balanced-ach 0.1

data/spec/cassettes/Balanced_Account/merchant/new.yml

@@ -0,0 +1,179 @@
+---
+http_interactions:
+- request:
+    method: get
+    uri: https://api.balancedpayments.com/v1/merchants
+    body:
+      encoding: US-ASCII
+      string: ''
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Authorization:
+      - Basic M2RkZGE5MDBjNzIyMTFlMWEyOWMwMjZiYTdlNWU3MmU6
+  response:
+    status:
+      code: 200
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:22:54 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM418eeea6c72211e1b502026ba7e239a9
+      x-balanced-marketplace:
+      - TEST-MP1TeztGGOGLPPCo2cLKo6SZ
+      x-balanced-merchant:
+      - TEST-MR1StaiKg1wIPZi4BqZBFKgK
+      x-balanced-version:
+      - ''
+      content-length:
+      - '2062'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"first_uri\": \"/v1/merchants?limit=10&offset=0\", \n  \"items\":
+        [\n    {\n      \"phone_number\": \"+16505551212\", \n      \"city\": \"Nowhere\",
+        \n      \"marketplace\": {\n        \"in_escrow\": 0, \n        \"domain_url\":
+        \"example.com\", \n        \"name\": \"Test Marketplace\", \n        \"owner_account_uri\":
+        \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/accounts/AC1TCUdnBEr1KwYUyKqb91wZ\",
+        \n        \"support_email_address\": \"support@example.com\", \n        \"uri\":
+        \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ\", \n        \"bank_accounts_uri\":
+        \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/bank_accounts\", \n        \"support_phone_number\":
+        \"+16505551234\", \n        \"refunds_uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/refunds\",
+        \n        \"meta\": {}, \n        \"debits_uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/debits\",
+        \n        \"holds_uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/holds\",
+        \n        \"transactions_uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/transactions\",
+        \n        \"accounts_uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/accounts\",
+        \n        \"id\": \"TEST-MP1TeztGGOGLPPCo2cLKo6SZ\", \n        \"credits_uri\":
+        \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/credits\", \n        \"cards_uri\":
+        \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/cards\"\n      }, \n      \"name\":
+        \"William Henry Cavendish III\", \n      \"email_address\": \"whc@example.org\",
+        \n      \"created_at\": \"2012-07-06T04:22:47.628360Z\", \n      \"uri\":
+        \"/v1/merchants/TEST-MR1StaiKg1wIPZi4BqZBFKgK\", \n      \"accounts_uri\":
+        \"/v1/merchants/TEST-MR1StaiKg1wIPZi4BqZBFKgK/accounts\", \n      \"meta\":
+        {}, \n      \"postal_code\": \"90210\", \n      \"country_code\": \"USA\",
+        \n      \"type\": \"person\", \n      \"balance\": 0, \n      \"api_keys_uri\":
+        \"/v1/merchants/TEST-MR1StaiKg1wIPZi4BqZBFKgK/api_keys\", \n      \"id\":
+        \"TEST-MR1StaiKg1wIPZi4BqZBFKgK\", \n      \"street_address\": \"123 Fake
+        St\"\n    }\n  ], \n  \"previous_uri\": null, \n  \"uri\": \"/v1/merchants?limit=10&offset=0\",
+        \n  \"limit\": 10, \n  \"offset\": 0, \n  \"total\": 1, \n  \"next_uri\":
+        null, \n  \"last_uri\": \"/v1/merchants?limit=10&offset=0\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:22:54 GMT
+- request:
+    method: get
+    uri: https://api.balancedpayments.com/v1/merchants
+    body:
+      encoding: US-ASCII
+      string: ''
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Authorization:
+      - Basic M2RkZGE5MDBjNzIyMTFlMWEyOWMwMjZiYTdlNWU3MmU6
+  response:
+    status:
+      code: 200
