synapse_pay_rest 3.2.3 → 3.2.4

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@@ -75,25 +75,27 @@ module SynapsePayRest
75
75
  # @note Not meant to be accessed directly on BaseNode but through children.
76
76
  def from_response(user, response)
77
77
  args = {
78
- user: user,
79
- type: response['type'],
80
- id: response['_id'],
81
- is_active: response['is_active'],
82
- permission: response['allowed'],
83
- nickname: response['info']['nickname'],
84
- name_on_account: response['info']['name_on_account'],
85
- bank_long_name: response['info']['bank_long_name'],
86
- bank_name: response['info']['bank_name'],
87
- account_type: response['info']['type'],
88
- account_class: response['info']['class'],
89
- account_number: response['info']['account_num'],
90
- routing_number: response['info']['routing_num'],
91
- address: response['info']['address'],
92
- swift: response['info']['swift'],
93
- ifsc: response['info']['ifsc'],
94
- user_info: nil,
95
- transactions: nil,
96
- timeline: nil
78
+ user: user,
79
+ type: response['type'],
80
+ id: response['_id'],
81
+ is_active: response['is_active'],
82
+ permission: response['allowed'],
83
+ nickname: response['info']['nickname'],
84
+ name_on_account: response['info']['name_on_account'],
85
+ bank_long_name: response['info']['bank_long_name'],
86
+ bank_name: response['info']['bank_name'],
87
+ account_type: response['info']['type'],
88
+ account_class: response['info']['class'],
89
+ account_number: response['info']['account_num'],
90
+ routing_number: response['info']['routing_num'],
91
+ address: response['info']['address'],
92
+ swift: response['info']['swift'],
93
+ ifsc: response['info']['ifsc'],
94
+ user_info: nil,
95
+ transactions: nil,
96
+ timeline: nil,
97
+ billpay_info: nil,
98
+ transaction_analysis: nil
97
99
  }
98
100
 
99
101
  if response['info']['correspondent_info']
@@ -123,14 +125,18 @@ module SynapsePayRest
123
125
  args[:gateway_restricted] = extra['gateway_restricted']
124
126
  end
125
127
 
126
- if response['extra']['other']['info']
128
+ if response['extra']['other']
127
129
  user_info = response['extra']['other']['info']
128
130
  args[:user_info] = user_info
129
- end
130
131
 
131
- if response['extra']['other']['transactions']
132
- transactions = response['extra']['transactions']
132
+ transactions = response['extra']['other']['transactions']
133
133
  args[:transactions] = transactions
134
+
135
+ billpay_info = response['extra']['other']['billpay_info']
136
+ args[:billpay_info] = billpay_info
137
+
138
+ transaction_analysis = response['extra']['other']['transaction_analysis']
139
+ args[:transaction_analysis] = transaction_analysis
134
140
  end
135
141
 
136
142
  if response['timeline']
@@ -1,4 +1,4 @@
1
1
  module SynapsePayRest
2
2
  # Gem version
3
- VERSION = '3.2.3'.freeze
3
+ VERSION = '3.2.4'.freeze
4
4
  end
data/samples.md CHANGED
@@ -59,6 +59,199 @@ user = SynapsePayRest::User.find(client: client, id: '57e97ab786c2737f4ccd4dc1')
59
59
 
60
60
  # full_dehydrate: 'yes' optional, see docs for response example (https://docs.synapsepay.com/docs/get-user)
61
61
  user = SynapsePayRest::User.find(client: client, id: '57e97ab786c2737f4ccd4dc1', full_dehydrate: 'yes')
62
+
63
+ sample full_dehydrate response (**note some fields will be 'nil' if full_dehydrate='no'):
64
+
65
+ #<SynapsePayRest: : User: 0x007fc2a2a62d88@client=
66
+ @base_url="https://uat-api.synapsefi.com/v3.1">>>,
67
+ @id="592f1dfa8384540026e39a95",
