active_accountability_merchant 1.97.1

data/lib/active_merchant/billing/gateways/instapay.rb

@@ -0,0 +1,162 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class InstapayGateway < Gateway
+      self.live_url = 'https://trans.instapaygateway.com/cgi-bin/process.cgi'
+
+      # The countries the gateway supports merchants from as 2 digit ISO country codes
+      self.supported_countries = ['US']
+      self.money_format = :dollars
+      self.default_currency = 'USD'
+      # The card types supported by the payment gateway
+      self.supported_cardtypes = [:visa, :master, :american_express, :discover]
+
+      # The homepage URL of the gateway
+      self.homepage_url = 'http://www.instapayllc.com'
+
+      # The name of the gateway
+      self.display_name = 'InstaPay'
+
+      SUCCESS         = 'Accepted'
+      SUCCESS_MESSAGE = 'The transaction has been approved'
+
+      def initialize(options = {})
+        requires!(options, :login)
+        super
+      end
+
+      def authorize(money, creditcard, options = {})
+        post = {}
+        post[:authonly] = 1
+        add_amount(post, money)
+        add_invoice(post, options)
+        add_creditcard(post, creditcard)
+        add_address(post, options)
+        add_customer_data(post, options)
+
+        commit('ns_quicksale_cc', post)
+      end
+
+      def purchase(money, creditcard, options = {})
+        post = {}
+        add_amount(post, money)
+        add_invoice(post, options)
+        add_creditcard(post, creditcard)
+        add_address(post, options)
+        add_customer_data(post, options)
+
+        commit('ns_quicksale_cc', post)
+      end
+
+      def capture(money, authorization, options = {})
+        post = {}
+        add_amount(post, money)
+        add_reference(post, authorization)
+        commit('ns_quicksale_cc', post)
+      end
+
+      private
+
+      def add_amount(post, money)
+        post[:amount] = amount(money)
+      end
+
+      def add_reference(post, reference)
+        post[:postonly] = reference
+      end
+
+      def add_customer_data(post, options)
+        post[:ci_email]       = options[:email]
+        post['ci_IP Address'] = options[:ip]
+      end
+
+      def add_address(post, options)
+        if address = options[:billing_address] || options[:address]
+          post[:ci_billaddr1]   = address[:address1]
+          post[:ci_billaddr2]   = address[:address2]
+          post[:ci_billcity]    = address[:city]
+          post[:ci_billstate]   = address[:state]
+          post[:ci_billzip]     = address[:zip]
+          post[:ci_billcountry] = address[:country]
+          post[:ci_phone]       = address[:phone]
+        end
+
+        if address = options[:shipping_address]
+          post[:ci_shipaddr1]   = address[:address1]
+          post[:ci_shipaddr2]   = address[:address2]
+          post[:ci_shipcity]    = address[:city]
+          post[:ci_shipstate]   = address[:state]
+          post[:ci_shipzip]     = address[:zip]
+          post[:ci_shipcountry] = address[:country]
+        end
+      end
+
+      def add_invoice(post, options)
+        post[:merchantordernumber] = options[:order_id]
+        post[:ci_memo]             = options[:description]
+        post[:pocustomerrefid]     = options[:invoice]
+      end
+
+      def add_creditcard(post, creditcard)
+        post[:ccnum]   = creditcard.number
+        post[:expmon]  = format(creditcard.month, :two_digits)
+        post[:cvv2]    = creditcard.verification_value if creditcard.verification_value?
