blend_spreadsheet_loan_generator 0.1.13 → 0.1.18
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- checksums.yaml +4 -4
- data/lib/blend_spreadsheet_loan_generator/concerns/csv_concern.rb +21 -0
- data/lib/blend_spreadsheet_loan_generator/concerns/spreadsheet_concern.rb +1 -1
- data/lib/blend_spreadsheet_loan_generator/early_repay.rb +19 -7
- data/lib/blend_spreadsheet_loan_generator/realistic_interests.rb +0 -1
- data/lib/blend_spreadsheet_loan_generator/version.rb +1 -1
- metadata +2 -2
checksums.yaml
CHANGED
@@ -1,7 +1,7 @@
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---
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SHA256:
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metadata.gz:
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data.tar.gz:
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metadata.gz: 6f1bd528dfab34e5a542c71fb717a135514bcd836c514459aa3cd48370d8c6ce
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data.tar.gz: 158fd28b4211df4ba3bc97b9fb79aa585267e2fb430974454f81780e3582c0aa
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SHA512:
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metadata.gz:
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data.tar.gz:
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metadata.gz: 26472f95146cb98da47c04b28cb1fd1fc03e318cdcf1f960cce59b8faca80e4a007b8bcfd85a24ee259babdce978acae868b0fe20d0132694d45dcc0d8ba5853
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data.tar.gz: e88f0c3853586ecbc59cdbc0c255543dc19816e1873f35b3242bb6701f4aeef5b9a9a0dce4335efbfb6f5af0bdd3861c68931fcc10c54a66e56500a7db8cb212
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@@ -27,3 +27,24 @@ module BlendSpreadsheetLoanGenerator
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end
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end
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end
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def generate_csv(data:, name:)
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CSV.open(name, 'wb') do |csv|
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data.each do |datum|
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row = []
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datum.each.with_index do |value, index|
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row << (
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if index == 0
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value.to_i
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elsif index == 1
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Date.parse(value).strftime('%m/%d/%Y')
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else
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value.gsub(',', '.').to_f
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end
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)
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end
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csv << row
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end
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end
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end
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@@ -12,6 +12,8 @@ module BlendSpreadsheetLoanGenerator
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argument :from_path, type: :string, required: true, desc: 'csv to restructure'
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argument :rate, type: :float, required: true, desc: 'year rate post restructuration'
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option :guaranteed_terms, type: :integer, default: 0
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option :duration, type: :integer, desc: 'duration'
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option :period_duration, type: :integer, default: 1, desc: 'duration of a period in months'
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option :due_on, type: :date, default: Date.today, desc: 'date of the pay day of the first period DD/MM/YYYY'
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option :deferred_and_capitalized, type: :integer, default: 0, desc: 'periods with no capital or interests paid'
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@@ -42,6 +44,14 @@ module BlendSpreadsheetLoanGenerator
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values.map! { |r| set_types([columns, r].transpose.to_h.with_indifferent_access) }
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last_paid_line = values.index { |term| term[:index] == last_paid_term.to_i }
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guaranteed_line = values.index { |term| term[:index] == options.fetch(:guaranteed_terms, nil) } || nil
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total_guaranteed_interests = (
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if guaranteed_line.present? && guaranteed_line > last_paid_line
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values[(last_paid_line + 1)..guaranteed_line].sum { |value| value[:period_calculated_interests] }
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else
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0
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end
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)
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total_to_be_paid = (
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values[last_paid_line + 1][:remaining_capital_start] +
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@@ -54,19 +64,21 @@ module BlendSpreadsheetLoanGenerator
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if total_to_be_paid == amount_paid
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1
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else
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-
values.last[:index] - values[last_paid_line][:index]
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options.fetch(:duration, values.last[:index] - values[last_paid_line][:index])
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end
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)
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-
starting_capitalized_interests = 0.0
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starting_capitalized_fees = 0.0
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-
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due_on = values[last_paid_line + 1][:due_on] + 1.month
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capital_paid = amount_paid.to_f - (
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values[last_paid_line + 1][:capitalized_interests_start] +
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values[last_paid_line + 1][:capitalized_fees_start]
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)
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guaranteed_interests_paid = (
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(capital_paid.to_f / values[last_paid_line + 1][:remaining_capital_start]) *
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total_guaranteed_interests
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)
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capital_paid -= guaranteed_interests_paid
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@loan = Loan.new(
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amount: values[last_paid_line][:remaining_capital_end],
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@@ -79,8 +91,8 @@ module BlendSpreadsheetLoanGenerator
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deferred: options.fetch(:deferred),
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type: options.fetch(:type),
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interests_type: options.fetch(:interests_type),
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starting_capitalized_interests:
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starting_capitalized_fees:
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starting_capitalized_interests: 0.0,
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starting_capitalized_fees: 0.0
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)
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spreadsheet = session.create_spreadsheet(loan.name)
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@@ -97,7 +109,7 @@ module BlendSpreadsheetLoanGenerator
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"=#{excel_float(values[last_paid_line][:remaining_capital_end])} - #{period_capital(2)}"
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worksheet[2, columns.index('period_interests') + 1] =
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"=ARRONDI(#{period_theoric_interests(2)}; 2)"
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"=ARRONDI(#{period_theoric_interests(2)} + #{excel_float(guaranteed_interests_paid)}; 2)"
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worksheet[2, columns.index('period_theoric_interests') + 1] =
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"=#{excel_float(values[last_paid_line + 1][:period_calculated_interests])}"
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@@ -11,7 +11,6 @@ module BlendSpreadsheetLoanGenerator
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"=#{excel_float(loan.rate)} * ((#{period_leap_days(line)} / 366) + (#{period_non_leap_days(line)} / 365))"
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end
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-
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def period_fees_rate_formula(line:)
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"=#{excel_float(loan.fees_rate)} * ((#{period_leap_days(line)} / 366) + (#{period_non_leap_days(line)} / 365))"
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end
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metadata
CHANGED
@@ -1,14 +1,14 @@
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--- !ruby/object:Gem::Specification
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name: blend_spreadsheet_loan_generator
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version: !ruby/object:Gem::Version
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version: 0.1.
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version: 0.1.18
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platform: ruby
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authors:
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- MZiserman
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autorequire:
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bindir: exe
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cert_chain: []
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-
date: 2021-
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date: 2021-07-09 00:00:00.000000000 Z
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dependencies:
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- !ruby/object:Gem::Dependency
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name: activesupport
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