68
+ @refresh_token="refresh_WHGKxqmtJLlTrEgoS316dVAz24YD0jIfQCc7iBRF",
69
+ @logins=[
70
+ {
71
+ "email"=>"sankaet@synapsepay.com",
72
+ "scope"=>"READ_AND_WRITE"
73
+ }
74
+ ],
75
+ @phone_numbers=[
76
+ "sankaet@synapsepay.com",
77
+ "901.942.8167"
78
+ ],
79
+ @legal_names=[
80
+ "Test User"
81
+ ],
82
+ @permission="LOCKED",
83
+ @note="Interesting user",
84
+ @supp_id="122eddfgbeafrfvbbb",
85
+ @is_business=false,
86
+ @cip_tag=1,
87
+ @flag="NOT-FLAGGED",
88
+ @ips=[
89
+ "127.0.0.1"
90
+ ],
91
+ @oauth_key="oauth_V5jGaJMcwK4lrk0WFIZEqQXhRNPpoCSOxdUL30D9",
92
+ @expires_in="7200",
93
+ @base_documents=[
94
+ #<SynapsePayRest: : BaseDocument: 0x007fc2a2a601f0@id="189d2fc37c1ee5694aa62f302bcd7c0efaae2c0229f45bfc8bb3470f6f7ab92a",
95
+ @permission_scope="SEND|RECEIVE|1000|DAILY",
96
+ @user=#<SynapsePayRest: : User: 0x007fc2a2a62d88...>,
97
+ @email="test@test.com",
98
+ @phone_number="111-111-1111",
99
+ @ip="::1",
100
+ @name="Charlie Brown",
101
+ @aka=nil,
102
+ @entity_type="M",
103
+ @entity_scope="Arts & Entertainment",
104
+ @birth_day=nil,
105
+ @birth_month=nil,
106
+ @birth_year=nil,
107
+ @address_street="170 St Germain Ave",
108
+ @address_city="SF",
109
+ @address_subdivision="CA",
110
+ @address_postal_code="94114",
111
+ @address_country_code="US",
112
+ @screening_results={
113
+ "561"=>"NO_MATCH",
114
+ "aucl"=>"NO_MATCH",
115
+ "concern_location"=>"NO_MATCH",
116
+ "dpl"=>"NO_MATCH",
117
+ "dtc"=>"NO_MATCH",
118
+ "el"=>"NO_MATCH",
119
+ "eucl"=>"NO_MATCH",
120
+ "fatf_non_cooperative_jurisdiction"=>"NO_MATCH",
121
+ "fbi_bank_robbers"=>"NO_MATCH",
122
+ "fbi_counter_intelligence"=>"NO_MATCH",
123
+ "fbi_crimes_against_children"=>"NO_MATCH",
124
+ "fbi_criminal_enterprise_investigations"=>"NO_MATCH",
125
+ "fbi_cyber"=>"NO_MATCH",
126
+ "fbi_domestic_terrorism"=>"NO_MATCH",
127
+ "fbi_human_trafficking"=>"NO_MATCH",
128
+ "fbi_murders"=>"NO_MATCH",
129
+ "fbi_violent_crimes"=>"NO_MATCH",
130
+ "fbi_wanted_terrorists"=>"NO_MATCH",
131
+ "fbi_white_collar"=>"NO_MATCH",
132
+ "fincen_red_list"=>"NO_MATCH",
133
+ "fse"=>"NO_MATCH",
134
+ "fto_sanctions"=>"NO_MATCH",
135
+ "futures_sanctions"=>"NO_MATCH",
136
+ "hkma_sanctions"=>"NO_MATCH",
137
+ "hm_treasury_sanctions"=>"NO_MATCH",
138
+ "isn"=>"NO_MATCH",
139
+ "mas_sanctions"=>"NO_MATCH",
140
+ "monitored_location"=>"NO_MATCH",
141
+ "ns-isa"=>"NO_MATCH",
142
+ "ofac_561_list"=>"NO_MATCH",
143
+ "ofac_eo13645"=>"NO_MATCH",
144
+ "ofac_fse"=>"NO_MATCH",
145
+ "ofac_fse_ir"=>"NO_MATCH",
146
+ "ofac_fse_sy"=>"NO_MATCH",
147
+ "ofac_isa"=>"NO_MATCH",
148
+ "ofac_ns_isa"=>"NO_MATCH",
149
+ "ofac_plc"=>"NO_MATCH",
150
+ "ofac_sdn"=>"NO_MATCH",
151
+ "ofac_ssi"=>"NO_MATCH",
152
+ "ofac_syria"=>"NO_MATCH",
153
+ "ofac_ukraine_eo13662"=>"NO_MATCH",
154
+ "osfi"=>"NO_MATCH",
155
+ "pep"=>"NO_MATCH",
156
+ "plc"=>"NO_MATCH",
157
+ "primary_concern"=>"NO_MATCH",
158
+ "sdn"=>"NO_MATCH",
159
+ "ssi"=>"NO_MATCH",
160
+ "tel_sanctions"=>"NO_MATCH",
161
+ "ukcl"=>"NO_MATCH",
162
+ "uvl"=>"NO_MATCH"
163
+ },
164
+ @physical_documents=[
165
+ #<SynapsePayRest: : PhysicalDocument: 0x007fc2a2a61cf8@type="GOVT_ID",
166
+ @id="b86950c0d9fd878ef38d5193a9c2d88c2957b5817556cce2fbab2201de40baa4",
167
+ @value=nil,
168
+ @status="SUBMITTED|VALID",
169
+ @last_updated=1496260090771,
170
+ @document_value="https://cdn.synapsepay.com/uploads/2017/05/31/10591ef0-463a-11e7-bf7d-0230add36792.gif",
171
+ @meta={
172
+ "matches"=>{
173
+ "address"=>"not_found",
