activemerchant 1.123.0 → 1.125.0

data/lib/active_merchant/billing/gateways/stripe_payment_intents.rb

@@ -5,34 +5,42 @@ module ActiveMerchant #:nodoc:
     # This gateway uses the current Stripe {Payment Intents API}[https://stripe.com/docs/api/payment_intents].
     # For the legacy API, see the Stripe gateway
     class StripePaymentIntentsGateway < StripeGateway
-      self.supported_countries = %w(AT AU BE BG BR CA CH CY CZ DE DK EE ES FI FR GB GR HK IE IT JP LT LU LV MT MX NL NO NZ PL PT RO SE SG SI SK US)
-
       ALLOWED_METHOD_STATES = %w[automatic manual].freeze
       ALLOWED_CANCELLATION_REASONS = %w[duplicate fraudulent requested_by_customer abandoned].freeze
       CREATE_INTENT_ATTRIBUTES = %i[description statement_descriptor_suffix statement_descriptor receipt_email save_payment_method]
       CONFIRM_INTENT_ATTRIBUTES = %i[receipt_email return_url save_payment_method setup_future_usage off_session]
       UPDATE_INTENT_ATTRIBUTES = %i[description statement_descriptor_suffix statement_descriptor receipt_email setup_future_usage]
-      DEFAULT_API_VERSION = '2019-05-16'
+      DEFAULT_API_VERSION = '2020-08-27'
+      NO_WALLET_SUPPORT = %w(apple_pay google_pay android_pay)
 
       def create_intent(money, payment_method, options = {})
+        card_source_pay = payment_method.source.to_s if defined?(payment_method.source)
+        card_brand_pay = card_brand(payment_method) unless payment_method.is_a?(String) || payment_method.nil?
+        if NO_WALLET_SUPPORT.include?(card_source_pay) || NO_WALLET_SUPPORT.include?(card_brand_pay)
+          store_apple_or_google_pay_token = 'Direct Apple Pay and Google Pay transactions are not supported. Those payment methods must be stored before use.'
+          return Response.new(false, store_apple_or_google_pay_token)
+        end
         post = {}
         add_amount(post, money, options, true)
         add_capture_method(post, options)
         add_confirmation_method(post, options)
         add_customer(post, options)
-        payment_method = add_payment_method_token(post, payment_method, options)
-        return payment_method if payment_method.is_a?(ActiveMerchant::Billing::Response)
+        result = add_payment_method_token(post, payment_method, options)
+        return result if result.is_a?(ActiveMerchant::Billing::Response)
 
         add_external_three_d_secure_auth_data(post, options)
         add_metadata(post, options)
         add_return_url(post, options)
         add_connected_account(post, options)
+        add_radar_data(post, options)
         add_shipping_address(post, options)
         setup_future_usage(post, options)
         add_exemption(post, options)
         add_stored_credentials(post, options)
         add_ntid(post, options)
+        add_claim_without_transaction_id(post, options)
         add_error_on_requires_action(post, options)
+        add_fulfillment_date(post, options)
         request_three_d_secure(post, options)
 
         CREATE_INTENT_ATTRIBUTES.each do |attribute|
@@ -48,23 +56,24 @@ module ActiveMerchant #:nodoc:
 
       def confirm_intent(intent_id, payment_method, options = {})
         post = {}
-        payment_method = add_payment_method_token(post, payment_method, options)
-        return payment_method if payment_method.is_a?(ActiveMerchant::Billing::Response)
+        result = add_payment_method_token(post, payment_method, options)
+        return result if result.is_a?(ActiveMerchant::Billing::Response)
 
         CONFIRM_INTENT_ATTRIBUTES.each do |attribute|
           add_whitelisted_attribute(post, options, attribute)
         end
+
         commit(:post, "payment_intents/#{intent_id}/confirm", post, options)
       end
 
       def create_payment_method(payment_method, options = {})
-        post_data = create_payment_method_data(payment_method, options)
+        post_data = add_payment_method_data(payment_method, options)
 
         options = format_idempotency_key(options, 'pm')
         commit(:post, 'payment_methods', post_data, options)
       end
 
-      def create_payment_method_data(payment_method, options = {})
+      def add_payment_method_data(payment_method, options = {})
         post_data = {}
         post_data[:type] = 'card'
         post_data[:card] = {}
@@ -73,6 +82,7 @@ module ActiveMerchant #:nodoc:
         post_data[:card][:exp_year] = payment_method.year
         post_data[:card][:cvc] = payment_method.verification_value if payment_method.verification_value
         add_billing_address(post_data, options)
+        add_name_only(post_data, payment_method) if post_data[:billing_details].nil?
         post_data
       end
 
