dscf-credit 0.1.4 → 0.1.6

data/lib/dscf/credit/version.rb

@@ -1,5 +1,5 @@
 module Dscf
   module Credit
-    VERSION = "0.1.4"
+    VERSION = "0.1.6"
   end
 end

data/spec/factories/dscf/credit/banks.rb

@@ -1,7 +1,7 @@
 FactoryBot.define do
   factory :bank, class: "Dscf::Credit::Bank" do
     association :user, factory: :user if defined?(Dscf::Core::User)
-    name { Faker::Bank.name }
+    sequence(:name) { |n| "#{Faker::Bank.name} #{n}" }
     sequence(:registration_number) { |n| "REG#{n.to_s.rjust(8, '0')}" }
     sequence(:swift_code) { |n| "#{Faker::Bank.swift_bic[0..3]}#{n.to_s.rjust(4, '0')}" }
     headquarters_address { Faker::Address.full_address }

data/spec/factories/dscf/credit/credit_lines.rb

@@ -3,32 +3,9 @@ FactoryBot.define do
     association :bank, factory: :bank
     association :category, factory: :category
     association :created_by, factory: :user if defined?(Dscf::Core::User)
-    association :reviewed_by, factory: :user if defined?(Dscf::Core::User)
     name { "#{Faker::Finance.credit_card(:visa)} Credit Line" }
     sequence(:code) { |n| "CL#{n.to_s.rjust(4, '0')}" }
     description { Faker::Lorem.paragraph }
-    status { %w[pending approved suspended].sample }
-    review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) if status.in?(%w[approved]) }
     document_reference { Faker::Alphanumeric.alphanumeric(number: 10).upcase }
-    review_feedback { {} }
-
-    trait :pending do
-      status { "pending" }
-      review_date { nil }
-    end
-
-    trait :approved do
-      status { "approved" }
-      review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) }
-    end
-
-    trait :active do
-      status { "approved" }
-      review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) }
-    end
-
-    trait :suspended do
-      status { "suspended" }
-    end
   end
 end

data/spec/factories/dscf/credit/facilitator_applications.rb

@@ -0,0 +1,37 @@
+FactoryBot.define do
+  factory :facilitator_application, class: "Dscf::Credit::FacilitatorApplication" do
+    association :user, factory: :user
+    association :bank, factory: :bank
+    facilitator_info do
+      {
+        "business_name" => Faker::Company.name,
+        "license_number" => "LIC#{Faker::Number.number(digits: 6)}",
+        "business_type" => [ "retail", "wholesale", "manufacturing" ].sample,
+        "years_in_business" => Faker::Number.between(from: 1, to: 20),
+        "monthly_turnover" => Faker::Number.decimal(l_digits: 5, r_digits: 2).to_f,
+        "contact_person" => Faker::Name.name,
+        "phone" => Faker::PhoneNumber.phone_number,
+        "email" => Faker::Internet.email,
+        "address" => Faker::Address.full_address
+      }
+    end
+
+    trait :pending do
+      after(:create) do |application|
+        application.reviews.create!(status: "pending", context: "default")
+      end
+    end
+
+    trait :approved do
+      after(:create) do |application|
+        application.reviews.create!(status: "approved", context: "default")
+      end
+    end
+
+    trait :rejected do
+      after(:create) do |application|
+        application.reviews.create!(status: "rejected", context: "default")
+      end
+    end
+  end
+end

data/spec/factories/dscf/credit/facilitators.rb

@@ -1,40 +1,18 @@
 FactoryBot.define do
   factory :facilitator, class: "Dscf::Credit::Facilitator" do
-    association :bank, factory: :bank
-    association :user, factory: :user if defined?(Dscf::Core::User)
-    association :kyc_reviewed_by, factory: :user if defined?(Dscf::Core::User)
-    name { Faker::Name.name }
-    type { %w[individual corporate agent].sample }
+    association :facilitator_application, factory: :facilitator_application
     total_limit { Faker::Number.decimal(l_digits: 6, r_digits: 2) }
-    kyc_status { %w[pending approved rejected].sample }
-    kyc_review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) if kyc_status == "approved" }
-    review_feedback { {} }
-
-    trait :pending_kyc do
-      kyc_status { "pending" }
-      kyc_review_date { nil }
-    end
 
     trait :approved do
-      kyc_status { "approved" }
-      kyc_review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) }
-    end
-
-    trait :rejected do
-      kyc_status { "rejected" }
-      kyc_review_date { nil }
-    end
-
-    trait :individual do
-      type { "individual" }
-    end
-
-    trait :corporate do
-      type { "corporate" }
+      after(:create) do |facilitator|
+        facilitator.reviews.create!(status: "approved", context: "default")
+      end
     end
 
