activemerchant 1.126.0 → 1.129.0

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Files changed (71) hide show
  1. checksums.yaml +4 -4
  2. data/CHANGELOG +241 -0
  3. data/lib/active_merchant/billing/check.rb +40 -8
  4. data/lib/active_merchant/billing/credit_card.rb +28 -1
  5. data/lib/active_merchant/billing/credit_card_methods.rb +79 -23
  6. data/lib/active_merchant/billing/gateways/adyen.rb +67 -8
  7. data/lib/active_merchant/billing/gateways/airwallex.rb +40 -11
  8. data/lib/active_merchant/billing/gateways/alelo.rb +256 -0
  9. data/lib/active_merchant/billing/gateways/authorize_net.rb +21 -4
  10. data/lib/active_merchant/billing/gateways/beanstream.rb +18 -0
  11. data/lib/active_merchant/billing/gateways/blue_snap.rb +22 -1
  12. data/lib/active_merchant/billing/gateways/bogus.rb +4 -0
  13. data/lib/active_merchant/billing/gateways/borgun.rb +56 -16
  14. data/lib/active_merchant/billing/gateways/braintree_blue.rb +64 -17
  15. data/lib/active_merchant/billing/gateways/card_connect.rb +27 -9
  16. data/lib/active_merchant/billing/gateways/card_stream.rb +23 -0
  17. data/lib/active_merchant/billing/gateways/checkout_v2.rb +228 -57
  18. data/lib/active_merchant/billing/gateways/commerce_hub.rb +361 -0
  19. data/lib/active_merchant/billing/gateways/credorax.rb +47 -27
  20. data/lib/active_merchant/billing/gateways/cyber_source/cyber_source_common.rb +36 -0
  21. data/lib/active_merchant/billing/gateways/cyber_source.rb +100 -26
  22. data/lib/active_merchant/billing/gateways/cyber_source_rest.rb +456 -0
  23. data/lib/active_merchant/billing/gateways/d_local.rb +44 -5
  24. data/lib/active_merchant/billing/gateways/decidir.rb +15 -4
  25. data/lib/active_merchant/billing/gateways/ebanx.rb +36 -24
  26. data/lib/active_merchant/billing/gateways/element.rb +21 -1
  27. data/lib/active_merchant/billing/gateways/global_collect.rb +73 -22
  28. data/lib/active_merchant/billing/gateways/ipg.rb +13 -8
  29. data/lib/active_merchant/billing/gateways/iveri.rb +39 -3
  30. data/lib/active_merchant/billing/gateways/kushki.rb +21 -1
  31. data/lib/active_merchant/billing/gateways/litle.rb +25 -5
  32. data/lib/active_merchant/billing/gateways/mastercard.rb +1 -8
  33. data/lib/active_merchant/billing/gateways/mercado_pago.rb +17 -0
  34. data/lib/active_merchant/billing/gateways/merchant_e_solutions.rb +44 -10
  35. data/lib/active_merchant/billing/gateways/monei.rb +2 -0
  36. data/lib/active_merchant/billing/gateways/moneris.rb +20 -5
  37. data/lib/active_merchant/billing/gateways/mundipagg.rb +3 -0
  38. data/lib/active_merchant/billing/gateways/ogone.rb +35 -7
  39. data/lib/active_merchant/billing/gateways/openpay.rb +20 -3
  40. data/lib/active_merchant/billing/gateways/orbital.rb +43 -22
  41. data/lib/active_merchant/billing/gateways/pay_trace.rb +64 -18
  42. data/lib/active_merchant/billing/gateways/payeezy.rb +59 -4
  43. data/lib/active_merchant/billing/gateways/paymentez.rb +18 -6
  44. data/lib/active_merchant/billing/gateways/paypal/paypal_express_response.rb +4 -0
  45. data/lib/active_merchant/billing/gateways/paysafe.rb +22 -14
  46. data/lib/active_merchant/billing/gateways/payu_latam.rb +3 -0
  47. data/lib/active_merchant/billing/gateways/plexo.rb +308 -0
  48. data/lib/active_merchant/billing/gateways/priority.rb +29 -6
  49. data/lib/active_merchant/billing/gateways/rapyd.rb +110 -49
  50. data/lib/active_merchant/billing/gateways/reach.rb +277 -0
  51. data/lib/active_merchant/billing/gateways/redsys.rb +9 -5
