blend_spreadsheet_loan_generator 0.1.26 → 0.1.30
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- checksums.yaml +4 -4
- data/lib/blend_spreadsheet_loan_generator/concerns/csv_concern.rb +0 -21
- data/lib/blend_spreadsheet_loan_generator/concerns/spreadsheet_concern.rb +2 -0
- data/lib/blend_spreadsheet_loan_generator/early_repay.rb +24 -11
- data/lib/blend_spreadsheet_loan_generator/formula.rb +7 -1
- data/lib/blend_spreadsheet_loan_generator/generate.rb +0 -9
- data/lib/blend_spreadsheet_loan_generator/version.rb +1 -1
- metadata +2 -2
checksums.yaml
CHANGED
@@ -1,7 +1,7 @@
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---
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SHA256:
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metadata.gz:
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data.tar.gz:
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metadata.gz: c65bb8dcbc3561cd3fa134d4eac3153934937c0de336afd2f41054a87e87a1e0
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4
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data.tar.gz: d90db3f308d1b6580f70d3c898e9ff38c0dc2fdbb59cd5c688b08a12169b232d
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SHA512:
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metadata.gz:
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data.tar.gz:
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metadata.gz: 531b9805eb3433e1835010a33fda24014e7071b5a21692bf8e66c78aeebe6cd45a1d05048158d97ccb484c2e9b3b76315034aad73efd7923b6b511a5e695331d
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7
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data.tar.gz: 0c2e0a0d93fff9c3620abbf6cea28750f7375e1fb4becc799447e481ec655b02c94ca07907712aef2aed350bd5a798b03ffc22ce85a7f3d184294de0336ebaf8
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@@ -27,24 +27,3 @@ module BlendSpreadsheetLoanGenerator
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end
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end
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end
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def generate_csv(data:, name:)
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CSV.open(name, 'wb') do |csv|
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data.each do |datum|
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row = []
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datum.each.with_index do |value, index|
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row << (
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if index == 0
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value.to_i
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elsif index == 1
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Date.parse(value).strftime('%m/%d/%Y')
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else
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value.gsub(',', '.').to_f
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end
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)
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end
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csv << row
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end
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end
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end
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@@ -33,6 +33,7 @@ module BlendSpreadsheetLoanGenerator
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period_reimbursed_capitalized_fees
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period_fees_rate
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period_reimbursed_guaranteed_interests
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period_reimbursed_guaranteed_fees
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]
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end
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@@ -54,6 +55,7 @@ module BlendSpreadsheetLoanGenerator
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capitalized_fees_end
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period_reimbursed_capitalized_fees
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period_reimbursed_guaranteed_interests
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+
period_reimbursed_guaranteed_fees
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]
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end
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@@ -46,13 +46,14 @@ module BlendSpreadsheetLoanGenerator
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last_paid_line = values.index { |term| term[:index] == last_paid_term.to_i } || -1
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guaranteed_line = values.index { |term| term[:index] == options.fetch(:guaranteed_terms, -1).to_i } || nil
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if guaranteed_line.present? && guaranteed_line >= (last_paid_line + 2)
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total_guaranteed_interests = values[(last_paid_line + 2)..guaranteed_line].sum { |value| value[:period_calculated_interests] }
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total_guaranteed_fees = values[(last_paid_line + 2)..guaranteed_line].sum { |value| value[:period_calculated_fees] }
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else
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total_guaranteed_interests = 0
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total_guaranteed_fees = 0
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end
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total_to_be_paid = (
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values[last_paid_line + 1][:remaining_capital_start] +
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@@ -84,12 +85,20 @@ module BlendSpreadsheetLoanGenerator
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values[last_paid_line + 1][:period_calculated_interests] +
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values[last_paid_line + 1][:period_calculated_fees]
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)
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capital_paid_for_ratio = amount_paid.to_f - (
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values[last_paid_line + 1][:capitalized_fees_start] +
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values[last_paid_line + 1][:period_calculated_fees]
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)
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remaining_capital_for_ratio = (
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values[last_paid_line + 1][:remaining_capital_start] +
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values[last_paid_line + 1][:capitalized_interests_start] +
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values[last_paid_line + 1][:period_calculated_interests]
