activemerchant 1.118.0 → 1.123.0

checksums.yaml

@@ -1,7 +1,7 @@
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data/CHANGELOG

@@ -2,6 +2,191 @@
 
 == HEAD
 
+== Version 1.123.0 (September 10th, 2021)
+* Paysafe: Add gateway integration [meagabeth] #4085
+* Elavon: Support recurring transactions with stored credentials [cdmackeyfree] #4086
+* Orbital: Truncate three_d_secure[:version] [carrigan] #4087
+* Credorax: Determine ISK decimal by datetime [curiousepic] #4088
+* Moka: support new gateway type [dsmcclain] #4089
+* Paymentez: Add more_info field [reblevins] #4091
+* Worldpay: Support $0 auth [therufs] #4092
+* Elavon: Support recurring transactions with token, revert stored credentials recurring [cdmackeyfree] #4089
+* SafeCharge(Nuvei): Add support for product_id [rachelkirk] #4095
+* NMI: Change cardholder_auth 3DS field population [carrigan] #4094
+* Synchrony: add card type [therufs] #4096
+* Maestro: support BINs without Luhn check [therufs] #4097
+* Maestro: support BINs [therufs] #4098
+* Redsys: Route MIT Exemptions to webservice endpoint [curiousepic] #4081
+* Adyen: Update Classic Integration API to v64 and Recurring API to v49 [almalee24] #4090
+* Payeezy: support soft_descriptor and merchant_ref [cdmackeyfree] #4099
+* Elavon: add ssl_token field [cdmackeyfree] #4100
+* Credorax: Remove special logic for ISK [curiousepic] #4102
+* UnionPay: Pull UnionPay's 62* BIN ranges out of Discover's #4103
+* Monei: Update Creation of Billing Details [tatsianaclifton] #4107
+* Monei: Typo Correction on Billing Details [tatsianaclifton] #4108
+* Paysafe: Add support for 3DS [meagabeth] #4109
+
+== Version 1.122.0 (August 3rd, 2021)
+* Orbital: Correct success logic for refund [tatsianaclifton] #4014
+* usaepay: Added pin gateway setting [DustinHaefele] #4026
+* MercadoPago: Added external_reference, more payer object options, and metadata field [DustinHaefele] #4020
+* Element: Add duplicate_override_flag [almalee24] #4012
+* PayTrace: Support gateway [meagabeth] #3985
+* vPOS: Support credit + refund [therufs] #3998
+* PayArc: Support gateway [senthil-code] #3974
+* NMI: Support cardholder_auth field for 3DS2 [cdmackeyfree] #4002
+* Confiable: Support cardtype [therufs] #4004
+* Maestro: Add BIN [therufs] #4003
+* PayULatam: Ensure phone number is pulled from shipping_address correctly [dsmcclain] #4005
+* SafeCharge: Add challenge_preference for 3DS [klaiv] #3999
+* Adyen: Pass networkTxReference in all transactions [naashton] #4006
+* Adyen: Ensure correct transaction reference is selected [dsmcclain] #4007
+* PayTrace: Support level_3_data fields [meagabeth] #4008
+* BluePay: Add support for Stored Credentials [dsmcclain] #4009
+* Orbital: Add support for SCARecurringPayment [jessiagee] #4010
+* Braintree: Support recurring_first and moto reasons [curiousepic] #4013
+* PayTrace: Adjust capture method [meagabeth] #4015
+* BarclaysEpdqExtraPlus: updated custom_eci test + remote tests [yyapuncich] #4022
+* CyberSource: Add customerID field [deemeyers] #4025
+* CyberSource: Adjust Auth [naashton] #3956
+* Valid Canadian Institution Numbers [naashton] #4024
+* PayTrace: Adjust purchase and capture methods to handle MultiResponse scenarios [meagabeth] #4027
+* Payflow: Add support for MERCHDESCR field [rachelkirk] #4028