  52. data/lib/active_merchant/billing/gateways/sage_pay.rb +1 -1
  53. data/lib/active_merchant/billing/gateways/securion_pay.rb +40 -0
  54. data/lib/active_merchant/billing/gateways/shift4.rb +342 -0
  55. data/lib/active_merchant/billing/gateways/simetrik.rb +28 -22
  56. data/lib/active_merchant/billing/gateways/stripe.rb +21 -1
  57. data/lib/active_merchant/billing/gateways/stripe_payment_intents.rb +62 -22
  58. data/lib/active_merchant/billing/gateways/tns.rb +2 -5
  59. data/lib/active_merchant/billing/gateways/trans_first_transaction_express.rb +1 -1
  60. data/lib/active_merchant/billing/gateways/trust_commerce.rb +14 -3
  61. data/lib/active_merchant/billing/gateways/vanco.rb +12 -3
  62. data/lib/active_merchant/billing/gateways/visanet_peru.rb +1 -1
  63. data/lib/active_merchant/billing/gateways/vpos.rb +7 -4
  64. data/lib/active_merchant/billing/gateways/wompi.rb +8 -4
  65. data/lib/active_merchant/billing/gateways/worldpay.rb +117 -9
  66. data/lib/active_merchant/billing/response.rb +15 -1
  67. data/lib/active_merchant/connection.rb +0 -2
  68. data/lib/active_merchant/country.rb +1 -0
  69. data/lib/active_merchant/errors.rb +4 -1
  70. data/lib/active_merchant/version.rb +1 -1
  71. metadata +24 -3
@@ -0,0 +1,277 @@
1
+ module ActiveMerchant #:nodoc:
2
+ module Billing #:nodoc:
3
+ class ReachGateway < Gateway
4
+ self.test_url = 'https://checkout.rch.how/'
5
+ self.live_url = 'https://checkout.rch.io/'
6
+
7
+ self.supported_countries = ['US']
8
+ self.default_currency = 'USD'
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+ self.supported_cardtypes = %i[visa diners_club american_express jcb master discover maestro]
10
+
11
+ self.homepage_url = 'https://www.withreach.com/'
12
+ self.display_name = 'Reach'
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+ self.currencies_without_fractions = %w(BIF BYR CLF CLP CVE DJF GNF ISK JPY KMF KRW PYG RWF UGX UYI VND VUV XAF XOF XPF IDR MGA MRO)
14
+
15
+ API_VERSION = 'v2.22'.freeze
16
+ STANDARD_ERROR_CODE_MAPPING = {}
17
+ PAYMENT_METHOD_MAP = {
18
+ american_express: 'AMEX',
19
+ cabal: 'CABAL',
20
+ check: 'ACH',
21
+ dankort: 'DANKORT',
22
+ diners_club: 'DINERS',
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+ discover: 'DISC',
24
+ elo: 'ELO',
25
+ jcb: 'JCB',
26
+ maestro: 'MAESTRO',
27
+ master: 'MC',
28
+ naranja: 'NARANJA',
29
+ union_pay: 'UNIONPAY',
30
+ visa: 'VISA'
31
+ }
32
+
33
+ def initialize(options = {})
34
+ requires!(options, :merchant_id, :secret)
35
+ super
36
+ end
37
+
38
+ def authorize(money, payment, options = {})
39
+ request = build_checkout_request(money, payment, options)
40
+ add_custom_fields_data(request, options)
41
+ add_customer_data(request, options, payment)
42
+ add_stored_credentials(request, options)
43
+ post = { request: request, card: add_payment(payment, options) }
44
+ if options[:stored_credential]
45
+ MultiResponse.run(:use_first_response) do |r|
46
+ r.process { commit('checkout', post) }
47
+ r.process do
48
+ r2 = get_network_payment_reference(r.responses[0])
49
+ r.params[:network_transaction_id] = r2.message
50
+ r2
51
+ end
52
+ end
53
+ else
54
+ commit('checkout', post)
55
+ end
56
+ end
57
+
58
+ def purchase(money, payment, options = {})
59
+ options[:capture] = true
60
+ authorize(money, payment, options)
61
+ end
62
+
63
+ def capture(money, authorization, options = {})
64
+ post = { request: { MerchantId: @options[:merchant_id], OrderId: authorization } }
65
+ commit('capture', post)
66
+ end
67
+
68
+ def supports_scrubbing?
