plaid 32.0.0 → 33.0.0

checksums.yaml

@@ -1,7 +1,7 @@
 ---
 SHA256:
-  metadata.gz: 53287ec187fa27bf61b7186f42ea5d574b8f431a21df96ccefb09f430cae9273
-  data.tar.gz: 3fcc62f57c2eb26162c2216f237035d340156834b2ffef8e2d64587a5b26edfc
+  metadata.gz: 5f949df9ed94f601c2f10625a6563a7879a5b3eedb9c6434110e9d13c03fb3c1
+  data.tar.gz: d9e4eb1e328c374608cbba131a26df95c25f7fd78e7be627c5efe5889e23a3e8
 SHA512:
-  metadata.gz: d214ab4eabe843ac80e2bedfa7ec6160f03c30592000bf4c957bbe546ce8e151743309ba1294a5ff75a5c870116924008a5ecd0399ed48b146dd693cc6ad02e9
-  data.tar.gz: 7e9048a74de0608dc223d569e0ee1564415423aca638021082979827cbc1820966fcf974e8ac8abc247ac3c62a5aa12267c5add313c40499ae004669f69b76ff
+  metadata.gz: e55d038a33e3f15289dea0b95dc3e6aaf9820f830fe89937348a7bf10588c1a749f3af934785bb3e08462909e26381dc1c39b896894da7325c33108ecba6dd46
+  data.tar.gz: '08950704f4d51156e2e03da315547b884ef1f02d8b6a034e11156d1a3358f3abf5346575fd7532d517578d22b1a82210ac52f9730bea64c7bbdd0cd90b553533'

data/CHANGELOG.md

@@ -1,4 +1,98 @@
 See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/plaid-openapi/blob/master/CHANGELOG.md).
+
+# 33.0.0
+- Updating to OAS 2020-09-14_1.575.0
+
+## Breaking changes in this version
+- [BREAKING] removed `products` field from `cra/check_report/create` request
+
+## OpenAPI Schema Changes
+### 2020-09-14_1.575.0
+- Add `primary_account_score` and `is_primary_account` fields to the `cra/check_report/base_report/get` response
+
+### 2020-09-14_1.574.1
+- Add `FAILED` enum for Monitoring
+
+### 2020-09-14_1.574.0
+- Make `MonitoringInsights` nullable
+
+### 2020-09-14_1.573.2
+- Update session results array fields in `/link/token/get` response to be required
+
+### 2020-09-14_1.573.1
+- mark `category_id` in BaseReport transaction as nullable
+- Update `date_of_birth` description in `user/create`
+
+### 2020-09-14_1.573.0
+- Removed `is_missing_income` from `/cra/monitoring_insights/get`
+
+### 2020-09-14_1.572.0
+- Add `uuid` validation for `subscription_id` in `/cra/monitoring_insights/get`
+- Add `ConsumerReportPermissiblePurpose` to `CraMonitoringInsightsGetRequest`
+- Add `HistoricalAnnualIncome` insight
+
+### 2020-09-14_1.571.0
+- Add `attributes` and `nsf_overdraft_transactions_count` to `cra/check_report/base_report/get`
+
+### 2020-09-14_1.570.3
+- Update product list for `/partner/customer/create`
+
+### 2020-09-14_1.570.2
+- Add `predicted_next_date` field to `/transactions/recurring/get`
+
+### 2020-09-14_1.570.1
+- Add `end_customer` hidden field to `user/create` for client RealPage
+
+### 2020-09-14_1.569.5
+- Show `date_of_birth` on the open API doc
+
+### 2020-09-14_1.569.4
+- Add `ssn_last_4` to ConsumerReportUserIdentity
+
+### 2020-09-14_1.569.3
+- Add `USER_FRAUD_ALERT` to BaseReportWarningCode
+
+### 2020-09-14_1.569.2
+- Removed erroneous `required` attribute from `request_id` field in LinkMetadataEvent object.
+
+### 2020-09-14_1.569.1
+-  Add `processing_mode` field to the `PaymentInitiationConsentPaymentExecuteRequest` object for the `/payment_initiation/consent/payment/execute` endpoint
+
+### 2020-09-14_1.568.1
+- Updated description of CRA Base Report API fields with new deprecation date
+
+### 2020-09-14_1.568.0
+  -  Add `name` object to the `extracted_data` within each `documentary_verification.documents` object in the response of all of the identity verification endpoints:
+  - `identity_verification/create`
+  - `identity_verification/get`
+  - `identity_verification/list`
+  - `identity_verification/retry`
+
+### 2020-09-14_1.567.5
+- Add `error_reason` to `/cra/check_report/partner_insights/get`
+
+### 2020-09-14_1.567.4
+- [internal only] Hiding plaid_check_score_version from docs
+
+### 2020-09-14_1.567.3
+- Update description for `email` field in `/identity_verification/create` and `/identity_verification/retry` to include link to RFC specification on email format
+
+### 2020-09-14_1.567.2
+- Publish processor Paynote
+
+### 2020-09-14_1.567.1
+- Update description for `add_ons` field in `/asset_report/create`
+
+### 2020-09-14_1.567.0
+- [BREAKING] removed `products` field from `cra/check_report/create` request
+
+### 2020-09-14_1.566.0
+- Added `status` to the `MonitoringInsightsWebhook` object
+- Changed `webhook_code` to be deterministic
+
+### 2020-09-14_1.565.1
+- Update `days_available` field description for Asset Reports and CRA Base Reports.
+
 # 32.0.0
 - Updating to OAS 2020-09-14_1.565.0
 