+* PayTrace: Support $0 authorize in verify method [meagabeth] #4030
+* PayArc: Add error_code in response [cdm-83] #4021
+* Update bank routing account validation check [jessiagee] #4029
+* Kushki: Add 'contactDetails' fields [mbreenlyles] #4033
+* Adyen: Truncating order_id and remote test [yyapuncich] #4036
+* CyberSource: Allow string content for Ignore AVS/CVV flags [curiousepic] #4043
+* Decidir: Update validation error message handling [arbianchi] #4042
+* Authorize.net: Remove cardholderAuthentication for non-3DS transactions [BritneyS] #4045
+* BlueSnap: Handle 429 errors [britth] #4044
+* Orbital: Update unit test files [meagabeth] #4046
+* Orbital: Strip null characters from responses [britth] #4041
+* Merchant Warrior: Handle invalid XML responses [arbianchi] #4047
+* Braintree: Fix NoMethodError for failed card verification [molbrown] #4048
+* Worldpay: Accepting 3DS1 and 3DS2 authentication data from external MPI [chandan-PS] #4017
+* PayArc: Currency and parameters updates [jessiagee] #4051
+* Elavon: Add support for special characters [mbreenlyles] #4049
+* PayArc: Formatting CC month, adding tax_rate, removing default void reason [jessiagee] #4053
+* Kushki: Add support for fullResponse field [rachelkirk] #4057
+* Element: Add support for `MerchantDescriptor` field [BritneyS] #4058
+* PayArc: Added email and phone to credit and charge [jessiagee] #4056
+* Mundipagg: Added support for 'authentication_secret_key' for 'api_key' overwrite [DustinHaefele] #4059
+* Payflow: Raise an error if store method is called [dsmcclain] #4066
+* Monei: JSON API implementation [jimmyn] #3613
+* Maestro: Update BINs [therufs] #4067
+* Monei: Change domain to monei.com [jimmyn] #4068
+* Spreedly: Support gateway_specific_response_fields in response params [abarrak] #4064
+* Payeezy: Add support for `add_soft_descriptors` [rachelkirk] #4069
+* Stripe Payment Intents: Add support for network_transaction_id field [cdmackeyfree] #4060
+* Worldpay: Support 'CAPTURED' response for authorize transactions [naashton] #4070
+* Ingenico (Global Collect): New idempotence key header [BritneyS] #4073
+* PayTrace: Adjust handling of line_items subfields [meagabeth] #4074
+* Worldpay: Correct Expiration Year Format [tatsianaclifton] #4076
+* Monei: Improve Scrub Regex [tatsianaclifton] #4072
+* Payflow: add THREEDSVERSION and DSTRANSACTIONID when present [bbraschi] #4075
+* CT Payments: update remote tests [cdmackeyfree] #3947
+* Orbital: Ensure full e-check scrubbing [mbreenlyles] #4079
+
+== Version 1.121 (June 8th, 2021)
+* Braintree: Lift restriction on gem version to allow for backwards compatibility [naashton] #3993
+* Payment Express/Windcave: Send amount on verify calls [cdmackeyfree] #3995
+* Orbital: Use billing_address name as fallback [curiousepic] #3966
+* vPOS: handle shop_process_id correctly [therufs] #3996
+* Checkout v2: Support metadata field [saschakala] #3992
+* Adyen: Support networkTxReference field [naashton] #3997
+* Paypal Express: Enable PayPal express reference transaction request to send merchant session id [janees-e] #3994
+
+== Version 1.120.0 (May 28th, 2021)
+* Braintree: Bump required braintree gem version to 3.0.1
+* Stripe PI: ensure `setup_future_sage` and `off_session` work when using SetupIntents.
