activemerchant 1.107.2 → 1.110.0

data/lib/active_merchant/billing/gateways/cardprocess.rb

@@ -8,7 +8,7 @@ module ActiveMerchant #:nodoc:
                                      MT HU NL AT PL PT RO SI SK FI SE GB IS LI NO
                                      CH ME MK AL RS TR BA ]
       self.default_currency = 'EUR'
-      self.supported_cardtypes = [:visa, :master, :american_express, :diners_club, :jcb]
+      self.supported_cardtypes = %i[visa master american_express diners_club jcb]
 
       self.homepage_url = 'https://vr-pay-ecommerce.docs.oppwa.com/'
       self.display_name = 'CardProcess VR-Pay'

data/lib/active_merchant/billing/gateways/cashnet.rb

@@ -7,7 +7,7 @@ module ActiveMerchant #:nodoc:
       self.test_url = 'https://train.cashnet.com/'
 
       self.supported_countries = ['US']
-      self.supported_cardtypes = [:visa, :master, :american_express, :discover, :diners_club, :jcb]
+      self.supported_cardtypes = %i[visa master american_express discover diners_club jcb]
       self.homepage_url        = 'http://www.higherone.com/'
       self.display_name        = 'Cashnet'
       self.money_format        = :dollars

data/lib/active_merchant/billing/gateways/cecabank.rb

@@ -5,7 +5,7 @@ module ActiveMerchant #:nodoc:
       self.live_url = 'https://pgw.ceca.es'
 
       self.supported_countries = ['ES']
-      self.supported_cardtypes = [:visa, :master, :american_express]
+      self.supported_cardtypes = %i[visa master american_express]
       self.homepage_url = 'http://www.ceca.es/es/'
       self.display_name = 'Cecabank'
       self.default_currency = 'EUR'

data/lib/active_merchant/billing/gateways/cenpos.rb

@@ -11,7 +11,7 @@ module ActiveMerchant #:nodoc:
       self.supported_countries = %w(AD AI AG AR AU AT BS BB BE BZ BM BR BN BG CA HR CY CZ DK DM EE FI FR DE GR GD GY HK HU IS IL IT JP LV LI LT LU MY MT MX MC MS NL PA PL PT KN LC MF VC SM SG SK SI ZA ES SR SE CH TR GB US UY)
       self.default_currency = 'USD'
       self.money_format = :dollars
-      self.supported_cardtypes = [:visa, :master, :american_express, :discover]
+      self.supported_cardtypes = %i[visa master american_express discover]
 
       def initialize(options={})
         requires!(options, :merchant_id, :password, :user_id)
@@ -198,17 +198,17 @@ module ActiveMerchant #:nodoc:
       end
 
       def envelope(body)
-        <<-EOS
-<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:tem="http://tempuri.org/" xmlns:acr="http://schemas.datacontract.org/2004/07/Acriter.ABI.CenPOS.EPayment.VirtualTerminal.Common" xmlns:acr1="http://schemas.datacontract.org/2004/07/Acriter.ABI.CenPOS.EPayment.VirtualTerminal.v6.Common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
-<soapenv:Header/>
-   <soapenv:Body>
-      <tem:ProcessCreditCard>
-         <tem:request>
-           #{body}
-         </tem:request>
-      </tem:ProcessCreditCard>
-   </soapenv:Body>
-</soapenv:Envelope>
+        <<~EOS
+          <soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:tem="http://tempuri.org/" xmlns:acr="http://schemas.datacontract.org/2004/07/Acriter.ABI.CenPOS.EPayment.VirtualTerminal.Common" xmlns:acr1="http://schemas.datacontract.org/2004/07/Acriter.ABI.CenPOS.EPayment.VirtualTerminal.v6.Common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
+          <soapenv:Header/>
+             <soapenv:Body>
+                <tem:ProcessCreditCard>
+                   <tem:request>
+                     #{body}
+                   </tem:request>
+                </tem:ProcessCreditCard>
+             </soapenv:Body>
+          </soapenv:Envelope>
         EOS
       end
 

data/lib/active_merchant/billing/gateways/checkout.rb

@@ -7,8 +7,8 @@ module ActiveMerchant #:nodoc:
       self.default_currency = 'USD'
       self.money_format = :cents
 