174
+ "dob"=>"not_found",
175
+ "identification"=>"not_found"
176
+ }
177
+ },
178
+ @base_document=#<SynapsePayRest: : BaseDocument: 0x007fc2a2a601f0...>>
179
+ ],
180
+ @social_documents=[
181
+ #<SynapsePayRest: : SocialDocument: 0x007fc2a2a61820@type="FACEBOOK",
182
+ @id="0c32234c59b71311b0f3057635c206e6a0d39ecef0bc336fe2bb375c92968117",
183
+ @value=nil,
184
+ @status="SUBMITTED|VALID",
185
+ @last_updated=1496260090773,
186
+ @document_value="https://www.facebook.com/sankaet",
187
+ @meta={
188
+ "matches"=>{
189
+ "address"=>"not_found",
190
+ "dob"=>"not_found",
191
+ "identification"=>"not_found"
192
+ }
193
+ },
194
+ @base_document=#<SynapsePayRest: : BaseDocument: 0x007fc2a2a601f0...>>,
195
+ #<SynapsePayRest: : SocialDocument: 0x007fc2a2a613c0@type="EMAIL",
196
+ @id="2c45158f6431ca874bbe82f63d5905567854dde4d8b81539944e5779e5eee741",
197
+ @value=nil,
198
+ @status="SUBMITTED|VALID",
199
+ @last_updated=1496260090773,
200
+ @document_value="test@test.com",
201
+ @meta={
202
+ "matches"=>{
203
+ "address"=>"not_found",
204
+ "dob"=>"not_found",
205
+ "identification"=>"not_found"
206
+ }
207
+ },
208
+ @base_document=#<SynapsePayRest: : BaseDocument: 0x007fc2a2a601f0...>>,
209
+ #<SynapsePayRest: : SocialDocument: 0x007fc2a2a61190@type="IP",
210
+ @id="28d9177b22c127d9a51d8903893864accf6e553ac326704a4c0d585eaad2516a",
211
+ @value=nil,
212
+ @status="SUBMITTED|VALID",
213
+ @last_updated=1496260090773,
214
+ @document_value="::1",
215
+ @meta={
216
+ "matches"=>{
217
+ "address"=>"not_found",
218
+ "dob"=>"not_found",
219
+ "identification"=>"not_found"
220
+ }
221
+ },
222
+ @base_document=#<SynapsePayRest: : BaseDocument: 0x007fc2a2a601f0...>>,
223
+ #<SynapsePayRest: : SocialDocument: 0x007fc2a2a60d58@type="PHONE_NUMBER",
224
+ @id="54522fd5748d2dedeab0034a09f91f6e1337ea2181f6aaea0515b61cd52cb576",
225
+ @value=nil,
226
+ @status="SUBMITTED|VALID",
227
+ @last_updated=1496260090773,
228
+ @document_value="111-111-1111",
229
+ @meta={
230
+ "matches"=>{
231
+ "address"=>"not_found",
232
+ "dob"=>"not_found",
233
+ "identification"=>"not_found"
234
+ }
235
+ },
236
+ @base_document=#<SynapsePayRest: : BaseDocument: 0x007fc2a2a601f0...>>
237
+ ],
238
+ @virtual_documents=[
239
+ #<SynapsePayRest: : VirtualDocument: 0x007fc2a2a608a8@type="SSN",
240
+ @id="ee596c2896dddc19b76c07a184fe7d3cf5a04b8e94b9108190cac7890739017f",
241
+ @value=nil,
242
+ @status="SUBMITTED|VALID",
243
+ @last_updated=1496260090768,
244
+ @document_value="2222",
245
+ @meta={
246
+ "matches"=>{
247
+ "address"=>"not_found",
248
+ "dob"=>"not_found",
249
+ "identification"=>"not_found"
250
+ }
251
+ },
252
+ @base_document=#<SynapsePayRest: : BaseDocument: 0x007fc2a2a601f0...>>
253
+ ]>
254
+ ]>
62
255
  ```
63
256
 
64
257
  #### Search for a User by Name/Email
@@ -250,38 +443,6 @@ base_doc = base_doc.add_virtual_documents(virtual_doc)
250
443
  # => #<SynapsePayRest::BaseDocument>
251
444
  ```
252
445
 
253
- ##### Answer KBA Questions for Virtual Document
254
-
255
- If a Virtual Document is returned with status **SUBMITTED|MFA_PENDING**, you will need to have the user answer some questions:
256
-
257
- ```ruby
258
- # check for any virtual docs with SUBMITTED|MFA_PENDING status
259
- virtual_doc = base_doc.virtual_documents.find do |doc|
260
- doc.status == 'SUBMITTED|MFA_PENDING'
261
- end
262
-
263
- question_set = virtual_doc.question_set
264
- # => [#<SynapsePayRest::Question>, #<SynapsePayRest::Question>, ...]
