beangulp-mt940 0.1.0__tar.gz

beangulp_mt940-0.1.0/.gitignore

@@ -0,0 +1,11 @@
+__pycache__/
+*.py[cod]
+.venv/
+dist/
+build/
+*.egg-info/
+.pytest_cache/
+.ruff_cache/
+.env
+.DS_Store
+.claude/settings.local.json

beangulp_mt940-0.1.0/LICENSE

@@ -0,0 +1,339 @@
+                    GNU GENERAL PUBLIC LICENSE
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beangulp_mt940-0.1.0/PKG-INFO

@@ -0,0 +1,63 @@
+Metadata-Version: 2.4
+Name: beangulp-mt940
+Version: 0.1.0
+Summary: beangulp importer for SWIFT MT940 bank statements (UBS et al.): drafts transactions with stable bank references for idempotent re-imports, plus closing-balance assertions
+License: GPL-2.0-only
+License-File: LICENSE
+Keywords: bank-statement,beancount,beangulp,importer,mt940,swift,ubs
+Requires-Python: >=3.10
+Requires-Dist: beancount>=3.0
+Requires-Dist: beangulp>=0.2
+Requires-Dist: mt-940>=4.30
+Description-Content-Type: text/markdown
+
+# beangulp-mt940
+
+[beangulp](https://github.com/beancount/beangulp) importer for SWIFT **MT940**
+bank statements (tested against UBS Switzerland exports), built on the
+[`mt-940`](https://github.com/WoLpH/mt940) parser.
+
+## What it does
+
+- Drafts one beancount transaction per `:61:` statement line, with the bank's
+  unique entry reference (the part after `//`) as `mt940_ref:` metadata.
+  `extract()` skips references already present anywhere in the existing
+  ledger — **re-running an import is always safe**.
+- Emits a `balance` assertion from the `:62F:` closing balance, dated the day
+  after (beancount balances are beginning-of-day).
+- Skips zero-amount noise entries (e.g. UBS "Balance closing of service
+  prices").
+- Optional `payee_rules` draft the counter leg: an iterable of
+  `(regex, account, flag)` matched case-insensitively against the payee and
+  the full `:86:` details. Unmatched entries keep the `!` review flag and the
+  cash leg only — classification, VAT treatment, and document evidence stay a
+  human decision.
+
+## Usage
+
+```python
+from beangulp_mt940 import Importer
+
+importer = Importer(
+    "Assets:Bank:Checking",
+    iban="CH93 0076 2011 6238 5295 7",   # identify() filter, optional
+    payee_rules=(
+        (r"client ag", "Assets:Receivable", "*"),
+        (r"hosting",   "Expenses:IT:Hosting", "!"),
+    ),
+)
+entries = importer.extract("statement.mt940", existing=ledger_entries)
+```
+
+Works standalone (as above) or as a regular importer in a beangulp
+`import_config.py`.
+
+## Notes on UBS specifics
+
+- UBS puts the counterparty in `:86:` after a transaction code and `?`
+  (`DE1?Google Workspace …`); the importer's payee heuristic handles both
+  this and plain details.
+- The supplementary line under `:61:` ("Debit card payment", "e-banking
+  credit", …) becomes the narration.
+- Transaction dates use the **value date**; the entry (booking) date is
+  available in the source if you need it.