-      self.supported_countries = ['AD', 'AT', 'BE', 'BG', 'CH', 'CY', 'CZ', 'DE', 'DK', 'EE', 'ES', 'FO', 'FI', 'FR', 'GB', 'GI', 'GL', 'GR', 'HR', 'HU', 'IE', 'IS', 'IL', 'IT', 'LI', 'LT', 'LU', 'LV', 'MC', 'MT', 'NL', 'NO', 'PL', 'PT', 'RO', 'SE', 'SI', 'SM', 'SK', 'SJ', 'TR', 'VA']
-      self.supported_cardtypes = [:visa, :master, :american_express, :diners_club]
+      self.supported_countries = %w[AD AT BE BG CH CY CZ DE DK EE ES FO FI FR GB GI GL GR HR HU IE IS IL IT LI LT LU LV MC MT NL NO PL PT RO SE SI SM SK SJ TR VA]
+      self.supported_cardtypes = %i[visa master american_express diners_club]
 
       self.homepage_url = 'https://www.checkout.com/'
       self.display_name = 'Checkout.com'
@@ -150,7 +150,7 @@ module ActiveMerchant #:nodoc:
       end
 
       def add_reference(xml, authorization)
-        transid, trackid, _, _, _ = split_authorization(authorization)
+        transid, trackid, = split_authorization(authorization)
         xml.transid transid
         add_track_id(xml, trackid)
       end

data/lib/active_merchant/billing/gateways/checkout_v2.rb

@@ -6,10 +6,10 @@ module ActiveMerchant #:nodoc:
       self.live_url = 'https://api.checkout.com'
       self.test_url = 'https://api.sandbox.checkout.com'
 
-      self.supported_countries = ['AD', 'AE', 'AR', 'AT', 'AU', 'BE', 'BG', 'BH', 'BR', 'CH', 'CL', 'CN', 'CO', 'CY', 'CZ', 'DE', 'DK', 'EE', 'EG', 'ES', 'FI', 'FR', 'GB', 'GR', 'HK', 'HR', 'HU', 'IE', 'IS', 'IT', 'JO', 'JP', 'KW', 'LI', 'LT', 'LU', 'LV', 'MC', 'MT', 'MX', 'MY', 'NL', 'NO', 'NZ', 'OM', 'PE', 'PL', 'PT', 'QA', 'RO', 'SA', 'SE', 'SG', 'SI', 'SK', 'SM', 'TR', 'US']
+      self.supported_countries = %w[AD AE AR AT AU BE BG BH BR CH CL CN CO CY CZ DE DK EE EG ES FI FR GB GR HK HR HU IE IS IT JO JP KW LI LT LU LV MC MT MX MY NL NO NZ OM PE PL PT QA RO SA SE SG SI SK SM TR US]
       self.default_currency = 'USD'
       self.money_format = :cents
-      self.supported_cardtypes = [:visa, :master, :american_express, :diners_club, :maestro, :discover]
+      self.supported_cardtypes = %i[visa master american_express diners_club maestro discover]
       self.currencies_without_fractions = %w(BIF DJF GNF ISK KMF XAF CLF XPF JPY PYG RWF KRW VUV VND XOF)
       self.currencies_with_three_decimal_places = %w(BHD LYD JOD KWD OMR TND)
 

data/lib/active_merchant/billing/gateways/citrus_pay.rb

@@ -15,7 +15,7 @@ module ActiveMerchant
       self.homepage_url = 'http://www.citruspay.com/'
       self.supported_countries = %w(AR AU BR FR DE HK MX NZ SG GB US)
       self.default_currency = 'USD'
-      self.supported_cardtypes = [:visa, :master, :american_express, :discover, :diners_club, :jcb, :maestro]
+      self.supported_cardtypes = %i[visa master american_express discover diners_club jcb maestro]
     end
   end
 end

data/lib/active_merchant/billing/gateways/clearhaus.rb

@@ -4,12 +4,12 @@ module ActiveMerchant #:nodoc:
       self.test_url = 'https://gateway.test.clearhaus.com'
       self.live_url = 'https://gateway.clearhaus.com'
 
