dscf-credit 0.1.0

data/db/migrate/20250822092436_create_dscf_credit_facilitators.rb

@@ -0,0 +1,22 @@
+class CreateDscfCreditFacilitators < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_facilitators do |t|
+      t.references :user, null: false, foreign_key: { to_table: :dscf_core_users }
+      t.references :bank, null: false, foreign_key: { to_table: :dscf_credit_banks }
+      t.string :name, null: false
+      t.string :type, null: false
+      t.decimal :total_limit, precision: 15, scale: 2
+      t.string :kyc_status, default: 'pending'
+      t.references :kyc_approved_by, polymorphic: true, null: false
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_facilitators, :name
+    add_index :dscf_credit_facilitators, :type
+    add_index :dscf_credit_facilitators, :kyc_status
+    add_index :dscf_credit_facilitators, [ :kyc_approved_by_type, :kyc_approved_by_id ]
+    add_index :dscf_credit_facilitators, [ :bank_id, :user_id ], unique: true
+    add_index :dscf_credit_facilitators, [ :user_id, :kyc_status ]
+  end
+end

data/db/migrate/20250822092528_create_dscf_credit_facilitator_performances.rb

@@ -0,0 +1,26 @@
+class CreateDscfCreditFacilitatorPerformances < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_facilitator_performances do |t|
+      t.references :facilitator, null: false, foreign_key: { to_table: :dscf_credit_facilitators }
+      t.decimal :score, precision: 5, scale: 2
+      t.integer :total_outstanding_loans, default: 0
+      t.decimal :total_outstanding_amount, precision: 15, scale: 2, default: 0
+      t.boolean :approval_required, default: false
+      t.integer :previous_performance_id
+      t.jsonb :input_data
+      t.references :created_by, polymorphic: true, null: false
+      t.datetime :expires_at
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_facilitator_performances, :score
+    add_index :dscf_credit_facilitator_performances, :total_outstanding_loans
+    add_index :dscf_credit_facilitator_performances, :total_outstanding_amount
+    add_index :dscf_credit_facilitator_performances, :approval_required
+    add_index :dscf_credit_facilitator_performances, [ :created_by_type, :created_by_id ]
+    add_index :dscf_credit_facilitator_performances, :expires_at
+    add_index :dscf_credit_facilitator_performances, :input_data, using: :gin
+    add_index :dscf_credit_facilitator_performances, [ :facilitator_id, :expires_at ]
+  end
+end

data/db/migrate/20250822092608_create_dscf_credit_payment_requests.rb

@@ -0,0 +1,26 @@
+class CreateDscfCreditPaymentRequests < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_payment_requests do |t|
+      t.references :user, null: false, foreign_key: { to_table: :dscf_core_users }
+      t.string :order_id, null: false
+      t.string :request_type, null: false
+      t.decimal :amount, precision: 15, scale: 2, null: false
+      t.string :receiver_account_reference, null: false
+      t.string :status, default: 'pending'
+      t.text :failure_reason
+      t.datetime :initiated_at
+      t.datetime :approved_at
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_payment_requests, :order_id, unique: true
+    add_index :dscf_credit_payment_requests, :request_type
+    add_index :dscf_credit_payment_requests, :status
+    add_index :dscf_credit_payment_requests, :receiver_account_reference
+    add_index :dscf_credit_payment_requests, :initiated_at
+    add_index :dscf_credit_payment_requests, :approved_at
+    add_index :dscf_credit_payment_requests, [ :user_id, :status ]
+    add_index :dscf_credit_payment_requests, [ :user_id, :request_type ]
+  end
+end

