activemerchant 1.123.0 → 1.126.0

data/lib/active_merchant/billing/gateways/rapyd.rb

@@ -0,0 +1,258 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class RapydGateway < Gateway
+      self.test_url = 'https://sandboxapi.rapyd.net/v1/'
+      self.live_url = 'https://api.rapyd.net/v1/'
+
+      self.supported_countries = %w(US BR CA CL CO DO SV MX PE PT VI AU HK IN ID JP MY NZ PH SG KR TW TH VN AD AT BE BA BG HR CY CZ DK EE FI FR GE DE GI GR GL HU IS IE IL IT LV LI LT LU MK MT MD MC ME NL GB NO PL RO RU SM SK SI ZA ES SE CH TR VA)
+      self.default_currency = 'USD'
+      self.supported_cardtypes = %i[visa master american_express discover]
+
+      self.homepage_url = 'https://www.rapyd.net/'
+      self.display_name = 'Rapyd Gateway'
+
+      STANDARD_ERROR_CODE_MAPPING = {}
+
+      def initialize(options = {})
+        requires!(options, :secret_key, :access_key)
+        super
+      end
+
+      def purchase(money, payment, options = {})
+        post = {}
+        add_invoice(post, money, options)
+        add_payment(post, payment, options)
+        add_address(post, payment, options)
+        add_metadata(post, options)
+        add_ewallet(post, options)
+        post[:capture] = true if payment_is_card?(options)
+
+        if payment_is_ach?(options)
+          MultiResponse.run do |r|
+            r.process { commit(:post, 'payments', post) }
+            post = {}
+            post[:token] = r.authorization
+            post[:param2] = r.params.dig('data', 'original_amount').to_s
+            r.process { commit(:post, 'payments/completePayment', post) }
+          end
+        else
+          commit(:post, 'payments', post)
+        end
+      end
+
+      def authorize(money, payment, options = {})
+        post = {}
+        add_invoice(post, money, options)
+        add_payment(post, payment, options)
+        add_address(post, payment, options)
+        add_metadata(post, options)
+        add_ewallet(post, options)
+        post[:capture] = false
+        commit(:post, 'payments', post)
+      end
+
+      def capture(money, authorization, options = {})
+        post = {}
+        commit(:post, "payments/#{authorization}/capture", post)
+      end
+
+      def refund(money, authorization, options = {})
+        post = {}
+        post[:payment] = authorization
+        add_invoice(post, money, options)
+        add_metadata(post, options)
+        commit(:post, 'refunds', post)
+      end
+
+      def void(authorization, options = {})
+        post = {}
+        commit(:delete, "payments/#{authorization}", post)
+      end
+
+      # Gateway returns an error if trying to run a $0 auth as invalid payment amount
+      # Gateway does not support void on a card transaction and refunds can only be done on completed transactions
+      # (such as a purchase). Authorize transactions are considered 'active' and not 'complete' until they are captured.
+      def verify(credit_card, options = {})
+        MultiResponse.run do |r|
+          r.process { purchase(100, credit_card, options) }
+          r.process { refund(100, r.authorization, options) }
+        end
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((Access_key: )\w+), '\1[FILTERED]').
+          gsub(%r(("number\\?":\\?")\d+), '\1[FILTERED]').
+          gsub(%r(("cvv\\?":\\?")\d+), '\1[FILTERED]')
+      end
+
+      private
+
+      def payment_is_ach?(options)
+        return unless options[:pm_type]
+
+        return true if options[:pm_type].include?('_bank')
+      end
+
+      def payment_is_card?(options)
+        return unless options[:pm_type]
+
+        return true if options[:pm_type].include?('_card')
+      end
+
+      def add_address(post, creditcard, options)
+        return unless address = options[:address]
+
+        post[:address] = {}
+        # name and line_1 are required at the gateway
+        post[:address][:name] = address[:name] if address[:name]
+        post[:address][:line_1] = address[:address1] if address[:address1]
+        post[:address][:line_2] = address[:address2] if address[:address2]
+        post[:address][:city] = address[:city] if address[:city]
+        post[:address][:state] = address[:state] if address[:state]
+        post[:address][:country] = address[:country] if address[:country]
+        post[:address][:zip] = address[:zip] if address[:zip]
+        post[:address][:phone_number] = address[:phone] if address[:phone]
+      end
+
+      def add_invoice(post, money, options)
+        post[:amount] = amount(money).to_f.to_s
+        post[:currency] = (options[:currency] || currency(money))
+      end
+
+      def add_payment(post, payment, options)
