creditsafe 0.1.1

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@@ -0,0 +1,6 @@
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+ module Creditsafe
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+ class Error < StandardError; end
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+
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+ class ApiError < Error; end
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+ class HttpError < Error; end
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+ end
@@ -0,0 +1,81 @@
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+ module Creditsafe
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+ module Messages
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+ class Message
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+ attr_reader :code, :message, :error
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+
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+ def initialize(code: nil, message: nil, error: false)
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+ raise ArgumentError, "Parameters 'code' and 'message' are mandatory" \
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+ unless code && message
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+ @code = code
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+ @message = message
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+ @error = error
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+ end
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+
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+ alias error? error
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+ end
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+
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+ # rubocop:disable Metrics/LineLength
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+ NO_RESULTS = Message.new(code: '010101', message: 'No results')
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+ TOO_MANY_RESULTS = Message.new(code: '010102', message: 'Too many results')
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+ REPORT_UNAVAILABLE = Message.new(code: '010103', message: 'Report unavailable', error: true)
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+ REPORT_UNAVAILABLE_LEGAL = Message.new(code: '010104', message: 'Report unavailable due to legal causes', error: true)
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+ REPORT_UNAVAILABLE_ONLINE = Message.new(code: '010105', message: 'Report unavailable online', error: true)
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+ LEGAL_NOTICE = Message.new(code: '010106', message: 'Legal notice')
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+ INVALID_CREDENTIALS = Message.new(code: '020101', message: 'Invalid credentials', error: true)
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+ ACCESS_RESTRICTED = Message.new(code: '020102', message: 'Access restricted', error: true)
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+ ACCESS_LIMITS_NEARING = Message.new(code: '020103', message: 'Access limits nearing')
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+ REPORTBOX_ALMOST_FULL = Message.new(code: '020201', message: 'Reportbox almost full', error: true)
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+ REPORTBOX_FULL = Message.new(code: '020202', message: 'Reportbox full', error: true)
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+ INVALID_REQUEST_XML = Message.new(code: '030101', message: 'Invalid request XML', error: true)
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+ INVALID_OPERATION_PARAMS = Message.new(code: '030102', message: 'Invalid operation parameters', error: true)
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+ OPERATION_NOT_SUPPORTED = Message.new(code: '030103', message: 'Operation not supported', error: true)
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+ INVALID_CUSTOM_DATA_SPECIFIED = Message.new(code: '030104', message: 'Invalid custom data specified', error: true)
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+ CHANGE_NOTIFICATION = Message.new(code: '030201', message: 'Change notification')
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+ TEMPORARY_SYSTEM_PROBLEM = Message.new(code: '030202', message: 'Temporary system problem', error: true)
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+ ENDPOINT_SHUTDOWN = Message.new(code: '030203', message: 'Endpoint shutdown', error: true)
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+ UNEXPECTED_INTERNAL_ERROR = Message.new(code: '040101', message: 'Unexpected internal error', error: true)
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+ OTHER_ERROR = Message.new(code: '040102', message: 'Other', error: true)
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+ DATA_SERVICE_PROBLEMS = Message.new(code: '040103', message: 'Data service access problems', error: true)
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+ DATA_SERVICE_INVALID_RESPONSE = Message.new(code: '040104', message: 'Data service invalid response', error: true)
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+ # rubocop:enable Metrics/LineLength
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+
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+ ALL = [
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+ NO_RESULTS,
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+ TOO_MANY_RESULTS,
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+ REPORT_UNAVAILABLE,
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+ REPORT_UNAVAILABLE_LEGAL,
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+ REPORT_UNAVAILABLE_ONLINE,
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+ LEGAL_NOTICE,
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+ INVALID_CREDENTIALS,
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+ ACCESS_RESTRICTED,
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+ ACCESS_LIMITS_NEARING,
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+ REPORTBOX_ALMOST_FULL,
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+ REPORTBOX_FULL,
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+ INVALID_REQUEST_XML,
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+ INVALID_OPERATION_PARAMS,
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+ OPERATION_NOT_SUPPORTED,
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+ INVALID_CUSTOM_DATA_SPECIFIED,
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+ CHANGE_NOTIFICATION,
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+ TEMPORARY_SYSTEM_PROBLEM,
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+ ENDPOINT_SHUTDOWN,
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+ UNEXPECTED_INTERNAL_ERROR,
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+ OTHER_ERROR,
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+ DATA_SERVICE_PROBLEMS,
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+ DATA_SERVICE_INVALID_RESPONSE
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+ ].freeze
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+
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+ # Creditsafe documentation shows a 6 digit error code, however their API
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+ # strips the leading 0. To comply with the docs, we pad the API code here to
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+ # ensure we find the right match
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+ def self.for_code(code)
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+ padded_code = code.rjust(6, '0')
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+ message = ALL.find { |msg| msg.code == padded_code }
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+
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+ if message.nil?
