blend_spreadsheet_loan_generator 0.1.102 → 0.1.106
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checksums.yaml
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metadata.gz: 3decf3ef46d2a7636475a1364d97c98089a323fafaa671f2aaf0741b665887a5
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data.tar.gz: 612c00e81f10f7da63d2c780596b5b1a3a9c5f110a8fd3e7633574fe5d779c23
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metadata.gz:
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metadata.gz: a249a15ffc47d20f3aea1ff65b9fe7708de9e439c214e9855b3092cfd866c6e3bf0080a14ba40fd0379b74d5e29289f138f5526e8a8184030c115d631b32b5e7
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data.tar.gz: 9a2dfca3ff564d50acbda00a914019dfe9d68bc63379aa00684ceabcf24d4f83df04c03770abc4a3bc8c579f6c531c74832a43d95f994982314515a9d6ac5f08
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@@ -80,19 +80,15 @@ module BlendSpreadsheetLoanGenerator
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due_on = values[last_paid_line + 1][:due_on] + 1.month
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capital_paid = amount_paid.to_f - (
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:period_calculated_interests] +
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values[last_paid_line + 1][:period_calculated_fees]
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values[last_paid_line + 1][:capitalized_interests_end] +
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values[last_paid_line + 1][:capitalized_fees_end]
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)
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capital_paid_for_ratio = amount_paid.to_f - (
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:period_calculated_fees]
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values[last_paid_line + 1][:capitalized_fees_end]
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)
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remaining_capital_for_ratio = (
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:
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values[last_paid_line + 1][:period_calculated_interests]
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values[last_paid_line + 1][:remaining_capital_end] +
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values[last_paid_line + 1][:capitalized_interests_end]
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)
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ratio = options.fetch(:ratio, capital_paid_for_ratio.to_f / remaining_capital_for_ratio).to_f
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@@ -170,6 +170,7 @@ module BlendSpreadsheetLoanGenerator
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def period_calculated_fees_formula(line:, first_term_skip: false)
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term = line - 1
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return excel_float(0.0) if first_term_skip && term == 1
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if loan.bullet_term?(term)
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index = first_term_skip ? index(line - 1) : index(line)
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@@ -179,7 +180,7 @@ module BlendSpreadsheetLoanGenerator
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"=#{current} - #{capitalized_fees_start(line)}"
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elsif loan.deferred_and_capitalized > 0 && term > loan.deferred_and_capitalized
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index = first_term_skip ? loan.deferred_and_capitalized : loan.deferred_and_capitalized
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index = first_term_skip ? loan.deferred_and_capitalized - 1 : loan.deferred_and_capitalized
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with_fees = "#{remaining_capital_start(line)} * (1 + #{period_rate(line)} + #{period_fees_rate(line)})^#{index} * (#{period_rate(line)} + #{period_fees_rate(line)})"
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without_fees = "#{remaining_capital_start(line)} * (1 + #{period_rate(line)})^#{index} * #{period_rate(line)}"
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@@ -206,6 +207,7 @@ module BlendSpreadsheetLoanGenerator
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def capitalized_fees_end_formula(line:, first_term_skip: false)
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term = line - 1
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return excel_float(0.0) if first_term_skip && term == 1
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if term <= loan.deferred_and_capitalized
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index = first_term_skip ? index(line - 1) : index(line)
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with_fees = "#{remaining_capital_start(line)} * (1 + #{period_fees_rate(line)} + #{period_rate(line)})^#{index}"
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