-      self.supported_countries = ['DK', 'NO', 'SE', 'FI', 'DE', 'CH', 'NL', 'AD', 'AT', 'BE', 'BG', 'HR', 'CY', 'CZ', 'FO', 'GL', 'EE', 'FR', 'GR',
-                                  'HU', 'IS', 'IE', 'IT', 'LV', 'LI', 'LT', 'LU', 'MT', 'PL', 'PT', 'RO', 'SK', 'SI', 'ES', 'GB']
+      self.supported_countries = %w[DK NO SE FI DE CH NL AD AT BE BG HR CY CZ FO GL EE FR GR
+                                    HU IS IE IT LV LI LT LU MT PL PT RO SK SI ES GB]
 
       self.default_currency    = 'EUR'
       self.currencies_without_fractions = %w(BIF CLP DJF GNF JPY KMF KRW PYG RWF UGX VND VUV XAF XOF XPF)
-      self.supported_cardtypes = [:visa, :master]
+      self.supported_cardtypes = %i[visa master]
 
       self.homepage_url = 'https://www.clearhaus.com'
       self.display_name = 'Clearhaus'
@@ -206,7 +206,7 @@ module ActiveMerchant #:nodoc:
 
       def generate_signature(body)
         key = OpenSSL::PKey::RSA.new(@options[:private_key])
-        hex = key.sign(OpenSSL::Digest.new('sha256'), body).unpack('H*').first
+        hex = key.sign(OpenSSL::Digest.new('sha256'), body).unpack1('H*')
 
         "#{@options[:signing_key]} RS256-hex #{hex}"
       end

data/lib/active_merchant/billing/gateways/commercegate.rb

@@ -11,7 +11,7 @@ module ActiveMerchant #:nodoc:
 
       self.money_format = :dollars
       self.default_currency = 'EUR'
-      self.supported_cardtypes = [:visa, :master, :american_express, :discover]
+      self.supported_cardtypes = %i[visa master american_express discover]
       self.homepage_url = 'http://www.commercegate.com/'
       self.display_name = 'CommerceGate'
 

data/lib/active_merchant/billing/gateways/conekta.rb

@@ -4,7 +4,7 @@ module ActiveMerchant #:nodoc:
       self.live_url = 'https://api.conekta.io/'
 
       self.supported_countries = ['MX']
-      self.supported_cardtypes = [:visa, :master, :american_express, :carnet]
+      self.supported_cardtypes = %i[visa master american_express carnet]
       self.homepage_url = 'https://conekta.io/'
       self.display_name = 'Conekta Gateway'
       self.money_format = :cents

data/lib/active_merchant/billing/gateways/creditcall.rb

@@ -10,7 +10,7 @@ module ActiveMerchant #:nodoc:
 
       self.supported_countries = ['US']
       self.default_currency = 'USD'
-      self.supported_cardtypes = [:visa, :master, :american_express, :discover]
+      self.supported_cardtypes = %i[visa master american_express discover]
 
       self.homepage_url = 'https://www.creditcall.com'
       self.display_name = 'Creditcall'

data/lib/active_merchant/billing/gateways/credorax.rb

@@ -25,7 +25,7 @@ module ActiveMerchant #:nodoc:
       self.currencies_with_three_decimal_places = %w(BHD IQD JOD KWD LYD OMR TND)
 
       self.money_format = :cents
-      self.supported_cardtypes = [:visa, :master, :maestro]
+      self.supported_cardtypes = %i[visa master maestro]
 
       RESPONSE_MESSAGES = {
         '00' => 'Approved or completed successfully',
@@ -238,6 +238,10 @@ module ActiveMerchant #:nodoc:
             normalized_value = normalize(value)
             next if normalized_value.nil?
 