@@ -80,14 +90,15 @@ module ActiveMerchant #:nodoc:
         post = {}
         add_amount(post, money, options)
 
-        payment_method = add_payment_method_token(post, payment_method, options)
-        return payment_method if payment_method.is_a?(ActiveMerchant::Billing::Response)
+        result = add_payment_method_token(post, payment_method, options)
+        return result if result.is_a?(ActiveMerchant::Billing::Response)
 
         add_payment_method_types(post, options)
         add_customer(post, options)
         add_metadata(post, options)
         add_shipping_address(post, options)
         add_connected_account(post, options)
+        add_fulfillment_date(post, options)
 
         UPDATE_INTENT_ATTRIBUTES.each do |attribute|
           add_whitelisted_attribute(post, options, attribute)
@@ -98,11 +109,12 @@ module ActiveMerchant #:nodoc:
       def create_setup_intent(payment_method, options = {})
         post = {}
         add_customer(post, options)
-        payment_method = add_payment_method_token(post, payment_method, options)
-        return payment_method if payment_method.is_a?(ActiveMerchant::Billing::Response)
+        result = add_payment_method_token(post, payment_method, options)
+        return result if result.is_a?(ActiveMerchant::Billing::Response)
 
         add_metadata(post, options)
         add_return_url(post, options)
+        add_fulfillment_date(post, options)
         post[:on_behalf_of] = options[:on_behalf_of] if options[:on_behalf_of]
         post[:usage] = options[:usage] if %w(on_session off_session).include?(options[:usage])
         post[:description] = options[:description] if options[:description]
@@ -178,8 +190,8 @@ module ActiveMerchant #:nodoc:
         # If customer option is provided, create a payment method and attach to customer id
         # Otherwise, create a customer, then attach
         if payment_method.is_a?(StripePaymentToken) || payment_method.is_a?(ActiveMerchant::Billing::CreditCard)
-          payment_method = add_payment_method_token(params, payment_method, options)
-          return payment_method if payment_method.is_a?(ActiveMerchant::Billing::Response)
+          result = add_payment_method_token(params, payment_method, options)
+          return result if result.is_a?(ActiveMerchant::Billing::Response)
 
           if options[:customer]
             customer_id = options[:customer]
@@ -187,6 +199,7 @@ module ActiveMerchant #:nodoc:
             post[:description] = options[:description] if options[:description]
             post[:email] = options[:email] if options[:email]
             options = format_idempotency_key(options, 'customer')
+            post[:expand] = [:sources]
             customer = commit(:post, 'customers', post, options)
             customer_id = customer.params['id']
           end
@@ -212,6 +225,16 @@ module ActiveMerchant #:nodoc:
         create_setup_intent(payment_method, options.merge!(confirm: true))
       end
 
+      def setup_purchase(money, options = {})
+        requires!(options, :payment_method_types)
+        post = {}
+        add_currency(post, options, money)
+        add_amount(post, money, options)
+        add_payment_method_types(post, options)
+        add_metadata(post, options)
+        commit(:post, 'payment_intents', post, options)
+      end
+
       private
 
       def off_session_request?(options = {})
@@ -242,6 +265,16 @@ module ActiveMerchant #:nodoc:
         post[:customer] = customer if customer.start_with?('cus_')
       end
 
+      def add_fulfillment_date(post, options)
+        post[:fulfillment_date] = options[:fulfillment_date].to_i if options[:fulfillment_date]
+      end
+
+      def add_metadata(post, options = {})
+        super
+
+        post[:metadata][:event_type] = options[:event_type] if options[:event_type]
+      end
+
       def add_return_url(post, options)
         return unless options[:confirm]
 
@@ -250,35 +283,36 @@ module ActiveMerchant #:nodoc:
       end
 
       def add_payment_method_token(post, payment_method, options)
-        return if payment_method.nil?
-
-        if payment_method.is_a?(ActiveMerchant::Billing::CreditCard)
-          if off_session_request?(options)
-            post[:payment_method_data] = create_payment_method_data(payment_method, options)
-            return
-          else
-            p = create_payment_method(payment_method, options)
-            return p unless p.success?
-
-            payment_method = p.params['id']
-          end
-        end
-
         case payment_method
         when StripePaymentToken
           post[:payment_method] = payment_method.payment_data['id']
         when String
-          if payment_method.include?('|')
-            customer_id, payment_method_id = payment_method.split('|')
-            token = payment_method_id
-            post[:customer] = customer_id
-          else
-            token = payment_method
-          end
-          post[:payment_method] = token
+          extract_token_from_string_and_maybe_add_customer_id(post, payment_method)
+        when ActiveMerchant::Billing::CreditCard
+          get_payment_method_data_from_card(post, payment_method, options)
         end
+      end
 