data/db/migrate/20250822092654_create_dscf_credit_loans.rb

@@ -0,0 +1,29 @@
+class CreateDscfCreditLoans < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_loans do |t|
+      t.references :loan_profile, null: false, foreign_key: { to_table: :dscf_credit_loan_profiles }
+      t.references :credit_line, null: false, foreign_key: { to_table: :dscf_credit_credit_lines }
+      t.references :payment_request, null: false, foreign_key: { to_table: :dscf_credit_payment_requests }
+      t.string :status, default: 'pending'
+      t.decimal :principal_amount, precision: 15, scale: 2, null: false
+      t.decimal :accrued_interest, precision: 15, scale: 2, default: 0
+      t.decimal :accrued_penalty, precision: 15, scale: 2, default: 0
+      t.decimal :facilitation_fee, precision: 15, scale: 2, default: 0
+      t.decimal :total_loan_amount, precision: 15, scale: 2, null: false
+      t.decimal :remaining_amount, precision: 15, scale: 2, null: false
+      t.date :due_date, null: false
+      t.datetime :disbursed_at
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_loans, :status
+    add_index :dscf_credit_loans, :due_date
+    add_index :dscf_credit_loans, :disbursed_at
+    add_index :dscf_credit_loans, :principal_amount
+    add_index :dscf_credit_loans, :remaining_amount
+    add_index :dscf_credit_loans, [ :loan_profile_id, :status ]
+    add_index :dscf_credit_loans, [ :credit_line_id, :status ]
+    add_index :dscf_credit_loans, [ :status, :due_date ]
+  end
+end

data/db/migrate/20250822092717_create_dscf_credit_loan_transactions.rb

@@ -0,0 +1,21 @@
+class CreateDscfCreditLoanTransactions < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_loan_transactions do |t|
+      t.references :loan, null: false, foreign_key: { to_table: :dscf_credit_loans }
+      t.string :transaction_type, null: false
+      t.decimal :amount, precision: 15, scale: 2, null: false
+      t.string :transaction_reference, null: false
+      t.string :status, default: 'pending'
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_loan_transactions, :transaction_type
+    add_index :dscf_credit_loan_transactions, :transaction_reference, unique: true
+    add_index :dscf_credit_loan_transactions, :status
+    add_index :dscf_credit_loan_transactions, :amount
+    add_index :dscf_credit_loan_transactions, [ :loan_id, :transaction_type ]
+    add_index :dscf_credit_loan_transactions, [ :loan_id, :status ]
+    add_index :dscf_credit_loan_transactions, :created_at
+  end
+end

data/db/migrate/20250822092738_create_dscf_credit_daily_routine_transactions.rb

@@ -0,0 +1,23 @@
+class CreateDscfCreditDailyRoutineTransactions < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_daily_routine_transactions do |t|
+      t.references :loan, null: false, foreign_key: { to_table: :dscf_credit_loans }
+      t.string :routine_type, null: false
+      t.decimal :amount, precision: 15, scale: 2, null: false
+      t.string :status, default: 'pending'
+      t.text :failure_reason
+      t.datetime :initiated_at
+      t.datetime :approved_at
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_daily_routine_transactions, :routine_type
+    add_index :dscf_credit_daily_routine_transactions, :status
+    add_index :dscf_credit_daily_routine_transactions, :initiated_at
+    add_index :dscf_credit_daily_routine_transactions, :approved_at
+    add_index :dscf_credit_daily_routine_transactions, [ :loan_id, :routine_type ]
+    add_index :dscf_credit_daily_routine_transactions, [ :loan_id, :status ]
+    add_index :dscf_credit_daily_routine_transactions, [ :routine_type, :status ]
+  end
+end

data/db/migrate/20250822092819_create_dscf_credit_accounting_audit_requests.rb

@@ -0,0 +1,20 @@
+class CreateDscfCreditAccountingAuditRequests < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_accounting_audit_requests do |t|
+      t.references :source_entity, polymorphic: true, null: false
+      t.string :transaction_type, null: false
+      t.decimal :amount, precision: 15, scale: 2, null: false
+      t.string :webhook_key, null: false
+      t.string :status, default: 'pending'
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_accounting_audit_requests, [ :source_entity_type, :source_entity_id ]
+    add_index :dscf_credit_accounting_audit_requests, :transaction_type
+    add_index :dscf_credit_accounting_audit_requests, :webhook_key, unique: true
+    add_index :dscf_credit_accounting_audit_requests, :status
+    add_index :dscf_credit_accounting_audit_requests, :amount
+    add_index :dscf_credit_accounting_audit_requests, :created_at
+  end
+end