+        post[:expyear] = creditcard.year
+        post[:ccname]  = creditcard.name
+      end
+
+      def parse(body)
+        results = {}
+        fields = body.split("\r\n")
+
+        response = fields[1].split('=')
+        response_data = response[1].split(':')
+
+        if response[0] == SUCCESS
+          results[:success] = true
+          results[:message] = SUCCESS_MESSAGE
+          results[:transaction_type] = response_data[0]
+          results[:authorization_code] = response_data[1]
+          results[:reference_number] = response_data[2]
+          results[:batch_number] = response_data[3]
+          results[:transaction_id] = response_data[4]
+          results[:avs_result] = response_data[5]
+          results[:authorize_net] = response_data[6]
+          results[:cvv_result] = response_data[7]
+        else
+          results[:success] = false
+          results[:result] = response_data[0]
+          results[:response_code] = response_data[1]
+          results[:message] = response_data[2]
+        end
+
+        fields[1..-1].each do |pair|
+          key, value = pair.split('=')
+          results[key] = value
+        end
+        results
+      end
+
+      def commit(action, parameters)
+        data = ssl_post self.live_url, post_data(action, parameters)
+        response = parse(data)
+
+        Response.new(response[:success], response[:message], response,
+          :authorization => response[:transaction_id],
+          :avs_result => { :code => response[:avs_result] },
+          :cvv_result => response[:cvv_result]
+        )
+      end
+
+      def post_data(action, parameters = {})
+        post = {}
+        post[:acctid] = @options[:login]
+        if(@options[:password])
+          post[:merchantpin] = @options[:password]
+        end
+        post[:action] = action
+        request = post.merge(parameters).collect { |key, value| "#{key}=#{CGI.escape(value.to_s)}" }.join('&')
+        request
+      end
+    end
+  end
+end

data/lib/active_merchant/billing/gateways/ipp.rb

@@ -0,0 +1,176 @@
+require 'nokogiri'
+
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    class IppGateway < Gateway
+      self.live_url = 'https://www.ippayments.com.au/interface/api/dts.asmx'
+      self.test_url = 'https://demo.ippayments.com.au/interface/api/dts.asmx'
+
+      self.supported_countries = ['AU']
+      self.supported_cardtypes = [:visa, :master, :american_express, :diners_club, :jcb]
+
+      self.homepage_url = 'http://www.ippayments.com.au/'
+      self.display_name = 'IPP'
+
+      self.money_format = :cents
+
+      STANDARD_ERROR_CODE_MAPPING = {
+        '05' => STANDARD_ERROR_CODE[:card_declined],
+        '06' => STANDARD_ERROR_CODE[:processing_error],
+        '14' => STANDARD_ERROR_CODE[:invalid_number],
+        '54' => STANDARD_ERROR_CODE[:expired_card],
+      }
+
+      def initialize(options={})
+        ActiveMerchant.deprecated('IPP gateway is now named Bambora Asia-Pacific')
+        requires!(options, :username, :password)
+        super
+      end
+
+      def purchase(money, payment, options={})
+        commit('SubmitSinglePayment') do |xml|
+          xml.Transaction do
+            xml.CustRef options[:order_id]
+            add_amount(xml, money)
+            xml.TrnType '1'
+            add_credit_card(xml, payment)
+            add_credentials(xml)
+            xml.TrnSource options[:ip]
+          end
+        end
+      end
+
+      def authorize(money, payment, options={})
+        commit('SubmitSinglePayment') do |xml|
+          xml.Transaction do
+            xml.CustRef options[:order_id]
+            add_amount(xml, money)
+            xml.TrnType '2'
+            add_credit_card(xml, payment)
+            add_credentials(xml)
+            xml.TrnSource options[:ip]
+          end
+        end
+      end
+
+      def capture(money, authorization, options={})
+        commit('SubmitSingleCapture') do |xml|
+          xml.Capture do
+            xml.Receipt authorization
+            add_amount(xml, money)
+            add_credentials(xml)
+          end
+        end
+      end
+
+      def refund(money, authorization, options={})
+        commit('SubmitSingleRefund') do |xml|
+          xml.Refund do
+            xml.Receipt authorization
+            add_amount(xml, money)
+            add_credentials(xml)
+          end
+        end
+      end
+
+      def supports_scrubbing?
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((<CardNumber>)[^<]+(<))i, '\1[FILTERED]\2').
+          gsub(%r((<CVN>)[^<]+(<))i, '\1[FILTERED]\2').
