activemerchant 1.124.0 → 1.125.0

data/lib/active_merchant/billing/gateways/stripe.rb

@@ -23,9 +23,9 @@ module ActiveMerchant #:nodoc:
         'unchecked' => 'P'
       }
 
-      DEFAULT_API_VERSION = '2015-04-07'
+      DEFAULT_API_VERSION = '2020-08-27'
 
-      self.supported_countries = %w(AT AU BE BG BR CA CH CY CZ DE DK EE ES FI FR GB GR HK IE IT JP LT LU LV MT MX NL NO NZ PL PT RO SE SG SI SK US)
+      self.supported_countries = %w(AE AT AU BE BG BR CA CH CY CZ DE DK EE ES FI FR GB GR HK HU IE IN IT JP LT LU LV MT MX MY NL NO NZ PL PT RO SE SG SI SK US)
       self.default_currency = 'USD'
       self.money_format = :cents
       self.supported_cardtypes = %i[visa master american_express discover jcb diners_club maestro unionpay]
@@ -223,9 +223,10 @@ module ActiveMerchant #:nodoc:
 
             post[:default_card] = r.params['id'] if options[:set_default] && r.success? && !r.params['id'].blank?
 
-            r.process { update_customer(options[:customer], post) } if post.count > 0
+            r.process { update_customer(options[:customer], post.merge(expand: [:sources])) } if post.count > 0
           end
         else
+          post[:expand] = [:sources]
           commit(:post, 'customers', post.merge(params), options)
         end
       end
@@ -294,6 +295,17 @@ module ActiveMerchant #:nodoc:
         true
       end
 
+      # Helper method to prevent hitting the external_account limit from remote test runs
+      def delete_latest_test_external_account(account)
+        return unless test?
+
+        auth_header = { 'Authorization': "Bearer #{options[:login]}" }
+        url = "#{live_url}accounts/#{CGI.escape(account)}/external_accounts"
+        accounts_response = JSON.parse(ssl_get("#{url}?limit=100", auth_header))
+        to_delete = accounts_response['data'].reject { |ac| ac['default_for_currency'] }
+        ssl_request(:delete, "#{url}/#{to_delete.first['id']}", nil, auth_header)
+      end
+
       private
 
       class StripePaymentToken < PaymentToken
@@ -534,7 +546,6 @@ module ActiveMerchant #:nodoc:
         post[:metadata].merge!(options[:metadata]) if options[:metadata]
         post[:metadata][:email] = options[:email] if options[:email]
         post[:metadata][:order_id] = options[:order_id] if options[:order_id]
-        post.delete(:metadata) if post[:metadata].empty?
       end
 
       def add_emv_metadata(post, creditcard)
@@ -573,11 +584,11 @@ module ActiveMerchant #:nodoc:
       end
 
       def add_radar_data(post, options = {})
-        return unless options[:radar_session_id]
+        radar_options = {}
+        radar_options[:session] = options[:radar_session_id] if options[:radar_session_id]
+        radar_options[:skip_rules] = ['all'] if options[:skip_radar_rules]
 
-        post[:radar_options] = {
-          session: options[:radar_session_id]
-        }
+        post[:radar_options] = radar_options unless radar_options.empty?
       end
 
       def parse(body)
@@ -668,7 +679,6 @@ module ActiveMerchant #:nodoc:
         card = card_from_response(response)
         avs_code = AVS_CODE_TRANSLATOR["line1: #{card['address_line1_check']}, zip: #{card['address_zip_check']}"]
         cvc_code = CVC_CODE_TRANSLATOR[card['cvc_check']]
-
         Response.new(success,
           message_from(success, response),
           response,
@@ -764,7 +774,7 @@ module ActiveMerchant #:nodoc:
             country: 'US',
             currency: 'usd',
             routing_number: bank_account.routing_number,
-            name: bank_account.name,
+            account_holder_name: bank_account.name,
             account_holder_type: account_holder_type
           }
         }