+        if payment_is_card?(options)
+          add_creditcard(post, payment, options)
+        elsif payment_is_ach?(options)
+          add_ach(post, payment, options)
+        end
+      end
+
+      def add_creditcard(post, payment, options)
+        post[:payment_method] = {}
+        post[:payment_method][:fields] = {}
+        pm_fields = post[:payment_method][:fields]
+
+        post[:payment_method][:type] = options[:pm_type]
+        pm_fields[:number] = payment.number
+        pm_fields[:expiration_month] = payment.month.to_s
+        pm_fields[:expiration_year] = payment.year.to_s
+        pm_fields[:cvv] = payment.verification_value.to_s
+        pm_fields[:name] = "#{payment.first_name} #{payment.last_name}"
+      end
+
+      def add_ach(post, payment, options)
+        post[:payment_method] = {}
+        post[:payment_method][:fields] = {}
+
+        post[:payment_method][:type] = options[:pm_type]
+        post[:payment_method][:fields][:proof_of_authorization] = options[:proof_of_authorization]
+        post[:payment_method][:fields][:first_name] = payment.first_name if payment.first_name
+        post[:payment_method][:fields][:last_name] = payment.last_name if payment.last_name
+        post[:payment_method][:fields][:routing_number] = payment.routing_number
+        post[:payment_method][:fields][:account_number] = payment.account_number
+        post[:payment_method][:fields][:payment_purpose] = options[:payment_purpose] if options[:payment_purpose]
+      end
+
+      def add_metadata(post, options)
+        post[:metadata] = options[:metadata] if options[:metadata]
+      end
+
+      def add_ewallet(post, options)
+        post[:ewallet_id] = options[:ewallet_id] if options[:ewallet_id]
+      end
+
+      def parse(body)
+        return {} if body.empty? || body.nil?
+
+        JSON.parse(body)
+      end
+
+      def commit(method, action, parameters)
+        url = (test? ? test_url : live_url) + action.to_s
+        rel_path = "#{method}/v1/#{action}"
+        response = api_request(method, url, rel_path, parameters)
+
+        Response.new(
+          success_from(response),
+          message_from(response),
+          response,
+          authorization: authorization_from(response),
+          avs_result: avs_result(response),
+          cvv_result: cvv_result(response),
+          test: test?,
+          error_code: error_code_from(response)
+        )
+      end
+
+      def api_request(method, url, rel_path, params)
+        params == {} ? body = '' : body = params.to_json
+        parse(ssl_request(method, url, body, headers(rel_path, body)))
+      end
+
+      def headers(rel_path, payload)
+        salt = SecureRandom.base64(12)
+        timestamp = Time.new.to_i.to_s
+        {
+          'Content-Type' => 'application/json',
+          'access_key' => @options[:access_key],
+          'salt' => salt,
+          'timestamp' => timestamp,
+          'signature' => generate_hmac(rel_path, salt, timestamp, payload)
+        }
+      end
+
+      def generate_hmac(rel_path, salt, timestamp, payload)
+        signature = "#{rel_path}#{salt}#{timestamp}#{@options[:access_key]}#{@options[:secret_key]}#{payload}"
+        hash = Base64.urlsafe_encode64(OpenSSL::HMAC.hexdigest('sha256', @options[:secret_key], signature))
+        hash
+      end
+
+      def avs_result(response)
+        return nil unless (code = response.dig('data', 'payment_method_data', 'acs_check'))
+
+        AVSResult.new(code: code)
+      end
+
+      def cvv_result(response)
+        return nil unless (code = response.dig('data', 'payment_method_data', 'cvv_check'))
+
+        CVVResult.new(code)
+      end
+
+      def success_from(response)
+        response.dig('status', 'status') == 'SUCCESS' && response.dig('status', 'error') != 'ERR'
+      end
+
+      def message_from(response)
+        case response.dig('status', 'status')
+        when 'ERROR'
+          response.dig('status', 'message') == '' ? response.dig('status', 'error_code') : response.dig('status', 'message')
+        else
+          response.dig('status', 'status')
+        end
+      end
+
+      def authorization_from(response)
+        response.dig('data') ? response.dig('data', 'id') : response.dig('status', 'operation_id')
+      end
+
+      def error_code_from(response)
+        response.dig('status', 'error_code') unless success_from(response)
+      end
+
+      def handle_response(response)
+        case response.code.to_i
+        when 200...300, 400, 401, 404
+          response.body
+        else
+          raise ResponseError.new(response)
+        end
+      end
+    end
+  end
+end

