open-rating-engine 0.1.0__tar.gz

open_rating_engine-0.1.0/LICENSE

@@ -0,0 +1,201 @@
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open_rating_engine-0.1.0/PKG-INFO

@@ -0,0 +1,144 @@
+Metadata-Version: 2.4
+Name: open-rating-engine
+Version: 0.1.0
+Summary: A DAG-based insurance/banking rating engine with price optimisation
+Author-email: bhavek jamnadas <bhavek.jamnadas.actuary@gmail.com>
+License-Expression: Apache-2.0
+Project-URL: Homepage, https://github.com/bhavek-jamnadas/open-rating-engine
+Project-URL: Issues, https://github.com/bhavek-jamnadas/open-rating-engine/issues
+Keywords: actuarial,actuary,pricing,rating engine,price optimisation,insurance
+Classifier: Programming Language :: Python :: 3
+Classifier: Operating System :: OS Independent
+Requires-Python: >=3.9
+Description-Content-Type: text/markdown
+License-File: LICENSE
+Requires-Dist: numpy>=1.20
+Requires-Dist: pandas<3
+Requires-Dist: mlflow
+Requires-Dist: tqdm
+Requires-Dist: scipy
+Requires-Dist: numba
+Provides-Extra: h2o
+Requires-Dist: h2o; extra == "h2o"
+Requires-Dist: jpype1; extra == "h2o"
+Provides-Extra: onnx
+Requires-Dist: onnxruntime; extra == "onnx"
+Provides-Extra: viz
+Requires-Dist: plotly; extra == "viz"
+Requires-Dist: networkx; extra == "viz"
+Provides-Extra: notebook
+Requires-Dist: ipywidgets; extra == "notebook"
+Provides-Extra: all
+Requires-Dist: open-rating-engine[h2o,notebook,onnx,viz]; extra == "all"
+Provides-Extra: test
+Requires-Dist: pytest>=8.0; extra == "test"
+Requires-Dist: pytest-cov; extra == "test"
+Requires-Dist: pytest-mock; extra == "test"
+Requires-Dist: jpype1; extra == "test"
+Dynamic: license-file
+
+# open-rating-engine
+
+An insurance/banking rating engine for Python. You describe a pricing algorithm as a set of
+typed layers; the engine builds a dependency graph (DAG) from them and scores policies through
+it. It also ships price optimisers that run on top of a pipeline.
+
+A pipeline is an MLflow `PythonModel`, so you log, version, load and serve it with standard
+MLflow tooling.
+
+## Install
+
+```bash
+pip install open-rating-engine          # core: pipeline, layers, optimisers
+pip install "open-rating-engine[all]"   # plus every optional extra
+```
+
+| Extra | Adds | Needed for |
+|---|---|---|
+| `h2o` | `h2o`, `jpype1` | `H2OScoringParameter` (H2O MOJO scoring) |
+| `onnx` | `onnxruntime` | `OnnxScoring` |
+| `viz` | `plotly`, `networkx` | `PyfuncPricingPipeline.plot_dag()` |
+| `notebook` | `ipywidgets` | optimiser progress bars in Jupyter |
+
+Optional dependencies are imported lazily, so `import open_rating_engine` works on a core-only
+install.
+
+## Imports
+
+The headline names (the pipeline, every layer class, the layer exceptions and `apply_aging`) are
+available from the top-level package. Everything else lives in its subpackage:
+
+```python
+from open_rating_engine import PyfuncPricingPipeline, RatingTablesLayer, apply_aging
+from open_rating_engine.optimization import PriceOptimizerRatingFactor
+from open_rating_engine.rating_engine.binning import thermometer_column_names
+```
+
+Package `__init__` modules load their names on first use, so `import open_rating_engine` is