-    trait :agent do
-      type { "agent" }
+    trait :pending do
+      after(:create) do |facilitator|
+        facilitator.reviews.create!(status: "pending", context: "default")
+      end
     end
   end
 end

data/spec/factories/dscf/credit/loan_applications.rb

@@ -0,0 +1,42 @@
+FactoryBot.define do
+  factory :loan_application, class: "Dscf::Credit::LoanApplication" do
+    association :bank, factory: :bank
+    association :user, factory: :user if defined?(Dscf::Core::User)
+    association :backer, factory: :user if defined?(Dscf::Core::User)
+    association :review_branch, factory: :bank_branch
+    bank_statement_source { "internal" }
+    user_info { { name: "John Doe", phone: "+251911123456", email: "john@example.com" } }
+    facilitator_info { { business_name: "ABC Trading", license_number: "LIC001" } }
+    bank_info { { account_number: "1234567890", account_holder: "John Doe" } }
+    field_assessment { { credit_score: 750, risk_level: "low" } }
+    score { 75.5 }
+
+    trait :external do
+      bank_statement_source { "external" }
+    end
+
+    trait :pending do
+      after(:create) do |loan_application|
+        loan_application.reviews.create!(reviewed_by: create(:user), status: "pending")
+      end
+    end
+
+    trait :approved do
+      after(:create) do |loan_application|
+        loan_application.reviews.create!(reviewed_by: create(:user), status: "approved")
+      end
+    end
+
+    trait :rejected do
+      after(:create) do |loan_application|
+        loan_application.reviews.create!(reviewed_by: create(:user), status: "rejected")
+      end
+    end
+
+    trait :modify do
+      after(:create) do |loan_application|
+        loan_application.reviews.create!(reviewed_by: create(:user), status: "modify")
+      end
+    end
+  end
+end

data/spec/factories/dscf/credit/loan_profiles.rb

@@ -1,54 +1,40 @@
 FactoryBot.define do
   factory :loan_profile, class: "Dscf::Credit::LoanProfile" do
-    association :bank, factory: :bank
-    association :review_branch, factory: :bank_branch
-    association :reviewed_by, factory: :user if defined?(Dscf::Core::User)
-    association :user, factory: :user if defined?(Dscf::Core::User)
-    association :backer, factory: :user if defined?(Dscf::Core::User)
-    status { %w[pending approved rejected kyc_approved kyc_rejected].sample }
-    total_amount { Faker::Number.decimal(l_digits: 6, r_digits: 2).to_f }
-    available_amount { total_amount - Faker::Number.decimal(l_digits: 4, r_digits: 2).to_f }
-    review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) if status == "approved" }
-    review_feedback { status == "rejected" ? { reason: Faker::Lorem.sentence } : {} }
+    association :loan_application, factory: :loan_application
+    sequence(:code) { |n| "BB#{format('%06d', n)}" }
+    score { Faker::Number.decimal(l_digits: 2, r_digits: 2).to_f }
+    total_limit { Faker::Number.decimal(l_digits: 6, r_digits: 2).to_f }
 
     trait :pending do
-      status { "pending" }
-      review_feedback { {} }
-      review_date { nil }
+      after(:create) do |loan_profile|
+        loan_profile.reviews.create!(status: "pending", context: "default")
+      end
     end
 
     trait :approved do
-      status { "approved" }
-      review_feedback { {} }
-      review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) }
+      after(:create) do |loan_profile|
+        loan_profile.reviews.create!(status: "approved", context: "default")
+      end
     end
 
-    trait :rejected do
-      status { "rejected" }
-      review_feedback { { reason: Faker::Lorem.sentence } }
-      review_date { nil }
+    trait :high_score do
+      score { Faker::Number.between(from: 70, to: 85) }
     end
 
-    trait :fully_available do
-      available_amount { total_amount }
+    trait :medium_score do
+      score { Faker::Number.between(from: 50, to: 69) }
     end
 