data/lib/active_merchant/billing/gateways/realex.rb

@@ -151,6 +151,7 @@ module ActiveMerchant
           else
             add_three_d_secure(xml, options)
           end
+          add_stored_credential(xml, options)
           add_comments(xml, options)
           add_address_and_customer_info(xml, options)
         end
@@ -323,6 +324,23 @@ module ActiveMerchant
         end
       end
 
+      def add_stored_credential(xml, options)
+        return unless stored_credential = options[:stored_credential]
+
+        xml.tag! 'storedcredential' do
+          xml.tag! 'type', stored_credential_type(stored_credential[:reason_type])
+          xml.tag! 'initiator', stored_credential[:initiator]
+          xml.tag! 'sequence', stored_credential[:initial_transaction] ? 'first' : 'subsequent'
+          xml.tag! 'srd', stored_credential[:network_transaction_id]
+        end
+      end
+
+      def stored_credential_type(reason)
+        return 'oneoff' if reason == 'unscheduled'
+
+        reason
+      end
+
       def format_address_code(address)
         code = [address[:zip].to_s, address[:address1].to_s + address[:address2].to_s]
         code.collect { |e| e.gsub(/\D/, '') }.reject(&:empty?).join('|')

data/lib/active_merchant/billing/gateways/safe_charge.rb

@@ -62,6 +62,7 @@ module ActiveMerchant #:nodoc:
         post[:sg_CCToken] = token
         post[:sg_ExpMonth] = exp_month
         post[:sg_ExpYear] = exp_year
+        post[:sg_Email] = options[:email]
 
         commit(post)
       end
@@ -106,10 +107,7 @@ module ActiveMerchant #:nodoc:
       end
 
       def verify(credit_card, options = {})
-        MultiResponse.run(:use_first_response) do |r|
-          r.process { authorize(100, credit_card, options) }
-          r.process(:ignore_result) { void(r.authorization, options) }
-        end
+        authorize(0, credit_card, options)
       end
 
       def supports_scrubbing?
@@ -126,9 +124,11 @@ module ActiveMerchant #:nodoc:
       private
 