+near-instant. You pay for mlflow only when you touch the pipeline or a layer. Each module's
+`__all__` defines its public API.
+
+## Rating engine
+
+`PyfuncPricingPipeline` (`open_rating_engine.rating_engine.pricing_pipeline`):
+
+- `add_parameter()` / `remove_parameter()` register and remove layers.
+- Layers are topologically sorted, and cycles are reported. Independent column calculations run
+  in parallel waves. Structural layers (joins, drops, renames, aggregations) run in sequence so
+  that tables stay consistent.
+- `predict(context, model_input)` is the MLflow-compatible scoring entry point.
+- `load_context(context)` expects every artifact in `context.artifacts` to be a local file
+  path. The engine fetches nothing remote, so download artifacts from blob storage or a model
+  registry before building the context.
+- `profile_predict()` returns how long each layer took. `plot_dag()` draws the graph.
+
+Pipeline state is a dict of named DataFrames. Each layer declares what it reads (`depends_on`)
+and what it writes, and the pipeline builds the DAG from those declarations.
+
+Layer types (`open_rating_engine.rating_engine.pricing_layers`), all extending `BasePricingLayer`:
+
+| Layer | Purpose |
+|---|---|
+| `SourceColumn` | Declares an input column supplied in the scoring payload |
+| `ColumnCalculation` | Computes a new column from an expression string (restricted builtins) or a callable |
+| `TableTransform` | Creates or replaces a table with a callable |
+| `TableAggregation` | Group-by with named aggregations, e.g. `{"total": ("cost", "sum")}` |
+| `TableJoin` | Merges two tables; the key names can differ on each side |
+| `RenameColumns` / `DropColumns` | Column-level changes |
+| `TableDrop` | Removes an intermediate table from the pipeline state |
+| `RatingTablesLayer` | Looks up rating factors from several tables and multiplies them together |
+| `GlmScoring` | Scores a GLM or other additive model in closed form, with no JVM |
+| `H2OScoringParameter` | Scores an H2O MOJO model (regression / binomial / multinomial) |
+| `OnnxScoring` | Scores an ONNX model |
+| `CustomLayer` | Runs any callable that doesn't fit a typed layer |
+
+`open_rating_engine.rating_engine.binning` holds the thermometer (cumulative) encoding. Training
+and scoring both use it, so they produce identical columns.
+
+## Price optimisation
+
+`open_rating_engine.optimization`:
+
+| Optimiser | Decision |
+|---|---|
+| `PriceOptimizerIndividual` | A multiplier for each policy, for a single period |
+| `PriceOptimizerRatingFactor` | A multiplier for each rating-factor level, for a single period |
+| `PriceOptimizerIndividualMultiPeriod` | A lifetime multiplier for each policy, chosen against multi-period NPV |
+| `PriceOptimizerRatingFactorMultiPeriod` | A rating-factor overlay, chosen by forward-simulating the horizon |
+
+Helpers: `simulate_adjustment_grid`, `make_demand_emulation`, `make_log_multiplier_penalty` and
+`make_log_multiplier_regularizer`.
+
+Multi-period optimisers age the book each period with
+`open_rating_engine.data_processing.data_aging.apply_aging`.
+
+## Development
+
+```bash
+pip install -e ".[all,test]"
+pytest
+```
+
+## License
+
+Apache License 2.0. See [LICENSE](LICENSE).