data/lib/active_merchant/billing/gateways/stripe_payment_intents.rb

@@ -5,16 +5,21 @@ module ActiveMerchant #:nodoc:
     # This gateway uses the current Stripe {Payment Intents API}[https://stripe.com/docs/api/payment_intents].
     # For the legacy API, see the Stripe gateway
     class StripePaymentIntentsGateway < StripeGateway
-      self.supported_countries = %w(AT AU BE BG BR CA CH CY CZ DE DK EE ES FI FR GB GR HK IE IT JP LT LU LV MT MX NL NO NZ PL PT RO SE SG SI SK US)
-
       ALLOWED_METHOD_STATES = %w[automatic manual].freeze
       ALLOWED_CANCELLATION_REASONS = %w[duplicate fraudulent requested_by_customer abandoned].freeze
       CREATE_INTENT_ATTRIBUTES = %i[description statement_descriptor_suffix statement_descriptor receipt_email save_payment_method]
       CONFIRM_INTENT_ATTRIBUTES = %i[receipt_email return_url save_payment_method setup_future_usage off_session]
       UPDATE_INTENT_ATTRIBUTES = %i[description statement_descriptor_suffix statement_descriptor receipt_email setup_future_usage]
-      DEFAULT_API_VERSION = '2019-05-16'
+      DEFAULT_API_VERSION = '2020-08-27'
+      NO_WALLET_SUPPORT = %w(apple_pay google_pay android_pay)
 
       def create_intent(money, payment_method, options = {})
+        card_source_pay = payment_method.source.to_s if defined?(payment_method.source)
+        card_brand_pay = card_brand(payment_method) unless payment_method.is_a?(String) || payment_method.nil?
+        if NO_WALLET_SUPPORT.include?(card_source_pay) || NO_WALLET_SUPPORT.include?(card_brand_pay)
+          store_apple_or_google_pay_token = 'Direct Apple Pay and Google Pay transactions are not supported. Those payment methods must be stored before use.'
+          return Response.new(false, store_apple_or_google_pay_token)
+        end
         post = {}
         add_amount(post, money, options, true)
         add_capture_method(post, options)
@@ -35,6 +40,7 @@ module ActiveMerchant #:nodoc:
         add_ntid(post, options)
         add_claim_without_transaction_id(post, options)
         add_error_on_requires_action(post, options)
+        add_fulfillment_date(post, options)
         request_three_d_secure(post, options)
 
         CREATE_INTENT_ATTRIBUTES.each do |attribute|
@@ -56,6 +62,7 @@ module ActiveMerchant #:nodoc:
         CONFIRM_INTENT_ATTRIBUTES.each do |attribute|
           add_whitelisted_attribute(post, options, attribute)
         end
+
         commit(:post, "payment_intents/#{intent_id}/confirm", post, options)
       end
 
@@ -91,6 +98,7 @@ module ActiveMerchant #:nodoc:
         add_metadata(post, options)
         add_shipping_address(post, options)
         add_connected_account(post, options)
+        add_fulfillment_date(post, options)
 
         UPDATE_INTENT_ATTRIBUTES.each do |attribute|
           add_whitelisted_attribute(post, options, attribute)
@@ -106,6 +114,7 @@ module ActiveMerchant #:nodoc:
 
         add_metadata(post, options)
         add_return_url(post, options)
+        add_fulfillment_date(post, options)
         post[:on_behalf_of] = options[:on_behalf_of] if options[:on_behalf_of]
         post[:usage] = options[:usage] if %w(on_session off_session).include?(options[:usage])
         post[:description] = options[:description] if options[:description]
@@ -190,6 +199,7 @@ module ActiveMerchant #:nodoc:
             post[:description] = options[:description] if options[:description]
             post[:email] = options[:email] if options[:email]
             options = format_idempotency_key(options, 'customer')
+            post[:expand] = [:sources]
             customer = commit(:post, 'customers', post, options)
             customer_id = customer.params['id']
           end
@@ -215,6 +225,16 @@ module ActiveMerchant #:nodoc:
         create_setup_intent(payment_method, options.merge!(confirm: true))
       end
 
+      def setup_purchase(money, options = {})
+        requires!(options, :payment_method_types)
+        post = {}
+        add_currency(post, options, money)
+        add_amount(post, money, options)
+        add_payment_method_types(post, options)
+        add_metadata(post, options)
+        commit(:post, 'payment_intents', post, options)
+      end
+
       private
 
       def off_session_request?(options = {})
@@ -245,6 +265,16 @@ module ActiveMerchant #:nodoc:
         post[:customer] = customer if customer.start_with?('cus_')
       end
 
+      def add_fulfillment_date(post, options)
+        post[:fulfillment_date] = options[:fulfillment_date].to_i if options[:fulfillment_date]
+      end
+
+      def add_metadata(post, options = {})
+        super
+
+        post[:metadata][:event_type] = options[:event_type] if options[:event_type]
+      end
+
       def add_return_url(post, options)
         return unless options[:confirm]
 