beangulp_mt940-0.1.0/README.md

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+# beangulp-mt940
+
+[beangulp](https://github.com/beancount/beangulp) importer for SWIFT **MT940**
+bank statements (tested against UBS Switzerland exports), built on the
+[`mt-940`](https://github.com/WoLpH/mt940) parser.
+
+## What it does
+
+- Drafts one beancount transaction per `:61:` statement line, with the bank's
+  unique entry reference (the part after `//`) as `mt940_ref:` metadata.
+  `extract()` skips references already present anywhere in the existing
+  ledger — **re-running an import is always safe**.
+- Emits a `balance` assertion from the `:62F:` closing balance, dated the day
+  after (beancount balances are beginning-of-day).
+- Skips zero-amount noise entries (e.g. UBS "Balance closing of service
+  prices").
+- Optional `payee_rules` draft the counter leg: an iterable of
+  `(regex, account, flag)` matched case-insensitively against the payee and
+  the full `:86:` details. Unmatched entries keep the `!` review flag and the
+  cash leg only — classification, VAT treatment, and document evidence stay a
+  human decision.
+
+## Usage
+
+```python
+from beangulp_mt940 import Importer
+
+importer = Importer(
+    "Assets:Bank:Checking",
+    iban="CH93 0076 2011 6238 5295 7",   # identify() filter, optional
+    payee_rules=(
+        (r"client ag", "Assets:Receivable", "*"),
+        (r"hosting",   "Expenses:IT:Hosting", "!"),
+    ),
+)
+entries = importer.extract("statement.mt940", existing=ledger_entries)
+```
+
+Works standalone (as above) or as a regular importer in a beangulp
+`import_config.py`.
+
+## Notes on UBS specifics
+
+- UBS puts the counterparty in `:86:` after a transaction code and `?`
+  (`DE1?Google Workspace …`); the importer's payee heuristic handles both
+  this and plain details.
+- The supplementary line under `:61:` ("Debit card payment", "e-banking
+  credit", …) becomes the narration.
+- Transaction dates use the **value date**; the entry (booking) date is
+  available in the source if you need it.

beangulp_mt940-0.1.0/pyproject.toml

@@ -0,0 +1,23 @@
+[project]
+name = "beangulp-mt940"
+version = "0.1.0"
+description = "beangulp importer for SWIFT MT940 bank statements (UBS et al.): drafts transactions with stable bank references for idempotent re-imports, plus closing-balance assertions"
+readme = "README.md"
+requires-python = ">=3.10"
+license = { text = "GPL-2.0-only" }
+keywords = ["beancount", "beangulp", "importer", "mt940", "swift", "bank-statement", "ubs"]
+dependencies = [
+    "beancount>=3.0",
+    "beangulp>=0.2",
+    "mt-940>=4.30",
+]
+
+[dependency-groups]
+dev = ["pytest>=8"]
+
+[build-system]
+requires = ["hatchling"]
+build-backend = "hatchling.build"
+
+[tool.hatch.build.targets.wheel]
+packages = ["src/beangulp_mt940"]