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:22:54 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM41dc29bec72211e1ad0d026ba7e5e72e
+      x-balanced-marketplace:
+      - TEST-MP1TeztGGOGLPPCo2cLKo6SZ
+      x-balanced-merchant:
+      - TEST-MR1StaiKg1wIPZi4BqZBFKgK
+      x-balanced-version:
+      - ''
+      content-length:
+      - '2062'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"first_uri\": \"/v1/merchants?limit=10&offset=0\", \n  \"items\":
+        [\n    {\n      \"phone_number\": \"+16505551212\", \n      \"city\": \"Nowhere\",
+        \n      \"marketplace\": {\n        \"in_escrow\": 0, \n        \"domain_url\":
+        \"example.com\", \n        \"name\": \"Test Marketplace\", \n        \"owner_account_uri\":
+        \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/accounts/AC1TCUdnBEr1KwYUyKqb91wZ\",
+        \n        \"support_email_address\": \"support@example.com\", \n        \"uri\":
+        \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ\", \n        \"bank_accounts_uri\":
+        \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/bank_accounts\", \n        \"support_phone_number\":
+        \"+16505551234\", \n        \"refunds_uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/refunds\",
+        \n        \"meta\": {}, \n        \"debits_uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/debits\",
+        \n        \"holds_uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/holds\",
+        \n        \"transactions_uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/transactions\",
+        \n        \"accounts_uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/accounts\",
+        \n        \"id\": \"TEST-MP1TeztGGOGLPPCo2cLKo6SZ\", \n        \"credits_uri\":
+        \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/credits\", \n        \"cards_uri\":
+        \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/cards\"\n      }, \n      \"name\":
+        \"William Henry Cavendish III\", \n      \"email_address\": \"whc@example.org\",
+        \n      \"created_at\": \"2012-07-06T04:22:47.628360Z\", \n      \"uri\":
+        \"/v1/merchants/TEST-MR1StaiKg1wIPZi4BqZBFKgK\", \n      \"accounts_uri\":
+        \"/v1/merchants/TEST-MR1StaiKg1wIPZi4BqZBFKgK/accounts\", \n      \"meta\":
+        {}, \n      \"postal_code\": \"90210\", \n      \"country_code\": \"USA\",
+        \n      \"type\": \"person\", \n      \"balance\": 0, \n      \"api_keys_uri\":
+        \"/v1/merchants/TEST-MR1StaiKg1wIPZi4BqZBFKgK/api_keys\", \n      \"id\":
+        \"TEST-MR1StaiKg1wIPZi4BqZBFKgK\", \n      \"street_address\": \"123 Fake
+        St\"\n    }\n  ], \n  \"previous_uri\": null, \n  \"uri\": \"/v1/merchants?limit=10&offset=0\",
+        \n  \"limit\": 10, \n  \"offset\": 0, \n  \"total\": 1, \n  \"next_uri\":
+        null, \n  \"last_uri\": \"/v1/merchants?limit=10&offset=0\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:22:54 GMT
+- request:
+    method: post
+    uri: https://api.balancedpayments.com/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/bank_accounts
+    body:
+      encoding: UTF-8
+      string: ! '{"account_number":"1234567890","bank_code":"321174851","name":"Jack
+        Q Merchant"}'
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Authorization:
+      - Basic M2RkZGE5MDBjNzIyMTFlMWEyOWMwMjZiYTdlNWU3MmU6
+      Content-Type:
+      - application/json
+  response:
+    status:
+      code: 201
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:22:55 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM421778b6c72211e1b502026ba7e239a9
+      x-balanced-marketplace:
+      - TEST-MP1TeztGGOGLPPCo2cLKo6SZ
+      x-balanced-merchant:
+      - TEST-MR1StaiKg1wIPZi4BqZBFKgK
+      x-balanced-version:
+      - ''
+      content-length:
+      - '366'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"bank_name\": \"SAN MATEO CREDIT UNION\", \n  \"account\":
+        null, \n  \"name\": \"Jack Q Merchant\", \n  \"bank_code\": \"321174851\",
+        \n  \"created_at\": \"2012-07-06T04:22:55.039101Z\", \n  \"uri\": \"/v1/marketplaces/TEST-MP1TeztGGOGLPPCo2cLKo6SZ/bank_accounts/BA20NRFopi5HCkMvqf0cxjg5\",
+        \n  \"is_valid\": true, \n  \"meta\": {}, \n  \"last_four\": \"7890\", \n
+        \ \"id\": \"BA20NRFopi5HCkMvqf0cxjg5\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:22:55 GMT
+recorded_with: VCR 2.2.2

data/spec/cassettes/Balanced_ApiKey/attributes.yml

@@ -0,0 +1,48 @@
+---
+http_interactions:
+- request:
+    method: post
+    uri: https://api.balancedpayments.com/v1/api_keys
+    body:
+      encoding: UTF-8
+      string: ! '{}'
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Content-Type:
+      - application/json
+  response:
+    status:
+      code: 201
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:24:05 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM6bd12224c72211e1a476026ba7e239a9
+      x-balanced-version:
+      - ''
+      content-length:
+      - '854'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"merchant\": {\n    \"phone_number\": \"+16505551212\", \n
+        \   \"city\": \"Nowhere\", \n    \"marketplace\": null, \n    \"name\": \"William
+        Henry Cavendish III\", \n    \"email_address\": \"whc@example.org\", \n    \"created_at\":
+        \"2012-07-06T04:24:05.085487Z\", \n    \"uri\": \"/v1/merchants/TEST-MR3hASlwbJQkOkkLMoNXskM9\",
+        \n    \"accounts_uri\": \"/v1/merchants/TEST-MR3hASlwbJQkOkkLMoNXskM9/accounts\",
+        \n    \"meta\": {}, \n    \"postal_code\": \"90210\", \n    \"country_code\":
+        \"USA\", \n    \"type\": \"person\", \n    \"balance\": 0, \n    \"api_keys_uri\":
+        \"/v1/merchants/TEST-MR3hASlwbJQkOkkLMoNXskM9/api_keys\", \n    \"id\": \"TEST-MR3hASlwbJQkOkkLMoNXskM9\",
+        \n    \"street_address\": \"123 Fake St\"\n  }, \n  \"secret\": \"6c0b7938c72211e1a476026ba7e239a9\",
+        \n  \"meta\": {}, \n  \"created_at\": \"2012-07-06T04:24:05.336893Z\", \n
+        \ \"uri\": \"/v1/api_keys/AK3hSr3jwAGcoz6fBKiqhG4N\", \n  \"id\": \"AK3hSr3jwAGcoz6fBKiqhG4N\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:24:05 GMT
+recorded_with: VCR 2.2.2

data/spec/cassettes/Balanced_ApiKey/new_key/after_configure.yml

@@ -0,0 +1,93 @@
+---
+http_interactions:
+- request:
+    method: post
+    uri: https://api.balancedpayments.com/v1/api_keys
+    body:
+      encoding: UTF-8
+      string: ! '{}'
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Content-Type:
+      - application/json
+  response:
+    status:
+      code: 201
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:24:07 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM6cf689a0c72211e1a476026ba7e239a9
+      x-balanced-version:
+      - ''
+      content-length:
+      - '854'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"merchant\": {\n    \"phone_number\": \"+16505551212\", \n
+        \   \"city\": \"Nowhere\", \n    \"marketplace\": null, \n    \"name\": \"William
+        Henry Cavendish III\", \n    \"email_address\": \"whc@example.org\", \n    \"created_at\":
+        \"2012-07-06T04:24:07.041458Z\", \n    \"uri\": \"/v1/merchants/TEST-MR3jNgJkG9ieulSnX3ZVTB2x\",
+        \n    \"accounts_uri\": \"/v1/merchants/TEST-MR3jNgJkG9ieulSnX3ZVTB2x/accounts\",
+        \n    \"meta\": {}, \n    \"postal_code\": \"90210\", \n    \"country_code\":
+        \"USA\", \n    \"type\": \"person\", \n    \"balance\": 0, \n    \"api_keys_uri\":
+        \"/v1/merchants/TEST-MR3jNgJkG9ieulSnX3ZVTB2x/api_keys\", \n    \"id\": \"TEST-MR3jNgJkG9ieulSnX3ZVTB2x\",