-        post
+      def extract_token_from_string_and_maybe_add_customer_id(post, payment_method)
+        if payment_method.include?('|')
+          customer_id, payment_method = payment_method.split('|')
+          post[:customer] = customer_id
+        end
+
+        post[:payment_method] = payment_method
+      end
+
+      def get_payment_method_data_from_card(post, payment_method, options)
+        return create_payment_method_and_extract_token(post, payment_method, options) unless off_session_request?(options)
+
+        post[:payment_method_data] = add_payment_method_data(payment_method, options)
+      end
+
+      def create_payment_method_and_extract_token(post, payment_method, options)
+        payment_method_response = create_payment_method(payment_method, options)
+        return payment_method_response if payment_method_response.failure?
+
+        add_payment_method_token(post, payment_method_response.params['id'], options)
       end
 
       def add_payment_method_types(post, options)
@@ -326,6 +360,19 @@ module ActiveMerchant #:nodoc:
         post[:payment_method_options][:card][:mit_exemption][:network_transaction_id] = options[:network_transaction_id] if options[:network_transaction_id]
       end
 
+      def add_claim_without_transaction_id(post, options = {})
+        return if options[:stored_credential] || options[:network_transaction_id] || options[:ds_transaction_id]
+        return unless options[:claim_without_transaction_id]
+
+        post[:payment_method_options] ||= {}
+        post[:payment_method_options][:card] ||= {}
+        post[:payment_method_options][:card][:mit_exemption] = {}
+
+        # Stripe PI accepts claim_without_transaction_id for transactions without transaction ids.
+        # Gateway validation for this field occurs through a different service, before the transaction request is sent to the gateway.
+        post[:payment_method_options][:card][:mit_exemption][:claim_without_transaction_id] = options[:claim_without_transaction_id]
+      end
+
       def add_error_on_requires_action(post, options = {})
         return unless options[:confirm]
 
@@ -375,6 +422,13 @@ module ActiveMerchant #:nodoc:
         post[:billing_details][:phone] = billing[:phone] if billing[:phone]
       end
 
+      def add_name_only(post, payment_method)
+        post[:billing_details] = {} unless post[:billing_details]
+
+        name = [payment_method.first_name, payment_method.last_name].compact.join(' ')
+        post[:billing_details][:name] = name
+      end
+
       def add_shipping_address(post, options = {})
         return unless shipping = options[:shipping]
 
@@ -408,6 +462,10 @@ module ActiveMerchant #:nodoc:
 
         super(response, options)
       end
+
+      def add_currency(post, options, money)
+        post[:currency] = options[:currency] || currency(money)
+      end
     end
   end
 end

data/lib/active_merchant/billing/gateways/trans_first_transaction_express.rb

@@ -317,7 +317,8 @@ module ActiveMerchant #:nodoc:
           gsub(%r((<[^>]+pan>)[^<]+(<))i, '\1[FILTERED]\2').
           gsub(%r((<[^>]+sec>)[^<]+(<))i, '\1[FILTERED]\2').
           gsub(%r((<[^>]+id>)[^<]+(<))i, '\1[FILTERED]\2').
-          gsub(%r((<[^>]+regKey>)[^<]+(<))i, '\1[FILTERED]\2')
+          gsub(%r((<[^>]+regKey>)[^<]+(<))i, '\1[FILTERED]\2').
+          gsub(%r((<[^>]+acctNr>)[^<]+(<))i, '\1[FILTERED]\2')
       end
 
       private

data/lib/active_merchant/billing/gateways/trust_commerce.rb

@@ -331,7 +331,8 @@ module ActiveMerchant #:nodoc:
           gsub(%r((Authorization: Basic )\w+), '\1[FILTERED]').
           gsub(%r((&?cc=)\d*(&?)), '\1[FILTERED]\2').
           gsub(%r((&?password=)[^&]+(&?)), '\1[FILTERED]\2').
-          gsub(%r((&?cvv=)\d*(&?)), '\1[FILTERED]\2')
+          gsub(%r((&?cvv=)\d*(&?)), '\1[FILTERED]\2').
+          gsub(%r((&?account=)\d*(&?)), '\1[FILTERED]\2')
       end
 
       private

data/lib/active_merchant/billing/gateways/usa_epay_transaction.rb

@@ -16,7 +16,8 @@ module ActiveMerchant #:nodoc:
         refund: 'cc:refund',
         void: 'cc:void',
         void_release: 'cc:void:release',
-        check_purchase: 'check:sale'
+        check_purchase: 'check:sale',
+        store: 'cc:save'
       }
 