       def add_transaction_data(trans_type, post, money, options)
+        currency = options[:currency] || currency(money)
+
         post[:sg_TransType] = trans_type
-        post[:sg_Currency] = (options[:currency] || currency(money))
-        post[:sg_Amount] = amount(money)
+        post[:sg_Currency] = currency
+        post[:sg_Amount] = localized_amount(money, currency)
         post[:sg_ClientLoginID] = @options[:client_login_id]
         post[:sg_ClientPassword] = @options[:client_password]
         post[:sg_ResponseFormat] = '4'
@@ -144,6 +144,7 @@ module ActiveMerchant #:nodoc:
         post[:sg_MerchantPhoneNumber] = options[:merchant_phone_number] if options[:merchant_phone_number]
         post[:sg_MerchantName] = options[:merchant_name] if options[:merchant_name]
         post[:sg_ProductID] = options[:product_id] if options[:product_id]
+        post[:sg_NotUseCVV] = options[:not_use_cvv].to_s == 'true' ? 1 : 0 unless options[:not_use_cvv].nil?
       end
 
       def add_payment(post, payment, options = {})

data/lib/active_merchant/billing/gateways/simetrik.rb

@@ -0,0 +1,362 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class SimetrikGateway < Gateway
+      self.test_url = 'https://payments.sta.simetrik.com/v1'
+      self.live_url = 'https://payments.simetrik.com/v1'
+
+      class_attribute :test_auth_url, :live_auth_url
+      self.test_auth_url = 'https://tenant-payments-dev.us.auth0.com/oauth/token'
+      self.live_auth_url = 'https://tenant-payments-prod.us.auth0.com/oauth/token'
+
+      self.supported_countries = %w(PE AR)
+      self.default_currency = 'USD'
+      self.supported_cardtypes = %i[visa master american_express discover]
+
+      self.homepage_url = 'https://www.simetrik.com'
+      self.display_name = 'Simetrik'
+
+      STANDARD_ERROR_CODE_MAPPING = {
+        'R101' => STANDARD_ERROR_CODE[:incorrect_number],
+        'R102' => STANDARD_ERROR_CODE[:invalid_number],
+        'R103' => STANDARD_ERROR_CODE[:invalid_expiry_date],
+        'R104' => STANDARD_ERROR_CODE[:invalid_cvc],
+        'R105' => STANDARD_ERROR_CODE[:expired_card],
+        'R106' => STANDARD_ERROR_CODE[:incorrect_cvc],
+        'R107' => STANDARD_ERROR_CODE[:incorrect_pin],
+        'R201' => STANDARD_ERROR_CODE[:incorrect_zip],
+        'R202' => STANDARD_ERROR_CODE[:incorrect_address],
+        'R301' => STANDARD_ERROR_CODE[:card_declined],
+        'R302' => STANDARD_ERROR_CODE[:processing_error],
+        'R303' => STANDARD_ERROR_CODE[:call_issuer],
+        'R304' => STANDARD_ERROR_CODE[:pick_up_card],
+        'R305' => STANDARD_ERROR_CODE[:processing_error],
+        'R306' => STANDARD_ERROR_CODE[:processing_error],
+        'R307' => STANDARD_ERROR_CODE[:processing_error],
+        'R401' => STANDARD_ERROR_CODE[:config_error],
+        'R402' => STANDARD_ERROR_CODE[:test_mode_live_card],
+        'R403' => STANDARD_ERROR_CODE[:unsupported_feature]
+
+      }
+
+      def initialize(options = {})
+        requires!(options, :client_id, :client_secret, :audience)
+        super
+        @access_token = {}
+        sign_access_token()
+      end
+
+      def authorize(money, payment, options = {})
+        requires!(options, :token_acquirer)
+
+        post = {}
+        add_forward_route(post, options)
+        add_forward_payload(post, money, payment, options)
+        add_stored_credential(post, options)
+
+        commit('authorize', post, { token_acquirer: options[:token_acquirer] })
+      end
+
+      def capture(money, authorization, options = {})
+        requires!(options, :token_acquirer)
+        post = {
+          forward_payload: {
+            amount: {
+              total_amount: amount(money).to_f,
+              currency: (options[:currency] || currency(money))
+            },
+            transaction: {
+              id: authorization
+            },
+            acquire_extra_options: options[:acquire_extra_options] || {}
+          }
+        }
