npm - creditu-common-library - Versions diffs - 1.3.4 → 1.3.5 - Mend

creditu-common-library 1.3.4 → 1.3.5

This diff represents the content of publicly available package versions that have been released to one of the supported registries. The information contained in this diff is provided for informational purposes only and reflects changes between package versions as they appear in their respective public registries.

Files changed (3) hide show

package/offer/services/offer.service.js +2 -2
package/package.json +1 -1
package/test/offer.service.spec.ts +105 -105

package/offer/services/offer.service.js CHANGED Viewed

@@ -150,7 +150,7 @@ var OfferService = /** @class */ (function () {
         var debtGuaranteeViv = this.maximumLocal.debtGuaranteeViv(propertyValue, maximumPropertyLTV, k1Fin, k2Fin);
         var approvedAmountLoanToValue = this.maximumLocal.debtGuarantee(debtGuaranteeViv, debtGuaranteeCr);
         var approvedAmount = this.getApprovedAmount(approvedAmountFinanceCharge, maximumLocalIncomeDividend, approvedAmountLoanToValue);
-        var credituAmount = this.credituAmount(downPayment, subsidy, propertyValue, creditInsuranceFactor, creditInsuranceFinancing, operationalExpensesWeightedSum, operationalExpensesFinancing, creditTaxRate, creditTaxRatePercentage, amountRequestedByClient);
+        var credituAmount = this.math.round(this.credituAmount(downPayment, subsidy, propertyValue, creditInsuranceFactor, creditInsuranceFinancing, operationalExpensesWeightedSum, operationalExpensesFinancing, creditTaxRate, creditTaxRatePercentage, amountRequestedByClient), 0);
         var creditAmount = this.getCreditAmountToOffer(approvedAmount, credituAmount, creditMinAmount, creditMaxAmount);
         var financingAmount = this.financingAmount(creditAmount, k1Fin, k2Fin);
         var installment = this.installment.getMonthlyPayment(baseMonthlyPayment, creditAmount);
@@ -314,7 +314,7 @@ var OfferService = /** @class */ (function () {
     // eslint-disable-next-line class-methods-use-this
     OfferService.prototype.getCreditAmountToOffer = function (approvedAmount, credituAmount, creditMinAmount, creditMaxAmount) {
         models_1.Guarder.defined(creditMinAmount, 'CreditMinAmount');
-        var minApprovedAmount = Math.round(Math.min(approvedAmount, credituAmount));
+        var minApprovedAmount = Math.min(approvedAmount, credituAmount);
         if (minApprovedAmount > creditMaxAmount.value())
             return creditMaxAmount.value();
         if (minApprovedAmount < creditMinAmount.value())

package/package.json CHANGED Viewed

@@ -1,6 +1,6 @@
 {
   "name": "creditu-common-library",
-  "version": "1.3.4",
+  "version": "1.3.5",
   "description": "",
   "main": "lib/index.js",
   "files": [

