activemerchant 1.42.6 → 1.90.0

data/lib/active_merchant/billing/gateways/trans_first_transaction_express.rb

@@ -0,0 +1,608 @@
+require 'nokogiri'
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class TransFirstTransactionExpressGateway < Gateway
+      self.display_name = 'TransFirst Transaction Express'
+      self.homepage_url = 'http://transactionexpress.com/'
+
+      self.test_url = 'https://ws.cert.transactionexpress.com/portal/merchantframework/MerchantWebServices-v1?wsdl'
+      self.live_url = 'https://ws.transactionexpress.com/portal/merchantframework/MerchantWebServices-v1?wsdl'
+
+      self.supported_countries = ['US']
+      self.default_currency = 'USD'
+      self.money_format = :cents
+      self.supported_cardtypes = [:visa, :master, :american_express, :discover, :diners_club]
+
+      V1_NAMESPACE = 'http://postilion/realtime/merchantframework/xsd/v1/'
+      SOAPENV_NAMESPACE = 'http://schemas.xmlsoap.org/soap/envelope/'
+      AUTHORIZATION_FIELD_SEPARATOR = '|'
+
+      APPROVAL_CODES = %w(00 10)
+
+      RESPONSE_MESSAGES = {
+        '00' => 'Approved',
+        '01' => 'Refer to card issuer',
+        '02' => 'Refer to card issuer, special condition',
+        '03' => 'Invalid merchant',
+        '04' => 'Pick-up card',
+        '05' => 'Do not honor',
+        '06' => 'Error',
+        '07' => 'Pick-up card, special condition',
+        '08' => 'Honor with identification',
+        '09' => 'Request in progress',
+        '10' => 'Approved, partial authorization',
+        '11' => 'VIP Approval',
+        '12' => 'Invalid transaction',
+        '13' => 'Invalid amount',
+        '14' => 'Invalid card number',
+        '15' => 'No such issuer',
+        '16' => 'Approved, update track 3',
+        '17' => 'Customer cancellation',
+        '18' => 'Customer dispute',
+        '19' => 'Re-enter transaction',
+        '20' => 'Invalid response',
+        '21' => 'No action taken',
+        '22' => 'Suspected malfunction',
+        '23' => 'Unacceptable transaction fee',
+        '24' => 'File update not supported',
+        '25' => 'Unable to locate record',
+        '26' => 'Duplicate record',
+        '27' => 'File update field edit error',
+        '28' => 'File update file locked',
+        '29' => 'File update failed',
+        '30' => 'Format error',
+        '31' => 'Bank not supported',
+        '33' => 'Expired card, pick-up',
+        '34' => 'Suspected fraud, pick-up',
+        '35' => 'Contact acquirer, pick-up',
+        '36' => 'Restricted card, pick-up',
+        '37' => 'Call acquirer security, pick-up',
+        '38' => 'PIN tries exceeded, pick-up',
+        '39' => 'No credit account',
+        '40' => 'Function not supported',
+        '41' => 'Lost card, pick-up',
+        '42' => 'No universal account',
+        '43' => 'Stolen card, pick-up',
+        '44' => 'No investment account',
+        '45' => 'Account closed',
+        '46' => 'Identification required',
+        '47' => 'Identification cross-check required',
+        '48' => 'No customer record',
+        '49' => 'Reserved for future Realtime use',
+        '50' => 'Reserved for future Realtime use',
+        '51' => 'Not sufficient funds',
+        '52' => 'No checking account',
+        '53' => 'No savings account',
+        '54' => 'Expired card',
+        '55' => 'Incorrect PIN',
+        '56' => 'No card record',
+        '57' => 'Transaction not permitted to cardholder',
+        '58' => 'Transaction not permitted on terminal',
+        '59' => 'Suspected fraud',
+        '60' => 'Contact acquirer',
+        '61' => 'Exceeds withdrawal limit',
+        '62' => 'Restricted card',
+        '63' => 'Security violation',
+        '64' => 'Original amount incorrect',
+        '65' => 'Exceeds withdrawal frequency',
+        '66' => 'Call acquirer security',
+        '67' => 'Hard capture',
+        '68' => 'Response received too late',
+        '69' => 'Advice received too late (the response from a request was received too late )',
+        '70' => 'Reserved for future use',
+        '71' => 'Reserved for future Realtime use',
+        '72' => 'Reserved for future Realtime use',
+        '73' => 'Reserved for future Realtime use',
+        '74' => 'Reserved for future Realtime use',
+        '75' => 'PIN tries exceeded',
+        '76' => 'Reversal: Unable to locate previous message (no match on Retrieval Reference Number)/ Reserved for future Realtime use',
+        '77' => 'Previous message located for a repeat or reversal, but repeat or reversal data is inconsistent with original message/ Intervene, bank approval required',