-    trait :fully_utilized do
-      available_amount { 0 }
+    trait :low_score do
+      score { Faker::Number.between(from: 30, to: 49) }
     end
 
-    trait :partially_utilized do
-      available_amount { total_amount * 0.5 }
+    trait :small_limit do
+      total_limit { Faker::Number.between(from: 1000, to: 10000) }
     end
 
-    trait :small_amount do
-      total_amount { Faker::Number.between(from: 1000, to: 10000) }
-      available_amount { total_amount * rand(0.1..1.0) }
-    end
-
-    trait :large_amount do
-      total_amount { Faker::Number.between(from: 100000, to: 1000000) }
-      available_amount { total_amount * rand(0.1..1.0) }
+    trait :large_limit do
+      total_limit { Faker::Number.between(from: 100000, to: 1000000) }
     end
   end
 end

data/spec/factories/dscf/credit/loans.rb

@@ -2,7 +2,6 @@ FactoryBot.define do
   factory :loan, class: "Dscf::Credit::Loan" do
     association :loan_profile, factory: :loan_profile
     association :credit_line, factory: :credit_line
-    association :payment_request, factory: :payment_request
     status { %w[pending approved disbursed active overdue paid closed].sample }
     principal_amount { Faker::Number.decimal(l_digits: 5, r_digits: 2) }
     accrued_interest { Faker::Number.decimal(l_digits: 3, r_digits: 2) }
@@ -12,6 +11,7 @@ FactoryBot.define do
     remaining_amount { Faker::Number.decimal(l_digits: 5, r_digits: 2) }
     due_date { Faker::Date.between(from: 1.month.from_now, to: 6.months.from_now) }
     disbursed_at { Faker::Time.between(from: 2.months.ago, to: Time.current) if status.in?(%w[disbursed active overdue paid closed]) }
+    active { true }
 
     trait :pending do
       status { "pending" }
@@ -33,5 +33,9 @@ FactoryBot.define do
       status { "paid" }
       remaining_amount { 0 }
     end
+
+    trait :inactive do
+      active { false }
+    end
   end
 end

data/spec/factories/dscf/credit/parameter_normalizers.rb

@@ -4,21 +4,21 @@ FactoryBot.define do
     name { Faker::Lorem.words(number: 2).join(' ').titlecase }
     description { Faker::Lorem.sentence }
     raw_value { Faker::Lorem.word }
-    normalized_value { Faker::Number.decimal(l_digits: 1, r_digits: 2) }
+    normalized_value { Faker::Number.decimal(l_digits: 0, r_digits: 4) }
 
     trait :high_value do
       raw_value { "excellent" }
-      normalized_value { Faker::Number.between(from: 8.0, to: 10.0) }
+      normalized_value { Faker::Number.between(from: 0.8, to: 1.0) }
     end
 
     trait :medium_value do
       raw_value { "good" }
-      normalized_value { Faker::Number.between(from: 5.0, to: 7.9) }
+      normalized_value { Faker::Number.between(from: 0.5, to: 0.79) }
     end
 
     trait :low_value do
       raw_value { "poor" }
-      normalized_value { Faker::Number.between(from: 0.0, to: 4.9) }
+      normalized_value { Faker::Number.between(from: 0.0, to: 0.49) }
     end
   end
 end

data/spec/factories/dscf/credit/scoring_parameters.rb

@@ -1,21 +1,18 @@
 FactoryBot.define do
   factory :scoring_parameter, class: "Dscf::Credit::ScoringParameter" do
     association :bank, factory: :bank
+    association :category, factory: :category
     association :created_by, factory: :user if defined?(Dscf::Core::User)
-    association :reviewed_by, factory: :user if defined?(Dscf::Core::User)
     association :scoring_param_type, factory: :scoring_param_type
-    sequence(:name) { |n| "#{Faker::Lorem.words(number: 2).join('_').downcase}_#{n}" }
+    sequence(:name) { |n| "scoring_param_#{SecureRandom.hex(4)}_#{n}_#{Time.current.to_i}" }
     description { Faker::Lorem.paragraph }
     data_type { %w[integer decimal boolean string].sample }
     weight { Faker::Number.decimal(l_digits: 0, r_digits: 4) }
     min_value { Faker::Number.decimal(l_digits: 2, r_digits: 2) }
     max_value { min_value + Faker::Number.decimal(l_digits: 3, r_digits: 2) }
     active { true }
-    review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) }
     source { Faker::Lorem.word }
     document_reference { Faker::Alphanumeric.alphanumeric(number: 10).upcase }
-    status { "pending" }
-    review_feedback { {} }
 