+        post[:forward_payload][:amount][:vat] = options[:vat] if options[:vat]
+
+        add_forward_route(post, options)
+        commit('capture', post, { token_acquirer: options[:token_acquirer] })
+      end
+
+      def refund(money, authorization, options = {})
+        requires!(options, :token_acquirer)
+        post = {
+          forward_payload: {
+            amount: {
+              total_amount: amount(money).to_f,
+              currency: (options[:currency] || currency(money))
+            },
+            transaction: {
+              id: authorization
+            },
+            acquire_extra_options: options[:acquire_extra_options] || {}
+          }
+        }
+        post[:forward_payload][:transaction][:comment] = options[:comment] if options[:comment]
+
+        add_forward_route(post, options)
+        commit('refund', post, { token_acquirer: options[:token_acquirer] })
+      end
+
+      def void(authorization, options = {})
+        requires!(options, :token_acquirer)
+        post = {
+          forward_payload: {
+            transaction: {
+              id: authorization
+            },
+            acquire_extra_options: options[:acquire_extra_options] || {}
+          }
+        }
+        add_forward_route(post, options)
+        commit('void', post, { token_acquirer: options[:token_acquirer] })
+      end
+
+      def purchase(money, payment, options = {})
+        requires!(options, :token_acquirer)
+
+        post = {}
+        add_forward_route(post, options)
+        add_forward_payload(post, money, payment, options)
+
+        add_stored_credential(post, options)
+        commit('charge', post, { token_acquirer: options[:token_acquirer] })
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((\"number\\\":\\\")\d+), '\1[FILTERED]').
+          gsub(%r((\"security_code\\\":\\\")\d+), '\1[FILTERED]').
+          gsub(%r((\"exp_month\\\":\\\")\d+), '\1[FILTERED]').
+          gsub(%r((\"exp_year\\\":\\\")\d+), '\1[FILTERED]').
+          gsub(%r((\"holder_first_name\\\":\\\")"\w+"), '\1[FILTERED]').
+          gsub(%r((\"holder_last_name\\\":\\\")"\w+"), '\1[FILTERED]')
+      end
+
+      private
+
+      def add_forward_route(post, options)
+        forward_route = {}
+        forward_route[:trace_id] = options[:trace_id] if options[:trace_id]
+
+        forward_route[:psp_extra_fields] = options[:psp_extra_fields] || {}
+        post[:forward_route] = forward_route
+      end
+
+      def add_forward_payload(post, money, payment, options)
+        forward_payload = {}
+        add_user(forward_payload, options[:user]) if options[:user]
+        add_order(forward_payload, money, options[:order]) if options[:order] || money
+        add_payment_method(forward_payload, payment, options[:payment_method]) if options[:payment_method] || payment
+
+        forward_payload[:payment_method] = {} unless forward_payload[:payment_method]
+        forward_payload[:payment_method][:card] = {} unless forward_payload[:payment_method][:card]
+        add_address('billing_address', forward_payload[:payment_method][:card], options[:billing_address]) if options[:billing_address]
+
+        add_three_ds_fields(forward_payload[:authentication] = {}, options[:three_ds_fields]) if options[:three_ds_fields]
+        add_sub_merchant(forward_payload, options[:sub_merchant]) if options[:sub_merchant]
+        forward_payload[:acquire_extra_options] = options[:acquire_extra_options] || {}
+        post[:forward_payload] = forward_payload
+      end
+
+      def add_sub_merchant(post, sub_merchant_options)
+        sub_merchant = {}
+        sub_merchant[:merchant_id] = sub_merchant_options[:merchant_id] if sub_merchant_options[:merchant_id]
+        sub_merchant[:extra_params] = sub_merchant_options[:extra_params] if sub_merchant_options[:extra_params]
+        sub_merchant[:mcc] =  sub_merchant_options[:mcc] if sub_merchant_options[:mcc]
+        sub_merchant[:name] = sub_merchant_options[:name] if sub_merchant_options[:name]