+            if key == :'3ds_homephonecountry'
+              next unless options[:billing_address] && options[:billing_address][:phone]
+            end
+
             post[key] = normalized_value unless post[key]
           end
         end
@@ -329,7 +333,7 @@ module ActiveMerchant #:nodoc:
           post[:'3ds_browsertz'] = browser_info[:timezone]
           post[:'3ds_browserscreenwidth'] = browser_info[:width]
           post[:'3ds_browserscreenheight'] = browser_info[:height]
-          post[:'3ds_browsercolordepth'] = browser_info[:depth]
+          post[:'3ds_browsercolordepth'] = browser_info[:depth].to_s == '30' ? '32' : browser_info[:depth]
           post[:d6] = browser_info[:language]
           post[:'3ds_browserjavaenabled'] = browser_info[:java]
           post[:'3ds_browseracceptheader'] = browser_info[:accept_header]
@@ -413,7 +417,7 @@ module ActiveMerchant #:nodoc:
           success_from(response),
           message_from(response),
           response,
-          authorization: "#{response["Z1"]};#{response["Z4"]};#{response["A1"]};#{action}",
+          authorization: "#{response['Z1']};#{response['Z4']};#{response['A1']};#{action}",
           avs_result: AVSResult.new(code: response['Z9']),
           cvv_result: CVVResult.new(response['Z14']),
           test: test?

data/lib/active_merchant/billing/gateways/ct_payment.rb

@@ -4,9 +4,9 @@ module ActiveMerchant #:nodoc:
       self.test_url = 'https://test.ctpaiement.ca/v1/'
       self.live_url = 'https://www.ctpaiement.com/v1/'
 
-      self.supported_countries = ['US', 'CA']
+      self.supported_countries = %w[US CA]
       self.default_currency = 'CAD'
-      self.supported_cardtypes = [:visa, :master, :american_express, :discover, :diners_club]
+      self.supported_cardtypes = %i[visa master american_express discover diners_club]
 
       self.homepage_url = 'http://www.ct-payment.com/'
       self.display_name = 'CT Payment'

data/lib/active_merchant/billing/gateways/culqi.rb

@@ -18,7 +18,7 @@ module ActiveMerchant #:nodoc:
       self.supported_countries = ['PE']
       self.default_currency = 'PEN'
       self.money_format = :dollars
-      self.supported_cardtypes = [:visa, :master, :diners_club, :american_express]
+      self.supported_cardtypes = %i[visa master diners_club american_express]
 
       def initialize(options={})
         requires!(options, :merchant_id, :terminal_id, :secret_key)

data/lib/active_merchant/billing/gateways/cyber_source.rb

@@ -34,9 +34,10 @@ module ActiveMerchant #:nodoc:
         jcb: 'js',
         discover: 'pb',
       }.freeze
+      DEFAULT_COLLECTION_INDICATOR = 2
 
-      self.supported_cardtypes = [:visa, :master, :american_express, :discover, :diners_club, :jcb, :dankort, :maestro, :elo]
-      self.supported_countries = %w(US BR CA CN DK FI FR DE IN JP MX NO SE GB SG LB PK)
+      self.supported_cardtypes = %i[visa master american_express discover diners_club jcb dankort maestro elo]
+      self.supported_countries = %w(US AE BR CA CN DK FI FR DE IN JP MX NO SE GB SG LB PK)
 
       self.default_currency = 'USD'
       self.currencies_without_fractions = %w(JPY)
@@ -280,6 +281,7 @@ module ActiveMerchant #:nodoc:
         add_stored_credential_options(xml, options)
         add_issuer_additional_data(xml, options)
         add_merchant_description(xml, options)
+        add_partner_solution_id(xml)
 