+* Orbital: Update commit to accept retry_logic in params [jessiagee] #3890
+* Orbital: Update remote 3DS tests [jessiagee] #3892
+* Mercado Pago: support Creditel card type [therufs] #3893
+* Payeezy: Update error mapping [meagabeth] #3896
+* HPS: Add support for stored_credential [cdmackeyfree] #3894
+* Orbital: Ensure payment_detail sends for ECP [jessiagee] #3899
+* Payeezy: Update `error_code_from` method [meagabeth] #3900
+* Worldpay: Add support for `statementNarrative` field [meagabeth] #3901
+* Mercado Pago: Give ability to pass capture option in authorize txn field [naashton] #3897
+* Orbital: Ensure correct fields sent in refund [jessiagee] #3903
+* WorldPay: remove some defaults in billing address [carrigan] #3902
+* Adyen: Support for General Credit [naashton] #3904
+* Worldpay: reintroduce address1 and city defaults [carrigan] #3905
+* Stripe: ensure potentially nested data is scrubbed #3907
+* Stripe PI: Send Validate on Payment Method Attach [tatsianaclifton] #3909
+* Adyen: Update handling of authorization returned from gateway [meagabeth] #3910
+* Update gateway templates for Rubocop compliance [therufs] #3912 #3895
+* Orbital: Send AVSname for all eCheck transactions [jessiagee] #3911
+* Litle: update support of customerId field [cdmackeyfree] #3913
+* Payment Express: fix signature for `verify` [therufs] #3914
+* Forte: Send xdata fields [dsmcclain] #3915
+* PaywayDotCom: Add New Gateway [DanAtPayway] #3898
+* Orbital: Remove unnecessary requirements [jessiagee] #3917
+* SafeCharge (Nuvei): Add network tokenization support [DStoyanoff] #3847
+* Stripe PI: Enhance testing of SetupIntents API #3908
+* SafeCharge (Nuvei): Fix NT related bug [jimilpatel24] #3921
+* Worldpay: Only override cardholdername for 3ds tests [curiousepic] #3918
+* Orbital: Add support for general credit [meagabeth] #3922
+* Banco Sabadell: Ensure sca_exemption field is used #3923
+* Redsys: Refactor XML character escape logic #3925
+* HPS: Strip zip codes of non-alphanumeric characters [dsmcclain] #3926
+* Orbital: $0 PreNote using authorize for eCheck force_capture [jessiagee] #3927
+* Worldpay: synchronous response changes [naashton] #3928
+* PaywayDotCom: Add more thorough scrubbing [tatsianaclifton] #3929
+* Remove CONTRIBUTING.md and update README.md to reflect new repository wiki [dsmcclain] #3930
+* Qvalent: Add customer_reference_number [fredo-] #3931
+* Orbital: Add 'ND' ECPActionCode to $0 Prenote Check [jessiagee] #3935
+* Checkout: Add support for stored_credential [meagabeth] #3934
+* Credorax: Add support for 3ds_reqchallengeind [dsmcclain] #3936
+* Adyen: cancelOrRefund endpoint when passed as option [naashton] #3937
+* Qvalent: Add customer reference number FIX [fredo-] #3939
+* Orbital: Pass line_items in capture [jessiagee] #3941
+* BraintreeBlue: Add support for $0 auth verification [meagabeth] #3944
+* JCB: Add additional BIN ranges [dsmcclain] #3946
+* vPOS: Support new gateway type [therufs] #3906
+* Braintree: Add support for AVS and CVV results in $0 credit card verification transactions [meagabeth] #3951
+* Braintree: Return cvv_code and avs_code in response [meagabeth] #3952
+* vPOS: Stringify values [therufs] #3954
+* Payeezy: Send level2 fields [dsmcclain] #3953
