camt 0.0.1 → 1.0.0

data/lib/camt/transaction.rb

@@ -0,0 +1,102 @@
+module Camt
+  class Transaction
+
+    attr_reader :node, :country_code
+
+    def initialize(xml_node, country_code)
+      @node = xml_node
+      @country_code = country_code
+    end
+
+    def execution_date
+      @execution_date ||= Date.parse(node.at('./BookgDt/Dt | ./BookgDt/DtTm').text)
+    end
+
+    def effective_date
+      @effective_date ||= Date.parse(node.at('./ValDt/Dt | ./ValDt/DtTm').text)
+    end
+
+    def transfer_type
+      @transfer_type ||= get_transfer_type(node.at('./BkTxCd/Prtry'))
+    end
+
+    alias_method :type, :transfer_type
+
+    def transferred_amount
+      @transferred_amount ||= Amount.new(node).value
+    end
+
+    alias_method :amount, :transferred_amount
+
+    def transaction_details
+      @transaction_details ||= node.xpath('.//NtryDtls//TxDtls').map { |node| parse_TxDtls(node) }
+    end
+
+    alias_method :details, :transaction_details
+
+    def purpose
+      @purpose ||= node.at('./AddtlNtryInf').try(:text) ||
+          details.map { |detail| detail[:references] }.flatten.join(" ")
+    end
+
+    private
+
+    def get_transfer_type(node)
+      # Map properietary codes from BkTxCd/Prtry/Cd.
+      # :param node: BkTxCd/Prtry node
+      { proprietary_code: node.at('./Cd').text, proprietary_issuer: node.at('./Issr').text } if node
+    end
+
+    def get_party_values(node)
+      # Determine to get either the debtor or creditor party node
+      # and extract the available data from it
+      values = {}
+
+      party_type = node.at('../../CdtDbtInd').text == 'CRDT' ? 'Dbtr' : 'Cdtr'
+
+      party_node = node.at("./RltdPties/#{party_type}")
+      account_node = node.at("./RltdPties/#{party_type}Acct/Id")
+      bic_node = node.at("./RltdAgts/#{party_type}Agt/FinInstnId/BIC")
+
+      if party_node
+        values[:remote_owner] = party_node.at('./Nm').try(:text)
+        values[:remote_owner_country] = party_node.at('./PstlAdr/Ctry').try(:text)
+        values[:remote_owner_address] = party_node.at('./PstlAdr/AdrLine').try(:text)
+      end
+
+      if account_node
+        values[:remote_account] = account_node.at('./IBAN').try(:text)
+        values[:remote_account] ||= account_node.at('./Othr/Id').try(:text)
+        values[:remote_bank_bic] = bic_node.text if bic_node
+      end
+
+      values
+    end
+
+    def parse_TxDtls(node)
+      # Parse a single TxDtls node
+      transaction_details = {}
+
+      if (unstructured = node.xpath('./RmtInf/Ustrd')).any?
+        transaction_details[:messages] = unstructured.map(&:text)
+      end
+
+      if (structured = node.xpath('./RmtInf/Strd/CdtrRefInf/Ref | ./Refs/EndToEndId')).any?
+        transaction_details[:references] = structured.map(&:text)
+      end
+
+      if mandate_identifier = node.at('./Refs/MndtId').try(:text)
+        transaction_details[:mandate_identifier] = mandate_identifier
+      end
+
+      if reason = node.at('./RtrInf/Rsn/Cd').try(:text)
+        reason_language = Camt::Reasons.keys.include?(country_code) ? country_code : 'EN'
+        transaction_details[:reason] = { code: reason, description: Camt::Reasons[reason_language][reason] }
+      end
+
+      transaction_details[:party] = get_party_values node
+
+      transaction_details
+    end
+  end
+end

