete('signature')
+        data = change_params(params)
+      end
+
+      private 
+
+      def change_params(params)
+        data = params.sort.map do |k, v|
+          "#{k}=#{v}" if v.present?
+        end
+        data.compact * '&'
+      end
+    end
+  end
+end

data/lib/eloan/version.rb

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+module Eloan
+  VERSION = "0.1.0"
+end

data/lib/eloan.rb

@@ -0,0 +1,25 @@
+require "eloan/version"
+require "active_support"
+require "rest-client"
+
+module Eloan
+  extend ActiveSupport::Autoload
+
+  autoload :Client
+  autoload :Configuration
+  autoload :ApiLoader
+
+  class << self
+    def configuration
+      yield configure
+    end
+
+    def configure
+      @config ||= Configuration.new
+    end
+
+    def api
+      @eloan ||= ApiLoader.with(configure) 
+    end
+  end
+end

data/lib/generators/eloan/config_generator.rb

@@ -0,0 +1,12 @@
+module Eloan
+  module Generators
+    class ConfigGenerator < Rails::Generators::Base
+      desc 'Generate eloan configs'
+      source_root File.expand_path('../templates', __FILE__)
+
+      def copy_file
+        template 'eloan.rb', 'config/initializers/eloan.rb'
+      end
+    end
+  end
+end

data/lib/generators/eloan/templates/eloan.rb

@@ -0,0 +1,9 @@
+Eloan.configuration do |config|
+  config.client_name  = '委托人名'    # null: false
+  config.app_token    = 'app_token'  # null: false
+  config.app_key      = 'app_key'    # null: false
+  config.company_name = 'YLPH'   # null: false, 生产环境请替换
+  config.env          = '使用环境'    # null: false, values: [production, development]
+  config.platform     = '自定义平台号' # null: false, 生成流水时候使用,根据流水号区别平台
+  config.bg_return_url = ''          # null: false 异步通知回调地址
+end

metadata

@@ -0,0 +1,110 @@
+--- !ruby/object:Gem::Specification
+name: eloan
+version: !ruby/object:Gem::Version
+  version: 0.1.0
+platform: ruby
+authors:
+- rqiang
+autorequire: 
+bindir: exe
+cert_chain: []
+date: 2019-04-25 00:00:00.000000000 Z
+dependencies:
+- !ruby/object:Gem::Dependency
+  name: bundler
+  requirement: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '1.16'
+  type: :development
+  prerelease: false
+  version_requirements: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '1.16'
+- !ruby/object:Gem::Dependency
+  name: rake
+  requirement: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '10.0'
+  type: :development
+  prerelease: false
+  version_requirements: !ruby/object:Gem::Requirement
+    requirements:
+    - - "~>"
+      - !ruby/object:Gem::Version
+        version: '10.0'
+- !ruby/object:Gem::Dependency
+  name: rest-client
+  requirement: !ruby/object:Gem::Requirement
+    requirements:
+    - - ">="
+      - !ruby/object:Gem::Version
+        version: '0'
+  type: :development
+  prerelease: false
+  version_requirements: !ruby/object:Gem::Requirement
+    requirements:
+    - - ">="
+      - !ruby/object:Gem::Version
+        version: '0'
+description: " 小贷通支付 "
+email:
+- ruan88qiang@sina.com
+executables: []
+extensions: []
+extra_rdoc_files: []
+files:
+- ".gitignore"
+- ".rspec"
+- ".travis.yml"
+- CODE_OF_CONDUCT.md
+- Gemfile
+- LICENSE.txt
+- README.md
+- Rakefile
+- bin/console
+- bin/setup
+- eloan.gemspec
+- lib/eloan.rb
+- lib/eloan/api.rb
+- lib/eloan/api_loader.rb
+- lib/eloan/client.rb
+- lib/eloan/configuration.rb
+- lib/eloan/helper/payment.rb
+- lib/eloan/helper/request.rb
+- lib/eloan/helper/service.rb
+- lib/eloan/helper/signature.rb
+- lib/eloan/version.rb
+- lib/generators/eloan/config_generator.rb
+- lib/generators/eloan/templates/eloan.rb
+homepage: https://github.com/rqiang88/eloan
+licenses:
+- MIT
+metadata:
+  allowed_push_host: https://rubygems.org
+post_install_message: 
+rdoc_options: []
+require_paths:
+- lib
+required_ruby_version: !ruby/object:Gem::Requirement
+  requirements:
+  - - ">="
+    - !ruby/object:Gem::Version
+      version: '0'
+required_rubygems_version: !ruby/object:Gem::Requirement
+  requirements:
+  - - ">="
+    - !ruby/object:Gem::Version
+      version: '0'
+requirements: []
+rubyforge_project: 
+rubygems_version: 2.7.9
+signing_key: 
+specification_version: 4
+summary: 小贷通支付
+test_files: []