+        '78' => 'Invalid/non-existent account – Decline (MasterCard specific)/ Intervene, bank approval required for partial amount',
+        '79' => 'Already reversed (by Switch)/ Reserved for client-specific use (declined)',
+        '80' => 'No financial Impact (Reserved for declined debit)/ Reserved for client-specific use (declined)',
+        '81' => 'PIN cryptographic error found by the Visa security module during PIN decryption/ Reserved for client-specific use (declined)',
+        '82' => 'Incorrect CVV/ Reserved for client-specific use (declined)',
+        '83' => 'Unable to verify PIN/ Reserved for client-specific use (declined)',
+        '84' => 'Invalid Authorization Life Cycle – Decline (MasterCard) or Duplicate Transaction Detected (Visa)/ Reserved for client-specific use (declined)',
+        '85' => 'No reason to decline a request for Account Number Verification or Address Verification/ Reserved for client-specific use (declined)',
+        '86' => 'Cannot verify PIN/ Reserved for client-specific use (declined)',
+        '87' => 'Reserved for client-specific use (declined)',
+        '88' => 'Reserved for client-specific use (declined)',
+        '89' => 'Reserved for client-specific use (declined)',
+        '90' => 'Cut-off in progress',
+        '91' => 'Issuer or switch inoperative',
+        '92' => 'Routing error',
+        '93' => 'Violation of law',
+        '94' => 'Duplicate Transmission (Integrated Debit and MasterCard)',
+        '95' => 'Reconcile error',
+        '96' => 'System malfunction',
+        '97' => 'Reserved for future Realtime use',
+        '98' => 'Exceeds cash limit',
+        '99' => 'Reserved for future Realtime use',
+        '1106' => 'Reserved for future Realtime use',
+        '0A' => 'Reserved for future Realtime use',
+        'A0' => 'Reserved for future Realtime use',
+        'A1' => 'ATC not incremented',
+        'A2' => 'ATC limit exceeded',
+        'A3' => 'ATC configuration error',
+        'A4' => 'CVR check failure',
+        'A5' => 'CVR configuration error',
+        'A6' => 'TVR check failure',
+        'A7' => 'TVR configuration error',
+        'A8' => 'Reserved for future Realtime use',
+        'B1' => 'Surcharge amount not permitted on Visa cards or EBT Food Stamps/ Reserved for future Realtime use',
+        'B2' => 'Surcharge amount not supported by debit network issuer/ Reserved for future Realtime use',
+        'C1' => 'Unacceptable PIN',
+        'C2' => 'PIN Change failed',
+        'C3' => 'PIN Unblock failed',
+        'D1' => 'MAC Error',
+        'E1' => 'Prepay error',
+        'N1' => 'Network Error within the TXP platform',
+        'N0' => 'Force STIP/ Reserved for client-specific use (declined)',
+        'N3' => 'Cash service not available/ Reserved for client-specific use (declined)',
+        'N4' => 'Cash request exceeds Issuer limit/ Reserved for client-specific use (declined)',
+        'N5' => 'Ineligible for re-submission/ Reserved for client-specific use (declined)',
+        'N7' => 'Decline for CVV2 failure/ Reserved for client-specific use (declined)',
+        'N8' => 'Transaction amount exceeds preauthorized approval amount/ Reserved for client-specific use (declined)',
+        'P0' => 'Approved; PVID code is missing, invalid, or has expired',
+        'P1' => 'Declined; PVID code is missing, invalid, or has expired/ Reserved for client-specific use (declined)',
+        'P2' => 'Invalid biller Information/ Reserved for client-specific use (declined)/ Reserved for client-specific use (declined)',
+        'R0' => 'The transaction was declined or returned, because the cardholder requested that payment of a specific recurring or installment payment transaction be stopped/ Reserved for client-specific use (declined)',
+        'R1' => 'The transaction was declined or returned, because the cardholder requested that payment of all recurring or installment payment transactions for a specific merchant account be stopped/ Reserved for client-specific use (declined)',
+        'Q1' => 'Card Authentication failed/ Reserved for client-specific use (declined)',
+        'XA' => 'Forward to Issuer/ Reserved for client-specific use (declined)',
+        'XD' => 'Forward to Issuer/ Reserved for client-specific use (declined)',
+      }
+
+      EXTENDED_RESPONSE_MESSAGES = {
+        'B40K' => 'Declined Post – Credit linked to unextracted settle transaction'
+      }
+
+      TRANSACTION_CODES = {
+        authorize: 0,
+        void_authorize: 2,
+
+        purchase: 1,
+        capture: 3,
+        void_purchase: 6,
+        void_capture: 6,
+