     trait :active do
       active { true }
@@ -50,21 +47,27 @@ FactoryBot.define do
     end
 
     trait :pending do
-      status { "pending" }
+      after(:create) do |scoring_parameter|
+        scoring_parameter.reviews.create!(reviewed_by: create(:user), status: "pending")
+      end
     end
 
     trait :approved do
-      status { "approved" }
-      review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) }
+      after(:create) do |scoring_parameter|
+        scoring_parameter.reviews.create!(reviewed_by: create(:user), status: "approved")
+      end
     end
 
     trait :rejected do
-      status { "rejected" }
-      review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) }
+      after(:create) do |scoring_parameter|
+        scoring_parameter.reviews.create!(reviewed_by: create(:user), status: "rejected")
+      end
     end
 
     trait :modify do
-      status { "modify" }
+      after(:create) do |scoring_parameter|
+        scoring_parameter.reviews.create!(reviewed_by: create(:user), status: "modify")
+      end
     end
   end
 end

data/spec/factories/dscf/credit/system_configs.rb

@@ -2,11 +2,7 @@ FactoryBot.define do
   factory :system_config, class: "Dscf::Credit::SystemConfig" do
     association :config_definition, factory: :system_config_definition
     association :last_updated_by, factory: :user if defined?(Dscf::Core::User)
-    association :reviewed_by, factory: :user if defined?(Dscf::Core::User)
     config_value { Faker::Lorem.word }
-    status { %w[pending approved rejected modify].sample }
-    review_date { Faker::Date.between(from: 6.months.ago, to: Date.current) if status == 'approved' }
-    review_feedback { {} }
 
     trait :string_value do
       config_value { Faker::Lorem.sentence }
@@ -28,8 +24,28 @@ FactoryBot.define do
       value { { key: Faker::Lorem.word, value: Faker::Number.number(digits: 3) }.to_json }
     end
 
+    trait :pending do
+      after(:create) do |system_config|
+        system_config.reviews.create!(reviewed_by: create(:user), status: "pending", context: "default")
+      end
+    end
+
+    trait :approved do
+      after(:create) do |system_config|
+        system_config.reviews.create!(reviewed_by: create(:user), status: "approved", context: "default")
+      end
+    end
+
+    trait :rejected do
+      after(:create) do |system_config|
+        system_config.reviews.create!(reviewed_by: create(:user), status: "rejected", context: "default")
+      end
+    end
+
     trait :modify do
-      status { "modify" }
+      after(:create) do |system_config|
+        system_config.reviews.create!(reviewed_by: create(:user), status: "modify", context: "default")
+      end
     end
   end
 end