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+ message = Message.new(code: code, message: 'Unknown error', error: true)
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+ end
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+
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+ message
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+ end
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+ end
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+ end
@@ -0,0 +1,3 @@
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+ module Creditsafe
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+ VERSION = '0.1.1'.freeze
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+ end
@@ -0,0 +1,237 @@
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+ require 'spec_helper'
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+ require 'creditsafe/client'
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+
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+ URL = 'https://webservices.creditsafe.com/GlobalData/1.3/'\
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+ 'MainServiceBasic.svc'.freeze
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+
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+ RSpec.describe(Creditsafe::Client) do
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+ let(:username) { "b" }
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+ let(:password) { "c" }
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+
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+ shared_examples_for 'handles api errors' do
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+ context 'when an error occurs due to invalid credentials' do
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+ before do
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+ stub_request(:post, URL).to_return(
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+ body: load_fixture('error-invalid-credentials.html'),
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+ status: 401
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+ )
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+ end
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+
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+ it 'raises an ApiError' do
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+ expect { method_call }.to raise_error(Creditsafe::ApiError)
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+ end
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+
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+ it 'gives a useful error message' do
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+ begin
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+ method_call
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+ rescue Creditsafe::ApiError => err
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+ expect(err.message).to include 'invalid credentials'
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+ end
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+ end
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+ end
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+
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+ context 'when an error occurs due to a fault' do
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+ before do
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+ stub_request(:post, URL).
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+ to_return(body: load_fixture('error-fault.xml'))
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+ end
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+
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+ it 'raises an ApiError' do
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+ expect { method_call }.to raise_error(Creditsafe::ApiError)
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+ end
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+ end
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+
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+ context 'when a HTTP error occurs' do
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+ before do
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+ stub_request(:post, URL).to_timeout
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+ end
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+
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+ it 'raises an HttpError' do
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+ expect { method_call }.to(
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+ raise_error(Creditsafe::HttpError))
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+ end
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+
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+ it 'gives a useful error message' do
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+ begin
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+ method_call
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+ rescue Creditsafe::HttpError => err
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+ expect(err.message).to include 'Excon::Errors::Timeout'
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+ end
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+ end
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+ end
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+ end
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+
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+ describe "#new" do
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+ subject do
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+ -> { described_class.new(username: username, password: password) }
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+ end
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+ let(:username) { "foo" }
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+ let(:password) { "bar" }
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+
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+ it { is_expected.to_not raise_error }
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+
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+ context "without a username" do
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+ let(:username) { nil }
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+ it { is_expected.to raise_error(ArgumentError) }
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+ end
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+
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+ context "without a password" do
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+ let(:password) { nil }
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+ it { is_expected.to raise_error(ArgumentError) }
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+ end
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+ end
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+
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+ describe '#find_company' do
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+ let(:client) { described_class.new(username: username, password: password) }
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+ let(:country_code) { "GB" }
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+ let(:registration_number) { "RN123" }
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+ let(:city) { nil }
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+ let(:search_criteria) do
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+ {
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+ country_code: country_code,
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+ registration_number: registration_number,
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+ city: city
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+ }.reject { |_, v| v.nil? }
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+ end
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+ let(:find_company) { client.find_company(search_criteria) }
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+ let(:method_call) { find_company }
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+ before do
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+ stub_request(:post, URL).to_return(
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+ body: load_fixture('find-companies-successful.xml'),
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+ status: 200
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+ )
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+ end
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+
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+ subject { -> { method_call } }
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+ it { is_expected.to_not raise_error }
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+
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+ context "without a country_code" do
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+ let(:country_code) { nil }
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+ it { is_expected.to raise_error(ArgumentError) }
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+ end
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+
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+ context "without a registration_number" do
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+ let(:registration_number) { nil }
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+ it { is_expected.to raise_error(ArgumentError) }
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+ end
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+
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+ context "with a city" do
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+ let(:city) { "Berlin" }
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+ it { is_expected.to raise_error(ArgumentError) }
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+
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+ context "in Germany" do
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+ let(:country_code) { "DE" }
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+ it { is_expected.to_not raise_error }
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+ end
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+ end
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+
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+ it 'returns the company details' do
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+ expect(find_company).