+* Credorax: adjust logic for sending 3ds shipping address fields [dsmcclain] #3959
+* Orbital: Ensure ECP always sends AVSName [jessiagee] #3963
+* Orbital: Add middle name to EWSMiddleName for ECP [jessiagee] #3962
+* Support Canadian Bank Accounts [naashton] #3964
+* Windcave/Payment Express: Add support for AvsAction and EnableAVSData fields [meagabeth] #3967
+* CyberSource: Update XML tag for merchantDefinedData [meagabeth] #3969
+* Elavon: Send ssl_vendor_id field [dsmcclain] #3972
+* Credorax: Add support for `echo` field [meagabeth] #3973
+* Worldpay: support cancelOrRefund via options [therufs] #3975
+* Payeezy: support general credit [cdmackeyfree] #3977
+* Ripley and Hipercard: Add BIN ranges [naashton] #3978
+* Adyen: Default card holder name for credit cards [shasum] #3980
+* PaywayDotCom: make `source_id` a required field [dsmcclain] # 3981
+* Qvalent: remove `pem_password` from required credentials [dsmcclain] #3982
+* Authorize.net: Fix stored credentials [tatsianaclifton] #3971
+* CyberSource: Add support for multiple new fields [dsmcclain] #3984
+* CASHNet: Update gateway adapter [dsmcclain] #3986
+* Elavon: Send `ssl_vendor_id` field via options on gateway initialization [dsmcclain] #3989
+
+== Version 1.119.0 (February 9th, 2021)
+* Payment Express: support verify/validate [therufs] #3874
+* GlobalCollect: Truncate address fields [meagabeth] #3878
+* Litle: Truncate address fields [meagabeth] #3877
+* Netbanx: Add-customer-information(name,email,IP)-to-a-transaction [rockyhakjoong] #3754
+* Netbanx: Adjust the avs and cvv return code in shopify [rockyhakjoong] #3833
+* Decidir: Improve error mapping [meagabeth] #3875
+* Worldpay: support `skip_capture` [therufs] #3879
+* Redsys: Add new response code text [britth] #3880
+* Orbital: Update ECP details to use payment source [jessiagee] #3881
+* Alelo: Add additional BIN ranges [meagabeth] #3882
+* HPS: Update Add support for general credit [naashton] #3885
+* Elavon: Fix issue with encoding data sent in the request [naashton] #3865
+* Orbital: Update ECP to use EWS verification [jessiagee] #3886
+* Eway: Add 3ds field when do direct payment [GavinSun9527] #3860
+* Support Creditel cardtype [therufs] #3883
+* Elavon: Remove ampersand char from fields [naashton] #3891
+
 == Version 1.118.0 (January 22nd, 2021)
 * Worldpay: Add support for challengeWindowSize [carrigan] #3823
 * Adyen: Update capitalization on subMerchantId field [cdmackeyfree] #3824

data/README.md

@@ -17,7 +17,7 @@ from an ever-growing set of contributors.
 See [GettingStarted.md](GettingStarted.md) if you want to learn more about using Active Merchant in your
 applications.
 
-If you'd like to contribute to Active Merchant, please start with our [contribution guide](CONTRIBUTING.md).
+If you'd like to contribute to Active Merchant, please start with our [Contribution Guide](https://github.com/activemerchant/active_merchant/wiki/Contributing).
 
 ## Installation
 
@@ -81,6 +81,8 @@ if credit_card.validate.empty?
 end
 ```
 
+## Contributing
+
 For more in-depth documentation and tutorials, see [GettingStarted.md](GettingStarted.md) and the
 [API documentation](http://www.rubydoc.info/github/activemerchant/active_merchant/).