         xml.target!
       end
@@ -307,6 +309,7 @@ module ActiveMerchant #:nodoc:
         add_business_rules_data(xml, authorization, options)
         add_issuer_additional_data(xml, options)
         add_merchant_description(xml, options)
+        add_partner_solution_id(xml)
 
         xml.target!
       end
@@ -324,9 +327,12 @@ module ActiveMerchant #:nodoc:
           add_threeds_services(xml, options)
           add_payment_network_token(xml) if network_tokenization?(payment_method_or_reference)
           add_business_rules_data(xml, payment_method_or_reference, options) unless options[:pinless_debit_card]
+          add_stored_credential_options(xml, options)
         end
+
         add_issuer_additional_data(xml, options)
         add_merchant_description(xml, options)
+        add_partner_solution_id(xml)
 
         xml.target!
       end
@@ -346,6 +352,8 @@ module ActiveMerchant #:nodoc:
           add_auth_reversal_service(xml, request_id, request_token)
         end
         add_issuer_additional_data(xml, options)
+        add_partner_solution_id(xml)
+
         xml.target!
       end
 
@@ -356,6 +364,7 @@ module ActiveMerchant #:nodoc:
         xml = Builder::XmlMarkup.new indent: 2
         add_purchase_data(xml, money, true, options)
         add_credit_service(xml, request_id, request_token)
+        add_partner_solution_id(xml)
 
         xml.target!
       end
@@ -471,7 +480,6 @@ module ActiveMerchant #:nodoc:
         xml.tag! 'clientLibrary', 'Ruby Active Merchant'
         xml.tag! 'clientLibraryVersion', VERSION
         xml.tag! 'clientEnvironment', RUBY_PLATFORM
-        xml.tag!('partnerSolutionID', application_id) if application_id
 
         add_merchant_descriptor(xml, options)
       end
@@ -596,20 +604,30 @@ module ActiveMerchant #:nodoc:
               indicator = options[:commerce_indicator] || stored_credential_commerce_indicator(options)
               xml.tag!('commerceIndicator', indicator) if indicator
             end
+            xml.tag!('reconciliationID', options[:reconciliation_id]) if options[:reconciliation_id]
           end
         end
       end
 
       def add_normalized_threeds_2_data(xml, payment_method, options)
         threeds_2_options = options[:three_d_secure]
+        cc_brand = card_brand(payment_method).to_sym
+        xid = threeds_2_options[:xid]
 
-        xml.tag!('cavv', threeds_2_options[:cavv]) if threeds_2_options[:cavv] && card_brand(payment_method).to_sym != :master
+        xml.tag!('cavv', threeds_2_options[:cavv]) if threeds_2_options[:cavv] && cc_brand != :master
         xml.tag!('cavvAlgorithm', threeds_2_options[:cavv_algorithm]) if threeds_2_options[:cavv_algorithm]
         xml.tag!('paSpecificationVersion', threeds_2_options[:version]) if threeds_2_options[:version]
         xml.tag!('directoryServerTransactionID', threeds_2_options[:ds_transaction_id]) if threeds_2_options[:ds_transaction_id]
-        xml.tag!('commerceIndicator', options[:commerce_indicator] || ECI_BRAND_MAPPING[card_brand(payment_method).to_sym])
+        xml.tag!('commerceIndicator', options[:commerce_indicator] || ECI_BRAND_MAPPING[cc_brand])
         xml.tag!('eciRaw', threeds_2_options[:eci]) if threeds_2_options[:eci]
-        xml.tag!('xid', threeds_2_options[:xid]) if threeds_2_options[:xid]
+
+        if xid.present?
+          xml.tag!('xid', xid)
+        elsif threeds_2_options[:version]&.start_with?('2') && cc_brand != :master
+          cavv = threeds_2_options[:cavv]
+          xml.tag!('xid', cavv) if cavv.present?
+        end
+
         xml.tag!('veresEnrolled', threeds_2_options[:enrolled]) if threeds_2_options[:enrolled]
         xml.tag!('paresStatus', threeds_2_options[:authentication_response_status]) if threeds_2_options[:authentication_response_status]
       end
@@ -619,12 +637,13 @@ module ActiveMerchant #:nodoc:
 