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+ to eq(:name => 'GOCARDLESS LTD',
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+ :type => 'Ltd',
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+ :status => 'Active',
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+ :registration_number => '07495895',
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+ :address => {
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+ simple_value: '338-346, GOSWELL, LONDON',
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+ postal_code: 'EC1V7LQ'
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+ },
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+ :available_report_types => { available_report_type: 'Full' },
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+ :available_languages => { available_language: 'EN' },
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+ :@date_of_latest_accounts => '2014-01-31T00:00:00Z',
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+ :@online_reports => 'true',
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+ :@monitoring => 'false',
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+ :@country => 'GB',
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+ :@id => 'GB003/0/07495895')
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+ end
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+
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+ include_examples 'handles api errors'
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+
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+ context "when no companies are found" do
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+ before do
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+ stub_request(:post, URL).to_return(
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+ body: load_fixture('find-companies-none-found.xml'),
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+ status: 200
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+ )
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+ end
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+
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+ it "returns nil" do
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+ expect(find_company).to be_nil
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+ end
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+ end
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+
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+ context "when an error occurs with further details" do
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+ before do
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+ stub_request(:post, URL).to_return(
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+ body: load_fixture('find-companies-error.xml'),
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+ status: 200
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+ )
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+ end
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+
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+ it 'gives a useful error, with the specific error in the response' do
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+ begin
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+ method_call
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+ rescue Creditsafe::ApiError => err
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+ expect(err.message).to eq 'Invalid operation parameters ' \
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+ '(Invalid countries list specified.)'
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+ end
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+ end
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+
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+ context "with further details provided in the response" do
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+ before do
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+ stub_request(:post, URL).to_return(
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+ body: load_fixture('find-companies-error-no-text.xml'),
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+ status: 200
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+ )
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+ end
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+
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+ it 'gives a useful error, with the specific error in the response' do
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+ begin
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+ method_call
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+ rescue Creditsafe::ApiError => err
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+ expect(err.message).to eq 'Invalid operation parameters'
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+ end
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+ end
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+ end
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+ end
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+ end
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+
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+ describe '#company_report' do
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+ before do
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+ stub_request(:post, URL).to_return(
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+ body: load_fixture('company-report-successful.xml'),
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+ status: 200
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+ )
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+ end
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+ let(:client) { described_class.new(username: username, password: password) }
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+ let(:custom_data) { { foo: "bar", bar: "baz" } }
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+ let(:company_report) do
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+ client.company_report('GB003/0/07495895', custom_data: custom_data)
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+ end
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+ let(:method_call) { company_report }
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+
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+ it 'returns the company details' do
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+ expect(company_report).to include(:company_summary)
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+ end
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+
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+ include_examples 'handles api errors'
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+
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+ context 'when a report is unavailable' do
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+ before do
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+ stub_request(:post, URL).