+        \n    \"street_address\": \"123 Fake St\"\n  }, \n  \"secret\": \"6d322c3ac72211e1a476026ba7e239a9\",
+        \n  \"meta\": {}, \n  \"created_at\": \"2012-07-06T04:24:07.268199Z\", \n
+        \ \"uri\": \"/v1/api_keys/AK3k36YR9MG9hACelpQs9cEh\", \n  \"id\": \"AK3k36YR9MG9hACelpQs9cEh\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:24:07 GMT
+- request:
+    method: post
+    uri: https://api.balancedpayments.com/v1/api_keys
+    body:
+      encoding: UTF-8
+      string: ! '{}'
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Content-Type:
+      - application/json
+  response:
+    status:
+      code: 201
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:24:08 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM6dad06a8c72211e1a977026ba7e239a9
+      x-balanced-version:
+      - ''
+      content-length:
+      - '854'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"merchant\": {\n    \"phone_number\": \"+16505551212\", \n
+        \   \"city\": \"Nowhere\", \n    \"marketplace\": null, \n    \"name\": \"William
+        Henry Cavendish III\", \n    \"email_address\": \"whc@example.org\", \n    \"created_at\":
+        \"2012-07-06T04:24:08.277398Z\", \n    \"uri\": \"/v1/merchants/TEST-MR3lbsfHRTZ7ymourVKNeVh7\",
+        \n    \"accounts_uri\": \"/v1/merchants/TEST-MR3lbsfHRTZ7ymourVKNeVh7/accounts\",
+        \n    \"meta\": {}, \n    \"postal_code\": \"90210\", \n    \"country_code\":
+        \"USA\", \n    \"type\": \"person\", \n    \"balance\": 0, \n    \"api_keys_uri\":
+        \"/v1/merchants/TEST-MR3lbsfHRTZ7ymourVKNeVh7/api_keys\", \n    \"id\": \"TEST-MR3lbsfHRTZ7ymourVKNeVh7\",
+        \n    \"street_address\": \"123 Fake St\"\n  }, \n  \"secret\": \"6e034a0ec72211e1a977026ba7e239a9\",
+        \n  \"meta\": {}, \n  \"created_at\": \"2012-07-06T04:24:08.638713Z\", \n
+        \ \"uri\": \"/v1/api_keys/AK3lAGb640W9VOFur2XcVOSR\", \n  \"id\": \"AK3lAGb640W9VOFur2XcVOSR\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:24:09 GMT
+recorded_with: VCR 2.2.2

data/spec/cassettes/Balanced_ApiKey/new_key/before_configure.yml

@@ -0,0 +1,48 @@
+---
+http_interactions:
+- request:
+    method: post
+    uri: https://api.balancedpayments.com/v1/api_keys
+    body:
+      encoding: UTF-8
+      string: ! '{}'
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Content-Type:
+      - application/json
+  response:
+    status:
+      code: 201
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:24:06 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM6c51e5e4c72211e1a29c026ba7e5e72e
+      x-balanced-version:
+      - ''
+      content-length:
+      - '854'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"merchant\": {\n    \"phone_number\": \"+16505551212\", \n
+        \   \"city\": \"Nowhere\", \n    \"marketplace\": null, \n    \"name\": \"William
+        Henry Cavendish III\", \n    \"email_address\": \"whc@example.org\", \n    \"created_at\":
+        \"2012-07-06T04:24:05.944057Z\", \n    \"uri\": \"/v1/merchants/TEST-MR3iylUZwCBBq3a3kiQX3QrY\",
+        \n    \"accounts_uri\": \"/v1/merchants/TEST-MR3iylUZwCBBq3a3kiQX3QrY/accounts\",
+        \n    \"meta\": {}, \n    \"postal_code\": \"90210\", \n    \"country_code\":
+        \"USA\", \n    \"type\": \"person\", \n    \"balance\": 0, \n    \"api_keys_uri\":
+        \"/v1/merchants/TEST-MR3iylUZwCBBq3a3kiQX3QrY/api_keys\", \n    \"id\": \"TEST-MR3iylUZwCBBq3a3kiQX3QrY\",
+        \n    \"street_address\": \"123 Fake St\"\n  }, \n  \"secret\": \"6c8750c6c72211e1a29c026ba7e5e72e\",
+        \n  \"meta\": {}, \n  \"created_at\": \"2012-07-06T04:24:06.154167Z\", \n
+        \ \"uri\": \"/v1/api_keys/AK3iN20HZXCGEnUn0iNylCrQ\", \n  \"id\": \"AK3iN20HZXCGEnUn0iNylCrQ\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:24:06 GMT