data/Gemfile.lock

@@ -1,7 +1,7 @@
 PATH
   remote: .
   specs:
-    plaid (32.0.0)
+    plaid (33.0.0)
       faraday (>= 1.0.1, < 3.0)
       faraday-multipart (>= 1.0.1, < 2.0)
 
@@ -11,13 +11,15 @@ GEM
     ast (2.4.1)
     diff-lcs (1.4.4)
     dotenv (2.7.6)
-    faraday (2.11.0)
+    faraday (2.12.0)
       faraday-net_http (>= 2.0, < 3.4)
+      json
       logger
     faraday-multipart (1.0.4)
       multipart-post (~> 2)
     faraday-net_http (3.3.0)
       net-http
+    json (2.7.2)
     logger (1.6.1)
     minitest (5.14.2)
     minitest-around (0.5.0)

data/Makefile

@@ -1,5 +1,5 @@
 # Ruby embeds the version in the generator where as others don't so it's not possible to cat for it.
-RUBY_PACKAGE_VERSION=32.0.0
+RUBY_PACKAGE_VERSION=33.0.0
 
 .PHONY: release
 release:

data/lib/plaid/api/plaid_api.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -88,7 +88,7 @@ module Plaid
     end
 
     # Retrieve accounts
-    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. For items that went through the updated account selection pane, this endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/items/#new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  `/accounts/get` is free to use and retrieves cached information, rather than extracting fresh information from the institution. The balance returned will reflect the balance at the time of the last successful Item update. If the Item is enabled for a regularly updating product, such as Transactions, Investments, or Liabilities, the balance will typically update about once a day, as long as the Item is healthy. If the Item is enabled only for products that do not frequently update, such as Auth or Identity, balance data may be much older.  For realtime balance information, use the paid endpoint `/accounts/balance/get` instead.
+    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. To return new accounts that were created after the user linked their Item, you can listen for the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/items/#new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  `/accounts/get` is free to use and retrieves cached information, rather than extracting fresh information from the institution. The balance returned will reflect the balance at the time of the last successful Item update. If the Item is enabled for a regularly updating product, such as Transactions, Investments, or Liabilities, the balance will typically update about once a day, as long as the Item is healthy. If the Item is enabled only for products that do not frequently update, such as Auth or Identity, balance data may be much older.  For realtime balance information, use the paid endpoint `/accounts/balance/get` instead.
     # @param accounts_get_request [AccountsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [AccountsGetResponse]
@@ -98,7 +98,7 @@ module Plaid
     end
 
     # Retrieve accounts
-    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. For items that went through the updated account selection pane, this endpoint only returns accounts that were permissioned by the user when they initially created the Item. If a user creates a new account after the initial link, you can capture this event through the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/items/#new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  `/accounts/get` is free to use and retrieves cached information, rather than extracting fresh information from the institution. The balance returned will reflect the balance at the time of the last successful Item update. If the Item is enabled for a regularly updating product, such as Transactions, Investments, or Liabilities, the balance will typically update about once a day, as long as the Item is healthy. If the Item is enabled only for products that do not frequently update, such as Auth or Identity, balance data may be much older.  For realtime balance information, use the paid endpoint `/accounts/balance/get` instead.
+    # The `/accounts/get` endpoint can be used to retrieve a list of accounts associated with any linked Item. Plaid will only return active bank accounts — that is, accounts that are not closed and are capable of carrying a balance. To return new accounts that were created after the user linked their Item, you can listen for the [`NEW_ACCOUNTS_AVAILABLE`](https://plaid.com/docs/api/items/#new_accounts_available) webhook and then use Link's [update mode](https://plaid.com/docs/link/update-mode/) to request that the user share this new account with you.  `/accounts/get` is free to use and retrieves cached information, rather than extracting fresh information from the institution. The balance returned will reflect the balance at the time of the last successful Item update. If the Item is enabled for a regularly updating product, such as Transactions, Investments, or Liabilities, the balance will typically update about once a day, as long as the Item is healthy. If the Item is enabled only for products that do not frequently update, such as Auth or Identity, balance data may be much older.  For realtime balance information, use the paid endpoint `/accounts/balance/get` instead.
     # @param accounts_get_request [AccountsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(AccountsGetResponse, Integer, Hash)>] AccountsGetResponse data, response status code and response headers
@@ -6263,7 +6263,7 @@ module Plaid
     end
 
