achlens 0.1.0__tar.gz

achlens-0.1.0/.github/workflows/ci.yml

@@ -0,0 +1,36 @@
+name: CI
+
+on:
+  push:
+  pull_request:
+
+jobs:
+  quality:
+    runs-on: ${{ matrix.os }}
+    strategy:
+      matrix:
+        os: [ubuntu-latest, macos-latest]
+        python-version: ["3.11", "3.12", "3.13"]
+    steps:
+      - uses: actions/checkout@v5
+      - uses: astral-sh/setup-uv@v6
+        with:
+          version: latest
+          enable-cache: false
+      - name: Set up Python
+        run: uv python install ${{ matrix.python-version }}
+      - name: Install dependencies
+        run: uv sync --python ${{ matrix.python-version }}
+      - name: Ruff lint
+        run: uv run ruff check .
+      - name: Ruff format
+        run: uv run ruff format --check .
+      - name: Mypy
+        run: uv run mypy --strict src
+      - name: Tests
+        run: uv run pytest -q --cov=src/achlens --cov-fail-under=0
+      - name: Docs regeneration (Sprint 0 placeholder)
+        run: |
+          python -c "print('Docs regeneration placeholder: no generator exists in Sprint 0')"
+      - name: Dependency audit
+        run: uv run pip-audit

achlens-0.1.0/.github/workflows/release.yml

@@ -0,0 +1,65 @@
+name: Release
+
+on:
+  push:
+    tags:
+      - "v*"
+
+permissions:
+  contents: write
+  id-token: write
+
+jobs:
+  build:
+    runs-on: ubuntu-latest
+    steps:
+      - uses: actions/checkout@v5
+      - uses: astral-sh/setup-uv@v6
+        with:
+          version: latest
+          enable-cache: false
+      - name: Set up Python
+        run: uv python install 3.12
+      - name: Build package
+        run: uv build
+      - name: Check package metadata
+        run: uv run --with twine twine check dist/*
+      - name: Smoke-test packaged CLI
+        run: uv run --with build python scripts/package_smoke_test.py
+      - name: Upload artifacts
+        uses: actions/upload-artifact@v4
+        with:
+          name: python-package
+          path: dist/*
+
+  publish:
+    needs: build
+    runs-on: ubuntu-latest
+    environment:
+      name: pypi
+      url: https://pypi.org/p/achlens
+    permissions:
+      id-token: write
+    steps:
+      - uses: actions/download-artifact@v4
+        with:
+          name: python-package
+          path: dist
+      - name: Publish to PyPI
+        uses: pypa/gh-action-pypi-publish@release/v1
+        with:
+          packages-dir: dist/
+
+  github-release:
+    needs: publish
+    runs-on: ubuntu-latest
+    permissions:
+      contents: write
+    steps:
+      - uses: actions/checkout@v5
+        with:
+          fetch-depth: 0
+      - name: Create GitHub release
+        env:
+          GH_TOKEN: ${{ github.token }}
+        run: gh release create "${GITHUB_REF_NAME}" --generate-notes

achlens-0.1.0/.gitignore

@@ -0,0 +1,33 @@
+# Python
+__pycache__/
+*.py[cod]
+*.pyd
+*.so
+.Python
+
+# Virtual environments
+.venv/
+venv/
+env/
+ENV/
+
+# Test and tool caches
+.pytest_cache/
+.mypy_cache/
+.ruff_cache/
+.coverage
+htmlcov/
+.hypothesis/
+
+# Build artifacts
+build/
+dist/
+*.egg-info/
+
+# Local configuration and secrets
+.env
+.env.*
+!.env.example
+
+# uv
+.uv/

achlens-0.1.0/CHANGELOG.md

@@ -0,0 +1,5 @@
+# Changelog
+
+## Unreleased
+
+- Added the Sprint 0 repository foundation and CLI entry point.

achlens-0.1.0/CONTRIBUTING.md

@@ -0,0 +1,5 @@
+# Contributing
+
+Install development dependencies with `uv sync`, then run the quality checks
+listed in `README.md`. Keep foundation changes small and use synthetic data
+only.