package/test/offer.service.spec.ts CHANGED Viewed

@@ -132,25 +132,25 @@ describe('offerService', () => {
       creditInsuranceFee: 0,
       gf: 0,
       gp: 32499.999999999996,
-      lifeInsuranceFee: 95.00399000000002,
+      lifeInsuranceFee: 95.00401058569999,
       propertyInsuranceFee: 19.5,
       unemploymentInsuranceFee: 0,
-      creditAmount: 558847,
+      creditAmount: 558847.1210925741,
       credituAmount: 582660,
       approvedAmount: 558847.1210925741,
       approvedAmountFinanceCharge: 718916.7501636882,
-      creditInsurancePremium: 41396.074072915,
-      installment: 7707.9943192239,
+      creditInsurancePremium: 41396.0830427353,
+      installment: 7707.9959894143,
       unitInstallment: 0.0137926737,
       approvedAmountIncomeDividend: 558847.1210925741,
-      backEndRatio: 0.3499999244,
+      backEndRatio: 0.35,
       approvedAmountLoanToValue: 584997.6600163799,
-      financingAmount: 517450.9259114373,
-      frontEndRatio: 0.3499999244,
-      loanToValueCredit: 0.8597646154,
-      loanToValueHome: 0.7960783476,
-      totalFee: 7822.4983092239,
-      creditFee: 7822.4983092239,
+      financingAmount: 517451.03803419106,
+      frontEndRatio: 0.35,
+      loanToValueCredit: 0.8597648017,
+      loanToValueHome: 0.7960785201,
+      totalFee: 7822.500000000001,
+      creditFee: 7822.500000000001,
       propertyValue: 650000,
       monthlyInterestRate: 0.0110148959202348,
       amountRequestedByClient: 539500,
@@ -158,7 +158,7 @@ describe('offerService', () => {
       percentageOperationalExpensesFinanced: 0,
       operationalExpenses: 34435.539999999986,
       creditInsuranceFactor: 0.08,
-      financingRatio: 0.9591305392
+      financingRatio: 0.9591307470999999
     };
     const params: OfferParams = {
@@ -240,28 +240,28 @@ describe('offerService', () => {
       Kgop2: 0,
       Kscr: 0.0066666667,
       adjustmentFactorGraceMonths: 1,
-      creditInsuranceFee: 2914.0333479035,
+      creditInsuranceFee: 2914.0306328198,
       gf: 0,
       gp: 32499.999999999996,
-      lifeInsuranceFee: 74.30785,
+      lifeInsuranceFee: 74.3077807654,
       propertyInsuranceFee: 19.5,
       unemploymentInsuranceFee: 0,
-      creditAmount: 437105,
+      creditAmount: 437104.5927374448,
       credituAmount: 585000,
       approvedAmount: 437104.5927374448,
       approvedAmountFinanceCharge: 562303.7167625874,
-      creditInsurancePremium: 34968.4,
-      installment: 4814.6660723694995,
+      creditInsurancePremium: 34968.3674189956,
+      installment: 4814.6615864149,
       unitInstallment: 0.0110148959202348,
       approvedAmountIncomeDividend: 437104.5927374448,
-      backEndRatio: 0.35000032529999997,
+      backEndRatio: 0.35,
       approvedAmountLoanToValue: 585000,
-      financingAmount: 437105,
+      financingAmount: 437104.5927374448,
       frontEndRatio: 0.35,
-      loanToValueCredit: 0.6724692308,
-      loanToValueHome: 0.6724692308,
-      totalFee: 7822.5072702729985,
-      creditFee: 7822.5072702729985,
+      loanToValueCredit: 0.6724686042,
+      loanToValueHome: 0.6724686042,
+      totalFee: 7822.5000000001,
+      creditFee: 7822.5000000001,
       propertyValue: 650000,
       monthlyInterestRate: 0.0110148959202348,
       amountRequestedByClient: 585000,
@@ -269,7 +269,7 @@ describe('offerService', () => {
       percentageOperationalExpensesFinanced: 0,
       operationalExpenses: 34435.539999999986,
       creditInsuranceFactor: 0.08,
-      financingRatio: 0.7471880341999999
+      financingRatio: 0.7471873379999999
     };
     const params: OfferParams = {
@@ -353,28 +353,28 @@ describe('offerService', () => {
       Kgop2: 0,
       Kscr: 0.0066666667,
       adjustmentFactorGraceMonths: 1,
-      creditInsuranceFee: 2521.6533459416,
+      creditInsuranceFee: 2521.6511653518,
       gf: 0,
       gp: 32499.999999999996,
-      lifeInsuranceFee: 64.30216,
+      lifeInsuranceFee: 64.302104395,
       propertyInsuranceFee: 19.5,
       unemploymentInsuranceFee: 0,
-      creditAmount: 378248,
+      creditAmount: 378247.6729115391,
       credituAmount: 585000,
       approvedAmount: 378247.6729115391,