     # Returns uploaded document identity
-    # Use `/identity/documents/uploads/get` to retrieve document uploaded identity.
+    # Use `/identity/documents/uploads/get` to retrieve identity details when using [Identity Document Upload](https://plaid.com/docs/identity/identity-document-upload/).
     # @param identity_documents_uploads_get_request [IdentityDocumentsUploadsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [IdentityDocumentsUploadsGetResponse]
@@ -6273,7 +6273,7 @@ module Plaid
     end
 
     # Returns uploaded document identity
-    # Use &#x60;/identity/documents/uploads/get&#x60; to retrieve document uploaded identity.
+    # Use &#x60;/identity/documents/uploads/get&#x60; to retrieve identity details when using [Identity Document Upload](https://plaid.com/docs/identity/identity-document-upload/).
     # @param identity_documents_uploads_get_request [IdentityDocumentsUploadsGetRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(IdentityDocumentsUploadsGetResponse, Integer, Hash)>] IdentityDocumentsUploadsGetResponse data, response status code and response headers
@@ -12315,7 +12315,7 @@ module Plaid
     end
 
     # Fire a test webhook
-    # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  `DEFAULT_UPDATE`: Webhook to be fired for a given Sandbox Item simulating a default update event for the respective product as specified with the `webhook_type` in the request body. Valid sandbox `DEFAULT_UPDATE` responses include: `AUTH`, `IDENTITY`, `TRANSACTIONS`, `INVESTMENTS_TRANSACTIONS`, `LIABILITIES`, `HOLDINGS`. If the Item does not support the product, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `NEW_ACCOUNTS_AVAILABLE`: Fired to indicate that a new account is available on the Item and you can launch update mode to request access to it.  `SMS_MICRODEPOSITS_VERIFICATION`: Fired when a given same day micro-deposit item is verified via SMS verification.  `LOGIN_REPAIRED`: Fired when an Item recovers from the `ITEM_LOGIN_REQUIRED` without the user going through update mode in your app.  `RECURRING_TRANSACTIONS_UPDATE`: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `SYNC_UPDATES_AVAILABLE`: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `PRODUCT_READY`: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `ERROR`: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production (except for webhooks of type `TRANSFER`).
+    # The `/sandbox/item/fire_webhook` endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  `DEFAULT_UPDATE`: Webhook to be fired for a given Sandbox Item simulating a default update event for the respective product as specified with the `webhook_type` in the request body. Valid Sandbox `DEFAULT_UPDATE` webhook types include: `AUTH`, `IDENTITY`, `TRANSACTIONS`, `INVESTMENTS_TRANSACTIONS`, `LIABILITIES`, `HOLDINGS`. If the Item does not support the product, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `NEW_ACCOUNTS_AVAILABLE`: Fired to indicate that a new account is available on the Item and you can launch update mode to request access to it.  `SMS_MICRODEPOSITS_VERIFICATION`: Fired when a given same day micro-deposit item is verified via SMS verification.  `LOGIN_REPAIRED`: Fired when an Item recovers from the `ITEM_LOGIN_REQUIRED` without the user going through update mode in your app.  `PENDING_DISCONNECT`: Fired when an Item will stop working in the near future (e.g. due to a planned bank migration) and must be sent through update mode to continue working.   `RECURRING_TRANSACTIONS_UPDATE`: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `SYNC_UPDATES_AVAILABLE`: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `PRODUCT_READY`: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  `ERROR`: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a `SANDBOX_PRODUCT_NOT_ENABLED` error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production (except for webhooks of type `TRANSFER`).
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [SandboxItemFireWebhookResponse]
@@ -12325,7 +12325,7 @@ module Plaid
     end
 
