ai-mrg 0.3.0__tar.gz

ai_mrg-0.3.0/.gitignore

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+# Python
+__pycache__/
+*.py[cod]
+*.egg-info/
+.eggs/
+build/
+dist/
+.venv/
+venv/
+
+# Tooling caches
+.pytest_cache/
+.mypy_cache/
+.ruff_cache/
+.coverage
+coverage.xml
+htmlcov/
+
+# Docs build
+site/
+
+# AI-MRG local data (never commit governance evidence)
+*.db
+*.sqlite
+.aimrg/
+evidence/
+
+# Secrets
+.env
+.env.*
+
+# OS / editors
+.DS_Store
+Thumbs.db
+.idea/
+.vscode/

ai_mrg-0.3.0/CHANGELOG.md

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+# Changelog
+
+All notable changes are documented here. The format follows [Keep a Changelog](https://keepachangelog.com/en/1.1.0/), and the project uses [Semantic Versioning](https://semver.org/).
+
+Packs are versioned separately; their changes are listed under **Packs**.
+
+## [Unreleased]
+
+## [0.3.0] — Phase 3
+
+### Added (Phase 3b)
+- **Dashboard** (`ai-mrg[dashboard]`, `aimrg dashboard`): inventory, asset controls/evidence/findings/lifecycle, findings aging, monitoring trends, report center and examination packages. Works only through the REST API, so roles and approval rules apply. Deep links via `?page=…&asset=…`.
+- **MLflow integration** (`ai-mrg[mlflow]`, `aimrg mlflow import|sync|record`): import registered models into the inventory, write governance tags and the main report back to MLflow, and record runs as evidence.
+- **Docker Compose**: `Dockerfile`, `docker-compose.yml` (PostgreSQL, API, dashboard) with idempotent bootstrap; smoke-tested in CI.
+- **Release workflow** for PyPI trusted publishing (`release.yml`, `RELEASING.md`).
+- API: `GET /assets/{ref}/check-results`, `GET /templates`.
+- `aimrg init --if-missing`; assets record `external_refs`.
+- The example runs two monitoring cycles (one clean, one with drift).
+
+### Added (Phase 3a)
+- **AI-system track checks**: `genai.evaluation_suite` (pass rates per category, required categories, category-specific thresholds, NIST AI 600-1 mapping), `genai.red_team_log`, `genai.agent_permission_audit`.
+- `sensitivity.alternative_assumptions`; every check referenced by `fin-us-banking` is now implemented.
+- **AI-system governance record** template with the twelve NIST AI 600-1 risks.
+- **Colorado SB 26-189**: controls FIN-CPR-005 to FIN-CPR-008 (pre-use notice, 30-day adverse-outcome disclosure, data correction and human review, record retention) and FIN-TPM-004 (developer documentation); `colorado_admt_notices` draft template.
+- **Examination packages**: `aimrg export create|verify`, `GET /export`; records, evidence, artifacts, reports, pack snapshot and `SHA256SUMS`.
+- `aimrg.datasets.synthetic_genai_evidence`; the example now includes an agentic assistant and an examination package.
+
+### Packs
+- `fin-us-banking`: new Colorado and AI-system content above; thresholds `genai_pass_rate` and `genai_pass_rate.prompt_injection` (illustrative).
+
+## [0.2.0] — Phase 2
+
+### Added (Phase 2b)
+- **PostgreSQL backend** (`pip install "ai-mrg[postgres]"`): `aimrg --db postgresql://... init --artifacts-dir ...`. Append-only triggers on evidence and lifecycle events in both backends; the full test suite runs against both (ADR-0006).
+- **REST API** (`pip install "ai-mrg[api]"`, `aimrg serve`): assets, classification, tiering, plans, evidence uploads, check runs with CSV uploads, findings, lifecycle transitions, reports (Markdown/Word) and audit verification. Role-based access (viewer, developer, validator, approver, auditor, admin); the authenticated user is always the recorded actor and, for approvals, the approver.
+- **Users and tokens**: `aimrg user add|list|disable|rotate-token`; tokens stored as SHA-256 hashes.
+- **Webhooks**: `aimrg webhook add|list|test|remove`; HMAC-SHA256-signed notifications for `finding.opened`, `finding.resolved`, `check.failed` and `lifecycle.transition`; opt-in and non-blocking.
+- `Registry.subscribe()` for in-process notifications.