beangulp_mt940-0.1.0/src/beangulp_mt940/__init__.py

@@ -0,0 +1,170 @@
+"""beangulp importer for SWIFT MT940 bank statements.
+
+Parses MT940 (via the ``mt-940`` library) into beancount transaction drafts:
+
+- Every draft carries the bank's unique entry reference (``:61:`` subfield
+  after ``//``) as metadata (``mt940_ref:`` by default). ``extract()`` skips
+  references already present anywhere in the existing ledger, so re-running an
+  import is always safe.
+- The statement's closing balance (``:62F:``) becomes a ``balance`` assertion
+  dated the day after (beancount balance semantics are beginning-of-day).
+- Zero-amount entries (e.g. UBS "Balance closing of service prices") are noise
+  and skipped.
+- ``payee_rules`` — an iterable of ``(regex, account, flag)`` — draft the
+  counter leg when the payee/details match; anything unmatched is emitted with
+  the review flag and the cash leg only, for a human (or agent) to complete.
+
+The importer is entity-agnostic: account names, rules, and the IBAN filter are
+constructor parameters.
+"""
+
+from __future__ import annotations
+
+import re
+from collections.abc import Sequence
+from datetime import timedelta
+from decimal import Decimal
+
+import beangulp
+import mt940
+from beancount.core import data, flags
+from beancount.core.amount import Amount
+
+__all__ = ["Importer"]
+
+_TAGS = re.compile(r":(20|25|28C?|60F|61|62F):")
+
+
+def _payee(details: str) -> str:
+    """Payee from an MT940 ``:86:`` details blob.
+
+    UBS formats details as ``<code>?<counterparty>\\n<more>`` — take the first
+    line after the first ``?``; without a ``?``, the first line as-is.
+    """
+    first = details.split("?", 1)[-1] if "?" in details else details
+    return first.splitlines()[0].strip() if first else ""
+
+
+class Importer(beangulp.Importer):
+    """MT940 statement importer for one bank account."""
+
+    def __init__(
+        self,
+        account: str,
+        *,
+        iban: str | None = None,
+        currency: str | None = None,
+        meta_key: str = "mt940_ref",
+        payee_rules: Sequence[tuple[str, str, str]] = (),
+        review_flag: str = flags.FLAG_WARNING,
+    ):
+        self._account = account
+        self._iban = re.sub(r"\s", "", iban).upper() if iban else None
+        self._currency = currency
+        self._meta_key = meta_key
+        self._rules = [
+            (re.compile(pattern, re.IGNORECASE), acct, flag) for pattern, acct, flag in payee_rules
+        ]
+        self._review_flag = review_flag
+
+    # ── beangulp interface ───────────────────────────────────────────────────
+
+    def identify(self, filepath: str) -> bool:
+        try:
+            with open(filepath, encoding="utf-8", errors="replace") as f:
+                head = f.read(65536)
+        except (OSError, UnicodeError):
+            return False
+        if len(_TAGS.findall(head)) < 3 or ":61:" not in head:
+            return False
+        if self._iban:
+            m = re.search(r":25:([^\n]+)", head)
+            return bool(m) and self._iban in re.sub(r"\s", "", m.group(1)).upper()
+        return True
+
+    def account(self, filepath: str) -> str:
+        return self._account
+
+    def date(self, filepath: str):
+        statements = mt940.parse(filepath)
+        closing = statements.data.get("final_closing_balance")
+        return closing.date if closing else None
+
+    def filename(self, filepath: str) -> str:
+        return "statement.mt940"
+
+    def extract(self, filepath: str, existing: data.Entries) -> data.Entries:
+        statements = mt940.parse(filepath)
+        seen = _existing_references(existing, self._meta_key)
+
+        entries: data.Entries = []
+        for index, txn in enumerate(statements):
+            d = txn.data
+            number = Decimal(str(d["amount"].amount))
+            if not number:
+                continue  # zero-amount service/fee closings are noise
+            ref = d.get("bank_reference") or d.get("customer_reference") or ""
+            if ref and ref in seen:
+                continue
+
+            payee = _payee(d.get("transaction_details") or "")
+            narration = (d.get("extra_details") or "").strip()
+            meta = data.new_metadata(filepath, index)
+            if ref:
+                meta[self._meta_key] = ref
+
+            currency = d.get("currency") or self._currency or "CHF"
+            postings = [
+                data.Posting(self._account, Amount(number, currency), None, None, None, None)
+            ]
+            flag = self._review_flag
+            haystack = f"{payee}\n{d.get('transaction_details') or ''}"
+            for pattern, counter, rule_flag in self._rules:
+                if pattern.search(haystack):
+                    postings.append(
+                        data.Posting(counter, Amount(-number, currency), None, None, None, None)
+                    )
+                    flag = rule_flag
+                    break
+
+            entries.append(
+                data.Transaction(
+                    meta,
+                    d["date"],
+                    flag,
+                    payee,
+                    narration,
+                    data.EMPTY_SET,
+                    data.EMPTY_SET,
+                    postings,
+                )
+            )
+
+        entries.sort(key=lambda e: e.date)
+        closing = statements.data.get("final_closing_balance")
+        if closing is not None:
+            entries.append(
+                data.Balance(
+                    data.new_metadata(filepath, len(entries)),
+                    closing.date + timedelta(days=1),
+                    self._account,
+                    Amount(Decimal(str(closing.amount.amount)), closing.amount.currency),
+                    None,
+                    None,
+                )
+            )
+        return entries
+
+
+def _existing_references(existing: data.Entries, meta_key: str) -> set[str]:
+    refs: set[str] = set()
+    for entry in existing or []:
+        meta = getattr(entry, "meta", None) or {}
+        value = meta.get(meta_key)
+        if isinstance(value, str):
+            refs.add(value)
+        for posting in getattr(entry, "postings", ()) or ():
+            value = (posting.meta or {}).get(meta_key)
+            if isinstance(value, str):
+                refs.add(value)
+    return refs