+        sub_merchant[:address] = sub_merchant_options[:address] if sub_merchant_options[:address]
+        sub_merchant[:postal_code] = sub_merchant_options[:postal_code] if sub_merchant_options[:postal_code]
+        sub_merchant[:url] = sub_merchant_options[:url] if sub_merchant_options[:url]
+        sub_merchant[:phone_number] = sub_merchant_options[:phone_number] if sub_merchant_options[:phone_number]
+
+        post[:sub_merchant] = sub_merchant
+      end
+
+      def add_payment_method(post, payment, payment_method_options)
+        payment_method = {}
+        opts = nil
+        opts = payment_method_options[:card] if payment_method_options
+        add_card(payment_method, payment, opts) if opts || payment
+
+        post[:payment_method] = payment_method
+      end
+
+      def add_three_ds_fields(post, three_ds_options)
+        three_ds = {}
+        three_ds[:version] = three_ds_options[:version] if three_ds_options[:version]
+        three_ds[:eci] = three_ds_options[:eci] if three_ds_options[:eci]
+        three_ds[:cavv] = three_ds_options[:cavv] if three_ds_options[:cavv]
+        three_ds[:ds_transaction_id] = three_ds_options[:ds_transaction_id] if three_ds_options[:ds_transaction_id]
+        three_ds[:acs_transaction_id] = three_ds_options[:acs_transaction_id] if three_ds_options[:acs_transaction_id]
+        three_ds[:xid] = three_ds_options[:xid] if three_ds_options[:xid]
+        three_ds[:enrolled] = three_ds_options[:enrolled] if three_ds_options[:enrolled]
+        three_ds[:cavv_algorithm] = three_ds_options[:cavv_algorithm] if three_ds_options[:cavv_algorithm]
+        three_ds[:directory_response_status] = three_ds_options[:directory_response_status] if three_ds_options[:directory_response_status]
+        three_ds[:authentication_response_status] = three_ds_options[:authentication_response_status] if three_ds_options[:authentication_response_status]
+        three_ds[:three_ds_server_trans_id] = three_ds_options[:three_ds_server_trans_id] if three_ds_options[:three_ds_server_trans_id]
+
+        post[:three_ds_fields] = three_ds
+      end
+
+      def add_card(post, card, card_options = {})
+        card_hash = {}
+        card_hash[:number] = card.number
+        card_hash[:exp_month] = card.month
+        card_hash[:exp_year] = card.year
+        card_hash[:security_code] = card.verification_value
+        card_hash[:type] = card.brand
+        card_hash[:holder_first_name] = card.first_name
+        card_hash[:holder_last_name] = card.last_name
+        post[:card] = card_hash
+      end
+
+      def add_user(post, user_options)
+        user = {}
+        user[:id] = user_options[:id] if user_options[:id]
+        user[:email] = user_options[:email] if user_options[:email]
+
+        post[:user] = user
+      end
+
+      def add_stored_credential(post, options)
+        return unless options[:stored_credential]
+
+        check_initiator = %w[merchant cardholder].any? { |item| item == options[:stored_credential][:initiator] }
+        check_reason_type = %w[recurring installment unscheduled].any? { |item| item == options[:stored_credential][:reason_type] }
+        post[:forward_payload][:authentication] = {} unless post[:forward_payload].key?(:authentication)
+        post[:forward_payload][:authentication][:stored_credential] = options[:stored_credential] if check_initiator && check_reason_type
+      end
+
+      def add_order(post, money, order_options)
+        order = {}
+        order[:id] = order_options[:id] if order_options[:id]
+        order[:description] = order_options[:description] if order_options[:description]
+        order[:installments] = order_options[:installments] if order_options[:installments]
+        order[:datetime_local_transaction] = order_options[:datetime_local_transaction] if order_options[:datetime_local_transaction]
+
+        add_amount(order, money, order_options[:amount]) if order_options[:amount]
+        add_address('shipping_address', order, order_options[:shipping_address]) if order_options[:shipping_address]