     # Fire a test webhook
-    # The &#x60;/sandbox/item/fire_webhook&#x60; endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  &#x60;DEFAULT_UPDATE&#x60;: Webhook to be fired for a given Sandbox Item simulating a default update event for the respective product as specified with the &#x60;webhook_type&#x60; in the request body. Valid sandbox &#x60;DEFAULT_UPDATE&#x60; responses include: &#x60;AUTH&#x60;, &#x60;IDENTITY&#x60;, &#x60;TRANSACTIONS&#x60;, &#x60;INVESTMENTS_TRANSACTIONS&#x60;, &#x60;LIABILITIES&#x60;, &#x60;HOLDINGS&#x60;. If the Item does not support the product, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;NEW_ACCOUNTS_AVAILABLE&#x60;: Fired to indicate that a new account is available on the Item and you can launch update mode to request access to it.  &#x60;SMS_MICRODEPOSITS_VERIFICATION&#x60;: Fired when a given same day micro-deposit item is verified via SMS verification.  &#x60;LOGIN_REPAIRED&#x60;: Fired when an Item recovers from the &#x60;ITEM_LOGIN_REQUIRED&#x60; without the user going through update mode in your app.  &#x60;RECURRING_TRANSACTIONS_UPDATE&#x60;: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;SYNC_UPDATES_AVAILABLE&#x60;: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;PRODUCT_READY&#x60;: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;ERROR&#x60;: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production (except for webhooks of type &#x60;TRANSFER&#x60;).
+    # The &#x60;/sandbox/item/fire_webhook&#x60; endpoint is used to test that code correctly handles webhooks. This endpoint can trigger the following webhooks:  &#x60;DEFAULT_UPDATE&#x60;: Webhook to be fired for a given Sandbox Item simulating a default update event for the respective product as specified with the &#x60;webhook_type&#x60; in the request body. Valid Sandbox &#x60;DEFAULT_UPDATE&#x60; webhook types include: &#x60;AUTH&#x60;, &#x60;IDENTITY&#x60;, &#x60;TRANSACTIONS&#x60;, &#x60;INVESTMENTS_TRANSACTIONS&#x60;, &#x60;LIABILITIES&#x60;, &#x60;HOLDINGS&#x60;. If the Item does not support the product, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;NEW_ACCOUNTS_AVAILABLE&#x60;: Fired to indicate that a new account is available on the Item and you can launch update mode to request access to it.  &#x60;SMS_MICRODEPOSITS_VERIFICATION&#x60;: Fired when a given same day micro-deposit item is verified via SMS verification.  &#x60;LOGIN_REPAIRED&#x60;: Fired when an Item recovers from the &#x60;ITEM_LOGIN_REQUIRED&#x60; without the user going through update mode in your app.  &#x60;PENDING_DISCONNECT&#x60;: Fired when an Item will stop working in the near future (e.g. due to a planned bank migration) and must be sent through update mode to continue working.   &#x60;RECURRING_TRANSACTIONS_UPDATE&#x60;: Recurring Transactions webhook to be fired for a given Sandbox Item. If the Item does not support Recurring Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;SYNC_UPDATES_AVAILABLE&#x60;: Transactions webhook to be fired for a given Sandbox Item.  If the Item does not support Transactions, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;PRODUCT_READY&#x60;: Assets webhook to be fired when a given asset report has been successfully generated. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  &#x60;ERROR&#x60;: Assets webhook to be fired when asset report generation has failed. If the Item does not support Assets, a &#x60;SANDBOX_PRODUCT_NOT_ENABLED&#x60; error will result.  Note that this endpoint is provided for developer ease-of-use and is not required for testing webhooks; webhooks will also fire in Sandbox under the same conditions that they would in Production (except for webhooks of type &#x60;TRANSFER&#x60;).
     # @param sandbox_item_fire_webhook_request [SandboxItemFireWebhookRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(SandboxItemFireWebhookResponse, Integer, Hash)>] SandboxItemFireWebhookResponse data, response status code and response headers