open_rating_engine-0.1.0/README.md

@@ -0,0 +1,105 @@
+# open-rating-engine
+
+An insurance/banking rating engine for Python. You describe a pricing algorithm as a set of
+typed layers; the engine builds a dependency graph (DAG) from them and scores policies through
+it. It also ships price optimisers that run on top of a pipeline.
+
+A pipeline is an MLflow `PythonModel`, so you log, version, load and serve it with standard
+MLflow tooling.
+
+## Install
+
+```bash
+pip install open-rating-engine          # core: pipeline, layers, optimisers
+pip install "open-rating-engine[all]"   # plus every optional extra
+```
+
+| Extra | Adds | Needed for |
+|---|---|---|
+| `h2o` | `h2o`, `jpype1` | `H2OScoringParameter` (H2O MOJO scoring) |
+| `onnx` | `onnxruntime` | `OnnxScoring` |
+| `viz` | `plotly`, `networkx` | `PyfuncPricingPipeline.plot_dag()` |
+| `notebook` | `ipywidgets` | optimiser progress bars in Jupyter |
+
+Optional dependencies are imported lazily, so `import open_rating_engine` works on a core-only
+install.
+
+## Imports
+
+The headline names (the pipeline, every layer class, the layer exceptions and `apply_aging`) are
+available from the top-level package. Everything else lives in its subpackage:
+
+```python
+from open_rating_engine import PyfuncPricingPipeline, RatingTablesLayer, apply_aging
+from open_rating_engine.optimization import PriceOptimizerRatingFactor
+from open_rating_engine.rating_engine.binning import thermometer_column_names
+```
+
+Package `__init__` modules load their names on first use, so `import open_rating_engine` is
+near-instant. You pay for mlflow only when you touch the pipeline or a layer. Each module's
+`__all__` defines its public API.
+
+## Rating engine
+
+`PyfuncPricingPipeline` (`open_rating_engine.rating_engine.pricing_pipeline`):
+
+- `add_parameter()` / `remove_parameter()` register and remove layers.
+- Layers are topologically sorted, and cycles are reported. Independent column calculations run
+  in parallel waves. Structural layers (joins, drops, renames, aggregations) run in sequence so
+  that tables stay consistent.
+- `predict(context, model_input)` is the MLflow-compatible scoring entry point.
+- `load_context(context)` expects every artifact in `context.artifacts` to be a local file
+  path. The engine fetches nothing remote, so download artifacts from blob storage or a model
+  registry before building the context.
+- `profile_predict()` returns how long each layer took. `plot_dag()` draws the graph.
+
+Pipeline state is a dict of named DataFrames. Each layer declares what it reads (`depends_on`)
+and what it writes, and the pipeline builds the DAG from those declarations.
+
+Layer types (`open_rating_engine.rating_engine.pricing_layers`), all extending `BasePricingLayer`:
+
+| Layer | Purpose |
+|---|---|
+| `SourceColumn` | Declares an input column supplied in the scoring payload |
+| `ColumnCalculation` | Computes a new column from an expression string (restricted builtins) or a callable |
+| `TableTransform` | Creates or replaces a table with a callable |
+| `TableAggregation` | Group-by with named aggregations, e.g. `{"total": ("cost", "sum")}` |
+| `TableJoin` | Merges two tables; the key names can differ on each side |
+| `RenameColumns` / `DropColumns` | Column-level changes |
+| `TableDrop` | Removes an intermediate table from the pipeline state |
+| `RatingTablesLayer` | Looks up rating factors from several tables and multiplies them together |
+| `GlmScoring` | Scores a GLM or other additive model in closed form, with no JVM |
+| `H2OScoringParameter` | Scores an H2O MOJO model (regression / binomial / multinomial) |
+| `OnnxScoring` | Scores an ONNX model |
+| `CustomLayer` | Runs any callable that doesn't fit a typed layer |
+
+`open_rating_engine.rating_engine.binning` holds the thermometer (cumulative) encoding. Training
+and scoring both use it, so they produce identical columns.
+
+## Price optimisation
+
+`open_rating_engine.optimization`:
+
+| Optimiser | Decision |
+|---|---|
+| `PriceOptimizerIndividual` | A multiplier for each policy, for a single period |
+| `PriceOptimizerRatingFactor` | A multiplier for each rating-factor level, for a single period |
+| `PriceOptimizerIndividualMultiPeriod` | A lifetime multiplier for each policy, chosen against multi-period NPV |
+| `PriceOptimizerRatingFactorMultiPeriod` | A rating-factor overlay, chosen by forward-simulating the horizon |
+
+Helpers: `simulate_adjustment_grid`, `make_demand_emulation`, `make_log_multiplier_penalty` and
+`make_log_multiplier_regularizer`.
+
+Multi-period optimisers age the book each period with
+`open_rating_engine.data_processing.data_aging.apply_aging`.
+
+## Development
+
+```bash
+pip install -e ".[all,test]"
+pytest
+```
+
+## License
+
+Apache License 2.0. See [LICENSE](LICENSE).