+
+### Changed
+- Registry schema version 3 (`users`, `webhooks`, ordered lifecycle events); older SQLite registries migrate on open.
+- `--db` accepts a PostgreSQL URL; `Registry.path` replaced by `Registry.location`.
+- Artifact URIs that try to leave the artifacts directory are rejected.
+
+### Added (Phase 2a)
+- **Fair-lending checks**: `fairness.adverse_impact_ratio` (with two-proportion p-values) and `fairness.standardized_mean_difference`, using group labels or proxy membership probabilities.
+- **Adverse-action reasons** (`aimrg.adverse_action`): reason maps, reason derivation from per-applicant attributions, and checks `adverse_action.reason_mapping` and `adverse_action.reason_specificity`; `aimrg reasons derive`.
+- **Lifecycle workflow** (`aimrg.workflow`): gated transitions, independent-approver rule, `approved_with_limits`, approval evidence written automatically; `aimrg transition` and `aimrg status`. Lifecycle events are append-only.
+- **Findings aging**: default due dates by severity, `aimrg finding aging`, overdue section in the inventory report.
+- Report templates: `fair_lending_report`, `adverse_action_reasons`, `vendor_assessment`; lifecycle history in the validation report.
+- `aimrg check run --param key=value`.
+- `aimrg.datasets.synthetic_lending_decisions`; the example now runs the full lifecycle.
+
+### Changed
+- Registry schema version 2 (adds the `events` table); version-1 registries are migrated automatically on open.
+- `Registry.save()` no longer changes lifecycle status; use the workflow. `Registry.set_status()` was removed.
+
+## [0.1.0] — Phase 1
+
+### Added
+- **Registry** (`aimrg.registry`): SQLite-backed store for assets, evidence and findings; content-addressed artifact store; append-only evidence enforced by triggers and a per-asset hash chain; `verify()` for integrity audits (ADR-0005).
+- **Bulk import** of inventories from CSV or YAML, all-or-nothing, with dependency ordering and cycle detection.
+- **Classification wizard** and **risk tiering** with approved overrides and aggregate-risk flags from the dependency graph.
+- **Control resolver**: required controls per asset and stage, with evidence coverage (`missing`, `partial`, `failing`, `complete`).
+- **Checks** (`aimrg.checks`): `data.quality_summary`, `data.representativeness`, `performance.out_of_sample`, `performance.out_of_time`, `performance.discrimination_drift`, `stability.population_stability`, `outcomes.backtest`; plugin entry point `aimrg.checks`; runner that records results as evidence and opens findings on failure.
+- **Reports**: validation report and inventory report templates (Markdown), with Word export (`ai-mrg[docx]`).
+- **CLI**: `init`, `register`, `import`, `list`, `show`, `classify`, `tier`, `plan`, `check list|run`, `evidence add|list`, `finding list|open|close|accept`, `report list|render`, `audit verify`.
+- `aimrg.datasets.synthetic_credit_portfolio` and an end-to-end example in `examples/credit-scorecard/`.
+
+### Changed
+- Control `checks[].thresholds` now hold full threshold definitions (`warn`, `fail`, `direction`).
+- Evidence items record `check_id` and `outcome` for automated checks.
+
+### Packs
+- `fin-us-banking` 0.1.0-dev: added `backtest_relative_error` threshold and report templates; FIN-VAL-003 threshold override uses the new format.
+
+## [0.0.1] — Phase 0
+
+### Added
+- Phase 0 foundations: package skeleton, domain models (asset, classification, risk assessment, evidence, finding), JSON Schemas, a safe expression language for control applicability, pack loader and validator, and the `aimrg` CLI (`pack list`, `pack validate`, `schema export`).
+- CI (lint, type-check, test on Python 3.11–3.13) and a documentation site.
+- Architecture, regulatory map, roadmap and ADRs 0001–0004.
+
+### Packs
+- `fin-us-banking` 0.1.0-dev: draft seed controls, sources register, default tiering profile and thresholds. **Not yet reviewed by practitioners.**