data/lib/camt/version.rb

@@ -1,3 +1,3 @@
 module Camt
-  VERSION = "0.0.1"
+  VERSION = "1.0.0"
 end

data/spec/amount_spec.rb

@@ -0,0 +1,43 @@
+RSpec.describe Camt::Amount do
+
+  let(:value) { 1337.23 }
+  let(:currency) { "GBP" }
+  let(:credit_debit_type) { "CRDT"}
+
+  let :xml_node do
+    Nokogiri::XML::Builder.new { |xml|
+      xml.root do
+        xml.Amt(value, :Ccy => currency)
+        xml.CdtDbtInd(credit_debit_type)
+      end
+    }.doc.at("./root")
+  end
+
+  subject { described_class.new(xml_node) }
+
+  describe "#value" do
+    context "when amount is positive" do
+      it "returns the correct value" do
+        expect(subject.value).to eq value
+      end
+    end
+
+    context "when amount is negative" do
+      let(:credit_debit_type) { "DBIT"}
+
+      it "returns the correct value" do
+        expect(subject.value).to eq(0 - value)
+      end
+    end
+
+    it "is returned as a BigDecimal" do
+      expect(subject.value).to be_a BigDecimal
+    end
+  end
+
+  describe "#currency" do
+    it "returns the currency" do
+      expect(subject.currency).to eq currency
+    end
+  end
+end

data/spec/file_spec.rb

@@ -0,0 +1,91 @@
+RSpec.describe Camt::File do
+
+  let(:filename) { "camt.xml" }
+
+  subject { Camt::File.parse(::File.expand_path("../sample_files/" << filename, __FILE__)) }
+
+  it "has any messages" do
+    expect(subject.messages).to be_any
+  end
+
+  it "has any statements" do
+    expect(subject.statements).to be_any
+  end
+
+  it "has any transactions" do
+    expect(subject.transactions).to be_any
+  end
+
+  describe "valid?" do
+    context "when document has no error" do
+      it "returns true" do
+        expect(subject.valid?).to be true
+      end
+    end
+
+    context "when document has an error" do
+      let(:filename) { "camt_error.xml" }
+
+      it "returns false" do
+        expect(subject.valid?).to be false
+      end
+    end
+  end
+
+  describe "errors" do
+    context "when document has no error" do
+      it "returns an empty array" do
+        expect(subject.errors).to eq []
+      end
+    end
+
+    context "when document has an error" do
+      let(:filename) { "camt_error.xml" }
+
+      it "returns the XML errors" do
+        expect(subject.errors.size).to eq 9
+      end
+    end
+
+    context "when document isn't even XML" do
+      let(:filename) { "../spec_helper.rb" }
+
+      it "returns the XML errors" do
+        expect(subject.errors.size).to eq 1
+      end
+    end
+  end
+
+  describe "configuration" do
+    context "when a default country code is set" do
+      it "uses the default country code" do
+        expect(subject.country_code).to eq "XY"
+      end
+
+      it "does not raise an error" do
+        expect { subject }.not_to raise_error
+      end
+    end
+
+    context "when no default country code is set" do
+      around do |example|
+        current_country_code = nil
+
+        Camt.configure do |config|
+          current_country_code = config.default_country_code
+          config.default_country_code = nil
+        end
+
+        example.run
+
+        Camt.configure do |config|
+          config.default_country_code = current_country_code
+        end
+      end
+
+      it "raises an ArgumentError" do
+        expect { subject }.to raise_error(ArgumentError)
+      end
+    end
+  end
+end