achlens-0.1.0/LICENSE

@@ -0,0 +1,154 @@
+                                 Apache License
+                           Version 2.0, January 2004
+                        http://www.apache.org/licenses/
+
+   TERMS AND CONDITIONS FOR USE, REPRODUCTION, AND DISTRIBUTION
+
+   1. Definitions.
+
+      "License" shall mean the terms and conditions for use, reproduction,
+      and distribution as defined by Sections 1 through 9 of this document.
+
+      "Licensor" shall mean the copyright owner or entity authorized by
+      the copyright owner that is granting the License.
+
+      "Legal Entity" shall mean the union of the acting entity and all
+      other entities that control, are controlled by, or are under common
+      control with that entity. For the purposes of this definition,
+      "control" means (i) the power, direct or indirect, to cause the
+      direction or management of such entity, whether by contract or
+      otherwise, or (ii) ownership of fifty percent (50%) or more of the
+      outstanding shares, or (iii) beneficial ownership of such entity.
+
+      "You" (or "Your") shall mean an individual or Legal Entity
+      exercising permissions granted by this License.
+
+      "Source" form shall mean the preferred form for making modifications,
+      including but not limited to software source code, documentation
+      source, and configuration files.
+
+      "Object" form shall mean any form resulting from mechanical
+      transformation or translation of a Source form, including but
+      not limited to compiled object code, generated documentation,
+      and conversions to other media types.
+
+      "Work" shall mean the work of authorship, whether in Source or
+      Object form, made available under the License, as indicated by a
+      copyright notice that is included in or attached to the work.
+
+      "Derivative Works" shall mean any work, whether in Source or Object
+      form, that is based on (or derived from) the Work and for which the
+      editorial revisions, annotations, elaborations, or other modifications
+      represent, as a whole, an original work of authorship. For the purposes
+      of this License, Derivative Works shall not include works that remain
+      separable from, or merely link (or bind by name) to the interfaces of,
+      the Work and Derivative Works thereof.
+
+      "Contribution" shall mean any work of authorship, including
+      the original version of the Work and any modifications or additions
+      to that Work or Derivative Works thereof, that is intentionally
+      submitted to Licensor for inclusion in the Work by the copyright owner
+      or by an individual or Legal Entity authorized to submit on behalf of
+      the copyright owner. For the purposes of this definition, "submitted"
+      means any form of electronic, verbal, or written communication sent
+      to the Licensor or its representatives, including but not limited to
+      communication on electronic mailing lists, source code control systems,
+      and issue tracking systems that are managed by, or on behalf of, the
+      Licensor for the purpose of discussing and improving the Work, but
+      excluding communication that is conspicuously marked or otherwise
+      designated in writing by the copyright owner as "Not a Contribution."
+
+      "Contributor" shall mean Licensor and any individual or Legal Entity
+      on behalf of whom a Contribution has been received by Licensor and
+      subsequently incorporated within the Work.
+
+   2. Grant of Copyright License. Subject to the terms and conditions of
+      this License, each Contributor hereby grants to You a perpetual,
+      worldwide, non-exclusive, no-charge, royalty-free, irrevocable
+      copyright license to reproduce, prepare Derivative Works of,
+      publicly display, publicly perform, sublicense, and distribute the
+      Work and such Derivative Works in Source or Object form.
+
+   3. Grant of Patent License. Subject to the terms and conditions of
+      this License, each Contributor hereby grants to You a perpetual,
+      worldwide, non-exclusive, no-charge, royalty-free, irrevocable
+      (except as stated in this section) patent license to make, have made,
+      use, offer to sell, sell, import, and otherwise transfer the Work,
+      where such license applies only to those patent claims licensable
+      by such Contributor that are necessarily infringed by their