@@ -14899,7 +14899,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the `/transfer/authorization/create` endpoint to authorize a transfer. This endpoint must be called prior to calling `/transfer/create`. The transfer authorization will expire if not used after one hour. (You can contact your account manager to change the default authorization lifetime.)   There are four possible outcomes to calling this endpoint:  - If the `authorization.decision` in the response is `declined`, the proposed transfer has failed the risk check and you cannot proceed with the transfer.  - If the `authorization.decision` is `user_action_required`, additional user input is needed, usually to fix a broken bank connection, before Plaid can properly assess the risk. You need to launch Link in update mode to complete the required user action. When calling `/link/token/create` to get a new Link token, instead of providing `access_token` in the request, you should set [`transfer.authorization_id`](https://plaid.com/docs/api/link/#link-token-create-request-transfer-authorization-id) as the `authorization.id`. After the Link flow is completed, you may re-attempt the authorization. - If the `authorization.decision` is `approved`, and the `authorization.rationale_code` is `null`, the transfer has passed the risk check and you can proceed to call `/transfer/create`. - If the `authorization.decision` is `approved` and the `authorization.rationale_code` is non-`null`, the risk check could not be run: you may proceed with the transfer, but should perform your own risk evaluation. For more details, see the response schema.  In Plaid's Sandbox environment the decisions will be returned as follows:    - To approve a transfer with `null` rationale code, make an authorization request with an `amount` less than the available balance in the account.    - To approve a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To get an authorization decision of `user_action_required`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
+    # Use the `/transfer/authorization/create` endpoint to authorize a transfer. This endpoint must be called prior to calling `/transfer/create`. The transfer authorization will expire if not used after one hour. (You can contact your account manager to change the default authorization lifetime.)   There are four possible outcomes to calling this endpoint:     - If the `authorization.decision` in the response is `declined`, the proposed transfer has failed the risk check and you cannot proceed with the transfer.     - If the `authorization.decision` is `user_action_required`, additional user input is needed, usually to fix a broken bank connection, before Plaid can properly assess the risk. You need to launch Link in update mode to complete the required user action. When calling `/link/token/create` to get a new Link token, instead of providing `access_token` in the request, you should set [`transfer.authorization_id`](https://plaid.com/docs/api/link/#link-token-create-request-transfer-authorization-id) as the `authorization.id`. After the Link flow is completed, you may re-attempt the authorization.    - If the `authorization.decision` is `approved`, and the `authorization.rationale_code` is `null`, the transfer has passed the risk check and you can proceed to call `/transfer/create`.      - If the `authorization.decision` is `approved` and the `authorization.rationale_code` is non-`null`, the risk check could not be run: you may proceed with the transfer, but should perform your own risk evaluation. For more details, see the response schema.  In Plaid's Sandbox environment the decisions will be returned as follows:    - To approve a transfer with `null` rationale code, make an authorization request with an `amount` less than the available balance in the account.    - To approve a transfer with the rationale code `MANUALLY_VERIFIED_ITEM`, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To get an authorization decision of `user_action_required`, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code `NSF`, the available balance on the account must be less than the authorization `amount`. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code `RISK`, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [TransferAuthorizationCreateResponse]
@@ -14909,7 +14909,7 @@ module Plaid
     end
 