265
-
266
- # follow this flow for each question in question_set
267
- question = question_set.first
268
-
269
- question_text = question.question
270
- # => "Which one of the following zip codes is associated with you?"
271
-
272
- question.answers
273
- # => {1=>"49230", 2=>"49209", 3=>"49268", 4=>"49532", 5=>"None Of The Above"}
274
-
275
- question.choice = 1
276
-
277
- # when finished answering all questions in question_set
278
- virtual_doc = virtual_doc.submit_kba
279
-
280
- # reassign this if you need the updated base doc
281
- base_doc = virtual_doc.base_document
282
- ```
283
-
284
-
285
446
  ## Node Methods
286
447
 
287
448
  #### All Nodes for a User
@@ -318,6 +479,516 @@ node = SynapsePayRest::Node.find(user: user, id: '1a3efa1231as2f')
318
479
  # full_dehydrate: 'yes' (optional) returns all trans data on node
319
480
  node = SynapsePayRest::Node.find(user: user, id: '1a3efa1231as2f', full_dehydrate: 'yes')
320
481
 
482
+ sample full_dehydrate response (**note some fields will be 'nil' if full_dehydrate='no'):
483
+
484
+ #<SynapsePayRest: : AchUsNode: 0x007f867e14b070@user=#<SynapsePayRest:
485
+ @type="ACH-US",
486
+ @id="592f1e2d603964002f1b07f7",
487
+ @is_active=true,
488
+ @permission="LOCKED",
489
+ @nickname="SynapsePay Test Checking Account - 8901",
490
+ @name_on_account=" ",
491
+ @bank_long_name="CAPITAL ONE N.A.",
492
+ @bank_name="CAPITAL ONE N.A.",
493
+ @account_type="BUSINESS",
494
+ @account_class="CHECKING",
495
+ @account_number="12345678901",
496
+ @routing_number="031176110",
497
+ @address="PO BOX 85139, RICHMOND, VA, US",
498
+ @swift=nil,
499
+ @ifsc=nil,
500
+ @user_info={
501
+ "account_id"=>"fd52bf51f0354335e634940139a006ef91d7e789c665857e9821656d18e7d012",
502
+ "addresses"=>[
503
+ {
504
+ "city"=>"San Francisco",
505
+ "state"=>"CA",
506
+ "street"=>"3880 Castro St.",
507
+ "zipcode"=>"94110"
508
+ }
509
+ ],
510
+ "dob"=>"",
511
+ "emails"=>[
512
+ "test@synapsepay.com"
513
+ ],
514
+ "names"=>[
515
+ "Test User"
516
+ ],
517
+ "phone_numbers"=>[
518
+ "3937100934",
519
+ "8958226574"
520
+ ]
521
+ },
522
+ @transactions=[
523
+ {
524
+ "amount"=>233.0,
525
+ "category"=>{
526
+ "primary"=>"",
527
+ "subcategory"=>""
528
+ },
529
+ "current_balance"=>212.0,
530
+ "date"=>1397534400.0,
531
+ "debit"=>false,
532
+ "description"=>"CITI CARDS PPD:45367278097783",
533
+ "pending"=>false
534
+ },
535
+ {
536
+ "amount"=>317.0,
537
+ "category"=>{
538
+ "primary"=>"",
539
+ "subcategory"=>""
540
+ },
541
+ "current_balance"=>8970.0,
542
+ "date"=>1431835200.0,
543
+ "debit"=>true,
544