69
+ true
70
+ end
71
+
72
+ def scrub(transcript)
73
+ transcript.
74
+ gsub(%r(((MerchantId)[% \w]+[%]\d{2})[\w -]+), '\1[FILTERED]').
75
+ gsub(%r((signature=)[\w%]+), '\1[FILTERED]\2').
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+ gsub(%r((Number%22%3A%22)[\d]+), '\1[FILTERED]\2').
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+ gsub(%r((VerificationCode%22%3A)[\d]+), '\1[FILTERED]\2')
78
+ end
79
+
80
+ def refund(amount, authorization, options = {})
81
+ currency = options[:currency] || currency(options[:amount])
82
+ post = {
83
+ request: {
84
+ MerchantId: @options[:merchant_id],
85
+ OrderId: authorization,
86
+ ReferenceId: options[:order_id] || options[:reference_id],
87
+ Amount: localized_amount(amount, currency)
88
+ }
89
+ }
90
+ commit('refund', post)
91
+ end
92
+
93
+ def void(authorization, options = {})
94
+ post = {
95
+ request: {
96
+ MerchantId: @options[:merchant_id],
97
+ OrderId: authorization
98
+ }
99
+ }
100
+
101
+ commit('cancel', post)
102
+ end
103
+
104
+ def verify(credit_card, options = {})
105
+ MultiResponse.run(:use_first_response) do |r|
106
+ r.process { authorize(100, credit_card, options) }
107
+ r.process(:ignore_result) { void(r.authorization, options) }
108
+ end
109
+ end
110
+
111
+ private
112
+
113
+ def build_checkout_request(amount, payment, options)
114
+ currency = options[:currency] || currency(options[:amount])
115
+ {
116
+ MerchantId: @options[:merchant_id],
117
+ ReferenceId: options[:order_id],
118
+ ConsumerCurrency: currency,
119
+ Capture: options[:capture] || false,
120
+ PaymentMethod: PAYMENT_METHOD_MAP.fetch(payment.brand.to_sym, 'unsupported'),
121
+ Items: [
122
+ Sku: options[:item_sku] || SecureRandom.alphanumeric,
123
+ ConsumerPrice: localized_amount(amount, currency),
124
+ Quantity: (options[:item_quantity] || 1)
125
+ ]
126
+ }
127
+ end
128
+
129
+ def add_payment(payment, options)
130
+ ntid = options.dig(:stored_credential, :network_transaction_id)
131
+ cvv_or_previos_reference = (ntid ? { PreviousNetworkPaymentReference: ntid } : { VerificationCode: payment.verification_value })
132
+ {
133
+ Name: payment.name,
134
+ Number: payment.number,
135
+ Expiry: { Month: payment.month, Year: payment.year }
136
+ }.merge!(cvv_or_previos_reference)
137
+ end
138
+
139
+ def add_customer_data(request, options, payment)
140
+ address = options[:billing_address] || options[:address]
141
+
142
+ return if address.blank?
143
+
144
+ request[:Consumer] = {
145
+ Name: payment.respond_to?(:name) ? payment.name : address[:name],
146
+ Email: options[:email],
147
+ Address: address[:address1],
148
+ City: address[:city],
149
+ Country: address[:country]
150
+ }.compact
151
+ end
152
+
153
+ def add_stored_credentials(request, options)
154
+ request[:PaymentModel] = payment_model(options) || ''
155
+ request[:DeviceFingerprint] = options[:device_fingerprint] if options[:device_fingerprint]
156
+ end
157
+
158
+ def payment_model(options)
159
+ stored_credential = options[:stored_credential]
160
+ return options[:payment_model] if options[:payment_model]
161
+ return 'CIT-One-Time' unless stored_credential
162
+
163
+ payment_model_options = {
164
+ initial_transaction: {
165
+ 'cardholder' => {
166
+ 'installment' => 'CIT-Setup-Scheduled',
167
+ 'unscheduled' => 'CIT-Setup-Unscheduled-MIT',
168
+ 'recurring' => 'CIT-Setup-Unscheduled'
169
+ }
170
+ },
171
+ no_initial_transaction: {
172
+ 'cardholder' => {
173
+ 'unscheduled' => 'CIT-Subsequent-Unscheduled'
174
+ },
175
+ 'merchant' => {
176
+ 'recurring' => 'MIT-Subsequent-Scheduled',
177
+ 'unscheduled' => 'MIT-Subsequent-Unscheduled'
178
+ }
179
+ }
180
+ }
181
+ initial = stored_credential[:initial_transaction] ? :initial_transaction : :no_initial_transaction
182
+ payment_model_options[initial].dig(stored_credential[:initiator], stored_credential[:reason_type])
183
+ end
184
+
185
+ def add_custom_fields_data(request, options)
186
+ add_shipping_data(request, options) if options[:taxes].present?