data/spec/integration/camt.xml_spec.rb

@@ -0,0 +1,441 @@
+require_relative "../support/camt.053_integration"
+
+RSpec.describe "camt.xml" do
+
+  let(:expected_id) { "0574908765.2013-04-02" }
+  let(:expected_electronic_sequence_number) { "0070" }
+  let(:expected_creation_time) { "2013-04-12T10:55:08.66+02:00" }
+  let(:expected_iban) { "NL77ABNA0574908765" }
+  let(:expected_currency) { "EUR" }
+  let(:expected_date) { "2013-04-02" }
+  let(:expected_start_balance) { 1000.01 }
+  let(:expected_end_balance) { 100.01 }
+
+  let :expected_transactions do
+    [
+        {
+            ex_date: "2013-04-02",
+            eff_date: "2013-04-02",
+            type: {proprietary_code: "N196", proprietary_issuer: "ABNAMRO"},
+            amount: 1.0,
+            details: [],
+            purpose: "11.11.111.111 Naam Adres 7 2960 Dorp"
+        },
+        {
+            ex_date: "2013-04-02",
+            eff_date: "2013-04-02",
+            type: {proprietary_code: "N654", proprietary_issuer: "ABNAMRO"},
+            amount: 1.0,
+            details: [
+                {
+                    messages: ["OMSCHRIJVING"],
+                    references: ["NOTPROVIDED"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0499998748",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                }
+            ],
+            purpose: "/TRTP/SEPA OVERBOEKING/IBAN/NL46ABNA0499998748/BIC/" \
+                     "ABNANL2A/NAME/NAAM/REMI/OMSCHRIJVING/EREF/NOTPROVIDED"
+        },
+        {
+            ex_date: "2013-04-02",
+            eff_date: "2013-04-02",
+            type: {proprietary_code: "N946", proprietary_issuer: "ABNAMRO"},
+            amount: 1.0,
+            details: [
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0499998748",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                }
+            ],
+            purpose: "/TRTP/SEPA ACCEPTGIRO/IBAN/NL46ABNA0499998748/BIC/" \
+                     "ABNANL2A/NAME/NAAM/REMI//REMI/Issuer: CUR Ref: 1234567812345678/EREF/NOTPROVIDED"
+        },
+        {
+            ex_date: "2013-04-02",
+            eff_date: "2013-04-02",
+            type: {proprietary_code: "N946", proprietary_issuer: "ABNAMRO"},
+            amount: 10.0,
+            details: [
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0499998748",
+                        remote_bank_bic: "ABNANL2A"}
+                },
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0499998748",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0401378749",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0401378749",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0401378749",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0401378749",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0401378749",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0401378749",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0401378749",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    references: ["NOTPROVIDED", "1234567812345678"],
+                    party: {
+                        remote_owner: "NAAM",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL46ABNA0401378749",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                }
+            ],
+            purpose: "/TRTP/SEPA ACCEPTGIRO BATCH/PREF/3095D4322561460S0PS/NRTX/10"
+        },
+        {
+            ex_date: "2013-04-02",
+            eff_date: "2013-04-02",
+            type: {proprietary_code: "N944", proprietary_issuer: "ABNAMRO"},
+            amount: 1.0,
+            details: [
+                {
+                    messages: ["2305271368 0050001248302363 pid2305271368t Mud Masters Mud Masters"],
+                    references: ["01-04-2013 21:01 0050001248302363"],
+                    party: {
+                        remote_owner: "ING Bank",
+                        remote_owner_country: nil,
+                        remote_owner_address: nil,
+                        remote_account: "NL21INGB0000773837",
+                        remote_bank_bic: "INGBNL2A"
+                    }
+                }
+            ],
+            purpose: "/TRTP/SEPA OVERBOEKING/IBAN/NL21INGB0000773837/BIC/INGBNL2A/NAME/ING Bank/" \
+                     "REMI/2305271368 0050001248302363 pid2305271368t/EREF/01-04-2013 21:01 0050001248302363"
+        },
+        {
+            ex_date: "2013-04-02",
+            eff_date: "2013-04-02",
+            type: {proprietary_code: "N658", proprietary_issuer: "ABNAMRO"},
+            amount: -1.0,
+            details: [
+                {
+                    messages: ["2013-33"],
+                    references: ["NOTPROVIDED"],
+                    party: {
+                        remote_owner: "Naam",
+                        remote_owner_country: "NL",
+                        remote_owner_address: nil,
+                        remote_account: "NL87SNSB0941352955",
+                        remote_bank_bic: "SNSBNL2A"
+                    }
+                }
+            ],