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+ to_return(body: load_fixture('company-report-not-found.xml'))
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+ end
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+
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+ it 'returns nil' do
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+ expect { company_report }.to raise_error(Creditsafe::ApiError)
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+ end
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+
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+ it 'gives a useful error message' do
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+ begin
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+ company_report
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+ rescue Creditsafe::ApiError => err
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+ expect(err.message).to include 'Report unavailable'
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+ end
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+ end
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+ end
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+ end
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+ end
@@ -0,0 +1,33 @@
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+ require 'spec_helper'
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+ require 'creditsafe/messages'
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+
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+ RSpec.describe(Creditsafe::Messages) do
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+ describe "#for_code" do
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+ subject(:message) { described_class.for_code(code) }
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+
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+ context "for a valid code" do
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+ let(:code) { "020101" }
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+ its(:code) { is_expected.to eq(code) }
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+ its(:message) { is_expected.to eq('Invalid credentials') }
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+ end
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+
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+ context "for a code without leading zero" do
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+ let(:code) { "20101" }
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+ its(:code) { is_expected.to eq("0#{code}") }
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+ its(:message) { is_expected.to eq('Invalid credentials') }
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+ end
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+
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+ context "for an unknown code" do
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+ let(:code) { "999999" }
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+ its(:code) { is_expected.to eq(code) }
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+ its(:message) { is_expected.to eq('Unknown error') }
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+ end
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+
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+ context "for an empty code" do
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+ let(:code) { '' }
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+ it "was passed the wrong parameters" do
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+ expect { subject(:message) }.to raise_error
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+ end
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+ end
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+ end
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+ end
@@ -0,0 +1,13 @@
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+ <s:Envelope xmlns:s="http://schemas.xmlsoap.org/soap/envelope/">
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+ <s:Body>
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+ <RetrieveCompanyOnlineReportResponse xmlns="http://www.creditsafe.com/globaldata/operations">
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+ <RetrieveCompanyOnlineReportResult xmlns:q1="http://www.creditsafe.com/globaldata/datatypes/reports">
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+ <Messages xmlns="http://www.creditsafe.com/globaldata/datatypes">
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+ <Message Type="Information" Code="20103">Service access contract expires on 2015-07-07 00:00 (UTC). Please contact your account manager regarding access extension.</Message>
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+ <Message Type="Information" Code="10101">Company number [074958955]" not found</Message>
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+ <Message Type="Information" Code="10103">Specified report is unavailable.</Message>
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+ </Messages>
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+ </RetrieveCompanyOnlineReportResult>
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+ </RetrieveCompanyOnlineReportResponse>
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+ </s:Body>
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+ </s:Envelope>
@@ -0,0 +1,582 @@
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+ <s:Envelope xmlns:s="http://schemas.xmlsoap.org/soap/envelope/">
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+ <s:Body>
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+ <RetrieveCompanyOnlineReportResponse xmlns="http://www.creditsafe.com/globaldata/operations">