+      Contribution(s) alone or by combination of their Contribution(s)
+      with the Work to which such Contribution(s) was submitted.
+
+   4. Redistribution. You may reproduce and distribute copies of the
+      Work or Derivative Works thereof in any medium, with or without
+      modifications, and in Source or Object form, provided that You meet
+      the following conditions:
+
+      (a) You must give any other recipients of the Work or Derivative Works
+          a copy of this License; and
+
+      (b) You must cause any modified files to carry prominent notices
+          stating that You changed the files; and
+
+      (c) You must retain, in the Source form of any Derivative Works that
+          You distribute, all copyright, patent, trademark, and attribution
+          notices from the Source form of the Work, excluding those notices
+          that do not pertain to any part of the Derivative Works; and
+
+      (d) If the Work includes a "NOTICE" text file as part of its
+          distribution, then any Derivative Works that You distribute must
+          include a readable copy of the attribution notices contained
+          within such NOTICE file, excluding those notices that do not
+          pertain to any part of the Derivative Works, in at least one
+          of the following places: within a NOTICE text file distributed
+          as part of the Derivative Works; within the Source form or
+          documentation, if provided along with the Derivative Works; or,
+          within a display generated by the Derivative Works, if and
+          wherever such third-party notices normally appear.
+
+   5. Submission of Contributions. Unless You explicitly state otherwise,
+      any Contribution intentionally submitted for inclusion in the Work
+      by You to the Licensor shall be under the terms and conditions of
+      this License, without any additional terms or conditions.
+
+   6. Trademarks. This License does not grant permission to use the trade
+      names, trademarks, service marks, or product names of the Licensor,
+      except as required for reasonable and customary use in describing the
+      origin of the Work and reproducing the content of the NOTICE file.
+
+   7. Disclaimer of Warranty. Unless required by applicable law or
+      agreed to in writing, Licensor provides the Work (and each
+      Contributor provides its Contributions) on an "AS IS" BASIS,
+      WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or
+      implied, including, without limitation, any warranties or conditions
+      of TITLE, NON-INFRINGEMENT, MERCHANTABILITY, or FITNESS FOR A
+      PARTICULAR PURPOSE. You are solely responsible for determining the
+      appropriateness of using or redistributing the Work and assume any
+      risks associated with Your exercise of permissions under this License.
+
+   8. Limitation of Liability. In no event and under no legal theory,
+      whether in tort (including negligence), contract, or otherwise,
+      unless required by applicable law (such as deliberate and grossly
+      negligent acts) or agreed to in writing, shall any Contributor be
+      liable to You for damages, including any direct, indirect, special,
+      incidental, or consequential damages of any character arising as a
+      result of this License or out of the use or inability to use the
+      Work (including but not limited to damages for loss of goodwill,
+      work stoppage, computer failure or malfunction, or any and all
+      other commercial damages or losses), even if such Contributor
+      has been advised of the possibility of such damages.
+
+   9. Accepting Warranty or Additional Liability. While redistributing
+      the Work or Derivative Works thereof, You may choose to offer,
+      and charge a fee for, acceptance of support, warranty, indemnity,
+      or other liability obligations and/or rights consistent with this
+      License. However, in accepting such obligations, You may act only
+      on Your own behalf and on Your sole responsibility, not on behalf
+      of any other Contributor, and only if You agree to indemnify,
+      defend, and hold each Contributor harmless for any liability
+      incurred by, or claims asserted against, such Contributor by reason
+      of your accepting any such warranty or additional liability.
+
+   END OF TERMS AND CONDITIONS
+
+   Copyright 2026 achlens contributors