+            purpose: "/TRTP/SEPA OVERBOEKING/IBAN/NL87SNSB0941352955/BIC/" \
+                     "SNSBNL2A/NAME/Naam/REMI/2013-33/EREF/NOTPROVIDED"
+        },
+        {
+            ex_date: "2013-04-02",
+            eff_date: "2013-04-02",
+            type: {proprietary_code: "N655", proprietary_issuer: "ABNAMRO"},
+            amount: -2.0,
+            details: [
+                {
+                    messages: ["2013-33"],
+                    references: ["NOTPROVIDED"],
+                    party: {
+                        remote_owner: "Naam",
+                        remote_owner_country: "NL",
+                        remote_owner_address: nil,
+                        remote_account: "NL87SNSB0941352955",
+                        remote_bank_bic: "SNSBNL2A"
+                    }
+                },
+                {
+                    messages: ["2013-33"],
+                    references: ["NOTPROVIDED"],
+                    party: {
+                        remote_owner: "Naam",
+                        remote_owner_country: "NL",
+                        remote_owner_address: nil,
+                        remote_account: "NL87SNSB0941352955",
+                        remote_bank_bic: "SNSBNL2A"
+                    }
+                }
+            ],
+            purpose: "/TRTP/SEPA BATCH/PREF/1202P5518750499B0AO/NRTX/2"
+        },
+        {
+            ex_date: "2013-04-02",
+            eff_date: "2013-04-02",
+            type: {proprietary_code: "N652", proprietary_issuer: "ABNAMRO"},
+            amount: -2.0,
+            details: [],
+            purpose: "/TRTP/SEPA BATCH SALARIS/PREF/1302P5518750499B0AO/NRTX/2"
+        },
+        {
+            ex_date: "2013-04-02",
+            eff_date: "2013-04-02",
+            type: {proprietary_code: "N248", proprietary_issuer: "ABNAMRO"},
+            amount: -1.0,
+            details: [
+                {
+                    messages: ["REF 2202389041/ 708723862112/ 5401939189"],
+                    references: ["540193918971"],
+                    mandate_identifier: "N000001861650",
+                    party: {
+                        remote_owner: "Naam/SA",
+                        remote_owner_country: "BE",
+                        remote_owner_address: "Straat 34",
+                        remote_account: "BE21319980275903",
+                        remote_bank_bic: "BBRUBEBB"
+                    }
+                }
+            ],
+            purpose: "/TRTP/SEPA Incasso algemeen doorlopend/CSID/BE57XC00476306127/NAME/Naam/SA/MARF/N000001861650/" \
+                  "REMI/REF 2202389041/ 708723862112/ 5401939189/IBAN/BE21319980275903/BIC/BBRUBEBB/EREF/540193918971"
+        },
+        {
+            ex_date: "2012-04-02",
+            eff_date: "2012-04-02",
+            type: {proprietary_code: "N247", proprietary_issuer: "ABNAMRO"},
+            amount: 7.0,
+            details: [
+                {
+                    messages: ["SIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI " \
+                               "NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSIT"],
+                    references: ["SDD SIT 024-1"],
+                    mandate_identifier: "mandateref24-1",
+                    party: {
+                        remote_owner: "R12 SDD SIT2",
+                        remote_owner_country: "NL",
+                        remote_owner_address: "R12 SDD SIT2",
+                        remote_account: "NL27ABNA0562326340",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    messages: ["SIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI " \
+                               "NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSIT"],
+                    references: ["SDD SIT 024-2"],
+                    mandate_identifier: "mandateref24-2",
+                    party: {
+                        remote_owner: "R12 SDD SIT2",
+                        remote_owner_country: "NL",
+                        remote_owner_address: "R12 SDD SIT2",
+                        remote_account: "NL27ABNA0562326340",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    messages: ["SIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI " \
+                               "NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSIT"],
+                    references: ["SDD SIT 024-3"],
+                    mandate_identifier: "mandateref24-3",
+                    party: {
+                        remote_owner: "R12 SDD SIT2",
+                        remote_owner_country: "NL",
+                        remote_owner_address: "R12 SDD SIT2",
+                        remote_account: "NL27ABNA0562326340",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    messages: ["SIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI " \
+                               "NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSIT"],
+                    references: ["SDD SIT 024-4"],
+                    mandate_identifier: "mandateref24-4",
+                    party: {