     # Create a transfer authorization
-    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to authorize a transfer. This endpoint must be called prior to calling &#x60;/transfer/create&#x60;. The transfer authorization will expire if not used after one hour. (You can contact your account manager to change the default authorization lifetime.)   There are four possible outcomes to calling this endpoint:  - If the &#x60;authorization.decision&#x60; in the response is &#x60;declined&#x60;, the proposed transfer has failed the risk check and you cannot proceed with the transfer.  - If the &#x60;authorization.decision&#x60; is &#x60;user_action_required&#x60;, additional user input is needed, usually to fix a broken bank connection, before Plaid can properly assess the risk. You need to launch Link in update mode to complete the required user action. When calling &#x60;/link/token/create&#x60; to get a new Link token, instead of providing &#x60;access_token&#x60; in the request, you should set [&#x60;transfer.authorization_id&#x60;](https://plaid.com/docs/api/link/#link-token-create-request-transfer-authorization-id) as the &#x60;authorization.id&#x60;. After the Link flow is completed, you may re-attempt the authorization. - If the &#x60;authorization.decision&#x60; is &#x60;approved&#x60;, and the &#x60;authorization.rationale_code&#x60; is &#x60;null&#x60;, the transfer has passed the risk check and you can proceed to call &#x60;/transfer/create&#x60;. - If the &#x60;authorization.decision&#x60; is &#x60;approved&#x60; and the &#x60;authorization.rationale_code&#x60; is non-&#x60;null&#x60;, the risk check could not be run: you may proceed with the transfer, but should perform your own risk evaluation. For more details, see the response schema.  In Plaid&#39;s Sandbox environment the decisions will be returned as follows:    - To approve a transfer with &#x60;null&#x60; rationale code, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To approve a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To get an authorization decision of &#x60;user_action_required&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
+    # Use the &#x60;/transfer/authorization/create&#x60; endpoint to authorize a transfer. This endpoint must be called prior to calling &#x60;/transfer/create&#x60;. The transfer authorization will expire if not used after one hour. (You can contact your account manager to change the default authorization lifetime.)   There are four possible outcomes to calling this endpoint:     - If the &#x60;authorization.decision&#x60; in the response is &#x60;declined&#x60;, the proposed transfer has failed the risk check and you cannot proceed with the transfer.     - If the &#x60;authorization.decision&#x60; is &#x60;user_action_required&#x60;, additional user input is needed, usually to fix a broken bank connection, before Plaid can properly assess the risk. You need to launch Link in update mode to complete the required user action. When calling &#x60;/link/token/create&#x60; to get a new Link token, instead of providing &#x60;access_token&#x60; in the request, you should set [&#x60;transfer.authorization_id&#x60;](https://plaid.com/docs/api/link/#link-token-create-request-transfer-authorization-id) as the &#x60;authorization.id&#x60;. After the Link flow is completed, you may re-attempt the authorization.    - If the &#x60;authorization.decision&#x60; is &#x60;approved&#x60;, and the &#x60;authorization.rationale_code&#x60; is &#x60;null&#x60;, the transfer has passed the risk check and you can proceed to call &#x60;/transfer/create&#x60;.      - If the &#x60;authorization.decision&#x60; is &#x60;approved&#x60; and the &#x60;authorization.rationale_code&#x60; is non-&#x60;null&#x60;, the risk check could not be run: you may proceed with the transfer, but should perform your own risk evaluation. For more details, see the response schema.  In Plaid&#39;s Sandbox environment the decisions will be returned as follows:    - To approve a transfer with &#x60;null&#x60; rationale code, make an authorization request with an &#x60;amount&#x60; less than the available balance in the account.    - To approve a transfer with the rationale code &#x60;MANUALLY_VERIFIED_ITEM&#x60;, create an Item in Link through the [Same Day Micro-deposits flow](https://plaid.com/docs/auth/coverage/testing/#testing-same-day-micro-deposits).    - To get an authorization decision of &#x60;user_action_required&#x60;, [reset the login for an Item](https://plaid.com/docs/sandbox/#item_login_required).    - To decline a transfer with the rationale code &#x60;NSF&#x60;, the available balance on the account must be less than the authorization &#x60;amount&#x60;. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.    - To decline a transfer with the rationale code &#x60;RISK&#x60;, the available balance on the account must be exactly $0. See [Create Sandbox test data](https://plaid.com/docs/sandbox/user-custom/) for details on how to customize data in Sandbox.
     # @param transfer_authorization_create_request [TransferAuthorizationCreateRequest] 
     # @param [Hash] opts the optional parameters
     # @return [Array<(TransferAuthorizationCreateResponse, Integer, Hash)>] TransferAuthorizationCreateResponse data, response status code and response headers
@@ -16598,6 +16598,74 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create a person associated with an originator
+    # Use the `/transfer/platform/person/create` endpoint to create a person record associated with an originator and optionally submit person-specific requirements.
+    # @param transfer_platform_person_create_request [TransferPlatformPersonCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [TransferPlatformPersonCreateResponse]
+    def transfer_platform_person_create(transfer_platform_person_create_request, opts = {})
+      data, _status_code, _headers = transfer_platform_person_create_with_http_info(transfer_platform_person_create_request, opts)
+      data
+    end
+
+    # Create a person associated with an originator
+    # Use the &#x60;/transfer/platform/person/create&#x60; endpoint to create a person record associated with an originator and optionally submit person-specific requirements.
+    # @param transfer_platform_person_create_request [TransferPlatformPersonCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(TransferPlatformPersonCreateResponse, Integer, Hash)>] TransferPlatformPersonCreateResponse data, response status code and response headers
+    def transfer_platform_person_create_with_http_info(transfer_platform_person_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.transfer_platform_person_create ...'
+      end
+      # verify the required parameter 'transfer_platform_person_create_request' is set
+      if @api_client.config.client_side_validation && transfer_platform_person_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'transfer_platform_person_create_request' when calling PlaidApi.transfer_platform_person_create"
+      end
+      # resource path
+      local_var_path = '/transfer/platform/person/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(transfer_platform_person_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'TransferPlatformPersonCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.transfer_platform_person_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#transfer_platform_person_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Submit onboarding requirements for Scaled Platform originators
     # The `/transfer/platform/requirement/submit` endpoint allows platforms to submit onboarding requirements for an originator as part of the Scaled Platform Transfer offering.
     # @param transfer_platform_requirement_submit_request [TransferPlatformRequirementSubmitRequest] 
@@ -17754,6 +17822,142 @@ module Plaid
       return data, status_code, headers
     end
 