+          gsub(%r((<Password>)[^<]+(<))i, '\1[FILTERED]\2')
+      end
+
+      private
+
+      def add_credentials(xml)
+        xml.Security do
+          xml.UserName @options[:username]
+          xml.Password @options[:password]
+        end
+      end
+
+      def add_amount(xml, money)
+        xml.Amount amount(money)
+      end
+
+      def add_credit_card(xml, payment)
+        xml.CreditCard :Registered => 'False' do
+          xml.CardNumber payment.number
+          xml.ExpM format(payment.month, :two_digits)
+          xml.ExpY format(payment.year, :four_digits)
+          xml.CVN payment.verification_value
+          xml.CardHolderName payment.name
+        end
+      end
+
+      def parse(body)
+        element = Nokogiri::XML(body).root.first_element_child.first_element_child
+
+        response = {}
+        doc = Nokogiri::XML(element)
+        doc.root.elements.each do |e|
+          response[e.name.underscore.to_sym] = e.inner_text
+        end
+        response
+      end
+
+      def commit(action, &block)
+        headers = {
+          'Content-Type' => 'text/xml; charset=utf-8',
+          'SOAPAction' => "http://www.ippayments.com.au/interface/api/dts/#{action}",
+        }
+        response = parse(ssl_post(commit_url, new_submit_xml(action, &block), headers))
+
+        Response.new(
+          success_from(response),
+          message_from(response),
+          response,
+          authorization: authorization_from(response),
+          error_code: error_code_from(response),
+          test: test?
+        )
+      end
+
+      def new_submit_xml(action)
+        xml = Builder::XmlMarkup.new(indent: 2)
+        xml.instruct!
+        xml.soap :Envelope, 'xmlns:xsi' => 'http://www.w3.org/2001/XMLSchema-instance', 'xmlns:xsd' => 'http://www.w3.org/2001/XMLSchema', 'xmlns:soap' => 'http://schemas.xmlsoap.org/soap/envelope/' do
+          xml.soap :Body do
+            xml.__send__(action, 'xmlns' => 'http://www.ippayments.com.au/interface/api/dts') do
+              xml.trnXML do
+                inner_xml = Builder::XmlMarkup.new(indent: 2)
+                yield(inner_xml)
+                xml.cdata!(inner_xml.target!)
+              end
+            end
+          end
+        end
+        xml.target!
+      end
+
+      def commit_url
+        (test? ? test_url : live_url)
+      end
+
+      def success_from(response)
+        (response[:response_code] == '0')
+      end
+
+      def error_code_from(response)
+        STANDARD_ERROR_CODE_MAPPING[response[:declined_code]]
+      end
+
+      def message_from(response)
+        response[:declined_message]
+      end
+
+      def authorization_from(response)
+        response[:receipt]
+      end
+    end
+  end
+end

data/lib/active_merchant/billing/gateways/iridium.rb

@@ -0,0 +1,468 @@
+module ActiveMerchant #:nodoc:
+  module Billing #:nodoc:
+    # For more information on the Iridium Gateway please download the
+    # documentation from their Merchant Management System.
+    #
+    # The login and password are not the username and password you use to
+    # login to the Iridium Merchant Management System. Instead, you will
+    # use the API username and password you were issued separately.