+        refund: 4,
+        credit: 5,
+        void_refund: 13,
+        void_credit: 13,
+
+        verify: 9,
+
+        purchase_echeck: 11,
+        refund_echeck: 16,
+        void_echeck: 16,
+
+        wallet_sale: 14,
+      }
+
+      def initialize(options={})
+        requires!(options, :gateway_id, :reg_key)
+        super
+      end
+
+      def purchase(amount, payment_method, options={})
+        if credit_card?(payment_method)
+          action = :purchase
+          request = build_xml_transaction_request do |doc|
+            add_credit_card(doc, payment_method)
+            add_contact(doc, payment_method.name, options)
+            add_amount(doc, amount)
+            add_order_number(doc, options)
+          end
+        elsif echeck?(payment_method)
+          action = :purchase_echeck
+          request = build_xml_transaction_request do |doc|
+            add_echeck(doc, payment_method)
+            add_contact(doc, payment_method.name, options)
+            add_amount(doc, amount)
+            add_order_number(doc, options)
+          end
+        else
+          action = :wallet_sale
+          wallet_id = split_authorization(payment_method).last
+          request = build_xml_transaction_request do |doc|
+            add_amount(doc, amount)
+            add_wallet_id(doc, wallet_id)
+          end
+        end
+
+        commit(action, request)
+      end
+
+      def authorize(amount, payment_method, options={})
+        if credit_card?(payment_method)
+          request = build_xml_transaction_request do |doc|
+            add_credit_card(doc, payment_method)
+            add_contact(doc, payment_method.name, options)
+            add_amount(doc, amount)
+          end
+        else
+          wallet_id = split_authorization(payment_method).last
+          request = build_xml_transaction_request do |doc|
+            add_amount(doc, amount)
+            add_wallet_id(doc, wallet_id)
+          end
+        end
+
+        commit(:authorize, request)
+      end
+
+      def capture(amount, authorization, options={})
+        transaction_id = split_authorization(authorization)[1]
+        request = build_xml_transaction_request do |doc|
+          add_amount(doc, amount)
+          add_original_transaction_data(doc, transaction_id)
+        end
+
+        commit(:capture, request)
+      end
+
+      def void(authorization, options={})
+        action, transaction_id = split_authorization(authorization)
+
+        request = build_xml_transaction_request do |doc|
+          add_original_transaction_data(doc, transaction_id)
+        end
+
+        commit(void_type(action), request)
+      end
+
+      def refund(amount, authorization, options={})
+        action, transaction_id = split_authorization(authorization)
+
+        request = build_xml_transaction_request do |doc|
+          add_amount(doc, amount) unless action == 'purchase_echeck'
+          add_original_transaction_data(doc, transaction_id)
+        end
+
+        commit(refund_type(action), request)
+      end
+
+      def credit(amount, payment_method, options={})
+        request = build_xml_transaction_request do |doc|
+          add_pan(doc, payment_method)
+          add_amount(doc, amount)
+        end
+
+        commit(:credit, request)
+      end
+
+      def verify(credit_card, options={})
+        request = build_xml_transaction_request do |doc|
+          add_credit_card(doc, credit_card)
+          add_contact(doc, credit_card.name, options)
+        end
+
+        commit(:verify, request)
+      end
+
+      def store(payment_method, options={})
+        store_customer_request = build_xml_payment_storage_request do |doc|
+          store_customer_details(doc, payment_method.name, options)
+        end
+
+        MultiResponse.run do |r|
+          r.process { commit(:store, store_customer_request) }
+          return r unless r.success? && r.params['custId']
+          customer_id = r.params['custId']
+
+          store_payment_method_request = build_xml_payment_storage_request do |doc|
+            doc['v1'].cust do
+              add_customer_id(doc, customer_id)
+              doc['v1'].pmt do
+                doc['v1'].type 0 # add
+                add_credit_card(doc, payment_method)
+              end
+            end
+          end
+
+          r.process { commit(:store, store_payment_method_request) }
+        end
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((<[^>]+pan>)[^<]+(<))i, '\1[FILTERED]\2').
+          gsub(%r((<[^>]+sec>)[^<]+(<))i, '\1[FILTERED]\2').
+          gsub(%r((<[^>]+id>)[^<]+(<))i, '\1[FILTERED]\2').