       STANDARD_ERROR_CODE_MAPPING = {
@@ -43,14 +44,14 @@ module ActiveMerchant #:nodoc:
         super
       end
 
-      def authorize(money, credit_card, options = {})
+      def authorize(money, payment, options = {})
         post = {}
 
         add_amount(post, money)
         add_invoice(post, options)
-        add_payment(post, credit_card)
-        unless credit_card.track_data.present?
-          add_address(post, credit_card, options)
+        add_payment(post, payment)
+        unless payment.is_a?(CreditCard) && payment.track_data.present?
+          add_address(post, payment, options)
           add_customer_data(post, options)
         end
         add_split_payments(post, options)
@@ -97,6 +98,12 @@ module ActiveMerchant #:nodoc:
         commit(:refund, post)
       end
 
+      def store(payment, options = {})
+        post = {}
+        add_payment(post, payment, options)
+        commit(:store, post)
+      end
+
       def verify(creditcard, options = {})
         MultiResponse.run(:use_first_response) do |r|
           r.process { authorize(1, creditcard, options) }
@@ -213,6 +220,8 @@ module ActiveMerchant #:nodoc:
         elsif payment.respond_to?(:track_data) && payment.track_data.present?
           post[:magstripe] = payment.track_data
           post[:cardpresent] = true
+        elsif payment.is_a?(String)
+          post[:card]   = payment
         else
           post[:card]   = payment.number
           post[:cvv2]   = payment.verification_value if payment.verification_value?
@@ -299,6 +308,7 @@ module ActiveMerchant #:nodoc:
           status: fields['UMstatus'],
           auth_code: fields['UMauthCode'],
           ref_num: fields['UMrefNum'],
+          card_ref: fields['UMcardRef'],
           batch: fields['UMbatch'],
           avs_result: fields['UMavsResult'],
           avs_result_code: fields['UMavsResultCode'],
@@ -321,7 +331,7 @@ module ActiveMerchant #:nodoc:
         error_code = (STANDARD_ERROR_CODE_MAPPING[response[:error_code]] || STANDARD_ERROR_CODE[:processing_error]) unless approved
         Response.new(approved, message_from(response), response,
           test: test?,
-          authorization: response[:ref_num],
+          authorization: authorization_from(action, response),
           cvv_result: response[:cvv2_result_code],
           avs_result: { code: response[:avs_result_code] },
           error_code: error_code)
@@ -337,6 +347,10 @@ module ActiveMerchant #:nodoc:
         end
       end
 
+      def authorization_from(action, response)
+        return (action == :store ? response[:card_ref] : response[:ref_num])
+      end
+
       def post_data(action, parameters = {})
         parameters[:command]  = TRANSACTIONS[action]
         parameters[:key]      = @options[:login]