+    # Create a third-party user token
+    # This endpoint is used to create a third-party user token. This token can be shared with and used by a specified third-party client to access data associated with the user through supported endpoints.  Ensure you store the `third_party_user_token` along with the `user_token` and `third_party_client_id`, as it is not possible to retrieve a previously created `third_party_user_token`.
+    # @param user_third_party_token_create_request [UserThirdPartyTokenCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [UserThirdPartyTokenCreateResponse]
+    def user_third_party_token_create(user_third_party_token_create_request, opts = {})
+      data, _status_code, _headers = user_third_party_token_create_with_http_info(user_third_party_token_create_request, opts)
+      data
+    end
+
+    # Create a third-party user token
+    # This endpoint is used to create a third-party user token. This token can be shared with and used by a specified third-party client to access data associated with the user through supported endpoints.  Ensure you store the &#x60;third_party_user_token&#x60; along with the &#x60;user_token&#x60; and &#x60;third_party_client_id&#x60;, as it is not possible to retrieve a previously created &#x60;third_party_user_token&#x60;.
+    # @param user_third_party_token_create_request [UserThirdPartyTokenCreateRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(UserThirdPartyTokenCreateResponse, Integer, Hash)>] UserThirdPartyTokenCreateResponse data, response status code and response headers
+    def user_third_party_token_create_with_http_info(user_third_party_token_create_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.user_third_party_token_create ...'
+      end
+      # verify the required parameter 'user_third_party_token_create_request' is set
+      if @api_client.config.client_side_validation && user_third_party_token_create_request.nil?
+        fail ArgumentError, "Missing the required parameter 'user_third_party_token_create_request' when calling PlaidApi.user_third_party_token_create"
+      end
+      # resource path
+      local_var_path = '/user/third_party_token/create'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(user_third_party_token_create_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'UserThirdPartyTokenCreateResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.user_third_party_token_create",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#user_third_party_token_create\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
+    # Remove a third-party user token
+    # This endpoint is used to delete a third-party user token. Once removed, the token can longer be used to access data associated with the user.   Any subsequent calls to retrieve information using the same third-party user token will result in an error stating the third-party user token does not exist.
+    # @param user_third_party_token_remove_request [UserThirdPartyTokenRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [UserThirdPartyTokenRemoveResponse]
+    def user_third_party_token_remove(user_third_party_token_remove_request, opts = {})
+      data, _status_code, _headers = user_third_party_token_remove_with_http_info(user_third_party_token_remove_request, opts)
+      data
+    end
+
+    # Remove a third-party user token
+    # This endpoint is used to delete a third-party user token. Once removed, the token can longer be used to access data associated with the user.   Any subsequent calls to retrieve information using the same third-party user token will result in an error stating the third-party user token does not exist.
+    # @param user_third_party_token_remove_request [UserThirdPartyTokenRemoveRequest] 
+    # @param [Hash] opts the optional parameters
+    # @return [Array<(UserThirdPartyTokenRemoveResponse, Integer, Hash)>] UserThirdPartyTokenRemoveResponse data, response status code and response headers
+    def user_third_party_token_remove_with_http_info(user_third_party_token_remove_request, opts = {})
+      if @api_client.config.debugging
+        @api_client.config.logger.debug 'Calling API: PlaidApi.user_third_party_token_remove ...'
+      end
+      # verify the required parameter 'user_third_party_token_remove_request' is set
+      if @api_client.config.client_side_validation && user_third_party_token_remove_request.nil?
+        fail ArgumentError, "Missing the required parameter 'user_third_party_token_remove_request' when calling PlaidApi.user_third_party_token_remove"
+      end
+      # resource path
+      local_var_path = '/user/third_party_token/remove'
+
+      # query parameters
+      query_params = opts[:query_params] || {}
+
+      # header parameters
+      header_params = opts[:header_params] || {}
+      # HTTP header 'Accept' (if needed)
+      header_params['Accept'] = @api_client.select_header_accept(['application/json'])
+      # HTTP header 'Content-Type'
+      content_type = @api_client.select_header_content_type(['application/json'])
+      if !content_type.nil?
+          header_params['Content-Type'] = content_type
+      end
+
+      # form parameters
+      form_params = opts[:form_params] || {}
+
+      # http body (model)
+      post_body = opts[:debug_body] || @api_client.object_to_http_body(user_third_party_token_remove_request)
+
+      # return_type
+      return_type = opts[:debug_return_type] || 'UserThirdPartyTokenRemoveResponse'
+
+      # auth_names
+      auth_names = opts[:debug_auth_names] || ['clientId', 'plaidVersion', 'secret']
+
+      new_options = opts.merge(
+        :operation => :"PlaidApi.user_third_party_token_remove",
+        :header_params => header_params,
+        :query_params => query_params,
+        :form_params => form_params,
+        :body => post_body,
+        :auth_names => auth_names,
+        :return_type => return_type
+      )
+
+      data, status_code, headers = @api_client.call_api(:POST, local_var_path, new_options)
+      if @api_client.config.debugging
+        @api_client.config.logger.debug "API called: PlaidApi#user_third_party_token_remove\nData: #{data.inspect}\nStatus code: #{status_code}\nHeaders: #{headers}"
+      end
+      return data, status_code, headers
+    end
+
     # Update user information
     # This endpoint is used to update user information associated with an existing `user_token`. It can also be used to enable an existing `user_token` for use with Consumer Reports by Plaid Check, by adding a `consumer_report_user_identity` object to the user.
     # @param user_update_request [UserUpdateRequest] 