+ "description"=>"BK OF AM CRD PPD:42489094108452",
545
+ "pending"=>true
546
+ },
547
+ {
548
+ "amount"=>24.0,
549
+ "category"=>{
550
+ "primary"=>"",
551
+ "subcategory"=>""
552
+ },
553
+ "current_balance"=>4779.0,
554
+ "date"=>1404187200.0,
555
+ "debit"=>false,
556
+ "description"=>"CAPITAL ONE MOBILE PMT PPD:66159733534606",
557
+ "pending"=>true
558
+ },
559
+ {
560
+ "amount"=>53.0,
561
+ "category"=>{
562
+ "primary"=>"",
563
+ "subcategory"=>""
564
+ },
565
+ "current_balance"=>7000.0,
566
+ "date"=>1458100800.0,
567
+ "debit"=>false,
568
+ "description"=>"WF Credit Card PPD:15303774887880",
569
+ "pending"=>true
570
+ },
571
+ {
572
+ "amount"=>65.0,
573
+ "category"=>{
574
+ "primary"=>"",
575
+ "subcategory"=>""
576
+ },
577
+ "current_balance"=>6400.0,
578
+ "date"=>1466222400.0,
579
+ "debit"=>false,
580
+ "description"=>"CITI CARDS PPD:33669559685208",
581
+ "pending"=>true
582
+ },
583
+ {
584
+ "amount"=>185.0,
585
+ "category"=>{
586
+ "primary"=>"",
587
+ "subcategory"=>""
588
+ },
589
+ "current_balance"=>5726.0,
590
+ "date"=>1400040000.0,
591
+ "debit"=>true,
592
+ "description"=>"WF Credit Card PPD:12781852781478",
593
+ "pending"=>true
594
+ },
595
+ {
596
+ "amount"=>445.0,
597
+ "category"=>{
598
+ "primary"=>"",
599
+ "subcategory"=>""
600
+ },
601
+ "current_balance"=>9337.0,
602
+ "date"=>1457928000.0,
603
+ "debit"=>true,
604
+ "description"=>"BK OF AM CRD PPD:66137868896167",
605
+ "pending"=>false
606
+ },
607
+ {
608
+ "amount"=>39.0,
609
+ "category"=>{
610
+ "primary"=>"",
611
+ "subcategory"=>""
612
+ },
613
+ "current_balance"=>6460.0,
614
+ "date"=>1450242000.0,
615
+ "debit"=>false,
616
+ "description"=>"BK OF AM CRD PPD:63039795698738",
617
+ "pending"=>false
618
+ },
619
+ {
620
+ "amount"=>400.0,
621
+ "category"=>{
622
+ "primary"=>"",
623
+ "subcategory"=>""
624
+ },
625
+ "current_balance"=>1732.0,
626
+ "date"=>1481950800.0,
627
+ "debit"=>false,
628
+ "description"=>"AMEX EPAYMENT PPD:18493222207835",
629
+ "pending"=>true
630
+ },
631
+ {
632
+ "amount"=>112.0,
633
+ "category"=>{
634
+ "primary"=>"",
635
+ "subcategory"=>""
636
+ },
637
+ "current_balance"=>7645.0,
638
+ "date"=>1417928400.0,
639
+ "debit"=>true,
640
+ "description"=>"AMEX EPAYMENT PPD:28509869400705",
641
+ "pending"=>false
642
+ }
643
+ ],
644
+ @timeline=[
645
+ {
646
+ "date"=>1496260140541,
647
+ "note"=>"Node created."
648
+ },
649
+ {
650
+ "date"=>1496260142204,
651
+ "note"=>"Unable to send micro deposits as node allowed is not CREDIT."
652
+ },
653
+ {
654
+ "date"=>1496260420927,
655
+ "note"=>"User locked. Thus node 'allowed' changed to LOCKED."