achlens-0.1.0/PKG-INFO

@@ -0,0 +1,216 @@
+Metadata-Version: 2.5
+Name: achlens
+Version: 0.1.0
+Summary: A local-first ACH file validation foundation.
+Author: achlens contributors
+License:                                  Apache License
+                                   Version 2.0, January 2004
+                                http://www.apache.org/licenses/
+        
+           TERMS AND CONDITIONS FOR USE, REPRODUCTION, AND DISTRIBUTION
+        
+           1. Definitions.
+        
+              "License" shall mean the terms and conditions for use, reproduction,
+              and distribution as defined by Sections 1 through 9 of this document.
+        
+              "Licensor" shall mean the copyright owner or entity authorized by
+              the copyright owner that is granting the License.
+        
+              "Legal Entity" shall mean the union of the acting entity and all
+              other entities that control, are controlled by, or are under common
+              control with that entity. For the purposes of this definition,
+              "control" means (i) the power, direct or indirect, to cause the
+              direction or management of such entity, whether by contract or
+              otherwise, or (ii) ownership of fifty percent (50%) or more of the
+              outstanding shares, or (iii) beneficial ownership of such entity.
+        
+              "You" (or "Your") shall mean an individual or Legal Entity
+              exercising permissions granted by this License.
+        
+              "Source" form shall mean the preferred form for making modifications,
+              including but not limited to software source code, documentation
+              source, and configuration files.
+        
+              "Object" form shall mean any form resulting from mechanical
+              transformation or translation of a Source form, including but
+              not limited to compiled object code, generated documentation,
+              and conversions to other media types.
+        
+              "Work" shall mean the work of authorship, whether in Source or
+              Object form, made available under the License, as indicated by a
+              copyright notice that is included in or attached to the work.
+        
+              "Derivative Works" shall mean any work, whether in Source or Object
+              form, that is based on (or derived from) the Work and for which the
+              editorial revisions, annotations, elaborations, or other modifications
+              represent, as a whole, an original work of authorship. For the purposes
+              of this License, Derivative Works shall not include works that remain
+              separable from, or merely link (or bind by name) to the interfaces of,
+              the Work and Derivative Works thereof.
+        
+              "Contribution" shall mean any work of authorship, including
+              the original version of the Work and any modifications or additions
+              to that Work or Derivative Works thereof, that is intentionally
+              submitted to Licensor for inclusion in the Work by the copyright owner
+              or by an individual or Legal Entity authorized to submit on behalf of
+              the copyright owner. For the purposes of this definition, "submitted"
+              means any form of electronic, verbal, or written communication sent
+              to the Licensor or its representatives, including but not limited to
+              communication on electronic mailing lists, source code control systems,
+              and issue tracking systems that are managed by, or on behalf of, the
+              Licensor for the purpose of discussing and improving the Work, but
+              excluding communication that is conspicuously marked or otherwise
+              designated in writing by the copyright owner as "Not a Contribution."
+        
+              "Contributor" shall mean Licensor and any individual or Legal Entity
+              on behalf of whom a Contribution has been received by Licensor and
+              subsequently incorporated within the Work.
+        
+           2. Grant of Copyright License. Subject to the terms and conditions of
+              this License, each Contributor hereby grants to You a perpetual,
+              worldwide, non-exclusive, no-charge, royalty-free, irrevocable
+              copyright license to reproduce, prepare Derivative Works of,
+              publicly display, publicly perform, sublicense, and distribute the
+              Work and such Derivative Works in Source or Object form.
+        
+           3. Grant of Patent License. Subject to the terms and conditions of
+              this License, each Contributor hereby grants to You a perpetual,
+              worldwide, non-exclusive, no-charge, royalty-free, irrevocable
+              (except as stated in this section) patent license to make, have made,
+              use, offer to sell, sell, import, and otherwise transfer the Work,
+              where such license applies only to those patent claims licensable
+              by such Contributor that are necessarily infringed by their
+              Contribution(s) alone or by combination of their Contribution(s)
+              with the Work to which such Contribution(s) was submitted.
+        
+           4. Redistribution. You may reproduce and distribute copies of the
+              Work or Derivative Works thereof in any medium, with or without
+              modifications, and in Source or Object form, provided that You meet
+              the following conditions:
+        
+              (a) You must give any other recipients of the Work or Derivative Works
+                  a copy of this License; and
+        
+              (b) You must cause any modified files to carry prominent notices
+                  stating that You changed the files; and
+        