ai_mrg-0.3.0/LICENSE

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ai_mrg-0.3.0/NOTICE

@@ -0,0 +1,7 @@
+AI-MRG Framework
+Copyright 2026 The AI-MRG Framework contributors
+
+This product is licensed under the Apache License, Version 2.0 (see LICENSE).
+
+AI-MRG provides governance tooling and reference content. It is not legal
+advice, and its use does not by itself establish regulatory compliance.

ai_mrg-0.3.0/PKG-INFO

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+Metadata-Version: 2.5
+Name: ai-mrg
+Version: 0.3.0
+Summary: Open-source, full-lifecycle AI and model risk governance toolkit for U.S. regulated industries.
+Project-URL: Homepage, https://github.com/abiroland/ai-mrg-framework
+Project-URL: Documentation, https://abiroland.github.io/ai-mrg-framework/
+Project-URL: Issues, https://github.com/abiroland/ai-mrg-framework/issues
+Project-URL: Changelog, https://github.com/abiroland/ai-mrg-framework/blob/main/CHANGELOG.md
+Author: AI-MRG Framework contributors
+License-Expression: Apache-2.0
+License-File: LICENSE
+License-File: NOTICE
+Keywords: AI governance,NIST AI RMF,SR 26-2,adverse action,fair lending,model risk management
+Classifier: Development Status :: 2 - Pre-Alpha
+Classifier: Intended Audience :: Financial and Insurance Industry
+Classifier: Intended Audience :: Science/Research
+Classifier: Operating System :: OS Independent
+Classifier: Programming Language :: Python :: 3
+Classifier: Programming Language :: Python :: 3.11
+Classifier: Programming Language :: Python :: 3.12
+Classifier: Programming Language :: Python :: 3.13
+Classifier: Topic :: Office/Business :: Financial
+Classifier: Topic :: Scientific/Engineering :: Artificial Intelligence
+Classifier: Typing :: Typed
+Requires-Python: >=3.11
+Requires-Dist: click>=8.1
+Requires-Dist: jinja2>=3.1
+Requires-Dist: numpy>=1.26
+Requires-Dist: pandas>=2.1
+Requires-Dist: pydantic<3,>=2.6
+Requires-Dist: pyyaml>=6.0
+Provides-Extra: all
+Requires-Dist: fastapi>=0.110; extra == 'all'
+Requires-Dist: httpx>=0.27; extra == 'all'
+Requires-Dist: mlflow-skinny>=2.12; extra == 'all'
+Requires-Dist: psycopg[binary]>=3.1; extra == 'all'
+Requires-Dist: python-docx>=1.1; extra == 'all'
+Requires-Dist: python-multipart>=0.0.9; extra == 'all'
+Requires-Dist: streamlit>=1.50; extra == 'all'
+Requires-Dist: uvicorn>=0.29; extra == 'all'
+Provides-Extra: api
+Requires-Dist: fastapi>=0.110; extra == 'api'
+Requires-Dist: python-multipart>=0.0.9; extra == 'api'
+Requires-Dist: uvicorn>=0.29; extra == 'api'
+Provides-Extra: dashboard
+Requires-Dist: httpx>=0.27; extra == 'dashboard'
+Requires-Dist: streamlit>=1.50; extra == 'dashboard'
+Provides-Extra: dev
+Requires-Dist: fastapi>=0.110; extra == 'dev'
+Requires-Dist: httpx>=0.27; extra == 'dev'
+Requires-Dist: jsonschema>=4.21; extra == 'dev'
+Requires-Dist: mlflow-skinny>=2.12; extra == 'dev'
+Requires-Dist: mypy>=1.10; extra == 'dev'
+Requires-Dist: pandas-stubs; extra == 'dev'
+Requires-Dist: psycopg[binary]>=3.1; extra == 'dev'
+Requires-Dist: pytest-cov>=5; extra == 'dev'
+Requires-Dist: pytest>=8; extra == 'dev'
+Requires-Dist: python-docx>=1.1; extra == 'dev'