         xml.tag! 'ucaf' do
           xml.tag!('authenticationData', options[:three_d_secure][:cavv])
-          xml.tag!('collectionIndicator', options[:collection_indicator]) if options[:collection_indicator]
+          xml.tag!('collectionIndicator', options[:collection_indicator] || DEFAULT_COLLECTION_INDICATOR)
         end
       end
 
       def stored_credential_commerce_indicator(options)
         return unless options[:stored_credential]
+
         return if options[:stored_credential][:initial_transaction]
 
         case options[:stored_credential][:reason_type]
@@ -639,6 +658,7 @@ module ActiveMerchant #:nodoc:
 
       def add_auth_network_tokenization(xml, payment_method, options)
         return unless network_tokenization?(payment_method)
+
         brand = card_brand(payment_method).to_sym
 
         case brand
@@ -647,14 +667,16 @@ module ActiveMerchant #:nodoc:
             xml.tag!('cavv', payment_method.payment_cryptogram)
             xml.tag!('commerceIndicator', ECI_BRAND_MAPPING[brand])
             xml.tag!('xid', payment_method.payment_cryptogram)
+            xml.tag!('reconciliationID', options[:reconciliation_id]) if options[:reconciliation_id]
           end
         when :master
           xml.tag! 'ucaf' do
             xml.tag!('authenticationData', payment_method.payment_cryptogram)
-            xml.tag!('collectionIndicator', '2')
+            xml.tag!('collectionIndicator', DEFAULT_COLLECTION_INDICATOR)
           end
           xml.tag! 'ccAuthService', {'run' => 'true'} do
             xml.tag!('commerceIndicator', ECI_BRAND_MAPPING[brand])
+            xml.tag!('reconciliationID', options[:reconciliation_id]) if options[:reconciliation_id]
           end
         when :american_express
           cryptogram = Base64.decode64(payment_method.payment_cryptogram)
@@ -662,6 +684,7 @@ module ActiveMerchant #:nodoc:
             xml.tag!('cavv', Base64.encode64(cryptogram[0...20]))
             xml.tag!('commerceIndicator', ECI_BRAND_MAPPING[brand])
             xml.tag!('xid', Base64.encode64(cryptogram[20...40]))
+            xml.tag!('reconciliationID', options[:reconciliation_id]) if options[:reconciliation_id]
           end
         end
       end
@@ -676,15 +699,20 @@ module ActiveMerchant #:nodoc:
         xml.tag! 'ccCaptureService', {'run' => 'true'} do
           xml.tag! 'authRequestID', request_id
           xml.tag! 'authRequestToken', request_token
+          xml.tag! 'reconciliationID', options[:reconciliation_id] if options[:reconciliation_id]
         end
       end
 
       def add_purchase_service(xml, payment_method, options)
         if options[:pinless_debit_card]
-          xml.tag! 'pinlessDebitService', {'run' => 'true'}
+          xml.tag! 'pinlessDebitService', {'run' => 'true'} do
+            xml.tag!('reconciliationID', options[:reconciliation_id]) if options[:reconciliation_id]
+          end
         else
           add_auth_service(xml, payment_method, options)
-          xml.tag! 'ccCaptureService', {'run' => 'true'}
+          xml.tag! 'ccCaptureService', {'run' => 'true'} do
+            xml.tag!('reconciliationID', options[:reconciliation_id]) if options[:reconciliation_id]
+          end
         end
       end
 
@@ -809,16 +837,28 @@ module ActiveMerchant #:nodoc:
       end
 
       def add_stored_credential_options(xml, options={})
-        return unless options[:stored_credential]
+        return unless options[:stored_credential] || options[:stored_credential_overrides]
 