+              (c) You must retain, in the Source form of any Derivative Works that
+                  You distribute, all copyright, patent, trademark, and attribution
+                  notices from the Source form of the Work, excluding those notices
+                  that do not pertain to any part of the Derivative Works; and
+        
+              (d) If the Work includes a "NOTICE" text file as part of its
+                  distribution, then any Derivative Works that You distribute must
+                  include a readable copy of the attribution notices contained
+                  within such NOTICE file, excluding those notices that do not
+                  pertain to any part of the Derivative Works, in at least one
+                  of the following places: within a NOTICE text file distributed
+                  as part of the Derivative Works; within the Source form or
+                  documentation, if provided along with the Derivative Works; or,
+                  within a display generated by the Derivative Works, if and
+                  wherever such third-party notices normally appear.
+        
+           5. Submission of Contributions. Unless You explicitly state otherwise,
+              any Contribution intentionally submitted for inclusion in the Work
+              by You to the Licensor shall be under the terms and conditions of
+              this License, without any additional terms or conditions.
+        
+           6. Trademarks. This License does not grant permission to use the trade
+              names, trademarks, service marks, or product names of the Licensor,
+              except as required for reasonable and customary use in describing the
+              origin of the Work and reproducing the content of the NOTICE file.
+        
+           7. Disclaimer of Warranty. Unless required by applicable law or
+              agreed to in writing, Licensor provides the Work (and each
+              Contributor provides its Contributions) on an "AS IS" BASIS,
+              WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or
+              implied, including, without limitation, any warranties or conditions
+              of TITLE, NON-INFRINGEMENT, MERCHANTABILITY, or FITNESS FOR A
+              PARTICULAR PURPOSE. You are solely responsible for determining the
+              appropriateness of using or redistributing the Work and assume any
+              risks associated with Your exercise of permissions under this License.
+        
+           8. Limitation of Liability. In no event and under no legal theory,
+              whether in tort (including negligence), contract, or otherwise,
+              unless required by applicable law (such as deliberate and grossly
+              negligent acts) or agreed to in writing, shall any Contributor be
+              liable to You for damages, including any direct, indirect, special,
+              incidental, or consequential damages of any character arising as a
+              result of this License or out of the use or inability to use the
+              Work (including but not limited to damages for loss of goodwill,
+              work stoppage, computer failure or malfunction, or any and all
+              other commercial damages or losses), even if such Contributor
+              has been advised of the possibility of such damages.
+        
+           9. Accepting Warranty or Additional Liability. While redistributing
+              the Work or Derivative Works thereof, You may choose to offer,
+              and charge a fee for, acceptance of support, warranty, indemnity,
+              or other liability obligations and/or rights consistent with this
+              License. However, in accepting such obligations, You may act only
+              on Your own behalf and on Your sole responsibility, not on behalf
+              of any other Contributor, and only if You agree to indemnify,
+              defend, and hold each Contributor harmless for any liability
+              incurred by, or claims asserted against, such Contributor by reason
+              of your accepting any such warranty or additional liability.
+        
+           END OF TERMS AND CONDITIONS
+        
+           Copyright 2026 achlens contributors
+License-File: LICENSE
+Requires-Python: <3.14,>=3.11
+Requires-Dist: mcp<3.0,>=2.2
+Requires-Dist: pyyaml<7.0,>=6.0
+Requires-Dist: typer<1.0,>=0.12
+Description-Content-Type: text/markdown
+
+# achlens
+
+<!-- mcp-name: io.github.mscott9160-web/achlens -->
+
+achlens is a local-first Python MCP server and CLI for inspecting synthetic ACH
+files. It parses fixed-width records, validates structure and control totals,
+explains findings, masks sensitive fields, repairs derived controls, and
+generates deterministic test files. It never transmits ACH files or makes
+bank/network calls.
+
+Use synthetic data only. This project is not a bank gateway, compliance
+advisor, or transmission system.
+
+## Quick Start
+
+```text
+uv sync
+uv run achlens --help
+uv run achlens validate tests/fixtures/golden/sample_valid.ach
+uv run achlens generate --sec PPD --entries 5 --seed 7 > synthetic.ach
+```
+
+Run the MCP server over stdio:
+
+```text
+uv run achlens serve
+```
+
+The MCP server exposes validation, summaries, parsed-record paging, control
+explanations, routing checks, code lookup, synthetic generation, and control
+repair. See [docs/tools.md](docs/tools.md) for the current tool surface.
+
+Sensitive fields are masked by default. Configure `ACHLENS_ALLOWED_ROOTS` to
+enable MCP path inputs; otherwise provide file content directly. See
+[SECURITY.md](SECURITY.md) for the data and write boundaries.
+
+## Development
+
+This project uses [uv](https://docs.astral.sh/uv/).
+
+```text
+uv sync
+uv run achlens --help
+uv run pytest -q
+uv run ruff check .
+uv run ruff format --check .
+uv run mypy --strict src
+```
+
+Never add real payment data, account numbers, or ACH files to this repository.