data/db/migrate/20250822092843_create_dscf_credit_payments.rb

@@ -0,0 +1,23 @@
+class CreateDscfCreditPayments < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_payments do |t|
+      t.references :payment_request, null: false, foreign_key: { to_table: :dscf_credit_payment_requests }
+      t.decimal :amount, precision: 15, scale: 2, null: false
+      t.string :receiver_account_reference, null: false
+      t.string :transaction_reference, null: false
+      t.string :status, default: 'pending'
+      t.text :failure_reason
+      t.datetime :processed_at
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_payments, :transaction_reference, unique: true
+    add_index :dscf_credit_payments, :receiver_account_reference
+    add_index :dscf_credit_payments, :status
+    add_index :dscf_credit_payments, :amount
+    add_index :dscf_credit_payments, :processed_at
+    add_index :dscf_credit_payments, [ :payment_request_id, :status ]
+    add_index :dscf_credit_payments, :created_at
+  end
+end

data/db/migrate/20250822092908_create_dscf_credit_failed_operations_logs.rb

@@ -0,0 +1,21 @@
+class CreateDscfCreditFailedOperationsLogs < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_failed_operations_logs do |t|
+      t.references :entity, polymorphic: true, null: false
+      t.string :failure_type, null: false
+      t.text :reason, null: false
+      t.integer :retry_count, default: 0
+      t.boolean :resolved, default: false
+      t.datetime :resolved_at
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_failed_operations_logs, :failure_type
+    add_index :dscf_credit_failed_operations_logs, :resolved
+    add_index :dscf_credit_failed_operations_logs, :retry_count
+    add_index :dscf_credit_failed_operations_logs, :resolved_at
+    add_index :dscf_credit_failed_operations_logs, :created_at
+    add_index :dscf_credit_failed_operations_logs, [ :resolved, :failure_type ]
+  end
+end

data/db/migrate/20250822092936_create_dscf_credit_accounting_entries.rb

@@ -0,0 +1,21 @@
+class CreateDscfCreditAccountingEntries < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_accounting_entries do |t|
+      t.references :audit_request, null: false, foreign_key: { to_table: :dscf_credit_accounting_audit_requests }
+      t.string :account_code, null: false
+      t.string :entry_type, null: false
+      t.decimal :amount, precision: 15, scale: 2, null: false
+      t.string :status, default: 'pending'
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_accounting_entries, :account_code
+    add_index :dscf_credit_accounting_entries, :entry_type
+    add_index :dscf_credit_accounting_entries, :status
+    add_index :dscf_credit_accounting_entries, :amount
+    add_index :dscf_credit_accounting_entries, [ :audit_request_id, :entry_type ]
+    add_index :dscf_credit_accounting_entries, [ :account_code, :entry_type ]
+    add_index :dscf_credit_accounting_entries, :created_at
+  end
+end

data/db/migrate/20250825231109_create_dscf_credit_bank_staff.rb

@@ -0,0 +1,14 @@
+class CreateDscfCreditBankStaff < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_bank_staffs do |t|
+      t.references :user, null: false, foreign_key: { to_table: :dscf_core_users }, index: true
+      t.references :bank_branch, null: false, foreign_key: { to_table: :dscf_credit_bank_branches }, index: true
+      t.string :status, default: 'active'
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_bank_staffs, :status
+    add_index :dscf_credit_bank_staffs, [ :user_id, :bank_branch_id ], unique: true
+  end
+end

data/db/migrate/20250901172842_create_dscf_credit_scoring_tables.rb

@@ -0,0 +1,18 @@
+class CreateDscfCreditScoringTables < ActiveRecord::Migration[8.0]
+  def change
+    create_table :dscf_credit_scoring_tables do |t|
+      t.references :credit_line, null: false, foreign_key: { to_table: :dscf_credit_credit_lines }
+      t.references :scoring_parameter, null: false, foreign_key: { to_table: :dscf_credit_scoring_parameters }
+      t.decimal :weight, precision: 5, scale: 4, null: false
+      t.boolean :active, default: true
+      t.references :created_by, polymorphic: true, null: false
+
+      t.timestamps
+    end
+
+    add_index :dscf_credit_scoring_tables, :weight
+    add_index :dscf_credit_scoring_tables, :active
+    add_index :dscf_credit_scoring_tables, [ :created_by_type, :created_by_id ]
+    add_index :dscf_credit_scoring_tables, [ :credit_line_id, :scoring_parameter_id ], unique: true, name: 'index_scoring_tables_on_credit_line_and_scoring_parameter'
+  end
+end