+Requires-Dist: python-multipart>=0.0.9; extra == 'dev'
+Requires-Dist: ruff>=0.6; extra == 'dev'
+Requires-Dist: streamlit>=1.50; extra == 'dev'
+Requires-Dist: types-pyyaml; extra == 'dev'
+Requires-Dist: uvicorn>=0.29; extra == 'dev'
+Provides-Extra: docs
+Requires-Dist: mkdocs-material>=9.5; extra == 'docs'
+Requires-Dist: mkdocs<2,>=1.6; extra == 'docs'
+Provides-Extra: docx
+Requires-Dist: python-docx>=1.1; extra == 'docx'
+Provides-Extra: mlflow
+Requires-Dist: mlflow-skinny>=2.12; extra == 'mlflow'
+Provides-Extra: postgres
+Requires-Dist: psycopg[binary]>=3.1; extra == 'postgres'
+Description-Content-Type: text/markdown
+
+# AI-MRG Framework
+
+**An open-source, full-lifecycle AI and model risk governance toolkit for U.S. regulated industries — starting with financial services.**
+
+> Status: **v0.3 (Phase 3 complete)**. New in v0.3: a **web dashboard**, **MLflow** integration, **Docker Compose**, the generative/agentic AI track (evaluation, red-team and agent-permission checks mapped to NIST AI 600-1), Colorado SB 26-189 controls and draft notices, and verifiable examination packages. From v0.2: Inventory, classification, risk tiering, control planning, automated checks (data, performance, stability, outcomes, **fair lending**, **adverse-action reasons**), a gated **lifecycle workflow** with independent approval, a tamper-evident evidence trail, findings with aging, reports in Markdown and Word, a **REST API** with role-based access, **PostgreSQL** support and signed **webhooks**. Next: practitioner review, pilots and the 1.0 hardening (Phase 4). See [`docs/ROADMAP.md`](docs/ROADMAP.md). Pack content has **not yet been reviewed by practitioners**.
+
+[![CI](https://github.com/abiroland/ai-mrg-framework/actions/workflows/ci.yml/badge.svg)](https://github.com/abiroland/ai-mrg-framework/actions/workflows/ci.yml)
+
+---
+
+## Why this exists
+
+U.S. guidance tells institutions *what* good AI and model governance looks like. Turning that into day-to-day practice is the hard part. That means inventories, risk tiers, validation evidence, fairness testing, adverse-action reasons, monitoring thresholds and audit-ready documents. Enterprise platforms do this well, but they are licensed products. Community banks, credit unions, fintech start-ups and academic researchers often cannot justify the cost.
+
+The 2026 regulatory reset makes the gap sharper:
+
+- **SR 26-2 / OCC Bulletin 2026-13 (April 17, 2026)** replaced SR 11-7. It is principles-based and risk-based, sets no enforceable standards and is aimed mainly at banks over $30B in assets. **It explicitly excludes generative and agentic AI.** Institutions are told to cover those with their own governance practices.
+- **ECOA / Regulation B** still require specific, accurate adverse-action reasons, whatever the model's complexity (CFPB Circulars 2022-03 and 2023-03).
+- **Colorado SB 26-189** brings automated-decision-making obligations for lending and other consequential decisions starting **January 1, 2027**.
+- **NIST AI RMF 1.0** and its **Generative AI Profile (NIST AI 600-1)** remain the main voluntary reference. A revision is in progress.