656
+ }
657
+ ],
658
+ @billpay_info=[
659
+ {
660
+ "amount"=>160.05,
661
+ "duration"=>{
662
+ "meta"=>{
663
+ "remaining_payments"=>71,
664
+ "total_payments"=>72
665
+ },
666
+ "type"=>"SPECIFIC_NUM_PAYMENTS"
667
+ },
668
+ "frequency"=>{
669
+ "meta"=>{
670
+ "day_of_week"=>"TUESDAY"
671
+ },
672
+ "type"=>"WEEKLY"
673
+ },
674
+ "frequency_meta"=>{
675
+ "day_of_week"=>{
676
+ "type"=>"Weekday",
677
+ "value"=>2
678
+ }
679
+ },
680
+ "frequency_type"=>"WEEKLY",
681
+ "memo"=>"Payment to card ending 9990",
682
+ "pay_from_account"=>"254648bb700253e150a428597b8f7c0ca33e2e94257f79ecfa2a00feb422c5e2",
683
+ "payee"=>{
684
+ "account_number"=>"2507657178062104",
685
+ "address"=>{
686
+ "city"=>"San Francisco",
687
+ "state"=>"CA",
688
+ "street"=>"1716 Castro St.",
689
+ "zipcode"=>"94110"
690
+ },
691
+ "email"=>"example@email.com",
692
+ "entity_type"=>"BUSINESS",
693
+ "name"=>"JP Morgan Chase",
694
+ "nickname"=>"Payment to Joe's United card",
695
+ "phone_number"=>"6424032051"
696
+ },
697
+ "start_date"=>"2017-11-07"
698
+ },
699
+ {
700
+ "amount"=>185.59,
701
+ "duration"=>{
702
+ "type"=>"UNTIL_STOPPED"
703
+ },
704
+ "frequency"=>{
705
+ "meta"=>{
706
+ "day_of_month"=>24
707
+ },
708
+ "type"=>"EVERY_THREE_MONTHS"
709
+ },
710
+ "frequency_meta"=>{
711
+ "day_of_month"=>24
712
+ },
713
+ "frequency_type"=>"EVERY_THREE_MONTHS",
714
+ "memo"=>"Payment to card ending 7770",
715
+ "pay_from_account"=>"fd52bf51f0354335e634940139a006ef91d7e789c665857e9821656d18e7d012",
716
+ "payee"=>{
717
+ "account_number"=>"8609794239422625",
718
+ "address"=>{
719
+ "city"=>"San Francisco",
720
+ "state"=>"CA",
721
+ "street"=>"7097 Castro St.",
722
+ "zipcode"=>"94110"
723
+ },
724
+ "email"=>"example@email.com",
725
+ "entity_type"=>"BUSINESS",
726
+ "name"=>"American Express",
727
+ "nickname"=>"Old AMEX card",
728
+ "phone_number"=>"3716731060"
729
+ },
730
+ "start_date"=>"2017-06-07"
731
+ },
732
+ {
733
+ "amount"=>165.0,
734
+ "duration"=>{
735
+ "type"=>"UNTIL_STOPPED"
736
+ },
737
+ "frequency"=>{
738
+ "meta"=>{
739
+ "day_of_week"=>"THURSDAY"
740
+ },
741
+ "type"=>"EVERY_TWO_WEEKS"
742
+ },
743
+ "frequency_meta"=>{
744
+ "day_of_week"=>{
745
+ "type"=>"Weekday",
746
+ "value"=>4
747
+ }
748
+ },
749
+ "frequency_type"=>"EVERY_TWO_WEEKS",
750
+ "memo"=>"Monthly Cable Payment",
751
+ "pay_from_account"=>"254648bb700253e150a428597b8f7c0ca33e2e94257f79ecfa2a00feb422c5e2",
752
+ "payee"=>{
753
+ "account_number"=>"5673862380187205",
754
+ "address"=>{
755
+ "city"=>"San Francisco",
756
+ "state"=>"CA",
757
+ "street"=>"5205 Castro St.",
758
+ "zipcode"=>"94110"
759
+ },
760
+ "email"=>"example@email.com",
761
+ "entity_type"=>"BUSINESS",
762
+ "name"=>"Comcast Cable",
763
+ "nickname"=>"cable at rental home",
764
+ "phone_number"=>"9219013643"
765
+ },
766
+ "start_date"=>"2017-08-07"
767
+ },
768
+ {
769
+ "amount"=>42.46,
770
+ "duration"=>{
771
+ "meta"=>{
772
+ "remaining_payments"=>27,
773
+ "total_payments"=>87
774
+ },
775
+ "type"=>"SPECIFIC_NUM_PAYMENTS"
776
+ },