 
@@ -158,7 +160,7 @@ The [ActiveMerchant Wiki](https://github.com/activemerchant/active_merchant/wiki
 * [Metrics Global](http://www.metricsglobal.com) - US
 * [MasterCard Internet Gateway Service (MiGS)](http://mastercard.com/mastercardsps) - AU, AE, BD, BN, EG, HK, ID, IN, JO, KW, LB, LK, MU, MV, MY, NZ, OM, PH, QA, SA, SG, TT, VN
 * [Modern Payments](http://www.modpay.com) - US
-* [MONEI](http://www.monei.net/) - AD, AT, BE, BG, CA, CH, CY, CZ, DE, DK, EE, ES, FI, FO, FR, GB, GI, GR, HU, IE, IL, IS, IT, LI, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI, SK, TR, US, VA
+* [MONEI](http://www.monei.com/) - AD, AT, BE, BG, CA, CH, CY, CZ, DE, DK, EE, ES, FI, FO, FR, GB, GI, GR, HU, IE, IL, IS, IT, LI, LT, LU, LV, MT, NL, NO, PL, PT, RO, SE, SI, SK, TR, US, VA
 * [Moneris](http://www.moneris.com/) - CA
 * [MoneyMovers](http://mmoa.us/) - US
 * [NAB Transact](http://transact.nab.com.au) - AU

data/lib/active_merchant/billing/check.rb

@@ -13,6 +13,16 @@ module ActiveMerchant #:nodoc:
       # Used for Canadian bank accounts
       attr_accessor :institution_number, :transit_number
 
+      # Canadian Institution Numbers
+      # Found here: https://en.wikipedia.org/wiki/Routing_number_(Canada)
+      CAN_INSTITUTION_NUMBERS = %w(
+        001 002 003 004	006 010 016 030 039 117 127 177 219 245 260 269 270 308
+        309 310 315 320	338 340 509 540 608 614 623 809 815 819 828 829 837 839
+        865 879 889 899 241 242 248 250 265 275 277 290 294 301 303 307 311 314
+        321 323 327 328 330 332 334 335 342 343 346 352 355 361 362 366 370 372
+        376 378 807 853
+      )
+
       def name
         @name ||= "#{first_name} #{last_name}".strip
       end
@@ -56,20 +66,17 @@ module ActiveMerchant #:nodoc:
       # See http://en.wikipedia.org/wiki/Routing_transit_number#Internal_checksums
       def valid_routing_number?
         digits = routing_number.to_s.split('').map(&:to_i).select { |d| (0..9).cover?(d) }
-        case digits.size
-        when 9
+        if digits.size == 9
           checksum = ((3 * (digits[0] + digits[3] + digits[6])) +
-                      (7 * (digits[1] + digits[4] + digits[7])) +
-                           (digits[2] + digits[5] + digits[8])) % 10
-          case checksum
-          when 0
-            true
-          else
-            false
-          end
-        else
-          false
+            (7 * (digits[1] + digits[4] + digits[7])) +
+            (digits[2] + digits[5] + digits[8])) % 10
+
+          return checksum == 0
         end
+
+        return CAN_INSTITUTION_NUMBERS.include?(routing_number[0..2]) if digits.size == 8
+
+        false
       end
     end
   end

data/lib/active_merchant/billing/credit_card.rb

@@ -25,6 +25,8 @@ module ActiveMerchant #:nodoc:
     # * UnionPay
     # * Alia
     # * Olimpica
+    # * Creditel
+    # * Confiable
     #
     # For testing purposes, use the 'bogus' credit card brand. This skips the vast majority of
     # validations, allowing you to focus on your core concerns until you're ready to be more concerned
@@ -102,6 +104,8 @@ module ActiveMerchant #:nodoc:
       # * +'union_pay'+
       # * +'alia'+
       # * +'olimpica'+
+      # * +'creditel'+
+      # * +'confiable'+
       #
       # Or, if you wish to test your implementation, +'bogus'+.
       #

data/lib/active_merchant/billing/credit_card_formatting.rb

@@ -15,6 +15,7 @@ module ActiveMerchant #:nodoc:
         case option
         when :two_digits  then sprintf('%.2i', number.to_i)[-2..-1]
         when :four_digits then sprintf('%.4i', number.to_i)[-4..-1]
+        when :four_digits_year then number.to_s.length == 2 ? '20' + number.to_s : format(number, :four_digits)
         else number
         end
       end

data/lib/active_merchant/billing/credit_card_methods.rb

@@ -7,11 +7,11 @@ module ActiveMerchant #:nodoc:
         'master'             => ->(num) { num&.size == 16 && in_bin_range?(num.slice(0, 6), MASTERCARD_RANGES) },
         'elo'                => ->(num) { num&.size == 16 && in_bin_range?(num.slice(0, 6), ELO_RANGES) },
         'alelo'              => ->(num) { num&.size == 16 && in_bin_range?(num.slice(0, 6), ALELO_RANGES) },
-        'discover'           => ->(num) { num =~ /^(6011|65\d{2}|64[4-9]\d)\d{12,15}|(62\d{14,17})$/ },
+        'discover'           => ->(num) { num =~ /^(6011|65\d{2}|64[4-9]\d)\d{12,15}$/ },
         'american_express'   => ->(num) { num =~ /^3[47]\d{13}$/ },
         'naranja'            => ->(num) { num&.size == 16 && in_bin_range?(num.slice(0, 6), NARANJA_RANGES) },
         'diners_club'        => ->(num) { num =~ /^3(0[0-5]|[68]\d)\d{11,16}$/ },
-        'jcb'                => ->(num) { num =~ /^35(28|29|[3-8]\d)\d{12}$/ },
+        'jcb'                => ->(num) { num&.size == 16 && in_bin_range?(num.slice(0, 4), JCB_RANGES) },
         'dankort'            => ->(num) { num =~ /^5019\d{12}$/ },
         'maestro'            => lambda { |num|
           (12..19).cover?(num&.size) && (
@@ -19,6 +19,7 @@ module ActiveMerchant #:nodoc:
             MAESTRO_BINS.any? { |bin| num.slice(0, bin.size) == bin }
           )
         },
+        'maestro_no_luhn'    => ->(num) { num =~ /^(501080|501081|501082)\d{10}$/ },
         'forbrugsforeningen' => ->(num) { num =~ /^600722\d{10}$/ },
         'sodexo'             => ->(num) { num =~ /^(606071|603389|606070|606069|606068|600818)\d{10}$/ },
         'alia'               => ->(num) { num =~ /^(504997|505878|601030|601073|505874)\d{10}$/ },
@@ -31,7 +32,10 @@ module ActiveMerchant #:nodoc:
             CARNET_BINS.any? { |bin| num.slice(0, bin.size) == bin }
           )
         },
-        'olimpica' => ->(num) { num =~ /^636853\d{10}$/ }
+        'olimpica' => ->(num) { num =~ /^636853\d{10}$/ },
+        'creditel' => ->(num) { num =~ /^601933\d{10}$/ },
+        'confiable' => ->(num) { num =~ /^560718\d{10}$/ },
+        'synchrony' => ->(num) { num =~ /^700600\d{10}$/ }
       }
 
       # http://www.barclaycard.co.uk/business/files/bin_rules.pdf
@@ -70,11 +74,17 @@ module ActiveMerchant #:nodoc:
       MASTERCARD_RANGES = [
         (222100..272099),
         (510000..559999),
+        [605272],
+        [606282],
+        [637095],
+        [637568],
+        (637599..637600),
+        [637609],
       ]
 
       MAESTRO_BINS = Set.new(
         %w[ 500057
-            501018 501043 501045 501047 501049 501051 501072 501075 501087 501089 501095
+            501018 501043 501045 501047 501049 501051 501072 501075 501083 501087 501089 501095
             501500
             501879 502113 502301 503175
             503645 503670
@@ -99,16 +109,16 @@ module ActiveMerchant #:nodoc:
             597077 597094 597143 597370 597410 597765 597855 597862
             598053 598054 598395 598585 598793 598794 598815 598835 598838 598880 598889
             599000 599069 599089 599148 599191 599310 599741 599742 599867
-            601070
+            601070 601638
             604983
             606126
             636380 636422 636502 636639
             637046 637756
-            639130
+            639130 639229
             690032]
       )
 
-      # https://www.mastercard.us/content/dam/mccom/global/documents/mastercard-rules.pdf, page 73
+      # https://www.mastercard.us/content/dam/mccom/global/documents/mastercard-rules.pdf, page 79