       approvedAmountFinanceCharge: 486588.50963552855,
-      creditInsurancePremium: 30259.84,
-      installment: 5217.0512416776,
+      creditInsurancePremium: 30259.813832923104,
+      installment: 5217.046730253201,
       unitInstallment: 0.0137926737,
       approvedAmountIncomeDividend: 378247.6729115391,
-      backEndRatio: 0.35000030190000003,
+      backEndRatio: 0.35,
       approvedAmountLoanToValue: 585000,
-      financingAmount: 378248,
+      financingAmount: 378247.6729115391,
       frontEndRatio: 0.35,
-      loanToValueCredit: 0.58192,
-      loanToValueHome: 0.58192,
-      totalFee: 7822.5067476192,
-      creditFee: 7822.5067476192,
+      loanToValueCredit: 0.5819194968,
+      loanToValueHome: 0.5819194968,
+      totalFee: 7822.500000000001,
+      creditFee: 7822.500000000001,
       propertyValue: 650000,
       monthlyInterestRate: 0.0110148959202348,
       amountRequestedByClient: 585000,
@@ -382,7 +382,7 @@ describe('offerService', () => {
       percentageOperationalExpensesFinanced: 0,
       operationalExpenses: 34435.539999999986,
       creditInsuranceFactor: 0.08,
-      financingRatio: 0.6465777778
+      financingRatio: 0.6465772187
     };
     const params: OfferParams = {
@@ -466,28 +466,28 @@ describe('offerService', () => {
       Kgop2: 0,
       Kscr: 0.0029032,
       adjustmentFactorGraceMonths: 1,
-      creditInsuranceFee: 1552.3412969457,
+      creditInsuranceFee: 1552.3416905968,
       gf: 0,
       gp: 32499.999999999996,
-      lifeInsuranceFee: 95.00416,
+      lifeInsuranceFee: 95.0041840917,
       propertyInsuranceFee: 19.5,
       unemploymentInsuranceFee: 0,
-      creditAmount: 558848,
-      credituAmount: 584999.9410752,
+      creditAmount: 558848.1417156955,
+      credituAmount: 585000,
       approvedAmount: 558848.1417156955,
       approvedAmountFinanceCharge: 718918.0631221518,
-      creditInsurancePremium: 42776.0070803456,
-      installment: 6155.6525439232,
+      creditInsurancePremium: 42776.0179277166,
+      installment: 6155.6541049068,
       unitInstallment: 0.0110148959202348,
       approvedAmountIncomeDividend: 558848.1417156955,
-      backEndRatio: 0.34999991059999996,
+      backEndRatio: 0.3499999991,
       approvedAmountLoanToValue: 585000,
-      financingAmount: 534700.08850432,
-      frontEndRatio: 0.34999991059999996,
-      loanToValueCredit: 0.8597661539,
-      loanToValueHome: 0.8226155207999999,
-      totalFee: 7822.4980008689,
-      creditFee: 7822.4980008689,
+      financingAmount: 534700.2240964576,
+      frontEndRatio: 0.3499999991,
+      loanToValueCredit: 0.8597663719,
+      loanToValueHome: 0.8226157294,
+      totalFee: 7822.4999795953,
+      creditFee: 7822.4999795953,
       propertyValue: 650000,
       monthlyInterestRate: 0.0110148959202348,
       amountRequestedByClient: 559722,
@@ -495,7 +495,7 @@ describe('offerService', () => {
       percentageOperationalExpensesFinanced: 0,
       operationalExpenses: 34435.539999999986,
       creditInsuranceFactor: 0.08,
-      financingRatio: 0.9552958227999999
+      financingRatio: 0.9552960650000001
     };
     const params: OfferParams = {
@@ -586,7 +586,7 @@ describe('offerService', () => {
       propertyInsuranceFee: 19.5,
       unemploymentInsuranceFee: 0,
       creditAmount: 519999,
-      credituAmount: 519999.48,
+      credituAmount: 519999,
       approvedAmount: 519999.99999999994,
       approvedAmountFinanceCharge: 880329.7165416365,
       creditInsurancePremium: 38518.4444433659,
@@ -699,7 +699,7 @@ describe('offerService', () => {
       propertyInsuranceFee: 13.5,
       unemploymentInsuranceFee: 0,
       creditAmount: 360000,
-      credituAmount: 359999.64,
+      credituAmount: 360000,
       approvedAmount: 360000,
       approvedAmountFinanceCharge: 717899.3819035813,
       creditInsurancePremium: 26666.666665920002,
@@ -921,25 +921,25 @@ describe('offerService', () => {
       creditInsuranceFee: 0,
       gf: 0,
       gp: 32499.999999999996,
-      lifeInsuranceFee: 84.3644,
+      lifeInsuranceFee: 84.3644109052,
       propertyInsuranceFee: 0,