-        if options[:stored_credential][:initial_transaction]
-          xml.tag! 'subsequentAuthFirst', 'true'
-        elsif options[:stored_credential][:reason_type] == 'unscheduled'
-          xml.tag! 'subsequentAuth', 'true'
-          xml.tag! 'subsequentAuthTransactionID', options[:stored_credential][:network_transaction_id]
-        else
-          xml.tag! 'subsequentAuthTransactionID', options[:stored_credential][:network_transaction_id]
-        end
+        stored_credential_subsequent_auth = 'true' if options.dig(:stored_credential, :initiator) == 'merchant'
+        stored_credential_subsequent_auth_first = 'true' if options.dig(:stored_credential, :initial_transaction)
+        stored_credential_transaction_id = options.dig(:stored_credential, :network_transaction_id) if options.dig(:stored_credential, :initiator) == 'merchant'
+        stored_credential_subsequent_auth_stored_cred = 'true' if options.dig(:stored_credential, :initiator) == 'cardholder' && !options.dig(:stored_credential, :initial_transaction) || options.dig(:stored_credential, :initiator) == 'merchant' && options.dig(:stored_credential, :reason_type) == 'unscheduled'
+
+        override_subsequent_auth = options.dig(:stored_credential_overrides, :subsequent_auth)
+        override_subsequent_auth_first = options.dig(:stored_credential_overrides, :subsequent_auth_first)
+        override_subsequent_auth_transaction_id = options.dig(:stored_credential_overrides, :subsequent_auth_transaction_id)
+        override_subsequent_auth_stored_cred = options.dig(:stored_credential_overrides, :subsequent_auth_stored_credential)
+
+        xml.subsequentAuth override_subsequent_auth.nil? ? stored_credential_subsequent_auth : override_subsequent_auth
+        xml.subsequentAuthFirst override_subsequent_auth_first.nil? ? stored_credential_subsequent_auth_first : override_subsequent_auth_first
+        xml.subsequentAuthTransactionID override_subsequent_auth_transaction_id.nil? ? stored_credential_transaction_id : override_subsequent_auth_transaction_id
+        xml.subsequentAuthStoredCredential override_subsequent_auth_stored_cred.nil? ? stored_credential_subsequent_auth_stored_cred : override_subsequent_auth_stored_cred
+      end
+
+      def add_partner_solution_id(xml)
+        return unless application_id
+
+        xml.tag!('partnerSolutionID', application_id)
       end
 
       # Where we actually build the full SOAP request using builder
@@ -862,9 +902,8 @@ module ActiveMerchant #:nodoc:
         end
 
         success = success?(response)
-        message = response[:message]
-
-        authorization = success ? authorization_from(response, action, amount, options) : nil
+        message = message_from(response)
+        authorization = success || in_fraud_review?(response) ? authorization_from(response, action, amount, options) : nil
 
         Response.new(success, message, response,
           test: test?,
@@ -901,7 +940,7 @@ module ActiveMerchant #:nodoc:
         if node.has_elements?
           node.elements.each { |e| parse_element(reply, e) }
         else
-          if node.parent.name =~ /item/
+          if /item/.match?(node.parent.name)
             parent = node.parent.name
             parent += '_' + node.parent.attributes['id'] if node.parent.attributes['id']
             parent += '_'
@@ -929,6 +968,16 @@ module ActiveMerchant #:nodoc:
       def success?(response)
         response[:decision] == @@decision_codes[:accept]
       end
+
+      def message_from(response)
+        if response[:reasonCode] == '101' && response[:missingField]
+          "#{response[:message]}: #{response[:missingField]}"
+        elsif response[:reasonCode] == '102' && response[:invalidField]
+          "#{response[:message]}: #{response[:invalidField]}"
+        else
+          response[:message]
+        end
+      end
     end
   end
 end