+    class IridiumGateway < Gateway
+      self.live_url = self.test_url = 'https://gw1.iridiumcorp.net/'
+
+      # The countries the gateway supports merchants from as 2 digit ISO country codes
+      self.supported_countries = ['GB', 'ES']
+      self.default_currency = 'EUR'
+      self.money_format = :cents
+
+      # The card types supported by the payment gateway
+      self.supported_cardtypes = [:visa, :master, :american_express, :discover, :maestro, :jcb, :diners_club]
+
+      # The homepage URL of the gateway
+      self.homepage_url = 'http://www.iridiumcorp.co.uk/'
+
+      # The name of the gateway
+      self.display_name = 'Iridium'
+
+      CURRENCY_CODES = {
+        'AED' => '784',
+        'AFN' => '971',
+        'ALL' => '008',
+        'AMD' => '051',
+        'ANG' => '532',
+        'AOA' => '973',
+        'ARS' => '032',
+        'AUD' => '036',
+        'AWG' => '533',
+        'AZN' => '944',
+        'BAM' => '977',
+        'BBD' => '052',
+        'BDT' => '050',
+        'BGN' => '975',
+        'BHD' => '048',
+        'BIF' => '108',
+        'BMD' => '060',
+        'BND' => '096',
+        'BOB' => '068',
+        'BOV' => '984',
+        'BRL' => '986',
+        'BSD' => '044',
+        'BTN' => '064',
+        'BWP' => '072',
+        'BYR' => '974',
+        'BZD' => '084',
+        'CAD' => '124',
+        'CDF' => '976',
+        'CHE' => '947',
+        'CHF' => '756',
+        'CHW' => '948',
+        'CLF' => '990',
+        'CLP' => '152',
+        'CNY' => '156',
+        'COP' => '170',
+        'COU' => '970',
+        'CRC' => '188',
+        'CUP' => '192',
+        'CVE' => '132',
+        'CYP' => '196',
+        'CZK' => '203',
+        'DJF' => '262',
+        'DKK' => '208',
+        'DOP' => '214',
+        'DZD' => '012',
+        'EEK' => '233',
+        'EGP' => '818',
+        'ERN' => '232',
+        'ETB' => '230',
+        'EUR' => '978',
+        'FJD' => '242',
+        'FKP' => '238',
+        'GBP' => '826',
+        'GEL' => '981',
+        'GHS' => '288',
+        'GIP' => '292',
+        'GMD' => '270',
+        'GNF' => '324',
+        'GTQ' => '320',
+        'GYD' => '328',
+        'HKD' => '344',
+        'HNL' => '340',
+        'HRK' => '191',
+        'HTG' => '332',
+        'HUF' => '348',
+        'IDR' => '360',
+        'ILS' => '376',
+        'INR' => '356',
+        'IQD' => '368',
+        'IRR' => '364',
+        'ISK' => '352',
+        'JMD' => '388',
+        'JOD' => '400',
+        'JPY' => '392',
+        'KES' => '404',
+        'KGS' => '417',
+        'KHR' => '116',
+        'KMF' => '174',
+        'KPW' => '408',
+        'KRW' => '410',
+        'KWD' => '414',
+        'KYD' => '136',
+        'KZT' => '398',
+        'LAK' => '418',
+        'LBP' => '422',
+        'LKR' => '144',
+        'LRD' => '430',
+        'LSL' => '426',
+        'LTL' => '440',
+        'LVL' => '428',
+        'LYD' => '434',
+        'MAD' => '504',
+        'MDL' => '498',
+        'MGA' => '969',
+        'MKD' => '807',
+        'MMK' => '104',
+        'MNT' => '496',
+        'MOP' => '446',
+        'MRO' => '478',
+        'MTL' => '470',
+        'MUR' => '480',
+        'MVR' => '462',
+        'MWK' => '454',
+        'MXN' => '484',
+        'MXV' => '979',
+        'MYR' => '458',
+        'MZN' => '943',
+        'NAD' => '516',
+        'NGN' => '566',
+        'NIO' => '558',
+        'NOK' => '578',
+        'NPR' => '524',
+        'NZD' => '554',
+        'OMR' => '512',
+        'PAB' => '590',
+        'PEN' => '604',
+        'PGK' => '598',
+        'PHP' => '608',