       unemploymentInsuranceFee: 0,
-      creditAmount: 421822,
-      credituAmount: 519999.9999999999,
+      creditAmount: 421822.0545259302,
+      credituAmount: 520000,
       approvedAmount: 421822.0545259302,
       approvedAmountFinanceCharge: 421822.0545259302,
       creditInsurancePremium: 0,
-      installment: 4738.1349766298,
+      installment: 4738.1355890948,
       unitInstallment: 0.0112325459,
       approvedAmountIncomeDividend: 586483.5408183229,
-      backEndRatio: 0.3499999721,
+      backEndRatio: 0.35,
       approvedAmountLoanToValue: 519999.9999999999,
-      financingAmount: 421822,
-      frontEndRatio: 0.21577178419999998,
-      loanToValueCredit: 0.6489569231,
-      loanToValueHome: 0.6489569231,
-      totalFee: 7822.4993766298,
-      creditFee: 4822.4993766298,
+      financingAmount: 421822.0545259302,
+      frontEndRatio: 0.2157718121,
+      loanToValueCredit: 0.648957007,
+      loanToValueHome: 0.648957007,
+      totalFee: 7822.500000000001,
+      creditFee: 4822.5,
       propertyValue: 650000,
       monthlyInterestRate: 0.0110148959202348,
       amountRequestedByClient: 519999.99999999994,
@@ -947,7 +947,7 @@ describe('offerService', () => {
       percentageOperationalExpensesFinanced: 0,
       operationalExpenses: 34435.539999999986,
       creditInsuranceFactor: 0,
-      financingRatio: 0.8111961538
+      financingRatio: 0.8111962587
     };
     const params: OfferParams = {
@@ -1038,7 +1038,7 @@ describe('offerService', () => {
       propertyInsuranceFee: 0.4004,
       unemploymentInsuranceFee: 0,
       creditAmount: 1773,
-      credituAmount: 1773.221098,
+      credituAmount: 1773,
       approvedAmount: 1980,
       approvedAmountFinanceCharge: 4207.7629943957,
       creditInsurancePremium: 116.8363636381,
@@ -1150,7 +1150,7 @@ describe('offerService', () => {
       propertyInsuranceFee: 0.3458,
       unemploymentInsuranceFee: 0,
       creditAmount: 0,
-      credituAmount: 1526.745,
+      credituAmount: 1527,
       approvedAmount: -1083.2554644041,
       approvedAmountFinanceCharge: -1083.2554644041,
       creditInsurancePremium: 0,
@@ -1263,7 +1263,7 @@ describe('offerService', () => {
       propertyInsuranceFee: 0.4368,
       unemploymentInsuranceFee: 0,
       creditAmount: 2007,
-      credituAmount: 2006.7322000000001,
+      credituAmount: 2007,
       approvedAmount: 2070.5411139114003,
       approvedAmountFinanceCharge: 3302.1569962424,
       creditInsurancePremium: 133.7500466699,
@@ -1375,7 +1375,7 @@ describe('offerService', () => {
       propertyInsuranceFee: 0.4004,
       unemploymentInsuranceFee: 0,
       creditAmount: 1977,
-      credituAmount: 1976.7330000000002,
+      credituAmount: 1977,
       approvedAmount: 1980,
       approvedAmountFinanceCharge: 2733.0574039923,
       creditInsurancePremium: 131.7507933565,
@@ -1483,33 +1483,33 @@ describe('offerService', () => {
       creditInsuranceFee: 0,
       gf: 19.8,
       gp: 11,
-      lifeInsuranceFee: 0.68952,
+      lifeInsuranceFee: 0.6894459,
       propertyInsuranceFee: 0.4004,
       unemploymentInsuranceFee: 0,
-      creditAmount: 1768,
-      credituAmount: 1976.7330000000002,
+      creditAmount: 1767.8099999734,
+      credituAmount: 1977,
       approvedAmount: 1767.8099999734,
       approvedAmountFinanceCharge: 2611.0147948526,
-      creditInsurancePremium: 117.82266193939999,
-      installment: 9.5290003848,
+      creditInsurancePremium: 117.81,
+      installment: 9.5279763405,
       unitInstallment: 0.0053897061,
       approvedAmountIncomeDividend: 3047.3668578061,
-      backEndRatio: 0.40123158870000003,
+      backEndRatio: 0.4011980591,
       approvedAmountLoanToValue: 1767.8099999734,
-      financingAmount: 1650.1773380872,
-      frontEndRatio: 0.32422771699999997,
-      loanToValueCredit: 0.8036363636,
+      financingAmount: 1650.0000000000002,
+      frontEndRatio: 0.3241941873,
+      loanToValueCredit: 0.80355,
       loanToValueHome: 0.75,
-      totalFee: 13.140907064799999,
-      creditFee: 10.618920384800001,
+      totalFee: 13.139808920499998,
+      creditFee: 10.617822240499999,
