timevalue 0.0.1

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Files changed (3) hide show
  1. checksums.yaml +7 -0
  2. data/lib/timevalue.rb +46 -0
  3. metadata +45 -0
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data/lib/timevalue.rb ADDED
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+ class TimeValue
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+
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+ attr_accessor :n, :i, :pv, :pmt, :fv
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+
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+ def initialize(n = 0, i = 0, pv = 0.0, pmt = 0.0, fv = 0.0)
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+ @n = n
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+ @i = i.to_f
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+ @pv = pv.to_f
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+ @pmt = pmt.to_f
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+ @fv = fv.to_f
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+ end
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+
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+ #Base formula, ordinary annuity: -PV = [FV/((1+i)^n)] + (PMT/i)*[1-(1/(1+i)^n)]
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+ def calc_pv()
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+ i = @i / 100.0
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+ #Initial contribution
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+ pvf = @fv / ((1 + i) ** @n)
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+ #Present value of annuity
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+ pva = (@pmt/i) * (1-(1/((1+i)**@n)))
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+ @pv = (pvf + pva) * (-1)
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+ #Round
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+ @pv = (@pv*100).round / 100.0
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+ end
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+
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+ def calc_fv()
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+ i = @i / 100.0
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+ #Growth of initial contribution
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+ fvp = @pv * ((1 + i) ** @n)
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+ #Growth of payments
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+ fva = @pmt * (((1 + i) ** @n)-1) / i
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+ @fv = (fvp + fva) * (-1)
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+ #Round
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+ @fv = (@fv*100).round / 100.0
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+ end
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+
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+ def calc_n()
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+ i = @i / 100.0
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+ @n = (Math.log((@pmt - (i * @fv))/(@pmt + (i * @pv)))/Math.log(1 + i)).round(0)
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+ end
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+
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+ def calc_pmt()
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+ i = @i / 100.0
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+ @pmt = (-i*(@fv+(@pv*((1+i)**n))))/(((1+i)**n)-1)
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+ @pmt = (@pmt*100).round / 100.0
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+ end
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+ end
metadata ADDED
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+ --- !ruby/object:Gem::Specification
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+ name: timevalue
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+ version: !ruby/object:Gem::Version
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+ version: 0.0.1
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+ platform: ruby
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+ authors:
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+ - Randall Reed, Jr.
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+ autorequire:
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+ bindir: bin
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+ cert_chain: []
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+ date: 2014-06-13 00:00:00.000000000 Z
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+ dependencies: []
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+ description: Perform time value of money calculations using financial calculator variables
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+ n, i, PV, PMT, and FV
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+ email: randallreedjr@gmail.com
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+ executables: []
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+ extensions: []
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+ extra_rdoc_files: []
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+ files:
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+ - lib/timevalue.rb
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+ homepage: http://rubygems.org/gems/timevalue
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+ licenses:
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+ - MIT
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+ metadata: {}
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+ post_install_message:
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+ rdoc_options: []
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+ require_paths:
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+ - lib
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+ required_ruby_version: !ruby/object:Gem::Requirement
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+ requirements:
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+ - - ">="
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+ - !ruby/object:Gem::Version
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+ version: '0'
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+ required_rubygems_version: !ruby/object:Gem::Requirement
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+ requirements:
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+ - - ">="
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+ - !ruby/object:Gem::Version
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+ version: '0'
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+ requirements: []
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+ rubyforge_project:
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+ rubygems_version: 2.2.2
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+ signing_key:
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+ specification_version: 4
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+ summary: Time value of money calculations
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+ test_files: []