+        'PKR' => '586',
+        'PLN' => '985',
+        'PYG' => '600',
+        'QAR' => '634',
+        'ROL' => '642',
+        'RON' => '946',
+        'RSD' => '941',
+        'RUB' => '643',
+        'RWF' => '646',
+        'SAR' => '682',
+        'SBD' => '090',
+        'SCR' => '690',
+        'SDG' => '938',
+        'SEK' => '752',
+        'SGD' => '702',
+        'SHP' => '654',
+        'SKK' => '703',
+        'SLL' => '694',
+        'SOS' => '706',
+        'SRD' => '968',
+        'STD' => '678',
+        'SYP' => '760',
+        'SZL' => '748',
+        'THB' => '764',
+        'TJS' => '972',
+        'TMM' => '795',
+        'TND' => '788',
+        'TOP' => '776',
+        'TRY' => '949',
+        'TTD' => '780',
+        'TWD' => '901',
+        'TZS' => '834',
+        'UAH' => '980',
+        'UGX' => '800',
+        'USD' => '840',
+        'USN' => '997',
+        'USS' => '998',
+        'UYU' => '858',
+        'UZS' => '860',
+        'VEB' => '862',
+        'VND' => '704',
+        'VUV' => '548',
+        'WST' => '882',
+        'XAF' => '950',
+        'XAG' => '961',
+        'XAU' => '959',
+        'XBA' => '955',
+        'XBB' => '956',
+        'XBC' => '957',
+        'XBD' => '958',
+        'XCD' => '951',
+        'XDR' => '960',
+        'XOF' => '952',
+        'XPD' => '964',
+        'XPF' => '953',
+        'XPT' => '962',
+        'XTS' => '963',
+        'XXX' => '999',
+        'YER' => '886',
+        'ZAR' => '710',
+        'ZMK' => '894',
+        'ZWD' => '716',
+      }
+
+      AVS_CODE = {
+        'PASSED' => 'Y',
+        'FAILED' => 'N',
+        'PARTIAL' => 'X',
+        'NOT_CHECKED' => 'X',
+        'UNKNOWN' => 'X'
+      }
+
+      CVV_CODE = {
+        'PASSED' => 'M',
+        'FAILED' => 'N',
+        'PARTIAL' => 'I',
+        'NOT_CHECKED' => 'P',
+        'UNKNOWN' => 'U'
+      }
+
+      def initialize(options = {})
+        requires!(options, :login, :password)
+        super
+      end
+
+      def authorize(money, payment_source, options = {})
+        setup_address_hash(options)
+
+        if payment_source.respond_to?(:number)
+          commit(build_purchase_request('PREAUTH', money, payment_source, options), options)
+        else
+          commit(build_reference_request('PREAUTH', money, payment_source, options), options)
+        end
+      end
+
+      def purchase(money, payment_source, options = {})
+        setup_address_hash(options)
+
+        if payment_source.respond_to?(:number)
+          commit(build_purchase_request('SALE', money, payment_source, options), options)
+        else
+          commit(build_reference_request('SALE', money, payment_source, options), options)
+        end
+      end
+
+      def capture(money, authorization, options = {})
+        commit(build_reference_request('COLLECTION', money, authorization, options), options)
+      end
+
+      def credit(money, authorization, options={})
+        ActiveMerchant.deprecated CREDIT_DEPRECATION_MESSAGE
+        refund(money, authorization, options)
+      end
+
+      def refund(money, authorization, options={})
+        commit(build_reference_request('REFUND', money, authorization, options), options)
+      end
+
+      def void(authorization, options={})
+        commit(build_reference_request('VOID', nil, authorization, options), options)
+      end
+
+      def supports_scrubbing
+        true
+      end
+
+      def scrub(transcript)
+        transcript.
+          gsub(%r((Authorization: Basic )\w+), '\1[FILTERED]').
+          gsub(%r((<CardNumber>)\d+(</CardNumber>)), '\1[FILTERED]\2').