+          gsub(%r((<[^>]+regKey>)[^<]+(<))i, '\1[FILTERED]\2')
+      end
+
+      private
+
+      CURRENCY_CODES = Hash.new { |h, k| raise ArgumentError.new("Unsupported currency: #{k}") }
+      CURRENCY_CODES['USD'] = '840'
+
+      def headers
+        {
+          'Content-Type' => 'text/xml'
+        }
+      end
+
+      def commit(action, request)
+        request = add_transaction_code_to_request(request, action)
+
+        raw_response = begin
+          ssl_post(url, request, headers)
+        rescue ActiveMerchant::ResponseError => e
+          e.response.body
+        end
+
+        response = parse(raw_response)
+
+        succeeded = success_from(response)
+
+        Response.new(
+          succeeded,
+          message_from(succeeded, response),
+          response,
+          error_code: error_code_from(succeeded, response),
+          authorization: authorization_from(action, response),
+          avs_result: AVSResult.new(code: response['avsRslt']),
+          cvv_result: CVVResult.new(response['secRslt']),
+          test: test?
+        )
+      end
+
+      def url
+        test? ? test_url : live_url
+      end
+
+      def parse(xml)
+        response = {}
+        doc = Nokogiri::XML(xml).remove_namespaces!
+
+        doc.css('Envelope Body *').each do |node|
+          # node.name is more readable, but uniq_name is occasionally necessary
+          uniq_name = [node.parent.name, node.name].join('_')
+          response[uniq_name] = node.text
+          response[node.name] = node.text
+        end
+
+        response
+      end
+
+      def success_from(response)
+        fault = response['Fault']
+        approved_transaction = APPROVAL_CODES.include?(response['rspCode'])
+        found_contact = response['FndRecurrProfResponse']
+
+        return !fault && (approved_transaction || found_contact)
+      end
+
+      def error_code_from(succeeded, response)
+        return if succeeded
+        response['errorCode'] || response['rspCode']
+      end
+
+      def message_from(succeeded, response)
+        return 'Succeeded' if succeeded
+
+        if response['rspCode']
+          code = response['rspCode']
+          extended_code = response['extRspCode']
+
+          message = RESPONSE_MESSAGES[code]
+          extended = EXTENDED_RESPONSE_MESSAGES[extended_code]
+          ach_response = response['achResponse']
+
+          [message, extended, ach_response].compact.join('. ')
+        else
+          response['faultstring']
+        end
+      end
+
+      def authorization_from(action, response)
+        authorization = response['tranNr'] || response['pmtId']
+
+        # guard so we don't return something like "purchase|"
+        return unless authorization
+
+        [action, authorization].join(AUTHORIZATION_FIELD_SEPARATOR)
+      end
+
+      # -- helper methods ----------------------------------------------------
+      def credit_card?(payment_method)
+        payment_method.respond_to?(:verification_value)
+      end
+
+      def echeck?(payment_method)
+        payment_method.respond_to?(:routing_number)
+      end
+
+      def split_authorization(authorization)
+        authorization.split(AUTHORIZATION_FIELD_SEPARATOR)
+      end
+
+      def void_type(action)
+        action == 'purchase_echeck' ? :void_echeck : :"void_#{action}"
+      end
+
+      def refund_type(action)
+        action == 'purchase_echeck' ? :refund_echeck : :refund
+      end
+
+      # -- request methods ---------------------------------------------------
+      def build_xml_transaction_request
+        build_xml_request('SendTranRequest') do |doc|
+          yield doc
+        end
+      end
+
+      def build_xml_payment_storage_request
+        build_xml_request('UpdtRecurrProfRequest') do |doc|
+          yield doc
+        end
+      end
+
+      def build_xml_payment_update_request
+        merchant_product_type = 5 # credit card
+        build_xml_request('UpdtRecurrProfRequest', merchant_product_type) do |doc|
+          yield doc
+        end
+      end
+
+      def build_xml_payment_search_request
+        build_xml_request('FndRecurrProfRequest') do |doc|
+          yield doc
+        end
+      end
+
+      def build_xml_request(wrapper, merchant_product_type=nil)
+        Nokogiri::XML::Builder.new(encoding: 'UTF-8') do |xml|
+          xml['soapenv'].Envelope('xmlns:soapenv' => SOAPENV_NAMESPACE) do
+            xml['soapenv'].Body do
+              xml['v1'].send(wrapper, 'xmlns:v1' => V1_NAMESPACE) do
+                add_merchant(xml)
+                yield(xml)
+              end
+            end
+          end
+        end.doc.root.to_xml
+      end
+
+      def add_transaction_code_to_request(request, action)
+        # store requests don't get a transaction code
+        return request if action == :store
+
+        doc = Nokogiri::XML::Document.parse(request)
+        merc_nodeset = doc.xpath('//v1:merc', 'v1' => V1_NAMESPACE)
+        merc_nodeset.after "<tranCode>#{TRANSACTION_CODES[action]}</tranCode>"
+        doc.root.to_xml
+      end
+
+      def add_merchant(doc, product_type=nil)
+        doc['v1'].merc do
+          doc['v1'].id @options[:gateway_id]
+          doc['v1'].regKey @options[:reg_key]
+          doc['v1'].inType '1'
+          doc['v1'].prodType product_type if product_type
+        end
+      end
+
+      def add_amount(doc, money)
+        doc['v1'].reqAmt amount(money)
+      end
+
+      def add_order_number(doc, options)
+        return unless options[:order_id]
+
+        doc['v1'].authReq {
+          doc['v1'].ordNr options[:order_id]
+        }
+      end
+
+      def add_credit_card(doc, payment_method)
+        doc['v1'].card {
+          doc['v1'].pan payment_method.number
+          doc['v1'].sec payment_method.verification_value if payment_method.verification_value?