+recorded_with: VCR 2.2.2

data/spec/cassettes/Balanced_Hold.yml

@@ -0,0 +1,335 @@
+---
+http_interactions:
+- request:
+    method: post
+    uri: https://api.balancedpayments.com/v1/api_keys
+    body:
+      encoding: UTF-8
+      string: ! '{}'
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Content-Type:
+      - application/json
+  response:
+    status:
+      code: 201
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:24:09 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM6e44d348c72211e1a29c026ba7e5e72e
+      x-balanced-version:
+      - ''
+      content-length:
+      - '854'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"merchant\": {\n    \"phone_number\": \"+16505551212\", \n
+        \   \"city\": \"Nowhere\", \n    \"marketplace\": null, \n    \"name\": \"William
+        Henry Cavendish III\", \n    \"email_address\": \"whc@example.org\", \n    \"created_at\":
+        \"2012-07-06T04:24:09.283512Z\", \n    \"uri\": \"/v1/merchants/TEST-MR3mjdQAaIuYnml4foiSL87Q\",
+        \n    \"accounts_uri\": \"/v1/merchants/TEST-MR3mjdQAaIuYnml4foiSL87Q/accounts\",
+        \n    \"meta\": {}, \n    \"postal_code\": \"90210\", \n    \"country_code\":
+        \"USA\", \n    \"type\": \"person\", \n    \"balance\": 0, \n    \"api_keys_uri\":
+        \"/v1/merchants/TEST-MR3mjdQAaIuYnml4foiSL87Q/api_keys\", \n    \"id\": \"TEST-MR3mjdQAaIuYnml4foiSL87Q\",
+        \n    \"street_address\": \"123 Fake St\"\n  }, \n  \"secret\": \"6e9cf0d2c72211e1a29c026ba7e5e72e\",
+        \n  \"meta\": {}, \n  \"created_at\": \"2012-07-06T04:24:09.651313Z\", \n
+        \ \"uri\": \"/v1/api_keys/AK3mITGfUbTFWF42Ikr0RELQ\", \n  \"id\": \"AK3mITGfUbTFWF42Ikr0RELQ\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:24:10 GMT
+- request:
+    method: post
+    uri: https://api.balancedpayments.com/v1/marketplaces
+    body:
+      encoding: UTF-8
+      string: ! '{}'
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Authorization:
+      - Basic NmU5Y2YwZDJjNzIyMTFlMWEyOWMwMjZiYTdlNWU3MmU6
+      Content-Type:
+      - application/json
+  response:
+    status:
+      code: 201
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:24:11 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM6eea7ddec72211e19eae026ba7e5e72e
+      x-balanced-marketplace:
+      - TEST-MP3nhHH5OdNRTfziINDIhNjU
+      x-balanced-merchant:
+      - TEST-MR3mjdQAaIuYnml4foiSL87Q
+      x-balanced-version:
+      - ''
+      content-length:
+      - '2080'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"support_email_address\": \"support@example.com\", \n  \"bank_accounts_uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/bank_accounts\", \n  \"owner_account\":
+        {\n    \"holds_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3nQ4AY7MV8fC3G4dJxGxSS/holds\",
+        \n    \"name\": \"William Henry Cavendish III\", \n    \"roles\": [\n      \"merchant\",
+        \n      \"buyer\"\n    ], \n    \"created_at\": \"2012-07-06T04:24:10.643389Z\",
+        \n    \"uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3nQ4AY7MV8fC3G4dJxGxSS\",
+        \n    \"bank_accounts_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3nQ4AY7MV8fC3G4dJxGxSS/bank_accounts\",
+        \n    \"refunds_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3nQ4AY7MV8fC3G4dJxGxSS/refunds\",
+        \n    \"meta\": {}, \n    \"debits_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3nQ4AY7MV8fC3G4dJxGxSS/debits\",
+        \n    \"transactions_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3nQ4AY7MV8fC3G4dJxGxSS/transactions\",
+        \n    \"email_address\": \"whc@example.org\", \n    \"id\": \"AC3nQ4AY7MV8fC3G4dJxGxSS\",