777
+ "frequency"=>{
778
+ "meta"=>{
779
+ "day_of_month"=>21
780
+ },
781
+ "type"=>"EVERY_MONTH"
782
+ },
783
+ "frequency_meta"=>{
784
+ "day_of_month"=>21
785
+ },
786
+ "frequency_type"=>"EVERY_MONTH",
787
+ "memo"=>"Payment to card ending 7770",
788
+ "pay_from_account"=>"fd52bf51f0354335e634940139a006ef91d7e789c665857e9821656d18e7d012",
789
+ "payee"=>{
790
+ "account_number"=>"2867054184778944",
791
+ "address"=>{
792
+ "city"=>"San Francisco",
793
+ "state"=>"CA",
794
+ "street"=>"1022 Fulton St.",
795
+ "zipcode"=>"94110"
796
+ },
797
+ "email"=>"example@email.com",
798
+ "entity_type"=>"BUSINESS",
799
+ "name"=>"American Express",
800
+ "nickname"=>"Old AMEX card",
801
+ "phone_number"=>"4737047304"
802
+ },
803
+ "start_date"=>"2017-05-05"
804
+ },
805
+ {
806
+ "amount"=>233.8,
807
+ "duration"=>{
808
+ "meta"=>{
809
+ "remaining_payments"=>0,
810
+ "total_payments"=>19
811
+ },
812
+ "type"=>"SPECIFIC_NUM_PAYMENTS"
813
+ },
814
+ "frequency"=>{
815
+ "meta"=>{
816
+ "day_of_week"=>"THURSDAY"
817
+ },
818
+ "type"=>"EVERY_TWO_WEEKS"
819
+ },
820
+ "frequency_meta"=>{
821
+ "day_of_week"=>{
822
+ "type"=>"Weekday",
823
+ "value"=>4
824
+ }
825
+ },
826
+ "frequency_type"=>"EVERY_TWO_WEEKS",
827
+ "memo"=>"Payment to card ending 7770",
828
+ "pay_from_account"=>"254648bb700253e150a428597b8f7c0ca33e2e94257f79ecfa2a00feb422c5e2",
829
+ "payee"=>{
830
+ "account_number"=>"4712680119518462",
831
+ "address"=>{
832
+ "city"=>"San Francisco",
833
+ "state"=>"CA",
834
+ "street"=>"2681 Market St.",
835
+ "zipcode"=>"94110"
836
+ },
837
+ "email"=>"example@email.com",
838
+ "entity_type"=>"BUSINESS",
839
+ "name"=>"American Express",
840
+ "nickname"=>"Old AMEX card",
841
+ "phone_number"=>"4424477394"
842
+ },
843
+ "start_date"=>"2017-12-14"
844
+ },
845
+ {
846
+ "amount"=>32.64,
847
+ "duration"=>{
848
+ "meta"=>{
849
+ "end_date"=>"2020-08-08"
850
+ },
851
+ "type"=>"SPECIFIC_DATE"
852
+ },
853
+ "frequency"=>{
854
+ "meta"=>{
855
+ "day_of_month"=>25
856
+ },
857
+ "type"=>"EVERY_SIX_MONTHS"
858
+ },
859
+ "frequency_meta"=>{
860
+ "day_of_month"=>25
861
+ },
862
+ "frequency_type"=>"EVERY_SIX_MONTHS",
863
+ "memo"=>"Payment to card ending 9990",
864
+ "pay_from_account"=>"254648bb700253e150a428597b8f7c0ca33e2e94257f79ecfa2a00feb422c5e2",
865
+ "payee"=>{
866
+ "account_number"=>"3709218202306843",
867
+ "address"=>{
868
+ "city"=>"San Francisco",
869
+ "state"=>"CA",
870
+ "street"=>"6950 Market St.",
871
+ "zipcode"=>"94110"
872
+ },
873
+ "email"=>"example@email.com",
874
+ "entity_type"=>"BUSINESS",
875
+ "name"=>"JP Morgan Chase",
876
+ "nickname"=>"Payment to Joe's United card",
877
+ "phone_number"=>"4914993163"
878
+ },
879
+ "start_date"=>"2017-09-13"
880
+ },
881
+ {
882
+ "amount"=>64.89,
883
+ "duration"=>{
884
+ "meta"=>{
885
+ "remaining_payments"=>23,
886
+ "total_payments"=>78
887
+ },
888
+ "type"=>"SPECIFIC_NUM_PAYMENTS"
889
+ },
890
+ "frequency"=>{
891
+ "meta"=>{
892
+ "day_of_month"=>20
893
+ },
894
+ "type"=>"EVERY_MONTH"
895
+ },
896