+          doc['v1'].xprDt expiration_date(payment_method)
+        }
+      end
+
+      def add_echeck(doc, payment_method)
+        doc['v1'].achEcheck {
+          doc['v1'].bankRtNr payment_method.routing_number
+          doc['v1'].acctNr payment_method.account_number
+        }
+      end
+
+      def expiration_date(payment_method)
+        yy = format(payment_method.year, :two_digits)
+        mm = format(payment_method.month, :two_digits)
+        yy + mm
+      end
+
+      def add_pan(doc, payment_method)
+        doc['v1'].card do
+          doc['v1'].pan payment_method.number
+        end
+      end
+
+      def add_contact(doc, fullname, options)
+        doc['v1'].contact do
+          doc['v1'].fullName fullname
+          doc['v1'].coName options[:company_name] if options[:company_name]
+          doc['v1'].title options[:title] if options[:title]
+
+          if (billing_address = options[:billing_address])
+            if billing_address[:phone]
+              doc['v1'].phone do
+                doc['v1'].type(options[:phone_number_type] || '4')
+                doc['v1'].nr billing_address[:phone].gsub(/\D/, '')
+              end
+            end
+            doc['v1'].addrLn1 billing_address[:address1] if billing_address[:address1]
+            doc['v1'].addrLn2 billing_address[:address2] if billing_address[:address2]
+            doc['v1'].city billing_address[:city] if billing_address[:city]
+            doc['v1'].state billing_address[:state] if billing_address[:state]
+            doc['v1'].zipCode billing_address[:zip] if billing_address[:zip]
+            doc['v1'].ctry 'US'
+          end
+
+          doc['v1'].email options[:email] if options[:email]
+          doc['v1'].type options[:contact_type] if options[:contact_type]
+          doc['v1'].stat options[:contact_stat] if options[:contact_stat]
+
+          if (shipping_address = options[:shipping_address])
+            doc['v1'].ship do
+              doc['v1'].fullName fullname
+              doc['v1'].addrLn1 shipping_address[:address1] if shipping_address[:address1]
+              doc['v1'].addrLn2 shipping_address[:address2] if shipping_address[:address2]
+              doc['v1'].city shipping_address[:city] if shipping_address[:city]
+              doc['v1'].state shipping_address[:state] if shipping_address[:state]
+              doc['v1'].zipCode shipping_address[:zip] if shipping_address[:zip]
+              doc['v1'].phone shipping_address[:phone].gsub(/\D/, '') if shipping_address[:phone]
+              doc['v1'].email shipping_address[:email] if shipping_address[:email]
+            end
+          end
+        end
+      end
+
+      def add_name(doc, payment_method)
+        doc['v1'].contact do
+          doc['v1'].fullName payment_method.name
+        end
+      end
+
+      def add_original_transaction_data(doc, authorization)
+        doc['v1'].origTranData do
+          doc['v1'].tranNr authorization
+        end
+      end
+
+      def store_customer_details(doc, fullname, options)
+        options[:contact_type] = 1 # recurring
+        options[:contact_stat] = 1 # active
+
+        doc['v1'].cust do
+          doc['v1'].type 0 # add
+          add_contact(doc, fullname, options)
+        end
+      end
+
+      def add_customer_id(doc, customer_id)
+        doc['v1'].contact do
+          doc['v1'].id customer_id
+        end
+      end
+
+      def add_wallet_id(doc, wallet_id)
+        doc['v1'].recurMan do
+          doc['v1'].id wallet_id
+        end
+      end
+    end
+  end
+end