@@ -432,6 +462,10 @@ module ActiveMerchant #:nodoc:
 
         super(response, options)
       end
+
+      def add_currency(post, options, money)
+        post[:currency] = options[:currency] || currency(money)
+      end
     end
   end
 end

data/lib/active_merchant/billing/gateways/usa_epay_transaction.rb

@@ -16,7 +16,8 @@ module ActiveMerchant #:nodoc:
         refund: 'cc:refund',
         void: 'cc:void',
         void_release: 'cc:void:release',
-        check_purchase: 'check:sale'
+        check_purchase: 'check:sale',
+        store: 'cc:save'
       }
 
       STANDARD_ERROR_CODE_MAPPING = {
@@ -43,14 +44,14 @@ module ActiveMerchant #:nodoc:
         super
       end
 
-      def authorize(money, credit_card, options = {})
+      def authorize(money, payment, options = {})
         post = {}
 
         add_amount(post, money)
         add_invoice(post, options)
-        add_payment(post, credit_card)
-        unless credit_card.track_data.present?
-          add_address(post, credit_card, options)
+        add_payment(post, payment)
+        unless payment.is_a?(CreditCard) && payment.track_data.present?
+          add_address(post, payment, options)
           add_customer_data(post, options)
         end
         add_split_payments(post, options)
@@ -97,6 +98,12 @@ module ActiveMerchant #:nodoc:
         commit(:refund, post)
       end
 
+      def store(payment, options = {})
+        post = {}
+        add_payment(post, payment, options)
+        commit(:store, post)
+      end
+
       def verify(creditcard, options = {})
         MultiResponse.run(:use_first_response) do |r|
           r.process { authorize(1, creditcard, options) }
@@ -213,6 +220,8 @@ module ActiveMerchant #:nodoc:
         elsif payment.respond_to?(:track_data) && payment.track_data.present?
           post[:magstripe] = payment.track_data
           post[:cardpresent] = true
+        elsif payment.is_a?(String)
+          post[:card]   = payment
         else
           post[:card]   = payment.number
           post[:cvv2]   = payment.verification_value if payment.verification_value?
@@ -299,6 +308,7 @@ module ActiveMerchant #:nodoc:
           status: fields['UMstatus'],
           auth_code: fields['UMauthCode'],
           ref_num: fields['UMrefNum'],
+          card_ref: fields['UMcardRef'],
           batch: fields['UMbatch'],
           avs_result: fields['UMavsResult'],
           avs_result_code: fields['UMavsResultCode'],
@@ -321,7 +331,7 @@ module ActiveMerchant #:nodoc:
         error_code = (STANDARD_ERROR_CODE_MAPPING[response[:error_code]] || STANDARD_ERROR_CODE[:processing_error]) unless approved
         Response.new(approved, message_from(response), response,
           test: test?,
-          authorization: response[:ref_num],
+          authorization: authorization_from(action, response),
           cvv_result: response[:cvv2_result_code],
           avs_result: { code: response[:avs_result_code] },
           error_code: error_code)
@@ -337,6 +347,10 @@ module ActiveMerchant #:nodoc:
         end
       end
 
+      def authorization_from(action, response)
+        return (action == :store ? response[:card_ref] : response[:ref_num])
+      end
+
       def post_data(action, parameters = {})
         parameters[:command]  = TRANSACTIONS[action]
         parameters[:key]      = @options[:login]