beangulp_mt940-0.1.0/tests/fixture.mt940

@@ -0,0 +1,18 @@
+{1:F01TESTBANKXXXX0000000000}{2:I940X           N}{3:{108:260101/260131}}{4:
+:20:TEST0001
+:25:CH9300762011623852957
+:28C:1/1
+:60F:C260101CHF100,
+:61:2601050105D25,50NTRFNONREF//REF001
+Debit card payment
+:86:DE1?ACME Hosting Inc
+card 123 Debit card payment
+:61:2601100110C200,NTRFNONREF//REF002
+e-banking credit
+:86:Z46?Client AG
+e-banking credit
+:61:2601310131D0,NCHGNONREF//REF003
+Balance closing of service prices
+:86:Y92?Balance closing of service prices
+:62F:C260131CHF274,50
+-}{5:{CHK:000000000000}}

beangulp_mt940-0.1.0/tests/test_mt940_importer.py

@@ -0,0 +1,76 @@
+"""Tests for the MT940 beangulp importer."""
+
+from datetime import date as Date
+from decimal import Decimal
+from pathlib import Path
+
+from beancount.core import data
+
+from beangulp_mt940 import Importer
+
+FIXTURE = str(Path(__file__).parent / "fixture.mt940")
+
+CASH = "Assets:Bank:Checking"
+RULES = ((r"client ag", "Assets:Receivable", "*"),)
+
+
+def _importer(**kwargs):
+    return Importer(CASH, payee_rules=RULES, **kwargs)
+
+
+def test_identify_accepts_mt940_and_filters_by_iban(tmp_path):
+    assert _importer().identify(FIXTURE)
+    assert _importer(iban="CH93 0076 2011 6238 5295 7").identify(FIXTURE)
+    assert not _importer(iban="CH0000000000000000000").identify(FIXTURE)
+    other = tmp_path / "not-a-statement.csv"
+    other.write_text("date,amount\n2026-01-01,1.00\n")
+    assert not _importer().identify(str(other))
+
+
+def test_extract_transactions_and_balance():
+    entries = _importer().extract(FIXTURE, existing=[])
+    txns = [e for e in entries if isinstance(e, data.Transaction)]
+    balances = [e for e in entries if isinstance(e, data.Balance)]
+    assert len(txns) == 2  # zero-amount fee closing is skipped
+    assert len(balances) == 1
+
+    debit = txns[0]
+    assert debit.date == Date(2026, 1, 5)
+    assert debit.payee == "ACME Hosting Inc"
+    assert debit.narration == "Debit card payment"
+    assert debit.flag == "!"  # no rule matched → review flag, cash leg only
+    assert len(debit.postings) == 1
+    assert debit.postings[0].units.number == Decimal("-25.50")
+    assert debit.meta["mt940_ref"] == "REF001"
+
+    credit = txns[1]
+    assert credit.flag == "*"  # rule matched
+    assert [p.account for p in credit.postings] == [CASH, "Assets:Receivable"]
+    assert credit.postings[1].units.number == Decimal("-200.00")
+
+    balance = balances[0]
+    assert balance.date == Date(2026, 2, 1)  # closing date + 1 (begin-of-day)
+    assert balance.amount.number == Decimal("274.50")
+    assert balance.account == CASH
+
+
+def test_extract_skips_references_already_in_ledger():
+    meta = data.new_metadata("ledger.bean", 1)
+    meta["mt940_ref"] = "REF001"
+    booked = data.Transaction(
+        meta,
+        Date(2026, 1, 5),
+        "*",
+        "ACME",
+        "already booked",
+        data.EMPTY_SET,
+        data.EMPTY_SET,
+        [],
+    )
+    entries = _importer().extract(FIXTURE, existing=[booked])
+    txns = [e for e in entries if isinstance(e, data.Transaction)]
+    assert [t.meta["mt940_ref"] for t in txns] == ["REF002"]
+
+
+def test_statement_date_is_closing_date():
+    assert _importer().date(FIXTURE) == Date(2026, 1, 31)