       MAESTRO_RANGES = [
         (500032..500033),
         (501015..501016),
@@ -118,17 +128,20 @@ module ActiveMerchant #:nodoc:
         (501053..501058),
         (501060..501063),
         (501066..501067),
-        (501080..501083),
         (501091..501092),
         (501104..501105),
         (501107..501108),
         (501104..501105),
         (501107..501108),
+        (501800..501899),
+        (502000..502099),
+        (503800..503899),
         (561200..561269),
         (561271..561299),
         (561320..561356),
         (581700..581751),
         (581753..581800),
+        (589300..589399),
         (589998..591259),
         (591261..596770),
         (596772..598744),
@@ -142,6 +155,7 @@ module ActiveMerchant #:nodoc:
         (601640..601652),
         (601689..601700),
         (602011..602050),
+        (630400..630499),
         (639000..639099),
         (670000..679999),
       ]
@@ -167,8 +181,9 @@ module ActiveMerchant #:nodoc:
         402588..402588, 404347..404347, 405876..405876, 405882..405882, 405884..405884,
         405886..405886, 430471..430471, 438061..438061, 438064..438064, 470063..470066,
         496067..496067, 506699..506704, 506706..506706, 506713..506714, 506716..506716,
-        506749..506750, 506752..506752, 506754..506756, 506758..506762, 506764..506767,
-        506770..506771, 509015..509019, 509880..509882, 509884..509885, 509987..509992
+        506749..506750, 506752..506752, 506754..506756, 506758..506767, 506770..506771,
+        506773..506773, 509015..509019, 509880..509882, 509884..509885, 509887..509887,
+        509987..509992
       ]
 
       CABAL_RANGES = [
@@ -181,14 +196,16 @@ module ActiveMerchant #:nodoc:
         589562..589562
       ]
 
-      # In addition to the BIN ranges listed here that all begin with 81, UnionPay cards
-      # include many ranges that start with 62.
-      # Prior to adding UnionPay, cards that start with 62 were all classified as Discover.
-      # Because UnionPay cards are able to run on Discover rails, this was kept the same.
+      # https://www.discoverglobalnetwork.com/content/dam/discover/en_us/dgn/pdfs/IPP-VAR-Enabler-Compliance.pdf
       UNIONPAY_RANGES = [
+        62212600..62379699, 62400000..62699999, 62820000..62889999,
         81000000..81099999, 81100000..81319999, 81320000..81519999, 81520000..81639999, 81640000..81719999
       ]
 
+      JCB_RANGES = [
+        3528..3589, 3088..3094, 3096..3102, 3112..3120, 3158..3159, 3337..3349
+      ]
+
       def self.included(base)
         base.extend(ClassMethods)
       end
@@ -196,7 +213,7 @@ module ActiveMerchant #:nodoc:
       def self.in_bin_range?(number, ranges)
         bin = number.to_i
         ranges.any? do |range|
-          range.cover?(bin)
+          range.include?(bin)
         end
       end
 
@@ -345,7 +362,9 @@ module ActiveMerchant #:nodoc:
           case brand
           when 'naranja'
             valid_naranja_algo?(numbers)
-          when 'alia'
+          when 'creditel'
+            valid_creditel_algo?(numbers)
+          when 'alia', 'confiable', 'maestro_no_luhn'
             true
           else
             valid_luhn?(numbers)
@@ -399,7 +418,7 @@ module ActiveMerchant #:nodoc:
           sum % 10 == 0
         end
 
-        # Checks the validity of a card number by use of Naranja's specific algorithm.
+        # Checks the validity of a card number by use of specific algorithms
         def valid_naranja_algo?(numbers) #:nodoc:
           num_array = numbers.to_s.chars.map(&:to_i)
           multipliers = [4, 3, 2, 7, 6, 5, 4, 3, 2, 7, 6, 5, 4, 3, 2]
@@ -408,6 +427,14 @@ module ActiveMerchant #:nodoc:
           final_num = intermediate > 9 ? 0 : intermediate
           final_num == num_array[15]
         end
+
+        def valid_creditel_algo?(numbers) #:nodoc:
+          num_array = numbers.to_s.chars.map(&:to_i)
+          multipliers = [5, 4, 3, 2, 1, 9, 8, 7, 6, 5, 4, 3, 2, 1, 9]
+          num_sum = num_array[0..14].zip(multipliers).map { |a, b| a * b }.reduce(:+)
+          final_num = num_sum % 10
+          final_num == num_array[15]
+        end
       end
     end
   end