+ "frequency_meta"=>{
897
+ "day_of_month"=>20
898
+ },
899
+ "frequency_type"=>"EVERY_MONTH",
900
+ "memo"=>"Payment to card ending 9990",
901
+ "pay_from_account"=>"fd52bf51f0354335e634940139a006ef91d7e789c665857e9821656d18e7d012",
902
+ "payee"=>{
903
+ "account_number"=>"1271243682221748",
904
+ "address"=>{
905
+ "city"=>"San Francisco",
906
+ "state"=>"CA",
907
+ "street"=>"4047 Market St.",
908
+ "zipcode"=>"94110"
909
+ },
910
+ "email"=>"example@email.com",
911
+ "entity_type"=>"BUSINESS",
912
+ "name"=>"JP Morgan Chase",
913
+ "nickname"=>"Payment to Joe's United card",
914
+ "phone_number"=>"3260578586"
915
+ },
916
+ "start_date"=>"2017-10-05"
917
+ }
918
+ ],
919
+ @transaction_analysis={
920
+ "bank_fees"=>[
921
+ {
922
+ "avg_amount"=>3.75,
923
+ "avg_days_between_fees"=>35.0,
924
+ "avg_monthly_amount"=>3.75,
925
+ "days"=>35.0,
926
+ "fee"=>"ATM",
927
+ "fee_frequency_per_month"=>1.0
928
+ },
929
+ {
930
+ "avg_amount"=>362.5,
931
+ "avg_days_between_fees"=>3.0,
932
+ "avg_monthly_amount"=>3443.74,
933
+ "days"=>393.0,
934
+ "fee"=>"Wire",
935
+ "fee_frequency_per_month"=>12.2
936
+ }
937
+ ],
938
+ "cash"=>{
939
+ "cash_in"=>{
940
+ "avg_days_between_deposits"=>60.0,
941
+ "avg_deposit"=>500.31,
942
+ "avg_deposits_per_month"=>2.1,
943
+ "avg_monthly_deposit"=>875.54,
944
+ "days"=>361.0
945
+ },
946
+ "cash_out"=>{
947
+ "avg_days_between_withdrawals"=>14.2,
948
+ "avg_monthly_withdrawal"=>1677.96,
949
+ "avg_withdrawal"=>645.37,
950
+ "avg_withdrawals_per_month"=>3.2,
951
+ "days"=>356.0
952
+ }
953
+ },
954
+ "credit_cards"=>[
955
+ {
956
+ "avg_days_between_payments"=>10.0,
957
+ "avg_monthly_payment"=>810.56,
958
+ "avg_payment"=>311.76,
959
+ "avg_payments_per_month"=>2.8,
960
+ "days"=>120.0,
961
+ "issuer"=>"Citi"
962
+ },
963
+ {
964
+ "avg_days_between_payments"=>13.9,
965
+ "avg_monthly_payment"=>399.66,
966
+ "avg_payment"=>165.38,
967
+ "avg_payments_per_month"=>2.8,
968
+ "days"=>390.0,
969
+ "issuer"=>"Discover"
970
+ }
971
+ ],
972
+ "days"=>393.0,
973
+ "income_streams"=>[
974
+ {
975
+ "active"=>false,
976
+ "days"=>56.0,
977
+ "monthly_frequency"=>2.0,
978
+ "monthly_income"=>105.39,
979
+ "name"=>"THE COLLEGE OF NJ",
980
+ "period"=>14.0,
981
+ "period_income"=>63.24
982
+ }
983
+ ]
984
+ },
985
+ @email_match="match",
986
+ @name_match="no_match",
987
+ @phonenumber_match="no_match",
988
+ @balance="800.00",
989
+ @currency="USD",
990
+ @supp_id="",
991
+ @gateway_restricted=nil>
321
992
  ```
322
993
 
323
994
  #### Create ACH-US Node(s) via Bank Login
metadata CHANGED
@@ -1,7 +1,7 @@
1
1
  --- !ruby/object:Gem::Specification
2
2
  name: synapse_pay_rest
3
3
  version: !ruby/object:Gem::Version
4
- version: 3.2.3
4
+ version: 3.2.4
5
5
  platform: ruby
6
6
  authors:
7
7
  - Steven Broderick
@@ -9,7 +9,7 @@ authors:
9
9
  autorequire:
10
10
  bindir: exe
11
11
  cert_chain: []
12
- date: 2017-05-30 00:00:00.000000000 Z
12
+ date: 2017-06-02 00:00:00.000000000 Z
13
13
  dependencies:
14
14
  - !ruby/object:Gem::Dependency
15
15
  name: rest-client