open_rating_engine-0.1.0/pyproject.toml

@@ -0,0 +1,79 @@
+[build-system]
+requires = ["setuptools>=77.0", "wheel"]
+build-backend = "setuptools.build_meta"
+
+[project]
+name = "open-rating-engine"
+version = "0.1.0"
+description = "A DAG-based insurance/banking rating engine with price optimisation"
+readme = "README.md"
+authors = [
+    { name = "bhavek jamnadas", email = "bhavek.jamnadas.actuary@gmail.com" }
+]
+license = "Apache-2.0"
+license-files = ["LICENSE"]
+requires-python = ">=3.9"
+keywords = ["actuarial", "actuary", "pricing", "rating engine", "price optimisation", "insurance"]
+classifiers = [
+    "Programming Language :: Python :: 3",
+    "Operating System :: OS Independent",
+]
+dependencies = [
+    "numpy>=1.20",
+    "pandas<3",  # RatingTablesLayer key validation assumes object-dtype strings
+    "mlflow",
+    "tqdm",
+    "scipy",
+    "numba",
+]
+
+[project.optional-dependencies]
+h2o = [
+    "h2o",
+    "jpype1",
+]
+onnx = [
+    "onnxruntime",
+]
+viz = [
+    "plotly",
+    "networkx",
+]
+notebook = [
+    "ipywidgets",
+]
+all = [
+    "open-rating-engine[h2o,onnx,viz,notebook]",
+]
+test = [
+    "pytest>=8.0",
+    "pytest-cov",
+    "pytest-mock",
+    "jpype1",
+]
+
+[project.urls]
+Homepage = "https://github.com/bhavek-jamnadas/open-rating-engine"
+Issues = "https://github.com/bhavek-jamnadas/open-rating-engine/issues"
+
+[tool.setuptools.packages.find]
+where = ["src"]
+
+[tool.pytest.ini_options]
+testpaths = ["tests"]
+pythonpath = ["src", "."]
+addopts = "-ra -q"
+filterwarnings = [
+    "ignore::UserWarning",
+    "ignore::DeprecationWarning",
+]
+
+[tool.coverage.run]
+source = ["open_rating_engine"]
+
+[tool.coverage.report]
+exclude_lines = [
+    "pragma: no cover",
+    "raise NotImplementedError",
+    "if __name__ == .__main__.:",
+]

open_rating_engine-0.1.0/setup.cfg

@@ -0,0 +1,4 @@
+[egg_info]
+tag_build = 
+tag_date = 0
+

open_rating_engine-0.1.0/src/open_rating_engine/__init__.py

@@ -0,0 +1,67 @@
+"""open-rating-engine: a DAG-based insurance/banking rating engine.
+
+Names below are loaded on first access (see ``_lazy.py``), so ``import
+open_rating_engine`` is cheap and pulls in mlflow only once the pipeline or a layer
+is actually used.
+"""
+
+from importlib.metadata import PackageNotFoundError, version
+from typing import TYPE_CHECKING
+
+from ._lazy import attach
+
+try:
+    __version__ = version("open-rating-engine")
+except PackageNotFoundError:  # running from a source checkout that isn't installed
+    __version__ = "0+unknown"
+
+__getattr__, __dir__, _exports = attach(
+    __name__,
+    exports={
+        ".rating_engine.pricing_pipeline": ["PyfuncPricingPipeline"],
+        ".rating_engine.pricing_layers": [
+            "BasePricingLayer",
+            "ColumnCalculation",
+            "CustomLayer",
+            "DropColumns",
+            "GlmScoring",
+            "H2OScoringParameter",
+            "OnnxScoring",
+            "RatingTablesLayer",
+            "RenameColumns",
+            "SourceColumn",
+            "TableAggregation",
+            "TableDrop",
+            "TableJoin",
+            "TableTransform",
+            "DependencyError",
+            "LayerCalculationError",
+        ],
+        ".data_processing.data_aging": ["apply_aging", "AgingRuleError"],
+    },
+    submodules=["data_processing", "optimization", "rating_engine"],
+)
+__all__ = ["__version__", *_exports]
+
+if TYPE_CHECKING:
+    from . import data_processing, optimization, rating_engine
+    from .data_processing.data_aging import AgingRuleError, apply_aging
+    from .rating_engine.pricing_layers import (
+        BasePricingLayer,
+        ColumnCalculation,
+        CustomLayer,
+        DependencyError,
+        DropColumns,
+        GlmScoring,
+        H2OScoringParameter,
+        LayerCalculationError,
+        OnnxScoring,
+        RatingTablesLayer,
+        RenameColumns,
+        SourceColumn,
+        TableAggregation,
+        TableDrop,
+        TableJoin,
+        TableTransform,
+    )
+    from .rating_engine.pricing_pipeline import PyfuncPricingPipeline