+
+        post[:order] = order
+      end
+
+      def add_amount(post, money, amount_options)
+        amount_obj = {}
+        amount_obj[:total_amount] = amount(money).to_f
+        amount_obj[:currency] = (amount_options[:currency] || currency(money))
+        amount_obj[:vat] = amount_options[:vat] if amount_options[:vat]
+
+        post[:amount] = amount_obj
+      end
+
+      def add_address(tag, post, address_options)
+        address = {}
+        address[:name] = address_options[:name] if address_options[:name]
+        address[:address1] = address_options[:address1] if address_options[:address1]
+        address[:address2] = address_options[:address2] if address_options[:address2]
+        address[:company] = address_options[:company] if address_options[:company]
+        address[:city] = address_options[:city] if address_options[:city]
+        address[:state] = address_options[:state] if address_options[:state]
+        address[:zip] = address_options[:zip] if address_options[:zip]
+        address[:country] = address_options[:country] if address_options[:country]
+        address[:phone] = address_options[:phone] if address_options[:phone]
+        address[:fax] = address_options[:fax] if address_options[:fax]
+
+        post[tag] = address
+      end
+
+      def parse(body)
+        JSON.parse(body)
+      end
+
+      def commit(action, parameters, url_params = {})
+        begin
+          response = JSON.parse ssl_post(url(action, url_params), post_data(parameters), authorized_headers())
+        rescue ResponseError => exception
+          case exception.response.code.to_i
+          when 400...499
+            response = JSON.parse exception.response.body
+          else
+            raise exception
+          end
+        end
+
+        Response.new(
+          success_from(response['code']),
+          message_from(response),
+          response,
+          authorization: authorization_from(response),
+          avs_result: AVSResult.new(code: avs_code_from(response)),
+          cvv_result: CVVResult.new(cvv_code_from(response)),
+          test: test?,
+          error_code: error_code_from(response)
+        )
+      end
+
+      def avs_code_from(response)
+        response['avs_result']
+      end
+
+      def cvv_code_from(response)
+        response['cvv_result']
+      end
+
+      def success_from(code)
+        code == 'S001'
+      end
+
+      def message_from(response)
+        response['message']
+      end
+
+      def url(action, url_params)
+        "#{(test? ? test_url : live_url)}/#{url_params[:token_acquirer]}/#{action}"
+      end
+
+      def post_data(data = {})
+        data.to_json
+      end
+
+      def authorization_from(response)
+        response['simetrik_authorization_id']
+      end
+
+      def error_code_from(response)
+        STANDARD_ERROR_CODE_MAPPING[response['code']] unless success_from(response['code'])
+      end
+
+      def authorized_headers
+        {
+          'content-Type' => 'application/json',
+          'Authorization' => "Bearer #{sign_access_token()}"
+        }
+      end
+
+      def sign_access_token
+        fetch_access_token() if Time.new.to_i > (@access_token[:expires_at] || 0) + 10
+        @access_token[:access_token]
+      end
+
+      def auth_url
+        (test? ? test_auth_url : live_auth_url)
+      end
+
+      def fetch_access_token
+        login_info = {}
+        login_info[:client_id] = @options[:client_id]
+        login_info[:client_secret] = @options[:client_secret]
+        login_info[:audience] = @options[:audience]
+        login_info[:grant_type] = 'client_credentials'
+        response = parse(ssl_post(auth_url(), login_info.to_json, {
+          'content-Type' => 'application/json'
+        }))
+
+        @access_token[:access_token] = response['access_token']
+        @access_token[:expires_at] = Time.new.to_i + response['expires_in']
+      end
+    end
+  end
+end