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+ <RetrieveCompanyOnlineReportResult xmlns:q1="http://www.creditsafe.com/globaldata/datatypes/reports">
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+ <Messages xmlns="http://www.creditsafe.com/globaldata/datatypes">
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+ <Message Type="Information" Code="20103">Service access contract expires on 2015-07-07 00:00 (UTC). Please contact your account manager regarding access extension.</Message>
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+ </Messages>
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+ <q1:Reports>
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+ <q1:Report xsi:type="q1:LtdCompanyFullReport" CompanyId="GB003/0/07495895" OrderNumber="23187624" Language="EN" ReportCurrency="GBP" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
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+ <q1:CompanySummary>
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+ <q1:BusinessName>GOCARDLESS LTD</q1:BusinessName>
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+ <q1:Country>GB</q1:Country>
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+ <q1:Number>UK07695955</q1:Number>
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+ <q1:CompanyRegistrationNumber>07495895</q1:CompanyRegistrationNumber>
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+ <q1:MainActivity>
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+ <q1:ActivityCode>7260</q1:ActivityCode>
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+ <q1:ActivityDescription>Other computer related activities</q1:ActivityDescription>
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+ </q1:MainActivity>
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+ <q1:CompanyStatus Code="Active">Active - Accounts Filed</q1:CompanyStatus>
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+ <q1:LatestTurnoverFigure>0</q1:LatestTurnoverFigure>
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+ <q1:LatestShareholdersEquityFigure>4287289</q1:LatestShareholdersEquityFigure>
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+ <q1:CreditRating>
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+ <q1:CommonValue>A</q1:CommonValue>
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+ <q1:CommonDescription>Very Low Risk</q1:CommonDescription>
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+ <q1:CreditLimit>405000</q1:CreditLimit>
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+ <q1:ProviderValue MaxValue="100" MinValue="0">96</q1:ProviderValue>
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+ <q1:ProviderDescription>Very Low Risk</q1:ProviderDescription>
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+ </q1:CreditRating>
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+ </q1:CompanySummary>
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+ <q1:CompanyIdentification>
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+ <q1:BasicInformation>
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+ <q1:BusinessName>GOCARDLESS LTD</q1:BusinessName>
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+ <q1:RegisteredCompanyName>GOCARDLESS LTD</q1:RegisteredCompanyName>
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+ <q1:CompanyRegistrationNumber>07495895</q1:CompanyRegistrationNumber>
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+ <q1:Country>GB</q1:Country>
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+ <q1:DateofCompanyRegistration>2011-01-17T00:00:00Z</q1:DateofCompanyRegistration>
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+ <q1:DateofStartingOperations>2011-01-17T00:00:00Z</q1:DateofStartingOperations>
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+ <q1:LegalForm>Private limited with Share Capital</q1:LegalForm>
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+ <q1:CompanyStatus Code="Active">Active - Accounts Filed</q1:CompanyStatus>
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+ <q1:ContactAddress>
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+ <SimpleValue xmlns="http://www.creditsafe.com/globaldata/datatypes">338-346 GOSWELL ROAD, LONDON EC1V 7LQ</SimpleValue>
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+ <PostalCode xmlns="http://www.creditsafe.com/globaldata/datatypes">EC1V 7LQ</PostalCode>
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+ </q1:ContactAddress>
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+ <q1:ContactTelephoneNumber>02071838674</q1:ContactTelephoneNumber>
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+ </q1:BasicInformation>
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+ <q1:Activities>
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+ <q1:Activity>
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+ <q1:ActivityCode>7260</q1:ActivityCode>
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+ <q1:ActivityDescription>Other computer related activities</q1:ActivityDescription>
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+ </q1:Activity>
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+ </q1:Activities>
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+ <q1:PreviousNames>
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+ <q1:PreviousName>
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+ <q1:DateChanged>2011-08-25T00:00:00Z</q1:DateChanged>
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+ <q1:Name>GROUPAY LIMITED</q1:Name>
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+ </q1:PreviousName>
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+ </q1:PreviousNames>
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+ </q1:CompanyIdentification>
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+ <q1:CreditScore>