187
+ request[:RateOfferId] = options[:rate_offer_id] if options[:rate_offer_id].present?
188
+ request[:Items] = options[:items] if options[:items].present?
189
+ end
190
+
191
+ def add_shipping_data(request, options)
192
+ request[:Shipping] = {
193
+ ConsumerPrice: options[:price],
194
+ ConsumerTaxes: options[:taxes],
195
+ ConsumerDuty: options[:duty]
196
+ }
197
+ request[:Consignee] = {
198
+ Name: options[:consignee_name],
199
+ Address: options[:consignee_address],
200
+ City: options[:consignee_city],
201
+ Country: options[:consignee_country]
202
+ }
203
+ end
204
+
205
+ def sign_body(body)
206
+ Base64.strict_encode64(OpenSSL::HMAC.digest('sha256', @options[:secret].encode('utf-8'), body.encode('utf-8')))
207
+ end
208
+
209
+ def parse(body)
210
+ hash_response = URI.decode_www_form(body).to_h
211
+ hash_response['response'] = JSON.parse(hash_response['response'])
212
+
213
+ hash_response
214
+ end
215
+
216
+ def format_and_sign(post)
217
+ post[:request] = post[:request].to_json
218
+ post[:card] = post[:card].to_json if post[:card].present?
219
+ post[:signature] = sign_body(post[:request])
220
+ post
221
+ end
222
+
223
+ def get_network_payment_reference(response)
224
+ parameters = { request: { MerchantId: @options[:merchant_id], OrderId: response.params['response']['OrderId'] } }
225
+ body = post_data format_and_sign(parameters)
226
+
227
+ raw_response = ssl_request :post, url('query'), body, {}
228
+ response = parse(raw_response)
229
+ message = response.dig('response', 'Payment', 'NetworkPaymentReference')
230
+ Response.new(true, message, {})
231
+ end
232
+
233
+ def commit(action, parameters)
234
+ body = post_data format_and_sign(parameters)
235
+ raw_response = ssl_post url(action), body
236
+ response = parse(raw_response)
237
+
238
+ Response.new(
239
+ success_from(response),
240
+ message_from(response) || '',
241
+ response,
242
+ authorization: authorization_from(response['response']),
243
+ # avs_result: AVSResult.new(code: response['some_avs_response_key']),
244
+ # cvv_result: CVVResult.new(response['some_cvv_response_key']),
245
+ test: test?,
246
+ error_code: error_code_from(response)
247
+ )
248
+ rescue ActiveMerchant::ResponseError => e
249
+ Response.new(false, (e.response.body.present? ? e.response.body : e.response.msg), {}, test: test?)
250
+ end
251
+
252
+ def success_from(response)
253
+ response.dig('response', 'Error').blank?
254
+ end
255
+
256
+ def message_from(response)
257
+ success_from(response) ? '' : response.dig('response', 'Error', 'ReasonCode')
258
+ end
259
+
260
+ def authorization_from(response)
261
+ response['OrderId']
262
+ end
263
+
264
+ def post_data(params)
265
+ params.map { |k, v| "#{k}=#{CGI.escape(v.to_s)}" }.join('&')
266
+ end
267
+
268
+ def error_code_from(response)
269
+ response['response']['Error']['Code'] unless success_from(response)
270
+ end
271
+
272
+ def url(action)
273
+ "#{test? ? test_url : live_url}#{API_VERSION}/#{action}"
274
+ end
275
+ end
276
+ end
277
+ end
@@ -91,7 +91,7 @@ module ActiveMerchant #:nodoc:
91
91
  # More operations are supported by the gateway itself, but
92
92
  # are not supported in this library.
93
93
  SUPPORTED_TRANSACTIONS = {
94
- purchase: 'A',
94
+ purchase: '0',
95
95
  authorize: '1',
96
96
  capture: '2',
97
97
  refund: '3',
@@ -266,9 +266,13 @@ module ActiveMerchant #:nodoc:
266
266
  end
267
267
 
268
268
  def verify(creditcard, options = {})
269
- MultiResponse.run(:use_first_response) do |r|
270
- r.process { authorize(100, creditcard, options) }
271
- r.process(:ignore_result) { void(r.authorization, options) }
269
+ if options[:sca_exemption_behavior_override] == 'endpoint_and_ntid'
270
+ purchase(0, creditcard, options)
271
+ else
272
+ MultiResponse.run(:use_first_response) do |r|
273
+ r.process { authorize(100, creditcard, options) }
274
+ r.process(:ignore_result) { void(r.authorization, options) }
275
+ end
272
276
  end
273
277
  end
274
278
 
@@ -685,7 +689,7 @@ module ActiveMerchant #:nodoc:
685
689
  cipher = OpenSSL::Cipher.new('DES3')
686
690
  cipher.encrypt
687
691
 
688
- cipher.key = Base64.strict_decode64(key)
692
+ cipher.key = Base64.urlsafe_decode64(key)
689
693
  # The OpenSSL default of an all-zeroes ("\\0") IV is used.
690
694
  cipher.padding = 0
691
695
 
@@ -427,7 +427,7 @@ module ActiveMerchant #:nodoc:
427
427
  def past_purchase_reference?(payment_method)
428
428
  return false unless payment_method.is_a?(String)
429
429
 
430
- payment_method.split(';').last == 'purchase'
430
+ %w(purchase repeat).include?(payment_method.split(';').last)
431
431
  end
432
432
  end
433
433
  end
@@ -133,6 +133,7 @@ module ActiveMerchant #:nodoc:
133
133
  add_creditcard(post, payment, options)
134
134
  add_customer(post, payment, options)
135
135
  add_customer_data(post, options)
136
+ add_external_three_ds(post, options)
136
137
  if options[:email]
137
138
  post[:metadata] = {}
138
139
  post[:metadata][:email] = options[:email]
@@ -140,6 +141,40 @@ module ActiveMerchant #:nodoc:
140
141
  post
141
142
  end
142
143
 
144
+ def add_external_three_ds(post, options)
145
+ return if options[:three_d_secure].blank?
146
+
147
+ post[:threeDSecure] = {
148
+ external: {
149
+ version: options[:three_d_secure][:version],
150
+ authenticationValue: options[:three_d_secure][:cavv],
151
+ acsTransactionId: options[:three_d_secure][:acs_transaction_id],
152
+ status: options[:three_d_secure][:authentication_response_status],
153
+ eci: options[:three_d_secure][:eci]
154
+ }.merge(xid_or_ds_trans_id(options[:three_d_secure]))
155
+ }
156
+ end
157
+
158
+ def xid_or_ds_trans_id(three_ds)
159
+ if three_ds[:version].to_f >= 2.0
160
+ { dsTransactionId: three_ds[:ds_transaction_id] }
161
+ else
162
+ { xid: three_ds[:xid] }
163
+ end
164
+ end
165
+
166
+ def validate_three_ds_params(three_ds)
167
+ errors = {}
168
+ supported_version = %w{1.0.2 2.1.0 2.2.0}.include?(three_ds[:version])
169
+ supported_auth_response = ['Y', 'N', 'U', 'R', 'E', 'A', nil].include?(three_ds[:status])
170
+
171
+ errors[:three_ds_version] = 'ThreeDs version not supported' unless supported_version
172
+ errors[:auth_response] = 'Authentication response value not supported' unless supported_auth_response
173
+ errors.compact!
174
+
175
+ errors.present? ? Response.new(false, 'ThreeDs data is invalid', errors) : nil
176
+ end
177
+
143
178
  def add_amount(post, money, options, include_currency = false)
144
179
  currency = (options[:currency] || default_currency)
145
180
  post[:amount] = localized_amount(money, currency)
@@ -182,6 +217,11 @@ module ActiveMerchant #:nodoc:
182
217
  end
183
218
 
184
219
  def commit(url, parameters = nil, options = {}, method = nil)
220
+ if parameters.present? && parameters[:threeDSecure].present?
221
+ three_ds_errors = validate_three_ds_params(parameters[:threeDSecure][:external])
222
+ return three_ds_errors if three_ds_errors
223
+ end
224
+
185
225
  response = api_request(url, parameters, options, method)
186
226
  success = !response.key?('error')
187
227