blend_spreadsheet_loan_generator 0.1.103 → 0.1.107
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checksums.yaml
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@@ -1,7 +1,7 @@
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metadata.gz: e066d31e3aac210b466d4e3e6993d408dc26dcba046a5a1ecfe181b2dabb0989
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data.tar.gz: b52baa3e2c499f79960579c5cfd0d33e28d288c3ca0b1263e3b02c7ba271657f
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metadata.gz: 2637dd47c2545133a83c24d299cd4c72dd81ca02056fd210504a4100c85cc2eaa0534303c0a0415c9a83d76983893fdc9c567945ae29619a8d32ebb3f38a64d1
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data.tar.gz: a3b538214455f066f8bcddeae2920df8255bf43d9f5294efd25e715978b83a0836b6cb82f65786b2f52712e48a91f82ae3663176de15cd41967244da64d7545d
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@@ -80,19 +80,16 @@ module BlendSpreadsheetLoanGenerator
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due_on = values[last_paid_line + 1][:due_on] + 1.month
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capital_paid = amount_paid.to_f - (
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:period_calculated_interests] +
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values[last_paid_line + 1][:period_calculated_fees]
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values[last_paid_line + 1][:capitalized_interests_end] +
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values[last_paid_line + 1][:capitalized_fees_end]
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)
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capital_paid_for_ratio = amount_paid.to_f - (
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:period_interests] +
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values[last_paid_line + 1][:period_fees]
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)
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remaining_capital_for_ratio = (
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:period_calculated_interests]
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values[last_paid_line + 1][:remaining_capital_end] +
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values[last_paid_line + 1][:capitalized_interests_end]
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)
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ratio = options.fetch(:ratio, capital_paid_for_ratio.to_f / remaining_capital_for_ratio).to_f
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@@ -170,7 +170,7 @@ module BlendSpreadsheetLoanGenerator
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def period_calculated_fees_formula(line:, first_term_skip: false)
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term = line - 1
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return excel_float(0.0) if first_term_skip
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return excel_float(0.0) if first_term_skip && term == 1
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if loan.bullet_term?(term)
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index = first_term_skip ? index(line - 1) : index(line)
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@@ -180,7 +180,7 @@ module BlendSpreadsheetLoanGenerator
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"=#{current} - #{capitalized_fees_start(line)}"
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elsif loan.deferred_and_capitalized > 0 && term > loan.deferred_and_capitalized
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index = first_term_skip ? loan.deferred_and_capitalized : loan.deferred_and_capitalized
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index = first_term_skip ? loan.deferred_and_capitalized - 1 : loan.deferred_and_capitalized
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with_fees = "#{remaining_capital_start(line)} * (1 + #{period_rate(line)} + #{period_fees_rate(line)})^#{index} * (#{period_rate(line)} + #{period_fees_rate(line)})"
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without_fees = "#{remaining_capital_start(line)} * (1 + #{period_rate(line)})^#{index} * #{period_rate(line)}"
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@@ -207,7 +207,7 @@ module BlendSpreadsheetLoanGenerator
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def capitalized_fees_end_formula(line:, first_term_skip: false)
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term = line - 1
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return excel_float(0.0) if first_term_skip
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return excel_float(0.0) if first_term_skip && term == 1
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if term <= loan.deferred_and_capitalized
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index = first_term_skip ? index(line - 1) : index(line)
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with_fees = "#{remaining_capital_start(line)} * (1 + #{period_fees_rate(line)} + #{period_rate(line)})^#{index}"
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