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+ <q1:CurrentCreditRating>
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+ <q1:CommonValue>A</q1:CommonValue>
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+ <q1:CommonDescription>Very Low Risk</q1:CommonDescription>
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+ <q1:CreditLimit>405000</q1:CreditLimit>
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+ <q1:ProviderValue MaxValue="100" MinValue="0">96</q1:ProviderValue>
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+ <q1:ProviderDescription>Very Low Risk</q1:ProviderDescription>
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+ </q1:CurrentCreditRating>
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+ <q1:CurrentContractLimit>610000</q1:CurrentContractLimit>
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+ <q1:PreviousCreditRating>
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+ <q1:CommonValue>A</q1:CommonValue>
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+ <q1:CommonDescription>Very Low Risk</q1:CommonDescription>
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+ <q1:CreditLimit>195000</q1:CreditLimit>
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+ <q1:ProviderValue MaxValue="100" MinValue="0">96</q1:ProviderValue>
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+ <q1:ProviderDescription>Very Low Risk</q1:ProviderDescription>
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+ </q1:PreviousCreditRating>
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+ <q1:DateOfLatestRatingChange>2014-10-29T00:00:00Z</q1:DateOfLatestRatingChange>
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+ </q1:CreditScore>
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+ <q1:ContactInformation>
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+ <q1:MainAddress>
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+ <q1:Address>
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+ <SimpleValue xmlns="http://www.creditsafe.com/globaldata/datatypes">338-346 GOSWELL ROAD, LONDON EC1V 7LQ</SimpleValue>
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+ <PostalCode xmlns="http://www.creditsafe.com/globaldata/datatypes">EC1V 7LQ</PostalCode>
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+ </q1:Address>
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+ <q1:Telephone>02071838674</q1:Telephone>
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+ </q1:MainAddress>
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+ <q1:OtherAddresses>
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+ <q1:OtherAddress>
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+ <q1:Address>
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+ <SimpleValue xmlns="http://www.creditsafe.com/globaldata/datatypes">338-346 Goswell Road, London EC1V 7LQ</SimpleValue>
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+ <PostalCode xmlns="http://www.creditsafe.com/globaldata/datatypes">EC1V 7LQ</PostalCode>
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+ </q1:Address>
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+ <q1:Telephone>71838674</q1:Telephone>
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+ </q1:OtherAddress>
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+ </q1:OtherAddresses>
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+ <q1:Websites>
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+ <q1:Website>GOCARDLESS.COM</q1:Website>
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+ </q1:Websites>
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+ </q1:ContactInformation>
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+ <q1:ShareCapitalStructure>
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+ <q1:IssuedShareCapital>6701569</q1:IssuedShareCapital>
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+ <q1:ShareHolders>
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+ <q1:ShareHolder>
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+ <q1:Name>GROUPAY INC (6701569 shares of 6701569)</q1:Name>
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+ <q1:SharePercent>100</q1:SharePercent>
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+ </q1:ShareHolder>
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+ </q1:ShareHolders>
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+ </q1:ShareCapitalStructure>
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+ <q1:Directors>
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+ <q1:CurrentDirectors>
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+ <q1:Director>
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+ <q1:Name>Mr Timothy Brian Bunting</q1:Name>
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+ <q1:Address>
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+ <SimpleValue xmlns="http://www.creditsafe.com/globaldata/datatypes">338-346 Goswell Road, London EC1V 7LQ</SimpleValue>
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+ <PostalCode xmlns="http://www.creditsafe.com/globaldata/datatypes">EC1V 7LQ</PostalCode>
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+ </q1:Address>
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+ <q1:Gender>1</q1:Gender>
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+ <q1:DateOfBirth>1963-08-02T00:00:00Z</q1:DateOfBirth>
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+ <q1:Position AppointmentDate="2014-01-17T00:00:00Z">Director</q1:Position>
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+ </q1:Director>
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+ <q1:Director>
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+ <q1:Name>Mr Hiroki James Takeuchi</q1:Name>