metadata

@@ -1,13 +1,13 @@
 --- !ruby/object:Gem::Specification
 name: dscf-credit
 version: !ruby/object:Gem::Version
-  version: 0.1.4
+  version: 0.1.6
 platform: ruby
 authors:
 - Adoniyas
 bindir: bin
 cert_chain: []
-date: 2025-09-21 00:00:00.000000000 Z
+date: 2025-10-01 00:00:00.000000000 Z
 dependencies:
 - !ruby/object:Gem::Dependency
   name: dscf-core
@@ -15,14 +15,14 @@ dependencies:
     requirements:
     - - "~>"
       - !ruby/object:Gem::Version
-        version: 0.1.3
+        version: 0.1.8
   type: :runtime
   prerelease: false
   version_requirements: !ruby/object:Gem::Requirement
     requirements:
     - - "~>"
       - !ruby/object:Gem::Version
-        version: 0.1.3
+        version: 0.1.8
 - !ruby/object:Gem::Dependency
   name: active_model_serializers
   requirement: !ruby/object:Gem::Requirement
@@ -315,11 +315,12 @@ files:
 - Rakefile
 - app/controllers/concerns/dscf/core/authenticatable.rb
 - app/controllers/concerns/dscf/core/common.rb
+- app/controllers/concerns/dscf/core/copilot-instructions.md
 - app/controllers/concerns/dscf/core/filterable.rb
 - app/controllers/concerns/dscf/core/json_response.rb
 - app/controllers/concerns/dscf/core/pagination.rb
+- app/controllers/concerns/dscf/core/reviewable_controller.rb
 - app/controllers/concerns/dscf/core/token_authenticatable.rb
-- app/controllers/concerns/dscf/credit/reviewable.rb
 - app/controllers/dscf/credit/application_controller.rb
 - app/controllers/dscf/credit/bank_branches_controller.rb
 - app/controllers/dscf/credit/bank_staffs_controller.rb
@@ -330,16 +331,15 @@ files:
 - app/controllers/dscf/credit/credit_lines_controller.rb
 - app/controllers/dscf/credit/disbursements_controller.rb
 - app/controllers/dscf/credit/eligible_credit_lines_controller.rb
+- app/controllers/dscf/credit/facilitator_applications_controller.rb
 - app/controllers/dscf/credit/facilitators_controller.rb
+- app/controllers/dscf/credit/loan_applications_controller.rb
 - app/controllers/dscf/credit/loan_profiles_controller.rb
 - app/controllers/dscf/credit/loans_controller.rb
 - app/controllers/dscf/credit/parameter_normalizers_controller.rb
-- app/controllers/dscf/credit/payment_requests_controller.rb
-- app/controllers/dscf/credit/payments_controller.rb
 - app/controllers/dscf/credit/repayments_controller.rb
 - app/controllers/dscf/credit/scoring_param_types_controller.rb
 - app/controllers/dscf/credit/scoring_parameters_controller.rb
-- app/controllers/dscf/credit/scoring_tables_controller.rb
 - app/controllers/dscf/credit/system_config_definitions_controller.rb
 - app/controllers/dscf/credit/system_configs_controller.rb
 - app/controllers/dscf/credit/users_controller.rb
@@ -347,6 +347,7 @@ files:
 - app/mailers/dscf/credit/application_mailer.rb
 - app/mailers/dscf/credit/bank_staff_welcome_mailer.rb
 - app/mailers/dscf/credit/facilitator_mailer.rb
+- app/models/concerns/core/reviewable_model.rb
 - app/models/dscf/credit/accounting_audit_request.rb
 - app/models/dscf/credit/accounting_entry.rb
 - app/models/dscf/credit/application_record.rb
@@ -359,18 +360,17 @@ files:
 - app/models/dscf/credit/daily_routine_transaction.rb
 - app/models/dscf/credit/eligible_credit_line.rb
 - app/models/dscf/credit/facilitator.rb
+- app/models/dscf/credit/facilitator_application.rb
 - app/models/dscf/credit/facilitator_performance.rb
 - app/models/dscf/credit/failed_operations_log.rb
 - app/models/dscf/credit/loan.rb
+- app/models/dscf/credit/loan_application.rb
 - app/models/dscf/credit/loan_profile.rb
 - app/models/dscf/credit/loan_profile_scoring_spec.rb
 - app/models/dscf/credit/loan_transaction.rb
 - app/models/dscf/credit/parameter_normalizer.rb
-- app/models/dscf/credit/payment.rb
-- app/models/dscf/credit/payment_request.rb
 - app/models/dscf/credit/scoring_param_type.rb
 - app/models/dscf/credit/scoring_parameter.rb
-- app/models/dscf/credit/scoring_table.rb
 - app/models/dscf/credit/system_config.rb
 - app/models/dscf/credit/system_config_definition.rb
 - app/serializers/dscf/core/business_serializer.rb
@@ -387,26 +387,28 @@ files:
 - app/serializers/dscf/credit/credit_line_spec_serializer.rb
 - app/serializers/dscf/credit/daily_routine_transaction_serializer.rb
 - app/serializers/dscf/credit/eligible_credit_line_serializer.rb