data/lib/plaid/api_client.rb

@@ -7,7 +7,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -41,7 +41,7 @@ module Plaid
     # @option config [Configuration] Configuration for initializing the object, default to Configuration.default
     def initialize(config = Configuration.default)
       @config = config
-      @user_agent = "Plaid Ruby v32.0.0"
+      @user_agent = "Plaid Ruby v33.0.0"
       @default_headers = {
         'Content-Type' => 'application/json',
         'User-Agent' => @user_agent,

data/lib/plaid/api_error.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/configuration.rb

@@ -7,7 +7,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_access.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_assets.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -42,7 +42,7 @@ module Plaid
 
     attr_accessor :holder_category
 
-    # The duration of transaction history available for this Item, typically defined as the time since the date of the earliest transaction in that account.
+    # The duration of transaction history available within this report for this Item, typically defined as the time since the date of the earliest transaction in that account.
     attr_accessor :days_available
 
     # Transaction history associated with the account.

data/lib/plaid/models/account_balance.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_base.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -39,7 +39,7 @@ module Plaid
 
     attr_accessor :verification_insights
 
-    # A unique and persistent identifier for accounts that can be used to trace multiple instances of the same account across different Items for depository accounts. This is currently only supported for Chase Items. Because Chase accounts have a different account number each time they are linked, this field may be used instead of the account number to uniquely identify a Chase account across multiple Items for payments use cases, helping to reduce duplicate Items or attempted fraud. In Sandbox, this field may be populated for any account; in Production, it will only be populated for Chase accounts.
+    # A unique and persistent identifier for accounts that can be used to trace multiple instances of the same account across different Items for depository accounts. This field is currently supported only for Items at institutions that use Tokenized Account Numbers (i.e., Chase and PNC). Because these accounts have a different account number each time they are linked, this field may be used instead of the account number to uniquely identify an account across multiple Items for payments use cases, helping to reduce duplicate Items or attempted fraud. In Sandbox, this field may be populated for any account; in Production, it will only be populated for accounts at applicable institutions.
     attr_accessor :persistent_account_id
 
     attr_accessor :holder_category

data/lib/plaid/models/account_filter.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_filters_response.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_holder_category.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0

data/lib/plaid/models/account_identity.rb

@@ -3,7 +3,7 @@
 
 #The Plaid REST API. Please see https://plaid.com/docs/api for more details.
 
-The version of the OpenAPI document: 2020-09-14_1.565.0
+The version of the OpenAPI document: 2020-09-14_1.575.0
 
 Generated by: https://openapi-generator.tech
 OpenAPI Generator version: 6.3.0
@@ -39,7 +39,7 @@ module Plaid
 
     attr_accessor :verification_insights
 
-    # A unique and persistent identifier for accounts that can be used to trace multiple instances of the same account across different Items for depository accounts. This is currently only supported for Chase Items. Because Chase accounts have a different account number each time they are linked, this field may be used instead of the account number to uniquely identify a Chase account across multiple Items for payments use cases, helping to reduce duplicate Items or attempted fraud. In Sandbox, this field may be populated for any account; in Production, it will only be populated for Chase accounts.
+    # A unique and persistent identifier for accounts that can be used to trace multiple instances of the same account across different Items for depository accounts. This field is currently supported only for Items at institutions that use Tokenized Account Numbers (i.e., Chase and PNC). Because these accounts have a different account number each time they are linked, this field may be used instead of the account number to uniquely identify an account across multiple Items for payments use cases, helping to reduce duplicate Items or attempted fraud. In Sandbox, this field may be populated for any account; in Production, it will only be populated for accounts at applicable institutions.
     attr_accessor :persistent_account_id
 
     attr_accessor :holder_category