+
+AI-MRG turns these sources into **versioned control catalogs, automated checks, evidence trails and document templates** that any institution can run locally, with no license fee, no vendor account and no telemetry.
+
+## What it will do
+
+| Capability | Description |
+|---|---|
+| **Inventory & classification** | Register every model and AI system. Classify it as *model* under SR 26-2, or as GenAI or agentic AI, and route it to the right governance track. |
+| **Risk tiering** | Configurable scoring on inherent risk, exposure, purpose, materiality and aggregate risk, using SR 26-2's risk factors. |
+| **Control catalog** | Lifecycle controls stored as data (YAML), each with its regulatory references, required evidence and applicability rules. |
+| **Checks library** | Python checks for data quality, performance, stability, outcomes analysis, fair lending and adverse-action reason quality. |
+| **Evidence & audit trail** | Append-only, hash-chained evidence records linked to controls, findings and approvals. |
+| **Document generation** | Development documents, validation reports, monitoring reports, adverse-action reason maps and inventory reports. |
+| **Dashboard** | A web UI for inventory, review workflows, findings and monitoring. |
+
+## What it is not
+
+- Not legal advice, and not a certification. Using AI-MRG does not by itself make an institution compliant.
+- Not a replacement for independent validation or human judgment. It structures and evidences that work.
+- Not a hosted service. You run it yourself.
+
+## Quick start
+
+```bash
+git clone https://github.com/abiroland/ai-mrg-framework
+cd ai-mrg-framework
+pip install -e ".[dev]"
+
+# A complete run on a simulated credit model: registry, evidence, findings, reports
+python examples/credit-scorecard/run_example.py demo
+```
+
+Or run PostgreSQL, the API and the dashboard together:
+
+```bash
+POSTGRES_PASSWORD='choose-one' docker compose up -d --build
+docker compose exec api cat /data/bootstrap-admin-token   # sign in at http://127.0.0.1:8501
+```
+
+![AI-MRG dashboard](docs/img/dashboard-lifecycle.png)
+
+Then follow [Getting started](docs/getting-started.md) for the step-by-step workflow (`aimrg init → register → classify → tier → plan → check run → report render → audit verify`). See [Checks](docs/checks.md) and [Writing packs](docs/packs.md) for details.
+
+## Documentation
+
+- [Architecture](docs/ARCHITECTURE.md): system design, modules, data model, interfaces
+- [Regulatory map](docs/REGULATORY_MAP.md): how controls trace to SR 26-2, ECOA/Reg B, NIST AI RMF, Colorado and others
+- [Roadmap](docs/ROADMAP.md): phased delivery plan and success metrics
+- [Architecture decision records](docs/adr/)
+
+## Scope by release
+
+- **Financial services (U.S. banking and consumer lending)**: first, v0.1–v1.0
+- **Healthcare**: planned as a second sector pack on the same core, after v1.0
+
+## Contributing
+
+See [CONTRIBUTING.md](CONTRIBUTING.md). Regulatory content changes must cite a primary source.
+
+## License
+
+Apache License 2.0. See [ADR-0001](docs/adr/0001-license-apache-2.md).