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+ <q1:Address>
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+ <SimpleValue xmlns="http://www.creditsafe.com/globaldata/datatypes">338-346 Goswell Road, London EC1V 7LQ</SimpleValue>
123
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+ <DateChargeRegistered>28/04/2015</DateChargeRegistered>
503
+ <Status>Outstanding</Status>
504
+ <PersonsEntitled>kreos capital iv (luxembourg) s.ã€.r.l.(luxembourg registration number b163054);</PersonsEntitled>
505
+ <Details>contains fixed charge.contains floatingcharge.floating charge covers all the property or undertaking of the company.contains negative pledge.</Details>
506
+ </MortgageDetail>
507
+ <MortgageDetail>
508
+ <MortgageType>charge of deposit</MortgageType>
509
+ <DateChargeCreated>19/09/2011</DateChargeCreated>
510
+ <DateChargeRegistered>27/09/2011</DateChargeRegistered>
511
+ <Status>Outstanding</Status>
512
+ <PersonsEntitled>the royal bank of scotland plc</PersonsEntitled>
513
+ <AmountSecured>all monies due or to become due from the company to the chargee on any account whatsoever</AmountSecured>
514
+ <Details>all amounts now and in the future credited to account number 10138444 with the bank</Details>
515
+ </MortgageDetail>
516
+ </MortgageDetails>
517
+ </MortgageInformation>
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+ <AdditionalFinancials xmlns="http://www.creditsafe.com/globaldata/datatypes/reports">
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+ <FinancialItems>
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+ <YearEndDate>2014-01-31T00:00:00</YearEndDate>
521
+ <RevaluationReserve>0</RevaluationReserve>
522
+ <ShortTermHPFinanceLeaseLiabilities>0</ShortTermHPFinanceLeaseLiabilities>
523
+ <LongTermHPFinanceLeaseLiabilities>0</LongTermHPFinanceLeaseLiabilities>
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+ </FinancialItems>
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+ <FinancialItems>
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+ <YearEndDate>2013-01-31T00:00:00</YearEndDate>
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+ <RevaluationReserve>0</RevaluationReserve>
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+ <ShortTermHPFinanceLeaseLiabilities>0</ShortTermHPFinanceLeaseLiabilities>
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+ <LongTermHPFinanceLeaseLiabilities>0</LongTermHPFinanceLeaseLiabilities>
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+ </FinancialItems>
531
+ <FinancialItems>
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+ <YearEndDate>2012-01-31T00:00:00</YearEndDate>
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+ <RevaluationReserve>0</RevaluationReserve>
534
+ <ShortTermHPFinanceLeaseLiabilities>0</ShortTermHPFinanceLeaseLiabilities>
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+ <LongTermHPFinanceLeaseLiabilities>0</LongTermHPFinanceLeaseLiabilities>
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+ </FinancialItems>
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+ </AdditionalFinancials>
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+ <Commentaries xmlns="http://www.creditsafe.com/globaldata/datatypes/reports">
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+ <Commentary>
540
+ <CommentaryText>This company has been treated as a Small company in respect of the rating/limit generated.</CommentaryText>
541
+ <PositiveOrNegative>Neutral</PositiveOrNegative>
542
+ </Commentary>
543
+ <Commentary>
544
+ <CommentaryText>The latest Balance Sheet indicates a very positive net working capital position.</CommentaryText>
545
+ <PositiveOrNegative>Positive</PositiveOrNegative>
546
+ </Commentary>
547
+ <Commentary>
548
+ <CommentaryText>The latest cash balances represent a positive level in terms of the overall outstanding creditor obligations.</CommentaryText>
549
+ <PositiveOrNegative>Positive</PositiveOrNegative>
550
+ </Commentary>
551
+ <Commentary>
552
+ <CommentaryText>There has been an increase in shareholders funds compared with the previous balance sheet.</CommentaryText>
553
+ <PositiveOrNegative>Positive</PositiveOrNegative>
554
+ </Commentary>
555
+ <Commentary>
556
+ <CommentaryText>This company trades in an industry with a lower level of corporate failures.</CommentaryText>
557
+ <PositiveOrNegative>Positive</PositiveOrNegative>
558
+ </Commentary>
559
+ </Commentaries>
560
+ <ExtendedGroupStructure xmlns="http://www.creditsafe.com/globaldata/datatypes/reports">
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+ <GroupStructure>
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+ <CompanyInGroup>
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+ <CompanyName>GROUPAY INC</CompanyName>
564
+ <Level>0</Level>
565
+ <Status>Other</Status>
566
+ </CompanyInGroup>
567
+ <CompanyInGroup Id="GB003/0/07495895" Country="GB" SafeNumber="UK07695955">
568
+ <CompanyName>GOCARDLESS LTD</CompanyName>
569
+ <RegisteredNumber>07495895</RegisteredNumber>
570
+ <LatestAnnualAccounts>2014-01-31T00:00:00</LatestAnnualAccounts>
571
+ <Level>1</Level>
572
+ <Status>Active</Status>
573
+ </CompanyInGroup>
574
+ </GroupStructure>
575
+ </ExtendedGroupStructure>
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+ </q1:AdditionalInformation>
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+ </q1:Report>
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+ </q1:Reports>
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+ </RetrieveCompanyOnlineReportResult>
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+ </RetrieveCompanyOnlineReportResponse>
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+ </s:Body>
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+ </s:Envelope>