+        \n    \"credits_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3nQ4AY7MV8fC3G4dJxGxSS/credits\",
+        \n    \"cards_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3nQ4AY7MV8fC3G4dJxGxSS/cards\"\n
+        \ }, \n  \"holds_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/holds\",
+        \n  \"meta\": {}, \n  \"transactions_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/transactions\",
+        \n  \"accounts_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts\",
+        \n  \"id\": \"TEST-MP3nhHH5OdNRTfziINDIhNjU\", \n  \"credits_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/credits\",
+        \n  \"cards_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/cards\",
+        \n  \"in_escrow\": 0, \n  \"domain_url\": \"example.com\", \n  \"name\": \"Test
+        Marketplace\", \n  \"uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU\",
+        \n  \"support_phone_number\": \"+16505551234\", \n  \"refunds_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/refunds\",
+        \n  \"debits_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/debits\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:24:11 GMT
+- request:
+    method: get
+    uri: https://api.balancedpayments.com/v1/merchants
+    body:
+      encoding: US-ASCII
+      string: ''
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Authorization:
+      - Basic NmU5Y2YwZDJjNzIyMTFlMWEyOWMwMjZiYTdlNWU3MmU6
+  response:
+    status:
+      code: 200
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:24:11 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM6fd68adac72211e19eae026ba7e5e72e
+      x-balanced-marketplace:
+      - TEST-MP3nhHH5OdNRTfziINDIhNjU
+      x-balanced-merchant:
+      - TEST-MR3mjdQAaIuYnml4foiSL87Q
+      x-balanced-version:
+      - ''
+      content-length:
+      - '2062'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"first_uri\": \"/v1/merchants?limit=10&offset=0\", \n  \"items\":
+        [\n    {\n      \"phone_number\": \"+16505551212\", \n      \"city\": \"Nowhere\",
+        \n      \"marketplace\": {\n        \"in_escrow\": 0, \n        \"domain_url\":
+        \"example.com\", \n        \"name\": \"Test Marketplace\", \n        \"owner_account_uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3nQ4AY7MV8fC3G4dJxGxSS\",
+        \n        \"support_email_address\": \"support@example.com\", \n        \"uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU\", \n        \"bank_accounts_uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/bank_accounts\", \n        \"support_phone_number\":
+        \"+16505551234\", \n        \"refunds_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/refunds\",
+        \n        \"meta\": {}, \n        \"debits_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/debits\",
+        \n        \"holds_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/holds\",
+        \n        \"transactions_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/transactions\",
+        \n        \"accounts_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts\",
+        \n        \"id\": \"TEST-MP3nhHH5OdNRTfziINDIhNjU\", \n        \"credits_uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/credits\", \n        \"cards_uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/cards\"\n      }, \n      \"name\":
+        \"William Henry Cavendish III\", \n      \"email_address\": \"whc@example.org\",
+        \n      \"created_at\": \"2012-07-06T04:24:09.283512Z\", \n      \"uri\":
+        \"/v1/merchants/TEST-MR3mjdQAaIuYnml4foiSL87Q\", \n      \"accounts_uri\":
+        \"/v1/merchants/TEST-MR3mjdQAaIuYnml4foiSL87Q/accounts\", \n      \"meta\":
+        {}, \n      \"postal_code\": \"90210\", \n      \"country_code\": \"USA\",