+- app/serializers/dscf/credit/facilitator_application_serializer.rb
 - app/serializers/dscf/credit/facilitator_performance_serializer.rb
 - app/serializers/dscf/credit/facilitator_serializer.rb
+- app/serializers/dscf/credit/loan_application_serializer.rb
 - app/serializers/dscf/credit/loan_profile_scoring_spec_serializer.rb
 - app/serializers/dscf/credit/loan_profile_serializer.rb
 - app/serializers/dscf/credit/loan_serializer.rb
 - app/serializers/dscf/credit/loan_transaction_serializer.rb
 - app/serializers/dscf/credit/parameter_normalizer_serializer.rb
-- app/serializers/dscf/credit/payment_request_serializer.rb
-- app/serializers/dscf/credit/payment_serializer.rb
 - app/serializers/dscf/credit/scoring_param_type_serializer.rb
 - app/serializers/dscf/credit/scoring_parameter_serializer.rb
-- app/serializers/dscf/credit/scoring_table_serializer.rb
 - app/serializers/dscf/credit/system_config_definition_serializer.rb
 - app/serializers/dscf/credit/system_config_serializer.rb
 - app/services/dscf/credit/bank_staff_creation_service.rb
 - app/services/dscf/credit/credit_limit_calculation_service.rb
+- app/services/dscf/credit/credit_scoring_engine.rb
 - app/services/dscf/credit/disbursement_service.rb
 - app/services/dscf/credit/facilitator_additional_info_service.rb
 - app/services/dscf/credit/facilitator_approval_service.rb
 - app/services/dscf/credit/facilitator_creation_service.rb
+- app/services/dscf/credit/facility_limit_calculation_engine.rb
+- app/services/dscf/credit/loan_profile_creation_service.rb
 - app/services/dscf/credit/repayment_service.rb
 - app/services/dscf/credit/risk_application_service.rb
 - app/services/dscf/credit/scoring_service.rb
@@ -434,20 +436,19 @@ files:
 - db/migrate/20250822092040_create_dscf_credit_scoring_param_types.rb
 - db/migrate/20250822092050_create_dscf_credit_scoring_parameters.rb
 - db/migrate/20250822092225_create_dscf_credit_parameter_normalizers.rb
+- db/migrate/20250822092236_create_dscf_credit_loan_applications.rb
 - db/migrate/20250822092246_create_dscf_credit_loan_profiles.rb
 - db/migrate/20250822092417_create_dscf_credit_loan_profile_scoring_specs.rb
+- db/migrate/20250822092426_create_dscf_credit_facilitator_applications.rb
 - db/migrate/20250822092436_create_dscf_credit_facilitators.rb
 - db/migrate/20250822092528_create_dscf_credit_facilitator_performances.rb
-- db/migrate/20250822092608_create_dscf_credit_payment_requests.rb
 - db/migrate/20250822092654_create_dscf_credit_loans.rb
 - db/migrate/20250822092717_create_dscf_credit_loan_transactions.rb
 - db/migrate/20250822092738_create_dscf_credit_daily_routine_transactions.rb
 - db/migrate/20250822092819_create_dscf_credit_accounting_audit_requests.rb
-- db/migrate/20250822092843_create_dscf_credit_payments.rb
 - db/migrate/20250822092908_create_dscf_credit_failed_operations_logs.rb
 - db/migrate/20250822092936_create_dscf_credit_accounting_entries.rb
 - db/migrate/20250825231109_create_dscf_credit_bank_staff.rb
-- db/migrate/20250901172842_create_dscf_credit_scoring_tables.rb
 - db/migrate/20250917120000_create_dscf_credit_eligible_credit_lines.rb
 - db/seeds.rb
 - lib/dscf/credit.rb
@@ -464,19 +465,18 @@ files:
 - spec/factories/dscf/credit/credit_lines.rb
 - spec/factories/dscf/credit/daily_routine_transactions.rb
 - spec/factories/dscf/credit/eligible_credit_lines.rb
+- spec/factories/dscf/credit/facilitator_applications.rb
 - spec/factories/dscf/credit/facilitator_performances.rb
 - spec/factories/dscf/credit/facilitators.rb
 - spec/factories/dscf/credit/failed_operations_logs.rb
+- spec/factories/dscf/credit/loan_applications.rb
 - spec/factories/dscf/credit/loan_profile_scoring_specs.rb
 - spec/factories/dscf/credit/loan_profiles.rb
 - spec/factories/dscf/credit/loan_transactions.rb
 - spec/factories/dscf/credit/loans.rb
 - spec/factories/dscf/credit/parameter_normalizers.rb
-- spec/factories/dscf/credit/payment_requests.rb
-- spec/factories/dscf/credit/payments.rb
 - spec/factories/dscf/credit/scoring_param_types.rb
 - spec/factories/dscf/credit/scoring_parameters.rb
-- spec/factories/dscf/credit/scoring_tables.rb
 - spec/factories/dscf/credit/system_config_definitions.rb
 - spec/factories/dscf/credit/system_configs.rb
 homepage: https://mksaddis.com/