       propertyValue: 2200,
       monthlyInterestRate: 0.003962491754522,
       amountRequestedByClient: 1845,
       operationalExpensesFee: 0,
       percentageOperationalExpensesFinanced: 19.8,
-      operationalExpenses: 26.337999999999997,
+      operationalExpenses: 26.3376199999,
       creditInsuranceFactor: 0.0714,
-      financingRatio: 0.8944050613000001
+      financingRatio: 0.8943089431
     };
     const params: OfferParams = {
       maximumBackendRatio: 0.55, // Máximo de CF (L alpha)
@@ -1595,33 +1595,33 @@ describe('offerService', () => {
       creditInsuranceFee: 0,
       gf: 18.8,
       gp: 10,
-      lifeInsuranceFee: 0.313365,
+      lifeInsuranceFee: 0.3133845,
       propertyInsuranceFee: 0.364,
       unemploymentInsuranceFee: 0,
-      creditAmount: 1607,
-      credituAmount: 1762.4530000000002,
+      creditAmount: 1607.0999999758,
+      credituAmount: 1762,
       approvedAmount: 1607.0999999758,
       approvedAmountFinanceCharge: 1608.3313023417,
-      creditInsurancePremium: 107.0933358239,
-      installment: 7.9655014282,
+      creditInsurancePremium: 107.10000000000001,
+      installment: 7.965997103299999,
       unitInstallment: 0.0049567526,
       approvedAmountIncomeDividend: 1608.3313023417,
-      backEndRatio: 0.549563894,
+      backEndRatio: 0.5495966518000001,
       approvedAmountLoanToValue: 1607.0999999758,
-      financingAmount: 1499.9066642003,
-      frontEndRatio: 0.549563894,
-      loanToValueCredit: 0.8035,
-      loanToValueHome: 0.7499533321,
-      totalFee: 8.6428664282,
-      creditFee: 8.6428664282,
+      financingAmount: 1500,
+      frontEndRatio: 0.5495966518000001,
+      loanToValueCredit: 0.80355,
+      loanToValueHome: 0.75,
+      totalFee: 8.643381603299998,
+      creditFee: 8.643381603299998,
       propertyValue: 2000,
       monthlyInterestRate: 0.0035947364096048,
       amountRequestedByClient: 1645,
       operationalExpensesFee: 0,
       percentageOperationalExpensesFinanced: 18.8,
-      operationalExpenses: 25.016,
+      operationalExpenses: 25.016199999999998,
       creditInsuranceFactor: 0.0714,
-      financingRatio: 0.9117973643
+      financingRatio: 0.9118541032999999
     };
     const params: OfferParams = {
       maximumBackendRatio: 0.55, // Máximo de CF (L alpha)
@@ -1707,25 +1707,25 @@ describe('offerService', () => {
       creditInsuranceFee: 0,
       gf: 1495,
       gp: 0,
-      lifeInsuranceFee: 175.02,
+      lifeInsuranceFee: 175.01982498,
       propertyInsuranceFee: 30.555525,
       unemploymentInsuranceFee: 0,
-      creditAmount: 200000,
+      creditAmount: 199999.80000000002,
       credituAmount: closeTo(200000.00000000003, 6) as any, // 200000.00000000003
       approvedAmount: 199999.80000000002,
       approvedAmountFinanceCharge: 221752.09972869532, // 259219.6004185969
       creditInsurancePremium: 0,
-      installment: 1826.7148000000002,
+      installment: 1826.7129732852002,
       unitInstallment: 0.009133574,
       approvedAmountIncomeDividend: 271708.7673152308, // 299184.9344878252
-      backEndRatio: 0.506458065,
+      backEndRatio: 0.5064576647, // 0.4422342406
       approvedAmountLoanToValue: 199999.80000000002,
-      financingAmount: 200000.00000000006,
-      frontEndRatio: 0.406458065,
-      loanToValueCredit: 0.9000008999999999,
+      financingAmount: 199999.80000000002,
+      frontEndRatio: 0.4064576647, // 0.3695069679
+      loanToValueCredit: 0.9,
       loanToValueHome: 0.9,
-      totalFee: 2532.290325,
-      creditFee: 2032.290325,
+      totalFee: 2532.2883232652, // 2432.2883232652
+      creditFee: 2032.2883232652,
       propertyValue: 222222,
       monthlyInterestRate: 0.008734593820043001,
       amountRequestedByClient: closeTo(200000.00000000003, 6) as any, // 200000.00000000003
@@ -1733,7 +1733,7 @@ describe('offerService', () => {
       percentageOperationalExpensesFinanced: 1495,
       operationalExpenses: 1495,
       creditInsuranceFactor: 0,
-      financingRatio: 1
+      financingRatio: 0.999999
     };
     const params: OfferParams = {
       maximumBackendRatio: 0.55, // Máximo de CF (L alpha)