+        \n      \"type\": \"person\", \n      \"balance\": 0, \n      \"api_keys_uri\":
+        \"/v1/merchants/TEST-MR3mjdQAaIuYnml4foiSL87Q/api_keys\", \n      \"id\":
+        \"TEST-MR3mjdQAaIuYnml4foiSL87Q\", \n      \"street_address\": \"123 Fake
+        St\"\n    }\n  ], \n  \"previous_uri\": null, \n  \"uri\": \"/v1/merchants?limit=10&offset=0\",
+        \n  \"limit\": 10, \n  \"offset\": 0, \n  \"total\": 1, \n  \"next_uri\":
+        null, \n  \"last_uri\": \"/v1/merchants?limit=10&offset=0\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:24:12 GMT
+- request:
+    method: get
+    uri: https://api.balancedpayments.com/v1/merchants
+    body:
+      encoding: US-ASCII
+      string: ''
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Authorization:
+      - Basic NmU5Y2YwZDJjNzIyMTFlMWEyOWMwMjZiYTdlNWU3MmU6
+  response:
+    status:
+      code: 200
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:24:12 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM701bf908c72211e1ad0d026ba7e5e72e
+      x-balanced-marketplace:
+      - TEST-MP3nhHH5OdNRTfziINDIhNjU
+      x-balanced-merchant:
+      - TEST-MR3mjdQAaIuYnml4foiSL87Q
+      x-balanced-version:
+      - ''
+      content-length:
+      - '2062'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"first_uri\": \"/v1/merchants?limit=10&offset=0\", \n  \"items\":
+        [\n    {\n      \"phone_number\": \"+16505551212\", \n      \"city\": \"Nowhere\",
+        \n      \"marketplace\": {\n        \"in_escrow\": 0, \n        \"domain_url\":
+        \"example.com\", \n        \"name\": \"Test Marketplace\", \n        \"owner_account_uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3nQ4AY7MV8fC3G4dJxGxSS\",
+        \n        \"support_email_address\": \"support@example.com\", \n        \"uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU\", \n        \"bank_accounts_uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/bank_accounts\", \n        \"support_phone_number\":
+        \"+16505551234\", \n        \"refunds_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/refunds\",
+        \n        \"meta\": {}, \n        \"debits_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/debits\",
+        \n        \"holds_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/holds\",
+        \n        \"transactions_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/transactions\",
+        \n        \"accounts_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts\",
+        \n        \"id\": \"TEST-MP3nhHH5OdNRTfziINDIhNjU\", \n        \"credits_uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/credits\", \n        \"cards_uri\":
+        \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/cards\"\n      }, \n      \"name\":
+        \"William Henry Cavendish III\", \n      \"email_address\": \"whc@example.org\",
+        \n      \"created_at\": \"2012-07-06T04:24:09.283512Z\", \n      \"uri\":
+        \"/v1/merchants/TEST-MR3mjdQAaIuYnml4foiSL87Q\", \n      \"accounts_uri\":
+        \"/v1/merchants/TEST-MR3mjdQAaIuYnml4foiSL87Q/accounts\", \n      \"meta\":
+        {}, \n      \"postal_code\": \"90210\", \n      \"country_code\": \"USA\",
+        \n      \"type\": \"person\", \n      \"balance\": 0, \n      \"api_keys_uri\":
+        \"/v1/merchants/TEST-MR3mjdQAaIuYnml4foiSL87Q/api_keys\", \n      \"id\":
+        \"TEST-MR3mjdQAaIuYnml4foiSL87Q\", \n      \"street_address\": \"123 Fake
+        St\"\n    }\n  ], \n  \"previous_uri\": null, \n  \"uri\": \"/v1/merchants?limit=10&offset=0\",
+        \n  \"limit\": 10, \n  \"offset\": 0, \n  \"total\": 1, \n  \"next_uri\":
+        null, \n  \"last_uri\": \"/v1/merchants?limit=10&offset=0\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:24:12 GMT