+          gsub(%r((<CV2>)\d+(</CV2>)), '\1[FILTERED]\2')
+      end
+
+      private
+
+      def build_purchase_request(type, money, creditcard, options)
+        options[:action] = 'CardDetailsTransaction'
+        build_request(options) do |xml|
+          add_purchase_data(xml, type, money, options)
+          add_creditcard(xml, creditcard)
+          add_customerdetails(xml, creditcard, options[:billing_address], options)
+        end
+      end
+
+      def build_reference_request(type, money, authorization, options)
+        options[:action] = 'CrossReferenceTransaction'
+        order_id, cross_reference, _ = authorization.split(';')
+        build_request(options) do |xml|
+          if money
+            details = {'CurrencyCode' => currency_code(options[:currency] || default_currency), 'Amount' => amount(money)}
+          else
+            details = {'CurrencyCode' => currency_code(default_currency), 'Amount' => '0'}
+          end
+          xml.tag! 'TransactionDetails', details do
+            xml.tag! 'MessageDetails', {'TransactionType' => type, 'CrossReference' => cross_reference}
+            xml.tag! 'OrderID', (options[:order_id] || order_id)
+          end
+        end
+      end
+
+      def build_request(options)
+        requires!(options, :action)
+        xml = Builder::XmlMarkup.new :indent => 2
+        xml.instruct!(:xml, :version => '1.0', :encoding => 'utf-8')
+        xml.tag! 'soap:Envelope', { 'xmlns:soap' => 'http://schemas.xmlsoap.org/soap/envelope/',
+                                    'xmlns:xsi' => 'http://www.w3.org/2001/XMLSchema-instance',
+                                    'xmlns:xsd' => 'http://www.w3.org/2001/XMLSchema'} do
+          xml.tag! 'soap:Body' do
+            xml.tag! options[:action], {'xmlns' => 'https://www.thepaymentgateway.net/'} do
+              xml.tag! 'PaymentMessage' do
+                add_merchant_data(xml, options)
+                yield(xml)
+              end
+            end
+          end
+        end
+        xml.target!
+      end
+
+      def setup_address_hash(options)
+        options[:billing_address] = options[:billing_address] || options[:address] || {}
+        options[:shipping_address] = options[:shipping_address] || {}
+      end
+
+      def add_purchase_data(xml, type, money, options)
+        requires!(options, :order_id)
+        xml.tag! 'TransactionDetails', {'Amount' => amount(money), 'CurrencyCode' => currency_code(options[:currency] || currency(money))} do
+          xml.tag! 'MessageDetails', {'TransactionType' => type}
+          xml.tag! 'OrderID', options[:order_id]
+          xml.tag! 'TransactionControl' do
+            xml.tag! 'ThreeDSecureOverridePolicy', 'FALSE'
+            xml.tag! 'EchoAVSCheckResult', 'TRUE'
+            xml.tag! 'EchoCV2CheckResult', 'TRUE'
+          end
+        end
+      end
+
+      def add_customerdetails(xml, creditcard, address, options, shipTo = false)
+        xml.tag! 'CustomerDetails' do
+          if address
+            unless address[:country].blank?
+              country_code = Country.find(address[:country]).code(:numeric)
+            end
+            xml.tag! 'BillingAddress' do
+              xml.tag! 'Address1', address[:address1]
+              xml.tag! 'Address2', address[:address2]
+              xml.tag! 'City', address[:city]
+              xml.tag! 'State', address[:state]
+              xml.tag! 'PostCode', address[:zip]
+              xml.tag! 'CountryCode', country_code if country_code
+            end
+            xml.tag! 'PhoneNumber', address[:phone]
+          end
+
+          xml.tag! 'EmailAddress', options[:email]
+          xml.tag! 'CustomerIPAddress', options[:ip] || '127.0.0.1'
+        end
+      end
+
+      def add_creditcard(xml, creditcard)
+        xml.tag! 'CardDetails' do
+          xml.tag! 'CardName', creditcard.name
+          xml.tag! 'CV2', creditcard.verification_value if creditcard.verification_value
+          xml.tag! 'CardNumber', creditcard.number
+          xml.tag! 'ExpiryDate', { 'Month' => creditcard.month.to_s.rjust(2, '0'), 'Year' => creditcard.year.to_s[/\d\d$/] }