achlens-0.1.0/README.md

@@ -0,0 +1,50 @@
+# achlens
+
+<!-- mcp-name: io.github.mscott9160-web/achlens -->
+
+achlens is a local-first Python MCP server and CLI for inspecting synthetic ACH
+files. It parses fixed-width records, validates structure and control totals,
+explains findings, masks sensitive fields, repairs derived controls, and
+generates deterministic test files. It never transmits ACH files or makes
+bank/network calls.
+
+Use synthetic data only. This project is not a bank gateway, compliance
+advisor, or transmission system.
+
+## Quick Start
+
+```text
+uv sync
+uv run achlens --help
+uv run achlens validate tests/fixtures/golden/sample_valid.ach
+uv run achlens generate --sec PPD --entries 5 --seed 7 > synthetic.ach
+```
+
+Run the MCP server over stdio:
+
+```text
+uv run achlens serve
+```
+
+The MCP server exposes validation, summaries, parsed-record paging, control
+explanations, routing checks, code lookup, synthetic generation, and control
+repair. See [docs/tools.md](docs/tools.md) for the current tool surface.
+
+Sensitive fields are masked by default. Configure `ACHLENS_ALLOWED_ROOTS` to
+enable MCP path inputs; otherwise provide file content directly. See
+[SECURITY.md](SECURITY.md) for the data and write boundaries.
+
+## Development
+
+This project uses [uv](https://docs.astral.sh/uv/).
+
+```text
+uv sync
+uv run achlens --help
+uv run pytest -q
+uv run ruff check .
+uv run ruff format --check .
+uv run mypy --strict src
+```
+
+Never add real payment data, account numbers, or ACH files to this repository.

achlens-0.1.0/SECURITY.md

@@ -0,0 +1,38 @@
+# Security
+
+`achlens` is local-first software for inspecting synthetic ACH files. It does
+not transmit files, connect to banks, or make outbound network calls as part of
+its runtime tools.
+
+## Data Rules
+
+- Never report or commit real payment data, account numbers, routing/account
+  pairs, or real ACH files.
+- Use generated fixtures and the synthetic generator for tests and examples.
+- Sensitive parsed fields are masked by default: account numbers, individual
+  identification numbers, and NOC corrected data expose only a masked value
+  with the final four characters preserved.
+- Reveal behavior is disabled unless `ACHLENS_ALLOW_REVEAL=1` is explicitly
+	configured by the local operator.
+
+## File Access
+
+MCP path inputs are disabled unless `ACHLENS_ALLOWED_ROOTS` is configured.
+Configured paths are resolved before checking containment, so `..` traversal
+and symlink escapes are rejected. Directories, missing paths, non-UTF-8 files,
+and files above `ACHLENS_MAX_BYTES` are rejected.
+
+The CLI accepts explicit local paths because it is a user-run command-line
+program. MCP path access remains subject to the allowlist.
+
+## Writes
+
+Only the repair tool writes files. Path-mode repair writes a new sibling file
+with a `.repaired` suffix and refuses to overwrite an existing output. It does
+not return repaired file content in path mode.
+
+## Reporting
+
+Report suspected vulnerabilities privately through the repository's GitHub
+security channel. Do not include real ACH content in an issue, pull request,
+log, or test fixture.

achlens-0.1.0/docs/adr/001-python-and-sdk.md

@@ -0,0 +1,18 @@
+# ADR 001: Python and MCP SDK
+
+## Context
+
+The project needs a supported Python runtime and an official MCP integration
+path. Sprint 0 must remain usable without implementing or importing MCP.
+
+## Decision
+
+Use Python >=3.12,<3.14 for local scaffolding. The future MCP adapter will use
+the official `mcp` package and FastMCP interface, pinned when that adapter is
+implemented.
+
+## Consequences
+
+The package has a clear runtime range and can ship a CLI without an MCP
+dependency today. CI also exercises the specified 3.11, 3.12, and 3.13 matrix;
+the Python 3.11 compatibility decision must be reconciled before release.

achlens-0.1.0/docs/adr/002-layered-architecture.md

@@ -0,0 +1,17 @@
+# ADR 002: Layered Architecture
+
+## Context
+
+ACH domain logic, MCP protocol behavior, and command-line behavior have
+different testing and reuse needs.
+
+## Decision
+
+Use a pure core library, a thin MCP adapter, and a thin CLI. The core must not
+import the MCP SDK.
+
+## Consequences
+
+Core behavior can be tested independently of protocol concerns. The project
+has explicit boundaries to maintain when later sprints add parser and server
+features.

achlens-0.1.0/docs/adr/003-data-driven-layouts.md

@@ -0,0 +1,17 @@
+# ADR 003: Data-Driven Record Layouts
+
+## Context
+
+ACH records have fixed-width fields that must be shared by parsing, building,
+documentation, and tests.
+
+## Decision
+
+Represent record layouts as data in `ach_layouts.yaml`, rather than encoding
+field positions directly in Python logic.
+
+## Consequences
+
+One layout definition can drive multiple features and reduce duplicated
+position logic. Layout verification is deferred to CORE-01 and no layout data
+is included in Sprint 0.