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)
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ratio = options.fetch(:ratio, capital_paid_for_ratio.to_f / remaining_capital_for_ratio).to_f
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guaranteed_interests_paid = ratio * total_guaranteed_interests
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guaranteed_fees_paid = ratio * total_guaranteed_fees
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amount = (
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if last_paid_line == -1
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values[0][:remaining_capital_start]
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@@ -156,6 +165,9 @@ module BlendSpreadsheetLoanGenerator
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worksheet[2, columns.index('period_reimbursed_guaranteed_interests') + 1] =
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excel_float(guaranteed_interests_paid)
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worksheet[2, columns.index('period_reimbursed_guaranteed_fees') + 1] =
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excel_float(guaranteed_fees_paid)
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apply_formats(worksheet: worksheet)
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worksheet.save
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@@ -196,6 +208,7 @@ module BlendSpreadsheetLoanGenerator
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h[:period_reimbursed_capitalized_fees] = h[:period_reimbursed_capitalized_fees].to_f
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h[:period_fees_rate] = h[:period_fees_rate].to_f
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h[:period_reimbursed_guaranteed_interests] = h[:period_reimbursed_guaranteed_interests].to_f
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h[:period_reimbursed_guaranteed_fees] = h[:period_reimbursed_guaranteed_fees].to_f
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h
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end
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@@ -191,7 +191,9 @@ module BlendSpreadsheetLoanGenerator
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def capitalized_fees_end_formula(line:)
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term = line - 1
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if term <= loan.deferred_and_capitalized
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-
"
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with_fees = "#{remaining_capital_start_formula(line)} * (1 + #{period_fees_rate(line)} + #{period_rate(line)})^#{index(line)}"
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without_fees = "#{remaining_capital_start_formula(line)} * (1 + #{period_rate(line)})^#{index(line)}"
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"=ARRONDI(#{with_fees} - #{without_fees})"
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else
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"=ARRONDI(#{capitalized_fees_start(line)} - #{period_reimbursed_capitalized_fees(line)}; 2)"
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end
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@@ -213,5 +215,9 @@ module BlendSpreadsheetLoanGenerator
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def period_reimbursed_guaranteed_interests_formula(line:)
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excel_float(0.0)
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end
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def period_reimbursed_guaranteed_fees_formula(line:)
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excel_float(0.0)
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end
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end
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end
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@@ -24,12 +24,6 @@ module BlendSpreadsheetLoanGenerator
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def call(amount:, duration:, rate:, **options)
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begin
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# session = GoogleDrive::Session.from_service_account_key(
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# File.join(
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# ENV['SPREADSHEET_LOAN_GENERATOR_DIR'],
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# 'loan-spreadsheet-generator-6c27a42bdda7.json'
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# )
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# )
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session = GoogleDrive::Session.from_config(
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File.join(ENV['SPREADSHEET_LOAN_GENERATOR_DIR'], 'config.json')
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)
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@@ -71,9 +65,6 @@ module BlendSpreadsheetLoanGenerator
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generate_csv(worksheet: worksheet, target_path: options.fetch(:target_path))
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puts worksheet.human_url
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rescue => e
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require 'pry'
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binding.pry
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end
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end
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end
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metadata
CHANGED
@@ -1,14 +1,14 @@
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--- !ruby/object:Gem::Specification
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name: blend_spreadsheet_loan_generator
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version: !ruby/object:Gem::Version
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version: 0.1.
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version: 0.1.30
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platform: ruby
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authors:
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- MZiserman
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autorequire:
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bindir: exe
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cert_chain: []
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date: 2021-
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date: 2021-09-24 00:00:00.000000000 Z
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dependencies:
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- !ruby/object:Gem::Dependency
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name: activesupport
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