+        end
+      end
+
+      def add_merchant_data(xml, options)
+        xml.tag! 'MerchantAuthentication', {'MerchantID' => @options[:login], 'Password' => @options[:password]}
+      end
+
+      def commit(request, options)
+        requires!(options, :action)
+        response = parse(ssl_post(test? ? self.test_url : self.live_url, request,
+          {'SOAPAction' => 'https://www.thepaymentgateway.net/' + options[:action],
+           'Content-Type' => 'text/xml; charset=utf-8' }))
+
+        success = response[:transaction_result][:status_code] == '0'
+        message = response[:transaction_result][:message]
+        authorization = success ? [ options[:order_id], response[:transaction_output_data][:cross_reference], response[:transaction_output_data][:auth_code] ].compact.join(';') : nil
+
+        Response.new(success, message, response,
+          :test => test?,
+          :authorization => authorization,
+          :avs_result => {
+            :street_match => AVS_CODE[ response[:transaction_output_data][:address_numeric_check_result] ],
+            :postal_match => AVS_CODE[ response[:transaction_output_data][:post_code_check_result] ],
+          },
+          :cvv_result => CVV_CODE[ response[:transaction_output_data][:cv2_check_result] ]
+        )
+      end
+
+      def parse(xml)
+        reply = {}
+        xml = REXML::Document.new(xml)
+        if (root = REXML::XPath.first(xml, '//CardDetailsTransactionResponse')) or
+              (root = REXML::XPath.first(xml, '//CrossReferenceTransactionResponse'))
+          root.elements.to_a.each do |node|
+            case node.name
+            when 'Message'
+              reply[:message] = reply(node.text)
+            else
+              parse_element(reply, node)
+            end
+          end
+        elsif root = REXML::XPath.first(xml, '//soap:Fault')
+          parse_element(reply, root)
+          reply[:message] = "#{reply[:faultcode]}: #{reply[:faultstring]}"
+        end
+        reply
+      end
+
+      def parse_element(reply, node)
+        case node.name
+        when 'CrossReferenceTransactionResult'
+          reply[:transaction_result] = {}
+          node.attributes.each do |a, b|
+            reply[:transaction_result][a.underscore.to_sym] = b
+          end
+          node.elements.each { |e| parse_element(reply[:transaction_result], e) } if node.has_elements?
+
+        when 'CardDetailsTransactionResult'
+          reply[:transaction_result] = {}
+          node.attributes.each do |a, b|
+            reply[:transaction_result][a.underscore.to_sym] = b
+          end
+          node.elements.each { |e| parse_element(reply[:transaction_result], e) } if node.has_elements?
+
+        when 'TransactionOutputData'
+          reply[:transaction_output_data] = {}
+          node.attributes.each { |a, b| reply[:transaction_output_data][a.underscore.to_sym] = b }
+          node.elements.each { |e| parse_element(reply[:transaction_output_data], e) } if node.has_elements?
+        when 'CustomVariables'
+          reply[:custom_variables] = {}
+          node.attributes.each { |a, b| reply[:custom_variables][a.underscore.to_sym] = b }
+          node.elements.each { |e| parse_element(reply[:custom_variables], e) } if node.has_elements?
+        when 'GatewayEntryPoints'
+          reply[:gateway_entry_points] = {}
+          node.attributes.each { |a, b| reply[:gateway_entry_points][a.underscore.to_sym] = b }
+          node.elements.each { |e| parse_element(reply[:gateway_entry_points], e) } if node.has_elements?
+        else
+          k = node.name.underscore.to_sym
+          if node.has_elements?
+            reply[k] = {}
+            node.elements.each { |e| parse_element(reply[k], e) }
+          else
+            if node.has_attributes?
+              reply[k] = {}
+              node.attributes.each { |a, b| reply[k][a.underscore.to_sym] = b }
+            else
+              reply[k] = node.text
+            end
+          end
+        end
+        reply
+      end
+
+      def currency_code(currency)
+        CURRENCY_CODES[currency]
+      end
+    end
+  end
+end