+- request:
+    method: post
+    uri: https://api.balancedpayments.com/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/cards
+    body:
+      encoding: UTF-8
+      string: ! '{"card_number":"5105105105105100","expiration_month":"12","expiration_year":"2015"}'
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Authorization:
+      - Basic NmU5Y2YwZDJjNzIyMTFlMWEyOWMwMjZiYTdlNWU3MmU6
+      Content-Type:
+      - application/json
+  response:
+    status:
+      code: 201
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:24:13 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM70644beac72211e1a977026ba7e239a9
+      x-balanced-marketplace:
+      - TEST-MP3nhHH5OdNRTfziINDIhNjU
+      x-balanced-merchant:
+      - TEST-MR3mjdQAaIuYnml4foiSL87Q
+      x-balanced-version:
+      - ''
+      content-length:
+      - '383'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"card_type\": \"mastercard\", \n  \"account\": null, \n  \"name\":
+        null, \n  \"expiration_year\": 2015, \n  \"created_at\": \"2012-07-06T04:24:12.952100Z\",
+        \n  \"brand\": \"MasterCard\", \n  \"uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/cards/CC3qrrK6WTDSWEt1OcUOgasp\",
+        \n  \"expiration_month\": 12, \n  \"is_valid\": true, \n  \"meta\": {}, \n
+        \ \"last_four\": 5100, \n  \"id\": \"CC3qrrK6WTDSWEt1OcUOgasp\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:24:13 GMT
+- request:
+    method: post
+    uri: https://api.balancedpayments.com/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts
+    body:
+      encoding: UTF-8
+      string: ! '{"email_address":"buyer@example.org","card_uri":"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/cards/CC3qrrK6WTDSWEt1OcUOgasp","name":null,"meta":null}'
+    headers:
+      User-Agent:
+      - balanced-ruby/0.3.5
+      Authorization:
+      - Basic NmU5Y2YwZDJjNzIyMTFlMWEyOWMwMjZiYTdlNWU3MmU6
+      Content-Type:
+      - application/json
+  response:
+    status:
+      code: 201
+      message: !!null 
+    headers:
+      content-type:
+      - application/json
+      date:
+      - Fri, 06 Jul 2012 04:24:14 GMT
+      server:
+      - nginx/1.0.14
+      x-balanced-guru:
+      - OHM711a8d10c72211e1a977026ba7e239a9
+      x-balanced-marketplace:
+      - TEST-MP3nhHH5OdNRTfziINDIhNjU
+      x-balanced-merchant:
+      - TEST-MR3mjdQAaIuYnml4foiSL87Q
+      x-balanced-version:
+      - ''
+      content-length:
+      - '1066'
+      connection:
+      - Close
+    body:
+      encoding: US-ASCII
+      string: ! "{\n  \"holds_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3rprFH4OxDBdGa1gGIMTq1/holds\",
+        \n  \"name\": null, \n  \"roles\": [\n    \"buyer\"\n  ], \n  \"created_at\":
+        \"2012-07-06T04:24:13.812316Z\", \n  \"uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3rprFH4OxDBdGa1gGIMTq1\",
+        \n  \"bank_accounts_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3rprFH4OxDBdGa1gGIMTq1/bank_accounts\",
+        \n  \"refunds_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3rprFH4OxDBdGa1gGIMTq1/refunds\",
+        \n  \"meta\": {}, \n  \"debits_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3rprFH4OxDBdGa1gGIMTq1/debits\",
+        \n  \"transactions_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3rprFH4OxDBdGa1gGIMTq1/transactions\",
+        \n  \"email_address\": \"buyer@example.org\", \n  \"id\": \"AC3rprFH4OxDBdGa1gGIMTq1\",
+        \n  \"credits_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3rprFH4OxDBdGa1gGIMTq1/credits\",
+        \n  \"cards_uri\": \"/v1/marketplaces/TEST-MP3nhHH5OdNRTfziINDIhNjU/accounts/AC3rprFH4OxDBdGa1gGIMTq1/cards\"\n}"
+    http_version: !!null 
+  recorded_at: Fri, 06 Jul 2012 04:24:14 GMT
+recorded_with: VCR 2.2.2