ai_mrg-0.3.0/README.md

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+# AI-MRG Framework
+
+**An open-source, full-lifecycle AI and model risk governance toolkit for U.S. regulated industries — starting with financial services.**
+
+> Status: **v0.3 (Phase 3 complete)**. New in v0.3: a **web dashboard**, **MLflow** integration, **Docker Compose**, the generative/agentic AI track (evaluation, red-team and agent-permission checks mapped to NIST AI 600-1), Colorado SB 26-189 controls and draft notices, and verifiable examination packages. From v0.2: Inventory, classification, risk tiering, control planning, automated checks (data, performance, stability, outcomes, **fair lending**, **adverse-action reasons**), a gated **lifecycle workflow** with independent approval, a tamper-evident evidence trail, findings with aging, reports in Markdown and Word, a **REST API** with role-based access, **PostgreSQL** support and signed **webhooks**. Next: practitioner review, pilots and the 1.0 hardening (Phase 4). See [`docs/ROADMAP.md`](docs/ROADMAP.md). Pack content has **not yet been reviewed by practitioners**.
+
+[![CI](https://github.com/abiroland/ai-mrg-framework/actions/workflows/ci.yml/badge.svg)](https://github.com/abiroland/ai-mrg-framework/actions/workflows/ci.yml)
+
+---
+
+## Why this exists
+
+U.S. guidance tells institutions *what* good AI and model governance looks like. Turning that into day-to-day practice is the hard part. That means inventories, risk tiers, validation evidence, fairness testing, adverse-action reasons, monitoring thresholds and audit-ready documents. Enterprise platforms do this well, but they are licensed products. Community banks, credit unions, fintech start-ups and academic researchers often cannot justify the cost.
+
+The 2026 regulatory reset makes the gap sharper:
+
+- **SR 26-2 / OCC Bulletin 2026-13 (April 17, 2026)** replaced SR 11-7. It is principles-based and risk-based, sets no enforceable standards and is aimed mainly at banks over $30B in assets. **It explicitly excludes generative and agentic AI.** Institutions are told to cover those with their own governance practices.
+- **ECOA / Regulation B** still require specific, accurate adverse-action reasons, whatever the model's complexity (CFPB Circulars 2022-03 and 2023-03).
+- **Colorado SB 26-189** brings automated-decision-making obligations for lending and other consequential decisions starting **January 1, 2027**.
+- **NIST AI RMF 1.0** and its **Generative AI Profile (NIST AI 600-1)** remain the main voluntary reference. A revision is in progress.
+
+AI-MRG turns these sources into **versioned control catalogs, automated checks, evidence trails and document templates** that any institution can run locally, with no license fee, no vendor account and no telemetry.
+
+## What it will do
+
+| Capability | Description |
+|---|---|
+| **Inventory & classification** | Register every model and AI system. Classify it as *model* under SR 26-2, or as GenAI or agentic AI, and route it to the right governance track. |
+| **Risk tiering** | Configurable scoring on inherent risk, exposure, purpose, materiality and aggregate risk, using SR 26-2's risk factors. |
+| **Control catalog** | Lifecycle controls stored as data (YAML), each with its regulatory references, required evidence and applicability rules. |
+| **Checks library** | Python checks for data quality, performance, stability, outcomes analysis, fair lending and adverse-action reason quality. |
+| **Evidence & audit trail** | Append-only, hash-chained evidence records linked to controls, findings and approvals. |
+| **Document generation** | Development documents, validation reports, monitoring reports, adverse-action reason maps and inventory reports. |
+| **Dashboard** | A web UI for inventory, review workflows, findings and monitoring. |
+
+## What it is not
+
+- Not legal advice, and not a certification. Using AI-MRG does not by itself make an institution compliant.
+- Not a replacement for independent validation or human judgment. It structures and evidences that work.
+- Not a hosted service. You run it yourself.
+
+## Quick start
+
+```bash
+git clone https://github.com/abiroland/ai-mrg-framework
+cd ai-mrg-framework
+pip install -e ".[dev]"
+
+# A complete run on a simulated credit model: registry, evidence, findings, reports
+python examples/credit-scorecard/run_example.py demo
+```
+
+Or run PostgreSQL, the API and the dashboard together:
+
+```bash
+POSTGRES_PASSWORD='choose-one' docker compose up -d --build
+docker compose exec api cat /data/bootstrap-admin-token   # sign in at http://127.0.0.1:8501
+```
+
+![AI-MRG dashboard](docs/img/dashboard-lifecycle.png)
+
+Then follow [Getting started](docs/getting-started.md) for the step-by-step workflow (`aimrg init → register → classify → tier → plan → check run → report render → audit verify`). See [Checks](docs/checks.md) and [Writing packs](docs/packs.md) for details.
+
+## Documentation
+
+- [Architecture](docs/ARCHITECTURE.md): system design, modules, data model, interfaces
+- [Regulatory map](docs/REGULATORY_MAP.md): how controls trace to SR 26-2, ECOA/Reg B, NIST AI RMF, Colorado and others
+- [Roadmap](docs/ROADMAP.md): phased delivery plan and success metrics
+- [Architecture decision records](docs/adr/)
+
+## Scope by release
+
+- **Financial services (U.S. banking and consumer lending)**: first, v0.1–v1.0
+- **Healthcare**: planned as a second sector pack on the same core, after v1.0
+
+## Contributing
+
+See [CONTRIBUTING.md](CONTRIBUTING.md). Regulatory content changes must cite a primary source.
+
+## License
+
+Apache License 2.0. See [ADR-0001](docs/adr/0001-license-apache-2.md).