data/lib/active_merchant/billing/gateways/wompi.rb

@@ -0,0 +1,193 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class WompiGateway < Gateway
+      self.test_url = 'https://sync.sandbox.wompi.co/v1'
+      self.live_url = 'https://sync.production.wompi.co/v1'
+
+      self.supported_countries = ['CO']
+      self.default_currency = 'COP'
+      self.supported_cardtypes = %i[visa master american_express]
+
+      self.homepage_url = 'https://wompi.co/'
+      self.display_name = 'Wompi'
+
+      self.money_format = :cents
+
+      def initialize(options = {})
+        ## Sandbox keys have prefix pub_test_ and prv_test_
+        ## Production keys have prefix pub_prod_ and prv_prod_
+        begin
+          requires!(options, :prod_private_key, :prod_public_key)
+        rescue ArgumentError
+          begin
+            requires!(options, :test_private_key, :test_public_key)
+          rescue ArgumentError
+            raise ArgumentError, 'Gateway requires both test_private_key and test_public_key, or both prod_private_key and prod_public_key'
+          end
+        end
+        super
+      end
+
+      def purchase(money, payment, options = {})
+        post = {
+          reference: options[:reference] || generate_reference,
+          public_key: public_key
+        }
+        add_invoice(post, money, options)
+        add_card(post, payment, options)
+
+        commit('sale', post, '/transactions_sync')
+      end
+
+      def authorize(money, payment, options = {})
+        post = {
+          public_key: public_key,
+          type: 'CARD',
+          financial_operation: 'PREAUTHORIZATION'
+        }
+        add_auth_params(post, money, payment, options)
+
+        commit('authorize', post, '/payment_sources_sync')
+      end
+
+      def capture(money, authorization, options = {})
+        post = {
+          reference: options[:reference] || generate_reference,
+          public_key: public_key,
+          payment_source_id: authorization.to_i
+        }
+        add_invoice(post, money, options)
+        commit('capture', post, '/transactions_sync')
+      end
+
+      def refund(money, authorization, options = {})
+        post = { amount_in_cents: amount(money).to_i, transaction_id: authorization.to_s }
+        commit('refund', post, '/refunds_sync')
+      end
+
+      def void(authorization, options = {})
+        commit('void', {}, "/transactions/#{authorization}/void_sync")
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.gsub(/(Bearer )\w+/, '\1[REDACTED]').
+          gsub(/(\\\"number\\\":\\\")\d+/, '\1[REDACTED]').
+          gsub(/(\\\"cvc\\\":\\\")\d+/, '\1[REDACTED]').
+          gsub(/(\\\"phone_number\\\":\\\")\+?\d+/, '\1[REDACTED]').
+          gsub(/(\\\"email\\\":\\\")\S+\\\",/, '\1[REDACTED]\",').
+          gsub(/(\\\"legal_id\\\":\\\")\d+/, '\1[REDACTED]')
+      end
+
+      private
+
+      def headers
+        {
+          'Authorization' => "Bearer #{private_key}",
+          'Content-Type' => 'application/json'
+        }
+      end
+
+      def generate_reference
+        SecureRandom.alphanumeric(12)
+      end
+
+      def private_key
+        test? ? options[:test_private_key] : options[:prod_private_key]
+      end
+
+      def public_key
+        test? ? options[:test_public_key] : options[:prod_public_key]
+      end
+
+      def add_invoice(post, money, options)
+        post[:amount_in_cents] = amount(money).to_i
+        post[:currency] = (options[:currency] || currency(money))
+      end
+
+      def add_card(post, card, options)
+        payment_method = {
+          type: 'CARD'
+        }
+        add_basic_card_info(payment_method, card, options)
+        post[:payment_method] = payment_method
+      end
+
+      def add_auth_params(post, money, card, options)
+        data = {
+          amount_in_cents: amount(money).to_i,
+          currency: (options[:currency] || currency(money))
+        }
+        add_basic_card_info(data, card, options)
+        post[:data] = data
+      end
+
+      def add_basic_card_info(post, card, options)
+        installments = options[:installments] ? options[:installments].to_i : 1
+        cvc = card.verification_value || nil
+
+        post[:number] = card.number
+        post[:exp_month] = card.month.to_s.rjust(2, '0')
+        post[:exp_year] = card.year.to_s[2..3]
+        post[:installments] = installments
+        post[:card_holder] = card.name
+        post[:cvc] = cvc if cvc && !cvc.empty?
+      end
+
+      def parse(body)
+        JSON.parse(body)
+      end
+
+      def commit(action, parameters, endpoint)
+        url = (test? ? test_url : live_url) + endpoint
+        response = parse(ssl_post(url, post_data(action, parameters), headers))
+        Response.new(
+          success_from(response),
+          message_from(response),
+          response,
+          authorization: authorization_from(response),
+          avs_result: nil,
+          cvv_result: nil,
+          test: test?,
+          error_code: error_code_from(response)
+        )
+      end
+
+      def handle_response(response)
+        case response.code.to_i
+        when 200...300, 401, 404, 422
+          response.body
+        else
+          raise ResponseError.new(response)
+        end
+      end
+
+      def success_from(response)
+        success_statuses.include? response.dig('data', 'status')
+      end
+
+      def success_statuses
+        %w(APPROVED AVAILABLE)
+      end
+
+      def message_from(response)
+        response.dig('data', 'status_message') || response.dig('error', 'reason') || response.dig('error', 'messages').to_json
+      end
+
+      def authorization_from(response)
+        response.dig('data', 'transaction_id') || response.dig('data', 'id') || response.dig('data', 'transaction', 'id')
+      end
+
+      def post_data(action, parameters = {})
+        parameters.to_json
+      end
+
+      def error_code_from(response)
+        response.dig('error', 'type') unless success_from(response)
+      end
+    end
+  end
+end