open_rating_engine-0.1.0/src/open_rating_engine/_lazy.py

@@ -0,0 +1,58 @@
+"""Lazy re-exports for package ``__init__`` modules (PEP 562).
+
+A package ``__init__`` that eagerly imports its submodules makes every import of
+anything in the package pay for all of them: ``from open_rating_engine.rating_engine
+.binning import ...`` would load mlflow just to run the parent ``__init__``. Instead
+each ``__init__`` declares which names it re-exports from which submodule, and the
+submodule is imported the first time one of those names is accessed.
+
+Each ``__init__`` also repeats the re-exports under ``if TYPE_CHECKING:`` so IDEs and
+type checkers see real imports. ``tests/test_public_api.py`` keeps the two in sync.
+"""
+
+import sys
+from importlib import import_module
+
+
+def attach(package, exports, submodules=()):
+    """Return ``(__getattr__, __dir__, __all__)`` for ``package``.
+
+    Parameters
+    ----------
+    package : str
+        The package's ``__name__``.
+    exports : dict[str, list[str]]
+        Maps a module path relative to ``package`` (e.g. ``".pricing_layers"``) to
+        the public names re-exported from it.
+    submodules : iterable of str
+        Child module names (e.g. ``"optimization"``) made reachable as attributes,
+        so ``open_rating_engine.optimization`` works after a bare
+        ``import open_rating_engine``.
+    """
+    name_to_module = {}
+    for module, names in exports.items():
+        for name in names:
+            if name in name_to_module:
+                raise ValueError(
+                    f"{package}: {name!r} is exported from both "
+                    f"{name_to_module[name]!r} and {module!r}"
+                )
+            name_to_module[name] = module
+    submodules = frozenset(submodules)
+    __all__ = sorted(set(name_to_module) | submodules)
+
+    def __getattr__(name):
+        if name in name_to_module:
+            value = getattr(import_module(name_to_module[name], package), name)
+        elif name in submodules:
+            value = import_module(f".{name}", package)
+        else:
+            raise AttributeError(f"module {package!r} has no attribute {name!r}")
+        # Cache on the package so __getattr__ runs at most once per name.
+        setattr(sys.modules[package], name, value)
+        return value
+
+    def __dir__():
+        return list(__all__)
+
+    return __getattr__, __dir__, __all__

open_rating_engine-0.1.0/src/open_rating_engine/data_processing/__init__.py

@@ -0,0 +1,13 @@
+"""Data preparation applied before scoring. Loaded lazily; see ``.._lazy``."""
+
+from typing import TYPE_CHECKING
+
+from .._lazy import attach
+
+__getattr__, __dir__, __all__ = attach(
+    __name__,
+    exports={".data_aging": ["apply_aging", "AgingRuleError"]},
+)
+
+if TYPE_CHECKING:
+    from .data_aging import AgingRuleError, apply_aging