data/lib/active_merchant/billing/gateways/wompi.rb

@@ -0,0 +1,193 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class WompiGateway < Gateway
+      self.test_url = 'https://sync.sandbox.wompi.co/v1'
+      self.live_url = 'https://sync.production.wompi.co/v1'
+
+      self.supported_countries = ['CO']
+      self.default_currency = 'COP'
+      self.supported_cardtypes = %i[visa master american_express]
+
+      self.homepage_url = 'https://wompi.co/'
+      self.display_name = 'Wompi'
+
+      self.money_format = :cents
+
+      def initialize(options = {})
+        ## Sandbox keys have prefix pub_test_ and prv_test_
+        ## Production keys have prefix pub_prod_ and prv_prod_
+        begin
+          requires!(options, :prod_private_key, :prod_public_key)
+        rescue ArgumentError
+          begin
+            requires!(options, :test_private_key, :test_public_key)
+          rescue ArgumentError
+            raise ArgumentError, 'Gateway requires both test_private_key and test_public_key, or both prod_private_key and prod_public_key'
+          end
+        end
+        super
+      end
+
+      def purchase(money, payment, options = {})
+        post = {
+          reference: options[:reference] || generate_reference,
+          public_key: public_key
+        }
+        add_invoice(post, money, options)
+        add_card(post, payment, options)
+
+        commit('sale', post, '/transactions_sync')
+      end
+
+      def authorize(money, payment, options = {})
+        post = {
+          public_key: public_key,
+          type: 'CARD',
+          financial_operation: 'PREAUTHORIZATION'
+        }
+        add_auth_params(post, money, payment, options)
+
+        commit('authorize', post, '/payment_sources_sync')
+      end
+
+      def capture(money, authorization, options = {})
+        post = {
+          reference: options[:reference] || generate_reference,
+          public_key: public_key,
+          payment_source_id: authorization.to_i
+        }
+        add_invoice(post, money, options)
+        commit('capture', post, '/transactions_sync')
+      end
+
+      def refund(money, authorization, options = {})
+        post = { amount_in_cents: amount(money).to_i, transaction_id: authorization.to_s }
+        commit('refund', post, '/refunds_sync')
+      end
+
+      def void(authorization, options = {})
+        commit('void', {}, "/transactions/#{authorization}/void_sync")
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.gsub(/(Bearer )\w+/, '\1[REDACTED]').
+          gsub(/(\\\"number\\\":\\\")\d+/, '\1[REDACTED]').
+          gsub(/(\\\"cvc\\\":\\\")\d+/, '\1[REDACTED]').
+          gsub(/(\\\"phone_number\\\":\\\")\+?\d+/, '\1[REDACTED]').
+          gsub(/(\\\"email\\\":\\\")\S+\\\",/, '\1[REDACTED]\",').
+          gsub(/(\\\"legal_id\\\":\\\")\d+/, '\1[REDACTED]')
+      end
+
+      private
+
+      def headers
+        {
+          'Authorization' => "Bearer #{private_key}",
+          'Content-Type' => 'application/json'
+        }
+      end
+
+      def generate_reference
+        SecureRandom.alphanumeric(12)
+      end
+
+      def private_key
+        test? ? options[:test_private_key] : options[:prod_private_key]
+      end
+
+      def public_key
+        test? ? options[:test_public_key] : options[:prod_public_key]
+      end
+
+      def add_invoice(post, money, options)
+        post[:amount_in_cents] = amount(money).to_i
+        post[:currency] = (options[:currency] || currency(money))
+      end
+
+      def add_card(post, card, options)
+        payment_method = {
+          type: 'CARD'
+        }
+        add_basic_card_info(payment_method, card, options)
+        post[:payment_method] = payment_method
+      end
+
+      def add_auth_params(post, money, card, options)
+        data = {
+          amount_in_cents: amount(money).to_i,
+          currency: (options[:currency] || currency(money))
+        }
+        add_basic_card_info(data, card, options)
+        post[:data] = data
+      end
+
+      def add_basic_card_info(post, card, options)
+        installments = options[:installments] ? options[:installments].to_i : 1
+        cvc = card.verification_value || nil
+
+        post[:number] = card.number
+        post[:exp_month] = card.month.to_s.rjust(2, '0')
+        post[:exp_year] = card.year.to_s[2..3]
+        post[:installments] = installments
+        post[:card_holder] = card.name
+        post[:cvc] = cvc if cvc && !cvc.empty?
+      end
+
+      def parse(body)
+        JSON.parse(body)
+      end
+
+      def commit(action, parameters, endpoint)
+        url = (test? ? test_url : live_url) + endpoint
+        response = parse(ssl_post(url, post_data(action, parameters), headers))
+        Response.new(
+          success_from(response),
+          message_from(response),
+          response,
+          authorization: authorization_from(response),
+          avs_result: nil,
+          cvv_result: nil,
+          test: test?,
+          error_code: error_code_from(response)
+        )
+      end
+
+      def handle_response(response)
+        case response.code.to_i
+        when 200...300, 401, 404, 422
+          response.body
+        else
+          raise ResponseError.new(response)
+        end
+      end
+
+      def success_from(response)
+        success_statuses.include? response.dig('data', 'status')
+      end
+
+      def success_statuses
+        %w(APPROVED AVAILABLE)
+      end
+
+      def message_from(response)
+        response.dig('data', 'status_message') || response.dig('error', 'reason') || response.dig('error', 'messages').to_json
+      end
+
+      def authorization_from(response)
+        response.dig('data', 'transaction_id') || response.dig('data', 'id') || response.dig('data', 'transaction', 'id')
+      end
+
+      def post_data(action, parameters = {})
+        parameters.to_json
+      end
+
+      def error_code_from(response)
+        response.dig('error', 'type') unless success_from(response)
+      end
+    end
+  end
+end