+                        remote_owner: "R12 SDD SIT2",
+                        remote_owner_country: "NL",
+                        remote_owner_address: "R12 SDD SIT2",
+                        remote_account: "NL27ABNA0562326340",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    messages: ["SIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI " \
+                               "NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSIT"],
+                    references: ["SDD SIT 024-5"],
+                    mandate_identifier: "mandateref24-5",
+                    party: {
+                        remote_owner: "R12 SDD SIT2",
+                        remote_owner_country: "NL",
+                        remote_owner_address: "R12 SDD SIT2",
+                        remote_account: "NL27ABNA0562326340",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    messages: ["SIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI " \
+                               "NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSIT"],
+                    references: ["SDD SIT 024-6"],
+                    mandate_identifier: "mandateref24-6",
+                    party: {
+                        remote_owner: "R12 SDD SIT2",
+                        remote_owner_country: "NL",
+                        remote_owner_address: "R12 SDD SIT2",
+                        remote_account: "NL27ABNA0562326340",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                },
+                {
+                    messages: ["SIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSITSIT DRIVER LI " \
+                               "NOSIT DRIVER LI NOSITSIT DRIVER LI NOSIT DRIVER LI NOSIT"],
+                    references: ["SDD SIT 024-7"],
+                    mandate_identifier: "mandateref24-7",
+                    party: {
+                        remote_owner: "R12 SDD SIT2",
+                        remote_owner_country: "NL",
+                        remote_owner_address: "R12 SDD SIT2",
+                        remote_account: "NL27ABNA0562326340",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                }
+            ],
+            purpose: "/TRTP/SEPA Incasso batch/PREF/BATCHID/NRTX/7/PIND/BRUTO"
+        },
+        {
+            ex_date: "2012-04-02",
+            eff_date: "2012-04-02",
+            type: {proprietary_code: "N247", proprietary_issuer: "ABNAMRO"},
+            amount: 7.0,
+            details: [],
+            purpose: "/TRTP/SEPA Incasso batch/PREF/BATCHID/NRTX/7/PIND/BRUTO"
+        },
+        {
+            ex_date: "2012-04-02",
+            eff_date: "2012-04-02",
+            type: {proprietary_code: "N246", proprietary_issuer: "ABNAMRO"},
+            amount: -1.0,
+            details: [
+                {
+                    messages: ["Levering maand mei, zie nota 1234556. Uw klantnummer 123455666"],
+                    references: ["1234567X908303803"],
+                    mandate_identifier: "123456789XXmandaat",
+                    reason: {
+                        code: "MS03",
+                        description: "Reason not specified"
+                    },
+                    party: {
+                        remote_owner: "Debtor",
+                        remote_owner_country: "NL",
+                        remote_owner_address: "R12 SDD SIT2",
+                        remote_account: "NL27ABNA0562326340",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                }
+            ],
+            purpose: "/RTYP/SEPA Incasso niet uitgevoerd/MARF/123456789XXmandaat/RTRN/MS03/IBAN/NL27ABNA0562399340/" \
+              "NAME/Debtor/REMI/Levering maand mei, zie nota 1234556. Uw klantnummer 123455666/EREF/1234567X908303803"
+        },
+        {
+            ex_date: "2012-04-02",
+            eff_date: "2012-04-02",
+            type: {proprietary_code: "N245", proprietary_issuer: "ABNAMRO"},
+            amount: -921.0,
+            details: [
+                {
+                    messages: ["Levering maand mei, zie nota 1234557. Uw klantnummer 123455666"],
+                    references: ["1234567X908303804"],
+                    mandate_identifier: "123456788XXmandaat",
+                    reason: {
+                        code: "MS03",
+                        description: "Reason not specified"
+                    },
+                    party: {
+                        remote_owner: "Debtor",
+                        remote_owner_country: "NL",
+                        remote_owner_address: "R12 SDD SIT2",
+                        remote_account: "NL27ABNA0592326340",
+                        remote_bank_bic: "ABNANL2A"
+                    }
+                }
+            ],
+            purpose: "/RTYP/SEPA Incasso terugboeking bank/MARF/123456788XXmandaat/RTRN/MS03/IBAN/NL27ABNA0592326340/" \
+              "NAME/Debtor/REMI/Levering maand mei, zie nota 1234557. Uw klantnummer 123455666/EREF/1234567X908303804"
+        }
+    ]
+  end
+
+  it_behaves_like "any CAMT.053 file"
+
+end